Cadence Bank, N.A.
Mortgage Loan Application
Totals and Details
for 2003
Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Cadence Bank, N.A..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,532 |
| Total Mortgage Loan Application Amount | $151,306,000 |
| Average Mortgage Loan Application Amount | $404,704 |
| Highest Mortgage Loan Application Amount | $1,301,000 |
| Average Applicant Income | $14,795 |
| Highest Applicant Income | $1,875,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lowndes County Mississippi | 376 | $ 30,045,000 | $ 79,000 | $ 70,000 |
| Oktibbeha County Mississippi | 267 | $ 21,642,000 | $ 81,000 | $ 78,000 |
| Monroe County Mississippi | 222 | $ 12,254,000 | $ 55,000 | $ 45,000 |
| Tuscaloosa County Alabama | 132 | $ 11,350,000 | $ 85,000 | $ 89,000 |
| Clay County Mississippi | 118 | $ 6,251,000 | $ 52,000 | $ 59,000 |
| Neshoba County Mississippi | 106 | $ 7,045,000 | $ 66,000 | $ 50,000 |
| Webster County Mississippi | 47 | $ 1,051,000 | $ 22,000 | $ 51,000 |
| Newton County Mississippi | 19 | $ 1,015,000 | $ 53,000 | $ 46,000 |
| Hinds County Mississippi | 15 | $ 1,495,000 | $ 99,000 | $ 65,000 |
| Noxubee County Mississippi | 15 | $ 654,000 | $ 43,000 | $ 33,000 |
| Pickens County Alabama | 14 | $ 1,229,000 | $ 87,000 | $ 41,000 |
| Winston County Mississippi | 13 | $ 922,000 | $ 70,000 | $ 48,000 |
| Rankin County Mississippi | 10 | $ 1,563,000 | $ 156,000 | $ 94,000 |
| Choctaw County Mississippi | 9 | $ 224,000 | $ 24,000 | $ 35,000 |
| Chickasaw County Mississippi | 8 | $ 162,000 | $ 20,000 | $ 59,000 |
| Hale County Alabama | 7 | $ 226,000 | $ 32,000 | $ 36,000 |
| Lamar County Alabama | 7 | $ 489,000 | $ 69,000 | $ 64,000 |
| Middlesex County Massachusetts | 6 | $ 2,953,000 | $ 492,000 | $ 0 |
| Lee County Mississippi | 6 | $ 522,000 | $ 87,000 | $ 64,000 |
| Los Angeles County California | 5 | $ 2,345,000 | $ 469,000 | $ 0 |
| Cook County Illinois | 5 | $ 2,365,000 | $ 473,000 | $ 0 |
| Kemper County Mississippi | 5 | $ 280,000 | $ 56,000 | $ 40,000 |
| Lafayette County Mississippi | 5 | $ 1,240,000 | $ 248,000 | $ 118,000 |
| King County Washington | 5 | $ 2,037,000 | $ 407,000 | $ 0 |
| Orange County California | 4 | $ 1,976,000 | $ 494,000 | $ 0 |
| Fairfield County Connecticut | 4 | $ 2,255,000 | $ 563,000 | $ 0 |
| Lauderdale County Mississippi | 4 | $ 436,000 | $ 109,000 | $ 63,000 |
| Madison County Mississippi | 4 | $ 614,000 | $ 153,000 | $ 116,000 |
| Jefferson County Alabama | 3 | $ 628,000 | $ 209,000 | $ 117,000 |
| Maricopa County Arizona | 3 | $ 1,324,000 | $ 441,000 | $ 0 |
| Shelby County Alabama | 2 | $ 719,000 | $ 359,000 | $ 78,000 |
| Riverside County California | 2 | $ 692,000 | $ 346,000 | $ 0 |
| San Mateo County California | 2 | $ 793,000 | $ 396,000 | $ 0 |
| Fulton County Georgia | 2 | $ 1,128,000 | $ 564,000 | $ 0 |
| Hamilton County Indiana | 2 | $ 748,000 | $ 374,000 | $ 0 |
| Montgomery County Maryland | 2 | $ 911,000 | $ 455,000 | $ 0 |
| Hennepin County Minnesota | 2 | $ 874,000 | $ 437,000 | $ 0 |
| Itawamba County Mississippi | 2 | $ 103,000 | $ 51,000 | $ 47,000 |
| Panola County Mississippi | 2 | $ 80,000 | $ 40,000 | $ 45,000 |
| Clark County Nevada | 2 | $ 963,000 | $ 481,000 | $ 0 |
| Iredell County North Carolina | 2 | $ 888,000 | $ 444,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 827,000 | $ 413,000 | $ 0 |
| Bibb County Alabama | 1 | $ 153,000 | $ 153,000 | $ 49,000 |
| Chilton County Alabama | 1 | $ 64,000 | $ 64,000 | $ 0 |
| Fayette County Alabama | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Greene County Alabama | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Marion County Alabama | 1 | $ 284,000 | $ 284,000 | $ 95,000 |
| Mobile County Alabama | 1 | $ 70,000 | $ 70,000 | $ 128,000 |
| Yavapai County Arizona | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Yuma County Arizona | 1 | $ 418,000 | $ 418,000 | $ 0 |
| Alameda County California | 1 | $ 471,000 | $ 471,000 | $ 0 |
| San Diego County California | 1 | $ 424,000 | $ 424,000 | $ 0 |
| San Francisco County California | 1 | $ 544,000 | $ 544,000 | $ 0 |
| San Joaquin County California | 1 | $ 442,000 | $ 442,000 | $ 0 |
| Santa Clara County California | 1 | $ 624,000 | $ 624,000 | $ 0 |
| Santa Cruz County California | 1 | $ 419,000 | $ 419,000 | $ 0 |
| Arapahoe County Colorado | 1 | $ 427,000 | $ 427,000 | $ 0 |
| Boulder County Colorado | 1 | $ 679,000 | $ 679,000 | $ 0 |
| Douglas County Colorado | 1 | $ 352,000 | $ 352,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 523,000 | $ 523,000 | $ 0 |
| Broward County Florida | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Leon County Florida | 1 | $ 36,000 | $ 36,000 | $ 116,000 |
| Okaloosa County Florida | 1 | $ 200,000 | $ 200,000 | $ 142,000 |
| Palm Beach County Florida | 1 | $ 468,000 | $ 468,000 | $ 0 |
| Sarasota County Florida | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Blaine County Idaho | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Lake County Illinois | 1 | $ 577,000 | $ 577,000 | $ 0 |
| Marion County Indiana | 1 | $ 643,000 | $ 643,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 513,000 | $ 513,000 | $ 0 |
| Dukes County Massachusetts | 1 | $ 442,000 | $ 442,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 449,000 | $ 449,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Oakland County Michigan | 1 | $ 493,000 | $ 493,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 584,000 | $ 584,000 | $ 0 |
| Attala County Mississippi | 1 | $ 3,000 | $ 3,000 | $ 34,000 |
| Bolivar County Mississippi | 1 | $ 79,000 | $ 79,000 | $ 25,000 |
| Calhoun County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Grenada County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Leake County Mississippi | 1 | $ 143,000 | $ 143,000 | $ 34,000 |
| Montgomery County Mississippi | 1 | $ 16,000 | $ 16,000 | $ 37,000 |
| Union County Mississippi | 1 | $ 149,000 | $ 149,000 | $ 93,000 |
| Camden County New Jersey | 1 | $ 610,000 | $ 610,000 | $ 0 |
| Mercer County New Jersey | 1 | $ 402,000 | $ 402,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Nassau County New York | 1 | $ 397,000 | $ 397,000 | $ 0 |
| Queens County New York | 1 | $ 444,000 | $ 444,000 | $ 0 |
| Richmond County New York | 1 | $ 483,000 | $ 483,000 | $ 0 |
| Suffolk County New York | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Avery County North Carolina | 1 | $ 959,000 | $ 959,000 | $ 0 |
| Durham County North Carolina | 1 | $ 593,000 | $ 593,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 356,000 | $ 356,000 | $ 0 |
| Mecklenburg County North Carolina | 1 | $ 422,000 | $ 422,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 394,000 | $ 394,000 | $ 0 |
| Delaware County Ohio | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Franklin County Ohio | 1 | $ 515,000 | $ 515,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 546,000 | $ 546,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 833,000 | $ 833,000 | $ 0 |
| Knox County Tennessee | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Collin County Texas | 1 | $ 583,000 | $ 583,000 | $ 0 |
| Denton County Texas | 1 | $ 673,000 | $ 673,000 | $ 0 |
| Arlington County Virginia | 1 | $ 334,000 | $ 334,000 | $ 0 |
| Lancaster County Virginia | 1 | $ 10,000 | $ 10,000 | $ 85,000 |
| Prince William County Virginia | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Snohomish County Washington | 1 | $ 559,000 | $ 559,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 655 | $97,014,000 | $439,920 | $1,301,000 | $8,640 | $1,118,000 |
| Home Purchase (one-to-four family) | 457 | $42,469,000 | $460,571 | $1,000,000 | $10,428 | $1,875,000 |
| Home Improvement (one-to-four family) | 413 | $9,921,000 | $22,500 | $476,000 | $72,250 | $521,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 7 | $1,902,000 | $271,000 | $653,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,124 | $88,200,000 | $74,000 | $1,301,000 | $83,000 | $673,000 |
| Black | 274 | $10,640,000 | $42,500 | $310,000 | $45,500 | $936,000 |
| Not applicable | 117 | $51,136,000 | $476,296 | $1,000,000 | $26,777 | $1,875,000 |
| Asian or Pacific Islander | 9 | $757,000 | $84,000 | $154,000 | $79,000 | $115,000 |
| Hispanic | 4 | $414,000 | $103,000 | $180,000 | $41,000 | $57,000 |
| Other | 3 | $156,000 | $52,000 | $102,000 | $23,000 | $32,000 |
| American Indian or Alaskan Native | 1 | $3,000 | $3,000 | $3,000 | $9,000 | $9,000 |
| Information not provided by applicant in mail or telephone application | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,428 | $142,190,000 | $457,962 | $1,301,000 | $7,629 | $1,875,000 |
| FHA-insured (Federal Housing Administration) | 50 | $4,187,000 | $91,000 | $154,000 | $41,000 | $115,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 28 | $1,980,000 | $70,000 | $120,000 | $35,000 | $62,000 |
| VA-guaranteed (Veterans Administration) | 26 | $2,949,000 | $105,500 | $237,000 | $46,500 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,070 | $78,659,000 | $50,500 | $1,301,000 | $92,250 | $1,875,000 |
| Application Denied By Financial Institution | 246 | $12,432,000 | $106,333 | $443,000 | $75,666 | $202,000 |
| Loan Purchased By The Institution | 98 | $47,740,000 | $498,280 | $1,000,000 | $0 | $0 |
| Application Withdrawn By Applicant | 91 | $9,652,000 | $117,500 | $300,000 | $65,500 | $329,000 |
| Application Approved But Not Accepted | 14 | $1,524,000 | $99,000 | $320,000 | $55,500 | $138,000 |
| File Closed For Incompleteness | 13 | $1,299,000 | $121,500 | $207,000 | $45,000 | $100,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 178 | $6,461,000 | $90,666 | $292,000 | $70,000 | $142,000 |
| Debt-To-Income Ratio | 26 | $2,306,000 | $96,500 | $225,000 | $46,000 | $180,000 |
| Collateral | 19 | $1,267,000 | $116,000 | $284,000 | $50,000 | $95,000 |
| Credit Application Incomplete | 17 | $1,810,000 | $180,000 | $443,000 | $77,500 | $160,000 |
| Other | 4 | $255,000 | $44,000 | $122,000 | $55,500 | $58,000 |
| Unverifiable Information | 2 | $333,000 | $166,000 | $323,000 | $136,000 | $202,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.