Cadence Bank, N.A.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Cadence Bank, N.A. 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cadence Bank, N.A. 2100 3Rd Ave N Birmingham, AL 35203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,921 |
| Total Mortgage Loan Application Amount | $825,182,000 |
| Average Mortgage Loan Application Amount | $185,000 |
| Highest Mortgage Loan Application Amount | $4,991,000 |
| Average Applicant Income | $185,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Cadence Bank, N.A.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cadence Bank, N.A.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Cadence Bank, N.A.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cadence Bank, N.A. serves its applicants.
Each category highlights the total number of mortgage applications processed by Cadence Bank, N.A., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cadence Bank, N.A.'s mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 651 | $ 260,394,000 | $ 399,000 | $ 301,000 |
| Tuscaloosa County Alabama | 191 | $ 59,166,000 | $ 309,000 | $ 221,000 |
| Collin County Texas | 176 | $ 18,193,000 | $ 103,000 | $ 198,000 |
| Jefferson County Alabama | 175 | $ 34,858,000 | $ 199,000 | $ 100,000 |
| Dallas County Texas | 159 | $ 28,300,000 | $ 177,000 | $ 230,000 |
| Denton County Texas | 152 | $ 15,402,000 | $ 101,000 | $ 214,000 |
| Tarrant County Texas | 149 | $ 17,717,000 | $ 118,000 | $ 206,000 |
| Oktibbeha County Mississippi | 147 | $ 29,620,000 | $ 201,000 | $ 118,000 |
| Fort Bend County Texas | 143 | $ 32,755,000 | $ 229,000 | $ 247,000 |
| Montgomery County Texas | 139 | $ 30,466,000 | $ 219,000 | $ 225,000 |
| Lowndes County Mississippi | 137 | $ 15,939,000 | $ 116,000 | $ 68,000 |
| Travis County Texas | 135 | $ 22,908,000 | $ 169,000 | $ 234,000 |
| Madison County Alabama | 115 | $ 24,849,000 | $ 216,000 | $ 138,000 |
| Bexar County Texas | 97 | $ 17,346,000 | $ 178,000 | $ 248,000 |
| Galveston County Texas | 75 | $ 10,859,000 | $ 144,000 | $ 227,000 |
| Montgomery County Alabama | 65 | $ 10,833,000 | $ 166,000 | $ 116,000 |
| Shelby County Alabama | 55 | $ 13,219,000 | $ 240,000 | $ 130,000 |
| Williamson County Texas | 50 | $ 4,564,000 | $ 91,000 | $ 187,000 |
| Comal County Texas | 49 | $ 4,529,000 | $ 92,000 | $ 187,000 |
| Citrus County Florida | 47 | $ 5,466,000 | $ 116,000 | $ 59,000 |
| Pinellas County Florida | 46 | $ 11,288,000 | $ 245,000 | $ 126,000 |
| Rockwall County Texas | 45 | $ 3,642,000 | $ 80,000 | $ 174,000 |
| Ellis County Texas | 39 | $ 2,340,000 | $ 60,000 | $ 136,000 |
| Brazoria County Texas | 37 | $ 4,346,000 | $ 117,000 | $ 184,000 |
| Clay County Mississippi | 34 | $ 2,871,000 | $ 84,000 | $ 53,000 |
| Sarasota County Florida | 29 | $ 7,719,000 | $ 266,000 | $ 112,000 |
| Blount County Alabama | 25 | $ 1,689,000 | $ 67,000 | $ 54,000 |
| Elmore County Alabama | 25 | $ 4,081,000 | $ 163,000 | $ 83,000 |
| Brazos County Texas | 24 | $ 2,071,000 | $ 86,000 | $ 205,000 |
| Autauga County Alabama | 23 | $ 3,064,000 | $ 133,000 | $ 54,000 |
| Hillsborough County Florida | 22 | $ 8,279,000 | $ 376,000 | $ 209,000 |
| Monroe County Mississippi | 22 | $ 1,688,000 | $ 76,000 | $ 70,000 |
| Manatee County Florida | 21 | $ 8,983,000 | $ 427,000 | $ 157,000 |
| Parker County Texas | 20 | $ 1,669,000 | $ 83,000 | $ 199,000 |
| Hays County Texas | 19 | $ 1,992,000 | $ 104,000 | $ 180,000 |
| Pasco County Florida | 18 | $ 2,004,000 | $ 111,000 | $ 47,000 |
| El Paso County Texas | 16 | $ 1,703,000 | $ 106,000 | $ 178,000 |
| Morgan County Alabama | 15 | $ 1,313,000 | $ 87,000 | $ 57,000 |
| Marshall County Alabama | 14 | $ 1,813,000 | $ 129,000 | $ 85,000 |
| St. Clair County Alabama | 14 | $ 2,489,000 | $ 177,000 | $ 102,000 |
| Talladega County Alabama | 14 | $ 927,000 | $ 66,000 | $ 51,000 |
| Marion County Florida | 14 | $ 1,280,000 | $ 91,000 | $ 47,000 |
| Shelby County Tennessee | 14 | $ 2,023,000 | $ 144,000 | $ 86,000 |
| Limestone County Alabama | 13 | $ 1,791,000 | $ 137,000 | $ 88,000 |
| Lubbock County Texas | 13 | $ 1,971,000 | $ 151,000 | $ 228,000 |
| Midland County Texas | 13 | $ 3,663,000 | $ 281,000 | $ 346,000 |
| Nueces County Texas | 13 | $ 1,636,000 | $ 125,000 | $ 274,000 |
| Webster County Mississippi | 11 | $ 689,000 | $ 62,000 | $ 46,000 |
| Covington County Alabama | 10 | $ 955,000 | $ 95,000 | $ 60,000 |
| Etowah County Alabama | 10 | $ 695,000 | $ 69,000 | $ 61,000 |
| Chambers County Texas | 10 | $ 899,000 | $ 89,000 | $ 190,000 |
| Ector County Texas | 10 | $ 712,000 | $ 71,000 | $ 183,000 |
| Hidalgo County Texas | 10 | $ 472,000 | $ 47,000 | $ 165,000 |
| Miami-Dade County Florida | 9 | $ 6,632,000 | $ 736,000 | $ 300,000 |
| Grayson County Texas | 9 | $ 468,000 | $ 52,000 | $ 170,000 |
| Guadalupe County Texas | 9 | $ 450,000 | $ 50,000 | $ 140,000 |
| Hernando County Florida | 8 | $ 1,133,000 | $ 141,000 | $ 71,000 |
| Neshoba County Mississippi | 8 | $ 165,000 | $ 20,000 | $ 49,000 |
| Johnson County Texas | 8 | $ 627,000 | $ 78,000 | $ 196,000 |
| Lincoln County Tennessee | 7 | $ 931,000 | $ 133,000 | $ 55,000 |
| Bell County Texas | 7 | $ 633,000 | $ 90,000 | $ 197,000 |
| Hardin County Texas | 6 | $ 527,000 | $ 87,000 | $ 201,000 |
| Kendall County Texas | 6 | $ 799,000 | $ 133,000 | $ 172,000 |
| Waller County Texas | 6 | $ 736,000 | $ 122,000 | $ 157,000 |
| Wilson County Texas | 6 | $ 334,000 | $ 55,000 | $ 152,000 |
| Noxubee County Mississippi | 5 | $ 504,000 | $ 100,000 | $ 40,000 |
| Burnet County Texas | 5 | $ 2,298,000 | $ 459,000 | $ 203,000 |
| Henderson County Texas | 5 | $ 459,000 | $ 91,000 | $ 296,000 |
| Kaufman County Texas | 5 | $ 278,000 | $ 55,000 | $ 124,000 |
| Smith County Texas | 5 | $ 244,000 | $ 48,000 | $ 155,000 |
| Baldwin County Alabama | 4 | $ 943,000 | $ 235,000 | $ 205,000 |
| Conecuh County Alabama | 4 | $ 422,000 | $ 105,000 | $ 70,000 |
| Lee County Alabama | 4 | $ 879,000 | $ 219,000 | $ 81,000 |
| Monroe County Alabama | 4 | $ 86,000 | $ 21,000 | $ 201,000 |
| Orange County Florida | 4 | $ 917,000 | $ 229,000 | $ 309,000 |
| Angelina County Texas | 4 | $ 461,000 | $ 115,000 | $ 171,000 |
| Fannin County Texas | 4 | $ 217,000 | $ 54,000 | $ 124,000 |
| Harrison County Texas | 4 | $ 235,000 | $ 58,000 | $ 192,000 |
| Hunt County Texas | 4 | $ 210,000 | $ 52,000 | $ 146,000 |
| Kerr County Texas | 4 | $ 463,000 | $ 115,000 | $ 357,000 |
| McLennan County Texas | 4 | $ 967,000 | $ 241,000 | $ 201,000 |
| Washington County Texas | 4 | $ 1,128,000 | $ 282,000 | $ 486,000 |
| Hale County Alabama | 3 | $ 372,000 | $ 124,000 | $ 74,000 |
| Tallapoosa County Alabama | 3 | $ 931,000 | $ 310,000 | $ 271,000 |
| Winston County Alabama | 3 | $ 807,000 | $ 269,000 | $ 252,000 |
| Broward County Florida | 3 | $ 3,449,000 | $ 1,149,000 | $ 472,000 |
| Polk County Florida | 3 | $ 741,000 | $ 247,000 | $ 187,000 |
| Fulton County Georgia | 3 | $ 1,101,000 | $ 367,000 | $ 433,000 |
| Rankin County Mississippi | 3 | $ 390,000 | $ 130,000 | $ 126,000 |
| Sumner County Tennessee | 3 | $ 884,000 | $ 294,000 | $ 175,000 |
| Cameron County Texas | 3 | $ 181,000 | $ 60,000 | $ 113,000 |
| Grimes County Texas | 3 | $ 2,087,000 | $ 695,000 | $ 303,000 |
| Hood County Texas | 3 | $ 170,000 | $ 56,000 | $ 200,000 |
| Llano County Texas | 3 | $ 309,000 | $ 103,000 | $ 275,000 |
| Medina County Texas | 3 | $ 127,000 | $ 42,000 | $ 121,000 |
| Polk County Texas | 3 | $ 617,000 | $ 205,000 | $ 303,000 |
| Taylor County Texas | 3 | $ 122,000 | $ 40,000 | $ 132,000 |
| Wise County Texas | 3 | $ 154,000 | $ 51,000 | $ 153,000 |
| Bibb County Alabama | 2 | $ 227,000 | $ 113,000 | $ 39,000 |
| Coffee County Alabama | 2 | $ 9,000 | $ 4,000 | $ 94,000 |
| Coosa County Alabama | 2 | $ 412,000 | $ 206,000 | $ 144,000 |
| Cullman County Alabama | 2 | $ 420,000 | $ 210,000 | $ 75,000 |
| DeKalb County Alabama | 2 | $ 164,000 | $ 82,000 | $ 27,000 |
| Fayette County Alabama | 2 | $ 122,000 | $ 61,000 | $ 122,000 |
| Lauderdale County Alabama | 2 | $ 194,000 | $ 97,000 | $ 58,000 |
| Macon County Alabama | 2 | $ 602,000 | $ 301,000 | $ 89,000 |
| Perry County Alabama | 2 | $ 339,000 | $ 169,000 | $ 65,000 |
| Pickens County Alabama | 2 | $ 314,000 | $ 157,000 | $ 82,000 |
| Montezuma County Colorado | 2 | $ 630,000 | $ 315,000 | $ 328,000 |
| Bay County Florida | 2 | $ 890,000 | $ 445,000 | $ 167,000 |
| Duval County Florida | 2 | $ 1,143,000 | $ 571,000 | $ 215,000 |
| Escambia County Florida | 2 | $ 168,000 | $ 84,000 | $ 58,000 |
| Lee County Florida | 2 | $ 1,223,000 | $ 611,000 | $ 235,000 |
| Okaloosa County Florida | 2 | $ 451,000 | $ 225,000 | $ 160,000 |
| Seminole County Florida | 2 | $ 266,000 | $ 133,000 | $ 90,000 |
| St. Johns County Florida | 2 | $ 571,000 | $ 285,000 | $ 76,000 |
| Orleans County Louisiana | 2 | $ 627,000 | $ 313,000 | $ 224,000 |
| Lauderdale County Mississippi | 2 | $ 341,000 | $ 170,000 | $ 93,000 |
| Lee County Mississippi | 2 | $ 252,000 | $ 126,000 | $ 53,000 |
| Madison County Mississippi | 2 | $ 526,000 | $ 263,000 | $ 175,000 |
| Smith County Mississippi | 2 | $ 282,000 | $ 141,000 | $ 91,000 |
| Winston County Mississippi | 2 | $ 188,000 | $ 94,000 | $ 77,000 |
| Davidson County Tennessee | 2 | $ 456,000 | $ 228,000 | $ 82,000 |
| Aransas County Texas | 2 | $ 52,000 | $ 26,000 | $ 171,000 |
| Bastrop County Texas | 2 | $ 875,000 | $ 437,000 | $ 375,000 |
| Colorado County Texas | 2 | $ 401,000 | $ 200,000 | $ 277,000 |
| Coryell County Texas | 2 | $ 94,000 | $ 47,000 | $ 165,000 |
| Franklin County Texas | 2 | $ 321,000 | $ 160,000 | $ 404,000 |
| Hill County Texas | 2 | $ 91,000 | $ 45,000 | $ 198,000 |
| Jefferson County Texas | 2 | $ 93,000 | $ 46,000 | $ 222,000 |
| Navarro County Texas | 2 | $ 68,000 | $ 34,000 | $ 125,000 |
| Randall County Texas | 2 | $ 107,000 | $ 53,000 | $ 190,000 |
| Val Verde County Texas | 2 | $ 136,000 | $ 68,000 | $ 160,000 |
| Wharton County Texas | 2 | $ 102,000 | $ 51,000 | $ 176,000 |
| Butler County Alabama | 1 | $ 3,000 | $ 3,000 | $ 30,000 |
| Calhoun County Alabama | 1 | $ 87,000 | $ 87,000 | $ 10,000 |
| Chilton County Alabama | 1 | $ 170,000 | $ 170,000 | $ 105,000 |
| Dallas County Alabama | 1 | $ 1,000,000 | $ 1,000,000 | $ 288,000 |
| Greene County Alabama | 1 | $ 112,000 | $ 112,000 | $ 72,000 |
| Houston County Alabama | 1 | $ 304,000 | $ 304,000 | $ 118,000 |
| Jackson County Alabama | 1 | $ 138,000 | $ 138,000 | $ 59,000 |
| Mobile County Alabama | 1 | $ 109,000 | $ 109,000 | $ 140,000 |
| San Bernardino County California | 1 | $ 87,000 | $ 87,000 | $ 200,000 |
| Custer County Colorado | 1 | $ 35,000 | $ 35,000 | $ 99,000 |
| Denver County Colorado | 1 | $ 1,200,000 | $ 1,200,000 | $ 1,418,000 |
| Gunnison County Colorado | 1 | $ 1,500,000 | $ 1,500,000 | $ 504,000 |
| Jefferson County Colorado | 1 | $ 856,000 | $ 856,000 | $ 422,000 |
| Larimer County Colorado | 1 | $ 408,000 | $ 408,000 | $ 960,000 |
| Pitkin County Colorado | 1 | $ 4,500,000 | $ 4,500,000 | $ 1,680,000 |
| Alachua County Florida | 1 | $ 390,000 | $ 390,000 | $ 218,000 |
| Charlotte County Florida | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Clay County Florida | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Indian River County Florida | 1 | $ 150,000 | $ 150,000 | $ 46,000 |
| Jackson County Florida | 1 | $ 57,000 | $ 57,000 | $ 52,000 |
| Jefferson County Florida | 1 | $ 346,000 | $ 346,000 | $ 400,000 |
| Leon County Florida | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Levy County Florida | 1 | $ 132,000 | $ 132,000 | $ 74,000 |
| Martin County Florida | 1 | $ 975,000 | $ 975,000 | $ 487,000 |
| Sumter County Florida | 1 | $ 128,000 | $ 128,000 | $ 98,000 |
| Walton County Florida | 1 | $ 828,000 | $ 828,000 | $ 900,000 |
| Catoosa County Georgia | 1 | $ 175,000 | $ 175,000 | $ 94,000 |
| Coweta County Georgia | 1 | $ 96,000 | $ 96,000 | $ 62,000 |
| Gordon County Georgia | 1 | $ 119,000 | $ 119,000 | $ 54,000 |
| Gwinnett County Georgia | 1 | $ 434,000 | $ 434,000 | $ 189,000 |
| Union County Georgia | 1 | $ 6,000 | $ 6,000 | $ 26,000 |
| Bolivar County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 57,000 |
| Chickasaw County Mississippi | 1 | $ 73,000 | $ 73,000 | $ 85,000 |
| Choctaw County Mississippi | 1 | $ 17,000 | $ 17,000 | $ 16,000 |
| DeSoto County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Forrest County Mississippi | 1 | $ 329,000 | $ 329,000 | $ 136,000 |
| Hinds County Mississippi | 1 | $ 441,000 | $ 441,000 | $ 179,000 |
| Jackson County Mississippi | 1 | $ 71,000 | $ 71,000 | $ 33,000 |
| Leake County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 54,000 |
| Newton County Mississippi | 1 | $ 36,000 | $ 36,000 | $ 44,000 |
| Madison County Montana | 1 | $ 1,356,000 | $ 1,356,000 | $ 1,092,000 |
| Colfax County New Mexico | 1 | $ 400,000 | $ 400,000 | $ 646,000 |
| Santa Fe County New Mexico | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 2,400,000 | $ 2,400,000 | $ 760,000 |
| Macon County North Carolina | 1 | $ 750,000 | $ 750,000 | $ 884,000 |
| Franklin County Tennessee | 1 | $ 488,000 | $ 488,000 | $ 530,000 |
| Bandera County Texas | 1 | $ 46,000 | $ 46,000 | $ 89,000 |
| Blanco County Texas | 1 | $ 700,000 | $ 700,000 | $ 250,000 |
| Bosque County Texas | 1 | $ 42,000 | $ 42,000 | $ 132,000 |
| Bowie County Texas | 1 | $ 39,000 | $ 39,000 | $ 124,000 |
| Brown County Texas | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Caldwell County Texas | 1 | $ 75,000 | $ 75,000 | $ 132,000 |
| Comanche County Texas | 1 | $ 36,000 | $ 36,000 | $ 125,000 |
| Cooke County Texas | 1 | $ 100,000 | $ 100,000 | $ 452,000 |
| Hopkins County Texas | 1 | $ 56,000 | $ 56,000 | $ 66,000 |
| Jackson County Texas | 1 | $ 41,000 | $ 41,000 | $ 89,000 |
| Kleberg County Texas | 1 | $ 130,000 | $ 130,000 | $ 207,000 |
| Lampasas County Texas | 1 | $ 42,000 | $ 42,000 | $ 144,000 |
| Lynn County Texas | 1 | $ 51,000 | $ 51,000 | $ 170,000 |
| Matagorda County Texas | 1 | $ 360,000 | $ 360,000 | $ 197,000 |
| Newton County Texas | 1 | $ 21,000 | $ 21,000 | $ 133,000 |
| Orange County Texas | 1 | $ 50,000 | $ 50,000 | $ 148,000 |
| Palo Pinto County Texas | 1 | $ 65,000 | $ 65,000 | $ 198,000 |
| Tom Green County Texas | 1 | $ 750,000 | $ 750,000 | $ 470,000 |
| Uvalde County Texas | 1 | $ 68,000 | $ 68,000 | $ 192,000 |
| Victoria County Texas | 1 | $ 36,000 | $ 36,000 | $ 102,000 |
| Walker County Texas | 1 | $ 147,000 | $ 147,000 | $ 45,000 |
| Webb County Texas | 1 | $ 200,000 | $ 200,000 | $ 346,000 |
| Wichita County Texas | 1 | $ 51,000 | $ 51,000 | $ 154,000 |
Mortgage Loan Application Detail Totals for Cadence Bank, N.A. in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,196 | $586,360,000 | $267,000 | $4,991,000 | $211,000 | $9,999,000 |
| Home Improvement | 923 | $55,146,000 | $59,000 | $600,000 | $180,000 | $3,540,000 |
| Refinancing | 802 | $183,676,000 | $229,000 | $3,115,000 | $165,000 | $2,755,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,804 | $584,102,000 | $208,000 | $4,500,000 | $193,000 | $3,540,000 |
| Not Provided | 287 | $82,893,000 | $288,000 | $4,991,000 | $305,000 | $9,999,000 |
| Hispanic | 242 | $42,469,000 | $175,000 | $1,663,000 | $188,000 | $713,000 |
| Black or African American | 219 | $29,616,000 | $135,000 | $975,000 | $121,000 | $2,800,000 |
| Asian | 205 | $69,203,000 | $337,000 | $3,850,000 | $255,000 | $1,501,000 |
| Not applicable | 139 | $12,828,000 | $92,000 | $2,000,000 | $12,000 | $122,000 |
| American Indian or Alaskan Native | 16 | $2,759,000 | $172,000 | $515,000 | $227,000 | $540,000 |
| Native Hawaiin or Other Pacific Islander | 9 | $1,312,000 | $145,000 | $604,000 | $218,000 | $674,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,628 | $781,915,000 | $215,000 | $4,991,000 | $205,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 163 | $22,661,000 | $139,000 | $304,000 | $52,000 | $132,000 |
| VA-guaranteed (Veterans Administration) | 75 | $14,216,000 | $189,000 | $516,000 | $81,000 | $203,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 55 | $6,390,000 | $116,000 | $206,000 | $43,000 | $87,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,533 | $584,486,000 | $230,000 | $4,991,000 | $197,000 | $3,540,000 |
| Application Denied By Financial Institution | 755 | $128,653,000 | $170,000 | $3,115,000 | $189,000 | $9,999,000 |
| Application Approved But Not Accepted | 408 | $34,479,000 | $84,000 | $2,000,000 | $192,000 | $1,363,000 |
| Application Withdrawn By Applicant | 196 | $75,350,000 | $384,000 | $4,500,000 | $205,000 | $1,680,000 |
| Loan Purchased By The Institution | 29 | $2,214,000 | $76,000 | $101,000 | $53,000 | $110,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 238 | $24,010,000 | $100,000 | $1,115,000 | $147,000 | $909,000 |
| Debt-To-Income Ratio | 160 | $24,652,000 | $154,000 | $3,115,000 | $126,000 | $1,411,000 |
| Credit Application Incomplete | 149 | $54,178,000 | $363,000 | $2,880,000 | $326,000 | $9,999,000 |
| Other | 105 | $11,463,000 | $109,000 | $559,000 | $195,000 | $974,000 |
| Collateral | 54 | $8,357,000 | $154,000 | $1,500,000 | $213,000 | $2,920,000 |
| Employment History | 35 | $3,858,000 | $110,000 | $596,000 | $160,000 | $369,000 |
| Unverifiable Information | 8 | $1,462,000 | $182,000 | $560,000 | $136,000 | $232,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $673,000 | $112,000 | $224,000 | $58,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cadence Bank, N.A.'s 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cadence Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.