Busey Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Busey Bank 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Busey Bank 100 W University Ave Champaign, IL 61820 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,098 |
| Total Mortgage Loan Application Amount | $1,208,230,000 |
| Average Mortgage Loan Application Amount | $153,166 |
| Highest Mortgage Loan Application Amount | $15,005,000 |
| Average Applicant Income | $110,500 |
| Highest Applicant Income | $2,583,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Busey Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Busey Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Busey Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Busey Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Busey Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Busey Bank's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Champaign County Illinois | 1,048 | $ 155,110,000 | $ 148,000 | $ 123,000 |
| St. Louis County Missouri | 631 | $ 203,765,000 | $ 322,000 | $ 136,000 |
| McLean County Illinois | 458 | $ 72,360,000 | $ 157,000 | $ 99,000 |
| St. Charles County Missouri | 378 | $ 84,590,000 | $ 223,000 | $ 111,000 |
| Will County Illinois | 324 | $ 66,650,000 | $ 205,000 | $ 125,000 |
| Peoria County Illinois | 266 | $ 23,460,000 | $ 88,000 | $ 93,000 |
| Cook County Illinois | 229 | $ 81,545,000 | $ 356,000 | $ 179,000 |
| Macon County Illinois | 190 | $ 14,520,000 | $ 76,000 | $ 79,000 |
| Lee County Florida | 155 | $ 34,015,000 | $ 219,000 | $ 184,000 |
| Tazewell County Illinois | 147 | $ 10,965,000 | $ 74,000 | $ 83,000 |
| Jefferson County Missouri | 144 | $ 31,560,000 | $ 219,000 | $ 93,000 |
| St. Louis City County Missouri | 144 | $ 37,760,000 | $ 262,000 | $ 99,000 |
| DuPage County Illinois | 135 | $ 40,755,000 | $ 301,000 | $ 173,000 |
| Kane County Illinois | 110 | $ 21,570,000 | $ 196,000 | $ 94,000 |
| Kendall County Illinois | 102 | $ 20,550,000 | $ 201,000 | $ 96,000 |
| Grundy County Illinois | 81 | $ 12,635,000 | $ 155,000 | $ 98,000 |
| Marion County Indiana | 59 | $ 12,645,000 | $ 214,000 | $ 161,000 |
| Maricopa County Arizona | 52 | $ 9,430,000 | $ 181,000 | $ 225,000 |
| Piatt County Illinois | 51 | $ 7,215,000 | $ 141,000 | $ 93,000 |
| Ford County Illinois | 43 | $ 3,805,000 | $ 88,000 | $ 75,000 |
| Woodford County Illinois | 43 | $ 5,295,000 | $ 123,000 | $ 129,000 |
| Hamilton County Indiana | 43 | $ 20,045,000 | $ 466,000 | $ 149,000 |
| St. Clair County Illinois | 38 | $ 14,450,000 | $ 380,000 | $ 109,000 |
| Livingston County Illinois | 36 | $ 3,090,000 | $ 85,000 | $ 69,000 |
| DeKalb County Illinois | 31 | $ 4,925,000 | $ 158,000 | $ 74,000 |
| Shelby County Illinois | 31 | $ 2,805,000 | $ 90,000 | $ 81,000 |
| Charlotte County Florida | 27 | $ 4,195,000 | $ 155,000 | $ 120,000 |
| Los Angeles County California | 25 | $ 4,095,000 | $ 163,000 | $ 147,000 |
| De Witt County Illinois | 25 | $ 1,985,000 | $ 79,000 | $ 99,000 |
| Franklin County Missouri | 24 | $ 6,380,000 | $ 265,000 | $ 140,000 |
| King County Washington | 24 | $ 3,010,000 | $ 125,000 | $ 0 |
| LaSalle County Illinois | 23 | $ 3,685,000 | $ 160,000 | $ 85,000 |
| Miami-Dade County Florida | 22 | $ 1,800,000 | $ 81,000 | $ 0 |
| Douglas County Illinois | 22 | $ 1,920,000 | $ 87,000 | $ 82,000 |
| Vermilion County Illinois | 22 | $ 1,750,000 | $ 79,000 | $ 93,000 |
| Lincoln County Missouri | 19 | $ 2,905,000 | $ 152,000 | $ 69,000 |
| Johnson County Indiana | 18 | $ 3,520,000 | $ 195,000 | $ 105,000 |
| Warren County Missouri | 17 | $ 3,295,000 | $ 193,000 | $ 79,000 |
| Lake County Indiana | 15 | $ 3,215,000 | $ 214,000 | $ 61,000 |
| Alameda County California | 14 | $ 1,400,000 | $ 100,000 | $ 0 |
| Sarasota County Florida | 14 | $ 2,060,000 | $ 147,000 | $ 118,000 |
| Clark County Nevada | 14 | $ 1,880,000 | $ 134,000 | $ 101,000 |
| Riverside County California | 13 | $ 2,245,000 | $ 172,000 | $ 136,000 |
| Oakland County Michigan | 13 | $ 2,275,000 | $ 175,000 | $ 173,000 |
| Kankakee County Illinois | 12 | $ 2,020,000 | $ 168,000 | $ 80,000 |
| Lake County Illinois | 12 | $ 2,000,000 | $ 166,000 | $ 116,000 |
| Middlesex County Massachusetts | 12 | $ 980,000 | $ 81,000 | $ 0 |
| Jackson County Missouri | 12 | $ 1,590,000 | $ 132,000 | $ 116,000 |
| Orange County California | 11 | $ 1,215,000 | $ 110,000 | $ 112,000 |
| San Diego County California | 11 | $ 1,765,000 | $ 160,000 | $ 226,000 |
| Broward County Florida | 11 | $ 1,775,000 | $ 161,000 | $ 198,000 |
| Collier County Florida | 11 | $ 8,085,000 | $ 735,000 | $ 400,000 |
| Palm Beach County Florida | 11 | $ 1,625,000 | $ 147,000 | $ 365,000 |
| Washington County Oregon | 11 | $ 1,105,000 | $ 100,000 | $ 0 |
| Contra Costa County California | 10 | $ 1,050,000 | $ 105,000 | $ 0 |
| Santa Clara County California | 10 | $ 1,210,000 | $ 121,000 | $ 0 |
| Iroquois County Illinois | 10 | $ 1,170,000 | $ 117,000 | $ 98,000 |
| McHenry County Illinois | 10 | $ 1,920,000 | $ 192,000 | $ 87,000 |
| Multnomah County Oregon | 10 | $ 1,150,000 | $ 115,000 | $ 0 |
| Johnson County Kansas | 9 | $ 1,695,000 | $ 188,000 | $ 145,000 |
| Camden County Missouri | 9 | $ 1,905,000 | $ 211,000 | $ 293,000 |
| Douglas County Nebraska | 8 | $ 1,760,000 | $ 220,000 | $ 108,000 |
| Fairfield County Connecticut | 7 | $ 725,000 | $ 103,000 | $ 0 |
| Fulton County Georgia | 7 | $ 1,035,000 | $ 147,000 | $ 101,000 |
| Sangamon County Illinois | 7 | $ 835,000 | $ 119,000 | $ 78,000 |
| Sedgwick County Kansas | 7 | $ 2,605,000 | $ 372,000 | $ 187,000 |
| Clackamas County Oregon | 7 | $ 605,000 | $ 86,000 | $ 0 |
| Utah County Utah | 7 | $ 605,000 | $ 86,000 | $ 0 |
| Clark County Washington | 7 | $ 455,000 | $ 65,000 | $ 0 |
| Denver County Colorado | 6 | $ 860,000 | $ 143,000 | $ 74,000 |
| Adams County Illinois | 6 | $ 7,400,000 | $ 1,233,000 | $ 36,000 |
| Christian County Illinois | 6 | $ 490,000 | $ 81,000 | $ 47,000 |
| Logan County Illinois | 6 | $ 560,000 | $ 93,000 | $ 68,000 |
| Madison County Illinois | 6 | $ 3,970,000 | $ 661,000 | $ 109,000 |
| Mason County Illinois | 6 | $ 320,000 | $ 53,000 | $ 41,000 |
| Monroe County Illinois | 6 | $ 1,370,000 | $ 228,000 | $ 178,000 |
| Boone County Indiana | 6 | $ 740,000 | $ 123,000 | $ 81,000 |
| Hendricks County Indiana | 6 | $ 4,410,000 | $ 735,000 | $ 228,000 |
| Morgan County Indiana | 6 | $ 700,000 | $ 116,000 | $ 85,000 |
| Lancaster County Nebraska | 6 | $ 810,000 | $ 135,000 | $ 53,000 |
| Montgomery County Pennsylvania | 6 | $ 830,000 | $ 138,000 | $ 251,000 |
| Solano County California | 5 | $ 385,000 | $ 77,000 | $ 0 |
| Sonoma County California | 5 | $ 855,000 | $ 171,000 | $ 0 |
| Douglas County Colorado | 5 | $ 825,000 | $ 165,000 | $ 258,000 |
| Jefferson County Colorado | 5 | $ 545,000 | $ 109,000 | $ 0 |
| New Haven County Connecticut | 5 | $ 445,000 | $ 89,000 | $ 0 |
| Hillsborough County Florida | 5 | $ 665,000 | $ 133,000 | $ 269,000 |
| Orange County Florida | 5 | $ 815,000 | $ 163,000 | $ 82,000 |
| Pinellas County Florida | 5 | $ 2,215,000 | $ 443,000 | $ 327,000 |
| DeKalb County Georgia | 5 | $ 825,000 | $ 165,000 | $ 128,000 |
| Coles County Illinois | 5 | $ 475,000 | $ 95,000 | $ 61,000 |
| Knox County Illinois | 5 | $ 785,000 | $ 157,000 | $ 181,000 |
| Moultrie County Illinois | 5 | $ 345,000 | $ 69,000 | $ 41,000 |
| Essex County Massachusetts | 5 | $ 335,000 | $ 67,000 | $ 0 |
| Clay County Missouri | 5 | $ 715,000 | $ 143,000 | $ 50,000 |
| Suffolk County New York | 5 | $ 795,000 | $ 159,000 | $ 0 |
| Salt Lake County Utah | 5 | $ 645,000 | $ 129,000 | $ 115,000 |
| Washington County Utah | 5 | $ 515,000 | $ 103,000 | $ 0 |
| San Joaquin County California | 4 | $ 650,000 | $ 162,000 | $ 122,000 |
| Hartford County Connecticut | 4 | $ 330,000 | $ 82,000 | $ 0 |
| Lake County Florida | 4 | $ 390,000 | $ 97,000 | $ 0 |
| St. Johns County Florida | 4 | $ 470,000 | $ 117,000 | $ 0 |
| Cobb County Georgia | 4 | $ 570,000 | $ 142,000 | $ 0 |
| Stark County Illinois | 4 | $ 170,000 | $ 42,000 | $ 48,000 |
| Plymouth County Massachusetts | 4 | $ 290,000 | $ 72,000 | $ 0 |
| Suffolk County Massachusetts | 4 | $ 230,000 | $ 57,000 | $ 0 |
| Worcester County Massachusetts | 4 | $ 270,000 | $ 67,000 | $ 0 |
| Berrien County Michigan | 4 | $ 3,030,000 | $ 757,000 | $ 276,000 |
| Washoe County Nevada | 4 | $ 330,000 | $ 82,000 | $ 0 |
| Walworth County Wisconsin | 4 | $ 610,000 | $ 152,000 | $ 321,000 |
| Pima County Arizona | 3 | $ 485,000 | $ 161,000 | $ 81,000 |
| Pinal County Arizona | 3 | $ 705,000 | $ 235,000 | $ 145,000 |
| Marin County California | 3 | $ 635,000 | $ 211,000 | $ 0 |
| Sacramento County California | 3 | $ 285,000 | $ 95,000 | $ 0 |
| San Francisco County California | 3 | $ 325,000 | $ 108,000 | $ 0 |
| San Mateo County California | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Ventura County California | 3 | $ 545,000 | $ 181,000 | $ 103,000 |
| Arapahoe County Colorado | 3 | $ 445,000 | $ 148,000 | $ 38,000 |
| Boulder County Colorado | 3 | $ 535,000 | $ 178,000 | $ 0 |
| Sussex County Delaware | 3 | $ 495,000 | $ 165,000 | $ 58,000 |
| Brevard County Florida | 3 | $ 715,000 | $ 238,000 | $ 196,000 |
| Manatee County Florida | 3 | $ 465,000 | $ 155,000 | $ 51,000 |
| Pasco County Florida | 3 | $ 445,000 | $ 148,000 | $ 73,000 |
| Ada County Idaho | 3 | $ 175,000 | $ 58,000 | $ 0 |
| Marshall County Illinois | 3 | $ 385,000 | $ 128,000 | $ 83,000 |
| Hancock County Indiana | 3 | $ 735,000 | $ 245,000 | $ 107,000 |
| Monroe County Indiana | 3 | $ 2,985,000 | $ 995,000 | $ 341,000 |
| Putnam County Indiana | 3 | $ 785,000 | $ 261,000 | $ 127,000 |
| Montgomery County Maryland | 3 | $ 1,185,000 | $ 395,000 | $ 142,000 |
| Norfolk County Massachusetts | 3 | $ 235,000 | $ 78,000 | $ 0 |
| Ste. Genevieve County Missouri | 3 | $ 265,000 | $ 88,000 | $ 124,000 |
| Essex County New Jersey | 3 | $ 615,000 | $ 205,000 | $ 244,000 |
| Morris County New Jersey | 3 | $ 395,000 | $ 131,000 | $ 0 |
| Union County New Jersey | 3 | $ 275,000 | $ 91,000 | $ 0 |
| Hamilton County Ohio | 3 | $ 815,000 | $ 271,000 | $ 225,000 |
| Chester County Pennsylvania | 3 | $ 675,000 | $ 225,000 | $ 175,000 |
| Delaware County Pennsylvania | 3 | $ 175,000 | $ 58,000 | $ 0 |
| Philadelphia County Pennsylvania | 3 | $ 475,000 | $ 158,000 | $ 129,000 |
| Anderson County South Carolina | 3 | $ 455,000 | $ 151,000 | $ 90,000 |
| Collin County Texas | 3 | $ 975,000 | $ 325,000 | $ 127,000 |
| Kitsap County Washington | 3 | $ 255,000 | $ 85,000 | $ 0 |
| Placer County California | 2 | $ 500,000 | $ 250,000 | $ 181,000 |
| San Bernardino County California | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Eagle County Colorado | 2 | $ 650,000 | $ 325,000 | $ 343,000 |
| Weld County Colorado | 2 | $ 130,000 | $ 65,000 | $ 0 |
| New Castle County Delaware | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Alachua County Florida | 2 | $ 410,000 | $ 205,000 | $ 121,000 |
| Duval County Florida | 2 | $ 200,000 | $ 100,000 | $ 0 |
| Seminole County Florida | 2 | $ 250,000 | $ 125,000 | $ 67,000 |
| Sumter County Florida | 2 | $ 460,000 | $ 230,000 | $ 90,000 |
| Forsyth County Georgia | 2 | $ 190,000 | $ 95,000 | $ 110,000 |
| Gwinnett County Georgia | 2 | $ 500,000 | $ 250,000 | $ 128,000 |
| Effingham County Illinois | 2 | $ 510,000 | $ 255,000 | $ 221,000 |
| Fulton County Illinois | 2 | $ 240,000 | $ 120,000 | $ 87,000 |
| Lee County Illinois | 2 | $ 140,000 | $ 70,000 | $ 64,000 |
| Ogle County Illinois | 2 | $ 450,000 | $ 225,000 | $ 90,000 |
| Randolph County Illinois | 2 | $ 160,000 | $ 80,000 | $ 195,000 |
| Delaware County Indiana | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Kosciusko County Indiana | 2 | $ 290,000 | $ 145,000 | $ 92,000 |
| Lawrence County Indiana | 2 | $ 2,010,000 | $ 1,005,000 | $ 1,305,000 |
| Madison County Indiana | 2 | $ 190,000 | $ 95,000 | $ 32,000 |
| Shelby County Indiana | 2 | $ 240,000 | $ 120,000 | $ 224,000 |
| Bristol County Massachusetts | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Wayne County Michigan | 2 | $ 350,000 | $ 175,000 | $ 55,000 |
| Carver County Minnesota | 2 | $ 420,000 | $ 210,000 | $ 160,000 |
| Christian County Missouri | 2 | $ 300,000 | $ 150,000 | $ 83,000 |
| Laclede County Missouri | 2 | $ 11,390,000 | $ 5,695,000 | $ 0 |
| Miller County Missouri | 2 | $ 280,000 | $ 140,000 | $ 100,000 |
| Perry County Missouri | 2 | $ 1,790,000 | $ 895,000 | $ 50,000 |
| Washington County Missouri | 2 | $ 900,000 | $ 450,000 | $ 0 |
| Sarpy County Nebraska | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
| Washington County Nebraska | 2 | $ 760,000 | $ 380,000 | $ 229,000 |
| Hudson County New Jersey | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Monmouth County New Jersey | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Ocean County New Jersey | 2 | $ 100,000 | $ 50,000 | $ 0 |
| Bernalillo County New Mexico | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Santa Fe County New Mexico | 2 | $ 520,000 | $ 260,000 | $ 81,000 |
| Richmond County New York | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Westchester County New York | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Henderson County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 75,000 |
| Union County North Carolina | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Deschutes County Oregon | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Marion County Oregon | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Bucks County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Butler County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Knox County Tennessee | 2 | $ 450,000 | $ 225,000 | $ 77,000 |
| Shelby County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 110,000 |
| Harris County Texas | 2 | $ 490,000 | $ 245,000 | $ 145,000 |
| Davis County Utah | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Summit County Utah | 2 | $ 740,000 | $ 370,000 | $ 186,000 |
| Fairfax County Virginia | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Henrico County Virginia | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Franklin County Washington | 2 | $ 110,000 | $ 55,000 | $ 0 |
| Pierce County Washington | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Snohomish County Washington | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 115,000 | $ 115,000 | $ 130,000 |
| Bethel County Alaska | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Coconino County Arizona | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Mohave County Arizona | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Yavapai County Arizona | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Amador County California | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Butte County California | 1 | $ 55,000 | $ 55,000 | $ 0 |
| El Dorado County California | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Fresno County California | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Humboldt County California | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Santa Barbara County California | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Santa Cruz County California | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Stanislaus County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Trinity County California | 1 | $ 315,000 | $ 315,000 | $ 407,000 |
| Yolo County California | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 225,000 | $ 225,000 | $ 103,000 |
| El Paso County Colorado | 1 | $ 375,000 | $ 375,000 | $ 100,000 |
| Larimer County Colorado | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Pitkin County Colorado | 1 | $ 865,000 | $ 865,000 | $ 582,000 |
| District of Columbia County District Of Columbia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Bay County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Citrus County Florida | 1 | $ 295,000 | $ 295,000 | $ 171,000 |
| Indian River County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Martin County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Nassau County Florida | 1 | $ 435,000 | $ 435,000 | $ 332,000 |
| Santa Rosa County Florida | 1 | $ 135,000 | $ 135,000 | $ 136,000 |
| Walton County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Bartow County Georgia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Elbert County Georgia | 1 | $ 285,000 | $ 285,000 | $ 109,000 |
| Fayette County Georgia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Thomas County Georgia | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Bond County Illinois | 1 | $ 95,000 | $ 95,000 | $ 55,000 |
| Boone County Illinois | 1 | $ 285,000 | $ 285,000 | $ 140,000 |
| Clark County Illinois | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Edgar County Illinois | 1 | $ 55,000 | $ 55,000 | $ 196,000 |
| Marion County Illinois | 1 | $ 165,000 | $ 165,000 | $ 25,000 |
| McDonough County Illinois | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Mercer County Illinois | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Rock Island County Illinois | 1 | $ 2,175,000 | $ 2,175,000 | $ 0 |
| Washington County Illinois | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Winnebago County Illinois | 1 | $ 125,000 | $ 125,000 | $ 106,000 |
| Adams County Indiana | 1 | $ 905,000 | $ 905,000 | $ 0 |
| Allen County Indiana | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Bartholomew County Indiana | 1 | $ 355,000 | $ 355,000 | $ 70,000 |
| Howard County Indiana | 1 | $ 245,000 | $ 245,000 | $ 45,000 |
| Jefferson County Indiana | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| LaPorte County Indiana | 1 | $ 525,000 | $ 525,000 | $ 389,000 |
| Owen County Indiana | 1 | $ 255,000 | $ 255,000 | $ 117,000 |
| Porter County Indiana | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Wabash County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Warren County Indiana | 1 | $ 415,000 | $ 415,000 | $ 100,000 |
| Webster County Iowa | 1 | $ 265,000 | $ 265,000 | $ 137,000 |
| Douglas County Kansas | 1 | $ 455,000 | $ 455,000 | $ 157,000 |
| Bullitt County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Campbell County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 117,000 |
| Jefferson County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 189,000 |
| Baltimore City County Maryland | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Howard County Maryland | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Hampden County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Livingston County Michigan | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Newaygo County Michigan | 1 | $ 215,000 | $ 215,000 | $ 145,000 |
| Osceola County Michigan | 1 | $ 155,000 | $ 155,000 | $ 51,000 |
| St. Joseph County Michigan | 1 | $ 155,000 | $ 155,000 | $ 128,000 |
| Van Buren County Michigan | 1 | $ 185,000 | $ 185,000 | $ 187,000 |
| Dakota County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 163,000 |
| Hennepin County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 149,000 |
| Ramsey County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 197,000 |
| Tishomingo County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Benton County Missouri | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Boone County Missouri | 1 | $ 215,000 | $ 215,000 | $ 100,000 |
| Buchanan County Missouri | 1 | $ 265,000 | $ 265,000 | $ 200,000 |
| Cass County Missouri | 1 | $ 225,000 | $ 225,000 | $ 126,000 |
| Crawford County Missouri | 1 | $ 955,000 | $ 955,000 | $ 870,000 |
| Dent County Missouri | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Henry County Missouri | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Johnson County Missouri | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Montgomery County Missouri | 1 | $ 65,000 | $ 65,000 | $ 28,000 |
| Morgan County Missouri | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Pettis County Missouri | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Randolph County Missouri | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Taney County Missouri | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Flathead County Montana | 1 | $ 355,000 | $ 355,000 | $ 259,000 |
| Gallatin County Montana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Douglas County Nevada | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 0 |
| San Miguel County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 1,932,000 |
| Mecklenburg County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 224,000 |
| Rutherford County North Carolina | 1 | $ 825,000 | $ 825,000 | $ 0 |
| Wake County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Bryan County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Grady County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Oklahoma County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Payne County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 198,000 |
| Benton County Oregon | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Hood River County Oregon | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Lane County Oregon | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Yamhill County Oregon | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Beaver County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Marion County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 159,000 |
| Sevier County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 459,000 |
| Comal County Texas | 1 | $ 315,000 | $ 315,000 | $ 254,000 |
| Guadalupe County Texas | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Randall County Texas | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Travis County Texas | 1 | $ 755,000 | $ 755,000 | $ 270,000 |
| Cache County Utah | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Weber County Utah | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Poquoson County Virginia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Chelan County Washington | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Skagit County Washington | 1 | $ 265,000 | $ 265,000 | $ 45,000 |
| Spokane County Washington | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Thurston County Washington | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Calumet County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Dane County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Dodge County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Door County Wisconsin | 1 | $ 335,000 | $ 335,000 | $ 151,000 |
| Kenosha County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 218,000 |
| Milwaukee County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Outagamie County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 47,000 |
| Polk County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 41,000 |
| Sawyer County Wisconsin | 1 | $ 595,000 | $ 595,000 | $ 900,000 |
| Waukesha County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
Mortgage Loan Application Detail Totals for Busey Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,331 | $752,275,000 | $225,000 | $11,125,000 | $116,000 | $2,583,000 |
| Refinancing | 1,017 | $256,235,000 | $251,000 | $15,005,000 | $148,000 | $2,111,000 |
| Other Purpose | 510 | $42,590,000 | $83,000 | $1,125,000 | $118,000 | $1,837,000 |
| Cash-out Refinancing | 507 | $101,215,000 | $199,000 | $2,005,000 | $110,000 | $950,000 |
| Home Improvement | 455 | $28,285,000 | $62,000 | $2,005,000 | $111,000 | $1,363,000 |
| Not Applicable | 278 | $27,630,000 | $99,000 | $355,000 | $60,000 | $85,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,359 | $776,395,000 | $178,000 | $5,405,000 | $118,000 | $2,111,000 |
| Not applicable | 771 | $256,315,000 | $332,000 | $15,005,000 | $50,000 | $56,000 |
| Black or African American | 296 | $47,190,000 | $159,000 | $695,000 | $93,000 | $720,000 |
| Not Provided | 285 | $40,565,000 | $142,000 | $1,205,000 | $155,000 | $2,583,000 |
| Asian | 214 | $52,810,000 | $246,000 | $1,505,000 | $158,000 | $1,493,000 |
| Hispanic | 146 | $27,120,000 | $185,000 | $755,000 | $89,000 | $302,000 |
| American Indian or Alaskan Native | 13 | $2,125,000 | $163,000 | $595,000 | $120,000 | $632,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $510,000 | $255,000 | $345,000 | $114,000 | $180,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,410 | $1,082,890,000 | $200,000 | $15,005,000 | $128,000 | $2,583,000 |
| FHA-insured (Federal Housing Administration) | 433 | $76,295,000 | $176,000 | $435,000 | $67,000 | $189,000 |
| VA-guaranteed (Veterans Administration) | 170 | $39,030,000 | $229,000 | $615,000 | $86,000 | $258,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 85 | $10,015,000 | $117,000 | $245,000 | $48,000 | $124,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,252 | $921,180,000 | $216,000 | $15,005,000 | $126,000 | $2,583,000 |
| Application Withdrawn By Applicant | 676 | $148,660,000 | $219,000 | $5,205,000 | $116,000 | $1,932,000 |
| Loan Purchased By The Institution | 536 | $54,570,000 | $101,000 | $355,000 | $60,000 | $85,000 |
| Application Denied By Financial Institution | 524 | $63,470,000 | $121,000 | $1,785,000 | $80,000 | $767,000 |
| File Closed For Incompleteness | 57 | $13,665,000 | $239,000 | $1,055,000 | $151,000 | $1,161,000 |
| Application Approved But Not Accepted | 53 | $6,685,000 | $126,000 | $905,000 | $120,000 | $807,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,574 | $1,144,760,000 | $205,000 | $15,005,000 | $124,000 | $2,583,000 |
| Credit History | 206 | $17,410,000 | $84,000 | $675,000 | $81,000 | $651,000 |
| Debt-To-Income Ratio | 184 | $29,020,000 | $157,000 | $1,785,000 | $68,000 | $650,000 |
| Collateral | 72 | $9,340,000 | $129,000 | $625,000 | $115,000 | $767,000 |
| Other | 36 | $4,270,000 | $118,000 | $665,000 | $78,000 | $258,000 |
| Employment History | 14 | $1,550,000 | $110,000 | $405,000 | $48,000 | $111,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,210,000 | $201,000 | $425,000 | $80,000 | $114,000 |
| Unverifiable Information | 6 | $670,000 | $111,000 | $205,000 | $75,000 | $116,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Busey Bank's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Busey Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.