Bremer Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Bremer Bank, National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bremer Bank, National Association 372 St. Peter Street St. Paul, MN 55102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 4,414 |
| Total Mortgage Loan Application Amount | $1,292,170,000 |
| Average Mortgage Loan Application Amount | $214,400 |
| Highest Mortgage Loan Application Amount | $37,085,000 |
| Average Applicant Income | $152,400 |
| Highest Applicant Income | $8,290,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Bremer Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bremer Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Bremer Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bremer Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Bremer Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bremer Bank, National Association's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 408 | $ 177,270,000 | $ 434,000 | $ 221,000 |
| Olmsted County Minnesota | 225 | $ 65,795,000 | $ 292,000 | $ 234,000 |
| Cass County North Dakota | 171 | $ 45,845,000 | $ 268,000 | $ 144,000 |
| Stearns County Minnesota | 151 | $ 38,935,000 | $ 257,000 | $ 192,000 |
| Dakota County Minnesota | 137 | $ 35,355,000 | $ 258,000 | $ 138,000 |
| Washington County Minnesota | 137 | $ 53,725,000 | $ 392,000 | $ 213,000 |
| Ramsey County Minnesota | 134 | $ 34,910,000 | $ 260,000 | $ 135,000 |
| Grand Forks County North Dakota | 130 | $ 50,150,000 | $ 385,000 | $ 135,000 |
| Douglas County Minnesota | 129 | $ 22,435,000 | $ 173,000 | $ 143,000 |
| Otter Tail County Minnesota | 129 | $ 32,075,000 | $ 248,000 | $ 161,000 |
| Becker County Minnesota | 121 | $ 33,775,000 | $ 279,000 | $ 186,000 |
| Kandiyohi County Minnesota | 119 | $ 24,345,000 | $ 204,000 | $ 125,000 |
| Crow Wing County Minnesota | 106 | $ 47,090,000 | $ 444,000 | $ 173,000 |
| Lyon County Minnesota | 106 | $ 18,250,000 | $ 172,000 | $ 113,000 |
| Polk County Minnesota | 99 | $ 13,055,000 | $ 131,000 | $ 93,000 |
| Carver County Minnesota | 85 | $ 36,405,000 | $ 428,000 | $ 204,000 |
| Blue Earth County Minnesota | 64 | $ 29,670,000 | $ 463,000 | $ 167,000 |
| Eau Claire County Wisconsin | 63 | $ 17,745,000 | $ 281,000 | $ 165,000 |
| St. Croix County Wisconsin | 63 | $ 12,685,000 | $ 201,000 | $ 125,000 |
| La Crosse County Wisconsin | 62 | $ 25,470,000 | $ 410,000 | $ 207,000 |
| Polk County Wisconsin | 62 | $ 11,510,000 | $ 185,000 | $ 115,000 |
| Dunn County Wisconsin | 60 | $ 11,420,000 | $ 190,000 | $ 118,000 |
| Benton County Minnesota | 57 | $ 9,595,000 | $ 168,000 | $ 121,000 |
| Redwood County Minnesota | 57 | $ 5,875,000 | $ 103,000 | $ 83,000 |
| Sherburne County Minnesota | 55 | $ 9,365,000 | $ 170,000 | $ 168,000 |
| Scott County Minnesota | 53 | $ 35,245,000 | $ 665,000 | $ 247,000 |
| Anoka County Minnesota | 52 | $ 13,700,000 | $ 263,000 | $ 118,000 |
| Burnett County Wisconsin | 49 | $ 6,335,000 | $ 129,000 | $ 112,000 |
| Clay County Minnesota | 48 | $ 8,370,000 | $ 174,000 | $ 96,000 |
| Stevens County Minnesota | 47 | $ 5,595,000 | $ 119,000 | $ 105,000 |
| Wright County Minnesota | 45 | $ 27,765,000 | $ 617,000 | $ 181,000 |
| Winona County Minnesota | 43 | $ 5,945,000 | $ 138,000 | $ 101,000 |
| Mower County Minnesota | 40 | $ 5,870,000 | $ 146,000 | $ 114,000 |
| Wilkin County Minnesota | 40 | $ 5,450,000 | $ 136,000 | $ 87,000 |
| Steele County Minnesota | 38 | $ 8,130,000 | $ 213,000 | $ 117,000 |
| Dodge County Minnesota | 37 | $ 6,525,000 | $ 176,000 | $ 117,000 |
| Cass County Minnesota | 36 | $ 14,880,000 | $ 413,000 | $ 269,000 |
| Ward County North Dakota | 32 | $ 7,980,000 | $ 249,000 | $ 171,000 |
| Richland County North Dakota | 29 | $ 4,185,000 | $ 144,000 | $ 115,000 |
| Bayfield County Wisconsin | 28 | $ 4,180,000 | $ 149,000 | $ 107,000 |
| Morrison County Minnesota | 27 | $ 9,835,000 | $ 364,000 | $ 121,000 |
| Aitkin County Minnesota | 26 | $ 4,950,000 | $ 190,000 | $ 100,000 |
| Koochiching County Minnesota | 26 | $ 3,200,000 | $ 123,000 | $ 97,000 |
| Mille Lacs County Minnesota | 26 | $ 4,400,000 | $ 169,000 | $ 157,000 |
| Burleigh County North Dakota | 25 | $ 8,215,000 | $ 328,000 | $ 145,000 |
| Walsh County North Dakota | 23 | $ 3,375,000 | $ 146,000 | $ 219,000 |
| Maricopa County Arizona | 22 | $ 8,420,000 | $ 382,000 | $ 289,000 |
| St. Louis County Minnesota | 22 | $ 4,820,000 | $ 219,000 | $ 79,000 |
| Wabasha County Minnesota | 22 | $ 5,540,000 | $ 251,000 | $ 138,000 |
| Ramsey County North Dakota | 21 | $ 4,345,000 | $ 206,000 | $ 140,000 |
| Chippewa County Wisconsin | 20 | $ 6,370,000 | $ 318,000 | $ 204,000 |
| Ransom County North Dakota | 19 | $ 3,375,000 | $ 177,000 | $ 102,000 |
| Nicollet County Minnesota | 18 | $ 3,760,000 | $ 208,000 | $ 129,000 |
| Marshall County Minnesota | 17 | $ 2,865,000 | $ 168,000 | $ 177,000 |
| Pope County Minnesota | 17 | $ 2,125,000 | $ 125,000 | $ 114,000 |
| Isanti County Minnesota | 15 | $ 2,915,000 | $ 194,000 | $ 94,000 |
| Houston County Minnesota | 14 | $ 2,690,000 | $ 192,000 | $ 100,000 |
| Rice County Minnesota | 14 | $ 2,810,000 | $ 200,000 | $ 168,000 |
| Foster County North Dakota | 14 | $ 1,520,000 | $ 108,000 | $ 120,000 |
| Lee County Florida | 13 | $ 6,915,000 | $ 531,000 | $ 360,000 |
| Todd County Minnesota | 12 | $ 2,070,000 | $ 172,000 | $ 98,000 |
| Fillmore County Minnesota | 11 | $ 2,045,000 | $ 185,000 | $ 118,000 |
| McLeod County Minnesota | 11 | $ 1,945,000 | $ 176,000 | $ 115,000 |
| Hubbard County Minnesota | 10 | $ 1,710,000 | $ 171,000 | $ 175,000 |
| Le Sueur County Minnesota | 10 | $ 3,030,000 | $ 303,000 | $ 158,000 |
| Pierce County Wisconsin | 10 | $ 3,170,000 | $ 317,000 | $ 163,000 |
| Freeborn County Minnesota | 9 | $ 3,005,000 | $ 333,000 | $ 392,000 |
| Kanabec County Minnesota | 9 | $ 1,665,000 | $ 185,000 | $ 89,000 |
| Lincoln County Minnesota | 9 | $ 1,415,000 | $ 157,000 | $ 123,000 |
| Swift County Minnesota | 9 | $ 1,275,000 | $ 141,000 | $ 70,000 |
| Morton County North Dakota | 9 | $ 1,985,000 | $ 220,000 | $ 64,000 |
| Pierce County North Dakota | 9 | $ 965,000 | $ 107,000 | $ 87,000 |
| Marion County Florida | 8 | $ 3,840,000 | $ 480,000 | $ 381,000 |
| Renville County Minnesota | 8 | $ 920,000 | $ 115,000 | $ 70,000 |
| Barron County Wisconsin | 8 | $ 1,220,000 | $ 152,000 | $ 95,000 |
| Washburn County Wisconsin | 8 | $ 2,660,000 | $ 332,000 | $ 242,000 |
| Meeker County Minnesota | 7 | $ 1,985,000 | $ 283,000 | $ 149,000 |
| Pennington County Minnesota | 7 | $ 1,315,000 | $ 187,000 | $ 66,000 |
| Yellow Medicine County Minnesota | 7 | $ 885,000 | $ 126,000 | $ 67,000 |
| Stutsman County North Dakota | 7 | $ 3,225,000 | $ 460,000 | $ 163,000 |
| Trempealeau County Wisconsin | 7 | $ 1,185,000 | $ 169,000 | $ 135,000 |
| Beltrami County Minnesota | 6 | $ 1,260,000 | $ 210,000 | $ 124,000 |
| Faribault County Minnesota | 6 | $ 640,000 | $ 106,000 | $ 58,000 |
| Itasca County Minnesota | 6 | $ 3,080,000 | $ 513,000 | $ 149,000 |
| Waseca County Minnesota | 6 | $ 1,020,000 | $ 170,000 | $ 97,000 |
| Traill County North Dakota | 6 | $ 1,320,000 | $ 220,000 | $ 80,000 |
| Ashland County Wisconsin | 6 | $ 490,000 | $ 81,000 | $ 60,000 |
| Dane County Wisconsin | 6 | $ 1,590,000 | $ 265,000 | $ 186,000 |
| Douglas County Wisconsin | 6 | $ 1,640,000 | $ 273,000 | $ 202,000 |
| Chippewa County Minnesota | 5 | $ 625,000 | $ 125,000 | $ 79,000 |
| Chisago County Minnesota | 5 | $ 1,095,000 | $ 219,000 | $ 200,000 |
| Goodhue County Minnesota | 5 | $ 1,645,000 | $ 329,000 | $ 210,000 |
| Grant County Minnesota | 5 | $ 655,000 | $ 131,000 | $ 89,000 |
| Pine County Minnesota | 5 | $ 1,325,000 | $ 265,000 | $ 453,000 |
| Sibley County Minnesota | 5 | $ 1,755,000 | $ 351,000 | $ 127,000 |
| Barnes County North Dakota | 5 | $ 425,000 | $ 85,000 | $ 103,000 |
| Benson County North Dakota | 5 | $ 255,000 | $ 51,000 | $ 84,000 |
| Bottineau County North Dakota | 5 | $ 585,000 | $ 117,000 | $ 53,000 |
| Marathon County Wisconsin | 5 | $ 495,000 | $ 99,000 | $ 196,000 |
| Monroe County Wisconsin | 5 | $ 1,255,000 | $ 251,000 | $ 99,000 |
| Collier County Florida | 4 | $ 2,980,000 | $ 745,000 | $ 151,000 |
| Hillsborough County Florida | 4 | $ 1,120,000 | $ 280,000 | $ 138,000 |
| Manatee County Florida | 4 | $ 1,150,000 | $ 287,000 | $ 227,000 |
| Sumter County Florida | 4 | $ 2,330,000 | $ 582,000 | $ 306,000 |
| Cook County Minnesota | 4 | $ 1,690,000 | $ 422,000 | $ 279,000 |
| Watonwan County Minnesota | 4 | $ 240,000 | $ 60,000 | $ 64,000 |
| Pembina County North Dakota | 4 | $ 540,000 | $ 135,000 | $ 90,000 |
| Brown County South Dakota | 4 | $ 910,000 | $ 227,000 | $ 55,000 |
| Pepin County Wisconsin | 4 | $ 990,000 | $ 247,000 | $ 114,000 |
| Vernon County Wisconsin | 4 | $ 1,470,000 | $ 367,000 | $ 164,000 |
| Wood County Wisconsin | 4 | $ 510,000 | $ 127,000 | $ 97,000 |
| Pinal County Arizona | 3 | $ 885,000 | $ 295,000 | $ 211,000 |
| Duval County Florida | 3 | $ 495,000 | $ 165,000 | $ 119,000 |
| Franklin County Florida | 3 | $ 2,195,000 | $ 731,000 | $ 374,000 |
| Big Stone County Minnesota | 3 | $ 515,000 | $ 171,000 | $ 103,000 |
| Lake County Minnesota | 3 | $ 685,000 | $ 228,000 | $ 148,000 |
| Norman County Minnesota | 3 | $ 295,000 | $ 98,000 | $ 76,000 |
| Eddy County North Dakota | 3 | $ 595,000 | $ 198,000 | $ 70,000 |
| Sargent County North Dakota | 3 | $ 685,000 | $ 228,000 | $ 106,000 |
| Stark County North Dakota | 3 | $ 195,000 | $ 65,000 | $ 84,000 |
| Lawrence County South Dakota | 3 | $ 2,635,000 | $ 878,000 | $ 387,000 |
| Buffalo County Wisconsin | 3 | $ 505,000 | $ 168,000 | $ 73,000 |
| Milwaukee County Wisconsin | 3 | $ 37,285,000 | $ 12,428,000 | $ 71,000 |
| Portage County Wisconsin | 3 | $ 535,000 | $ 178,000 | $ 78,000 |
| Pima County Arizona | 2 | $ 460,000 | $ 230,000 | $ 152,000 |
| Denver County Colorado | 2 | $ 3,500,000 | $ 1,750,000 | $ 450,000 |
| Citrus County Florida | 2 | $ 490,000 | $ 245,000 | $ 540,000 |
| Miami-Dade County Florida | 2 | $ 1,970,000 | $ 985,000 | $ 350,000 |
| Polk County Florida | 2 | $ 630,000 | $ 315,000 | $ 320,000 |
| Clearwater County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 97,000 |
| Mahnomen County Minnesota | 2 | $ 320,000 | $ 160,000 | $ 69,000 |
| Murray County Minnesota | 2 | $ 410,000 | $ 205,000 | $ 149,000 |
| Pipestone County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 29,000 |
| Red Lake County Minnesota | 2 | $ 180,000 | $ 90,000 | $ 125,000 |
| LaMoure County North Dakota | 2 | $ 120,000 | $ 60,000 | $ 100,000 |
| McLean County North Dakota | 2 | $ 100,000 | $ 50,000 | $ 171,000 |
| Wells County North Dakota | 2 | $ 330,000 | $ 165,000 | $ 88,000 |
| Clark County Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 95,000 |
| Dodge County Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 109,000 |
| Forest County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 500,000 |
| Jackson County Wisconsin | 2 | $ 920,000 | $ 460,000 | $ 173,000 |
| Juneau County Wisconsin | 2 | $ 610,000 | $ 305,000 | $ 103,000 |
| Outagamie County Wisconsin | 2 | $ 740,000 | $ 370,000 | $ 261,000 |
| Racine County Wisconsin | 2 | $ 23,440,000 | $ 11,720,000 | $ 111,000 |
| Sawyer County Wisconsin | 2 | $ 320,000 | $ 160,000 | $ 340,000 |
| Mohave County Arizona | 1 | $ 505,000 | $ 505,000 | $ 882,000 |
| Weld County Colorado | 1 | $ 475,000 | $ 475,000 | $ 234,000 |
| Charlotte County Florida | 1 | $ 55,000 | $ 55,000 | $ 112,000 |
| Escambia County Florida | 1 | $ 625,000 | $ 625,000 | $ 734,000 |
| Hernando County Florida | 1 | $ 315,000 | $ 315,000 | $ 150,000 |
| Highlands County Florida | 1 | $ 345,000 | $ 345,000 | $ 94,000 |
| Levy County Florida | 1 | $ 235,000 | $ 235,000 | $ 166,000 |
| Osceola County Florida | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Pasco County Florida | 1 | $ 605,000 | $ 605,000 | $ 323,000 |
| Pinellas County Florida | 1 | $ 1,605,000 | $ 1,605,000 | $ 1,917,000 |
| Sarasota County Florida | 1 | $ 1,595,000 | $ 1,595,000 | $ 817,000 |
| St. Johns County Florida | 1 | $ 225,000 | $ 225,000 | $ 449,000 |
| St. Lucie County Florida | 1 | $ 275,000 | $ 275,000 | $ 460,000 |
| Volusia County Florida | 1 | $ 245,000 | $ 245,000 | $ 49,000 |
| Valley County Idaho | 1 | $ 255,000 | $ 255,000 | $ 40,000 |
| Johnson County Iowa | 1 | $ 175,000 | $ 175,000 | $ 168,000 |
| Mitchell County Iowa | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Brown County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Carlton County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Cottonwood County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lake of the Woods County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Martin County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 709,000 |
| Roseau County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Traverse County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Wadena County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Flathead County Montana | 1 | $ 715,000 | $ 715,000 | $ 1,101,000 |
| Gallatin County Montana | 1 | $ 915,000 | $ 915,000 | $ 441,000 |
| Lake County Montana | 1 | $ 1,005,000 | $ 1,005,000 | $ 601,000 |
| Toole County Montana | 1 | $ 145,000 | $ 145,000 | $ 17,000 |
| Yellowstone County Montana | 1 | $ 355,000 | $ 355,000 | $ 97,000 |
| Transylvania County North Carolina | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Emmons County North Dakota | 1 | $ 155,000 | $ 155,000 | $ 152,000 |
| Kidder County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 251,000 |
| McHenry County North Dakota | 1 | $ 455,000 | $ 455,000 | $ 110,000 |
| McIntosh County North Dakota | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Renville County North Dakota | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Towner County North Dakota | 1 | $ 125,000 | $ 125,000 | $ 3,517,000 |
| Minnehaha County South Dakota | 1 | $ 645,000 | $ 645,000 | $ 200,000 |
| Union County South Dakota | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| Yankton County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 112,000 |
| Bexar County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Comal County Texas | 1 | $ 55,000 | $ 55,000 | $ 351,000 |
| Columbia County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 135,000 |
| Iowa County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Kenosha County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Kewaunee County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Marquette County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Oneida County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 134,000 |
| Price County Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 115,000 |
| Sauk County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
| Sheboygan County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Vilas County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 146,000 |
| Waukesha County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 169,000 |
Mortgage Loan Application Detail Totals for Bremer Bank, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,094 | $905,540,000 | $432,000 | $37,085,000 | $178,000 | $8,290,000 |
| Other Purpose | 900 | $87,300,000 | $97,000 | $655,000 | $153,000 | $2,204,000 |
| Refinancing | 697 | $164,735,000 | $236,000 | $4,005,000 | $150,000 | $1,917,000 |
| Cash-out Refinancing | 515 | $118,195,000 | $229,000 | $3,305,000 | $140,000 | $2,309,000 |
| Home Improvement | 208 | $16,400,000 | $78,000 | $405,000 | $141,000 | $814,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,936 | $812,620,000 | $276,000 | $4,005,000 | $160,000 | $3,517,000 |
| Not Provided | 1,079 | $211,585,000 | $196,000 | $6,265,000 | $167,000 | $3,613,000 |
| Not applicable | 131 | $184,865,000 | $1,411,000 | $37,085,000 | $0 | $0 |
| Black or African American | 95 | $22,915,000 | $241,000 | $2,005,000 | $99,000 | $958,000 |
| Hispanic | 75 | $22,735,000 | $303,000 | $2,265,000 | $246,000 | $8,290,000 |
| Asian | 72 | $30,140,000 | $418,000 | $1,855,000 | $195,000 | $854,000 |
| American Indian or Alaskan Native | 20 | $4,420,000 | $221,000 | $805,000 | $138,000 | $756,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $290,000 | $145,000 | $215,000 | $126,000 | $135,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,248 | $1,257,640,000 | $296,000 | $37,085,000 | $166,000 | $8,290,000 |
| FHA-insured (Federal Housing Administration) | 102 | $20,390,000 | $199,000 | $425,000 | $72,000 | $237,000 |
| VA-guaranteed (Veterans Administration) | 39 | $10,565,000 | $270,000 | $555,000 | $88,000 | $294,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $3,575,000 | $143,000 | $245,000 | $53,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,412 | $1,030,440,000 | $302,000 | $37,085,000 | $168,000 | $3,613,000 |
| Application Withdrawn By Applicant | 550 | $179,630,000 | $326,000 | $4,005,000 | $184,000 | $8,290,000 |
| Application Denied By Financial Institution | 323 | $48,985,000 | $151,000 | $1,455,000 | $90,000 | $754,000 |
| Loan Purchased By The Institution | 72 | $17,480,000 | $242,000 | $485,000 | $59,000 | $107,000 |
| Application Approved But Not Accepted | 32 | $7,840,000 | $245,000 | $3,805,000 | $118,000 | $756,000 |
| File Closed For Incompleteness | 25 | $7,795,000 | $311,000 | $1,975,000 | $148,000 | $915,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,091 | $1,243,185,000 | $303,000 | $37,085,000 | $168,000 | $8,290,000 |
| Debt-To-Income Ratio | 177 | $29,825,000 | $168,000 | $1,455,000 | $75,000 | $379,000 |
| Credit History | 103 | $12,315,000 | $119,000 | $615,000 | $85,000 | $373,000 |
| Collateral | 32 | $4,270,000 | $133,000 | $505,000 | $192,000 | $754,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,570,000 | $261,000 | $395,000 | $55,000 | $79,000 |
| Employment History | 3 | $545,000 | $181,000 | $285,000 | $72,000 | $88,000 |
| Other | 2 | $460,000 | $230,000 | $245,000 | $75,000 | $100,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bremer Bank, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bremer Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.