Capital City Home Loans, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Capital City Home Loans, Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital City Home Loans, Llc 1255 Lakes Parkway, Bldg 300, St 200 Kennesaw, GA 30043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 3,620 |
| Total Mortgage Loan Application Amount | $1,347,210,000 |
| Average Mortgage Loan Application Amount | $306,800 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $171,800 |
| Highest Applicant Income | $8,217,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Capital City Home Loans, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital City Home Loans, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Capital City Home Loans, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital City Home Loans, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital City Home Loans, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital City Home Loans, Llc's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Leon County Florida | 310 | $ 81,860,000 | $ 264,000 | $ 124,000 |
| Gwinnett County Georgia | 219 | $ 81,675,000 | $ 372,000 | $ 132,000 |
| Nassau County Florida | 202 | $ 93,330,000 | $ 462,000 | $ 262,000 |
| Fulton County Georgia | 196 | $ 111,740,000 | $ 570,000 | $ 247,000 |
| Cobb County Georgia | 179 | $ 71,785,000 | $ 401,000 | $ 203,000 |
| Citrus County Florida | 120 | $ 29,490,000 | $ 245,000 | $ 95,000 |
| Walton County Florida | 115 | $ 89,775,000 | $ 780,000 | $ 328,000 |
| Hernando County Florida | 113 | $ 33,775,000 | $ 298,000 | $ 103,000 |
| Bay County Florida | 97 | $ 35,625,000 | $ 367,000 | $ 205,000 |
| DeKalb County Georgia | 94 | $ 39,240,000 | $ 417,000 | $ 180,000 |
| Forsyth County Georgia | 91 | $ 43,595,000 | $ 479,000 | $ 206,000 |
| Glynn County Georgia | 71 | $ 24,095,000 | $ 339,000 | $ 176,000 |
| Hall County Georgia | 63 | $ 24,585,000 | $ 390,000 | $ 152,000 |
| Cherokee County Georgia | 61 | $ 24,555,000 | $ 402,000 | $ 155,000 |
| Paulding County Georgia | 59 | $ 22,375,000 | $ 379,000 | $ 137,000 |
| Sumter County Georgia | 54 | $ 7,860,000 | $ 145,000 | $ 77,000 |
| Barrow County Georgia | 45 | $ 16,415,000 | $ 364,000 | $ 120,000 |
| New Hanover County North Carolina | 42 | $ 15,900,000 | $ 378,000 | $ 186,000 |
| Hamilton County Tennessee | 42 | $ 17,330,000 | $ 412,000 | $ 138,000 |
| Wakulla County Florida | 41 | $ 9,075,000 | $ 221,000 | $ 95,000 |
| Gadsden County Florida | 39 | $ 9,385,000 | $ 240,000 | $ 109,000 |
| Walton County Georgia | 39 | $ 10,525,000 | $ 269,000 | $ 103,000 |
| Jackson County Georgia | 36 | $ 13,540,000 | $ 376,000 | $ 121,000 |
| Bibb County Georgia | 32 | $ 7,290,000 | $ 227,000 | $ 105,000 |
| Jefferson County Florida | 31 | $ 7,805,000 | $ 251,000 | $ 109,000 |
| Alachua County Florida | 29 | $ 7,825,000 | $ 269,000 | $ 162,000 |
| Escambia County Florida | 29 | $ 8,415,000 | $ 290,000 | $ 158,000 |
| Fayette County Georgia | 28 | $ 13,180,000 | $ 470,000 | $ 205,000 |
| Bradford County Florida | 26 | $ 5,750,000 | $ 221,000 | $ 83,000 |
| Henry County Georgia | 26 | $ 8,060,000 | $ 310,000 | $ 87,000 |
| Gulf County Florida | 25 | $ 9,815,000 | $ 392,000 | $ 195,000 |
| Bartow County Georgia | 24 | $ 8,760,000 | $ 365,000 | $ 120,000 |
| Clarke County Georgia | 23 | $ 5,145,000 | $ 223,000 | $ 131,000 |
| Lee County Georgia | 23 | $ 5,155,000 | $ 224,000 | $ 85,000 |
| Miami-Dade County Florida | 22 | $ 13,880,000 | $ 630,000 | $ 257,000 |
| Chatham County Georgia | 22 | $ 6,300,000 | $ 286,000 | $ 99,000 |
| Dougherty County Georgia | 22 | $ 3,630,000 | $ 165,000 | $ 70,000 |
| Newton County Georgia | 21 | $ 6,205,000 | $ 295,000 | $ 90,000 |
| Davidson County Tennessee | 21 | $ 10,635,000 | $ 506,000 | $ 215,000 |
| Franklin County Florida | 18 | $ 9,500,000 | $ 527,000 | $ 208,000 |
| Okaloosa County Florida | 18 | $ 10,550,000 | $ 586,000 | $ 198,000 |
| Putnam County Florida | 18 | $ 5,090,000 | $ 282,000 | $ 122,000 |
| Oconee County Georgia | 18 | $ 8,090,000 | $ 449,000 | $ 246,000 |
| Pasco County Florida | 17 | $ 5,645,000 | $ 332,000 | $ 111,000 |
| Carroll County Georgia | 17 | $ 5,945,000 | $ 349,000 | $ 106,000 |
| Duval County Florida | 16 | $ 5,890,000 | $ 368,000 | $ 133,000 |
| Marion County Florida | 16 | $ 6,810,000 | $ 425,000 | $ 162,000 |
| Sarasota County Florida | 16 | $ 6,850,000 | $ 428,000 | $ 202,000 |
| Taylor County Florida | 16 | $ 3,610,000 | $ 225,000 | $ 150,000 |
| Coweta County Georgia | 16 | $ 7,820,000 | $ 488,000 | $ 269,000 |
| Levy County Florida | 15 | $ 3,305,000 | $ 220,000 | $ 89,000 |
| Houston County Georgia | 15 | $ 4,215,000 | $ 281,000 | $ 85,000 |
| Haralson County Georgia | 14 | $ 4,230,000 | $ 302,000 | $ 94,000 |
| Schley County Georgia | 14 | $ 3,480,000 | $ 248,000 | $ 122,000 |
| Palm Beach County Florida | 13 | $ 6,405,000 | $ 492,000 | $ 274,000 |
| Pinellas County Florida | 13 | $ 5,335,000 | $ 410,000 | $ 204,000 |
| St. Johns County Florida | 13 | $ 3,995,000 | $ 307,000 | $ 186,000 |
| Clayton County Georgia | 13 | $ 2,835,000 | $ 218,000 | $ 70,000 |
| Crisp County Georgia | 13 | $ 3,315,000 | $ 255,000 | $ 132,000 |
| Madison County Florida | 12 | $ 2,660,000 | $ 221,000 | $ 99,000 |
| Baldwin County Alabama | 11 | $ 3,005,000 | $ 273,000 | $ 89,000 |
| Gilchrist County Florida | 11 | $ 2,905,000 | $ 264,000 | $ 117,000 |
| Gilmer County Georgia | 11 | $ 4,655,000 | $ 423,000 | $ 227,000 |
| Clay County Florida | 10 | $ 3,030,000 | $ 303,000 | $ 100,000 |
| Camden County Georgia | 10 | $ 2,440,000 | $ 244,000 | $ 78,000 |
| Dawson County Georgia | 10 | $ 4,950,000 | $ 495,000 | $ 278,000 |
| Rockdale County Georgia | 10 | $ 2,790,000 | $ 279,000 | $ 111,000 |
| Laurens County Georgia | 9 | $ 2,015,000 | $ 223,000 | $ 112,000 |
| Monroe County Georgia | 9 | $ 2,995,000 | $ 332,000 | $ 152,000 |
| Pickens County Georgia | 9 | $ 2,665,000 | $ 296,000 | $ 105,000 |
| Greenville County South Carolina | 9 | $ 2,055,000 | $ 228,000 | $ 68,000 |
| Columbia County Florida | 8 | $ 2,020,000 | $ 252,000 | $ 83,000 |
| Greene County Georgia | 8 | $ 3,670,000 | $ 458,000 | $ 204,000 |
| Brunswick County North Carolina | 8 | $ 3,990,000 | $ 498,000 | $ 149,000 |
| Chambers County Alabama | 7 | $ 935,000 | $ 133,000 | $ 53,000 |
| Lee County Alabama | 7 | $ 1,695,000 | $ 242,000 | $ 85,000 |
| Hillsborough County Florida | 7 | $ 3,085,000 | $ 440,000 | $ 172,000 |
| Douglas County Georgia | 7 | $ 2,905,000 | $ 415,000 | $ 186,000 |
| Grady County Georgia | 7 | $ 1,075,000 | $ 153,000 | $ 65,000 |
| Jasper County Georgia | 7 | $ 2,135,000 | $ 305,000 | $ 119,000 |
| White County Georgia | 7 | $ 2,195,000 | $ 313,000 | $ 92,000 |
| Buncombe County North Carolina | 7 | $ 3,535,000 | $ 505,000 | $ 224,000 |
| Williamson County Tennessee | 7 | $ 6,955,000 | $ 993,000 | $ 269,000 |
| Manatee County Florida | 6 | $ 2,880,000 | $ 480,000 | $ 173,000 |
| Orange County Florida | 6 | $ 2,250,000 | $ 375,000 | $ 168,000 |
| Bulloch County Georgia | 6 | $ 1,090,000 | $ 181,000 | $ 433,000 |
| Butts County Georgia | 6 | $ 2,250,000 | $ 375,000 | $ 195,000 |
| Floyd County Georgia | 6 | $ 1,300,000 | $ 216,000 | $ 71,000 |
| Madison County Georgia | 6 | $ 1,830,000 | $ 305,000 | $ 95,000 |
| Oglethorpe County Georgia | 6 | $ 2,380,000 | $ 396,000 | $ 109,000 |
| Thomas County Georgia | 6 | $ 1,180,000 | $ 196,000 | $ 92,000 |
| Pender County North Carolina | 6 | $ 1,710,000 | $ 285,000 | $ 127,000 |
| Beaufort County South Carolina | 6 | $ 4,500,000 | $ 750,000 | $ 704,000 |
| Spartanburg County South Carolina | 6 | $ 1,790,000 | $ 298,000 | $ 146,000 |
| Banks County Georgia | 5 | $ 1,485,000 | $ 297,000 | $ 139,000 |
| Fannin County Georgia | 5 | $ 3,315,000 | $ 663,000 | $ 294,000 |
| Gordon County Georgia | 5 | $ 1,045,000 | $ 209,000 | $ 83,000 |
| Jones County Georgia | 5 | $ 1,215,000 | $ 243,000 | $ 87,000 |
| Liberty County Georgia | 5 | $ 735,000 | $ 147,000 | $ 69,000 |
| Muscogee County Georgia | 5 | $ 1,225,000 | $ 245,000 | $ 79,000 |
| Troup County Georgia | 5 | $ 1,335,000 | $ 267,000 | $ 114,000 |
| Macon County North Carolina | 5 | $ 2,165,000 | $ 433,000 | $ 187,000 |
| Mecklenburg County North Carolina | 5 | $ 1,475,000 | $ 295,000 | $ 103,000 |
| Rutherford County Tennessee | 5 | $ 3,155,000 | $ 631,000 | $ 204,000 |
| Broward County Florida | 4 | $ 1,230,000 | $ 307,000 | $ 125,000 |
| Lake County Florida | 4 | $ 1,320,000 | $ 330,000 | $ 125,000 |
| Santa Rosa County Florida | 4 | $ 1,230,000 | $ 307,000 | $ 212,000 |
| Seminole County Florida | 4 | $ 1,600,000 | $ 400,000 | $ 207,000 |
| Union County Florida | 4 | $ 950,000 | $ 237,000 | $ 64,000 |
| Volusia County Florida | 4 | $ 970,000 | $ 242,000 | $ 122,000 |
| Brantley County Georgia | 4 | $ 700,000 | $ 175,000 | $ 61,000 |
| Dooly County Georgia | 4 | $ 840,000 | $ 210,000 | $ 102,000 |
| Lumpkin County Georgia | 4 | $ 1,750,000 | $ 437,000 | $ 189,000 |
| McIntosh County Georgia | 4 | $ 810,000 | $ 202,000 | $ 55,000 |
| Pike County Georgia | 4 | $ 1,360,000 | $ 340,000 | $ 102,000 |
| Rabun County Georgia | 4 | $ 2,460,000 | $ 615,000 | $ 360,000 |
| Spalding County Georgia | 4 | $ 820,000 | $ 205,000 | $ 45,000 |
| Wake County North Carolina | 4 | $ 1,650,000 | $ 412,000 | $ 107,000 |
| Sevier County Tennessee | 4 | $ 2,580,000 | $ 645,000 | $ 323,000 |
| Stafford County Virginia | 4 | $ 1,550,000 | $ 387,000 | $ 134,000 |
| Brevard County Florida | 3 | $ 1,145,000 | $ 381,000 | $ 139,000 |
| Lee County Florida | 3 | $ 935,000 | $ 311,000 | $ 512,000 |
| Bryan County Georgia | 3 | $ 685,000 | $ 228,000 | $ 84,000 |
| Columbia County Georgia | 3 | $ 395,000 | $ 131,000 | $ 105,000 |
| Effingham County Georgia | 3 | $ 835,000 | $ 278,000 | $ 85,000 |
| Habersham County Georgia | 3 | $ 1,215,000 | $ 405,000 | $ 139,000 |
| Harris County Georgia | 3 | $ 835,000 | $ 278,000 | $ 126,000 |
| Morgan County Georgia | 3 | $ 1,095,000 | $ 365,000 | $ 122,000 |
| Polk County Georgia | 3 | $ 605,000 | $ 201,000 | $ 109,000 |
| Putnam County Georgia | 3 | $ 1,225,000 | $ 408,000 | $ 285,000 |
| Tift County Georgia | 3 | $ 815,000 | $ 271,000 | $ 94,000 |
| Upson County Georgia | 3 | $ 1,115,000 | $ 371,000 | $ 133,000 |
| Wilcox County Georgia | 3 | $ 465,000 | $ 155,000 | $ 60,000 |
| Franklin County North Carolina | 3 | $ 975,000 | $ 325,000 | $ 142,000 |
| Charleston County South Carolina | 3 | $ 2,055,000 | $ 685,000 | $ 554,000 |
| Horry County South Carolina | 3 | $ 1,185,000 | $ 395,000 | $ 359,000 |
| Oconee County South Carolina | 3 | $ 4,135,000 | $ 1,378,000 | $ 420,000 |
| Westmoreland County Virginia | 3 | $ 445,000 | $ 148,000 | $ 50,000 |
| Elmore County Alabama | 2 | $ 1,760,000 | $ 880,000 | $ 604,000 |
| Jefferson County Alabama | 2 | $ 1,140,000 | $ 570,000 | $ 415,000 |
| Winston County Alabama | 2 | $ 850,000 | $ 425,000 | $ 192,000 |
| Dixie County Florida | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| Jackson County Florida | 2 | $ 210,000 | $ 105,000 | $ 121,000 |
| Lafayette County Florida | 2 | $ 310,000 | $ 155,000 | $ 89,000 |
| Monroe County Florida | 2 | $ 1,230,000 | $ 615,000 | $ 258,000 |
| Osceola County Florida | 2 | $ 1,110,000 | $ 555,000 | $ 236,000 |
| Sumter County Florida | 2 | $ 540,000 | $ 270,000 | $ 269,000 |
| Washington County Florida | 2 | $ 140,000 | $ 70,000 | $ 64,000 |
| Baldwin County Georgia | 2 | $ 1,390,000 | $ 695,000 | $ 586,000 |
| Elbert County Georgia | 2 | $ 240,000 | $ 120,000 | $ 26,000 |
| Lowndes County Georgia | 2 | $ 720,000 | $ 360,000 | $ 130,000 |
| Macon County Georgia | 2 | $ 140,000 | $ 70,000 | $ 62,000 |
| Peach County Georgia | 2 | $ 340,000 | $ 170,000 | $ 80,000 |
| Stephens County Georgia | 2 | $ 670,000 | $ 335,000 | $ 177,000 |
| Wayne County Georgia | 2 | $ 580,000 | $ 290,000 | $ 107,000 |
| Carteret County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 77,000 |
| Cherokee County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 148,000 |
| Forsyth County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 88,000 |
| Guilford County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 92,000 |
| Jackson County North Carolina | 2 | $ 1,180,000 | $ 590,000 | $ 317,000 |
| Transylvania County North Carolina | 2 | $ 430,000 | $ 215,000 | $ 98,000 |
| Yancey County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 172,000 |
| Aiken County South Carolina | 2 | $ 2,110,000 | $ 1,055,000 | $ 500,000 |
| Fayette County Tennessee | 2 | $ 1,210,000 | $ 605,000 | $ 155,000 |
| Sumner County Tennessee | 2 | $ 930,000 | $ 465,000 | $ 195,000 |
| Alexandria County Virginia | 2 | $ 900,000 | $ 450,000 | $ 142,000 |
| Fredericksburg County Virginia | 2 | $ 750,000 | $ 375,000 | $ 151,000 |
| Spotsylvania County Virginia | 2 | $ 690,000 | $ 345,000 | $ 185,000 |
| Barbour County Alabama | 1 | $ 305,000 | $ 305,000 | $ 94,000 |
| Butler County Alabama | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Cleburne County Alabama | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
| Cullman County Alabama | 1 | $ 645,000 | $ 645,000 | $ 1,640,000 |
| Lamar County Alabama | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Madison County Alabama | 1 | $ 365,000 | $ 365,000 | $ 259,000 |
| Mobile County Alabama | 1 | $ 355,000 | $ 355,000 | $ 112,000 |
| Montgomery County Alabama | 1 | $ 55,000 | $ 55,000 | $ 244,000 |
| Shelby County Alabama | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Wilcox County Alabama | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Baker County Florida | 1 | $ 465,000 | $ 465,000 | $ 114,000 |
| Flagler County Florida | 1 | $ 185,000 | $ 185,000 | $ 199,000 |
| Holmes County Florida | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Martin County Florida | 1 | $ 565,000 | $ 565,000 | $ 98,000 |
| Polk County Florida | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Suwannee County Florida | 1 | $ 265,000 | $ 265,000 | $ 53,000 |
| Brooks County Georgia | 1 | $ 95,000 | $ 95,000 | $ 68,000 |
| Calhoun County Georgia | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Catoosa County Georgia | 1 | $ 425,000 | $ 425,000 | $ 184,000 |
| Colquitt County Georgia | 1 | $ 285,000 | $ 285,000 | $ 88,000 |
| Cook County Georgia | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Decatur County Georgia | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Dodge County Georgia | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Emanuel County Georgia | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Evans County Georgia | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Hancock County Georgia | 1 | $ 335,000 | $ 335,000 | $ 281,000 |
| Hart County Georgia | 1 | $ 455,000 | $ 455,000 | $ 526,000 |
| Lamar County Georgia | 1 | $ 285,000 | $ 285,000 | $ 74,000 |
| Marion County Georgia | 1 | $ 435,000 | $ 435,000 | $ 195,000 |
| Mitchell County Georgia | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| Pulaski County Georgia | 1 | $ 105,000 | $ 105,000 | $ 467,000 |
| Randolph County Georgia | 1 | $ 155,000 | $ 155,000 | $ 131,000 |
| Richmond County Georgia | 1 | $ 115,000 | $ 115,000 | $ 247,000 |
| Seminole County Georgia | 1 | $ 225,000 | $ 225,000 | $ 130,000 |
| Tattnall County Georgia | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Taylor County Georgia | 1 | $ 95,000 | $ 95,000 | $ 73,000 |
| Terrell County Georgia | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| Union County Georgia | 1 | $ 235,000 | $ 235,000 | $ 69,000 |
| Ware County Georgia | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Washington County Georgia | 1 | $ 155,000 | $ 155,000 | $ 47,000 |
| Webster County Georgia | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Whitfield County Georgia | 1 | $ 135,000 | $ 135,000 | $ 112,000 |
| Wilkes County Georgia | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Harrison County Mississippi | 1 | $ 2,165,000 | $ 2,165,000 | $ 807,000 |
| Lamar County Mississippi | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Ashe County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 56,000 |
| Clay County North Carolina | 1 | $ 945,000 | $ 945,000 | $ 921,000 |
| Haywood County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 113,000 |
| Henderson County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 109,000 |
| Iredell County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 432,000 |
| Moore County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| Swain County North Carolina | 1 | $ 865,000 | $ 865,000 | $ 249,000 |
| Anderson County South Carolina | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Berkeley County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 94,000 |
| Fairfield County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 66,000 |
| Georgetown County South Carolina | 1 | $ 565,000 | $ 565,000 | $ 121,000 |
| Lexington County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 142,000 |
| Richland County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 362,000 |
| Cheatham County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 202,000 |
| Knox County Tennessee | 1 | $ 675,000 | $ 675,000 | $ 246,000 |
| Montgomery County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Putnam County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 100,000 |
| Rhea County Tennessee | 1 | $ 815,000 | $ 815,000 | $ 180,000 |
| Roane County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 319,000 |
| Robertson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 96,000 |
| Shelby County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 80,000 |
| Sullivan County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 100,000 |
| Wilson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Chesterfield County Virginia | 1 | $ 285,000 | $ 285,000 | $ 137,000 |
| Danville County Virginia | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Fauquier County Virginia | 1 | $ 385,000 | $ 385,000 | $ 125,000 |
| Franklin County Virginia | 1 | $ 175,000 | $ 175,000 | $ 146,000 |
| Hanover County Virginia | 1 | $ 755,000 | $ 755,000 | $ 199,000 |
| King George County Virginia | 1 | $ 305,000 | $ 305,000 | $ 76,000 |
| Louisa County Virginia | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Portsmouth County Virginia | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Staunton County Virginia | 1 | $ 285,000 | $ 285,000 | $ 63,000 |
Mortgage Loan Application Detail Totals for Capital City Home Loans, Llc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,045 | $1,163,485,000 | $382,000 | $3,005,000 | $167,000 | $8,217,000 |
| Cash-out Refinancing | 326 | $108,180,000 | $331,000 | $1,805,000 | $150,000 | $1,052,000 |
| Refinancing | 171 | $55,045,000 | $321,000 | $1,805,000 | $152,000 | $1,640,000 |
| Other Purpose | 62 | $16,830,000 | $271,000 | $955,000 | $170,000 | $1,014,000 |
| Home Improvement | 16 | $3,670,000 | $229,000 | $505,000 | $220,000 | $1,194,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,310 | $871,680,000 | $377,000 | $3,005,000 | $167,000 | $2,867,000 |
| Not Provided | 557 | $225,105,000 | $404,000 | $2,825,000 | $190,000 | $1,743,000 |
| Black or African American | 356 | $110,490,000 | $310,000 | $1,055,000 | $116,000 | $577,000 |
| Hispanic | 244 | $76,510,000 | $313,000 | $2,005,000 | $150,000 | $8,217,000 |
| Asian | 125 | $53,675,000 | $429,000 | $1,995,000 | $186,000 | $1,304,000 |
| American Indian or Alaskan Native | 23 | $8,105,000 | $352,000 | $1,155,000 | $117,000 | $302,000 |
| Not applicable | 3 | $885,000 | $295,000 | $505,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $595,000 | $595,000 | $595,000 | $287,000 | $287,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,094 | $1,200,750,000 | $388,000 | $3,005,000 | $179,000 | $8,217,000 |
| FHA-insured (Federal Housing Administration) | 366 | $92,890,000 | $253,000 | $475,000 | $78,000 | $196,000 |
| VA-guaranteed (Veterans Administration) | 120 | $45,020,000 | $375,000 | $825,000 | $108,000 | $292,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 40 | $8,550,000 | $213,000 | $425,000 | $65,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,606 | $986,030,000 | $378,000 | $3,005,000 | $169,000 | $2,153,000 |
| Application Withdrawn By Applicant | 551 | $199,075,000 | $361,000 | $2,645,000 | $174,000 | $8,217,000 |
| Application Denied By Financial Institution | 298 | $103,620,000 | $347,000 | $1,805,000 | $117,000 | $1,332,000 |
| File Closed For Incompleteness | 148 | $53,960,000 | $364,000 | $2,005,000 | $150,000 | $898,000 |
| Application Approved But Not Accepted | 14 | $3,640,000 | $260,000 | $475,000 | $268,000 | $2,561,000 |
| Loan Purchased By The Institution | 3 | $885,000 | $295,000 | $505,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,322 | $1,243,590,000 | $374,000 | $3,005,000 | $169,000 | $8,217,000 |
| Debt-To-Income Ratio | 128 | $49,930,000 | $390,000 | $1,805,000 | $96,000 | $509,000 |
| Credit Application Incomplete | 49 | $18,445,000 | $376,000 | $1,215,000 | $163,000 | $1,332,000 |
| Collateral | 47 | $14,845,000 | $315,000 | $1,015,000 | $165,000 | $1,304,000 |
| Credit History | 28 | $6,790,000 | $242,000 | $505,000 | $98,000 | $260,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 28 | $9,550,000 | $341,000 | $1,585,000 | $102,000 | $348,000 |
| Other | 11 | $2,295,000 | $208,000 | $435,000 | $69,000 | $122,000 |
| Unverifiable Information | 6 | $1,440,000 | $240,000 | $505,000 | $55,000 | $107,000 |
| Employment History | 1 | $325,000 | $325,000 | $325,000 | $205,000 | $205,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital City Home Loans, Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital City Home Loans, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.