Capital City Home Loans, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Capital City Home Loans, Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital City Home Loans, Llc 1255 Lakes Parkway, Bldg 300, St 200 Kennesaw, GA 30043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 7,340 |
| Total Mortgage Loan Application Amount | $2,063,010,000 |
| Average Mortgage Loan Application Amount | $264,400 |
| Highest Mortgage Loan Application Amount | $2,155,000 |
| Average Applicant Income | $121,600 |
| Highest Applicant Income | $1,867,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Capital City Home Loans, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital City Home Loans, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Capital City Home Loans, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital City Home Loans, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital City Home Loans, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital City Home Loans, Llc's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Leon County Florida | 692 | $ 170,540,000 | $ 246,000 | $ 128,000 |
| Fulton County Georgia | 653 | $ 253,345,000 | $ 387,000 | $ 189,000 |
| Gwinnett County Georgia | 628 | $ 161,830,000 | $ 257,000 | $ 110,000 |
| Nassau County Florida | 438 | $ 148,660,000 | $ 339,000 | $ 175,000 |
| Cobb County Georgia | 402 | $ 125,780,000 | $ 312,000 | $ 153,000 |
| DeKalb County Georgia | 361 | $ 123,995,000 | $ 343,000 | $ 152,000 |
| Forsyth County Georgia | 248 | $ 83,210,000 | $ 335,000 | $ 151,000 |
| Glynn County Georgia | 235 | $ 63,725,000 | $ 271,000 | $ 128,000 |
| Hernando County Florida | 205 | $ 52,215,000 | $ 254,000 | $ 98,000 |
| Wakulla County Florida | 193 | $ 38,765,000 | $ 200,000 | $ 86,000 |
| Cherokee County Georgia | 135 | $ 39,835,000 | $ 295,000 | $ 117,000 |
| New Hanover County North Carolina | 120 | $ 32,350,000 | $ 269,000 | $ 108,000 |
| Hall County Georgia | 113 | $ 35,465,000 | $ 313,000 | $ 155,000 |
| Walton County Georgia | 112 | $ 27,210,000 | $ 242,000 | $ 92,000 |
| Paulding County Georgia | 101 | $ 24,955,000 | $ 247,000 | $ 95,000 |
| Citrus County Florida | 97 | $ 26,955,000 | $ 277,000 | $ 114,000 |
| Sumter County Georgia | 88 | $ 14,150,000 | $ 160,000 | $ 75,000 |
| Marion County Florida | 87 | $ 23,395,000 | $ 268,000 | $ 100,000 |
| Alachua County Florida | 86 | $ 22,950,000 | $ 266,000 | $ 130,000 |
| Jackson County Georgia | 71 | $ 18,565,000 | $ 261,000 | $ 107,000 |
| Chatham County Georgia | 67 | $ 13,985,000 | $ 208,000 | $ 90,000 |
| Barrow County Georgia | 63 | $ 13,715,000 | $ 217,000 | $ 97,000 |
| Henry County Georgia | 61 | $ 14,555,000 | $ 238,000 | $ 103,000 |
| Walton County Florida | 55 | $ 27,035,000 | $ 491,000 | $ 268,000 |
| Miami-Dade County Florida | 54 | $ 18,700,000 | $ 346,000 | $ 165,000 |
| Hamilton County Tennessee | 52 | $ 16,730,000 | $ 321,000 | $ 144,000 |
| Bay County Florida | 51 | $ 11,785,000 | $ 231,000 | $ 141,000 |
| Levy County Florida | 49 | $ 9,475,000 | $ 193,000 | $ 90,000 |
| Bibb County Georgia | 49 | $ 7,965,000 | $ 162,000 | $ 92,000 |
| Lee County Georgia | 46 | $ 8,230,000 | $ 178,000 | $ 76,000 |
| Carroll County Georgia | 45 | $ 7,805,000 | $ 173,000 | $ 55,000 |
| Oconee County Georgia | 45 | $ 15,295,000 | $ 339,000 | $ 151,000 |
| Gadsden County Florida | 44 | $ 9,270,000 | $ 210,000 | $ 91,000 |
| Clarke County Georgia | 40 | $ 10,850,000 | $ 271,000 | $ 136,000 |
| Rockdale County Georgia | 37 | $ 9,555,000 | $ 258,000 | $ 106,000 |
| Gulf County Florida | 36 | $ 9,540,000 | $ 265,000 | $ 148,000 |
| Douglas County Georgia | 36 | $ 8,530,000 | $ 236,000 | $ 94,000 |
| Duval County Florida | 35 | $ 8,675,000 | $ 247,000 | $ 155,000 |
| Gilchrist County Florida | 35 | $ 7,565,000 | $ 216,000 | $ 96,000 |
| Pasco County Florida | 35 | $ 8,675,000 | $ 247,000 | $ 120,000 |
| Coweta County Georgia | 35 | $ 9,465,000 | $ 270,000 | $ 111,000 |
| Fayette County Georgia | 30 | $ 10,540,000 | $ 351,000 | $ 156,000 |
| Crisp County Georgia | 29 | $ 5,695,000 | $ 196,000 | $ 89,000 |
| Jefferson County Florida | 26 | $ 6,820,000 | $ 262,000 | $ 109,000 |
| Clayton County Georgia | 26 | $ 3,620,000 | $ 139,000 | $ 55,000 |
| Escambia County Florida | 25 | $ 7,635,000 | $ 305,000 | $ 261,000 |
| Newton County Georgia | 25 | $ 7,355,000 | $ 294,000 | $ 83,000 |
| Williamson County Tennessee | 25 | $ 8,465,000 | $ 338,000 | $ 148,000 |
| Dougherty County Georgia | 22 | $ 2,670,000 | $ 121,000 | $ 69,000 |
| Spotsylvania County Virginia | 20 | $ 5,350,000 | $ 267,000 | $ 90,000 |
| Camden County Georgia | 19 | $ 4,835,000 | $ 254,000 | $ 117,000 |
| Dawson County Georgia | 19 | $ 6,385,000 | $ 336,000 | $ 124,000 |
| Baldwin County Alabama | 18 | $ 6,530,000 | $ 362,000 | $ 184,000 |
| Franklin County Florida | 18 | $ 5,540,000 | $ 307,000 | $ 157,000 |
| Taylor County Florida | 18 | $ 2,390,000 | $ 132,000 | $ 81,000 |
| Stafford County Virginia | 18 | $ 5,570,000 | $ 309,000 | $ 135,000 |
| Broward County Florida | 17 | $ 4,165,000 | $ 245,000 | $ 101,000 |
| Pender County North Carolina | 17 | $ 4,725,000 | $ 277,000 | $ 116,000 |
| Davidson County Tennessee | 17 | $ 5,155,000 | $ 303,000 | $ 102,000 |
| Hillsborough County Florida | 16 | $ 3,620,000 | $ 226,000 | $ 114,000 |
| St. Johns County Florida | 16 | $ 5,380,000 | $ 336,000 | $ 176,000 |
| Bartow County Georgia | 16 | $ 3,710,000 | $ 231,000 | $ 99,000 |
| Pickens County Georgia | 16 | $ 4,070,000 | $ 254,000 | $ 106,000 |
| Schley County Georgia | 16 | $ 2,330,000 | $ 145,000 | $ 90,000 |
| Pinellas County Florida | 15 | $ 4,825,000 | $ 321,000 | $ 123,000 |
| Putnam County Florida | 15 | $ 3,095,000 | $ 206,000 | $ 83,000 |
| Madison County Florida | 14 | $ 2,140,000 | $ 152,000 | $ 66,000 |
| Okaloosa County Florida | 14 | $ 4,170,000 | $ 297,000 | $ 216,000 |
| Houston County Georgia | 14 | $ 2,700,000 | $ 192,000 | $ 106,000 |
| Prince William County Virginia | 14 | $ 4,870,000 | $ 347,000 | $ 94,000 |
| Chambers County Alabama | 13 | $ 1,205,000 | $ 92,000 | $ 68,000 |
| Clay County Florida | 13 | $ 3,135,000 | $ 241,000 | $ 103,000 |
| Columbia County Florida | 13 | $ 2,525,000 | $ 194,000 | $ 88,000 |
| Dixie County Florida | 13 | $ 1,935,000 | $ 148,000 | $ 98,000 |
| Effingham County Georgia | 13 | $ 2,985,000 | $ 229,000 | $ 88,000 |
| Mecklenburg County North Carolina | 13 | $ 3,335,000 | $ 256,000 | $ 177,000 |
| Greene County Georgia | 12 | $ 5,350,000 | $ 445,000 | $ 209,000 |
| Monroe County Georgia | 12 | $ 3,540,000 | $ 295,000 | $ 197,000 |
| Brunswick County North Carolina | 12 | $ 3,060,000 | $ 255,000 | $ 98,000 |
| Bradford County Florida | 11 | $ 2,365,000 | $ 215,000 | $ 84,000 |
| Bryan County Georgia | 11 | $ 2,715,000 | $ 246,000 | $ 78,000 |
| Putnam County Georgia | 11 | $ 3,595,000 | $ 326,000 | $ 254,000 |
| Prince George's County Maryland | 11 | $ 3,165,000 | $ 287,000 | $ 96,000 |
| Lee County Alabama | 10 | $ 2,230,000 | $ 223,000 | $ 87,000 |
| Laurens County Georgia | 10 | $ 1,990,000 | $ 199,000 | $ 83,000 |
| Madison County Georgia | 10 | $ 2,100,000 | $ 210,000 | $ 85,000 |
| McIntosh County Georgia | 10 | $ 1,650,000 | $ 165,000 | $ 75,000 |
| Thomas County Georgia | 10 | $ 2,470,000 | $ 247,000 | $ 116,000 |
| Lee County Florida | 9 | $ 3,065,000 | $ 340,000 | $ 188,000 |
| Liberty County Georgia | 9 | $ 1,535,000 | $ 170,000 | $ 63,000 |
| Orange County Florida | 8 | $ 3,300,000 | $ 412,000 | $ 379,000 |
| Bulloch County Georgia | 8 | $ 1,150,000 | $ 143,000 | $ 87,000 |
| Dooly County Georgia | 8 | $ 1,020,000 | $ 127,000 | $ 87,000 |
| Fannin County Georgia | 8 | $ 3,020,000 | $ 377,000 | $ 233,000 |
| Gilmer County Georgia | 8 | $ 2,050,000 | $ 256,000 | $ 135,000 |
| Morgan County Georgia | 8 | $ 2,830,000 | $ 353,000 | $ 150,000 |
| Buncombe County North Carolina | 8 | $ 2,070,000 | $ 258,000 | $ 125,000 |
| Montgomery County Alabama | 7 | $ 1,165,000 | $ 166,000 | $ 73,000 |
| Lake County Florida | 7 | $ 2,395,000 | $ 342,000 | $ 133,000 |
| Sumter County Florida | 7 | $ 3,055,000 | $ 436,000 | $ 150,000 |
| Butts County Georgia | 7 | $ 1,505,000 | $ 215,000 | $ 59,000 |
| Harris County Georgia | 7 | $ 1,705,000 | $ 243,000 | $ 97,000 |
| Rabun County Georgia | 7 | $ 2,555,000 | $ 365,000 | $ 197,000 |
| Wake County North Carolina | 7 | $ 1,555,000 | $ 222,000 | $ 77,000 |
| Beaufort County South Carolina | 7 | $ 3,015,000 | $ 430,000 | $ 242,000 |
| Troup County Georgia | 6 | $ 830,000 | $ 138,000 | $ 80,000 |
| Worth County Georgia | 6 | $ 990,000 | $ 165,000 | $ 59,000 |
| Shelby County Tennessee | 6 | $ 1,790,000 | $ 298,000 | $ 131,000 |
| Caroline County Virginia | 6 | $ 1,720,000 | $ 286,000 | $ 105,000 |
| Fairfax County Virginia | 6 | $ 2,530,000 | $ 421,000 | $ 107,000 |
| Coffee County Alabama | 5 | $ 935,000 | $ 187,000 | $ 136,000 |
| Jefferson County Alabama | 5 | $ 1,185,000 | $ 237,000 | $ 51,000 |
| Union County Florida | 5 | $ 1,205,000 | $ 241,000 | $ 176,000 |
| Early County Georgia | 5 | $ 715,000 | $ 143,000 | $ 77,000 |
| Lumpkin County Georgia | 5 | $ 995,000 | $ 199,000 | $ 143,000 |
| Oglethorpe County Georgia | 5 | $ 955,000 | $ 191,000 | $ 68,000 |
| Anne Arundel County Maryland | 5 | $ 1,395,000 | $ 279,000 | $ 49,000 |
| Worcester County Maryland | 5 | $ 1,375,000 | $ 275,000 | $ 117,000 |
| Horry County South Carolina | 5 | $ 1,185,000 | $ 237,000 | $ 215,000 |
| Loudoun County Virginia | 5 | $ 1,845,000 | $ 369,000 | $ 101,000 |
| Houston County Alabama | 4 | $ 570,000 | $ 142,000 | $ 75,000 |
| Mobile County Alabama | 4 | $ 760,000 | $ 190,000 | $ 55,000 |
| Brevard County Florida | 4 | $ 780,000 | $ 195,000 | $ 120,000 |
| Flagler County Florida | 4 | $ 700,000 | $ 175,000 | $ 62,000 |
| Jackson County Florida | 4 | $ 1,010,000 | $ 252,000 | $ 120,000 |
| Suwannee County Florida | 4 | $ 630,000 | $ 157,000 | $ 52,000 |
| Volusia County Florida | 4 | $ 1,250,000 | $ 312,000 | $ 109,000 |
| Washington County Florida | 4 | $ 570,000 | $ 142,000 | $ 65,000 |
| Baldwin County Georgia | 4 | $ 1,170,000 | $ 292,000 | $ 94,000 |
| Banks County Georgia | 4 | $ 1,170,000 | $ 292,000 | $ 107,000 |
| Floyd County Georgia | 4 | $ 640,000 | $ 160,000 | $ 300,000 |
| Gordon County Georgia | 4 | $ 1,190,000 | $ 297,000 | $ 154,000 |
| Grady County Georgia | 4 | $ 580,000 | $ 145,000 | $ 111,000 |
| Jones County Georgia | 4 | $ 790,000 | $ 197,000 | $ 68,000 |
| Polk County Georgia | 4 | $ 640,000 | $ 160,000 | $ 48,000 |
| Wayne County Georgia | 4 | $ 510,000 | $ 127,000 | $ 90,000 |
| Montgomery County Maryland | 4 | $ 1,390,000 | $ 347,000 | $ 72,000 |
| Anderson County South Carolina | 4 | $ 1,060,000 | $ 265,000 | $ 146,000 |
| Maury County Tennessee | 4 | $ 1,010,000 | $ 252,000 | $ 74,000 |
| Wilson County Tennessee | 4 | $ 1,450,000 | $ 362,000 | $ 161,000 |
| Dale County Alabama | 3 | $ 335,000 | $ 111,000 | $ 37,000 |
| Shelby County Alabama | 3 | $ 965,000 | $ 321,000 | $ 115,000 |
| Baker County Florida | 3 | $ 925,000 | $ 308,000 | $ 136,000 |
| Palm Beach County Florida | 3 | $ 755,000 | $ 251,000 | $ 108,000 |
| Polk County Florida | 3 | $ 815,000 | $ 271,000 | $ 81,000 |
| Santa Rosa County Florida | 3 | $ 935,000 | $ 311,000 | $ 176,000 |
| Sarasota County Florida | 3 | $ 605,000 | $ 201,000 | $ 117,000 |
| St. Lucie County Florida | 3 | $ 885,000 | $ 295,000 | $ 138,000 |
| Charlton County Georgia | 3 | $ 335,000 | $ 111,000 | $ 102,000 |
| Columbia County Georgia | 3 | $ 335,000 | $ 111,000 | $ 65,000 |
| Haralson County Georgia | 3 | $ 535,000 | $ 178,000 | $ 72,000 |
| Hart County Georgia | 3 | $ 945,000 | $ 315,000 | $ 208,000 |
| Lamar County Georgia | 3 | $ 345,000 | $ 115,000 | $ 99,000 |
| Lowndes County Georgia | 3 | $ 585,000 | $ 195,000 | $ 78,000 |
| Spalding County Georgia | 3 | $ 545,000 | $ 181,000 | $ 76,000 |
| Union County Georgia | 3 | $ 955,000 | $ 318,000 | $ 162,000 |
| White County Georgia | 3 | $ 585,000 | $ 195,000 | $ 58,000 |
| Avery County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 126,000 |
| Cherokee County North Carolina | 3 | $ 755,000 | $ 251,000 | $ 101,000 |
| Durham County North Carolina | 3 | $ 515,000 | $ 171,000 | $ 83,000 |
| Henderson County North Carolina | 3 | $ 745,000 | $ 248,000 | $ 95,000 |
| Macon County North Carolina | 3 | $ 1,025,000 | $ 341,000 | $ 305,000 |
| Polk County North Carolina | 3 | $ 925,000 | $ 308,000 | $ 109,000 |
| Transylvania County North Carolina | 3 | $ 765,000 | $ 255,000 | $ 295,000 |
| Charleston County South Carolina | 3 | $ 535,000 | $ 178,000 | $ 589,000 |
| Greenville County South Carolina | 3 | $ 625,000 | $ 208,000 | $ 175,000 |
| Richland County South Carolina | 3 | $ 305,000 | $ 101,000 | $ 292,000 |
| York County South Carolina | 3 | $ 885,000 | $ 295,000 | $ 105,000 |
| Rutherford County Tennessee | 3 | $ 375,000 | $ 125,000 | $ 37,000 |
| Fredericksburg County Virginia | 3 | $ 1,085,000 | $ 361,000 | $ 125,000 |
| Orange County Virginia | 3 | $ 735,000 | $ 245,000 | $ 96,000 |
| Covington County Alabama | 2 | $ 230,000 | $ 115,000 | $ 50,000 |
| Collier County Florida | 2 | $ 350,000 | $ 175,000 | $ 80,000 |
| Highlands County Florida | 2 | $ 290,000 | $ 145,000 | $ 35,000 |
| Holmes County Florida | 2 | $ 150,000 | $ 75,000 | $ 62,000 |
| Indian River County Florida | 2 | $ 230,000 | $ 115,000 | $ 84,000 |
| Osceola County Florida | 2 | $ 610,000 | $ 305,000 | $ 132,000 |
| Appling County Georgia | 2 | $ 270,000 | $ 135,000 | $ 26,000 |
| Ben Hill County Georgia | 2 | $ 470,000 | $ 235,000 | $ 81,000 |
| Decatur County Georgia | 2 | $ 640,000 | $ 320,000 | $ 104,000 |
| Hancock County Georgia | 2 | $ 570,000 | $ 285,000 | $ 169,000 |
| Jasper County Georgia | 2 | $ 650,000 | $ 325,000 | $ 248,000 |
| Johnson County Georgia | 2 | $ 520,000 | $ 260,000 | $ 255,000 |
| Meriwether County Georgia | 2 | $ 360,000 | $ 180,000 | $ 97,000 |
| Muscogee County Georgia | 2 | $ 640,000 | $ 320,000 | $ 78,000 |
| Randolph County Georgia | 2 | $ 260,000 | $ 130,000 | $ 60,000 |
| Richmond County Georgia | 2 | $ 330,000 | $ 165,000 | $ 104,000 |
| Stephens County Georgia | 2 | $ 530,000 | $ 265,000 | $ 207,000 |
| Terrell County Georgia | 2 | $ 200,000 | $ 100,000 | $ 49,000 |
| Towns County Georgia | 2 | $ 350,000 | $ 175,000 | $ 114,000 |
| Twiggs County Georgia | 2 | $ 510,000 | $ 255,000 | $ 67,000 |
| Walker County Georgia | 2 | $ 430,000 | $ 215,000 | $ 117,000 |
| Ware County Georgia | 2 | $ 280,000 | $ 140,000 | $ 126,000 |
| Webster County Georgia | 2 | $ 420,000 | $ 210,000 | $ 100,000 |
| Whitfield County Georgia | 2 | $ 590,000 | $ 295,000 | $ 95,000 |
| Baltimore County Maryland | 2 | $ 410,000 | $ 205,000 | $ 47,000 |
| DeSoto County Mississippi | 2 | $ 400,000 | $ 200,000 | $ 93,000 |
| Hinds County Mississippi | 2 | $ 280,000 | $ 140,000 | $ 34,000 |
| Gaston County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 78,000 |
| Graham County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 121,000 |
| Guilford County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 113,000 |
| Haywood County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 121,000 |
| Iredell County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 181,000 |
| Jackson County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 326,000 |
| Surry County North Carolina | 2 | $ 910,000 | $ 455,000 | $ 335,000 |
| Georgetown County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 104,000 |
| Oconee County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 105,000 |
| Knox County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 154,000 |
| Frederick County Virginia | 2 | $ 520,000 | $ 260,000 | $ 57,000 |
| King George County Virginia | 2 | $ 670,000 | $ 335,000 | $ 104,000 |
| Barbour County Alabama | 1 | $ 245,000 | $ 245,000 | $ 409,000 |
| Butler County Alabama | 1 | $ 75,000 | $ 75,000 | $ 14,000 |
| Madison County Alabama | 1 | $ 485,000 | $ 485,000 | $ 310,000 |
| Marion County Alabama | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Tallapoosa County Alabama | 1 | $ 145,000 | $ 145,000 | $ 121,000 |
| Tuscaloosa County Alabama | 1 | $ 165,000 | $ 165,000 | $ 111,000 |
| District of Columbia County District Of Columbia | 1 | $ 605,000 | $ 605,000 | $ 276,000 |
| Calhoun County Florida | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Charlotte County Florida | 1 | $ 235,000 | $ 235,000 | $ 134,000 |
| Lafayette County Florida | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Liberty County Florida | 1 | $ 405,000 | $ 405,000 | $ 291,000 |
| Monroe County Florida | 1 | $ 1,115,000 | $ 1,115,000 | $ 387,000 |
| Berrien County Georgia | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Brantley County Georgia | 1 | $ 185,000 | $ 185,000 | $ 143,000 |
| Brooks County Georgia | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Burke County Georgia | 1 | $ 295,000 | $ 295,000 | $ 166,000 |
| Catoosa County Georgia | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Clay County Georgia | 1 | $ 105,000 | $ 105,000 | $ 208,000 |
| Coffee County Georgia | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Dade County Georgia | 1 | $ 295,000 | $ 295,000 | $ 238,000 |
| Franklin County Georgia | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Habersham County Georgia | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Lanier County Georgia | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Lincoln County Georgia | 1 | $ 385,000 | $ 385,000 | $ 279,000 |
| Long County Georgia | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Marion County Georgia | 1 | $ 185,000 | $ 185,000 | $ 109,000 |
| Miller County Georgia | 1 | $ 135,000 | $ 135,000 | $ 142,000 |
| Murray County Georgia | 1 | $ 475,000 | $ 475,000 | $ 804,000 |
| Pike County Georgia | 1 | $ 175,000 | $ 175,000 | $ 211,000 |
| Pulaski County Georgia | 1 | $ 75,000 | $ 75,000 | $ 117,000 |
| Quitman County Georgia | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Talbot County Georgia | 1 | $ 465,000 | $ 465,000 | $ 336,000 |
| Tift County Georgia | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Upson County Georgia | 1 | $ 95,000 | $ 95,000 | $ 158,000 |
| Washington County Georgia | 1 | $ 515,000 | $ 515,000 | $ 142,000 |
| Charles County Maryland | 1 | $ 285,000 | $ 285,000 | $ 46,000 |
| Frederick County Maryland | 1 | $ 255,000 | $ 255,000 | $ 57,000 |
| Howard County Maryland | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Lamar County Mississippi | 1 | $ 345,000 | $ 345,000 | $ 210,000 |
| Lauderdale County Mississippi | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Leflore County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Oktibbeha County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Rankin County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Bladen County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Craven County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Davidson County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 60,000 |
| Forsyth County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Johnston County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Moore County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 234,000 |
| Onslow County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 180,000 |
| Pamlico County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 134,000 |
| Robeson County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 217,000 |
| Rowan County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Sampson County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 175,000 |
| Stanly County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Swain County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 110,000 |
| Union County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 155,000 |
| Aiken County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Kershaw County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 153,000 |
| Lancaster County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 52,000 |
| McCormick County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 149,000 |
| Cheatham County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Claiborne County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 125,000 |
| Dickson County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 174,000 |
| Montgomery County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 81,000 |
| Rhea County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 310,000 |
| Sevier County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 293,000 |
| Washington County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Alexandria County Virginia | 1 | $ 365,000 | $ 365,000 | $ 83,000 |
| Buchanan County Virginia | 1 | $ 45,000 | $ 45,000 | $ 211,000 |
| Franklin County Virginia | 1 | $ 435,000 | $ 435,000 | $ 127,000 |
| Isle of Wight County Virginia | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| James City County Virginia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Louisa County Virginia | 1 | $ 215,000 | $ 215,000 | $ 65,000 |
| Madison County Virginia | 1 | $ 235,000 | $ 235,000 | $ 36,000 |
| Manassas County Virginia | 1 | $ 335,000 | $ 335,000 | $ 72,000 |
| Newport News County Virginia | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Prince George County Virginia | 1 | $ 465,000 | $ 465,000 | $ 161,000 |
| Shenandoah County Virginia | 1 | $ 235,000 | $ 235,000 | $ 58,000 |
| Virginia Beach County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Westmoreland County Virginia | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
Mortgage Loan Application Detail Totals for Capital City Home Loans, Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,346 | $1,216,350,000 | $279,000 | $2,155,000 | $121,000 | $1,669,000 |
| Refinancing | 2,169 | $630,095,000 | $290,000 | $2,055,000 | $151,000 | $1,867,000 |
| Cash-out Refinancing | 760 | $199,460,000 | $262,000 | $1,005,000 | $135,000 | $1,399,000 |
| Other Purpose | 60 | $15,980,000 | $266,000 | $1,085,000 | $151,000 | $1,201,000 |
| Home Improvement | 5 | $1,125,000 | $225,000 | $415,000 | $50,000 | $91,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,137 | $1,463,525,000 | $284,000 | $2,155,000 | $136,000 | $1,867,000 |
| Not Provided | 909 | $267,475,000 | $294,000 | $1,145,000 | $144,000 | $1,596,000 |
| Black or African American | 653 | $157,765,000 | $241,000 | $1,055,000 | $88,000 | $1,400,000 |
| Hispanic | 399 | $102,925,000 | $257,000 | $1,115,000 | $99,000 | $503,000 |
| Asian | 199 | $60,895,000 | $306,000 | $915,000 | $160,000 | $1,019,000 |
| American Indian or Alaskan Native | 28 | $6,310,000 | $225,000 | $615,000 | $82,000 | $199,000 |
| Not applicable | 9 | $2,675,000 | $297,000 | $385,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 6 | $1,440,000 | $240,000 | $325,000 | $93,000 | $153,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,101 | $1,778,855,000 | $291,000 | $2,155,000 | $144,000 | $1,867,000 |
| FHA-insured (Federal Housing Administration) | 744 | $157,500,000 | $211,000 | $445,000 | $63,000 | $249,000 |
| VA-guaranteed (Veterans Administration) | 321 | $95,935,000 | $298,000 | $895,000 | $99,000 | $476,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 174 | $30,720,000 | $176,000 | $335,000 | $55,000 | $99,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,771 | $1,628,005,000 | $282,000 | $2,155,000 | $132,000 | $1,867,000 |
| Application Withdrawn By Applicant | 651 | $178,805,000 | $274,000 | $1,905,000 | $137,000 | $1,596,000 |
| Application Denied By Financial Institution | 545 | $149,525,000 | $274,000 | $1,275,000 | $111,000 | $1,152,000 |
| File Closed For Incompleteness | 344 | $95,490,000 | $277,000 | $1,405,000 | $134,000 | $1,688,000 |
| Application Approved But Not Accepted | 19 | $8,255,000 | $434,000 | $1,925,000 | $227,000 | $1,012,000 |
| Loan Purchased By The Institution | 10 | $2,930,000 | $293,000 | $385,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,795 | $1,913,485,000 | $281,000 | $2,155,000 | $133,000 | $1,867,000 |
| Credit Application Incomplete | 199 | $58,865,000 | $295,000 | $1,275,000 | $141,000 | $630,000 |
| Debt-To-Income Ratio | 144 | $37,670,000 | $261,000 | $815,000 | $65,000 | $459,000 |
| Credit History | 72 | $19,250,000 | $267,000 | $1,205,000 | $122,000 | $1,080,000 |
| Collateral | 54 | $15,170,000 | $280,000 | $1,205,000 | $107,000 | $903,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 41 | $9,675,000 | $235,000 | $515,000 | $106,000 | $336,000 |
| Other | 14 | $3,250,000 | $232,000 | $605,000 | $86,000 | $276,000 |
| Unverifiable Information | 11 | $1,955,000 | $177,000 | $405,000 | $47,000 | $90,000 |
| Employment History | 10 | $3,690,000 | $369,000 | $1,055,000 | $212,000 | $1,152,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital City Home Loans, Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital City Home Loans, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.