Truist Bank Mortgage Lending & HMDA Data, 2013
In 2013, Truist Bank of Raleigh, NC reported 231,652 mortgage applications totaling $44.4 billion, down 8% from 2012. The average application was for $191,730, and applicants reported an average income of $58,117. 36% of its applications resulted in an originated loan and 14% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (13,096), Atlanta-Sandy Springs-Marietta, GA (7,158) and Raleigh-Cary, NC (6,582) (applications in parentheses).
| Mortgage Company & Address | Truist Bank 3100 Smoketree Ct Fl 5 Raleigh, NC 27604 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 231,652 |
| Total Mortgage Loan Application Amount | $44,414,771,000 |
| Average Mortgage Loan Application Amount | $191,730 |
| Highest Mortgage Loan Application Amount | $70,775,000 |
| Average Applicant Income | $58,117 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Truist Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 13,096 | $ 3,775,011,000 | $ 288,256 | $ 77,469 |
| Atlanta-Sandy Springs-Marietta, GA | 7,158 | $ 1,398,425,000 | $ 195,365 | $ 84,000 |
| Raleigh-Cary, NC | 6,582 | $ 1,281,377,000 | $ 194,678 | $ 73,000 |
| Baltimore-Towson, MD | 6,431 | $ 1,602,434,000 | $ 249,173 | $ 67,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 6,164 | $ 1,094,333,000 | $ 177,536 | $ 71,645 |
| St. Louis, MO-IL | 5,231 | $ 943,451,000 | $ 180,357 | $ 5,752 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 4,366 | $ 850,688,000 | $ 194,843 | $ 73,109 |
| Richmond, VA | 4,329 | $ 760,823,000 | $ 175,750 | $ 61,000 |
| Bethesda-Rockville-Frederick, MD | 3,854 | $ 1,163,594,000 | $ 301,918 | $ 67,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,798 | $ 808,346,000 | $ 212,834 | $ 103,000 |
| Dallas-Plano-Irving, TX | 3,471 | $ 813,529,000 | $ 234,378 | $ 67,000 |
| Greensboro-High Point, NC | 2,870 | $ 416,873,000 | $ 145,251 | $ 75,000 |
| Houston-Sugar Land-Baytown, TX | 2,856 | $ 764,699,000 | $ 267,751 | $ 32,000 |
| Wilmington, NC | 2,687 | $ 604,444,000 | $ 224,951 | $ 103,000 |
| Louisville/Jefferson County, KY-IN | 2,595 | $ 344,425,000 | $ 132,726 | $ 57,342 |
| Winston-Salem, NC | 2,477 | $ 393,539,000 | $ 158,877 | $ 81,000 |
| Durham-Chapel Hill, NC | 2,398 | $ 496,971,000 | $ 207,243 | $ 82,000 |
| Columbia, SC | 2,348 | $ 405,852,000 | $ 172,850 | $ 70,000 |
| Greenville-Mauldin-Easley, SC | 2,340 | $ 447,925,000 | $ 191,420 | $ 70,000 |
| Jacksonville, FL | 2,280 | $ 538,097,000 | $ 236,007 | $ 94,000 |
| Charleston-North Charleston-Summerville, SC | 2,210 | $ 588,117,000 | $ 266,116 | $ 100,000 |
| Kansas City, MO-KS | 2,118 | $ 399,920,000 | $ 188,819 | $ 7,924 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 2,097 | $ 381,707,000 | $ 182,025 | $ 101,000 |
| Orlando-Kissimmee-Sanford, FL | 2,071 | $ 463,710,000 | $ 223,906 | $ 62,000 |
| Hickory-Lenoir-Morganton, NC | 2,037 | $ 242,302,000 | $ 118,950 | $ 68,000 |
| Cincinnati-Middletown, OH-KY-IN | 2,025 | $ 330,574,000 | $ 163,246 | $ 6,388 |
| Austin-Round Rock-San Marcos, TX | 1,866 | $ 437,808,000 | $ 234,623 | $ 28,000 |
| North Port-Bradenton-Sarasota, FL | 1,836 | $ 361,578,000 | $ 196,937 | $ 83,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,695 | $ 327,685,000 | $ 193,324 | $ 81,000 |
| Fayetteville, NC | 1,675 | $ 226,343,000 | $ 135,130 | $ 68,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1,616 | $ 391,178,000 | $ 242,065 | $ 26,000 |
| Miami-Miami Beach-Kendall, FL | 1,549 | $ 454,269,000 | $ 293,265 | $ 121,000 |
| Birmingham-Hoover, AL | 1,525 | $ 284,679,000 | $ 186,674 | $ 51,000 |
| Knoxville, TN | 1,427 | $ 289,767,000 | $ 203,060 | $ 60,000 |
| Provo-Orem, UT | 1,406 | $ 303,072,000 | $ 215,556 | $ 1,000 |
| Cambridge-Newton-Framingham, MA | 1,379 | $ 411,327,000 | $ 298,279 | $ 9,000 |
| Roanoke, VA | 1,335 | $ 223,011,000 | $ 167,049 | $ 60,000 |
| Boston-Quincy, MA | 1,283 | $ 374,091,000 | $ 291,575 | $ 5,000 |
| Lynchburg, VA | 1,276 | $ 174,979,000 | $ 137,130 | $ 67,000 |
| Charleston, WV | 1,231 | $ 135,553,000 | $ 110,116 | $ 90,000 |
| Tallahassee, FL | 1,231 | $ 220,448,000 | $ 179,080 | $ 96,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 1,220 | $ 299,528,000 | $ 245,514 | $ 117,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,160 | $ 239,561,000 | $ 206,518 | $ 708 |
| Greenville, NC | 1,121 | $ 159,780,000 | $ 142,533 | $ 75,000 |
| Indianapolis-Carmel, IN | 1,077 | $ 192,151,000 | $ 178,413 | $ 9,000 |
| Fort Worth-Arlington, TX | 1,060 | $ 205,141,000 | $ 193,529 | $ 56,000 |
| Springfield, MO | 1,014 | $ 147,053,000 | $ 145,022 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 1,002 | $ 168,595,000 | $ 168,258 | $ 79,000 |
| Little Rock-North Little Rock-Conway, AR | 969 | $ 168,755,000 | $ 174,153 | $ 1,000 |
| Charlottesville, VA | 937 | $ 226,374,000 | $ 241,594 | $ 100,000 |
| Salt Lake City, UT | 936 | $ 204,620,000 | $ 218,611 | $ 4,000 |
| Asheville, NC | 933 | $ 174,194,000 | $ 186,703 | $ 81,000 |
| Denver-Aurora-Broomfield, CO | 923 | $ 226,085,000 | $ 244,945 | $ 28,000 |
| Cape Coral-Fort Myers, FL | 895 | $ 173,505,000 | $ 193,860 | $ 91,000 |
| Spartanburg, SC | 891 | $ 182,576,000 | $ 204,911 | $ 63,000 |
| Ogden-Clearfield, UT | 835 | $ 151,650,000 | $ 181,616 | $ 1,000 |
| Morgantown, WV | 807 | $ 135,988,000 | $ 168,510 | $ 103,000 |
| Savannah, GA | 774 | $ 159,815,000 | $ 206,479 | $ 68,000 |
| Augusta-Richmond County, GA-SC | 772 | $ 188,878,000 | $ 244,660 | $ 19,124 |
| Port St. Lucie, FL | 765 | $ 114,817,000 | $ 150,087 | $ 67,000 |
| Hagerstown-Martinsburg, MD-WV | 738 | $ 98,407,000 | $ 133,342 | $ 67,411 |
| Chicago-Joliet-Naperville, IL | 729 | $ 209,326,000 | $ 287,141 | $ 12,000 |
| Pittsburgh, PA | 725 | $ 154,636,000 | $ 213,291 | $ 11,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 708 | $ 138,768,000 | $ 196,000 | $ 97,000 |
| Chattanooga, TN-GA | 690 | $ 165,311,000 | $ 239,581 | $ 84,566 |
| San Antonio-New Braunfels, TX | 688 | $ 163,833,000 | $ 238,129 | $ 29,000 |
| Goldsboro, NC | 676 | $ 77,918,000 | $ 115,263 | $ 68,000 |
| Rocky Mount, NC | 665 | $ 73,038,000 | $ 109,831 | $ 55,000 |
| Owensboro, KY | 636 | $ 68,770,000 | $ 108,128 | $ 60,000 |
| Wilmington, DE-MD-NJ | 633 | $ 144,887,000 | $ 228,889 | $ 15,769 |
| Peabody, MA | 632 | $ 173,139,000 | $ 273,954 | $ 8,000 |
| Lakeland-Winter Haven, FL | 624 | $ 96,795,000 | $ 155,120 | $ 61,000 |
| Harrisonburg, VA | 614 | $ 100,687,000 | $ 163,985 | $ 57,000 |
| Memphis, TN-MS-AR | 613 | $ 119,163,000 | $ 194,393 | $ 7,722 |
| Evansville, IN-KY | 612 | $ 96,857,000 | $ 158,263 | $ 5,715 |
| Kingsport-Bristol-Bristol, TN-VA | 604 | $ 59,633,000 | $ 98,730 | $ 64,350 |
| Spokane, WA | 602 | $ 111,076,000 | $ 184,511 | $ 1,000 |
| Huntsville, AL | 598 | $ 114,966,000 | $ 192,250 | $ 47,000 |
| Ocala, FL | 597 | $ 69,728,000 | $ 116,797 | $ 53,000 |
| Seattle-Bellevue-Everett, WA | 591 | $ 168,513,000 | $ 285,131 | $ 3,000 |
| Duluth, MN-WI | 590 | $ 98,028,000 | $ 166,149 | $ 0 |
| Fort Wayne, IN | 583 | $ 78,305,000 | $ 134,313 | $ 3,000 |
| Portland-South Portland-Biddeford, ME | 553 | $ 115,670,000 | $ 209,168 | $ 1,000 |
| Anderson, SC | 539 | $ 67,069,000 | $ 124,432 | $ 64,000 |
| Winchester, VA-WV | 539 | $ 91,713,000 | $ 170,153 | $ 84,000 |
| Lexington-Fayette, KY | 528 | $ 98,687,000 | $ 186,907 | $ 111,000 |
| Milwaukee-Waukesha-West Allis, WI | 502 | $ 95,538,000 | $ 190,314 | $ 2,000 |
| Philadelphia, PA | 492 | $ 131,577,000 | $ 267,432 | $ 31,000 |
| Burlington, NC | 491 | $ 60,731,000 | $ 123,688 | $ 67,000 |
| Davenport-Moline-Rock Island, IA-IL | 491 | $ 74,950,000 | $ 152,647 | $ 751 |
| Fayetteville-Springdale-Rogers, AR-MO | 491 | $ 92,936,000 | $ 189,279 | $ 2,374 |
| Bowling Green, KY | 488 | $ 61,603,000 | $ 126,235 | $ 72,000 |
| Blacksburg-Christiansburg-Radford, VA | 483 | $ 74,475,000 | $ 154,192 | $ 56,000 |
| Jacksonville, NC | 480 | $ 84,548,000 | $ 176,141 | $ 73,000 |
| Florence, SC | 473 | $ 65,902,000 | $ 139,327 | $ 64,000 |
| Wichita, KS | 472 | $ 68,536,000 | $ 145,203 | $ 2,000 |
| Macon, GA | 470 | $ 50,775,000 | $ 108,031 | $ 68,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 447 | $ 96,311,000 | $ 215,460 | $ 9,843 |
| Gainesville, GA | 445 | $ 75,398,000 | $ 169,433 | $ 80,000 |
| Phoenix-Mesa-Glendale, AZ | 438 | $ 74,954,000 | $ 171,127 | $ 28,000 |
| Montgomery, AL | 437 | $ 68,704,000 | $ 157,217 | $ 58,000 |
| Dalton, GA | 434 | $ 49,375,000 | $ 113,767 | $ 59,000 |
| New York-White Plains-Wayne, NY-NJ | 424 | $ 170,731,000 | $ 402,667 | $ 13,082 |
| Huntington-Ashland, WV-KY-OH | 416 | $ 45,299,000 | $ 108,891 | $ 69,439 |
| Joplin, MO | 411 | $ 52,857,000 | $ 128,605 | $ 6,000 |
| Pensacola-Ferry Pass-Brent, FL | 400 | $ 66,749,000 | $ 166,872 | $ 75,000 |
| Naples-Marco Island, FL | 398 | $ 104,091,000 | $ 261,535 | $ 97,000 |
| Sumter, SC | 390 | $ 45,175,000 | $ 115,833 | $ 64,000 |
| Wheeling, WV-OH | 388 | $ 43,318,000 | $ 111,644 | $ 67,072 |
| New Orleans-Metairie-Kenner, LA | 366 | $ 75,059,000 | $ 205,079 | $ 16,000 |
| Parkersburg-Marietta-Vienna, WV-OH | 366 | $ 41,660,000 | $ 113,825 | $ 90,688 |
| Boise City-Nampa, ID | 360 | $ 58,797,000 | $ 163,325 | $ 3,000 |
| Columbus, GA-AL | 360 | $ 48,331,000 | $ 134,252 | $ 54,172 |
| Worcester, MA | 353 | $ 82,030,000 | $ 232,379 | $ 2,000 |
| Danville, VA | 348 | $ 34,161,000 | $ 98,163 | $ 57,000 |
| Mobile, AL | 343 | $ 58,670,000 | $ 171,049 | $ 57,000 |
| Colorado Springs, CO | 330 | $ 73,770,000 | $ 223,545 | $ 5,000 |
| St. George, UT | 324 | $ 66,707,000 | $ 205,885 | $ 6,000 |
| Coeur D'Alene, ID | 323 | $ 59,931,000 | $ 185,544 | $ 0 |
| Hartford-West Hartford-East Hartford, CT | 315 | $ 65,678,000 | $ 208,501 | $ 3,000 |
| Columbus, OH | 311 | $ 45,720,000 | $ 147,009 | $ 43,000 |
| Palm Coast, FL | 309 | $ 62,201,000 | $ 201,297 | $ 163,000 |
| Manchester-Nashua, NH | 301 | $ 61,510,000 | $ 204,352 | $ 4,000 |
| Clarksville, TN-KY | 300 | $ 33,786,000 | $ 112,620 | $ 44,440 |
| Anniston-Oxford, AL | 296 | $ 31,867,000 | $ 107,658 | $ 61,000 |
| Warner Robins, GA | 294 | $ 39,280,000 | $ 133,605 | $ 63,000 |
| Salisbury, MD | 291 | $ 40,386,000 | $ 138,783 | $ 68,000 |
| Athens-Clarke County, GA | 287 | $ 40,610,000 | $ 141,498 | $ 67,000 |
| Gary, IN | 280 | $ 39,831,000 | $ 142,253 | $ 1,000 |
| Des Moines-West Des Moines, IA | 268 | $ 51,768,000 | $ 193,164 | $ 2,000 |
| Cheyenne, WY | 257 | $ 51,558,000 | $ 200,614 | $ 2,000 |
| Missoula, MT | 244 | $ 47,859,000 | $ 196,143 | $ 0 |
| Grand Junction, CO | 242 | $ 45,432,000 | $ 187,735 | $ 3,000 |
| Gainesville, FL | 241 | $ 46,067,000 | $ 191,149 | $ 28,000 |
| Crestview-Fort Walton Beach-Destin, FL | 238 | $ 61,999,000 | $ 260,500 | $ 55,000 |
| Oklahoma City, OK | 238 | $ 45,044,000 | $ 189,260 | $ 8,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 238 | $ 72,667,000 | $ 305,323 | $ 135,000 |
| Lafayette, IN | 236 | $ 35,462,000 | $ 150,262 | $ 2,000 |
| Cleveland, TN | 234 | $ 26,298,000 | $ 112,384 | $ 59,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 230 | $ 38,701,000 | $ 168,265 | $ 8,608 |
| Portland-Vancouver-Hillsboro, OR-WA | 229 | $ 58,886,000 | $ 257,144 | $ 22,903 |
| Las Vegas-Paradise, NV | 219 | $ 39,578,000 | $ 180,721 | $ 10,000 |
| Rockingham County-Strafford County, NH | 216 | $ 49,276,000 | $ 228,129 | $ 3,000 |
| Auburn-Opelika, AL | 213 | $ 29,763,000 | $ 139,732 | $ 67,000 |
| Olympia, WA | 213 | $ 41,238,000 | $ 193,605 | $ 0 |
| Bloomington, IN | 212 | $ 38,013,000 | $ 179,306 | $ 2,000 |
| Brunswick, GA | 207 | $ 56,972,000 | $ 275,227 | $ 141,000 |
| Bridgeport-Stamford-Norwalk, CT | 205 | $ 69,645,000 | $ 339,731 | $ 5,000 |
| Baton Rouge, LA | 203 | $ 38,802,000 | $ 191,142 | $ 3,000 |
| Punta Gorda, FL | 201 | $ 26,342,000 | $ 131,054 | $ 72,000 |
| Cleveland-Elyria-Mentor, OH | 198 | $ 23,828,000 | $ 120,343 | $ 33,000 |
| Johnson City, TN | 197 | $ 39,326,000 | $ 199,624 | $ 68,000 |
| Edison-New Brunswick, NJ | 195 | $ 55,065,000 | $ 282,384 | $ 10,000 |
| Lawrence, KS | 193 | $ 32,686,000 | $ 169,357 | $ 66,000 |
| Burlington-South Burlington, VT | 189 | $ 40,154,000 | $ 212,455 | $ 0 |
| Cape Girardeau-Jackson, MO-IL | 189 | $ 28,101,000 | $ 148,682 | $ 1,000 |
| Grand Rapids-Wyoming, MI | 188 | $ 28,350,000 | $ 150,797 | $ 5,000 |
| Madison, WI | 188 | $ 34,559,000 | $ 183,824 | $ 3,000 |
| Florence-Muscle Shoals, AL | 180 | $ 27,959,000 | $ 155,327 | $ 6,000 |
| Billings, MT | 177 | $ 32,997,000 | $ 186,423 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 173 | $ 19,058,000 | $ 110,161 | $ 8,017 |
| Nassau-Suffolk, NY | 168 | $ 59,989,000 | $ 357,077 | $ 13,000 |
| Sebastian-Vero Beach, FL | 167 | $ 30,673,000 | $ 183,670 | $ 32,000 |
| Bremerton-Silverdale, WA | 160 | $ 29,510,000 | $ 184,437 | $ 2,000 |
| Warren-Troy-Farmington Hills, MI | 159 | $ 27,294,000 | $ 171,660 | $ 1,000 |
| Anderson, IN | 158 | $ 17,297,000 | $ 109,474 | $ 2,000 |
| Idaho Falls, ID | 155 | $ 23,054,000 | $ 148,735 | $ 0 |
| Tulsa, OK | 155 | $ 30,610,000 | $ 197,483 | $ 12,000 |
| Morristown, TN | 149 | $ 16,880,000 | $ 113,288 | $ 56,000 |
| Barnstable Town, MA | 145 | $ 39,766,000 | $ 274,248 | $ 26,000 |
| Los Angeles-Long Beach-Glendale, CA | 136 | $ 41,171,000 | $ 302,727 | $ 0 |
| Tuscaloosa, AL | 136 | $ 27,787,000 | $ 204,316 | $ 92,000 |
| Newark-Union, NJ-PA | 135 | $ 41,834,000 | $ 309,881 | $ 4,237 |
| Tacoma, WA | 135 | $ 32,540,000 | $ 241,037 | $ 1,000 |
| Scranton--Wilkes-Barre, PA | 133 | $ 20,381,000 | $ 153,240 | $ 5,000 |
| York-Hanover, PA | 131 | $ 20,390,000 | $ 155,648 | $ 45,000 |
| Valdosta, GA | 129 | $ 17,784,000 | $ 137,860 | $ 71,000 |
| Lincoln, NE | 127 | $ 19,145,000 | $ 150,748 | $ 0 |
| Muncie, IN | 126 | $ 16,112,000 | $ 127,873 | $ 1,000 |
| Jackson, MS | 125 | $ 23,478,000 | $ 187,824 | $ 2,000 |
| Cumberland, MD-WV | 124 | $ 14,127,000 | $ 113,927 | $ 52,870 |
| Manhattan, KS | 124 | $ 20,616,000 | $ 166,258 | $ 0 |
| Columbia, MO | 121 | $ 22,559,000 | $ 186,438 | $ 4,000 |
| Topeka, KS | 120 | $ 16,616,000 | $ 138,466 | $ 27,000 |
| Casper, WY | 119 | $ 23,316,000 | $ 195,932 | $ 8,000 |
| Johnstown, PA | 119 | $ 13,958,000 | $ 117,294 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 119 | $ 24,872,000 | $ 209,008 | $ 3,000 |
| New Haven-Milford, CT | 113 | $ 25,832,000 | $ 228,601 | $ 4,000 |
| Dayton, OH | 109 | $ 13,256,000 | $ 121,614 | $ 15,000 |
| Green Bay, WI | 109 | $ 17,667,000 | $ 162,082 | $ 0 |
| Dothan, AL | 108 | $ 15,325,000 | $ 141,898 | $ 45,000 |
| Rochester, NY | 107 | $ 15,865,000 | $ 148,271 | $ 0 |
| State College, PA | 104 | $ 19,219,000 | $ 184,798 | $ 2,000 |
| Holland-Grand Haven, MI | 101 | $ 17,125,000 | $ 169,554 | $ 6,000 |
| Lewiston-Auburn, ME | 101 | $ 14,163,000 | $ 140,227 | $ 0 |
| Fort Smith, AR-OK | 99 | $ 13,184,000 | $ 133,171 | $ 0 |
| Kalamazoo-Portage, MI | 99 | $ 15,747,000 | $ 159,060 | $ 0 |
| Pocatello, ID | 96 | $ 12,578,000 | $ 131,020 | $ 0 |
| Decatur, AL | 95 | $ 13,090,000 | $ 137,789 | $ 24,000 |
| Omaha-Council Bluffs, NE-IA | 95 | $ 16,149,000 | $ 169,989 | $ 3,284 |
| Springfield, MA | 94 | $ 17,091,000 | $ 181,819 | $ 0 |
| Lancaster, PA | 92 | $ 12,476,000 | $ 135,608 | $ 24,000 |
| Albuquerque, NM | 91 | $ 17,817,000 | $ 195,791 | $ 6,000 |
| Harrisburg-Carlisle, PA | 91 | $ 14,758,000 | $ 162,175 | $ 37,000 |
| Riverside-San Bernardino-Ontario, CA | 91 | $ 23,825,000 | $ 261,813 | $ 0 |
| Michigan City-La Porte, IN | 90 | $ 11,084,000 | $ 123,155 | $ 6,000 |
| Reno-Sparks, NV | 88 | $ 19,350,000 | $ 219,886 | $ 3,000 |
| Dover, DE | 87 | $ 14,637,000 | $ 168,241 | $ 24,000 |
| Hot Springs, AR | 86 | $ 12,933,000 | $ 150,383 | $ 0 |
| Boulder, CO | 85 | $ 26,686,000 | $ 313,952 | $ 78,000 |
| Columbus, IN | 83 | $ 13,650,000 | $ 164,457 | $ 10,000 |
| Great Falls, MT | 82 | $ 13,995,000 | $ 170,670 | $ 2,000 |
| Buffalo-Niagara Falls, NY | 76 | $ 10,391,000 | $ 136,723 | $ 0 |
| Gadsden, AL | 76 | $ 7,867,000 | $ 103,513 | $ 67,000 |
| Jackson, TN | 75 | $ 10,526,000 | $ 140,346 | $ 5,000 |
| Logan, UT-ID | 72 | $ 11,700,000 | $ 162,500 | $ 4,513 |
| Reading, PA | 72 | $ 9,995,000 | $ 138,819 | $ 18,000 |
| Altoona, PA | 71 | $ 9,239,000 | $ 130,126 | $ 3,000 |
| Rome, GA | 71 | $ 7,307,000 | $ 102,915 | $ 35,000 |
| Killeen-Temple-Fort Hood, TX | 70 | $ 12,191,000 | $ 174,157 | $ 33,000 |
| Toledo, OH | 70 | $ 3,828,000 | $ 54,685 | $ 47,000 |
| Beaumont-Port Arthur, TX | 69 | $ 9,112,000 | $ 132,057 | $ 0 |
| Santa Fe, NM | 69 | $ 18,116,000 | $ 262,550 | $ 28,000 |
| Lake County-Kenosha County, IL-WI | 67 | $ 15,572,000 | $ 232,417 | $ 6,268 |
| Fort Collins-Loveland, CO | 65 | $ 14,818,000 | $ 227,969 | $ 11,000 |
| Bangor, ME | 63 | $ 10,034,000 | $ 159,269 | $ 0 |
| Erie, PA | 63 | $ 8,448,000 | $ 134,095 | $ 2,000 |
| Sioux City, IA-NE-SD | 63 | $ 8,239,000 | $ 130,777 | $ 0 |
| Tucson, AZ | 62 | $ 13,290,000 | $ 214,354 | $ 33,000 |
| Shreveport-Bossier City, LA | 61 | $ 12,968,000 | $ 212,590 | $ 13,000 |
| Kennewick-Pasco-Richland, WA | 60 | $ 11,051,000 | $ 184,183 | $ 0 |
| Waterloo-Cedar Falls, IA | 60 | $ 8,345,000 | $ 139,083 | $ 0 |
| Akron, OH | 59 | $ 7,159,000 | $ 121,338 | $ 30,000 |
| Wenatchee-East Wenatchee, WA | 58 | $ 10,804,000 | $ 186,275 | $ 2,000 |
| Ames, IA | 56 | $ 9,247,000 | $ 165,125 | $ 14,000 |
| Pueblo, CO | 56 | $ 8,303,000 | $ 148,267 | $ 0 |
| Longview, TX | 53 | $ 8,494,000 | $ 160,264 | $ 15,000 |
| El Paso, TX | 52 | $ 8,742,000 | $ 168,115 | $ 36,000 |
| Houma-Bayou Cane-Thibodaux, LA | 52 | $ 10,225,000 | $ 196,634 | $ 7,000 |
| Greeley, CO | 50 | $ 9,482,000 | $ 189,640 | $ 0 |
| Yakima, WA | 50 | $ 8,410,000 | $ 168,200 | $ 0 |
| St. Joseph, MO-KS | 49 | $ 6,210,000 | $ 126,734 | $ 0 |
| Bakersfield-Delano, CA | 48 | $ 10,471,000 | $ 218,145 | $ 0 |
| Racine, WI | 48 | $ 7,913,000 | $ 164,854 | $ 0 |
| Pine Bluff, AR | 47 | $ 6,110,000 | $ 130,000 | $ 0 |
| Lubbock, TX | 46 | $ 6,707,000 | $ 145,804 | $ 7,000 |
| Norwich-New London, CT | 46 | $ 8,886,000 | $ 193,173 | $ 4,000 |
| Lafayette, LA | 45 | $ 7,971,000 | $ 177,133 | $ 4,000 |
| Laredo, TX | 45 | $ 7,016,000 | $ 155,911 | $ 42,000 |
| Camden, NJ | 44 | $ 9,261,000 | $ 210,477 | $ 7,000 |
| Elizabethtown, KY | 43 | $ 7,319,000 | $ 170,209 | $ 20,000 |
| Corpus Christi, TX | 42 | $ 7,030,000 | $ 167,380 | $ 9,000 |
| McAllen-Edinburg-Mission, TX | 42 | $ 7,809,000 | $ 185,928 | $ 36,000 |
| Rapid City, SD | 42 | $ 7,443,000 | $ 177,214 | $ 14,000 |
| Sherman-Denison, TX | 42 | $ 6,449,000 | $ 153,547 | $ 23,000 |
| Oakland-Fremont-Hayward, CA | 41 | $ 14,522,000 | $ 354,195 | $ 0 |
| Brownsville-Harlingen, TX | 40 | $ 4,907,000 | $ 122,675 | $ 15,000 |
| Steubenville-Weirton, OH-WV | 40 | $ 3,925,000 | $ 98,125 | $ 21,600 |
| Terre Haute, IN | 40 | $ 3,862,000 | $ 96,550 | $ 8,000 |
| Hinesville-Fort Stewart, GA | 39 | $ 3,321,000 | $ 85,153 | $ 57,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 38 | $ 9,020,000 | $ 237,368 | $ 0 |
| Bellingham, WA | 37 | $ 9,142,000 | $ 247,081 | $ 0 |
| San Diego-Carlsbad-San Marcos, CA | 36 | $ 12,662,000 | $ 351,722 | $ 0 |
| Mount Vernon-Anacortes, WA | 34 | $ 7,695,000 | $ 226,323 | $ 0 |
| Waco, TX | 34 | $ 19,274,000 | $ 566,882 | $ 13,000 |
| Williamsport, PA | 34 | $ 4,623,000 | $ 135,970 | $ 4,000 |
| Albany, GA | 31 | $ 3,013,000 | $ 97,193 | $ 31,000 |
| College Station-Bryan, TX | 31 | $ 5,749,000 | $ 185,451 | $ 29,000 |
| Pittsfield, MA | 31 | $ 6,698,000 | $ 216,064 | $ 13,000 |
| Appleton, WI | 30 | $ 4,197,000 | $ 139,900 | $ 0 |
| Jefferson City, MO | 30 | $ 5,329,000 | $ 177,633 | $ 1,000 |
| Syracuse, NY | 29 | $ 3,333,000 | $ 114,931 | $ 0 |
| Stockton, CA | 28 | $ 5,472,000 | $ 195,428 | $ 0 |
| Fresno, CA | 27 | $ 6,204,000 | $ 229,777 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 25 | $ 3,976,000 | $ 159,040 | $ 0 |
| Monroe, LA | 25 | $ 4,535,000 | $ 181,400 | $ 5,000 |
| Tyler, TX | 25 | $ 3,895,000 | $ 155,800 | $ 13,000 |
| Albany-Schenectady-Troy, NY | 24 | $ 43,391,000 | $ 1,807,958 | $ 35,000 |
| Dubuque, IA | 24 | $ 3,440,000 | $ 143,333 | $ 0 |
| Canton-Massillon, OH | 23 | $ 1,849,000 | $ 80,391 | $ 39,000 |
| Muskegon-Norton Shores, MI | 23 | $ 2,616,000 | $ 113,739 | $ 0 |
| Champaign-Urbana, IL | 21 | $ 2,842,000 | $ 135,333 | $ 0 |
| Farmington, NM | 21 | $ 5,222,000 | $ 248,666 | $ 32,000 |
| Kokomo, IN | 21 | $ 1,918,000 | $ 91,333 | $ 28,000 |
| South Bend-Mishawaka, IN-MI | 21 | $ 3,431,000 | $ 163,380 | $ 7,619 |
| Las Cruces, NM | 20 | $ 3,565,000 | $ 178,250 | $ 0 |
| Amarillo, TX | 19 | $ 3,334,000 | $ 175,473 | $ 15,000 |
| Lima, OH | 19 | $ 1,222,000 | $ 64,315 | $ 35,000 |
| Ocean City, NJ | 19 | $ 5,187,000 | $ 273,000 | $ 47,000 |
| Santa Ana-Anaheim-Irvine, CA | 19 | $ 7,282,000 | $ 383,263 | $ 0 |
| Cedar Rapids, IA | 18 | $ 2,399,000 | $ 133,277 | $ 0 |
| Elkhart-Goshen, IN | 18 | $ 2,111,000 | $ 117,277 | $ 6,000 |
| Atlantic City-Hammonton, NJ | 16 | $ 3,833,000 | $ 239,562 | $ 24,000 |
| Gulfport-Biloxi, MS | 16 | $ 2,768,000 | $ 173,000 | $ 30,000 |
| Longview, WA | 16 | $ 3,246,000 | $ 202,875 | $ 0 |
| Bend, OR | 15 | $ 4,365,000 | $ 291,000 | $ 41,000 |
| Peoria, IL | 15 | $ 2,742,000 | $ 182,800 | $ 0 |
| Trenton-Ewing, NJ | 15 | $ 3,423,000 | $ 228,200 | $ 14,000 |
| Iowa City, IA | 14 | $ 2,397,000 | $ 171,214 | $ 0 |
| Niles-Benton Harbor, MI | 14 | $ 2,377,000 | $ 169,785 | $ 12,000 |
| San Francisco-San Mateo-Redwood City, CA | 14 | $ 5,189,000 | $ 370,642 | $ 0 |
| Springfield, OH | 14 | $ 1,849,000 | $ 132,071 | $ 5,000 |
| Salem, OR | 13 | $ 2,165,000 | $ 166,538 | $ 0 |
| San Angelo, TX | 13 | $ 2,178,000 | $ 167,538 | $ 9,000 |
| Victoria, TX | 13 | $ 2,371,000 | $ 182,384 | $ 22,000 |
| Ann Arbor, MI | 12 | $ 2,253,000 | $ 187,750 | $ 0 |
| Lake Charles, LA | 12 | $ 9,354,000 | $ 779,500 | $ 0 |
| Lansing-East Lansing, MI | 12 | $ 1,881,000 | $ 156,750 | $ 0 |
| Rockford, IL | 12 | $ 968,000 | $ 80,666 | $ 0 |
| Abilene, TX | 11 | $ 1,947,000 | $ 177,000 | $ 26,000 |
| Eugene-Springfield, OR | 11 | $ 2,465,000 | $ 224,090 | $ 0 |
| Kingston, NY | 11 | $ 2,238,000 | $ 203,454 | $ 0 |
| Midland, TX | 11 | $ 2,467,000 | $ 224,272 | $ 0 |
| Flagstaff, AZ | 10 | $ 2,347,000 | $ 234,700 | $ 61,000 |
| Lewiston, ID-WA | 10 | $ 1,664,000 | $ 166,400 | $ 0 |
| Wichita Falls, TX | 10 | $ 1,375,000 | $ 137,500 | $ 7,000 |
| Jonesboro, AR | 9 | $ 1,761,000 | $ 195,666 | $ 0 |
| Lebanon, PA | 9 | $ 774,000 | $ 86,000 | $ 55,000 |
| Mansfield, OH | 9 | $ 450,000 | $ 50,000 | $ 30,000 |
| Modesto, CA | 9 | $ 1,680,000 | $ 186,666 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 9 | $ 3,273,000 | $ 363,666 | $ 0 |
| Sheboygan, WI | 9 | $ 1,355,000 | $ 150,555 | $ 0 |
| Binghamton, NY | 8 | $ 764,000 | $ 95,500 | $ 0 |
| Danville, IL | 8 | $ 555,000 | $ 69,375 | $ 4,000 |
| Janesville, WI | 8 | $ 1,114,000 | $ 139,250 | $ 0 |
| Rochester, MN | 8 | $ 1,454,000 | $ 181,750 | $ 0 |
| Texarkana, Tx-Texarkana, AR | 8 | $ 864,000 | $ 108,000 | $ 0 |
| Vineland-Millville-Bridgeton, NJ | 8 | $ 1,111,000 | $ 138,875 | $ 0 |
| Battle Creek, MI | 7 | $ 998,000 | $ 142,571 | $ 6,000 |
| Bismarck, ND | 7 | $ 1,292,000 | $ 184,571 | $ 0 |
| Lawton, OK | 7 | $ 1,051,000 | $ 150,142 | $ 0 |
| Medford, OR | 7 | $ 2,111,000 | $ 301,571 | $ 17,000 |
| Oshkosh-Neenah, WI | 7 | $ 1,338,000 | $ 191,142 | $ 0 |
| Prescott, AZ | 7 | $ 1,536,000 | $ 219,428 | $ 0 |
| Vallejo-Fairfield, CA | 7 | $ 2,261,000 | $ 323,000 | $ 0 |
| Yuma, AZ | 7 | $ 570,000 | $ 81,428 | $ 0 |
| Bloomington-Normal, IL | 6 | $ 1,424,000 | $ 237,333 | $ 0 |
| Monroe, MI | 6 | $ 851,000 | $ 141,833 | $ 0 |
| Santa Rosa-Petaluma, CA | 6 | $ 1,806,000 | $ 301,000 | $ 0 |
| Glens Falls, NY | 5 | $ 2,145,000 | $ 429,000 | $ 190,000 |
| Hattiesburg, MS | 5 | $ 542,000 | $ 108,400 | $ 0 |
| Ithaca, NY | 5 | $ 1,159,000 | $ 231,800 | $ 0 |
| La Crosse, WI-MN | 5 | $ 1,388,000 | $ 277,600 | $ 72,000 |
| Odessa, TX | 5 | $ 677,000 | $ 135,400 | $ 29,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 1,462,000 | $ 292,400 | $ 0 |
| Eau Claire, WI | 4 | $ 461,000 | $ 115,250 | $ 0 |
| Madera-Chowchilla, CA | 4 | $ 819,000 | $ 204,750 | $ 0 |
| Salinas, CA | 4 | $ 1,274,000 | $ 318,500 | $ 0 |
| Sandusky, OH | 4 | $ 326,000 | $ 81,500 | $ 38,000 |
| St. Cloud, MN | 4 | $ 529,000 | $ 132,250 | $ 0 |
| Utica-Rome, NY | 4 | $ 702,000 | $ 175,500 | $ 167,000 |
| Wausau, WI | 4 | $ 482,000 | $ 120,500 | $ 0 |
| Corvallis, OR | 3 | $ 827,000 | $ 275,666 | $ 0 |
| Decatur, IL | 3 | $ 492,000 | $ 164,000 | $ 0 |
| Fond Du Lac, WI | 3 | $ 583,000 | $ 194,333 | $ 0 |
| Merced, CA | 3 | $ 569,000 | $ 189,666 | $ 0 |
| Pascagoula, MS | 3 | $ 266,000 | $ 88,666 | $ 74,000 |
| San Luis Obispo-Paso Robles, CA | 3 | $ 1,520,000 | $ 506,666 | $ 0 |
| Springfield, IL | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Carson City, NV | 2 | $ 386,000 | $ 193,000 | $ 0 |
| Grand Forks, ND-MN | 2 | $ 254,000 | $ 127,000 | $ 0 |
| Jackson, MI | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Kankakee-Bradley, IL | 2 | $ 487,000 | $ 243,500 | $ 0 |
| Lake Havasu City-Kingman, AZ | 2 | $ 202,000 | $ 101,000 | $ 0 |
| Mankato-North Mankato, MN | 2 | $ 474,000 | $ 237,000 | $ 0 |
| Redding, CA | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 554,000 | $ 277,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 2 | $ 968,000 | $ 484,000 | $ 0 |
| Alexandria, LA | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Anchorage, AK | 1 | $ 120,000 | $ 120,000 | $ 86,000 |
| Chico, CA | 1 | $ 157,000 | $ 157,000 | $ 0 |
| El Centro, CA | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Fargo, ND-MN | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Flint, MI | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Napa, CA | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 148,000 | $ 148,000 | $ 0 |
Mortgage Loan Application Detail Totals for Truist Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 113,502 | $21,437,082,000 | $188,000 | $20,000,000 | $62,000 | $9,999,000 |
| Home Purchase | 99,633 | $21,568,462,000 | $216,000 | $70,775,000 | $50,000 | $9,999,000 |
| Home Improvement | 18,517 | $1,409,227,000 | $76,000 | $24,000,000 | $78,000 | $9,999,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 98,088 | $22,799,744,000 | $232,000 | $70,775,000 | $0 | $0 |
| White | 96,872 | $15,436,215,000 | $159,000 | $28,497,000 | $100,000 | $9,999,000 |
| Not Provided | 18,114 | $3,679,516,000 | $203,000 | $5,000,000 | $123,000 | $9,999,000 |
| Black or African American | 9,462 | $1,058,410,000 | $111,000 | $1,771,000 | $68,000 | $4,500,000 |
| Hispanic | 5,513 | $772,382,000 | $140,000 | $3,470,000 | $82,000 | $9,999,000 |
| Asian | 2,754 | $546,191,000 | $198,000 | $3,315,000 | $110,000 | $2,253,000 |
| American Indian or Alaskan Native | 504 | $73,049,000 | $144,000 | $1,000,000 | $118,000 | $9,999,000 |
| Native Hawaiian or Other Pacific Islander | 345 | $49,264,000 | $142,000 | $1,000,000 | $91,000 | $2,084,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 195,454 | $38,118,064,000 | $195,000 | $70,775,000 | $64,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 19,701 | $3,066,377,000 | $155,000 | $746,000 | $28,000 | $1,660,000 |
| VA-guaranteed (Veterans Administration) | 10,854 | $2,451,771,000 | $225,000 | $1,224,000 | $27,000 | $786,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5,643 | $778,559,000 | $137,000 | $444,000 | $19,000 | $176,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 95,493 | $19,531,161,000 | $204,000 | $975,000 | $0 | $0 |
| Loan Originated | 84,095 | $14,539,614,000 | $172,000 | $23,100,000 | $103,000 | $9,999,000 |
| Application Denied By Financial Institution | 31,928 | $5,332,687,000 | $167,000 | $70,775,000 | $81,000 | $9,999,000 |
| Application Withdrawn By Applicant | 9,509 | $2,150,979,000 | $226,000 | $41,240,000 | $112,000 | $9,999,000 |
| File Closed For Incompleteness | 5,382 | $1,155,107,000 | $214,000 | $2,800,000 | $120,000 | $9,999,000 |
| Application Approved But Not Accepted | 5,245 | $1,705,223,000 | $325,000 | $40,000,000 | $94,000 | $4,057,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 11,314 | $1,106,852,000 | $97,000 | $22,500,000 | $71,000 | $9,999,000 |
| Debt-To-Income Ratio | 8,411 | $1,422,083,000 | $169,000 | $19,600,000 | $55,000 | $1,862,000 |
| Collateral | 7,084 | $1,320,895,000 | $186,000 | $2,405,000 | $119,000 | $6,000,000 |
| Other | 3,328 | $1,170,778,000 | $351,000 | $70,775,000 | $95,000 | $2,571,000 |
| Unverifiable Information | 663 | $100,734,000 | $151,000 | $1,350,000 | $82,000 | $2,483,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 630 | $133,698,000 | $212,000 | $1,800,000 | $108,000 | $1,998,000 |
| Employment History | 341 | $53,949,000 | $158,000 | $1,645,000 | $55,000 | $2,379,000 |
| Credit Application Incomplete | 155 | $23,208,000 | $149,000 | $780,000 | $118,000 | $1,690,000 |
| Mortgage Insurance Denied | 2 | $490,000 | $245,000 | $344,000 | $61,000 | $74,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Truist Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Truist Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About