Bremer Bank NA Mortgage Lending & HMDA Data, 2022
In 2022, Bremer Bank NA of Saint Paul, MN reported 4,414 mortgage applications totaling $1.3 billion, down 44% from 2021. The average application was for $292,743, and applicants reported an average income of $162,304. 77% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (1,235), Rochester, MN (295) and Grand Forks, ND-MN (229) (applications in parentheses).
| Mortgage Company & Address | Bremer Bank NA 372 Saint Peter Street Saint Paul, MN 55102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 4,414 |
| Total Mortgage Loan Application Amount | $1,292,170,000 |
| Average Mortgage Loan Application Amount | $292,743 |
| Highest Mortgage Loan Application Amount | $37,085,000 |
| Average Applicant Income | $162,304 |
| Highest Applicant Income | $8,290,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Bremer Bank NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin, Minnesota | 408 | $ 177,270,000 | $ 434,485 | $ 221,000 |
| Olmsted, Minnesota | 225 | $ 65,795,000 | $ 292,422 | $ 234,000 |
| Cass, North Dakota | 171 | $ 45,845,000 | $ 268,099 | $ 144,000 |
| Stearns, Minnesota | 151 | $ 38,935,000 | $ 257,847 | $ 192,000 |
| Dakota, Minnesota | 137 | $ 35,355,000 | $ 258,065 | $ 138,000 |
| Washington, Minnesota | 137 | $ 53,725,000 | $ 392,153 | $ 213,000 |
| Ramsey, Minnesota | 134 | $ 34,910,000 | $ 260,522 | $ 135,000 |
| Grand Forks, North Dakota | 130 | $ 50,150,000 | $ 385,769 | $ 135,000 |
| Douglas, Minnesota | 129 | $ 22,435,000 | $ 173,914 | $ 143,000 |
| Otter Tail, Minnesota | 129 | $ 32,075,000 | $ 248,643 | $ 161,000 |
| Becker, Minnesota | 121 | $ 33,775,000 | $ 279,132 | $ 186,000 |
| Kandiyohi, Minnesota | 119 | $ 24,345,000 | $ 204,579 | $ 125,000 |
| Crow Wing, Minnesota | 106 | $ 47,090,000 | $ 444,245 | $ 173,000 |
| Lyon, Minnesota | 106 | $ 18,250,000 | $ 172,169 | $ 113,000 |
| Polk, Minnesota | 99 | $ 13,055,000 | $ 131,868 | $ 93,000 |
| Carver, Minnesota | 85 | $ 36,405,000 | $ 428,294 | $ 204,000 |
| Blue Earth, Minnesota | 64 | $ 29,670,000 | $ 463,593 | $ 167,000 |
| Eau Claire, Wisconsin | 63 | $ 17,745,000 | $ 281,666 | $ 165,000 |
| St. Croix, Wisconsin | 63 | $ 12,685,000 | $ 201,349 | $ 125,000 |
| La Crosse, Wisconsin | 62 | $ 25,470,000 | $ 410,806 | $ 207,000 |
| Polk, Wisconsin | 62 | $ 11,510,000 | $ 185,645 | $ 115,000 |
| Dunn, Wisconsin | 60 | $ 11,420,000 | $ 190,333 | $ 118,000 |
| Benton, Minnesota | 57 | $ 9,595,000 | $ 168,333 | $ 121,000 |
| Redwood, Minnesota | 57 | $ 5,875,000 | $ 103,070 | $ 83,000 |
| Sherburne, Minnesota | 55 | $ 9,365,000 | $ 170,272 | $ 168,000 |
| Scott, Minnesota | 53 | $ 35,245,000 | $ 665,000 | $ 247,000 |
| Anoka, Minnesota | 52 | $ 13,700,000 | $ 263,461 | $ 118,000 |
| Burnett, Wisconsin | 49 | $ 6,335,000 | $ 129,285 | $ 112,000 |
| Clay, Minnesota | 48 | $ 8,370,000 | $ 174,375 | $ 96,000 |
| Stevens, Minnesota | 47 | $ 5,595,000 | $ 119,042 | $ 105,000 |
| Wright, Minnesota | 45 | $ 27,765,000 | $ 617,000 | $ 181,000 |
| Winona, Minnesota | 43 | $ 5,945,000 | $ 138,255 | $ 101,000 |
| Mower, Minnesota | 40 | $ 5,870,000 | $ 146,750 | $ 114,000 |
| Wilkin, Minnesota | 40 | $ 5,450,000 | $ 136,250 | $ 87,000 |
| Steele, Minnesota | 38 | $ 8,130,000 | $ 213,947 | $ 117,000 |
| Dodge, Minnesota | 37 | $ 6,525,000 | $ 176,351 | $ 117,000 |
| Cass, Minnesota | 36 | $ 14,880,000 | $ 413,333 | $ 269,000 |
| Ward, North Dakota | 32 | $ 7,980,000 | $ 249,375 | $ 171,000 |
| Richland, North Dakota | 29 | $ 4,185,000 | $ 144,310 | $ 115,000 |
| Bayfield, Wisconsin | 28 | $ 4,180,000 | $ 149,285 | $ 107,000 |
| Morrison, Minnesota | 27 | $ 9,835,000 | $ 364,259 | $ 121,000 |
| Aitkin, Minnesota | 26 | $ 4,950,000 | $ 190,384 | $ 100,000 |
| Koochiching, Minnesota | 26 | $ 3,200,000 | $ 123,076 | $ 97,000 |
| Mille Lacs, Minnesota | 26 | $ 4,400,000 | $ 169,230 | $ 157,000 |
| Burleigh, North Dakota | 25 | $ 8,215,000 | $ 328,600 | $ 145,000 |
| Walsh, North Dakota | 23 | $ 3,375,000 | $ 146,739 | $ 219,000 |
| Maricopa, Arizona | 22 | $ 8,420,000 | $ 382,727 | $ 289,000 |
| St. Louis, Minnesota | 22 | $ 4,820,000 | $ 219,090 | $ 79,000 |
| Wabasha, Minnesota | 22 | $ 5,540,000 | $ 251,818 | $ 138,000 |
| Ramsey, North Dakota | 21 | $ 4,345,000 | $ 206,904 | $ 140,000 |
| Chippewa, Wisconsin | 20 | $ 6,370,000 | $ 318,500 | $ 204,000 |
| Ransom, North Dakota | 19 | $ 3,375,000 | $ 177,631 | $ 102,000 |
| Nicollet, Minnesota | 18 | $ 3,760,000 | $ 208,888 | $ 129,000 |
| Marshall, Minnesota | 17 | $ 2,865,000 | $ 168,529 | $ 177,000 |
| Pope, Minnesota | 17 | $ 2,125,000 | $ 125,000 | $ 114,000 |
| Isanti, Minnesota | 15 | $ 2,915,000 | $ 194,333 | $ 94,000 |
| Houston, Minnesota | 14 | $ 2,690,000 | $ 192,142 | $ 100,000 |
| Rice, Minnesota | 14 | $ 2,810,000 | $ 200,714 | $ 168,000 |
| Foster, North Dakota | 14 | $ 1,520,000 | $ 108,571 | $ 120,000 |
| Lee, Florida | 13 | $ 6,915,000 | $ 531,923 | $ 360,000 |
| Todd, Minnesota | 12 | $ 2,070,000 | $ 172,500 | $ 98,000 |
| Fillmore, Minnesota | 11 | $ 2,045,000 | $ 185,909 | $ 118,000 |
| McLeod, Minnesota | 11 | $ 1,945,000 | $ 176,818 | $ 115,000 |
| Hubbard, Minnesota | 10 | $ 1,710,000 | $ 171,000 | $ 175,000 |
| Le Sueur, Minnesota | 10 | $ 3,030,000 | $ 303,000 | $ 158,000 |
| Pierce, Wisconsin | 10 | $ 3,170,000 | $ 317,000 | $ 163,000 |
| Freeborn, Minnesota | 9 | $ 3,005,000 | $ 333,888 | $ 392,000 |
| Kanabec, Minnesota | 9 | $ 1,665,000 | $ 185,000 | $ 89,000 |
| Lincoln, Minnesota | 9 | $ 1,415,000 | $ 157,222 | $ 123,000 |
| Swift, Minnesota | 9 | $ 1,275,000 | $ 141,666 | $ 70,000 |
| Morton, North Dakota | 9 | $ 1,985,000 | $ 220,555 | $ 64,000 |
| Pierce, North Dakota | 9 | $ 965,000 | $ 107,222 | $ 87,000 |
| Marion, Florida | 8 | $ 3,840,000 | $ 480,000 | $ 381,000 |
| Renville, Minnesota | 8 | $ 920,000 | $ 115,000 | $ 70,000 |
| Barron, Wisconsin | 8 | $ 1,220,000 | $ 152,500 | $ 95,000 |
| Washburn, Wisconsin | 8 | $ 2,660,000 | $ 332,500 | $ 242,000 |
| Meeker, Minnesota | 7 | $ 1,985,000 | $ 283,571 | $ 149,000 |
| Pennington, Minnesota | 7 | $ 1,315,000 | $ 187,857 | $ 66,000 |
| Yellow Medicine, Minnesota | 7 | $ 885,000 | $ 126,428 | $ 67,000 |
| Stutsman, North Dakota | 7 | $ 3,225,000 | $ 460,714 | $ 163,000 |
| Trempealeau, Wisconsin | 7 | $ 1,185,000 | $ 169,285 | $ 135,000 |
| Beltrami, Minnesota | 6 | $ 1,260,000 | $ 210,000 | $ 124,000 |
| Faribault, Minnesota | 6 | $ 640,000 | $ 106,666 | $ 58,000 |
| Itasca, Minnesota | 6 | $ 3,080,000 | $ 513,333 | $ 149,000 |
| Waseca, Minnesota | 6 | $ 1,020,000 | $ 170,000 | $ 97,000 |
| Traill, North Dakota | 6 | $ 1,320,000 | $ 220,000 | $ 80,000 |
| Ashland, Wisconsin | 6 | $ 490,000 | $ 81,666 | $ 60,000 |
| Dane, Wisconsin | 6 | $ 1,590,000 | $ 265,000 | $ 186,000 |
| Douglas, Wisconsin | 6 | $ 1,640,000 | $ 273,333 | $ 202,000 |
| Chippewa, Minnesota | 5 | $ 625,000 | $ 125,000 | $ 79,000 |
| Chisago, Minnesota | 5 | $ 1,095,000 | $ 219,000 | $ 200,000 |
| Goodhue, Minnesota | 5 | $ 1,645,000 | $ 329,000 | $ 210,000 |
| Grant, Minnesota | 5 | $ 655,000 | $ 131,000 | $ 89,000 |
| Pine, Minnesota | 5 | $ 1,325,000 | $ 265,000 | $ 453,000 |
| Sibley, Minnesota | 5 | $ 1,755,000 | $ 351,000 | $ 127,000 |
| Barnes, North Dakota | 5 | $ 425,000 | $ 85,000 | $ 103,000 |
| Benson, North Dakota | 5 | $ 255,000 | $ 51,000 | $ 84,000 |
| Bottineau, North Dakota | 5 | $ 585,000 | $ 117,000 | $ 53,000 |
| Marathon, Wisconsin | 5 | $ 495,000 | $ 99,000 | $ 196,000 |
| Monroe, Wisconsin | 5 | $ 1,255,000 | $ 251,000 | $ 99,000 |
| Collier, Florida | 4 | $ 2,980,000 | $ 745,000 | $ 151,000 |
| Hillsborough, Florida | 4 | $ 1,120,000 | $ 280,000 | $ 138,000 |
| Manatee, Florida | 4 | $ 1,150,000 | $ 287,500 | $ 227,000 |
| Sumter, Florida | 4 | $ 2,330,000 | $ 582,500 | $ 306,000 |
| Cook, Minnesota | 4 | $ 1,690,000 | $ 422,500 | $ 279,000 |
| Watonwan, Minnesota | 4 | $ 240,000 | $ 60,000 | $ 64,000 |
| Pembina, North Dakota | 4 | $ 540,000 | $ 135,000 | $ 90,000 |
| Brown, South Dakota | 4 | $ 910,000 | $ 227,500 | $ 55,000 |
| Pepin, Wisconsin | 4 | $ 990,000 | $ 247,500 | $ 114,000 |
| Vernon, Wisconsin | 4 | $ 1,470,000 | $ 367,500 | $ 164,000 |
| Wood, Wisconsin | 4 | $ 510,000 | $ 127,500 | $ 97,000 |
| Pinal, Arizona | 3 | $ 885,000 | $ 295,000 | $ 211,000 |
| Duval, Florida | 3 | $ 495,000 | $ 165,000 | $ 119,000 |
| Franklin, Florida | 3 | $ 2,195,000 | $ 731,666 | $ 374,000 |
| Big Stone, Minnesota | 3 | $ 515,000 | $ 171,666 | $ 103,000 |
| Lake, Minnesota | 3 | $ 685,000 | $ 228,333 | $ 148,000 |
| Norman, Minnesota | 3 | $ 295,000 | $ 98,333 | $ 76,000 |
| Eddy, North Dakota | 3 | $ 595,000 | $ 198,333 | $ 70,000 |
| Sargent, North Dakota | 3 | $ 685,000 | $ 228,333 | $ 106,000 |
| Stark, North Dakota | 3 | $ 195,000 | $ 65,000 | $ 84,000 |
| Lawrence, South Dakota | 3 | $ 2,635,000 | $ 878,333 | $ 387,000 |
| Buffalo, Wisconsin | 3 | $ 505,000 | $ 168,333 | $ 73,000 |
| Milwaukee, Wisconsin | 3 | $ 37,285,000 | $ 12,428,333 | $ 71,000 |
| Portage, Wisconsin | 3 | $ 535,000 | $ 178,333 | $ 78,000 |
| Pima, Arizona | 2 | $ 460,000 | $ 230,000 | $ 152,000 |
| Denver, Colorado | 2 | $ 3,500,000 | $ 1,750,000 | $ 450,000 |
| Citrus, Florida | 2 | $ 490,000 | $ 245,000 | $ 540,000 |
| Miami-Dade, Florida | 2 | $ 1,970,000 | $ 985,000 | $ 350,000 |
| Polk, Florida | 2 | $ 630,000 | $ 315,000 | $ 320,000 |
| Clearwater, Minnesota | 2 | $ 210,000 | $ 105,000 | $ 97,000 |
| Mahnomen, Minnesota | 2 | $ 320,000 | $ 160,000 | $ 69,000 |
| Murray, Minnesota | 2 | $ 410,000 | $ 205,000 | $ 149,000 |
| Pipestone, Minnesota | 2 | $ 240,000 | $ 120,000 | $ 29,000 |
| Red Lake, Minnesota | 2 | $ 180,000 | $ 90,000 | $ 125,000 |
| LaMoure, North Dakota | 2 | $ 120,000 | $ 60,000 | $ 100,000 |
| McLean, North Dakota | 2 | $ 100,000 | $ 50,000 | $ 171,000 |
| Wells, North Dakota | 2 | $ 330,000 | $ 165,000 | $ 88,000 |
| Clark, Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 95,000 |
| Dodge, Wisconsin | 2 | $ 400,000 | $ 200,000 | $ 109,000 |
| Forest, Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 500,000 |
| Jackson, Wisconsin | 2 | $ 920,000 | $ 460,000 | $ 173,000 |
| Juneau, Wisconsin | 2 | $ 610,000 | $ 305,000 | $ 103,000 |
| Outagamie, Wisconsin | 2 | $ 740,000 | $ 370,000 | $ 261,000 |
| Racine, Wisconsin | 2 | $ 23,440,000 | $ 11,720,000 | $ 111,000 |
| Sawyer, Wisconsin | 2 | $ 320,000 | $ 160,000 | $ 340,000 |
| Mohave, Arizona | 1 | $ 505,000 | $ 505,000 | $ 882,000 |
| Weld, Colorado | 1 | $ 475,000 | $ 475,000 | $ 234,000 |
| Charlotte, Florida | 1 | $ 55,000 | $ 55,000 | $ 112,000 |
| Escambia, Florida | 1 | $ 625,000 | $ 625,000 | $ 734,000 |
| Hernando, Florida | 1 | $ 315,000 | $ 315,000 | $ 150,000 |
| Highlands, Florida | 1 | $ 345,000 | $ 345,000 | $ 94,000 |
| Levy, Florida | 1 | $ 235,000 | $ 235,000 | $ 166,000 |
| Osceola, Florida | 1 | $ 85,000 | $ 85,000 | $ 78,000 |
| Pasco, Florida | 1 | $ 605,000 | $ 605,000 | $ 323,000 |
| Pinellas, Florida | 1 | $ 1,605,000 | $ 1,605,000 | $ 1,917,000 |
| Sarasota, Florida | 1 | $ 1,595,000 | $ 1,595,000 | $ 817,000 |
| St. Johns, Florida | 1 | $ 225,000 | $ 225,000 | $ 449,000 |
| St. Lucie, Florida | 1 | $ 275,000 | $ 275,000 | $ 460,000 |
| Volusia, Florida | 1 | $ 245,000 | $ 245,000 | $ 49,000 |
| Valley, Idaho | 1 | $ 255,000 | $ 255,000 | $ 40,000 |
| Johnson, Iowa | 1 | $ 175,000 | $ 175,000 | $ 168,000 |
| Mitchell, Iowa | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Brown, Minnesota | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Carlton, Minnesota | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Cottonwood, Minnesota | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lake of the Woods, Minnesota | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Martin, Minnesota | 1 | $ 75,000 | $ 75,000 | $ 709,000 |
| Roseau, Minnesota | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| Traverse, Minnesota | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Wadena, Minnesota | 1 | $ 155,000 | $ 155,000 | $ 68,000 |
| Flathead, Montana | 1 | $ 715,000 | $ 715,000 | $ 1,101,000 |
| Gallatin, Montana | 1 | $ 915,000 | $ 915,000 | $ 441,000 |
| Lake, Montana | 1 | $ 1,005,000 | $ 1,005,000 | $ 601,000 |
| Toole, Montana | 1 | $ 145,000 | $ 145,000 | $ 17,000 |
| Yellowstone, Montana | 1 | $ 355,000 | $ 355,000 | $ 97,000 |
| Transylvania, North Carolina | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Emmons, North Dakota | 1 | $ 155,000 | $ 155,000 | $ 152,000 |
| Kidder, North Dakota | 1 | $ 205,000 | $ 205,000 | $ 251,000 |
| McHenry, North Dakota | 1 | $ 455,000 | $ 455,000 | $ 110,000 |
| McIntosh, North Dakota | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| Renville, North Dakota | 1 | $ 85,000 | $ 85,000 | $ 27,000 |
| Towner, North Dakota | 1 | $ 125,000 | $ 125,000 | $ 3,517,000 |
| Minnehaha, South Dakota | 1 | $ 645,000 | $ 645,000 | $ 200,000 |
| Union, South Dakota | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| Yankton, South Dakota | 1 | $ 55,000 | $ 55,000 | $ 112,000 |
| Bexar, Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Comal, Texas | 1 | $ 55,000 | $ 55,000 | $ 351,000 |
| Columbia, Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 135,000 |
| Iowa, Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Kenosha, Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 150,000 |
| Kewaunee, Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Marquette, Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 91,000 |
| Oneida, Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 134,000 |
| Price, Wisconsin | 1 | $ 405,000 | $ 405,000 | $ 115,000 |
| Sauk, Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 125,000 |
| Sheboygan, Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 93,000 |
| Vilas, Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 146,000 |
| Waukesha, Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 169,000 |
Mortgage Loan Application Detail Totals for Bremer Bank NA in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,094 | $905,540,000 | $432,000 | $37,085,000 | $178,000 | $8,290,000 |
| Other Purpose | 900 | $87,300,000 | $97,000 | $655,000 | $153,000 | $2,204,000 |
| Refinancing | 697 | $164,735,000 | $236,000 | $4,005,000 | $150,000 | $1,917,000 |
| Cash-out Refinancing | 515 | $118,195,000 | $229,000 | $3,305,000 | $140,000 | $2,309,000 |
| Home Improvement | 208 | $16,400,000 | $78,000 | $405,000 | $141,000 | $814,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,936 | $812,620,000 | $276,000 | $4,005,000 | $160,000 | $3,517,000 |
| Not Provided | 1,079 | $211,585,000 | $196,000 | $6,265,000 | $167,000 | $3,613,000 |
| Not applicable | 131 | $184,865,000 | $1,411,000 | $37,085,000 | $0 | $0 |
| Black or African American | 95 | $22,915,000 | $241,000 | $2,005,000 | $99,000 | $958,000 |
| Hispanic | 75 | $22,735,000 | $303,000 | $2,265,000 | $246,000 | $8,290,000 |
| Asian | 72 | $30,140,000 | $418,000 | $1,855,000 | $195,000 | $854,000 |
| American Indian or Alaskan Native | 20 | $4,420,000 | $221,000 | $805,000 | $138,000 | $756,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $290,000 | $145,000 | $215,000 | $126,000 | $135,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,248 | $1,257,640,000 | $296,000 | $37,085,000 | $166,000 | $8,290,000 |
| FHA-insured (Federal Housing Administration) | 102 | $20,390,000 | $199,000 | $425,000 | $72,000 | $237,000 |
| VA-guaranteed (Veterans Administration) | 39 | $10,565,000 | $270,000 | $555,000 | $88,000 | $294,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $3,575,000 | $143,000 | $245,000 | $53,000 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,412 | $1,030,440,000 | $302,000 | $37,085,000 | $168,000 | $3,613,000 |
| Application Withdrawn By Applicant | 550 | $179,630,000 | $326,000 | $4,005,000 | $184,000 | $8,290,000 |
| Application Denied By Financial Institution | 323 | $48,985,000 | $151,000 | $1,455,000 | $90,000 | $754,000 |
| Loan Purchased By The Institution | 72 | $17,480,000 | $242,000 | $485,000 | $59,000 | $107,000 |
| Application Approved But Not Accepted | 32 | $7,840,000 | $245,000 | $3,805,000 | $118,000 | $756,000 |
| File Closed For Incompleteness | 25 | $7,795,000 | $311,000 | $1,975,000 | $148,000 | $915,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,091 | $1,243,185,000 | $303,000 | $37,085,000 | $168,000 | $8,290,000 |
| Debt-To-Income Ratio | 177 | $29,825,000 | $168,000 | $1,455,000 | $75,000 | $379,000 |
| Credit History | 103 | $12,315,000 | $119,000 | $615,000 | $85,000 | $373,000 |
| Collateral | 32 | $4,270,000 | $133,000 | $505,000 | $192,000 | $754,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,570,000 | $261,000 | $395,000 | $55,000 | $79,000 |
| Employment History | 3 | $545,000 | $181,000 | $285,000 | $72,000 | $88,000 |
| Other | 2 | $460,000 | $230,000 | $245,000 | $75,000 | $100,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bremer Bank NA's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bremer Bank NA's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About