Busey Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Busey Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Busey Bank 100 W University Ave Champaign, IL 61820 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,968 |
| Total Mortgage Loan Application Amount | $1,233,220,000 |
| Average Mortgage Loan Application Amount | $249,000 |
| Highest Mortgage Loan Application Amount | $43,945,000 |
| Average Applicant Income | $140,166 |
| Highest Applicant Income | $7,404,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Busey Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Busey Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Busey Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Busey Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Busey Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Busey Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Champaign County Illinois | 771 | $ 228,495,000 | $ 296,000 | $ 123,000 |
| Madison County Illinois | 414 | $ 52,950,000 | $ 127,000 | $ 103,000 |
| Cook County Illinois | 340 | $ 171,780,000 | $ 505,000 | $ 200,000 |
| McLean County Illinois | 245 | $ 69,635,000 | $ 284,000 | $ 116,000 |
| St. Louis County Missouri | 181 | $ 56,925,000 | $ 314,000 | $ 214,000 |
| Will County Illinois | 179 | $ 37,265,000 | $ 208,000 | $ 136,000 |
| Peoria County Illinois | 177 | $ 18,175,000 | $ 102,000 | $ 123,000 |
| Macon County Illinois | 167 | $ 16,375,000 | $ 98,000 | $ 70,000 |
| Lee County Florida | 160 | $ 52,590,000 | $ 328,000 | $ 343,000 |
| Tazewell County Illinois | 126 | $ 13,280,000 | $ 105,000 | $ 92,000 |
| DuPage County Illinois | 110 | $ 38,880,000 | $ 353,000 | $ 229,000 |
| St. Clair County Illinois | 91 | $ 14,635,000 | $ 160,000 | $ 115,000 |
| Marion County Indiana | 88 | $ 16,310,000 | $ 185,000 | $ 97,000 |
| St. Louis City County Missouri | 87 | $ 26,485,000 | $ 304,000 | $ 100,000 |
| Grundy County Illinois | 78 | $ 16,930,000 | $ 217,000 | $ 148,000 |
| St. Charles County Missouri | 51 | $ 73,485,000 | $ 1,440,000 | $ 97,000 |
| Hamilton County Indiana | 33 | $ 11,385,000 | $ 345,000 | $ 236,000 |
| Lake County Illinois | 32 | $ 16,190,000 | $ 505,000 | $ 233,000 |
| Woodford County Illinois | 31 | $ 4,065,000 | $ 131,000 | $ 120,000 |
| Kane County Illinois | 29 | $ 6,305,000 | $ 217,000 | $ 204,000 |
| Charlotte County Florida | 27 | $ 7,265,000 | $ 269,000 | $ 152,000 |
| Piatt County Illinois | 27 | $ 3,595,000 | $ 133,000 | $ 97,000 |
| Sarasota County Florida | 26 | $ 4,840,000 | $ 186,000 | $ 95,000 |
| Jefferson County Missouri | 23 | $ 4,575,000 | $ 198,000 | $ 101,000 |
| Ford County Illinois | 20 | $ 1,960,000 | $ 98,000 | $ 77,000 |
| Douglas County Illinois | 19 | $ 1,775,000 | $ 93,000 | $ 76,000 |
| Livingston County Illinois | 19 | $ 2,145,000 | $ 112,000 | $ 84,000 |
| Vermilion County Illinois | 18 | $ 3,970,000 | $ 220,000 | $ 154,000 |
| Collier County Florida | 17 | $ 12,975,000 | $ 763,000 | $ 408,000 |
| Kendall County Illinois | 17 | $ 3,445,000 | $ 202,000 | $ 196,000 |
| Jersey County Illinois | 13 | $ 995,000 | $ 76,000 | $ 82,000 |
| Shelby County Illinois | 13 | $ 1,645,000 | $ 126,000 | $ 110,000 |
| Macoupin County Illinois | 12 | $ 850,000 | $ 70,000 | $ 78,000 |
| Maricopa County Arizona | 11 | $ 4,445,000 | $ 404,000 | $ 734,000 |
| De Witt County Illinois | 10 | $ 880,000 | $ 88,000 | $ 106,000 |
| Boone County Indiana | 10 | $ 2,540,000 | $ 254,000 | $ 258,000 |
| Orange County Florida | 9 | $ 4,255,000 | $ 472,000 | $ 962,000 |
| Iroquois County Illinois | 9 | $ 995,000 | $ 110,000 | $ 139,000 |
| Camden County Missouri | 9 | $ 2,895,000 | $ 321,000 | $ 229,000 |
| Clinton County Illinois | 8 | $ 1,160,000 | $ 145,000 | $ 110,000 |
| Mason County Illinois | 8 | $ 640,000 | $ 80,000 | $ 59,000 |
| Monroe County Illinois | 8 | $ 2,180,000 | $ 272,000 | $ 182,000 |
| Sangamon County Illinois | 8 | $ 1,110,000 | $ 138,000 | $ 75,000 |
| Bond County Illinois | 7 | $ 505,000 | $ 72,000 | $ 49,000 |
| LaSalle County Illinois | 7 | $ 585,000 | $ 83,000 | $ 203,000 |
| Pinellas County Florida | 6 | $ 2,480,000 | $ 413,000 | $ 521,000 |
| Moultrie County Illinois | 6 | $ 500,000 | $ 83,000 | $ 138,000 |
| Manatee County Florida | 5 | $ 3,595,000 | $ 719,000 | $ 315,000 |
| Coles County Illinois | 5 | $ 505,000 | $ 101,000 | $ 80,000 |
| Kankakee County Illinois | 5 | $ 435,000 | $ 87,000 | $ 122,000 |
| McHenry County Illinois | 5 | $ 1,295,000 | $ 259,000 | $ 1,556,000 |
| Lake County Indiana | 5 | $ 1,615,000 | $ 323,000 | $ 169,000 |
| Monroe County Indiana | 5 | $ 78,415,000 | $ 15,683,000 | $ 0 |
| Lincoln County Missouri | 5 | $ 595,000 | $ 119,000 | $ 141,000 |
| Kenosha County Wisconsin | 5 | $ 5,035,000 | $ 1,007,000 | $ 1,238,000 |
| Montgomery County Illinois | 4 | $ 420,000 | $ 105,000 | $ 87,000 |
| Duval County Florida | 3 | $ 1,185,000 | $ 395,000 | $ 618,000 |
| Palm Beach County Florida | 3 | $ 1,025,000 | $ 341,000 | $ 390,000 |
| Cumberland County Illinois | 3 | $ 515,000 | $ 171,000 | $ 137,000 |
| DeKalb County Illinois | 3 | $ 465,000 | $ 155,000 | $ 74,000 |
| Fulton County Illinois | 3 | $ 365,000 | $ 121,000 | $ 43,000 |
| Winnebago County Illinois | 3 | $ 315,000 | $ 105,000 | $ 184,000 |
| Tippecanoe County Indiana | 3 | $ 5,375,000 | $ 1,791,000 | $ 0 |
| Franklin County Missouri | 3 | $ 965,000 | $ 321,000 | $ 128,000 |
| Harris County Texas | 3 | $ 875,000 | $ 291,000 | $ 242,000 |
| Benton County Arkansas | 2 | $ 570,000 | $ 285,000 | $ 44,000 |
| San Benito County California | 2 | $ 1,910,000 | $ 955,000 | $ 334,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,290,000 | $ 645,000 | $ 0 |
| Brevard County Florida | 2 | $ 860,000 | $ 430,000 | $ 325,000 |
| Hendry County Florida | 2 | $ 740,000 | $ 370,000 | $ 164,000 |
| Hillsborough County Florida | 2 | $ 15,210,000 | $ 7,605,000 | $ 238,000 |
| Miami-Dade County Florida | 2 | $ 610,000 | $ 305,000 | $ 340,000 |
| Okaloosa County Florida | 2 | $ 1,060,000 | $ 530,000 | $ 224,000 |
| St. Johns County Florida | 2 | $ 930,000 | $ 465,000 | $ 83,000 |
| Sumter County Florida | 2 | $ 490,000 | $ 245,000 | $ 171,000 |
| Walton County Florida | 2 | $ 1,440,000 | $ 720,000 | $ 1,102,000 |
| Christian County Illinois | 2 | $ 280,000 | $ 140,000 | $ 142,000 |
| Effingham County Illinois | 2 | $ 540,000 | $ 270,000 | $ 99,000 |
| Logan County Illinois | 2 | $ 160,000 | $ 80,000 | $ 95,000 |
| Fountain County Indiana | 2 | $ 390,000 | $ 195,000 | $ 113,000 |
| Hendricks County Indiana | 2 | $ 90,000 | $ 45,000 | $ 44,000 |
| Johnson County Indiana | 2 | $ 1,060,000 | $ 530,000 | $ 299,000 |
| Polk County Iowa | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Scott County Iowa | 2 | $ 1,610,000 | $ 805,000 | $ 180,000 |
| Allegan County Michigan | 2 | $ 1,670,000 | $ 835,000 | $ 615,000 |
| Berrien County Michigan | 2 | $ 760,000 | $ 380,000 | $ 516,000 |
| Muskegon County Michigan | 2 | $ 560,000 | $ 280,000 | $ 110,000 |
| Jackson County Missouri | 2 | $ 480,000 | $ 240,000 | $ 82,000 |
| Stone County Missouri | 2 | $ 400,000 | $ 200,000 | $ 349,000 |
| Warren County Missouri | 2 | $ 550,000 | $ 275,000 | $ 167,000 |
| Travis County Texas | 2 | $ 810,000 | $ 405,000 | $ 1,274,000 |
| Columbia County Wisconsin | 2 | $ 960,000 | $ 480,000 | $ 231,000 |
| Walworth County Wisconsin | 2 | $ 790,000 | $ 395,000 | $ 3,264,000 |
| Baldwin County Alabama | 1 | $ 295,000 | $ 295,000 | $ 58,000 |
| Tuscaloosa County Alabama | 1 | $ 485,000 | $ 485,000 | $ 145,000 |
| Yavapai County Arizona | 1 | $ 1,065,000 | $ 1,065,000 | $ 1,554,000 |
| Poinsett County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Los Angeles County California | 1 | $ 535,000 | $ 535,000 | $ 348,000 |
| Riverside County California | 1 | $ 1,475,000 | $ 1,475,000 | $ 1,632,000 |
| San Bernardino County California | 1 | $ 515,000 | $ 515,000 | $ 212,000 |
| San Diego County California | 1 | $ 505,000 | $ 505,000 | $ 257,000 |
| Santa Clara County California | 1 | $ 975,000 | $ 975,000 | $ 162,000 |
| Denver County Colorado | 1 | $ 985,000 | $ 985,000 | $ 1,831,000 |
| El Paso County Colorado | 1 | $ 1,105,000 | $ 1,105,000 | $ 3,702,000 |
| Bay County Florida | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Broward County Florida | 1 | $ 1,895,000 | $ 1,895,000 | $ 867,000 |
| Gulf County Florida | 1 | $ 545,000 | $ 545,000 | $ 172,000 |
| Indian River County Florida | 1 | $ 55,000 | $ 55,000 | $ 939,000 |
| Marion County Florida | 1 | $ 365,000 | $ 365,000 | $ 108,000 |
| Martin County Florida | 1 | $ 595,000 | $ 595,000 | $ 825,000 |
| Osceola County Florida | 1 | $ 525,000 | $ 525,000 | $ 296,000 |
| Pasco County Florida | 1 | $ 335,000 | $ 335,000 | $ 128,000 |
| Polk County Florida | 1 | $ 205,000 | $ 205,000 | $ 220,000 |
| Volusia County Florida | 1 | $ 405,000 | $ 405,000 | $ 193,000 |
| Ada County Idaho | 1 | $ 425,000 | $ 425,000 | $ 270,000 |
| Adams County Illinois | 1 | $ 95,000 | $ 95,000 | $ 42,000 |
| Brown County Illinois | 1 | $ 45,000 | $ 45,000 | $ 138,000 |
| Bureau County Illinois | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Clark County Illinois | 1 | $ 55,000 | $ 55,000 | $ 118,000 |
| Edgar County Illinois | 1 | $ 45,000 | $ 45,000 | $ 138,000 |
| Fayette County Illinois | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Jackson County Illinois | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Jo Daviess County Illinois | 1 | $ 355,000 | $ 355,000 | $ 369,000 |
| Lee County Illinois | 1 | $ 295,000 | $ 295,000 | $ 292,000 |
| Marshall County Illinois | 1 | $ 135,000 | $ 135,000 | $ 91,000 |
| McDonough County Illinois | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Ogle County Illinois | 1 | $ 155,000 | $ 155,000 | $ 9,000 |
| Pope County Illinois | 1 | $ 145,000 | $ 145,000 | $ 131,000 |
| Randolph County Illinois | 1 | $ 5,000 | $ 5,000 | $ 35,000 |
| Stark County Illinois | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Washington County Illinois | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Bartholomew County Indiana | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Delaware County Indiana | 1 | $ 3,115,000 | $ 3,115,000 | $ 0 |
| Elkhart County Indiana | 1 | $ 11,275,000 | $ 11,275,000 | $ 0 |
| Hancock County Indiana | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| LaPorte County Indiana | 1 | $ 2,725,000 | $ 2,725,000 | $ 1,340,000 |
| Martin County Indiana | 1 | $ 505,000 | $ 505,000 | $ 511,000 |
| Porter County Indiana | 1 | $ 55,000 | $ 55,000 | $ 840,000 |
| Putnam County Indiana | 1 | $ 255,000 | $ 255,000 | $ 250,000 |
| Johnson County Kansas | 1 | $ 55,000 | $ 55,000 | $ 151,000 |
| Sedgwick County Kansas | 1 | $ 265,000 | $ 265,000 | $ 115,000 |
| Cumberland County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Baltimore County Maryland | 1 | $ 265,000 | $ 265,000 | $ 159,000 |
| Gogebic County Michigan | 1 | $ 45,000 | $ 45,000 | $ 307,000 |
| Livingston County Michigan | 1 | $ 275,000 | $ 275,000 | $ 0 |
| St. Joseph County Michigan | 1 | $ 255,000 | $ 255,000 | $ 910,000 |
| Olmsted County Minnesota | 1 | $ 26,835,000 | $ 26,835,000 | $ 0 |
| Barry County Missouri | 1 | $ 395,000 | $ 395,000 | $ 170,000 |
| Bollinger County Missouri | 1 | $ 355,000 | $ 355,000 | $ 174,000 |
| Clay County Missouri | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Crawford County Missouri | 1 | $ 315,000 | $ 315,000 | $ 207,000 |
| Greene County Missouri | 1 | $ 15,000 | $ 15,000 | $ 169,000 |
| Johnson County Missouri | 1 | $ 95,000 | $ 95,000 | $ 186,000 |
| Miller County Missouri | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Perry County Missouri | 1 | $ 975,000 | $ 975,000 | $ 0 |
| Taney County Missouri | 1 | $ 1,725,000 | $ 1,725,000 | $ 0 |
| Flathead County Montana | 1 | $ 345,000 | $ 345,000 | $ 266,000 |
| Gallatin County Montana | 1 | $ 3,055,000 | $ 3,055,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 745,000 | $ 745,000 | $ 473,000 |
| Clark County Nevada | 1 | $ 395,000 | $ 395,000 | $ 186,000 |
| Mecklenburg County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 127,000 |
| Mahoning County Ohio | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Portage County Ohio | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Chester County Pennsylvania | 1 | $ 575,000 | $ 575,000 | $ 283,000 |
| Westmoreland County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 540,000 |
| Richland County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 780,000 |
| Bradley County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 54,000 |
| Campbell County Tennessee | 1 | $ 615,000 | $ 615,000 | $ 315,000 |
| Sevier County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 451,000 |
| Sumner County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 182,000 |
| Carson County Texas | 1 | $ 145,000 | $ 145,000 | $ 51,000 |
| Fort Bend County Texas | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Kewaunee County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Milwaukee County Wisconsin | 1 | $ 865,000 | $ 865,000 | $ 1,449,000 |
| Racine County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 157,000 |
| Vilas County Wisconsin | 1 | $ 305,000 | $ 305,000 | $ 602,000 |
| Albany County Wyoming | 1 | $ 315,000 | $ 315,000 | $ 166,000 |
Mortgage Loan Application Detail Totals for Busey Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,499 | $597,525,000 | $398,000 | $43,945,000 | $137,000 | $3,788,000 |
| Refinancing | 999 | $397,665,000 | $398,000 | $29,255,000 | $154,000 | $3,140,000 |
| Other Purpose | 754 | $80,940,000 | $107,000 | $3,005,000 | $168,000 | $6,376,000 |
| Cash-out Refinancing | 468 | $134,780,000 | $287,000 | $6,655,000 | $239,000 | $7,404,000 |
| Home Improvement | 247 | $22,095,000 | $89,000 | $575,000 | $143,000 | $2,299,000 |
| Not Applicable | 1 | $215,000 | $215,000 | $215,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,667 | $482,645,000 | $180,000 | $6,655,000 | $168,000 | $7,404,000 |
| Not Provided | 427 | $102,705,000 | $240,000 | $3,125,000 | $190,000 | $5,683,000 |
| Hispanic | 307 | $59,345,000 | $193,000 | $4,415,000 | $81,000 | $1,265,000 |
| Not applicable | 268 | $532,900,000 | $1,988,000 | $43,945,000 | $0 | $0 |
| Black or African American | 140 | $16,860,000 | $120,000 | $1,685,000 | $84,000 | $699,000 |
| Asian | 122 | $31,040,000 | $254,000 | $1,805,000 | $166,000 | $786,000 |
| American Indian or Alaskan Native | 4 | $200,000 | $50,000 | $75,000 | $99,000 | $218,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $240,000 | $120,000 | $145,000 | $99,000 | $149,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,840 | $1,215,470,000 | $316,000 | $43,945,000 | $164,000 | $7,404,000 |
| FHA-insured (Federal Housing Administration) | 100 | $13,260,000 | $132,000 | $315,000 | $58,000 | $154,000 |
| VA-guaranteed (Veterans Administration) | 19 | $3,535,000 | $186,000 | $415,000 | $67,000 | $139,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 9 | $955,000 | $106,000 | $155,000 | $49,000 | $77,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,060 | $980,050,000 | $320,000 | $43,945,000 | $158,000 | $3,702,000 |
| Application Denied By Financial Institution | 396 | $43,990,000 | $111,000 | $1,055,000 | $83,000 | $1,433,000 |
| Application Withdrawn By Applicant | 373 | $155,125,000 | $415,000 | $34,765,000 | $241,000 | $7,404,000 |
| File Closed For Incompleteness | 94 | $20,550,000 | $218,000 | $3,005,000 | $247,000 | $3,997,000 |
| Application Approved But Not Accepted | 43 | $32,775,000 | $762,000 | $22,105,000 | $147,000 | $1,228,000 |
| Loan Purchased By The Institution | 2 | $730,000 | $365,000 | $515,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,572 | $1,189,230,000 | $332,000 | $43,945,000 | $169,000 | $7,404,000 |
| Debt-To-Income Ratio | 158 | $19,290,000 | $122,000 | $815,000 | $61,000 | $374,000 |
| Credit History | 143 | $10,525,000 | $73,000 | $425,000 | $88,000 | $840,000 |
| Collateral | 50 | $6,130,000 | $122,000 | $1,055,000 | $103,000 | $430,000 |
| Other | 17 | $3,395,000 | $199,000 | $665,000 | $201,000 | $1,433,000 |
| Unverifiable Information | 13 | $1,735,000 | $133,000 | $405,000 | $76,000 | $224,000 |
| Employment History | 6 | $600,000 | $100,000 | $255,000 | $80,000 | $185,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,070,000 | $178,000 | $575,000 | $99,000 | $286,000 |
| Credit Application Incomplete | 3 | $1,245,000 | $415,000 | $635,000 | $78,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Busey Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Busey Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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