Caliber Funding LLC Mortgage Lending & HMDA Data, 2010
In 2010, Caliber Funding LLC of Irving, TX reported 5,429 mortgage applications totaling $1.3 billion. The average application was for $231,783, and applicants reported an average income of $98,495. 49% of its applications resulted in an originated loan and 13% were denied. Its largest markets were Chicago-Joliet-Naperville, IL (794), Atlanta-Sandy Springs-Marietta, GA (209) and Los Angeles-Long Beach-Glendale, CA (207) (applications in parentheses).
| Mortgage Company & Address | Caliber Funding LLC 6031 Connection Drive, Suite 200 Irving, TX 75039 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 5,429 |
| Total Mortgage Loan Application Amount | $1,258,353,000 |
| Average Mortgage Loan Application Amount | $231,783 |
| Highest Mortgage Loan Application Amount | $944,000 |
| Average Applicant Income | $98,495 |
| Highest Applicant Income | $1,829,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Caliber Funding LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Joliet-Naperville, IL | 794 | $ 169,257,000 | $ 213,170 | $ 93,000 |
| Atlanta-Sandy Springs-Marietta, GA | 209 | $ 39,545,000 | $ 189,210 | $ 85,000 |
| Los Angeles-Long Beach-Glendale, CA | 207 | $ 72,463,000 | $ 350,062 | $ 138,000 |
| Seattle-Bellevue-Everett, WA | 156 | $ 50,701,000 | $ 325,006 | $ 122,000 |
| Houston-Sugar Land-Baytown, TX | 152 | $ 23,829,000 | $ 156,769 | $ 92,000 |
| Santa Ana-Anaheim-Irvine, CA | 148 | $ 53,406,000 | $ 360,851 | $ 124,000 |
| Honolulu, HI | 141 | $ 53,921,000 | $ 382,418 | $ 101,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 131 | $ 25,851,000 | $ 197,335 | $ 84,351 |
| Dallas-Plano-Irving, TX | 130 | $ 25,383,000 | $ 195,253 | $ 102,000 |
| Tulsa, OK | 130 | $ 21,330,000 | $ 164,076 | $ 84,000 |
| San Diego-Carlsbad-San Marcos, CA | 129 | $ 42,881,000 | $ 332,410 | $ 125,000 |
| Denver-Aurora-Broomfield, CO | 90 | $ 21,261,000 | $ 236,233 | $ 110,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 88 | $ 40,557,000 | $ 460,875 | $ 154,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 86 | $ 20,504,000 | $ 238,418 | $ 76,081 |
| Orlando-Kissimmee-Sanford, FL | 82 | $ 9,407,000 | $ 114,719 | $ 64,000 |
| Riverside-San Bernardino-Ontario, CA | 82 | $ 20,589,000 | $ 251,085 | $ 103,000 |
| Lake County-Kenosha County, IL-WI | 73 | $ 18,439,000 | $ 252,589 | $ 117,397 |
| Warren-Troy-Farmington Hills, MI | 71 | $ 13,378,000 | $ 188,422 | $ 94,000 |
| Gary, IN | 70 | $ 11,483,000 | $ 164,042 | $ 83,000 |
| Indianapolis-Carmel, IN | 70 | $ 10,757,000 | $ 153,671 | $ 73,000 |
| Eugene-Springfield, OR | 69 | $ 13,089,000 | $ 189,695 | $ 82,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 68 | $ 24,177,000 | $ 355,544 | $ 210,647 |
| Tampa-St. Petersburg-Clearwater, FL | 66 | $ 12,373,000 | $ 187,469 | $ 121,000 |
| San Antonio-New Braunfels, TX | 62 | $ 9,956,000 | $ 160,580 | $ 75,000 |
| Oakland-Fremont-Hayward, CA | 60 | $ 22,456,000 | $ 374,266 | $ 149,000 |
| Salt Lake City, UT | 59 | $ 13,981,000 | $ 236,966 | $ 80,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 49 | $ 7,995,000 | $ 163,163 | $ 84,000 |
| Austin-Round Rock-San Marcos, TX | 47 | $ 9,978,000 | $ 212,297 | $ 130,000 |
| Bethesda-Rockville-Frederick, MD | 47 | $ 14,409,000 | $ 306,574 | $ 167,000 |
| San Francisco-San Mateo-Redwood City, CA | 47 | $ 23,574,000 | $ 501,574 | $ 153,000 |
| Milwaukee-Waukesha-West Allis, WI | 44 | $ 8,715,000 | $ 198,068 | $ 87,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 44 | $ 14,925,000 | $ 339,204 | $ 97,000 |
| Baltimore-Towson, MD | 43 | $ 10,193,000 | $ 237,046 | $ 98,000 |
| Boulder, CO | 42 | $ 10,565,000 | $ 251,547 | $ 75,000 |
| Detroit-Livonia-Dearborn, MI | 42 | $ 6,380,000 | $ 151,904 | $ 75,000 |
| Fort Worth-Arlington, TX | 38 | $ 5,912,000 | $ 155,578 | $ 84,000 |
| Oklahoma City, OK | 38 | $ 6,262,000 | $ 164,789 | $ 83,000 |
| Tucson, AZ | 37 | $ 5,353,000 | $ 144,675 | $ 63,000 |
| Portland-South Portland-Biddeford, ME | 28 | $ 5,375,000 | $ 191,964 | $ 84,000 |
| Green Bay, WI | 25 | $ 4,989,000 | $ 199,560 | $ 88,000 |
| Phoenix-Mesa-Glendale, AZ | 25 | $ 3,395,000 | $ 135,800 | $ 77,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 25 | $ 4,546,000 | $ 181,840 | $ 77,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 24 | $ 4,690,000 | $ 195,416 | $ 94,000 |
| Albuquerque, NM | 23 | $ 3,350,000 | $ 145,652 | $ 42,000 |
| North Port-Bradenton-Sarasota, FL | 23 | $ 4,018,000 | $ 174,695 | $ 82,000 |
| Huntsville, AL | 21 | $ 3,409,000 | $ 162,333 | $ 75,000 |
| Baton Rouge, LA | 18 | $ 3,503,000 | $ 194,611 | $ 80,000 |
| Las Vegas-Paradise, NV | 17 | $ 2,396,000 | $ 140,941 | $ 62,000 |
| Ann Arbor, MI | 16 | $ 2,772,000 | $ 173,250 | $ 101,000 |
| Bridgeport-Stamford-Norwalk, CT | 16 | $ 7,930,000 | $ 495,625 | $ 311,000 |
| Cape Coral-Fort Myers, FL | 16 | $ 2,482,000 | $ 155,125 | $ 58,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 16 | $ 3,577,000 | $ 223,562 | $ 83,375 |
| New Orleans-Metairie-Kenner, LA | 16 | $ 3,003,000 | $ 187,687 | $ 78,000 |
| El Paso, TX | 15 | $ 2,532,000 | $ 168,800 | $ 85,000 |
| Missoula, MT | 15 | $ 3,388,000 | $ 225,866 | $ 91,000 |
| Boise City-Nampa, ID | 14 | $ 2,322,000 | $ 165,857 | $ 86,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 14 | $ 2,202,000 | $ 157,285 | $ 114,000 |
| Niles-Benton Harbor, MI | 14 | $ 2,504,000 | $ 178,857 | $ 80,000 |
| Colorado Springs, CO | 13 | $ 3,131,000 | $ 240,846 | $ 102,000 |
| Madison, WI | 13 | $ 3,289,000 | $ 253,000 | $ 122,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 13 | $ 2,006,000 | $ 154,307 | $ 96,000 |
| Palm Bay-Melbourne-Titusville, FL | 13 | $ 1,863,000 | $ 143,307 | $ 85,000 |
| Billings, MT | 11 | $ 1,620,000 | $ 147,272 | $ 65,000 |
| Brunswick, GA | 11 | $ 2,038,000 | $ 185,272 | $ 161,000 |
| Davenport-Moline-Rock Island, IA-IL | 11 | $ 1,417,000 | $ 128,818 | $ 45,090 |
| Gainesville, FL | 11 | $ 2,198,000 | $ 199,818 | $ 73,000 |
| Tacoma, WA | 11 | $ 2,452,000 | $ 222,909 | $ 107,000 |
| Bakersfield-Delano, CA | 10 | $ 1,612,000 | $ 161,200 | $ 88,000 |
| Lakeland-Winter Haven, FL | 10 | $ 1,230,000 | $ 123,000 | $ 77,000 |
| Decatur, AL | 9 | $ 1,297,000 | $ 144,111 | $ 65,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 9 | $ 866,000 | $ 96,222 | $ 59,000 |
| Fort Collins-Loveland, CO | 9 | $ 1,791,000 | $ 199,000 | $ 155,000 |
| Grand Rapids-Wyoming, MI | 9 | $ 1,627,000 | $ 180,777 | $ 69,000 |
| Jacksonville, FL | 9 | $ 1,803,000 | $ 200,333 | $ 94,000 |
| Lake Charles, LA | 9 | $ 1,730,000 | $ 192,222 | $ 100,000 |
| Sioux Falls, SD | 9 | $ 1,722,000 | $ 191,333 | $ 67,000 |
| Vallejo-Fairfield, CA | 9 | $ 1,702,000 | $ 189,111 | $ 119,000 |
| Bloomington, IN | 8 | $ 955,000 | $ 119,375 | $ 56,000 |
| Greeley, CO | 8 | $ 1,582,000 | $ 197,750 | $ 65,000 |
| Little Rock-North Little Rock-Conway, AR | 8 | $ 1,784,000 | $ 223,000 | $ 118,000 |
| Miami-Miami Beach-Kendall, FL | 8 | $ 1,461,000 | $ 182,625 | $ 72,000 |
| Ogden-Clearfield, UT | 8 | $ 1,229,000 | $ 153,625 | $ 87,000 |
| Provo-Orem, UT | 8 | $ 2,369,000 | $ 296,125 | $ 105,000 |
| Bend, OR | 7 | $ 1,375,000 | $ 196,428 | $ 122,000 |
| Birmingham-Hoover, AL | 7 | $ 758,000 | $ 108,285 | $ 60,000 |
| Panama City-Lynn Haven-Panama City Beach, FL | 7 | $ 1,241,000 | $ 177,285 | $ 48,000 |
| Peoria, IL | 7 | $ 1,269,000 | $ 181,285 | $ 82,000 |
| Port St. Lucie, FL | 7 | $ 777,000 | $ 111,000 | $ 51,000 |
| Richmond, VA | 7 | $ 1,622,000 | $ 231,714 | $ 90,000 |
| Idaho Falls, ID | 6 | $ 879,000 | $ 146,500 | $ 108,000 |
| McAllen-Edinburg-Mission, TX | 6 | $ 747,000 | $ 124,500 | $ 33,000 |
| Mobile, AL | 6 | $ 694,000 | $ 115,666 | $ 70,000 |
| Stockton, CA | 6 | $ 1,269,000 | $ 211,500 | $ 72,000 |
| Appleton, WI | 5 | $ 710,000 | $ 142,000 | $ 86,000 |
| Beaumont-Port Arthur, TX | 5 | $ 674,000 | $ 134,800 | $ 87,000 |
| Bismarck, ND | 5 | $ 815,000 | $ 163,000 | $ 57,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 663,000 | $ 132,600 | $ 46,000 |
| Fort Smith, AR-OK | 5 | $ 932,000 | $ 186,400 | $ 104,400 |
| Houma-Bayou Cane-Thibodaux, LA | 5 | $ 923,000 | $ 184,600 | $ 72,000 |
| Kansas City, MO-KS | 5 | $ 998,000 | $ 199,600 | $ 85,000 |
| Naples-Marco Island, FL | 5 | $ 961,000 | $ 192,200 | $ 117,000 |
| New Haven-Milford, CT | 5 | $ 759,000 | $ 151,800 | $ 59,000 |
| Ocala, FL | 5 | $ 553,000 | $ 110,600 | $ 37,000 |
| Punta Gorda, FL | 5 | $ 550,000 | $ 110,000 | $ 57,000 |
| Abilene, TX | 4 | $ 1,047,000 | $ 261,750 | $ 240,000 |
| Bellingham, WA | 4 | $ 1,116,000 | $ 279,000 | $ 91,000 |
| Cedar Rapids, IA | 4 | $ 576,000 | $ 144,000 | $ 64,000 |
| Des Moines-West Des Moines, IA | 4 | $ 766,000 | $ 191,500 | $ 134,000 |
| Fargo, ND-MN | 4 | $ 675,000 | $ 168,750 | $ 56,500 |
| Greensboro-High Point, NC | 4 | $ 688,000 | $ 172,000 | $ 107,000 |
| Jackson, MS | 4 | $ 814,000 | $ 203,500 | $ 63,000 |
| Lansing-East Lansing, MI | 4 | $ 748,000 | $ 187,000 | $ 107,000 |
| Longview, WA | 4 | $ 847,000 | $ 211,750 | $ 70,000 |
| Medford, OR | 4 | $ 1,150,000 | $ 287,500 | $ 83,000 |
| Michigan City-La Porte, IN | 4 | $ 733,000 | $ 183,250 | $ 192,000 |
| Salem, OR | 4 | $ 605,000 | $ 151,250 | $ 16,000 |
| Santa Rosa-Petaluma, CA | 4 | $ 1,471,000 | $ 367,750 | $ 138,000 |
| St. Louis, MO-IL | 4 | $ 729,000 | $ 182,250 | $ 61,000 |
| Tyler, TX | 4 | $ 742,000 | $ 185,500 | $ 121,000 |
| Charleston-North Charleston-Summerville, SC | 3 | $ 500,000 | $ 166,666 | $ 78,000 |
| Corpus Christi, TX | 3 | $ 343,000 | $ 114,333 | $ 40,000 |
| Fort Wayne, IN | 3 | $ 264,000 | $ 88,000 | $ 29,000 |
| Fresno, CA | 3 | $ 591,000 | $ 197,000 | $ 106,000 |
| Laredo, TX | 3 | $ 238,000 | $ 79,333 | $ 29,000 |
| Palm Coast, FL | 3 | $ 629,000 | $ 209,666 | $ 105,000 |
| Pocatello, ID | 3 | $ 243,000 | $ 81,000 | $ 32,000 |
| Racine, WI | 3 | $ 573,000 | $ 191,000 | $ 67,000 |
| Raleigh-Cary, NC | 3 | $ 542,000 | $ 180,666 | $ 63,000 |
| Rockford, IL | 3 | $ 427,000 | $ 142,333 | $ 37,000 |
| Salinas, CA | 3 | $ 1,475,000 | $ 491,666 | $ 166,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 3 | $ 1,048,000 | $ 349,333 | $ 96,000 |
| Santa Cruz-Watsonville, CA | 3 | $ 1,118,000 | $ 372,666 | $ 250,000 |
| Savannah, GA | 3 | $ 750,000 | $ 250,000 | $ 90,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3 | $ 637,000 | $ 212,333 | $ 130,000 |
| Casper, WY | 2 | $ 564,000 | $ 282,000 | $ 111,000 |
| Champaign-Urbana, IL | 2 | $ 306,000 | $ 153,000 | $ 84,000 |
| Chico, CA | 2 | $ 490,000 | $ 245,000 | $ 93,000 |
| Columbia, SC | 2 | $ 315,000 | $ 157,500 | $ 57,000 |
| Columbus, GA-AL | 2 | $ 590,000 | $ 295,000 | $ 73,000 |
| Columbus, IN | 2 | $ 195,000 | $ 97,500 | $ 33,000 |
| Dover, DE | 2 | $ 399,000 | $ 199,500 | $ 36,000 |
| Duluth, MN-WI | 2 | $ 322,000 | $ 161,000 | $ 40,000 |
| Eau Claire, WI | 2 | $ 389,000 | $ 194,500 | $ 58,000 |
| Elkhart-Goshen, IN | 2 | $ 345,000 | $ 172,500 | $ 139,000 |
| Flint, MI | 2 | $ 561,000 | $ 280,500 | $ 63,000 |
| Gadsden, AL | 2 | $ 167,000 | $ 83,500 | $ 25,000 |
| Holland-Grand Haven, MI | 2 | $ 298,000 | $ 149,000 | $ 70,000 |
| Killeen-Temple-Fort Hood, TX | 2 | $ 154,000 | $ 77,000 | $ 83,000 |
| Knoxville, TN | 2 | $ 346,000 | $ 173,000 | $ 73,000 |
| Lake Havasu City-Kingman, AZ | 2 | $ 143,000 | $ 71,500 | $ 45,000 |
| Logan, UT-ID | 2 | $ 360,000 | $ 180,000 | $ 47,000 |
| Longview, TX | 2 | $ 376,000 | $ 188,000 | $ 103,000 |
| Modesto, CA | 2 | $ 93,000 | $ 46,500 | $ 25,000 |
| Montgomery, AL | 2 | $ 664,000 | $ 332,000 | $ 94,000 |
| Olympia, WA | 2 | $ 198,000 | $ 99,000 | $ 53,000 |
| Omaha-Council Bluffs, NE-IA | 2 | $ 292,000 | $ 146,000 | $ 52,000 |
| Prescott, AZ | 2 | $ 227,000 | $ 113,500 | $ 117,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 360,000 | $ 180,000 | $ 117,000 |
| Sheboygan, WI | 2 | $ 366,000 | $ 183,000 | $ 152,000 |
| Spokane, WA | 2 | $ 271,000 | $ 135,500 | $ 47,000 |
| Springfield, IL | 2 | $ 338,000 | $ 169,000 | $ 66,000 |
| Topeka, KS | 2 | $ 428,000 | $ 214,000 | $ 198,000 |
| Waterloo-Cedar Falls, IA | 2 | $ 484,000 | $ 242,000 | $ 82,000 |
| Wenatchee-East Wenatchee, WA | 2 | $ 480,000 | $ 240,000 | $ 171,000 |
| Wilmington, DE-MD-NJ | 2 | $ 517,000 | $ 258,500 | $ 78,000 |
| Yakima, WA | 2 | $ 425,000 | $ 212,500 | $ 0 |
| Albany, GA | 1 | $ 112,000 | $ 112,000 | $ 40,000 |
| Alexandria, LA | 1 | $ 239,000 | $ 239,000 | $ 123,000 |
| Anchorage, AK | 1 | $ 144,000 | $ 144,000 | $ 84,000 |
| Anderson, IN | 1 | $ 113,000 | $ 113,000 | $ 76,000 |
| Bangor, ME | 1 | $ 176,000 | $ 176,000 | $ 54,000 |
| Bloomington-Normal, IL | 1 | $ 205,000 | $ 205,000 | $ 93,000 |
| Bowling Green, KY | 1 | $ 126,000 | $ 126,000 | $ 31,000 |
| Brownsville-Harlingen, TX | 1 | $ 134,000 | $ 134,000 | $ 46,000 |
| Burlington, NC | 1 | $ 126,000 | $ 126,000 | $ 129,000 |
| Cape Girardeau-Jackson, MO-IL | 1 | $ 100,000 | $ 100,000 | $ 24,000 |
| Clarksville, TN-KY | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| Coeur D'Alene, ID | 1 | $ 291,000 | $ 291,000 | $ 92,000 |
| Dalton, GA | 1 | $ 274,000 | $ 274,000 | $ 83,000 |
| Danville, VA | 1 | $ 83,000 | $ 83,000 | $ 248,000 |
| Elizabethtown, KY | 1 | $ 116,000 | $ 116,000 | $ 40,000 |
| Evansville, IN-KY | 1 | $ 116,000 | $ 116,000 | $ 44,000 |
| Florence-Muscle Shoals, AL | 1 | $ 58,000 | $ 58,000 | $ 47,000 |
| Gainesville, GA | 1 | $ 124,000 | $ 124,000 | $ 46,000 |
| Grand Forks, ND-MN | 1 | $ 92,000 | $ 92,000 | $ 78,000 |
| Grand Junction, CO | 1 | $ 340,000 | $ 340,000 | $ 95,000 |
| Gulfport-Biloxi, MS | 1 | $ 101,000 | $ 101,000 | $ 71,000 |
| Hagerstown-Martinsburg, MD-WV | 1 | $ 314,000 | $ 314,000 | $ 165,000 |
| Hartford-West Hartford-East Hartford, CT | 1 | $ 113,000 | $ 113,000 | $ 33,000 |
| Hot Springs, AR | 1 | $ 179,000 | $ 179,000 | $ 42,000 |
| Janesville, WI | 1 | $ 126,000 | $ 126,000 | $ 89,000 |
| Johnson City, TN | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Kalamazoo-Portage, MI | 1 | $ 121,000 | $ 121,000 | $ 24,000 |
| Kankakee-Bradley, IL | 1 | $ 362,000 | $ 362,000 | $ 136,000 |
| Kokomo, IN | 1 | $ 131,000 | $ 131,000 | $ 59,000 |
| Lafayette, IN | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Lawton, OK | 1 | $ 176,000 | $ 176,000 | $ 83,000 |
| Lewiston-Auburn, ME | 1 | $ 252,000 | $ 252,000 | $ 147,000 |
| Lexington-Fayette, KY | 1 | $ 383,000 | $ 383,000 | $ 112,000 |
| Louisville-Jefferson County, KY-IN | 1 | $ 235,000 | $ 235,000 | $ 60,000 |
| Lubbock, TX | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Macon, GA | 1 | $ 92,000 | $ 92,000 | $ 24,000 |
| Memphis, TN-MS-AR | 1 | $ 134,000 | $ 134,000 | $ 91,000 |
| Monroe, MI | 1 | $ 74,000 | $ 74,000 | $ 40,000 |
| Mount Vernon-Anacortes, WA | 1 | $ 385,000 | $ 385,000 | $ 827,000 |
| Muncie, IN | 1 | $ 102,000 | $ 102,000 | $ 31,000 |
| Muskegon-Norton Shores, MI | 1 | $ 64,000 | $ 64,000 | $ 14,000 |
| Odessa, TX | 1 | $ 257,000 | $ 257,000 | $ 90,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 59,000 | $ 59,000 | $ 34,000 |
| Pueblo, CO | 1 | $ 225,000 | $ 225,000 | $ 129,000 |
| Reno-Sparks, NV | 1 | $ 76,000 | $ 76,000 | $ 103,000 |
| Rochester, MN | 1 | $ 207,000 | $ 207,000 | $ 80,000 |
| Rockingham County-Strafford County, NH | 1 | $ 279,000 | $ 279,000 | $ 120,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 212,000 | $ 212,000 | $ 78,000 |
| Sebastian-Vero Beach, FL | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Shreveport-Bossier City, LA | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| St. Cloud, MN | 1 | $ 211,000 | $ 211,000 | $ 60,000 |
| Terre Haute, IN | 1 | $ 48,000 | $ 48,000 | $ 18,000 |
| Valdosta, GA | 1 | $ 227,000 | $ 227,000 | $ 102,000 |
| Victoria, TX | 1 | $ 102,000 | $ 102,000 | $ 217,000 |
| Waco, TX | 1 | $ 71,000 | $ 71,000 | $ 35,000 |
| Warner Robins, GA | 1 | $ 106,000 | $ 106,000 | $ 55,000 |
| Wichita Falls, TX | 1 | $ 133,000 | $ 133,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Caliber Funding LLC in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,408 | $875,215,000 | $256,000 | $840,000 | $111,000 | $1,829,000 |
| Home Purchase | 1,952 | $367,046,000 | $188,000 | $944,000 | $77,000 | $1,063,000 |
| Home Improvement | 69 | $16,092,000 | $233,000 | $575,000 | $89,000 | $180,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,424 | $779,083,000 | $227,000 | $944,000 | $99,000 | $1,829,000 |
| Asian | 814 | $224,107,000 | $275,000 | $819,000 | $124,000 | $1,483,000 |
| Hispanic | 475 | $85,560,000 | $180,000 | $750,000 | $59,000 | $302,000 |
| Not Provided | 394 | $106,784,000 | $271,000 | $840,000 | $108,000 | $737,000 |
| Black or African American | 236 | $39,553,000 | $167,000 | $727,000 | $69,000 | $382,000 |
| Native Hawaiian or Other Pacific Islander | 72 | $20,640,000 | $286,000 | $599,000 | $74,000 | $182,000 |
| American Indian or Alaskan Native | 14 | $2,626,000 | $187,000 | $344,000 | $59,000 | $141,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,945 | $973,292,000 | $246,000 | $840,000 | $114,000 | $1,829,000 |
| FHA-insured (Federal Housing Administration) | 1,399 | $264,982,000 | $189,000 | $944,000 | $55,000 | $737,000 |
| VA-guaranteed (Veterans Administration) | 85 | $20,079,000 | $236,000 | $668,000 | $75,000 | $426,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,651 | $636,606,000 | $240,000 | $794,000 | $108,000 | $1,829,000 |
| Application Approved But Not Accepted | 1,006 | $236,868,000 | $235,000 | $774,000 | $101,000 | $1,029,000 |
| Application Denied By Financial Institution | 701 | $147,719,000 | $210,000 | $750,000 | $77,000 | $1,063,000 |
| Application Withdrawn By Applicant | 626 | $139,551,000 | $222,000 | $944,000 | $84,000 | $944,000 |
| File Closed For Incompleteness | 445 | $97,609,000 | $219,000 | $774,000 | $85,000 | $668,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 314 | $70,229,000 | $223,000 | $736,000 | $65,000 | $1,063,000 |
| Collateral | 165 | $35,979,000 | $218,000 | $717,000 | $101,000 | $629,000 |
| Credit History | 119 | $22,006,000 | $184,000 | $750,000 | $55,000 | $382,000 |
| Other | 33 | $6,371,000 | $193,000 | $417,000 | $129,000 | $637,000 |
| Unverifiable Information | 27 | $4,945,000 | $183,000 | $417,000 | $92,000 | $737,000 |
| Employment History | 23 | $4,268,000 | $185,000 | $402,000 | $60,000 | $318,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,940,000 | $215,000 | $336,000 | $92,000 | $160,000 |
| Credit Application Incomplete | 6 | $1,359,000 | $226,000 | $439,000 | $106,000 | $165,000 |
| Mortgage Insurance Denied | 5 | $622,000 | $124,000 | $210,000 | $74,000 | $160,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Caliber Funding LLC's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Caliber Funding LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.
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