Cadence Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Cadence Bank, N.A. 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 |
| Total Number of Mortgage Applications | 4,145 |
| Total Mortgage Loan Application Amount | $1,067,255,000 |
| Average Mortgage Loan Application Amount | $254,600 |
| Highest Mortgage Loan Application Amount | $25,005,000 |
| Average Applicant Income | $195,600 |
| Highest Applicant Income | $8,650,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Cadence Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cadence Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Cadence Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cadence Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Cadence Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cadence Bank, N.A.'s mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 1,048 | $ 354,420,000 | $ 338,000 | $ 192,000 |
| Tuscaloosa County Alabama | 316 | $ 64,350,000 | $ 203,000 | $ 122,000 |
| Jefferson County Alabama | 301 | $ 52,545,000 | $ 174,000 | $ 144,000 |
| Montgomery County Texas | 221 | $ 49,425,000 | $ 223,000 | $ 143,000 |
| Fort Bend County Texas | 196 | $ 43,460,000 | $ 221,000 | $ 162,000 |
| Madison County Alabama | 176 | $ 35,400,000 | $ 201,000 | $ 99,000 |
| Fulton County Georgia | 105 | $ 30,455,000 | $ 290,000 | $ 211,000 |
| Oktibbeha County Mississippi | 101 | $ 20,955,000 | $ 207,000 | $ 111,000 |
| Bibb County Georgia | 67 | $ 7,325,000 | $ 109,000 | $ 145,000 |
| Shelby County Alabama | 64 | $ 15,580,000 | $ 243,000 | $ 128,000 |
| Autauga County Alabama | 61 | $ 9,875,000 | $ 161,000 | $ 56,000 |
| Richmond County Georgia | 59 | $ 8,075,000 | $ 136,000 | $ 112,000 |
| Lowndes County Mississippi | 51 | $ 6,175,000 | $ 121,000 | $ 89,000 |
| Travis County Texas | 51 | $ 21,955,000 | $ 430,000 | $ 369,000 |
| Elmore County Alabama | 44 | $ 7,140,000 | $ 162,000 | $ 68,000 |
| Bexar County Texas | 44 | $ 9,480,000 | $ 215,000 | $ 133,000 |
| Sarasota County Florida | 40 | $ 17,110,000 | $ 427,000 | $ 292,000 |
| Montgomery County Alabama | 36 | $ 6,350,000 | $ 176,000 | $ 74,000 |
| Dallas County Texas | 36 | $ 9,390,000 | $ 260,000 | $ 266,000 |
| Tarrant County Texas | 33 | $ 9,945,000 | $ 301,000 | $ 352,000 |
| Cobb County Georgia | 32 | $ 7,690,000 | $ 240,000 | $ 118,000 |
| Citrus County Florida | 30 | $ 3,900,000 | $ 130,000 | $ 70,000 |
| Columbia County Georgia | 30 | $ 3,540,000 | $ 118,000 | $ 114,000 |
| Collin County Texas | 28 | $ 6,150,000 | $ 219,000 | $ 229,000 |
| Pasco County Florida | 27 | $ 2,855,000 | $ 105,000 | $ 95,000 |
| Gwinnett County Georgia | 27 | $ 5,485,000 | $ 203,000 | $ 142,000 |
| Houston County Georgia | 27 | $ 2,615,000 | $ 96,000 | $ 107,000 |
| Hillsborough County Florida | 24 | $ 9,210,000 | $ 383,000 | $ 233,000 |
| Clarke County Georgia | 24 | $ 3,990,000 | $ 166,000 | $ 207,000 |
| DeKalb County Georgia | 24 | $ 6,210,000 | $ 258,000 | $ 153,000 |
| Jones County Georgia | 23 | $ 1,455,000 | $ 63,000 | $ 93,000 |
| Pinellas County Florida | 22 | $ 9,840,000 | $ 447,000 | $ 219,000 |
| Shelby County Tennessee | 22 | $ 3,650,000 | $ 165,000 | $ 116,000 |
| Denton County Texas | 22 | $ 4,020,000 | $ 182,000 | $ 294,000 |
| Limestone County Alabama | 21 | $ 3,935,000 | $ 187,000 | $ 58,000 |
| Manatee County Florida | 21 | $ 6,435,000 | $ 306,000 | $ 274,000 |
| Aiken County South Carolina | 21 | $ 2,235,000 | $ 106,000 | $ 145,000 |
| Galveston County Texas | 21 | $ 9,515,000 | $ 453,000 | $ 336,000 |
| Williamson County Texas | 20 | $ 3,060,000 | $ 153,000 | $ 181,000 |
| Hernando County Florida | 18 | $ 2,640,000 | $ 146,000 | $ 64,000 |
| Monroe County Mississippi | 15 | $ 1,245,000 | $ 83,000 | $ 81,000 |
| Covington County Alabama | 14 | $ 1,920,000 | $ 137,000 | $ 107,000 |
| Lubbock County Texas | 14 | $ 1,360,000 | $ 97,000 | $ 175,000 |
| St. Clair County Alabama | 12 | $ 1,900,000 | $ 158,000 | $ 92,000 |
| Marion County Florida | 12 | $ 1,380,000 | $ 115,000 | $ 39,000 |
| Oconee County Georgia | 12 | $ 2,240,000 | $ 186,000 | $ 303,000 |
| Blount County Alabama | 11 | $ 945,000 | $ 85,000 | $ 59,000 |
| Miami-Dade County Florida | 11 | $ 8,225,000 | $ 747,000 | $ 476,000 |
| Chatham County Georgia | 11 | $ 2,925,000 | $ 265,000 | $ 201,000 |
| Clay County Mississippi | 11 | $ 1,135,000 | $ 103,000 | $ 102,000 |
| Brazoria County Texas | 11 | $ 2,565,000 | $ 233,000 | $ 118,000 |
| Etowah County Alabama | 10 | $ 780,000 | $ 78,000 | $ 42,000 |
| Morgan County Alabama | 10 | $ 1,260,000 | $ 126,000 | $ 89,000 |
| Marshall County Alabama | 9 | $ 2,695,000 | $ 299,000 | $ 194,000 |
| Monroe County Georgia | 9 | $ 1,095,000 | $ 121,000 | $ 212,000 |
| Paulding County Georgia | 9 | $ 1,645,000 | $ 182,000 | $ 58,000 |
| Bell County Texas | 9 | $ 3,085,000 | $ 342,000 | $ 244,000 |
| Baldwin County Alabama | 8 | $ 3,690,000 | $ 461,000 | $ 284,000 |
| Cullman County Alabama | 8 | $ 2,150,000 | $ 268,000 | $ 224,000 |
| Pickens County Alabama | 8 | $ 880,000 | $ 110,000 | $ 65,000 |
| Henry County Georgia | 8 | $ 1,480,000 | $ 185,000 | $ 61,000 |
| Neshoba County Mississippi | 8 | $ 790,000 | $ 98,000 | $ 132,000 |
| Liberty County Texas | 8 | $ 1,530,000 | $ 191,000 | $ 64,000 |
| Douglas County Georgia | 7 | $ 1,415,000 | $ 202,000 | $ 55,000 |
| Liberty County Georgia | 7 | $ 495,000 | $ 70,000 | $ 75,000 |
| Hidalgo County Texas | 7 | $ 1,635,000 | $ 233,000 | $ 262,000 |
| Chilton County Alabama | 6 | $ 1,190,000 | $ 198,000 | $ 99,000 |
| Talladega County Alabama | 6 | $ 480,000 | $ 80,000 | $ 38,000 |
| Forsyth County Georgia | 6 | $ 850,000 | $ 141,000 | $ 71,000 |
| Webster County Mississippi | 6 | $ 860,000 | $ 143,000 | $ 118,000 |
| Richland County South Carolina | 6 | $ 520,000 | $ 86,000 | $ 488,000 |
| Ector County Texas | 6 | $ 660,000 | $ 110,000 | $ 176,000 |
| Ellis County Texas | 6 | $ 470,000 | $ 78,000 | $ 163,000 |
| McLennan County Texas | 6 | $ 2,440,000 | $ 406,000 | $ 386,000 |
| Midland County Texas | 6 | $ 1,220,000 | $ 203,000 | $ 275,000 |
| Nueces County Texas | 6 | $ 1,000,000 | $ 166,000 | $ 240,000 |
| Cherokee County Georgia | 5 | $ 835,000 | $ 167,000 | $ 480,000 |
| Clayton County Georgia | 5 | $ 845,000 | $ 169,000 | $ 43,000 |
| Hall County Georgia | 5 | $ 455,000 | $ 91,000 | $ 325,000 |
| El Paso County Texas | 5 | $ 385,000 | $ 77,000 | $ 193,000 |
| Hays County Texas | 5 | $ 3,195,000 | $ 639,000 | $ 300,000 |
| Kaufman County Texas | 5 | $ 305,000 | $ 61,000 | $ 152,000 |
| Parker County Texas | 5 | $ 1,325,000 | $ 265,000 | $ 288,000 |
| Hale County Alabama | 4 | $ 640,000 | $ 160,000 | $ 37,000 |
| Broward County Florida | 4 | $ 2,750,000 | $ 687,000 | $ 322,000 |
| Waller County Texas | 4 | $ 480,000 | $ 120,000 | $ 169,000 |
| Lawrence County Alabama | 3 | $ 315,000 | $ 105,000 | $ 42,000 |
| Tallapoosa County Alabama | 3 | $ 1,035,000 | $ 345,000 | $ 260,000 |
| Denver County Colorado | 3 | $ 2,145,000 | $ 715,000 | $ 229,000 |
| Duval County Florida | 3 | $ 525,000 | $ 175,000 | $ 58,000 |
| Palm Beach County Florida | 3 | $ 2,825,000 | $ 941,000 | $ 463,000 |
| St. Johns County Florida | 3 | $ 1,215,000 | $ 405,000 | $ 173,000 |
| Walton County Florida | 3 | $ 2,645,000 | $ 881,000 | $ 509,000 |
| Bartow County Georgia | 3 | $ 745,000 | $ 248,000 | $ 123,000 |
| Butts County Georgia | 3 | $ 75,000 | $ 25,000 | $ 74,000 |
| Crawford County Georgia | 3 | $ 405,000 | $ 135,000 | $ 109,000 |
| Glynn County Georgia | 3 | $ 555,000 | $ 185,000 | $ 114,000 |
| Long County Georgia | 3 | $ 155,000 | $ 51,000 | $ 108,000 |
| McDuffie County Georgia | 3 | $ 105,000 | $ 35,000 | $ 131,000 |
| Tattnall County Georgia | 3 | $ 375,000 | $ 125,000 | $ 45,000 |
| Rankin County Mississippi | 3 | $ 615,000 | $ 205,000 | $ 166,000 |
| Jackson County North Carolina | 3 | $ 1,625,000 | $ 541,000 | $ 953,000 |
| Davidson County Tennessee | 3 | $ 855,000 | $ 285,000 | $ 119,000 |
| Kendall County Texas | 3 | $ 435,000 | $ 145,000 | $ 222,000 |
| Rockwall County Texas | 3 | $ 295,000 | $ 98,000 | $ 286,000 |
| Walker County Texas | 3 | $ 225,000 | $ 75,000 | $ 196,000 |
| Calhoun County Alabama | 2 | $ 260,000 | $ 130,000 | $ 65,000 |
| Greene County Alabama | 2 | $ 120,000 | $ 60,000 | $ 16,000 |
| Lamar County Alabama | 2 | $ 110,000 | $ 55,000 | $ 146,000 |
| Monroe County Alabama | 2 | $ 140,000 | $ 70,000 | $ 60,000 |
| Perry County Alabama | 2 | $ 70,000 | $ 35,000 | $ 17,000 |
| Winston County Alabama | 2 | $ 290,000 | $ 145,000 | $ 63,000 |
| Garfield County Colorado | 2 | $ 1,870,000 | $ 935,000 | $ 380,000 |
| Routt County Colorado | 2 | $ 3,140,000 | $ 1,570,000 | $ 1,429,000 |
| Summit County Colorado | 2 | $ 1,160,000 | $ 580,000 | $ 332,000 |
| Bay County Florida | 2 | $ 490,000 | $ 245,000 | $ 83,000 |
| Martin County Florida | 2 | $ 230,000 | $ 115,000 | $ 395,000 |
| Okaloosa County Florida | 2 | $ 550,000 | $ 275,000 | $ 98,000 |
| Orange County Florida | 2 | $ 820,000 | $ 410,000 | $ 622,000 |
| Volusia County Florida | 2 | $ 750,000 | $ 375,000 | $ 266,000 |
| Barrow County Georgia | 2 | $ 130,000 | $ 65,000 | $ 188,000 |
| Carroll County Georgia | 2 | $ 590,000 | $ 295,000 | $ 102,000 |
| Fayette County Georgia | 2 | $ 1,930,000 | $ 965,000 | $ 79,000 |
| Greene County Georgia | 2 | $ 1,020,000 | $ 510,000 | $ 414,000 |
| Peach County Georgia | 2 | $ 160,000 | $ 80,000 | $ 112,000 |
| Rabun County Georgia | 2 | $ 3,330,000 | $ 1,665,000 | $ 1,845,000 |
| Attala County Mississippi | 2 | $ 380,000 | $ 190,000 | $ 104,000 |
| Choctaw County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 51,000 |
| DeSoto County Mississippi | 2 | $ 130,000 | $ 65,000 | $ 60,000 |
| Hinds County Mississippi | 2 | $ 940,000 | $ 470,000 | $ 177,000 |
| Charleston County South Carolina | 2 | $ 22,570,000 | $ 11,285,000 | $ 120,000 |
| Oconee County South Carolina | 2 | $ 900,000 | $ 450,000 | $ 482,000 |
| Sevier County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 271,000 |
| Williamson County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 196,000 |
| Brazos County Texas | 2 | $ 25,090,000 | $ 12,545,000 | $ 350,000 |
| Burnet County Texas | 2 | $ 70,000 | $ 35,000 | $ 251,000 |
| Cameron County Texas | 2 | $ 70,000 | $ 35,000 | $ 114,000 |
| Cooke County Texas | 2 | $ 360,000 | $ 180,000 | $ 295,000 |
| Gillespie County Texas | 2 | $ 1,360,000 | $ 680,000 | $ 466,000 |
| Guadalupe County Texas | 2 | $ 260,000 | $ 130,000 | $ 127,000 |
| Henderson County Texas | 2 | $ 300,000 | $ 150,000 | $ 1,191,000 |
| Hood County Texas | 2 | $ 180,000 | $ 90,000 | $ 244,000 |
| Johnson County Texas | 2 | $ 190,000 | $ 95,000 | $ 393,000 |
| Llano County Texas | 2 | $ 100,000 | $ 50,000 | $ 168,000 |
| Matagorda County Texas | 2 | $ 470,000 | $ 235,000 | $ 505,000 |
| Medina County Texas | 2 | $ 250,000 | $ 125,000 | $ 257,000 |
| Orange County Texas | 2 | $ 210,000 | $ 105,000 | $ 238,000 |
| Randall County Texas | 2 | $ 410,000 | $ 205,000 | $ 237,000 |
| Taylor County Texas | 2 | $ 130,000 | $ 65,000 | $ 202,000 |
| Wilson County Texas | 2 | $ 140,000 | $ 70,000 | $ 146,000 |
| Summit County Utah | 2 | $ 2,390,000 | $ 1,195,000 | $ 803,000 |
| Teton County Wyoming | 2 | $ 3,270,000 | $ 1,635,000 | $ 1,294,000 |
| Bibb County Alabama | 1 | $ 115,000 | $ 115,000 | $ 80,000 |
| Colbert County Alabama | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Dallas County Alabama | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| DeKalb County Alabama | 1 | $ 305,000 | $ 305,000 | $ 272,000 |
| Fayette County Alabama | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Franklin County Alabama | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Lee County Alabama | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Macon County Alabama | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Mobile County Alabama | 1 | $ 155,000 | $ 155,000 | $ 281,000 |
| Pike County Alabama | 1 | $ 295,000 | $ 295,000 | $ 238,000 |
| Russell County Alabama | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| Walker County Alabama | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Arapahoe County Colorado | 1 | $ 745,000 | $ 745,000 | $ 220,000 |
| Douglas County Colorado | 1 | $ 635,000 | $ 635,000 | $ 300,000 |
| Jefferson County Colorado | 1 | $ 805,000 | $ 805,000 | $ 513,000 |
| Pitkin County Colorado | 1 | $ 1,385,000 | $ 1,385,000 | $ 450,000 |
| Weld County Colorado | 1 | $ 665,000 | $ 665,000 | $ 173,000 |
| Collier County Florida | 1 | $ 1,035,000 | $ 1,035,000 | $ 325,000 |
| Franklin County Florida | 1 | $ 35,000 | $ 35,000 | $ 249,000 |
| Lee County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 577,000 |
| Leon County Florida | 1 | $ 705,000 | $ 705,000 | $ 324,000 |
| Osceola County Florida | 1 | $ 245,000 | $ 245,000 | $ 86,000 |
| Polk County Florida | 1 | $ 215,000 | $ 215,000 | $ 91,000 |
| Bryan County Georgia | 1 | $ 75,000 | $ 75,000 | $ 76,000 |
| Coweta County Georgia | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Dade County Georgia | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Effingham County Georgia | 1 | $ 45,000 | $ 45,000 | $ 101,000 |
| Elbert County Georgia | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Fannin County Georgia | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Gilmer County Georgia | 1 | $ 195,000 | $ 195,000 | $ 70,000 |
| Glascock County Georgia | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Gordon County Georgia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Lincoln County Georgia | 1 | $ 35,000 | $ 35,000 | $ 76,000 |
| Macon County Georgia | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| Pickens County Georgia | 1 | $ 525,000 | $ 525,000 | $ 218,000 |
| Polk County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Pulaski County Georgia | 1 | $ 25,000 | $ 25,000 | $ 106,000 |
| Putnam County Georgia | 1 | $ 505,000 | $ 505,000 | $ 2,500,000 |
| Rockdale County Georgia | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Sumter County Georgia | 1 | $ 245,000 | $ 245,000 | $ 160,000 |
| Twiggs County Georgia | 1 | $ 35,000 | $ 35,000 | $ 14,000 |
| Upson County Georgia | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Walton County Georgia | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| White County Georgia | 1 | $ 405,000 | $ 405,000 | $ 133,000 |
| Wilkinson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Calhoun County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Harrison County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 127,000 |
| Lauderdale County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 550,000 |
| Lee County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 71,000 |
| Madison County Mississippi | 1 | $ 765,000 | $ 765,000 | $ 340,000 |
| Marshall County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 45,000 |
| Noxubee County Mississippi | 1 | $ 25,000 | $ 25,000 | $ 1,000 |
| Winston County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Ulster County New York | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 397,000 |
| Carteret County North Carolina | 1 | $ 1,735,000 | $ 1,735,000 | $ 850,000 |
| Haywood County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 540,000 |
| Macon County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 165,000 |
| Mecklenburg County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 318,000 |
| Colleton County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Edgefield County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Bedford County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Fayette County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Weakley County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 136,000 |
| Wilson County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 116,000 |
| Angelina County Texas | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Aransas County Texas | 1 | $ 45,000 | $ 45,000 | $ 229,000 |
| Austin County Texas | 1 | $ 115,000 | $ 115,000 | $ 58,000 |
| Bastrop County Texas | 1 | $ 115,000 | $ 115,000 | $ 237,000 |
| Brown County Texas | 1 | $ 65,000 | $ 65,000 | $ 853,000 |
| Clay County Texas | 1 | $ 55,000 | $ 55,000 | $ 141,000 |
| Colorado County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Comal County Texas | 1 | $ 205,000 | $ 205,000 | $ 132,000 |
| Fannin County Texas | 1 | $ 45,000 | $ 45,000 | $ 299,000 |
| Franklin County Texas | 1 | $ 85,000 | $ 85,000 | $ 193,000 |
| Grayson County Texas | 1 | $ 85,000 | $ 85,000 | $ 154,000 |
| Hardin County Texas | 1 | $ 55,000 | $ 55,000 | $ 127,000 |
| Hopkins County Texas | 1 | $ 105,000 | $ 105,000 | $ 204,000 |
| Kerr County Texas | 1 | $ 55,000 | $ 55,000 | $ 121,000 |
| Lavaca County Texas | 1 | $ 305,000 | $ 305,000 | $ 216,000 |
| Palo Pinto County Texas | 1 | $ 25,000 | $ 25,000 | $ 1,619,000 |
| Rains County Texas | 1 | $ 65,000 | $ 65,000 | $ 124,000 |
| San Jacinto County Texas | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Smith County Texas | 1 | $ 105,000 | $ 105,000 | $ 199,000 |
| Sterling County Texas | 1 | $ 75,000 | $ 75,000 | $ 300,000 |
| Uvalde County Texas | 1 | $ 65,000 | $ 65,000 | $ 141,000 |
| Val Verde County Texas | 1 | $ 105,000 | $ 105,000 | $ 183,000 |
| Van Zandt County Texas | 1 | $ 85,000 | $ 85,000 | $ 142,000 |
| Wise County Texas | 1 | $ 85,000 | $ 85,000 | $ 163,000 |
| Wood County Texas | 1 | $ 65,000 | $ 65,000 | $ 300,000 |
| Fairfax County Virginia | 1 | $ 505,000 | $ 505,000 | $ 219,000 |
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,880 | $797,760,000 | $277,000 | $22,505,000 | $151,000 | $3,898,000 |
| Home Improvement | 562 | $61,980,000 | $110,000 | $1,605,000 | $184,000 | $3,570,000 |
| Refinancing | 427 | $138,095,000 | $323,000 | $25,005,000 | $231,000 | $3,358,000 |
| Other Purpose | 200 | $42,780,000 | $213,000 | $1,505,000 | $246,000 | $8,650,000 |
| Cash-out Refinancing | 76 | $26,640,000 | $350,000 | $2,255,000 | $166,000 | $1,005,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,189 | $555,235,000 | $253,000 | $2,995,000 | $194,000 | $3,570,000 |
| Black or African American | 717 | $126,575,000 | $176,000 | $1,505,000 | $72,000 | $1,465,000 |
| Not Provided | 418 | $158,170,000 | $378,000 | $6,005,000 | $228,000 | $3,898,000 |
| Hispanic | 403 | $93,615,000 | $232,000 | $3,735,000 | $120,000 | $1,504,000 |
| Not applicable | 256 | $80,880,000 | $315,000 | $25,005,000 | $0 | $0 |
| Asian | 107 | $35,775,000 | $334,000 | $1,935,000 | $280,000 | $8,650,000 |
| American Indian or Alaskan Native | 26 | $5,660,000 | $217,000 | $1,225,000 | $122,000 | $747,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $820,000 | $205,000 | $255,000 | $112,000 | $215,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,983 | $1,035,085,000 | $259,000 | $25,005,000 | $173,000 | $8,650,000 |
| FHA-insured (Federal Housing Administration) | 97 | $19,365,000 | $199,000 | $315,000 | $75,000 | $237,000 |
| VA-guaranteed (Veterans Administration) | 54 | $11,140,000 | $206,000 | $385,000 | $87,000 | $240,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 11 | $1,665,000 | $151,000 | $185,000 | $52,000 | $69,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,775 | $730,255,000 | $263,000 | $25,005,000 | $174,000 | $3,898,000 |
| Application Denied By Financial Institution | 802 | $173,700,000 | $216,000 | $5,005,000 | $130,000 | $3,144,000 |
| Application Withdrawn By Applicant | 475 | $142,615,000 | $300,000 | $2,995,000 | $203,000 | $8,650,000 |
| Application Approved But Not Accepted | 58 | $9,380,000 | $161,000 | $1,445,000 | $212,000 | $1,424,000 |
| File Closed For Incompleteness | 35 | $11,305,000 | $323,000 | $3,505,000 | $152,000 | $2,000,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,343 | $893,555,000 | $267,000 | $25,005,000 | $179,000 | $8,650,000 |
| Credit Application Incomplete | 240 | $77,870,000 | $324,000 | $5,005,000 | $143,000 | $2,779,000 |
| Debt-To-Income Ratio | 239 | $41,495,000 | $173,000 | $2,255,000 | $90,000 | $785,000 |
| Credit History | 186 | $26,830,000 | $144,000 | $1,165,000 | $149,000 | $1,045,000 |
| Other | 52 | $13,080,000 | $251,000 | $1,405,000 | $113,000 | $457,000 |
| Collateral | 50 | $8,040,000 | $160,000 | $1,005,000 | $245,000 | $3,144,000 |
| Unverifiable Information | 14 | $2,420,000 | $172,000 | $275,000 | $71,000 | $249,000 |
| Employment History | 12 | $1,970,000 | $164,000 | $485,000 | $118,000 | $269,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,995,000 | $221,000 | $485,000 | $68,000 | $134,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cadence Bank, N.A.'s 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cadence Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.