Capital Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Capital Bank, National Association 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Bank, National Association One Church St Suite 300 Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 565 |
| Total Mortgage Loan Application Amount | $170,112,000 |
| Average Mortgage Loan Application Amount | $245,333 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $96,000 |
| Highest Applicant Income | $2,772,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Capital Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Capital Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Bank, National Association's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 167 | $ 67,027,000 | $ 401,000 | $ 202,000 |
| District of Columbia County District Of Columbia | 52 | $ 19,831,000 | $ 381,000 | $ 187,000 |
| Carroll County Maryland | 32 | $ 9,960,000 | $ 311,000 | $ 123,000 |
| Fairfax County Virginia | 27 | $ 10,827,000 | $ 401,000 | $ 212,000 |
| Howard County Maryland | 25 | $ 7,952,000 | $ 318,000 | $ 164,000 |
| Philadelphia County Pennsylvania | 24 | $ 2,645,000 | $ 110,000 | $ 0 |
| Baltimore County Maryland | 20 | $ 6,339,000 | $ 316,000 | $ 158,000 |
| Anne Arundel County Maryland | 17 | $ 4,590,000 | $ 270,000 | $ 113,000 |
| Baltimore City County Maryland | 15 | $ 3,736,000 | $ 249,000 | $ 184,000 |
| Lackawanna County Pennsylvania | 14 | $ 723,000 | $ 51,000 | $ 0 |
| Frederick County Maryland | 11 | $ 2,765,000 | $ 251,000 | $ 85,000 |
| Prince George's County Maryland | 10 | $ 1,756,000 | $ 175,000 | $ 83,000 |
| Bucks County Pennsylvania | 10 | $ 1,207,000 | $ 120,000 | $ 0 |
| Dauphin County Pennsylvania | 8 | $ 707,000 | $ 88,000 | $ 0 |
| Montgomery County Pennsylvania | 8 | $ 1,205,000 | $ 150,000 | $ 0 |
| Luzerne County Pennsylvania | 7 | $ 505,000 | $ 72,000 | $ 0 |
| Arlington County Virginia | 7 | $ 2,780,000 | $ 397,000 | $ 183,000 |
| Sussex County Delaware | 6 | $ 2,424,000 | $ 404,000 | $ 336,000 |
| Delaware County Pennsylvania | 5 | $ 431,000 | $ 86,000 | $ 0 |
| Lehigh County Pennsylvania | 5 | $ 329,000 | $ 65,000 | $ 0 |
| Falls Church County Virginia | 5 | $ 2,600,000 | $ 520,000 | $ 234,000 |
| Harford County Maryland | 4 | $ 1,054,000 | $ 263,000 | $ 114,000 |
| Talbot County Maryland | 4 | $ 1,036,000 | $ 259,000 | $ 461,000 |
| Chester County Pennsylvania | 4 | $ 279,000 | $ 69,000 | $ 0 |
| Alexandria County Virginia | 4 | $ 1,137,000 | $ 284,000 | $ 92,000 |
| Prince William County Virginia | 4 | $ 969,000 | $ 242,000 | $ 29,000 |
| New Castle County Delaware | 3 | $ 728,000 | $ 242,000 | $ 30,000 |
| Queen Anne's County Maryland | 3 | $ 1,013,000 | $ 337,000 | $ 102,000 |
| Los Angeles County California | 2 | $ 83,000 | $ 41,000 | $ 0 |
| Riverside County California | 2 | $ 101,000 | $ 50,000 | $ 0 |
| Dorchester County Maryland | 2 | $ 517,000 | $ 258,000 | $ 115,000 |
| Garrett County Maryland | 2 | $ 1,750,000 | $ 875,000 | $ 657,000 |
| Burlington County New Jersey | 2 | $ 406,000 | $ 203,000 | $ 0 |
| Camden County New Jersey | 2 | $ 156,000 | $ 78,000 | $ 0 |
| Mercer County New Jersey | 2 | $ 106,000 | $ 53,000 | $ 0 |
| Somerset County New Jersey | 2 | $ 207,000 | $ 103,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 96,000 | $ 48,000 | $ 0 |
| Berks County Pennsylvania | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Pike County Pennsylvania | 2 | $ 174,000 | $ 87,000 | $ 0 |
| Schuylkill County Pennsylvania | 2 | $ 103,000 | $ 51,000 | $ 0 |
| Susquehanna County Pennsylvania | 2 | $ 152,000 | $ 76,000 | $ 0 |
| Spotsylvania County Virginia | 2 | $ 263,000 | $ 131,000 | $ 41,000 |
| Jefferson County Alabama | 1 | $ 540,000 | $ 540,000 | $ 318,000 |
| Indian River County Florida | 1 | $ 417,000 | $ 417,000 | $ 460,000 |
| Okaloosa County Florida | 1 | $ 361,000 | $ 361,000 | $ 259,000 |
| Sarasota County Florida | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Houston County Georgia | 1 | $ 9,000 | $ 9,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 653,000 | $ 653,000 | $ 150,000 |
| Calvert County Maryland | 1 | $ 335,000 | $ 335,000 | $ 141,000 |
| Caroline County Maryland | 1 | $ 10,000 | $ 10,000 | $ 0 |
| Charles County Maryland | 1 | $ 153,000 | $ 153,000 | $ 107,000 |
| St. Mary's County Maryland | 1 | $ 1,800,000 | $ 1,800,000 | $ 902,000 |
| Dukes County Massachusetts | 1 | $ 143,000 | $ 143,000 | $ 450,000 |
| Atlantic County New Jersey | 1 | $ 441,000 | $ 441,000 | $ 0 |
| Essex County New Jersey | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Union County New Jersey | 1 | $ 420,000 | $ 420,000 | $ 0 |
| New York County New York | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Onondaga County New York | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Richmond County New York | 1 | $ 191,000 | $ 191,000 | $ 0 |
| Wake County North Carolina | 1 | $ 244,000 | $ 244,000 | $ 67,000 |
| Wilson County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Armstrong County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Butler County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Carbon County Pennsylvania | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Lebanon County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Lycoming County Pennsylvania | 1 | $ 14,000 | $ 14,000 | $ 0 |
| Monroe County Pennsylvania | 1 | $ 384,000 | $ 384,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Wyoming County Pennsylvania | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Albemarle County Virginia | 1 | $ 319,000 | $ 319,000 | $ 78,000 |
| Norfolk County Virginia | 1 | $ 161,000 | $ 161,000 | $ 279,000 |
| Stafford County Virginia | 1 | $ 304,000 | $ 304,000 | $ 200,000 |
| York County Virginia | 1 | $ 259,000 | $ 259,000 | $ 180,000 |
| Fayette County West Virginia | 1 | $ 153,000 | $ 153,000 | $ 0 |
Mortgage Loan Application Detail Totals for Capital Bank, National Association in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 352 | $120,390,000 | $342,000 | $1,800,000 | $176,000 | $2,772,000 |
| Home Purchase | 158 | $43,001,000 | $272,000 | $1,253,000 | $111,000 | $1,014,000 |
| Home Improvement | 55 | $6,721,000 | $122,000 | $439,000 | $1,000 | $50,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 351 | $132,678,000 | $378,000 | $1,800,000 | $201,000 | $2,772,000 |
| Not applicable | 149 | $16,807,000 | $112,000 | $450,000 | $1,000 | $265,000 |
| Asian | 36 | $12,769,000 | $354,000 | $1,000,000 | $146,000 | $401,000 |
| Black or African American | 18 | $4,699,000 | $261,000 | $585,000 | $138,000 | $341,000 |
| Hispanic | 5 | $1,598,000 | $319,000 | $533,000 | $91,000 | $145,000 |
| Not Provided | 4 | $1,105,000 | $276,000 | $319,000 | $88,000 | $126,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $456,000 | $228,000 | $268,000 | $105,000 | $116,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 558 | $168,659,000 | $302,000 | $1,800,000 | $142,000 | $2,772,000 |
| FHA-insured (Federal Housing Administration) | 6 | $1,102,000 | $183,000 | $224,000 | $60,000 | $114,000 |
| VA-guaranteed (Veterans Administration) | 1 | $351,000 | $351,000 | $351,000 | $72,000 | $72,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 367 | $130,854,000 | $356,000 | $1,583,000 | $189,000 | $2,772,000 |
| Loan Purchased By The Institution | 141 | $14,977,000 | $106,000 | $441,000 | $0 | $0 |
| Application Denied By Financial Institution | 25 | $8,791,000 | $351,000 | $1,400,000 | $158,000 | $656,000 |
| Application Withdrawn By Applicant | 17 | $7,354,000 | $432,000 | $1,100,000 | $218,000 | $708,000 |
| Application Approved But Not Accepted | 12 | $5,638,000 | $469,000 | $1,030,000 | $142,000 | $233,000 |
| File Closed For Incompleteness | 3 | $2,498,000 | $832,000 | $1,800,000 | $327,000 | $902,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 12 | $3,534,000 | $294,000 | $527,000 | $131,000 | $278,000 |
| Debt-To-Income Ratio | 7 | $4,199,000 | $599,000 | $1,400,000 | $173,000 | $348,000 |
| Credit History | 3 | $669,000 | $223,000 | $275,000 | $63,000 | $87,000 |
| Other | 2 | $344,000 | $172,000 | $175,000 | $447,000 | $656,000 |
| Employment History | 1 | $45,000 | $45,000 | $45,000 | $69,000 | $69,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Bank, National Association's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.