Bremer Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Bremer Bank, Na 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bremer Bank, Na 372 St. Peter Street St. Paul, MN 55102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,043 |
| Total Mortgage Loan Application Amount | $755,457,000 |
| Average Mortgage Loan Application Amount | $144,333 |
| Highest Mortgage Loan Application Amount | $20,260,000 |
| Average Applicant Income | $85,000 |
| Highest Applicant Income | $4,155,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Bremer Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bremer Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Bremer Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bremer Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Bremer Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bremer Bank, Na's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 265 | $ 53,351,000 | $ 201,000 | $ 104,000 |
| Douglas County Minnesota | 223 | $ 37,097,000 | $ 166,000 | $ 78,000 |
| Stearns County Minnesota | 183 | $ 34,335,000 | $ 187,000 | $ 122,000 |
| Cass County North Dakota | 156 | $ 30,530,000 | $ 195,000 | $ 109,000 |
| Ramsey County Minnesota | 148 | $ 25,883,000 | $ 174,000 | $ 85,000 |
| Otter Tail County Minnesota | 138 | $ 20,849,000 | $ 151,000 | $ 148,000 |
| Grand Forks County North Dakota | 137 | $ 48,476,000 | $ 353,000 | $ 99,000 |
| Crow Wing County Minnesota | 126 | $ 28,130,000 | $ 223,000 | $ 85,000 |
| Dakota County Minnesota | 122 | $ 37,210,000 | $ 305,000 | $ 78,000 |
| Ward County North Dakota | 113 | $ 29,794,000 | $ 263,000 | $ 88,000 |
| Becker County Minnesota | 112 | $ 13,573,000 | $ 121,000 | $ 87,000 |
| Polk County Minnesota | 104 | $ 11,625,000 | $ 111,000 | $ 73,000 |
| Kandiyohi County Minnesota | 101 | $ 17,302,000 | $ 171,000 | $ 101,000 |
| Clay County Minnesota | 100 | $ 14,455,000 | $ 144,000 | $ 72,000 |
| Washington County Minnesota | 98 | $ 19,686,000 | $ 200,000 | $ 138,000 |
| Dunn County Wisconsin | 95 | $ 10,619,000 | $ 111,000 | $ 75,000 |
| Polk County Wisconsin | 90 | $ 9,167,000 | $ 101,000 | $ 70,000 |
| St. Croix County Wisconsin | 87 | $ 12,034,000 | $ 138,000 | $ 66,000 |
| Blue Earth County Minnesota | 86 | $ 14,434,000 | $ 167,000 | $ 87,000 |
| Lyon County Minnesota | 86 | $ 11,226,000 | $ 130,000 | $ 86,000 |
| Burnett County Wisconsin | 70 | $ 5,919,000 | $ 84,000 | $ 64,000 |
| Benton County Minnesota | 65 | $ 9,363,000 | $ 144,000 | $ 86,000 |
| Koochiching County Minnesota | 62 | $ 5,749,000 | $ 92,000 | $ 64,000 |
| Redwood County Minnesota | 58 | $ 4,979,000 | $ 85,000 | $ 49,000 |
| Aitkin County Minnesota | 56 | $ 7,005,000 | $ 125,000 | $ 89,000 |
| Anoka County Minnesota | 48 | $ 6,876,000 | $ 143,000 | $ 71,000 |
| Nicollet County Minnesota | 45 | $ 7,199,000 | $ 159,000 | $ 82,000 |
| Richland County North Dakota | 45 | $ 5,818,000 | $ 129,000 | $ 69,000 |
| Stevens County Minnesota | 44 | $ 3,922,000 | $ 89,000 | $ 86,000 |
| La Crosse County Wisconsin | 42 | $ 11,803,000 | $ 281,000 | $ 155,000 |
| Wilkin County Minnesota | 38 | $ 4,736,000 | $ 124,000 | $ 74,000 |
| Wright County Minnesota | 36 | $ 6,009,000 | $ 166,000 | $ 82,000 |
| Bayfield County Wisconsin | 34 | $ 2,940,000 | $ 86,000 | $ 116,000 |
| Sherburne County Minnesota | 33 | $ 4,228,000 | $ 128,000 | $ 85,000 |
| Pope County Minnesota | 31 | $ 3,892,000 | $ 125,000 | $ 84,000 |
| Cass County Minnesota | 29 | $ 6,559,000 | $ 226,000 | $ 133,000 |
| Mille Lacs County Minnesota | 29 | $ 3,021,000 | $ 104,000 | $ 78,000 |
| Morrison County Minnesota | 29 | $ 5,785,000 | $ 199,000 | $ 61,000 |
| Eau Claire County Wisconsin | 29 | $ 13,531,000 | $ 466,000 | $ 81,000 |
| Burleigh County North Dakota | 28 | $ 25,809,000 | $ 921,000 | $ 65,000 |
| Steele County Minnesota | 25 | $ 4,308,000 | $ 172,000 | $ 84,000 |
| Ramsey County North Dakota | 25 | $ 3,269,000 | $ 130,000 | $ 128,000 |
| Ransom County North Dakota | 25 | $ 2,230,000 | $ 89,000 | $ 59,000 |
| Marshall County Minnesota | 24 | $ 2,021,000 | $ 84,000 | $ 60,000 |
| Scott County Minnesota | 24 | $ 4,340,000 | $ 180,000 | $ 81,000 |
| Todd County Minnesota | 19 | $ 2,091,000 | $ 110,000 | $ 84,000 |
| Walsh County North Dakota | 19 | $ 1,698,000 | $ 89,000 | $ 78,000 |
| Carver County Minnesota | 18 | $ 2,909,000 | $ 161,000 | $ 123,000 |
| St. Louis County Minnesota | 17 | $ 4,341,000 | $ 255,000 | $ 107,000 |
| Foster County North Dakota | 17 | $ 2,143,000 | $ 126,000 | $ 86,000 |
| Morton County North Dakota | 16 | $ 3,401,000 | $ 212,000 | $ 74,000 |
| Grant County Minnesota | 15 | $ 1,958,000 | $ 130,000 | $ 60,000 |
| Renville County Minnesota | 13 | $ 1,294,000 | $ 99,000 | $ 72,000 |
| Maricopa County Arizona | 12 | $ 2,656,000 | $ 221,000 | $ 236,000 |
| Isanti County Minnesota | 12 | $ 5,694,000 | $ 474,000 | $ 81,000 |
| Stark County North Dakota | 12 | $ 1,522,000 | $ 126,000 | $ 109,000 |
| Chippewa County Wisconsin | 12 | $ 1,490,000 | $ 124,000 | $ 63,000 |
| Swift County Minnesota | 11 | $ 1,284,000 | $ 116,000 | $ 78,000 |
| Chisago County Minnesota | 10 | $ 1,942,000 | $ 194,000 | $ 78,000 |
| Le Sueur County Minnesota | 10 | $ 1,967,000 | $ 196,000 | $ 88,000 |
| Pierce County North Dakota | 10 | $ 1,419,000 | $ 141,000 | $ 67,000 |
| Pierce County Wisconsin | 10 | $ 1,710,000 | $ 171,000 | $ 98,000 |
| Olmsted County Minnesota | 9 | $ 1,328,000 | $ 147,000 | $ 97,000 |
| Beltrami County Minnesota | 8 | $ 1,608,000 | $ 201,000 | $ 188,000 |
| McLeod County Minnesota | 8 | $ 3,103,000 | $ 387,000 | $ 149,000 |
| Ashland County Wisconsin | 8 | $ 891,000 | $ 111,000 | $ 85,000 |
| Chippewa County Minnesota | 7 | $ 1,254,000 | $ 179,000 | $ 51,000 |
| Hubbard County Minnesota | 7 | $ 1,363,000 | $ 194,000 | $ 160,000 |
| Sargent County North Dakota | 7 | $ 851,000 | $ 121,000 | $ 53,000 |
| Barron County Wisconsin | 7 | $ 922,000 | $ 131,000 | $ 104,000 |
| Meeker County Minnesota | 6 | $ 1,894,000 | $ 315,000 | $ 47,000 |
| Monroe County Wisconsin | 6 | $ 1,170,000 | $ 195,000 | $ 88,000 |
| Itasca County Minnesota | 5 | $ 1,056,000 | $ 211,000 | $ 226,000 |
| Kanabec County Minnesota | 5 | $ 506,000 | $ 101,000 | $ 64,000 |
| Lake of the Woods County Minnesota | 5 | $ 744,000 | $ 148,000 | $ 173,000 |
| Lincoln County Minnesota | 5 | $ 470,000 | $ 94,000 | $ 89,000 |
| Murray County Minnesota | 5 | $ 755,000 | $ 151,000 | $ 75,000 |
| Traill County North Dakota | 5 | $ 549,000 | $ 109,000 | $ 80,000 |
| Wells County North Dakota | 5 | $ 376,000 | $ 75,000 | $ 111,000 |
| Jackson County Wisconsin | 5 | $ 537,000 | $ 107,000 | $ 54,000 |
| Cook County Minnesota | 4 | $ 604,000 | $ 151,000 | $ 121,000 |
| Pennington County Minnesota | 4 | $ 313,000 | $ 78,000 | $ 60,000 |
| Wadena County Minnesota | 4 | $ 406,000 | $ 101,000 | $ 33,000 |
| Yellow Medicine County Minnesota | 4 | $ 545,000 | $ 136,000 | $ 48,000 |
| Washburn County Wisconsin | 4 | $ 554,000 | $ 138,000 | $ 110,000 |
| Lee County Florida | 3 | $ 663,000 | $ 221,000 | $ 217,000 |
| Volusia County Florida | 3 | $ 606,000 | $ 202,000 | $ 99,000 |
| Dodge County Minnesota | 3 | $ 569,000 | $ 189,000 | $ 136,000 |
| Norman County Minnesota | 3 | $ 511,000 | $ 170,000 | $ 86,000 |
| Red Lake County Minnesota | 3 | $ 439,000 | $ 146,000 | $ 67,000 |
| Rice County Minnesota | 3 | $ 433,000 | $ 144,000 | $ 31,000 |
| Sibley County Minnesota | 3 | $ 264,000 | $ 88,000 | $ 60,000 |
| Traverse County Minnesota | 3 | $ 489,000 | $ 163,000 | $ 226,000 |
| Watonwan County Minnesota | 3 | $ 281,000 | $ 93,000 | $ 136,000 |
| Benson County North Dakota | 3 | $ 335,000 | $ 111,000 | $ 72,000 |
| Bottineau County North Dakota | 3 | $ 1,006,000 | $ 335,000 | $ 443,000 |
| Pembina County North Dakota | 3 | $ 219,000 | $ 73,000 | $ 74,000 |
| Sawyer County Wisconsin | 3 | $ 446,000 | $ 148,000 | $ 142,000 |
| Pinal County Arizona | 2 | $ 120,000 | $ 60,000 | $ 65,000 |
| Big Stone County Minnesota | 2 | $ 308,000 | $ 154,000 | $ 175,000 |
| Carlton County Minnesota | 2 | $ 133,000 | $ 66,000 | $ 93,000 |
| Faribault County Minnesota | 2 | $ 186,000 | $ 93,000 | $ 47,000 |
| Houston County Minnesota | 2 | $ 412,000 | $ 206,000 | $ 134,000 |
| Mahnomen County Minnesota | 2 | $ 276,000 | $ 138,000 | $ 86,000 |
| Roseau County Minnesota | 2 | $ 199,000 | $ 99,000 | $ 20,000 |
| Waseca County Minnesota | 2 | $ 77,000 | $ 38,000 | $ 80,000 |
| Dunn County North Dakota | 2 | $ 691,000 | $ 345,000 | $ 111,000 |
| McHenry County North Dakota | 2 | $ 542,000 | $ 271,000 | $ 75,000 |
| Mountrail County North Dakota | 2 | $ 474,000 | $ 237,000 | $ 265,000 |
| Stutsman County North Dakota | 2 | $ 240,000 | $ 120,000 | $ 42,000 |
| Douglas County Wisconsin | 2 | $ 380,000 | $ 190,000 | $ 57,000 |
| Pepin County Wisconsin | 2 | $ 100,000 | $ 50,000 | $ 40,000 |
| Rusk County Wisconsin | 2 | $ 65,000 | $ 32,000 | $ 51,000 |
| Trempealeau County Wisconsin | 2 | $ 277,000 | $ 138,000 | $ 58,000 |
| Pima County Arizona | 1 | $ 135,000 | $ 135,000 | $ 328,000 |
| Yavapai County Arizona | 1 | $ 417,000 | $ 417,000 | $ 617,000 |
| Collier County Florida | 1 | $ 132,000 | $ 132,000 | $ 61,000 |
| Monroe County Florida | 1 | $ 574,000 | $ 574,000 | $ 692,000 |
| Pinellas County Florida | 1 | $ 250,000 | $ 250,000 | $ 139,000 |
| Sumter County Florida | 1 | $ 276,000 | $ 276,000 | $ 210,000 |
| Dickinson County Iowa | 1 | $ 54,000 | $ 54,000 | $ 383,000 |
| Brown County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Clearwater County Minnesota | 1 | $ 128,000 | $ 128,000 | $ 95,000 |
| Freeborn County Minnesota | 1 | $ 488,000 | $ 488,000 | $ 198,000 |
| Goodhue County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 44,000 |
| Kittson County Minnesota | 1 | $ 42,000 | $ 42,000 | $ 52,000 |
| Lac qui Parle County Minnesota | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Lake County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 375,000 |
| Martin County Minnesota | 1 | $ 399,000 | $ 399,000 | $ 245,000 |
| Mower County Minnesota | 1 | $ 164,000 | $ 164,000 | $ 53,000 |
| Pine County Minnesota | 1 | $ 226,000 | $ 226,000 | $ 283,000 |
| Pipestone County Minnesota | 1 | $ 28,000 | $ 28,000 | $ 92,000 |
| Madison County Montana | 1 | $ 417,000 | $ 417,000 | $ 560,000 |
| Barnes County North Dakota | 1 | $ 216,000 | $ 216,000 | $ 69,000 |
| Burke County North Dakota | 1 | $ 248,000 | $ 248,000 | $ 166,000 |
| Eddy County North Dakota | 1 | $ 89,000 | $ 89,000 | $ 40,000 |
| Hettinger County North Dakota | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Kidder County North Dakota | 1 | $ 210,000 | $ 210,000 | $ 99,000 |
| LaMoure County North Dakota | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Logan County North Dakota | 1 | $ 168,000 | $ 168,000 | $ 112,000 |
| Nelson County North Dakota | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Renville County North Dakota | 1 | $ 163,000 | $ 163,000 | $ 44,000 |
| Rolette County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 110,000 |
| Williams County North Dakota | 1 | $ 2,530,000 | $ 2,530,000 | $ 0 |
| Miami County Ohio | 1 | $ 9,450,000 | $ 9,450,000 | $ 0 |
| Brookings County South Dakota | 1 | $ 110,000 | $ 110,000 | $ 37,000 |
| Brown County South Dakota | 1 | $ 318,000 | $ 318,000 | $ 359,000 |
| Pennington County South Dakota | 1 | $ 6,038,000 | $ 6,038,000 | $ 0 |
| Columbia County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 82,000 |
| Dane County Wisconsin | 1 | $ 357,000 | $ 357,000 | $ 233,000 |
| Outagamie County Wisconsin | 1 | $ 241,000 | $ 241,000 | $ 53,000 |
| Ozaukee County Wisconsin | 1 | $ 128,000 | $ 128,000 | $ 201,000 |
| Waukesha County Wisconsin | 1 | $ 16,050,000 | $ 16,050,000 | $ 0 |
Mortgage Loan Application Detail Totals for Bremer Bank, Na in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,402 | $513,009,000 | $213,000 | $20,260,000 | $97,000 | $4,155,000 |
| Refinancing | 1,439 | $230,115,000 | $159,000 | $16,050,000 | $87,000 | $1,165,000 |
| Home Improvement | 202 | $12,333,000 | $61,000 | $415,000 | $71,000 | $567,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,120 | $493,234,000 | $158,000 | $2,400,000 | $99,000 | $4,155,000 |
| Not Provided | 626 | $56,738,000 | $90,000 | $780,000 | $86,000 | $1,209,000 |
| Not applicable | 154 | $186,092,000 | $1,208,000 | $20,260,000 | $0 | $0 |
| Black or African American | 47 | $7,459,000 | $158,000 | $676,000 | $76,000 | $358,000 |
| Asian | 42 | $6,204,000 | $147,000 | $417,000 | $71,000 | $395,000 |
| Hispanic | 31 | $3,085,000 | $99,000 | $250,000 | $81,000 | $687,000 |
| American Indian or Alaskan Native | 19 | $1,855,000 | $97,000 | $332,000 | $59,000 | $146,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $790,000 | $197,000 | $276,000 | $94,000 | $118,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,289 | $643,803,000 | $195,000 | $20,260,000 | $100,000 | $4,155,000 |
| FHA-insured (Federal Housing Administration) | 307 | $43,701,000 | $142,000 | $393,000 | $62,000 | $325,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 251 | $28,324,000 | $112,000 | $290,000 | $42,000 | $82,000 |
| VA-guaranteed (Veterans Administration) | 196 | $39,629,000 | $202,000 | $426,000 | $75,000 | $267,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,162 | $612,835,000 | $193,000 | $20,260,000 | $95,000 | $4,155,000 |
| Application Withdrawn By Applicant | 592 | $97,401,000 | $164,000 | $780,000 | $95,000 | $1,560,000 |
| Application Denied By Financial Institution | 250 | $39,296,000 | $157,000 | $15,864,000 | $55,000 | $819,000 |
| Application Approved But Not Accepted | 38 | $5,725,000 | $150,000 | $417,000 | $92,000 | $560,000 |
| File Closed For Incompleteness | 1 | $200,000 | $200,000 | $200,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 119 | $9,631,000 | $80,000 | $417,000 | $43,000 | $210,000 |
| Debt-To-Income Ratio | 61 | $6,062,000 | $99,000 | $417,000 | $51,000 | $454,000 |
| Collateral | 30 | $2,503,000 | $83,000 | $316,000 | $77,000 | $198,000 |
| Credit Application Incomplete | 30 | $4,012,000 | $133,000 | $500,000 | $82,000 | $819,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $704,000 | $140,000 | $165,000 | $80,000 | $139,000 |
| Other | 2 | $15,952,000 | $7,976,000 | $15,864,000 | $79,000 | $158,000 |
| Employment History | 2 | $333,000 | $166,000 | $221,000 | $7,000 | $15,000 |
| Unverifiable Information | 1 | $99,000 | $99,000 | $99,000 | $40,000 | $40,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bremer Bank, Na's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bremer Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.