Generations Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Generations Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Generations Bank Po Box 26467 Overland Park, KS 66225 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 125 |
| Total Mortgage Loan Application Amount | $19,987,000 |
| Average Mortgage Loan Application Amount | $164,394 |
| Highest Mortgage Loan Application Amount | $646,000 |
| Average Applicant Income | $80,736 |
| Highest Applicant Income | $300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Generations Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Generations Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Generations Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Generations Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Generations Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Generations Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 10 | $ 706,000 | $ 70,000 | $ 55,000 |
| Adams County Colorado | 7 | $ 1,286,000 | $ 183,000 | $ 52,000 |
| Johnson County Kansas | 5 | $ 792,000 | $ 158,000 | $ 79,000 |
| Clay County Missouri | 5 | $ 803,000 | $ 160,000 | $ 52,000 |
| Madison County Illinois | 3 | $ 269,000 | $ 89,000 | $ 84,000 |
| Fort Bend County Texas | 3 | $ 701,000 | $ 233,000 | $ 84,000 |
| Walla Walla County Washington | 3 | $ 592,000 | $ 197,000 | $ 59,000 |
| Jefferson County Colorado | 2 | $ 268,000 | $ 134,000 | $ 67,000 |
| Wyandotte County Kansas | 2 | $ 145,000 | $ 72,000 | $ 54,000 |
| Boone County Missouri | 2 | $ 115,000 | $ 57,000 | $ 39,000 |
| Platte County Missouri | 2 | $ 113,000 | $ 56,000 | $ 85,000 |
| Hamilton County Ohio | 2 | $ 208,000 | $ 104,000 | $ 52,000 |
| Allegheny County Pennsylvania | 2 | $ 95,000 | $ 47,000 | $ 44,000 |
| Pickens County South Carolina | 2 | $ 458,000 | $ 229,000 | $ 127,000 |
| Denton County Texas | 2 | $ 664,000 | $ 332,000 | $ 165,000 |
| Hidalgo County Texas | 2 | $ 504,000 | $ 252,000 | $ 214,000 |
| Travis County Texas | 2 | $ 395,000 | $ 197,000 | $ 108,000 |
| Williamson County Texas | 2 | $ 265,000 | $ 132,000 | $ 88,000 |
| Arlington County Virginia | 2 | $ 379,000 | $ 189,000 | $ 96,000 |
| York County Virginia | 2 | $ 277,000 | $ 138,000 | $ 72,000 |
| Jefferson County Alabama | 1 | $ 126,000 | $ 126,000 | $ 45,000 |
| Morgan County Alabama | 1 | $ 182,000 | $ 182,000 | $ 122,000 |
| Shelby County Alabama | 1 | $ 525,000 | $ 525,000 | $ 300,000 |
| Howard County Arkansas | 1 | $ 78,000 | $ 78,000 | $ 67,000 |
| Alameda County California | 1 | $ 646,000 | $ 646,000 | $ 157,000 |
| Los Angeles County California | 1 | $ 460,000 | $ 460,000 | $ 172,000 |
| San Mateo County California | 1 | $ 463,000 | $ 463,000 | $ 157,000 |
| Solano County California | 1 | $ 253,000 | $ 253,000 | $ 60,000 |
| Arapahoe County Colorado | 1 | $ 200,000 | $ 200,000 | $ 87,000 |
| Broomfield County Colorado | 1 | $ 94,000 | $ 94,000 | $ 35,000 |
| Delta County Colorado | 1 | $ 130,000 | $ 130,000 | $ 72,000 |
| Denver County Colorado | 1 | $ 140,000 | $ 140,000 | $ 26,000 |
| Eagle County Colorado | 1 | $ 250,000 | $ 250,000 | $ 37,000 |
| Larimer County Colorado | 1 | $ 208,000 | $ 208,000 | $ 62,000 |
| Mesa County Colorado | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Weld County Colorado | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Fairfield County Connecticut | 1 | $ 142,000 | $ 142,000 | $ 75,000 |
| Brevard County Florida | 1 | $ 291,000 | $ 291,000 | $ 100,000 |
| Charlotte County Florida | 1 | $ 117,000 | $ 117,000 | $ 85,000 |
| Hernando County Florida | 1 | $ 46,000 | $ 46,000 | $ 17,000 |
| Cherokee County Georgia | 1 | $ 325,000 | $ 325,000 | $ 60,000 |
| Adams County Illinois | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Cook County Illinois | 1 | $ 270,000 | $ 270,000 | $ 83,000 |
| Cowley County Kansas | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Saline County Kansas | 1 | $ 114,000 | $ 114,000 | $ 149,000 |
| Ouachita County Louisiana | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| Baltimore County Maryland | 1 | $ 64,000 | $ 64,000 | $ 36,000 |
| Branch County Michigan | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Wexford County Michigan | 1 | $ 135,000 | $ 135,000 | $ 78,000 |
| Anoka County Minnesota | 1 | $ 136,000 | $ 136,000 | $ 35,000 |
| Lowndes County Mississippi | 1 | $ 334,000 | $ 334,000 | $ 236,000 |
| Clinton County Missouri | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Lafayette County Missouri | 1 | $ 158,000 | $ 158,000 | $ 66,000 |
| St. Charles County Missouri | 1 | $ 116,000 | $ 116,000 | $ 108,000 |
| St. Louis County Missouri | 1 | $ 129,000 | $ 129,000 | $ 129,000 |
| Burlington County New Jersey | 1 | $ 147,000 | $ 147,000 | $ 37,000 |
| Westchester County New York | 1 | $ 95,000 | $ 95,000 | $ 121,000 |
| Butler County Ohio | 1 | $ 148,000 | $ 148,000 | $ 49,000 |
| Franklin County Ohio | 1 | $ 134,000 | $ 134,000 | $ 75,000 |
| Portage County Ohio | 1 | $ 137,000 | $ 137,000 | $ 42,000 |
| Summit County Ohio | 1 | $ 142,000 | $ 142,000 | $ 54,000 |
| Osage County Oklahoma | 1 | $ 60,000 | $ 60,000 | $ 41,000 |
| Pawnee County Oklahoma | 1 | $ 156,000 | $ 156,000 | $ 71,000 |
| Umatilla County Oregon | 1 | $ 97,000 | $ 97,000 | $ 85,000 |
| Kent County Rhode Island | 1 | $ 170,000 | $ 170,000 | $ 63,000 |
| Providence County Rhode Island | 1 | $ 150,000 | $ 150,000 | $ 71,000 |
| Anderson County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 23,000 |
| Georgetown County South Carolina | 1 | $ 99,000 | $ 99,000 | $ 153,000 |
| Horry County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 44,000 |
| Bexar County Texas | 1 | $ 180,000 | $ 180,000 | $ 92,000 |
| Dallas County Texas | 1 | $ 139,000 | $ 139,000 | $ 70,000 |
| Harris County Texas | 1 | $ 140,000 | $ 140,000 | $ 57,000 |
| Johnson County Texas | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Randall County Texas | 1 | $ 256,000 | $ 256,000 | $ 267,000 |
| Charlottesville County Virginia | 1 | $ 223,000 | $ 223,000 | $ 85,000 |
| Chesapeake County Virginia | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Fairfax County Virginia | 1 | $ 263,000 | $ 263,000 | $ 36,000 |
| Hampton County Virginia | 1 | $ 79,000 | $ 79,000 | $ 49,000 |
| Prince William County Virginia | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
| Roanoke City County Virginia | 1 | $ 128,000 | $ 128,000 | $ 133,000 |
| Virginia Beach County Virginia | 1 | $ 245,000 | $ 245,000 | $ 108,000 |
| King County Washington | 1 | $ 17,000 | $ 17,000 | $ 65,000 |
| Pierce County Washington | 1 | $ 40,000 | $ 40,000 | $ 40,000 |
Mortgage Loan Application Detail Totals for Generations Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 86 | $14,274,000 | $161,956 | $646,000 | $74,260 | $300,000 |
| Home Purchase | 37 | $5,405,000 | $170,307 | $560,000 | $95,230 | $236,000 |
| Home Improvement | 2 | $308,000 | $154,000 | $198,000 | $61,000 | $85,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 90 | $13,292,000 | $153,272 | $560,000 | $86,772 | $267,000 |
| Not Provided | 17 | $2,834,000 | $165,000 | $325,000 | $59,833 | $120,000 |
| Hispanic | 9 | $2,348,000 | $229,200 | $646,000 | $98,200 | $214,000 |
| Black or African American | 5 | $1,001,000 | $225,000 | $525,000 | $119,250 | $300,000 |
| Asian | 3 | $383,000 | $99,500 | $184,000 | $61,000 | $76,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $129,000 | $129,000 | $129,000 | $54,000 | $54,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 125 | $19,987,000 | $162,153 | $646,000 | $79,538 | $300,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 99 | $15,083,000 | $164,217 | $560,000 | $86,391 | $267,000 |
| Application Denied By Financial Institution | 12 | $2,189,000 | $170,142 | $325,000 | $59,428 | $214,000 |
| Application Approved But Not Accepted | 9 | $1,698,000 | $163,166 | $646,000 | $73,500 | $157,000 |
| Application Withdrawn By Applicant | 3 | $798,000 | $266,000 | $525,000 | $131,666 | $300,000 |
| File Closed For Incompleteness | 2 | $219,000 | $109,500 | $139,000 | $46,500 | $70,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 7 | $1,037,000 | $148,142 | $325,000 | $58,285 | $120,000 |
| Unverifiable Information | 2 | $504,000 | $252,000 | $252,000 | $214,000 | $214,000 |
| Debt-To-Income Ratio | 1 | $183,000 | $183,000 | $183,000 | $76,000 | $76,000 |
| Employment History | 1 | $281,000 | $281,000 | $281,000 | $62,000 | $62,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $184,000 | $184,000 | $184,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Generations Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Generations Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.