Capital Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Capital Bank, National Association 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital Bank, National Association One Church St Suite 300 Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,657 |
| Total Mortgage Loan Application Amount | $575,355,000 |
| Average Mortgage Loan Application Amount | $395,666 |
| Highest Mortgage Loan Application Amount | $8,035,000 |
| Average Applicant Income | $130,666 |
| Highest Applicant Income | $1,463,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Capital Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Capital Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital Bank, National Association's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 634 | $ 265,600,000 | $ 363,750 | $ 119,250 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 314 | $ 84,960,000 | $ 270,000 | $ 114,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 87 | $ 45,555,000 | $ 523,000 | $ 196,000 |
| NA (OUTSIDE OF MSA/MD) | 60 | $ 15,350,000 | $ 245,272 | $ 112,238 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 35 | $ 9,365,000 | $ 267,000 | $ 94,000 |
| RICHMOND, VA | 17 | $ 3,375,000 | $ 198,000 | $ 63,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 17 | $ 4,935,000 | $ 290,000 | $ 111,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 17 | $ 4,515,000 | $ 300,000 | $ 105,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 16 | $ 4,450,000 | $ 278,000 | $ 96,000 |
| SALISBURY, MD-DE | 16 | $ 3,570,000 | $ 234,000 | $ 95,500 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 14 | $ 3,720,000 | $ 265,000 | $ 92,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 12 | $ 3,960,000 | $ 330,000 | $ 126,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 12 | $ 3,890,000 | $ 324,000 | $ 87,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 11 | $ 3,245,000 | $ 295,000 | $ 88,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 11 | $ 2,955,000 | $ 268,000 | $ 89,000 |
| JACKSONVILLE, FL | 10 | $ 2,320,000 | $ 232,000 | $ 131,000 |
| OKLAHOMA CITY, OK | 10 | $ 1,330,000 | $ 133,000 | $ 93,000 |
| DALLAS-PLANO-IRVING, TX | 9 | $ 2,705,000 | $ 300,000 | $ 84,000 |
| WILMINGTON, DE-MD-NJ | 9 | $ 2,105,000 | $ 234,000 | $ 80,500 |
| FORT WORTH-ARLINGTON, TX | 8 | $ 2,170,000 | $ 271,000 | $ 83,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 8 | $ 4,090,000 | $ 644,000 | $ 188,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 7 | $ 2,455,000 | $ 350,000 | $ 109,000 |
| KANSAS CITY, MO-KS | 7 | $ 2,415,000 | $ 345,000 | $ 124,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 7 | $ 2,605,000 | $ 372,000 | $ 137,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 7 | $ 2,125,000 | $ 303,000 | $ 103,000 |
| AUSTIN-ROUND ROCK, TX | 6 | $ 2,150,000 | $ 358,000 | $ 125,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 6 | $ 2,070,000 | $ 325,000 | $ 140,000 |
| COLORADO SPRINGS, CO | 6 | $ 1,950,000 | $ 325,000 | $ 98,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 6 | $ 1,360,000 | $ 226,000 | $ 70,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 6 | $ 2,030,000 | $ 338,000 | $ 138,000 |
| SAN DIEGO-CARLSBAD, CA | 6 | $ 3,660,000 | $ 610,000 | $ 153,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 6 | $ 2,680,000 | $ 446,000 | $ 212,000 |
| FAYETTEVILLE, NC | 5 | $ 965,000 | $ 193,000 | $ 115,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 5 | $ 1,575,000 | $ 315,000 | $ 122,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 5 | $ 1,205,000 | $ 241,000 | $ 66,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 5 | $ 2,945,000 | $ 589,000 | $ 146,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 5 | $ 1,015,000 | $ 211,000 | $ 86,000 |
| RALEIGH, NC | 5 | $ 1,675,000 | $ 335,000 | $ 133,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 5 | $ 2,085,000 | $ 417,000 | $ 159,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 4 | $ 650,000 | $ 162,000 | $ 117,000 |
| CINCINNATI, OH-KY-IN | 4 | $ 1,200,000 | $ 300,000 | $ 107,000 |
| COLUMBIA, SC | 4 | $ 770,000 | $ 192,000 | $ 85,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 4 | $ 1,040,000 | $ 260,000 | $ 111,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 4 | $ 1,510,000 | $ 377,000 | $ 147,000 |
| OCALA, FL | 4 | $ 920,000 | $ 230,000 | $ 77,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 4 | $ 1,310,000 | $ 327,000 | $ 121,000 |
| TACOMA-LAKEWOOD, WA | 4 | $ 1,090,000 | $ 272,000 | $ 83,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 3 | $ 835,000 | $ 278,000 | $ 130,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 3 | $ 1,155,000 | $ 385,000 | $ 128,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 3 | $ 705,000 | $ 235,000 | $ 94,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 3 | $ 735,000 | $ 245,000 | $ 124,000 |
| DENVER-AURORA-LAKEWOOD, CO | 3 | $ 1,335,000 | $ 445,000 | $ 130,000 |
| GOLDSBORO, NC | 3 | $ 715,000 | $ 238,000 | $ 76,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 3 | $ 955,000 | $ 265,000 | $ 87,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3 | $ 705,000 | $ 235,000 | $ 122,000 |
| JACKSON, MS | 3 | $ 715,000 | $ 238,000 | $ 52,000 |
| JACKSONVILLE, NC | 3 | $ 635,000 | $ 211,000 | $ 77,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 895,000 | $ 298,000 | $ 123,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3 | $ 915,000 | $ 305,000 | $ 91,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 3 | $ 1,935,000 | $ 645,000 | $ 208,000 |
| OLYMPIA-TUMWATER, WA | 3 | $ 1,405,000 | $ 468,000 | $ 84,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 3 | $ 775,000 | $ 258,000 | $ 80,000 |
| PHILADELPHIA, PA | 3 | $ 1,315,000 | $ 438,000 | $ 106,000 |
| PUNTA GORDA, FL | 3 | $ 705,000 | $ 235,000 | $ 107,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3 | $ 925,000 | $ 308,000 | $ 410,000 |
| WARNER ROBINS, GA | 3 | $ 715,000 | $ 238,000 | $ 81,000 |
| AKRON, OH | 2 | $ 370,000 | $ 185,000 | $ 71,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 2 | $ 220,000 | $ 110,000 | $ 89,500 |
| ASHEVILLE, NC | 2 | $ 540,000 | $ 270,000 | $ 119,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 2 | $ 510,000 | $ 255,000 | $ 114,000 |
| BARNSTABLE TOWN, MA | 2 | $ 750,000 | $ 375,000 | $ 64,000 |
| BATON ROUGE, LA | 2 | $ 490,000 | $ 245,000 | $ 79,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 600,000 | $ 300,000 | $ 135,000 |
| BOISE CITY, ID | 2 | $ 400,000 | $ 200,000 | $ 31,000 |
| CAMDEN, NJ | 2 | $ 450,000 | $ 225,000 | $ 160,000 |
| CAPE CORAL-FORT MYERS, FL | 2 | $ 390,000 | $ 195,000 | $ 51,000 |
| COLUMBUS, GA-AL | 2 | $ 540,000 | $ 270,000 | $ 84,000 |
| CORPUS CHRISTI, TX | 2 | $ 570,000 | $ 285,000 | $ 103,000 |
| DUTCHESS COUNTY-PUTNAM COUNTY, NY | 2 | $ 510,000 | $ 255,000 | $ 115,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 2 | $ 330,000 | $ 165,000 | $ 56,000 |
| FAIRBANKS, AK | 2 | $ 710,000 | $ 355,000 | $ 109,000 |
| FORT WAYNE, IN | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| GAINESVILLE, GA | 2 | $ 750,000 | $ 375,000 | $ 138,000 |
| GREELEY, CO | 2 | $ 420,000 | $ 210,000 | $ 84,000 |
| GREENSBORO-HIGH POINT, NC | 2 | $ 760,000 | $ 380,000 | $ 171,000 |
| MOBILE, AL | 2 | $ 430,000 | $ 215,000 | $ 90,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 2 | $ 560,000 | $ 280,000 | $ 162,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 2 | $ 550,000 | $ 275,000 | $ 94,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 2 | $ 540,000 | $ 270,000 | $ 100,500 |
| PROVO-OREM, UT | 2 | $ 590,000 | $ 295,000 | $ 74,000 |
| SAN RAFAEL, CA | 2 | $ 2,450,000 | $ 1,225,000 | $ 393,000 |
| SEBRING, FL | 2 | $ 190,000 | $ 95,000 | $ 35,000 |
| SHREVEPORT-BOSSIER CITY, LA | 2 | $ 590,000 | $ 295,000 | $ 144,000 |
| SIOUX CITY, IA-NE-SD | 2 | $ 490,000 | $ 245,000 | $ 114,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 400,000 | $ 200,000 | $ 90,000 |
| STOCKTON-LODI, CA | 2 | $ 700,000 | $ 350,000 | $ 98,000 |
| TOLEDO, OH | 2 | $ 600,000 | $ 300,000 | $ 122,000 |
| TUCSON, AZ | 2 | $ 520,000 | $ 260,000 | $ 73,000 |
| WINCHESTER, VA-WV | 2 | $ 510,000 | $ 255,000 | $ 175,000 |
| WINSTON-SALEM, NC | 2 | $ 520,000 | $ 260,000 | $ 164,000 |
| WORCESTER, MA-CT | 2 | $ 480,000 | $ 240,000 | $ 70,000 |
| YORK-HANOVER, PA | 2 | $ 440,000 | $ 220,000 | $ 85,000 |
| ALBUQUERQUE, NM | 1 | $ 435,000 | $ 435,000 | $ 180,000 |
| ALEXANDRIA, LA | 1 | $ 255,000 | $ 255,000 | $ 115,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1 | $ 435,000 | $ 435,000 | $ 134,000 |
| ATHENS-CLARKE COUNTY, GA | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| BOSTON, MA | 1 | $ 465,000 | $ 465,000 | $ 36,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 195,000 | $ 195,000 | $ 45,000 |
| BRUNSWICK, GA | 1 | $ 245,000 | $ 245,000 | $ 84,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| CLARKSVILLE, TN-KY | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| COEUR D'ALENE, ID | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| CUMBERLAND, MD-WV | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 1 | $ 415,000 | $ 415,000 | $ 123,000 |
| DAYTON, OH | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| DOVER, DE | 1 | $ 235,000 | $ 235,000 | $ 35,000 |
| DURHAM-CHAPEL HILL, NC | 1 | $ 405,000 | $ 405,000 | $ 100,000 |
| EL PASO, TX | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| ELGIN, IL | 1 | $ 415,000 | $ 415,000 | $ 303,000 |
| EUGENE, OR | 1 | $ 385,000 | $ 385,000 | $ 96,000 |
| FLAGSTAFF, AZ | 1 | $ 515,000 | $ 515,000 | $ 135,000 |
| FORT COLLINS, CO | 1 | $ 235,000 | $ 235,000 | $ 77,000 |
| GETTYSBURG, PA | 1 | $ 145,000 | $ 145,000 | $ 0 |
| GLENS FALLS, NY | 1 | $ 125,000 | $ 125,000 | $ 219,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| HICKORY-LENOIR-MORGANTON, NC | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| HOUMA-THIBODAUX, LA | 1 | $ 285,000 | $ 285,000 | $ 106,000 |
| HUNTSVILLE, AL | 1 | $ 445,000 | $ 445,000 | $ 274,000 |
| JEFFERSON CITY, MO | 1 | $ 375,000 | $ 375,000 | $ 206,000 |
| JOHNSON CITY, TN | 1 | $ 305,000 | $ 305,000 | $ 158,000 |
| JOHNSTOWN, PA | 1 | $ 215,000 | $ 215,000 | $ 137,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 35,000 | $ 35,000 | $ 162,000 |
| KNOXVILLE, TN | 1 | $ 235,000 | $ 235,000 | $ 141,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| LAKELAND-WINTER HAVEN, FL | 1 | $ 115,000 | $ 115,000 | $ 149,000 |
| LAS CRUCES, NM | 1 | $ 325,000 | $ 325,000 | $ 118,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 1 | $ 195,000 | $ 195,000 | $ 149,000 |
| MODESTO, CA | 1 | $ 455,000 | $ 455,000 | $ 144,000 |
| MONTGOMERY, AL | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| NEW BERN, NC | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| NEWARK, NJ-PA | 1 | $ 365,000 | $ 365,000 | $ 160,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| OGDEN-CLEARFIELD, UT | 1 | $ 275,000 | $ 275,000 | $ 90,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 435,000 | $ 435,000 | $ 205,000 |
| PITTSBURGH, PA | 1 | $ 65,000 | $ 65,000 | $ 57,000 |
| PORT ST. LUCIE, FL | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 225,000 | $ 225,000 | $ 68,000 |
| PRESCOTT, AZ | 1 | $ 205,000 | $ 205,000 | $ 62,000 |
| PUEBLO, CO | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| RENO, NV | 1 | $ 305,000 | $ 305,000 | $ 87,000 |
| ROCKY MOUNT, NC | 1 | $ 295,000 | $ 295,000 | $ 107,000 |
| SALT LAKE CITY, UT | 1 | $ 755,000 | $ 755,000 | $ 114,000 |
| SAVANNAH, GA | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 1 | $ 265,000 | $ 265,000 | $ 45,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 245,000 | $ 245,000 | $ 237,000 |
| SPARTANBURG, SC | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
| ST. LOUIS, MO-IL | 1 | $ 375,000 | $ 375,000 | $ 150,000 |
| THE VILLAGES, FL | 1 | $ 245,000 | $ 245,000 | $ 106,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| YUBA CITY, CA | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| YUMA, AZ | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Capital Bank, National Association in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,233 | $400,565,000 | $324,000 | $1,855,000 | $116,000 | $1,463,000 |
| Cash-out Refinancing | 268 | $95,750,000 | $357,000 | $4,125,000 | $117,000 | $966,000 |
| Refinancing | 156 | $79,040,000 | $506,000 | $8,035,000 | $159,000 | $1,027,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 812 | $280,100,000 | $344,000 | $2,355,000 | $129,000 | $1,144,000 |
| Black or African American | 398 | $116,440,000 | $292,000 | $4,125,000 | $93,000 | $974,000 |
| Not Provided | 160 | $67,130,000 | $419,000 | $2,205,000 | $176,000 | $1,463,000 |
| Hispanic | 151 | $44,695,000 | $295,000 | $845,000 | $84,000 | $311,000 |
| Asian | 69 | $22,375,000 | $324,000 | $805,000 | $112,000 | $345,000 |
| Not applicable | 49 | $38,895,000 | $793,000 | $8,035,000 | $0 | $0 |
| American Indian or Alaskan Native | 12 | $4,140,000 | $345,000 | $405,000 | $137,000 | $307,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $255,000 | $255,000 | $255,000 | $63,000 | $63,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 913 | $350,295,000 | $383,000 | $8,035,000 | $141,000 | $1,463,000 |
| VA-guaranteed (Veterans Administration) | 425 | $141,135,000 | $332,000 | $1,545,000 | $109,000 | $397,000 |
| FHA-insured (Federal Housing Administration) | 309 | $81,905,000 | $265,000 | $765,000 | $76,000 | $252,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $2,020,000 | $202,000 | $395,000 | $61,000 | $96,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,139 | $407,405,000 | $357,000 | $8,035,000 | $125,000 | $1,463,000 |
| Application Withdrawn By Applicant | 394 | $131,880,000 | $334,000 | $2,205,000 | $115,000 | $1,144,000 |
| Application Denied By Financial Institution | 83 | $22,565,000 | $271,000 | $805,000 | $85,000 | $252,000 |
| File Closed For Incompleteness | 35 | $11,495,000 | $328,000 | $935,000 | $109,000 | $285,000 |
| Application Approved But Not Accepted | 6 | $2,010,000 | $335,000 | $515,000 | $139,000 | $259,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,574 | $552,790,000 | $351,000 | $8,035,000 | $122,000 | $1,463,000 |
| Debt-To-Income Ratio | 33 | $8,825,000 | $267,000 | $675,000 | $64,000 | $174,000 |
| Collateral | 18 | $4,830,000 | $268,000 | $805,000 | $110,000 | $232,000 |
| Credit History | 15 | $4,015,000 | $267,000 | $805,000 | $95,000 | $226,000 |
| Other | 9 | $3,225,000 | $358,000 | $585,000 | $123,000 | $252,000 |
| Unverifiable Information | 3 | $525,000 | $175,000 | $245,000 | $62,000 | $76,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $795,000 | $265,000 | $365,000 | $62,000 | $92,000 |
| Employment History | 2 | $350,000 | $175,000 | $175,000 | $49,000 | $72,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital Bank, National Association's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.