Capital Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Capital Bank, National Association 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Bank, National Association One Church St Suite 300 Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,657 |
| Total Mortgage Loan Application Amount | $575,355,000 |
| Average Mortgage Loan Application Amount | $395,666 |
| Highest Mortgage Loan Application Amount | $8,035,000 |
| Average Applicant Income | $130,666 |
| Highest Applicant Income | $1,463,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Capital Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Capital Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Bank, National Association's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 316 | $ 144,200,000 | $ 456,000 | $ 121,000 |
| Prince George's County Maryland | 114 | $ 36,330,000 | $ 318,000 | $ 99,000 |
| Baltimore City County Maryland | 94 | $ 22,540,000 | $ 239,000 | $ 102,000 |
| Baltimore County Maryland | 93 | $ 24,015,000 | $ 258,000 | $ 99,000 |
| Montgomery County Maryland | 79 | $ 42,965,000 | $ 543,000 | $ 208,000 |
| Fairfax County Virginia | 58 | $ 28,280,000 | $ 487,000 | $ 160,000 |
| Anne Arundel County Maryland | 54 | $ 18,290,000 | $ 338,000 | $ 163,000 |
| Harford County Maryland | 36 | $ 9,260,000 | $ 257,000 | $ 90,000 |
| Prince William County Virginia | 31 | $ 10,265,000 | $ 331,000 | $ 121,000 |
| Orange County Florida | 23 | $ 5,705,000 | $ 248,000 | $ 92,000 |
| Arlington County Virginia | 23 | $ 11,325,000 | $ 492,000 | $ 167,000 |
| Loudoun County Virginia | 21 | $ 10,135,000 | $ 482,000 | $ 175,000 |
| Howard County Maryland | 19 | $ 6,005,000 | $ 316,000 | $ 136,000 |
| Stafford County Virginia | 19 | $ 5,695,000 | $ 299,000 | $ 101,000 |
| Spotsylvania County Virginia | 14 | $ 3,820,000 | $ 272,000 | $ 84,000 |
| Carroll County Maryland | 13 | $ 2,865,000 | $ 220,000 | $ 78,000 |
| Broward County Florida | 12 | $ 3,960,000 | $ 330,000 | $ 126,000 |
| Clark County Nevada | 12 | $ 3,890,000 | $ 324,000 | $ 87,000 |
| Alexandria County Virginia | 12 | $ 6,120,000 | $ 510,000 | $ 211,000 |
| Miami-Dade County Florida | 11 | $ 3,245,000 | $ 295,000 | $ 88,000 |
| Maricopa County Arizona | 10 | $ 2,760,000 | $ 276,000 | $ 94,000 |
| Duval County Florida | 9 | $ 2,065,000 | $ 229,000 | $ 139,000 |
| Osceola County Florida | 9 | $ 2,815,000 | $ 312,000 | $ 95,000 |
| Hillsborough County Florida | 8 | $ 2,200,000 | $ 275,000 | $ 95,000 |
| Cecil County Maryland | 8 | $ 1,870,000 | $ 233,000 | $ 78,000 |
| Charles County Maryland | 8 | $ 2,340,000 | $ 292,000 | $ 84,000 |
| Frederick County Maryland | 8 | $ 2,590,000 | $ 323,000 | $ 89,000 |
| Harris County Texas | 8 | $ 2,120,000 | $ 265,000 | $ 94,000 |
| Tarrant County Texas | 7 | $ 1,855,000 | $ 265,000 | $ 70,000 |
| San Diego County California | 6 | $ 3,660,000 | $ 610,000 | $ 153,000 |
| El Paso County Colorado | 6 | $ 1,950,000 | $ 325,000 | $ 98,000 |
| Sussex County Delaware | 6 | $ 1,670,000 | $ 278,000 | $ 106,000 |
| Brevard County Florida | 6 | $ 2,030,000 | $ 338,000 | $ 138,000 |
| Palm Beach County Florida | 6 | $ 2,680,000 | $ 446,000 | $ 212,000 |
| Volusia County Florida | 6 | $ 1,360,000 | $ 226,000 | $ 70,000 |
| Calvert County Maryland | 6 | $ 2,290,000 | $ 381,000 | $ 98,000 |
| Oklahoma County Oklahoma | 6 | $ 640,000 | $ 106,000 | $ 111,000 |
| Chesterfield County Virginia | 6 | $ 1,290,000 | $ 215,000 | $ 63,000 |
| Virginia Beach County Virginia | 6 | $ 850,000 | $ 141,000 | $ 89,000 |
| Los Angeles County California | 5 | $ 2,945,000 | $ 589,000 | $ 146,000 |
| Pinellas County Florida | 5 | $ 1,615,000 | $ 323,000 | $ 148,000 |
| Caroline County Maryland | 5 | $ 1,275,000 | $ 255,000 | $ 75,000 |
| Queen Anne's County Maryland | 5 | $ 1,985,000 | $ 397,000 | $ 276,000 |
| Worcester County Maryland | 5 | $ 895,000 | $ 179,000 | $ 114,000 |
| Cumberland County North Carolina | 5 | $ 965,000 | $ 193,000 | $ 115,000 |
| Dallas County Texas | 5 | $ 1,435,000 | $ 287,000 | $ 92,000 |
| Benton County Arkansas | 4 | $ 1,250,000 | $ 312,000 | $ 119,000 |
| Marion County Florida | 4 | $ 920,000 | $ 230,000 | $ 77,000 |
| Pasco County Florida | 4 | $ 1,120,000 | $ 280,000 | $ 97,000 |
| Talbot County Maryland | 4 | $ 1,940,000 | $ 485,000 | $ 189,000 |
| Wicomico County Maryland | 4 | $ 820,000 | $ 205,000 | $ 58,000 |
| Jackson County Missouri | 4 | $ 1,370,000 | $ 342,000 | $ 116,000 |
| Wake County North Carolina | 4 | $ 1,360,000 | $ 340,000 | $ 130,000 |
| Anderson County South Carolina | 4 | $ 1,010,000 | $ 252,000 | $ 75,000 |
| Charleston County South Carolina | 4 | $ 1,570,000 | $ 392,000 | $ 106,000 |
| Horry County South Carolina | 4 | $ 790,000 | $ 197,000 | $ 40,000 |
| Bexar County Texas | 4 | $ 1,240,000 | $ 310,000 | $ 125,000 |
| Travis County Texas | 4 | $ 1,410,000 | $ 352,000 | $ 132,000 |
| Henrico County Virginia | 4 | $ 490,000 | $ 122,000 | $ 43,000 |
| Richmond City County Virginia | 4 | $ 1,070,000 | $ 267,000 | $ 55,000 |
| Pierce County Washington | 4 | $ 1,090,000 | $ 272,000 | $ 83,000 |
| Baldwin County Alabama | 3 | $ 735,000 | $ 245,000 | $ 124,000 |
| Placer County California | 3 | $ 1,525,000 | $ 508,000 | $ 204,000 |
| Tolland County Connecticut | 3 | $ 705,000 | $ 235,000 | $ 122,000 |
| Charlotte County Florida | 3 | $ 705,000 | $ 235,000 | $ 107,000 |
| Cobb County Georgia | 3 | $ 925,000 | $ 308,000 | $ 98,000 |
| Houston County Georgia | 3 | $ 715,000 | $ 238,000 | $ 81,000 |
| Cook County Illinois | 3 | $ 405,000 | $ 135,000 | $ 136,000 |
| St. Mary's County Maryland | 3 | $ 835,000 | $ 278,000 | $ 130,000 |
| Hillsborough County New Hampshire | 3 | $ 895,000 | $ 298,000 | $ 123,000 |
| Strafford County New Hampshire | 3 | $ 1,015,000 | $ 338,000 | $ 141,000 |
| Onslow County North Carolina | 3 | $ 635,000 | $ 211,000 | $ 77,000 |
| Wayne County North Carolina | 3 | $ 715,000 | $ 238,000 | $ 76,000 |
| Chester County Pennsylvania | 3 | $ 1,345,000 | $ 448,000 | $ 178,000 |
| Franklin County Pennsylvania | 3 | $ 705,000 | $ 235,000 | $ 94,000 |
| Richland County South Carolina | 3 | $ 505,000 | $ 168,000 | $ 71,000 |
| Williamson County Tennessee | 3 | $ 1,365,000 | $ 455,000 | $ 169,000 |
| Comal County Texas | 3 | $ 885,000 | $ 295,000 | $ 75,000 |
| Fort Bend County Texas | 3 | $ 725,000 | $ 241,000 | $ 85,000 |
| Montgomery County Texas | 3 | $ 875,000 | $ 291,000 | $ 94,000 |
| York County Virginia | 3 | $ 1,085,000 | $ 361,000 | $ 132,000 |
| Thurston County Washington | 3 | $ 1,405,000 | $ 468,000 | $ 84,000 |
| Mobile County Alabama | 2 | $ 430,000 | $ 215,000 | $ 90,000 |
| Russell County Alabama | 2 | $ 540,000 | $ 270,000 | $ 84,000 |
| Fairbanks North Star County Alaska | 2 | $ 710,000 | $ 355,000 | $ 109,000 |
| Pima County Arizona | 2 | $ 520,000 | $ 260,000 | $ 73,000 |
| Contra Costa County California | 2 | $ 810,000 | $ 405,000 | $ 128,000 |
| Marin County California | 2 | $ 2,450,000 | $ 1,225,000 | $ 393,000 |
| Nevada County California | 2 | $ 540,000 | $ 270,000 | $ 127,000 |
| Riverside County California | 2 | $ 670,000 | $ 335,000 | $ 588,000 |
| Sacramento County California | 2 | $ 560,000 | $ 280,000 | $ 92,000 |
| San Joaquin County California | 2 | $ 700,000 | $ 350,000 | $ 98,000 |
| Denver County Colorado | 2 | $ 680,000 | $ 340,000 | $ 61,000 |
| Weld County Colorado | 2 | $ 420,000 | $ 210,000 | $ 84,000 |
| Collier County Florida | 2 | $ 560,000 | $ 280,000 | $ 162,000 |
| Highlands County Florida | 2 | $ 190,000 | $ 95,000 | $ 35,000 |
| Lee County Florida | 2 | $ 390,000 | $ 195,000 | $ 51,000 |
| Santa Rosa County Florida | 2 | $ 540,000 | $ 270,000 | $ 87,000 |
| Seminole County Florida | 2 | $ 590,000 | $ 295,000 | $ 98,000 |
| Columbia County Georgia | 2 | $ 510,000 | $ 255,000 | $ 114,000 |
| Fayette County Georgia | 2 | $ 690,000 | $ 345,000 | $ 110,000 |
| Fulton County Georgia | 2 | $ 720,000 | $ 360,000 | $ 61,000 |
| Gwinnett County Georgia | 2 | $ 520,000 | $ 260,000 | $ 77,000 |
| Hall County Georgia | 2 | $ 750,000 | $ 375,000 | $ 138,000 |
| Henry County Georgia | 2 | $ 470,000 | $ 235,000 | $ 105,000 |
| Allen County Indiana | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Woodbury County Iowa | 2 | $ 490,000 | $ 245,000 | $ 114,000 |
| Hardin County Kentucky | 2 | $ 330,000 | $ 165,000 | $ 56,000 |
| Barnstable County Massachusetts | 2 | $ 750,000 | $ 375,000 | $ 64,000 |
| Middlesex County Massachusetts | 2 | $ 780,000 | $ 390,000 | $ 130,000 |
| Worcester County Massachusetts | 2 | $ 480,000 | $ 240,000 | $ 70,000 |
| Rankin County Mississippi | 2 | $ 480,000 | $ 240,000 | $ 57,000 |
| Gallatin County Montana | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Silver Bow County Montana | 2 | $ 310,000 | $ 155,000 | $ 56,000 |
| Bergen County New Jersey | 2 | $ 710,000 | $ 355,000 | $ 137,000 |
| Burlington County New Jersey | 2 | $ 450,000 | $ 225,000 | $ 160,000 |
| Monmouth County New Jersey | 2 | $ 1,040,000 | $ 520,000 | $ 176,000 |
| Dutchess County New York | 2 | $ 510,000 | $ 255,000 | $ 115,000 |
| Buncombe County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 119,000 |
| Currituck County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 97,000 |
| Forsyth County North Carolina | 2 | $ 520,000 | $ 260,000 | $ 164,000 |
| Guilford County North Carolina | 2 | $ 760,000 | $ 380,000 | $ 171,000 |
| Mecklenburg County North Carolina | 2 | $ 1,000,000 | $ 500,000 | $ 140,000 |
| Butler County Ohio | 2 | $ 500,000 | $ 250,000 | $ 113,000 |
| Lucas County Ohio | 2 | $ 600,000 | $ 300,000 | $ 122,000 |
| Summit County Ohio | 2 | $ 370,000 | $ 185,000 | $ 71,000 |
| Canadian County Oklahoma | 2 | $ 340,000 | $ 170,000 | $ 72,000 |
| Cleveland County Oklahoma | 2 | $ 350,000 | $ 175,000 | $ 61,000 |
| Philadelphia County Pennsylvania | 2 | $ 890,000 | $ 445,000 | $ 77,000 |
| York County Pennsylvania | 2 | $ 440,000 | $ 220,000 | $ 85,000 |
| Dorchester County South Carolina | 2 | $ 460,000 | $ 230,000 | $ 36,000 |
| Oconee County South Carolina | 2 | $ 460,000 | $ 230,000 | $ 120,000 |
| York County South Carolina | 2 | $ 530,000 | $ 265,000 | $ 172,000 |
| Nueces County Texas | 2 | $ 570,000 | $ 285,000 | $ 103,000 |
| Williamson County Texas | 2 | $ 740,000 | $ 370,000 | $ 112,000 |
| Utah County Utah | 2 | $ 590,000 | $ 295,000 | $ 74,000 |
| Caroline County Virginia | 2 | $ 300,000 | $ 150,000 | $ 98,000 |
| Chesapeake County Virginia | 2 | $ 580,000 | $ 290,000 | $ 101,000 |
| Fauquier County Virginia | 2 | $ 770,000 | $ 385,000 | $ 180,000 |
| Frederick County Virginia | 2 | $ 510,000 | $ 255,000 | $ 175,000 |
| Fredericksburg County Virginia | 2 | $ 1,010,000 | $ 505,000 | $ 205,000 |
| Warren County Virginia | 2 | $ 440,000 | $ 220,000 | $ 47,000 |
| Westmoreland County Virginia | 2 | $ 150,000 | $ 75,000 | $ 153,000 |
| Berkeley County West Virginia | 2 | $ 850,000 | $ 425,000 | $ 147,000 |
| Autauga County Alabama | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Blount County Alabama | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Bullock County Alabama | 1 | $ 415,000 | $ 415,000 | $ 80,000 |
| Coffee County Alabama | 1 | $ 355,000 | $ 355,000 | $ 118,000 |
| Madison County Alabama | 1 | $ 445,000 | $ 445,000 | $ 274,000 |
| Marshall County Alabama | 1 | $ 295,000 | $ 295,000 | $ 103,000 |
| Monroe County Alabama | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Shelby County Alabama | 1 | $ 345,000 | $ 345,000 | $ 121,000 |
| Tallapoosa County Alabama | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Coconino County Arizona | 1 | $ 515,000 | $ 515,000 | $ 135,000 |
| Gila County Arizona | 1 | $ 355,000 | $ 355,000 | $ 92,000 |
| Mohave County Arizona | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| Pinal County Arizona | 1 | $ 195,000 | $ 195,000 | $ 35,000 |
| Yavapai County Arizona | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Yuma County Arizona | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Washington County Arkansas | 1 | $ 325,000 | $ 325,000 | $ 132,000 |
| Alameda County California | 1 | $ 1,125,000 | $ 1,125,000 | $ 370,000 |
| Orange County California | 1 | $ 435,000 | $ 435,000 | $ 134,000 |
| San Bernardino County California | 1 | $ 255,000 | $ 255,000 | $ 53,000 |
| Stanislaus County California | 1 | $ 455,000 | $ 455,000 | $ 144,000 |
| Yuba County California | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Jefferson County Colorado | 1 | $ 655,000 | $ 655,000 | $ 268,000 |
| Larimer County Colorado | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Otero County Colorado | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Pueblo County Colorado | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Fairfield County Connecticut | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Kent County Delaware | 1 | $ 235,000 | $ 235,000 | $ 35,000 |
| New Castle County Delaware | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Clay County Florida | 1 | $ 255,000 | $ 255,000 | $ 63,000 |
| Escambia County Florida | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Hendry County Florida | 1 | $ 385,000 | $ 385,000 | $ 104,000 |
| Indian River County Florida | 1 | $ 245,000 | $ 245,000 | $ 237,000 |
| Lake County Florida | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Manatee County Florida | 1 | $ 415,000 | $ 415,000 | $ 115,000 |
| Martin County Florida | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Monroe County Florida | 1 | $ 465,000 | $ 465,000 | $ 77,000 |
| Polk County Florida | 1 | $ 115,000 | $ 115,000 | $ 149,000 |
| Sarasota County Florida | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| Sumter County Florida | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Bibb County Georgia | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Chatham County Georgia | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Cherokee County Georgia | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| DeKalb County Georgia | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Gilmer County Georgia | 1 | $ 205,000 | $ 205,000 | $ 49,000 |
| Glynn County Georgia | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Habersham County Georgia | 1 | $ 285,000 | $ 285,000 | $ 58,000 |
| Oconee County Georgia | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| Paulding County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Pickens County Georgia | 1 | $ 275,000 | $ 275,000 | $ 141,000 |
| Spalding County Georgia | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Toombs County Georgia | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Wayne County Georgia | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| Ada County Idaho | 1 | $ 255,000 | $ 255,000 | $ 38,000 |
| Canyon County Idaho | 1 | $ 145,000 | $ 145,000 | $ 25,000 |
| Kootenai County Idaho | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| DuPage County Illinois | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Kane County Illinois | 1 | $ 415,000 | $ 415,000 | $ 303,000 |
| Boone County Indiana | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Hamilton County Indiana | 1 | $ 345,000 | $ 345,000 | $ 119,000 |
| Hancock County Indiana | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Johnson County Indiana | 1 | $ 205,000 | $ 205,000 | $ 94,000 |
| Scott County Iowa | 1 | $ 415,000 | $ 415,000 | $ 123,000 |
| Ascension County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| Bossier County Louisiana | 1 | $ 335,000 | $ 335,000 | $ 138,000 |
| Caddo County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Lafourche County Louisiana | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Rapides County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| West Baton Rouge County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Cumberland County Maine | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Washington County Maine | 1 | $ 195,000 | $ 195,000 | $ 273,000 |
| Allegany County Maryland | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Garrett County Maryland | 1 | $ 315,000 | $ 315,000 | $ 237,000 |
| Somerset County Maryland | 1 | $ 185,000 | $ 185,000 | $ 49,000 |
| Washington County Maryland | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Essex County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 123,000 |
| Suffolk County Massachusetts | 1 | $ 465,000 | $ 465,000 | $ 36,000 |
| Berrien County Michigan | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Oakland County Michigan | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Carver County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 127,000 |
| Sherburne County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 43,000 |
| Wright County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 103,000 |
| Harrison County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Madison County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 43,000 |
| Cass County Missouri | 1 | $ 325,000 | $ 325,000 | $ 178,000 |
| Clay County Missouri | 1 | $ 445,000 | $ 445,000 | $ 157,000 |
| Cole County Missouri | 1 | $ 375,000 | $ 375,000 | $ 206,000 |
| Platte County Missouri | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Pulaski County Missouri | 1 | $ 125,000 | $ 125,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 375,000 | $ 375,000 | $ 150,000 |
| Lincoln County Montana | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Douglas County Nebraska | 1 | $ 435,000 | $ 435,000 | $ 205,000 |
| Lyon County Nevada | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Washoe County Nevada | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Rockingham County New Hampshire | 1 | $ 295,000 | $ 295,000 | $ 62,000 |
| Sullivan County New Hampshire | 1 | $ 115,000 | $ 115,000 | $ 139,000 |
| Essex County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 160,000 |
| Ocean County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Passaic County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 90,000 |
| Warren County New Jersey | 1 | $ 125,000 | $ 125,000 | $ 87,000 |
| Bernalillo County New Mexico | 1 | $ 435,000 | $ 435,000 | $ 180,000 |
| Dona Ana County New Mexico | 1 | $ 325,000 | $ 325,000 | $ 118,000 |
| Los Alamos County New Mexico | 1 | $ 305,000 | $ 305,000 | $ 136,000 |
| Erie County New York | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Kings County New York | 1 | $ 275,000 | $ 275,000 | $ 190,000 |
| Queens County New York | 1 | $ 1,545,000 | $ 1,545,000 | $ 302,000 |
| Warren County New York | 1 | $ 125,000 | $ 125,000 | $ 219,000 |
| Wyoming County New York | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Brunswick County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Catawba County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Craven County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Durham County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 100,000 |
| Harnett County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 95,000 |
| Johnston County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 144,000 |
| Nash County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| Northampton County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 333,000 |
| Pasquotank County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 67,000 |
| Robeson County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 71,000 |
| Rowan County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Union County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Watauga County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 152,000 |
| Clermont County Ohio | 1 | $ 275,000 | $ 275,000 | $ 82,000 |
| Greene County Ohio | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Warren County Ohio | 1 | $ 425,000 | $ 425,000 | $ 120,000 |
| Hood River County Oregon | 1 | $ 485,000 | $ 485,000 | $ 66,000 |
| Lane County Oregon | 1 | $ 385,000 | $ 385,000 | $ 96,000 |
| Washington County Oregon | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Adams County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Bedford County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 397,000 |
| Cambria County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 137,000 |
| Carbon County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Delaware County Pennsylvania | 1 | $ 425,000 | $ 425,000 | $ 163,000 |
| Lackawanna County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 45,000 |
| McKean County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Montgomery County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Berkeley County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 266,000 |
| Laurens County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 38,000 |
| Lexington County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Spartanburg County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| Davidson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Loudon County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 141,000 |
| Maury County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 71,000 |
| Montgomery County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Sumner County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 178,000 |
| Unicoi County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 158,000 |
| Wilson County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 99,000 |
| Anderson County Texas | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Bell County Texas | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| Burnet County Texas | 1 | $ 105,000 | $ 105,000 | $ 23,000 |
| Collin County Texas | 1 | $ 375,000 | $ 375,000 | $ 124,000 |
| El Paso County Texas | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Ellis County Texas | 1 | $ 305,000 | $ 305,000 | $ 88,000 |
| Hidalgo County Texas | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Johnson County Texas | 1 | $ 315,000 | $ 315,000 | $ 161,000 |
| Kaufman County Texas | 1 | $ 325,000 | $ 325,000 | $ 43,000 |
| Kerr County Texas | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Polk County Texas | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Rockwall County Texas | 1 | $ 265,000 | $ 265,000 | $ 56,000 |
| Davis County Utah | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Salt Lake County Utah | 1 | $ 755,000 | $ 755,000 | $ 114,000 |
| Augusta County Virginia | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Bristol County Virginia | 1 | $ 35,000 | $ 35,000 | $ 162,000 |
| Clarke County Virginia | 1 | $ 395,000 | $ 395,000 | $ 96,000 |
| Culpeper County Virginia | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Fairfax City County Virginia | 1 | $ 365,000 | $ 365,000 | $ 87,000 |
| Falls Church County Virginia | 1 | $ 1,025,000 | $ 1,025,000 | $ 253,000 |
| Hampton County Virginia | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Highland County Virginia | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Isle of Wight County Virginia | 1 | $ 505,000 | $ 505,000 | $ 154,000 |
| James City County Virginia | 1 | $ 375,000 | $ 375,000 | $ 175,000 |
| King George County Virginia | 1 | $ 155,000 | $ 155,000 | $ 27,000 |
| Louisa County Virginia | 1 | $ 345,000 | $ 345,000 | $ 172,000 |
| Manassas County Virginia | 1 | $ 455,000 | $ 455,000 | $ 95,000 |
| Orange County Virginia | 1 | $ 335,000 | $ 335,000 | $ 370,000 |
| Prince George County Virginia | 1 | $ 225,000 | $ 225,000 | $ 96,000 |
| Richmond County Virginia | 1 | $ 445,000 | $ 445,000 | $ 246,000 |
| Staunton County Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 305,000 | $ 305,000 | $ 164,000 |
| Clark County Washington | 1 | $ 295,000 | $ 295,000 | $ 124,000 |
| Grays Harbor County Washington | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Island County Washington | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| King County Washington | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Kitsap County Washington | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Jefferson County West Virginia | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| Barron County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Milwaukee County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 149,000 |
Mortgage Loan Application Detail Totals for Capital Bank, National Association in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,233 | $400,565,000 | $324,000 | $1,855,000 | $116,000 | $1,463,000 |
| Cash-out Refinancing | 268 | $95,750,000 | $357,000 | $4,125,000 | $117,000 | $966,000 |
| Refinancing | 156 | $79,040,000 | $506,000 | $8,035,000 | $159,000 | $1,027,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 812 | $280,100,000 | $344,000 | $2,355,000 | $129,000 | $1,144,000 |
| Black or African American | 398 | $116,440,000 | $292,000 | $4,125,000 | $93,000 | $974,000 |
| Not Provided | 160 | $67,130,000 | $419,000 | $2,205,000 | $176,000 | $1,463,000 |
| Hispanic | 151 | $44,695,000 | $295,000 | $845,000 | $84,000 | $311,000 |
| Asian | 69 | $22,375,000 | $324,000 | $805,000 | $112,000 | $345,000 |
| Not applicable | 49 | $38,895,000 | $793,000 | $8,035,000 | $0 | $0 |
| American Indian or Alaskan Native | 12 | $4,140,000 | $345,000 | $405,000 | $137,000 | $307,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $255,000 | $255,000 | $255,000 | $63,000 | $63,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 913 | $350,295,000 | $383,000 | $8,035,000 | $141,000 | $1,463,000 |
| VA-guaranteed (Veterans Administration) | 425 | $141,135,000 | $332,000 | $1,545,000 | $109,000 | $397,000 |
| FHA-insured (Federal Housing Administration) | 309 | $81,905,000 | $265,000 | $765,000 | $76,000 | $252,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $2,020,000 | $202,000 | $395,000 | $61,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,139 | $407,405,000 | $357,000 | $8,035,000 | $125,000 | $1,463,000 |
| Application Withdrawn By Applicant | 394 | $131,880,000 | $334,000 | $2,205,000 | $115,000 | $1,144,000 |
| Application Denied By Financial Institution | 83 | $22,565,000 | $271,000 | $805,000 | $85,000 | $252,000 |
| File Closed For Incompleteness | 35 | $11,495,000 | $328,000 | $935,000 | $109,000 | $285,000 |
| Application Approved But Not Accepted | 6 | $2,010,000 | $335,000 | $515,000 | $139,000 | $259,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,574 | $552,790,000 | $351,000 | $8,035,000 | $122,000 | $1,463,000 |
| Debt-To-Income Ratio | 33 | $8,825,000 | $267,000 | $675,000 | $64,000 | $174,000 |
| Collateral | 18 | $4,830,000 | $268,000 | $805,000 | $110,000 | $232,000 |
| Credit History | 15 | $4,015,000 | $267,000 | $805,000 | $95,000 | $226,000 |
| Other | 9 | $3,225,000 | $358,000 | $585,000 | $123,000 | $252,000 |
| Unverifiable Information | 3 | $525,000 | $175,000 | $245,000 | $62,000 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $795,000 | $265,000 | $365,000 | $62,000 | $92,000 |
| Employment History | 2 | $350,000 | $175,000 | $175,000 | $49,000 | $72,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Bank, National Association's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.