Bollinger County, MO Mortgage Lenders & HMDA Data, 2022

In 2022, lenders reported 371 mortgage applications in Bollinger County, MO totaling $48.9 million, down 28% from 2021. The average application was for $131,000, and applicants reported an average income of $72,000. 57% of applications resulted in an originated loan and 16% were denied. The most active lender was The Bank of Missouri, with 62 applications, followed by First State Community Bank and Peoples Community Bank.

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Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 371
Total Mortgage Loan Application Amount $48,895,000
Average Mortgage Loan Application Amount $131,000
Highest Mortgage Loan Application Amount $665,000
Average Applicant Income $72,000
Highest Applicant Income $598,000
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Top Mortgage Lenders in Bollinger County, MO (2022)

Ranked by the number of mortgage applications each lender reported in Bollinger County, MO in 2022.

# Mortgage Lender Mortgage Applications Total Dollar Amount Average Loan Amount Average Applicant Income
1 The Bank of Missouri
Perryville, MO
62 $6,460,000 $104,000 $69,000
2 First State Community Bank
Farmington, MO
24 $3,410,000 $142,000 $109,000
3 Peoples Community Bank
Greenville, MO
19 $1,655,000 $87,000 $67,000
4 Das Acquisition Company, LLC
Saint Louis, MO
15 $2,155,000 $143,000 $65,000
5 Gershman Investment Corp.
Chesterfield, MO
15 $2,175,000 $145,000 $46,000
6 Southern Bank
Poplar Bluff, MO
14 $1,440,000 $102,000 $90,000
7 21st Mortgage
Knoxville, TN
13 $1,175,000 $90,000 $45,000
8 US Bank, N.A.
Cincinnati, OH
11 $1,605,000 $145,000 $91,000
9 Flat Branch Mortgage, Inc.
Columbia, MO
11 $1,645,000 $149,000 $56,000
10 Village Capital & Investment
Henderson, NV
11 $2,025,000 $184,000 $52,000

See every lender active in Bollinger County, MO in 2022 »

The tables below break down 2022 mortgage applications in Bollinger County, MO by loan purpose, applicant race, loan type, outcome and denial reason. Click a column heading to sort.

Mortgage Loan Application Detail Totals for Bollinger County, MO in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 202 $30,440,000 $150,000 $425,000 $65,000 $257,000
Refinancing 60 $8,550,000 $142,000 $665,000 $87,000 $285,000
Cash-out Refinancing 43 $5,645,000 $131,000 $255,000 $63,000 $185,000
Other Purpose 37 $1,975,000 $53,000 $145,000 $77,000 $598,000
Home Improvement 29 $2,285,000 $78,000 $245,000 $95,000 $254,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 290 $36,600,000 $126,000 $545,000 $74,000 $598,000
Not applicable 51 $8,635,000 $169,000 $665,000 $54,000 $79,000
Not Provided 24 $2,960,000 $123,000 $295,000 $68,000 $209,000
American Indian or Alaskan Native 4 $440,000 $110,000 $215,000 $47,000 $90,000
Asian 2 $260,000 $130,000 $135,000 $35,000 $71,000
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 250 $31,260,000 $125,000 $665,000 $80,000 $598,000
FHA-insured (Federal Housing Administration) 55 $7,985,000 $145,000 $295,000 $49,000 $118,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 35 $3,945,000 $112,000 $215,000 $44,000 $90,000
VA-guaranteed (Veterans Administration) 31 $5,705,000 $184,000 $365,000 $62,000 $172,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 212 $28,390,000 $133,000 $665,000 $79,000 $285,000
Application Denied By Financial Institution 58 $6,170,000 $106,000 $425,000 $57,000 $257,000
Loan Purchased By The Institution 49 $8,085,000 $165,000 $325,000 $67,000 $118,000
Application Withdrawn By Applicant 30 $3,750,000 $125,000 $415,000 $76,000 $598,000
File Closed For Incompleteness 15 $1,515,000 $101,000 $195,000 $49,000 $103,000
Application Approved But Not Accepted 7 $985,000 $140,000 $295,000 $53,000 $95,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 266 $38,610,000 $145,000 $665,000 $77,000 $598,000
Debt-To-Income Ratio 64 $5,760,000 $90,000 $325,000 $61,000 $160,000
Credit History 17 $1,815,000 $106,000 $215,000 $63,000 $160,000
Collateral 9 $1,305,000 $145,000 $425,000 $84,000 $257,000
Other 5 $435,000 $87,000 $195,000 $47,000 $76,000
Insufficient Cash (Downpayment, Closing Cost) 4 $380,000 $95,000 $145,000 $35,000 $62,000
Unverifiable Information 3 $335,000 $111,000 $155,000 $80,000 $175,000
Credit Application Incomplete 3 $255,000 $85,000 $125,000 $78,000 $175,000
Employment History 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) loan application records that lenders file with the FFIEC each year, and count every application (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

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