Bsm Financial, L.P.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Bsm Financial, L.P. 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Bsm Financial, L.P. 1301 Central Expressway South Allen, TX 75013 |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 12,072 |
| Total Mortgage Loan Application Amount | $1,953,327,000 |
| Average Mortgage Loan Application Amount | $176,000 |
| Highest Mortgage Loan Application Amount | $2,190,000 |
| Average Applicant Income | $86,500 |
| Highest Applicant Income | $1,882,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Bsm Financial, L.P.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Bsm Financial, L.P.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Bsm Financial, L.P.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Bsm Financial, L.P. serves its applicants.
Each category highlights the total number of mortgage applications processed by Bsm Financial, L.P., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Bsm Financial, L.P.'s mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| DALLAS-PLANO-IRVING, TX | 1,593 | $ 176,431,000 | $ 110,000 | $ 77,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,219 | $ 154,840,000 | $ 127,000 | $ 73,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 720 | $ 148,066,000 | $ 205,000 | $ 72,000 |
| SAN ANTONIO, TX | 717 | $ 76,120,000 | $ 106,000 | $ 78,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 644 | $ 75,709,000 | $ 117,000 | $ 94,000 |
| FORT WORTH-ARLINGTON, TX | 491 | $ 51,305,000 | $ 104,000 | $ 70,000 |
| AUSTIN-ROUND ROCK, TX | 434 | $ 52,866,000 | $ 121,000 | $ 103,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 346 | $ 135,853,000 | $ 392,000 | $ 170,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 298 | $ 81,521,000 | $ 273,000 | $ 125,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 295 | $ 103,232,000 | $ 349,000 | $ 121,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 213 | $ 31,836,000 | $ 149,000 | $ 78,000 |
| JACKSONVILLE, FL | 188 | $ 26,644,000 | $ 141,000 | $ 85,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 174 | $ 18,665,000 | $ 105,000 | $ 66,500 |
| OKLAHOMA CITY, OK | 138 | $ 13,255,000 | $ 96,000 | $ 45,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 135 | $ 27,540,000 | $ 204,000 | $ 102,000 |
| BALTIMORE-TOWSON, MD | 133 | $ 29,990,000 | $ 225,000 | $ 86,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 110 | $ 45,192,000 | $ 410,000 | $ 141,000 |
| COLLEGE STATION-BRYAN, TX | 101 | $ 11,398,000 | $ 112,000 | $ 127,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 97 | $ 35,846,000 | $ 369,000 | $ 145,000 |
| CAMDEN, NJ | 81 | $ 13,002,000 | $ 160,000 | $ 81,000 |
| EDISON, NJ | 77 | $ 17,660,000 | $ 229,000 | $ 86,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 75 | $ 16,206,000 | $ 356,500 | $ 47,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 75 | $ 10,359,000 | $ 138,000 | $ 72,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 71 | $ 19,032,000 | $ 260,666 | $ 107,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 67 | $ 10,000,000 | $ 139,500 | $ 81,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 67 | $ 21,574,000 | $ 322,000 | $ 106,000 |
| BOSTON-QUINCY, MA | 64 | $ 15,368,000 | $ 240,000 | $ 101,000 |
| GAINESVILLE, GA | 60 | $ 9,445,000 | $ 157,000 | $ 71,000 |
| LAS VEGAS-PARADISE, NV | 58 | $ 13,339,000 | $ 229,000 | $ 81,000 |
| TULSA, OK | 57 | $ 5,204,000 | $ 91,000 | $ 47,000 |
| SHREVEPORT-BOSSIER CITY, LA | 56 | $ 6,703,000 | $ 119,000 | $ 63,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 53 | $ 6,678,000 | $ 126,000 | $ 61,000 |
| RALEIGH-CARY, NC | 52 | $ 6,018,000 | $ 115,000 | $ 108,000 |
| VALDOSTA, GA | 52 | $ 6,492,000 | $ 124,000 | $ 61,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 52 | $ 11,120,000 | $ 213,000 | $ 77,000 |
| WORCESTER, MA | 49 | $ 8,699,000 | $ 177,000 | $ 103,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 48 | $ 14,084,000 | $ 293,000 | $ 87,000 |
| CORPUS CHRISTI, TX | 47 | $ 6,286,000 | $ 133,000 | $ 79,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 47 | $ 18,493,000 | $ 393,000 | $ 173,000 |
| PHILADELPHIA, PA | 47 | $ 7,779,000 | $ 165,000 | $ 84,000 |
| ANDERSON, SC | 46 | $ 4,752,000 | $ 103,000 | $ 69,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 46 | $ 12,115,000 | $ 263,000 | $ 110,000 |
| ALBUQUERQUE, NM | 43 | $ 6,879,000 | $ 159,000 | $ 82,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 39 | $ 7,704,000 | $ 173,500 | $ 70,500 |
| COLUMBUS, OH | 37 | $ 3,917,000 | $ 105,000 | $ 97,000 |
| ORLANDO-KISSIMMEE, FL | 36 | $ 7,558,000 | $ 209,000 | $ 84,000 |
| MCALLEN-EDINBURG-MISSION, TX | 35 | $ 3,348,000 | $ 95,000 | $ 54,000 |
| NEWARK-UNION, NJ-PA | 34 | $ 8,771,000 | $ 257,000 | $ 109,000 |
| TEXARKANA, TX-TEXARKANA, AR | 34 | $ 2,933,000 | $ 89,500 | $ 52,500 |
| STOCKTON, CA | 33 | $ 7,907,000 | $ 239,000 | $ 154,000 |
| MONTGOMERY, AL | 32 | $ 3,641,000 | $ 113,000 | $ 46,000 |
| TUCSON, AZ | 32 | $ 5,229,000 | $ 163,000 | $ 67,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 29 | $ 3,338,000 | $ 115,000 | $ 73,000 |
| BATON ROUGE, LA | 28 | $ 3,720,000 | $ 132,000 | $ 73,000 |
| GREENVILLE, SC | 28 | $ 2,474,000 | $ 88,000 | $ 40,000 |
| RICHMOND, VA | 28 | $ 4,930,000 | $ 176,000 | $ 67,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 27 | $ 3,367,000 | $ 115,000 | $ 81,000 |
| WILMINGTON, DE-MD-NJ | 27 | $ 2,604,000 | $ 101,500 | $ 56,500 |
| AKRON, OH | 26 | $ 2,576,000 | $ 99,000 | $ 339,000 |
| BAKERSFIELD, CA | 25 | $ 5,119,000 | $ 204,000 | $ 88,000 |
| GULFPORT-BILOXI, MS | 23 | $ 2,585,000 | $ 112,000 | $ 54,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 23 | $ 2,797,000 | $ 121,000 | $ 60,000 |
| BRUNSWICK, GA | 22 | $ 3,360,000 | $ 152,000 | $ 64,000 |
| LUBBOCK, TX | 22 | $ 2,489,000 | $ 113,000 | $ 72,000 |
| ATLANTIC CITY, NJ | 21 | $ 3,540,000 | $ 168,000 | $ 76,000 |
| LAKELAND, FL | 21 | $ 2,872,000 | $ 136,000 | $ 65,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 20 | $ 3,927,000 | $ 196,000 | $ 81,000 |
| MACON, GA | 20 | $ 1,846,000 | $ 92,000 | $ 40,000 |
| VALLEJO-FAIRFIELD, CA | 20 | $ 7,007,000 | $ 350,000 | $ 126,000 |
| EL CENTRO, CA | 19 | $ 3,196,000 | $ 168,000 | $ 39,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 18 | $ 5,257,000 | $ 292,000 | $ 88,000 |
| TYLER, TX | 18 | $ 2,012,000 | $ 111,000 | $ 57,000 |
| ROCKFORD, IL | 17 | $ 1,810,000 | $ 106,000 | $ 34,000 |
| AMARILLO, TX | 16 | $ 2,038,000 | $ 127,000 | $ 62,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 16 | $ 1,288,000 | $ 80,000 | $ 58,000 |
| ESSEX COUNTY, MA | 16 | $ 4,240,000 | $ 265,000 | $ 87,000 |
| MODESTO, CA | 16 | $ 3,849,000 | $ 240,000 | $ 73,000 |
| SARASOTA-BRADENTON-VENICE, FL | 16 | $ 3,215,000 | $ 200,000 | $ 119,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 15 | $ 1,271,000 | $ 84,000 | $ 40,000 |
| SHERMAN-DENISON, TX | 15 | $ 1,756,000 | $ 117,000 | $ 79,000 |
| BROWNSVILLE-HARLINGEN, TX | 14 | $ 1,077,000 | $ 76,000 | $ 41,000 |
| LONGVIEW, TX | 14 | $ 1,305,000 | $ 93,000 | $ 44,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 14 | $ 6,138,000 | $ 438,000 | $ 156,000 |
| ATHENS-CLARKE COUNTY, GA | 13 | $ 1,331,000 | $ 102,000 | $ 94,000 |
| EL PASO, TX | 13 | $ 1,142,000 | $ 87,000 | $ 71,000 |
| GOLDSBORO, NC | 13 | $ 1,270,000 | $ 97,000 | $ 46,000 |
| HICKORY-LENOIR-MORGANTON, NC | 13 | $ 1,011,000 | $ 77,000 | $ 44,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 13 | $ 2,142,000 | $ 164,000 | $ 67,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 12 | $ 1,495,000 | $ 124,000 | $ 59,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 12 | $ 5,785,000 | $ 482,000 | $ 185,000 |
| BIRMINGHAM-HOOVER, AL | 11 | $ 2,254,000 | $ 204,000 | $ 56,000 |
| CAPE CORAL-FORT MYERS, FL | 11 | $ 2,476,000 | $ 225,000 | $ 70,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 11 | $ 2,360,000 | $ 214,000 | $ 90,000 |
| DURHAM, NC | 11 | $ 824,000 | $ 74,000 | $ 148,000 |
| HUNTSVILLE, AL | 11 | $ 938,000 | $ 85,000 | $ 101,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 11 | $ 2,114,000 | $ 192,000 | $ 84,000 |
| SAVANNAH, GA | 11 | $ 2,261,000 | $ 205,000 | $ 70,000 |
| YUBA CITY, CA | 11 | $ 2,111,000 | $ 191,000 | $ 72,000 |
| VICTORIA, TX | 10 | $ 1,015,000 | $ 101,000 | $ 57,000 |
| WACO, TX | 10 | $ 1,384,000 | $ 138,000 | $ 56,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 9 | $ 3,164,000 | $ 351,000 | $ 85,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 9 | $ 1,550,000 | $ 172,000 | $ 91,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 9 | $ 2,138,000 | $ 237,000 | $ 138,000 |
| LAFAYETTE, LA | 9 | $ 1,360,000 | $ 151,000 | $ 58,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 9 | $ 3,323,000 | $ 369,000 | $ 90,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 9 | $ 1,090,000 | $ 121,000 | $ 48,000 |
| PRESCOTT, AZ | 9 | $ 1,160,000 | $ 128,000 | $ 96,000 |
| PUNTA GORDA, FL | 9 | $ 1,198,000 | $ 133,000 | $ 62,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 9 | $ 3,410,000 | $ 378,000 | $ 127,000 |
| SPRINGFIELD, MA | 9 | $ 1,142,000 | $ 126,000 | $ 65,000 |
| ABILENE, TX | 8 | $ 612,000 | $ 76,000 | $ 42,000 |
| COLUMBUS, GA-AL | 8 | $ 1,062,000 | $ 132,500 | $ 53,000 |
| JACKSONVILLE, NC | 8 | $ 962,000 | $ 120,000 | $ 56,000 |
| LAKE CHARLES, LA | 8 | $ 1,097,000 | $ 137,000 | $ 75,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 8 | $ 862,000 | $ 107,000 | $ 144,000 |
| MEMPHIS, TN-MS-AR | 8 | $ 960,000 | $ 107,500 | $ 101,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 7 | $ 1,185,000 | $ 161,500 | $ 64,000 |
| BEAUMONT-PORT ARTHUR, TX | 7 | $ 725,000 | $ 103,000 | $ 67,000 |
| CANTON-MASSILLON, OH | 7 | $ 830,000 | $ 118,000 | $ 64,000 |
| DAYTON, OH | 7 | $ 563,000 | $ 80,000 | $ 42,000 |
| DENVER-AURORA, CO | 7 | $ 916,000 | $ 130,000 | $ 152,000 |
| EUGENE-SPRINGFIELD, OR | 7 | $ 1,259,000 | $ 179,000 | $ 59,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 7 | $ 680,000 | $ 97,000 | $ 77,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 7 | $ 1,080,000 | $ 154,000 | $ 76,000 |
| MANCHESTER-NASHUA, NH | 7 | $ 1,150,000 | $ 164,000 | $ 72,000 |
| OCEAN CITY, NJ | 7 | $ 1,282,000 | $ 183,000 | $ 17,000 |
| SPOKANE, WA | 7 | $ 1,274,000 | $ 182,000 | $ 62,000 |
| TERRE HAUTE, IN | 7 | $ 406,000 | $ 58,000 | $ 90,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 7 | $ 894,000 | $ 127,000 | $ 61,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 7 | $ 2,071,000 | $ 295,000 | $ 210,000 |
| BARNSTABLE TOWN, MA | 6 | $ 2,199,000 | $ 366,000 | $ 172,000 |
| CHICO, CA | 6 | $ 1,773,000 | $ 295,000 | $ 93,000 |
| DULUTH, MN-WI | 6 | $ 390,000 | $ 65,000 | $ 146,000 |
| FRESNO, CA | 6 | $ 1,266,000 | $ 211,000 | $ 54,000 |
| GREENSBORO-HIGH POINT, NC | 6 | $ 719,000 | $ 119,000 | $ 55,000 |
| LEXINGTON-FAYETTE, KY | 6 | $ 789,000 | $ 131,000 | $ 90,000 |
| NAPLES-MARCO ISLAND, FL | 6 | $ 1,479,000 | $ 246,000 | $ 76,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 1,337,000 | $ 222,000 | $ 115,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 6 | $ 865,000 | $ 144,000 | $ 64,000 |
| RENO-SPARKS, NV | 6 | $ 1,467,000 | $ 244,000 | $ 262,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 6 | $ 1,303,000 | $ 217,000 | $ 99,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 6 | $ 930,000 | $ 155,000 | $ 94,000 |
| TALLAHASSEE, FL | 6 | $ 471,000 | $ 78,000 | $ 35,000 |
| YAKIMA, WA | 6 | $ 890,000 | $ 148,000 | $ 60,000 |
| AUBURN-OPELIKA, AL | 5 | $ 628,000 | $ 125,000 | $ 36,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 5 | $ 514,000 | $ 102,000 | $ 122,000 |
| BLOOMINGTON, IN | 5 | $ 359,000 | $ 71,000 | $ 44,000 |
| COLUMBIA, MO | 5 | $ 478,000 | $ 95,000 | $ 8,000 |
| DALTON, GA | 5 | $ 534,000 | $ 106,000 | $ 26,000 |
| FORT SMITH, AR-OK | 5 | $ 510,000 | $ 111,500 | $ 38,000 |
| HINESVILLE-FORT STEWART, GA | 5 | $ 583,000 | $ 116,000 | $ 28,000 |
| JACKSON, MS | 5 | $ 377,000 | $ 75,000 | $ 28,000 |
| LYNCHBURG, VA | 5 | $ 1,061,000 | $ 212,000 | $ 61,000 |
| MERCED, CA | 5 | $ 1,571,000 | $ 314,000 | $ 167,000 |
| ROANOKE, VA | 5 | $ 703,000 | $ 140,000 | $ 45,000 |
| TRENTON-EWING, NJ | 5 | $ 584,000 | $ 116,000 | $ 61,000 |
| ALBANY, GA | 4 | $ 479,000 | $ 119,000 | $ 60,000 |
| COLUMBIA, SC | 4 | $ 609,000 | $ 152,000 | $ 138,000 |
| DOTHAN, AL | 4 | $ 565,000 | $ 141,000 | $ 193,000 |
| FAYETTEVILLE, NC | 4 | $ 569,000 | $ 142,000 | $ 75,000 |
| FLAGSTAFF, AZ | 4 | $ 721,000 | $ 180,000 | $ 66,000 |
| GARY, IN | 4 | $ 621,000 | $ 155,000 | $ 96,000 |
| HATTIESBURG, MS | 4 | $ 304,000 | $ 76,000 | $ 185,000 |
| INDIANAPOLIS-CARMEL, IN | 4 | $ 744,000 | $ 186,000 | $ 41,000 |
| KANSAS CITY, MO-KS | 4 | $ 447,000 | $ 141,000 | $ 42,000 |
| LAREDO, TX | 4 | $ 413,000 | $ 103,000 | $ 63,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 4 | $ 319,000 | $ 79,000 | $ 49,000 |
| PANAMA CITY-LYNN HAVEN, FL | 4 | $ 822,000 | $ 205,000 | $ 70,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 4 | $ 911,000 | $ 217,000 | $ 69,500 |
| SALINAS, CA | 4 | $ 1,870,000 | $ 467,000 | $ 139,000 |
| TUSCALOOSA, AL | 4 | $ 498,000 | $ 124,000 | $ 36,000 |
| WILMINGTON, NC | 4 | $ 572,000 | $ 143,000 | $ 56,000 |
| WINSTON-SALEM, NC | 4 | $ 483,000 | $ 120,000 | $ 35,000 |
| YUMA, AZ | 4 | $ 487,000 | $ 121,000 | $ 87,000 |
| BLOOMINGTON-NORMAL, IL | 3 | $ 383,000 | $ 127,000 | $ 143,000 |
| CHARLOTTESVILLE, VA | 3 | $ 355,000 | $ 118,000 | $ 66,000 |
| JOPLIN, MO | 3 | $ 321,000 | $ 107,000 | $ 52,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 3 | $ 506,000 | $ 168,000 | $ 83,000 |
| LANCASTER, PA | 3 | $ 371,000 | $ 123,000 | $ 58,000 |
| MONROE, LA | 3 | $ 294,000 | $ 98,000 | $ 50,000 |
| OCALA, FL | 3 | $ 598,000 | $ 199,000 | $ 76,000 |
| PITTSBURGH, PA | 3 | $ 232,000 | $ 77,000 | $ 40,000 |
| SALEM, OR | 3 | $ 415,000 | $ 138,000 | $ 60,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 3 | $ 750,000 | $ 250,000 | $ 426,000 |
| SANTA ROSA-PETALUMA, CA | 3 | $ 861,000 | $ 287,000 | $ 154,000 |
| SUMTER, SC | 3 | $ 243,000 | $ 81,000 | $ 41,000 |
| TOLEDO, OH | 3 | $ 442,000 | $ 147,000 | $ 94,000 |
| WARNER ROBINS, GA | 3 | $ 520,000 | $ 173,000 | $ 59,000 |
| WINCHESTER, VA-WV | 3 | $ 620,000 | $ 206,000 | $ 28,000 |
| YORK-HANOVER, PA | 3 | $ 310,000 | $ 103,000 | $ 80,000 |
| ALEXANDRIA, LA | 2 | $ 238,000 | $ 119,000 | $ 61,000 |
| ALTOONA, PA | 2 | $ 136,000 | $ 68,000 | $ 33,000 |
| ANNISTON-OXFORD, AL | 2 | $ 344,000 | $ 172,000 | $ 79,000 |
| BANGOR, ME | 2 | $ 103,000 | $ 51,000 | $ 41,000 |
| BEND, OR | 2 | $ 423,000 | $ 211,000 | $ 67,000 |
| BOULDER, CO | 2 | $ 138,000 | $ 69,000 | $ 78,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 318,000 | $ 159,000 | $ 61,000 |
| DANVILLE, VA | 2 | $ 366,000 | $ 183,000 | $ 85,000 |
| DECATUR, AL | 2 | $ 460,000 | $ 230,000 | $ 88,000 |
| FARMINGTON, NM | 2 | $ 254,000 | $ 127,000 | $ 45,000 |
| GAINESVILLE, FL | 2 | $ 214,000 | $ 107,000 | $ 132,000 |
| GREENVILLE, NC | 2 | $ 161,000 | $ 80,000 | $ 31,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 382,000 | $ 191,000 | $ 38,000 |
| HOT SPRINGS, AR | 2 | $ 386,000 | $ 193,000 | $ 79,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 89,000 | $ 44,000 | $ 62,000 |
| KALAMAZOO-PORTAGE, MI | 2 | $ 117,000 | $ 58,000 | $ 54,000 |
| KNOXVILLE, TN | 2 | $ 353,000 | $ 176,000 | $ 54,000 |
| LA CROSSE, WI-MN | 2 | $ 192,000 | $ 96,000 | $ 79,000 |
| LONGVIEW, WA | 2 | $ 313,000 | $ 156,000 | $ 47,000 |
| MICHIGAN CITY-LA PORTE, IN | 2 | $ 600,000 | $ 300,000 | $ 90,000 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 383,000 | $ 191,000 | $ 53,000 |
| NAPA, CA | 2 | $ 575,000 | $ 287,000 | $ 158,000 |
| NORWICH-NEW LONDON, CT | 2 | $ 468,000 | $ 234,000 | $ 68,000 |
| OGDEN-CLEARFIELD, UT | 2 | $ 253,000 | $ 126,000 | $ 60,000 |
| PASCAGOULA, MS | 2 | $ 192,000 | $ 96,000 | $ 319,000 |
| ROCHESTER, MN | 2 | $ 131,000 | $ 65,000 | $ 61,000 |
| ROCKY MOUNT, NC | 2 | $ 218,000 | $ 109,000 | $ 20,000 |
| SAN ANGELO, TX | 2 | $ 327,000 | $ 163,000 | $ 84,000 |
| SANTA BARBARA-SANTA MARIA, CA | 2 | $ 700,000 | $ 350,000 | $ 120,000 |
| SANTA FE, NM | 2 | $ 404,000 | $ 202,000 | $ 81,000 |
| SCRANTON--WILKES-BARRE, PA | 2 | $ 261,000 | $ 130,000 | $ 63,000 |
| ST. CLOUD, MN | 2 | $ 160,000 | $ 80,000 | $ 84,000 |
| ST. LOUIS, MO-IL | 2 | $ 397,000 | $ 198,000 | $ 31,000 |
| TACOMA, WA | 2 | $ 557,000 | $ 278,000 | $ 124,000 |
| VISALIA-PORTERVILLE, CA | 2 | $ 697,000 | $ 348,000 | $ 134,000 |
| WICHITA FALLS, TX | 2 | $ 212,000 | $ 106,000 | $ 44,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 2 | $ 234,000 | $ 117,000 | $ 50,000 |
| ANDERSON, IN | 1 | $ 193,000 | $ 193,000 | $ 62,000 |
| BOISE CITY-NAMPA, ID | 1 | $ 214,000 | $ 214,000 | $ 118,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| CHATTANOOGA, TN-GA | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| CLARKSVILLE, TN-KY | 1 | $ 139,000 | $ 139,000 | $ 119,000 |
| CLEVELAND, TN | 1 | $ 49,000 | $ 49,000 | $ 18,000 |
| COLORADO SPRINGS, CO | 1 | $ 324,000 | $ 324,000 | $ 189,000 |
| DOVER, DE | 1 | $ 183,000 | $ 183,000 | $ 50,000 |
| FARGO, ND-MN | 1 | $ 151,000 | $ 151,000 | $ 76,000 |
| FLORENCE, SC | 1 | $ 71,000 | $ 71,000 | $ 38,000 |
| FLORENCE-MUSCLE SHOALS, AL | 1 | $ 104,000 | $ 104,000 | $ 33,000 |
| GADSDEN, AL | 1 | $ 174,000 | $ 174,000 | $ 68,000 |
| GRAND FORKS, ND-MN | 1 | $ 124,000 | $ 124,000 | $ 50,000 |
| GRAND JUNCTION, CO | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| HANFORD-CORCORAN, CA | 1 | $ 287,000 | $ 287,000 | $ 78,000 |
| HARRISBURG-CARLISLE, PA | 1 | $ 174,000 | $ 174,000 | $ 76,000 |
| HARRISONBURG, VA | 1 | $ 217,000 | $ 217,000 | $ 54,000 |
| JONESBORO, AR | 1 | $ 71,000 | $ 71,000 | $ 64,000 |
| KANKAKEE-BRADLEY, IL | 1 | $ 87,000 | $ 87,000 | $ 51,000 |
| LAFAYETTE, IN | 1 | $ 96,000 | $ 96,000 | $ 34,000 |
| LAS CRUCES, NM | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| MIDLAND, TX | 1 | $ 116,000 | $ 116,000 | $ 48,000 |
| MOBILE, AL | 1 | $ 104,000 | $ 104,000 | $ 30,000 |
| MORRISTOWN, TN | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
| OLYMPIA, WA | 1 | $ 193,000 | $ 193,000 | $ 35,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 158,000 | $ 158,000 | $ 54,000 |
| REDDING, CA | 1 | $ 349,000 | $ 349,000 | $ 180,000 |
| ROME, GA | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| SALISBURY, MD | 1 | $ 98,000 | $ 98,000 | $ 34,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| SPARTANBURG, SC | 1 | $ 99,000 | $ 99,000 | $ 26,000 |
| WHEELING, WV-OH | 1 | $ 65,000 | $ 65,000 | $ 19,000 |
| WICHITA, KS | 1 | $ 148,000 | $ 148,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Bsm Financial, L.P. in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 8,160 | $1,098,732,000 | $134,000 | $1,500,000 | $81,000 | $1,164,000 |
| Refinancing | 3,912 | $854,595,000 | $218,000 | $2,190,000 | $92,000 | $1,882,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,287 | $1,165,817,000 | $159,000 | $2,190,000 | $89,000 | $1,882,000 |
| Hispanic | 2,113 | $317,582,000 | $150,000 | $2,160,000 | $73,000 | $876,000 |
| Black or African American | 1,574 | $222,465,000 | $141,000 | $1,050,000 | $67,000 | $903,000 |
| Asian | 600 | $147,363,000 | $245,000 | $1,332,000 | $120,000 | $960,000 |
| Not Provided | 420 | $86,872,000 | $206,000 | $1,595,000 | $85,000 | $624,000 |
| Native Hawaiian or Other Pacific Islander | 47 | $9,101,000 | $193,000 | $560,000 | $97,000 | $204,000 |
| American Indian or Alaskan Native | 31 | $4,127,000 | $133,000 | $675,000 | $71,000 | $306,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,938 | $1,560,501,000 | $174,000 | $2,190,000 | $96,000 | $1,882,000 |
| FHA-insured (Federal Housing Administration) | 2,725 | $324,593,000 | $119,000 | $356,000 | $50,000 | $590,000 |
| VA-guaranteed (Veterans Administration) | 409 | $68,233,000 | $166,000 | $417,000 | $66,000 | $735,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 8,954 | $1,369,072,000 | $152,000 | $2,190,000 | $82,000 | $1,390,000 |
| Application Denied By Financial Institution | 1,075 | $225,400,000 | $209,000 | $2,000,000 | $115,000 | $1,882,000 |
| Application Approved But Not Accepted | 996 | $180,334,000 | $181,000 | $1,595,000 | $91,000 | $1,164,000 |
| Application Withdrawn By Applicant | 624 | $98,659,000 | $158,000 | $2,160,000 | $67,000 | $903,000 |
| File Closed For Incompleteness | 415 | $78,726,000 | $189,000 | $1,400,000 | $71,000 | $480,000 |
| Preapproval Denied by Financial Institution | 8 | $1,136,000 | $142,000 | $350,000 | $26,000 | $87,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 348 | $72,592,000 | $208,000 | $1,134,000 | $94,000 | $960,000 |
| Other | 240 | $50,508,000 | $210,000 | $1,088,000 | $156,000 | $780,000 |
| Debt-To-Income Ratio | 153 | $25,746,000 | $168,000 | $2,000,000 | $66,000 | $735,000 |
| Unverifiable Information | 129 | $44,255,000 | $343,000 | $1,500,000 | $159,000 | $600,000 |
| Collateral | 124 | $21,752,000 | $175,000 | $808,000 | $121,000 | $876,000 |
| Employment History | 38 | $5,312,000 | $139,000 | $485,000 | $93,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 18 | $2,147,000 | $119,000 | $280,000 | $198,000 | $1,882,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Bsm Financial, L.P.'s 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Bsm Financial, L.P.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.