Campus Usa Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Campus Usa Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Campus Usa Credit Union 14007 Nw 1St Road Newberry, FL 32669 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,443 |
| Total Mortgage Loan Application Amount | $249,405,000 |
| Average Mortgage Loan Application Amount | $153,400 |
| Highest Mortgage Loan Application Amount | $1,735,000 |
| Average Applicant Income | $134,200 |
| Highest Applicant Income | $840,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Campus Usa Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Campus Usa Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Campus Usa Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Campus Usa Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Campus Usa Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Campus Usa Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Alachua County Florida | 575 | $ 111,755,000 | $ 194,000 | $ 131,000 |
| Marion County Florida | 385 | $ 46,275,000 | $ 120,000 | $ 99,000 |
| Columbia County Florida | 70 | $ 13,700,000 | $ 195,000 | $ 110,000 |
| Leon County Florida | 40 | $ 4,730,000 | $ 118,000 | $ 122,000 |
| Citrus County Florida | 32 | $ 3,690,000 | $ 115,000 | $ 106,000 |
| Levy County Florida | 31 | $ 5,015,000 | $ 161,000 | $ 89,000 |
| Sumter County Florida | 31 | $ 5,345,000 | $ 172,000 | $ 110,000 |
| Lake County Florida | 24 | $ 4,220,000 | $ 175,000 | $ 115,000 |
| Suwannee County Florida | 21 | $ 4,085,000 | $ 194,000 | $ 102,000 |
| Gilchrist County Florida | 20 | $ 3,770,000 | $ 188,000 | $ 103,000 |
| Bradford County Florida | 15 | $ 2,585,000 | $ 172,000 | $ 95,000 |
| Orange County Florida | 13 | $ 3,505,000 | $ 269,000 | $ 161,000 |
| Putnam County Florida | 13 | $ 1,895,000 | $ 145,000 | $ 126,000 |
| Hillsborough County Florida | 11 | $ 2,155,000 | $ 195,000 | $ 156,000 |
| Clay County Florida | 10 | $ 1,750,000 | $ 175,000 | $ 78,000 |
| Flagler County Florida | 9 | $ 2,555,000 | $ 283,000 | $ 206,000 |
| Duval County Florida | 8 | $ 1,500,000 | $ 187,000 | $ 134,000 |
| Union County Florida | 8 | $ 1,220,000 | $ 152,000 | $ 78,000 |
| Pasco County Florida | 7 | $ 1,195,000 | $ 170,000 | $ 138,000 |
| Gadsden County Florida | 6 | $ 870,000 | $ 145,000 | $ 119,000 |
| Pinellas County Florida | 6 | $ 2,540,000 | $ 423,000 | $ 275,000 |
| St. Johns County Florida | 6 | $ 1,020,000 | $ 170,000 | $ 143,000 |
| Volusia County Florida | 6 | $ 1,240,000 | $ 206,000 | $ 165,000 |
| Hamilton County Florida | 4 | $ 470,000 | $ 117,000 | $ 88,000 |
| Hernando County Florida | 4 | $ 140,000 | $ 35,000 | $ 107,000 |
| Manatee County Florida | 4 | $ 760,000 | $ 190,000 | $ 207,000 |
| Seminole County Florida | 4 | $ 1,160,000 | $ 290,000 | $ 126,000 |
| Dixie County Florida | 3 | $ 305,000 | $ 101,000 | $ 74,000 |
| Franklin County Florida | 3 | $ 765,000 | $ 255,000 | $ 165,000 |
| Sarasota County Florida | 3 | $ 375,000 | $ 125,000 | $ 65,000 |
| Brevard County Florida | 2 | $ 180,000 | $ 90,000 | $ 71,000 |
| Broward County Florida | 2 | $ 730,000 | $ 365,000 | $ 220,000 |
| Collier County Florida | 2 | $ 350,000 | $ 175,000 | $ 143,000 |
| Taylor County Florida | 2 | $ 420,000 | $ 210,000 | $ 127,000 |
| Wakulla County Florida | 2 | $ 360,000 | $ 180,000 | $ 92,000 |
| Lowndes County Georgia | 2 | $ 340,000 | $ 170,000 | $ 82,000 |
| Thomas County Georgia | 2 | $ 350,000 | $ 175,000 | $ 81,000 |
| Baker County Florida | 1 | $ 305,000 | $ 305,000 | $ 99,000 |
| Calhoun County Florida | 1 | $ 255,000 | $ 255,000 | $ 118,000 |
| Escambia County Florida | 1 | $ 35,000 | $ 35,000 | $ 147,000 |
| Gulf County Florida | 1 | $ 1,205,000 | $ 1,205,000 | $ 566,000 |
| Hendry County Florida | 1 | $ 65,000 | $ 65,000 | $ 85,000 |
| Lafayette County Florida | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Lee County Florida | 1 | $ 65,000 | $ 65,000 | $ 78,000 |
| Miami-Dade County Florida | 1 | $ 555,000 | $ 555,000 | $ 108,000 |
| Nassau County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Osceola County Florida | 1 | $ 155,000 | $ 155,000 | $ 132,000 |
| Palm Beach County Florida | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Polk County Florida | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| St. Lucie County Florida | 1 | $ 55,000 | $ 55,000 | $ 145,000 |
| Carroll County Georgia | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Dougherty County Georgia | 1 | $ 55,000 | $ 55,000 | $ 35,000 |
| Fannin County Georgia | 1 | $ 95,000 | $ 95,000 | $ 191,000 |
| Forsyth County Georgia | 1 | $ 105,000 | $ 105,000 | $ 257,000 |
| Gwinnett County Georgia | 1 | $ 35,000 | $ 35,000 | $ 168,000 |
| Haralson County Georgia | 1 | $ 25,000 | $ 25,000 | $ 56,000 |
| Laurens County Georgia | 1 | $ 205,000 | $ 205,000 | $ 453,000 |
| Towns County Georgia | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Norfolk County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 252,000 |
| Hennepin County Minnesota | 1 | $ 1,035,000 | $ 1,035,000 | $ 1,000 |
| Cherokee County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 139,000 |
| Haywood County North Carolina | 1 | $ 665,000 | $ 665,000 | $ 293,000 |
| Mecklenburg County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 220,000 |
| Holmes County Ohio | 1 | $ 325,000 | $ 325,000 | $ 134,000 |
| Medina County Ohio | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Dorchester County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 193,000 |
| Greenville County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 65,000 |
| Hamilton County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Roane County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Albemarle County Virginia | 1 | $ 985,000 | $ 985,000 | $ 378,000 |
| Dane County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 387,000 |
Mortgage Loan Application Detail Totals for Campus Usa Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 803 | $86,325,000 | $107,000 | $945,000 | $104,000 | $564,000 |
| Home Purchase | 463 | $139,795,000 | $301,000 | $1,735,000 | $147,000 | $840,000 |
| Refinancing | 158 | $21,140,000 | $133,000 | $585,000 | $118,000 | $636,000 |
| Other Purpose | 10 | $1,040,000 | $104,000 | $305,000 | $177,000 | $387,000 |
| Home Improvement | 9 | $1,105,000 | $122,000 | $265,000 | $125,000 | $232,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,080 | $177,240,000 | $164,000 | $1,405,000 | $118,000 | $840,000 |
| Hispanic | 124 | $20,560,000 | $165,000 | $935,000 | $116,000 | $527,000 |
| Not Provided | 97 | $19,865,000 | $204,000 | $855,000 | $129,000 | $448,000 |
| Black or African American | 82 | $15,370,000 | $187,000 | $1,405,000 | $110,000 | $597,000 |
| Asian | 37 | $11,805,000 | $319,000 | $1,735,000 | $170,000 | $638,000 |
| Not applicable | 7 | $955,000 | $136,000 | $305,000 | $135,000 | $135,000 |
| American Indian or Alaskan Native | 5 | $1,185,000 | $237,000 | $455,000 | $134,000 | $177,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $710,000 | $355,000 | $475,000 | $166,000 | $211,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,443 | $249,405,000 | $172,000 | $1,735,000 | $120,000 | $840,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,150 | $204,930,000 | $178,000 | $1,735,000 | $125,000 | $840,000 |
| Application Withdrawn By Applicant | 177 | $33,375,000 | $188,000 | $1,055,000 | $114,000 | $776,000 |
| Application Denied By Financial Institution | 88 | $7,400,000 | $84,000 | $705,000 | $74,000 | $424,000 |
| File Closed For Incompleteness | 28 | $3,700,000 | $132,000 | $435,000 | $97,000 | $240,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,355 | $242,005,000 | $178,000 | $1,735,000 | $123,000 | $840,000 |
| Debt-To-Income Ratio | 53 | $3,585,000 | $67,000 | $295,000 | $56,000 | $143,000 |
| Credit History | 25 | $1,465,000 | $58,000 | $235,000 | $75,000 | $145,000 |
| Collateral | 5 | $1,605,000 | $321,000 | $705,000 | $210,000 | $424,000 |
| Other | 2 | $400,000 | $200,000 | $325,000 | $106,000 | $140,000 |
| Unverifiable Information | 1 | $105,000 | $105,000 | $105,000 | $59,000 | $59,000 |
| Employment History | 1 | $65,000 | $65,000 | $65,000 | $45,000 | $45,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $175,000 | $175,000 | $175,000 | $250,000 | $250,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Campus Usa Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Campus Usa Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.