Capital Bank, N.A. Mortgage Lending & HMDA Data, 2018
In 2018, Capital Bank, N.A. of Rockville, MD reported 1,657 mortgage applications totaling $575.4 million, down 22% from 2017. The average application was for $347,226, and applicants reported an average income of $120,210. 69% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (634), Baltimore-Columbia-Towson, MD (314) and Silver Spring-Frederick-Rockville, MD (87) (applications in parentheses).
| Mortgage Company & Address | Capital Bank, N.A. One Church St Suite 300 Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,657 |
| Total Mortgage Loan Application Amount | $575,355,000 |
| Average Mortgage Loan Application Amount | $347,226 |
| Highest Mortgage Loan Application Amount | $8,035,000 |
| Average Applicant Income | $120,210 |
| Highest Applicant Income | $1,463,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 634 | $ 265,600,000 | $ 418,927 | $ 123,498 |
| Baltimore-Columbia-Towson, MD | 314 | $ 84,960,000 | $ 270,573 | $ 114,000 |
| Silver Spring-Frederick-Rockville, MD | 87 | $ 45,555,000 | $ 523,620 | $ 196,000 |
| Outside any metro area | 60 | $ 15,350,000 | $ 255,833 | $ 113,000 |
| Orlando-Kissimmee-Sanford, FL | 35 | $ 9,365,000 | $ 267,571 | $ 94,000 |
| Richmond, VA | 17 | $ 3,375,000 | $ 198,529 | $ 63,000 |
| Tampa-St. Petersburg-Clearwater, FL | 17 | $ 4,935,000 | $ 290,294 | $ 111,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 17 | $ 4,515,000 | $ 265,588 | $ 111,117 |
| Atlanta-Sandy Springs-Roswell, GA | 16 | $ 4,450,000 | $ 278,125 | $ 96,000 |
| Salisbury, MD-DE | 16 | $ 3,570,000 | $ 223,125 | $ 92,875 |
| Houston-The Woodlands-Sugar Land, TX | 14 | $ 3,720,000 | $ 265,714 | $ 92,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 12 | $ 3,960,000 | $ 330,000 | $ 126,000 |
| Las Vegas-Henderson-Paradise, NV | 12 | $ 3,890,000 | $ 324,166 | $ 87,000 |
| Miami-Miami Beach-Kendall, FL | 11 | $ 3,245,000 | $ 295,000 | $ 88,000 |
| Phoenix-Mesa-Scottsdale, AZ | 11 | $ 2,955,000 | $ 268,636 | $ 89,000 |
| Jacksonville, FL | 10 | $ 2,320,000 | $ 232,000 | $ 131,000 |
| Oklahoma City, OK | 10 | $ 1,330,000 | $ 133,000 | $ 93,000 |
| Dallas-Plano-Irving, TX | 9 | $ 2,705,000 | $ 300,555 | $ 84,000 |
| Wilmington, DE-MD-NJ | 9 | $ 2,105,000 | $ 233,888 | $ 78,555 |
| Fort Worth-Arlington, TX | 8 | $ 2,170,000 | $ 271,250 | $ 83,000 |
| New York-Jersey City-White Plains, NY-NJ | 8 | $ 4,090,000 | $ 511,250 | $ 159,000 |
| Charleston-North Charleston, SC | 7 | $ 2,455,000 | $ 350,714 | $ 109,000 |
| Kansas City, MO-KS | 7 | $ 2,415,000 | $ 345,000 | $ 124,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 7 | $ 2,605,000 | $ 372,142 | $ 137,000 |
| San Antonio-New Braunfels, TX | 7 | $ 2,125,000 | $ 303,571 | $ 103,000 |
| Austin-Round Rock, TX | 6 | $ 2,150,000 | $ 358,333 | $ 125,000 |
| Charlotte-Concord-Gastonia, NC-SC | 6 | $ 2,070,000 | $ 345,000 | $ 129,333 |
| Colorado Springs, CO | 6 | $ 1,950,000 | $ 325,000 | $ 98,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 6 | $ 1,360,000 | $ 226,666 | $ 70,000 |
| Palm Bay-Melbourne-Titusville, FL | 6 | $ 2,030,000 | $ 338,333 | $ 138,000 |
| San Diego-Carlsbad, CA | 6 | $ 3,660,000 | $ 610,000 | $ 153,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 6 | $ 2,680,000 | $ 446,666 | $ 212,000 |
| Fayetteville, NC | 5 | $ 965,000 | $ 193,000 | $ 115,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 5 | $ 1,575,000 | $ 315,000 | $ 122,000 |
| Greenville-Anderson-Mauldin, SC | 5 | $ 1,205,000 | $ 241,000 | $ 66,000 |
| Los Angeles-Long Beach-Glendale, CA | 5 | $ 2,945,000 | $ 589,000 | $ 146,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 5 | $ 1,015,000 | $ 203,000 | $ 58,400 |
| Raleigh, NC | 5 | $ 1,675,000 | $ 335,000 | $ 133,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 5 | $ 2,085,000 | $ 417,000 | $ 159,000 |
| Chicago-Naperville-Arlington Heights, IL | 4 | $ 650,000 | $ 162,500 | $ 117,000 |
| Cincinnati, OH-KY-IN | 4 | $ 1,200,000 | $ 300,000 | $ 107,000 |
| Columbia, SC | 4 | $ 770,000 | $ 192,500 | $ 85,000 |
| Indianapolis-Carmel-Anderson, IN | 4 | $ 1,040,000 | $ 260,000 | $ 111,000 |
| Montgomery County-Bucks County-Chester County, PA | 4 | $ 1,510,000 | $ 377,500 | $ 147,000 |
| Ocala, FL | 4 | $ 920,000 | $ 230,000 | $ 77,000 |
| Rockingham County-Strafford County, NH | 4 | $ 1,310,000 | $ 327,500 | $ 121,000 |
| Tacoma-Lakewood, WA | 4 | $ 1,090,000 | $ 272,500 | $ 83,000 |
| California-Lexington Park, MD | 3 | $ 835,000 | $ 278,333 | $ 130,000 |
| Cambridge-Newton-Framingham, MA | 3 | $ 1,155,000 | $ 385,000 | $ 128,000 |
| Chambersburg-Waynesboro, PA | 3 | $ 705,000 | $ 235,000 | $ 94,000 |
| Daphne-Fairhope-Foley, AL | 3 | $ 735,000 | $ 245,000 | $ 124,000 |
| Denver-Aurora-Lakewood, CO | 3 | $ 1,335,000 | $ 445,000 | $ 130,000 |
| Goldsboro, NC | 3 | $ 715,000 | $ 238,333 | $ 76,000 |
| Hagerstown-Martinsburg, MD-WV | 3 | $ 955,000 | $ 318,333 | $ 107,000 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 705,000 | $ 235,000 | $ 122,000 |
| Jackson, MS | 3 | $ 715,000 | $ 238,333 | $ 52,000 |
| Jacksonville, NC | 3 | $ 635,000 | $ 211,666 | $ 77,000 |
| Manchester-Nashua, NH | 3 | $ 895,000 | $ 298,333 | $ 123,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 3 | $ 915,000 | $ 305,000 | $ 91,000 |
| Oakland-Hayward-Berkeley, CA | 3 | $ 1,935,000 | $ 645,000 | $ 208,000 |
| Olympia-Tumwater, WA | 3 | $ 1,405,000 | $ 468,333 | $ 84,000 |
| Pensacola-Ferry Pass-Brent, FL | 3 | $ 775,000 | $ 258,333 | $ 80,000 |
| Philadelphia, PA | 3 | $ 1,315,000 | $ 438,333 | $ 106,000 |
| Punta Gorda, FL | 3 | $ 705,000 | $ 235,000 | $ 107,000 |
| Riverside-San Bernardino-Ontario, CA | 3 | $ 925,000 | $ 308,333 | $ 410,000 |
| Warner Robins, GA | 3 | $ 715,000 | $ 238,333 | $ 81,000 |
| Akron, OH | 2 | $ 370,000 | $ 185,000 | $ 71,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 2 | $ 220,000 | $ 110,000 | $ 89,500 |
| Asheville, NC | 2 | $ 540,000 | $ 270,000 | $ 119,000 |
| Augusta-Richmond County, GA-SC | 2 | $ 510,000 | $ 255,000 | $ 114,000 |
| Barnstable Town, MA | 2 | $ 750,000 | $ 375,000 | $ 64,000 |
| Baton Rouge, LA | 2 | $ 490,000 | $ 245,000 | $ 79,000 |
| Birmingham-Hoover, AL | 2 | $ 600,000 | $ 300,000 | $ 135,000 |
| Boise City, ID | 2 | $ 400,000 | $ 200,000 | $ 31,000 |
| Camden, NJ | 2 | $ 450,000 | $ 225,000 | $ 160,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 390,000 | $ 195,000 | $ 51,000 |
| Columbus, GA-AL | 2 | $ 540,000 | $ 270,000 | $ 84,000 |
| Corpus Christi, TX | 2 | $ 570,000 | $ 285,000 | $ 103,000 |
| Dutchess County-Putnam County, NY | 2 | $ 510,000 | $ 255,000 | $ 115,000 |
| Elizabethtown-Fort Knox, KY | 2 | $ 330,000 | $ 165,000 | $ 56,000 |
| Fairbanks, AK | 2 | $ 710,000 | $ 355,000 | $ 109,000 |
| Fort Wayne, IN | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Gainesville, GA | 2 | $ 750,000 | $ 375,000 | $ 138,000 |
| Greeley, CO | 2 | $ 420,000 | $ 210,000 | $ 84,000 |
| Greensboro-High Point, NC | 2 | $ 760,000 | $ 380,000 | $ 171,000 |
| Mobile, AL | 2 | $ 430,000 | $ 215,000 | $ 90,000 |
| Naples-Immokalee-Marco Island, FL | 2 | $ 560,000 | $ 280,000 | $ 162,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 550,000 | $ 275,000 | $ 94,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 2 | $ 540,000 | $ 270,000 | $ 100,500 |
| Provo-Orem, UT | 2 | $ 590,000 | $ 295,000 | $ 74,000 |
| San Rafael, CA | 2 | $ 2,450,000 | $ 1,225,000 | $ 393,000 |
| Sebring, FL | 2 | $ 190,000 | $ 95,000 | $ 35,000 |
| Shreveport-Bossier City, LA | 2 | $ 590,000 | $ 295,000 | $ 144,000 |
| Sioux City, IA-NE-SD | 2 | $ 490,000 | $ 245,000 | $ 114,000 |
| Staunton-Waynesboro, VA | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
| Stockton-Lodi, CA | 2 | $ 700,000 | $ 350,000 | $ 98,000 |
| Toledo, OH | 2 | $ 600,000 | $ 300,000 | $ 122,000 |
| Tucson, AZ | 2 | $ 520,000 | $ 260,000 | $ 73,000 |
| Winchester, VA-WV | 2 | $ 510,000 | $ 255,000 | $ 175,000 |
| Winston-Salem, NC | 2 | $ 520,000 | $ 260,000 | $ 164,000 |
| Worcester, MA-CT | 2 | $ 480,000 | $ 240,000 | $ 70,000 |
| York-Hanover, PA | 2 | $ 440,000 | $ 220,000 | $ 85,000 |
| Albuquerque, NM | 1 | $ 435,000 | $ 435,000 | $ 180,000 |
| Alexandria, LA | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| Anaheim-Santa Ana-Irvine, CA | 1 | $ 435,000 | $ 435,000 | $ 134,000 |
| Athens-Clarke County, GA | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| Boston, MA | 1 | $ 465,000 | $ 465,000 | $ 36,000 |
| Bremerton-Silverdale, WA | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| Brunswick, GA | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Clarksville, TN-KY | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Coeur D'Alene, ID | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| Cumberland, MD-WV | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 415,000 | $ 415,000 | $ 123,000 |
| Dayton, OH | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Dover, DE | 1 | $ 235,000 | $ 235,000 | $ 35,000 |
| Durham-Chapel Hill, NC | 1 | $ 405,000 | $ 405,000 | $ 100,000 |
| El Paso, TX | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Elgin, IL | 1 | $ 415,000 | $ 415,000 | $ 303,000 |
| Eugene, OR | 1 | $ 385,000 | $ 385,000 | $ 96,000 |
| Flagstaff, AZ | 1 | $ 515,000 | $ 515,000 | $ 135,000 |
| Fort Collins, CO | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| Gettysburg, PA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Glens Falls, NY | 1 | $ 125,000 | $ 125,000 | $ 219,000 |
| Gulfport-Biloxi-Pascagoula, MS | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Houma-Thibodaux, LA | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| Huntsville, AL | 1 | $ 445,000 | $ 445,000 | $ 274,000 |
| Jefferson City, MO | 1 | $ 375,000 | $ 375,000 | $ 206,000 |
| Johnson City, TN | 1 | $ 305,000 | $ 305,000 | $ 158,000 |
| Johnstown, PA | 1 | $ 215,000 | $ 215,000 | $ 137,000 |
| Killeen-Temple, TX | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 35,000 | $ 35,000 | $ 162,000 |
| Knoxville, TN | 1 | $ 235,000 | $ 235,000 | $ 141,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| Lakeland-Winter Haven, FL | 1 | $ 115,000 | $ 115,000 | $ 149,000 |
| Las Cruces, NM | 1 | $ 325,000 | $ 325,000 | $ 118,000 |
| Macon-Bibb County, GA | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| McAllen-Edinburg-Mission, TX | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Milwaukee-Waukesha-West Allis, WI | 1 | $ 195,000 | $ 195,000 | $ 149,000 |
| Modesto, CA | 1 | $ 455,000 | $ 455,000 | $ 144,000 |
| Montgomery, AL | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| New Bern, NC | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| Newark, NJ-PA | 1 | $ 365,000 | $ 365,000 | $ 160,000 |
| Niles-Benton Harbor, MI | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Ogden-Clearfield, UT | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| Omaha-Council Bluffs, NE-IA | 1 | $ 435,000 | $ 435,000 | $ 205,000 |
| Pittsburgh, PA | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| Port St. Lucie, FL | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Portland-South Portland, ME | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| Prescott, AZ | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| Pueblo, CO | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Reno, NV | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| Rocky Mount, NC | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| Salt Lake City, UT | 1 | $ 755,000 | $ 755,000 | $ 114,000 |
| Savannah, GA | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 1 | $ 265,000 | $ 265,000 | $ 45,000 |
| Seattle-Bellevue-Everett, WA | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Sebastian-Vero Beach, FL | 1 | $ 245,000 | $ 245,000 | $ 237,000 |
| Spartanburg, SC | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| St. Louis, MO-IL | 1 | $ 375,000 | $ 375,000 | $ 150,000 |
| The Villages, FL | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| Warren-Troy-Farmington Hills, MI | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Yuba City, CA | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Yuma, AZ | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Capital Bank, N.A. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,233 | $400,565,000 | $324,000 | $1,855,000 | $116,000 | $1,463,000 |
| Cash-out Refinancing | 268 | $95,750,000 | $357,000 | $4,125,000 | $117,000 | $966,000 |
| Refinancing | 156 | $79,040,000 | $506,000 | $8,035,000 | $159,000 | $1,027,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 812 | $280,100,000 | $344,000 | $2,355,000 | $129,000 | $1,144,000 |
| Black or African American | 398 | $116,440,000 | $292,000 | $4,125,000 | $93,000 | $974,000 |
| Not Provided | 160 | $67,130,000 | $419,000 | $2,205,000 | $176,000 | $1,463,000 |
| Hispanic | 151 | $44,695,000 | $295,000 | $845,000 | $84,000 | $311,000 |
| Asian | 69 | $22,375,000 | $324,000 | $805,000 | $112,000 | $345,000 |
| Not applicable | 49 | $38,895,000 | $793,000 | $8,035,000 | $0 | $0 |
| American Indian or Alaskan Native | 12 | $4,140,000 | $345,000 | $405,000 | $137,000 | $307,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $255,000 | $255,000 | $255,000 | $63,000 | $63,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 913 | $350,295,000 | $383,000 | $8,035,000 | $141,000 | $1,463,000 |
| VA-guaranteed (Veterans Administration) | 425 | $141,135,000 | $332,000 | $1,545,000 | $109,000 | $397,000 |
| FHA-insured (Federal Housing Administration) | 309 | $81,905,000 | $265,000 | $765,000 | $76,000 | $252,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $2,020,000 | $202,000 | $395,000 | $61,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,139 | $407,405,000 | $357,000 | $8,035,000 | $125,000 | $1,463,000 |
| Application Withdrawn By Applicant | 394 | $131,880,000 | $334,000 | $2,205,000 | $115,000 | $1,144,000 |
| Application Denied By Financial Institution | 83 | $22,565,000 | $271,000 | $805,000 | $85,000 | $252,000 |
| File Closed For Incompleteness | 35 | $11,495,000 | $328,000 | $935,000 | $109,000 | $285,000 |
| Application Approved But Not Accepted | 6 | $2,010,000 | $335,000 | $515,000 | $139,000 | $259,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,574 | $552,790,000 | $351,000 | $8,035,000 | $122,000 | $1,463,000 |
| Debt-To-Income Ratio | 33 | $8,825,000 | $267,000 | $675,000 | $64,000 | $174,000 |
| Collateral | 18 | $4,830,000 | $268,000 | $805,000 | $110,000 | $232,000 |
| Credit History | 15 | $4,015,000 | $267,000 | $805,000 | $95,000 | $226,000 |
| Other | 9 | $3,225,000 | $358,000 | $585,000 | $123,000 | $252,000 |
| Unverifiable Information | 3 | $525,000 | $175,000 | $245,000 | $62,000 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $795,000 | $265,000 | $365,000 | $62,000 | $92,000 |
| Employment History | 2 | $350,000 | $175,000 | $175,000 | $49,000 | $72,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Bank, N.A.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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