Capital City Home Loans, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Capital City Home Loans, Llc 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital City Home Loans, Llc 1255 Lakes Parkway, Bldg 300, St 200 Kennesaw, GA 30043 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 |
| Total Number of Mortgage Applications | 2,616 |
| Total Mortgage Loan Application Amount | $1,079,790,000 |
| Average Mortgage Loan Application Amount | $288,800 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $181,400 |
| Highest Applicant Income | $6,192,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Capital City Home Loans, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital City Home Loans, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Capital City Home Loans, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital City Home Loans, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital City Home Loans, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital City Home Loans, Llc's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Leon County Florida | 212 | $ 59,680,000 | $ 281,000 | $ 149,000 |
| Fulton County Georgia | 159 | $ 100,155,000 | $ 629,000 | $ 278,000 |
| Cobb County Georgia | 153 | $ 62,995,000 | $ 411,000 | $ 204,000 |
| Nassau County Florida | 139 | $ 66,135,000 | $ 475,000 | $ 252,000 |
| Gwinnett County Georgia | 120 | $ 53,690,000 | $ 447,000 | $ 182,000 |
| Hernando County Florida | 88 | $ 25,830,000 | $ 293,000 | $ 123,000 |
| Walton County Florida | 66 | $ 58,020,000 | $ 879,000 | $ 423,000 |
| Glynn County Georgia | 56 | $ 20,630,000 | $ 368,000 | $ 206,000 |
| Forsyth County Georgia | 55 | $ 30,815,000 | $ 560,000 | $ 290,000 |
| Cherokee County Georgia | 54 | $ 23,930,000 | $ 443,000 | $ 225,000 |
| DeKalb County Georgia | 53 | $ 19,275,000 | $ 363,000 | $ 165,000 |
| Sarasota County Florida | 52 | $ 38,620,000 | $ 742,000 | $ 382,000 |
| Bay County Florida | 44 | $ 17,370,000 | $ 394,000 | $ 255,000 |
| Walton County Georgia | 44 | $ 13,600,000 | $ 309,000 | $ 116,000 |
| Sumter County Georgia | 43 | $ 7,135,000 | $ 165,000 | $ 95,000 |
| Hall County Georgia | 42 | $ 16,860,000 | $ 401,000 | $ 156,000 |
| Citrus County Florida | 40 | $ 12,040,000 | $ 301,000 | $ 123,000 |
| Barrow County Georgia | 34 | $ 11,650,000 | $ 342,000 | $ 131,000 |
| Wakulla County Florida | 29 | $ 6,225,000 | $ 214,000 | $ 97,000 |
| Paulding County Georgia | 28 | $ 9,380,000 | $ 335,000 | $ 144,000 |
| Dougherty County Georgia | 24 | $ 3,400,000 | $ 141,000 | $ 83,000 |
| Hamilton County Tennessee | 24 | $ 10,110,000 | $ 421,000 | $ 138,000 |
| Henry County Georgia | 23 | $ 7,485,000 | $ 325,000 | $ 129,000 |
| Jefferson County Florida | 22 | $ 4,900,000 | $ 222,000 | $ 116,000 |
| Taylor County Florida | 21 | $ 5,595,000 | $ 266,000 | $ 113,000 |
| Gadsden County Florida | 20 | $ 3,520,000 | $ 176,000 | $ 130,000 |
| Pasco County Florida | 19 | $ 6,125,000 | $ 322,000 | $ 102,000 |
| Grady County Georgia | 19 | $ 2,785,000 | $ 146,000 | $ 68,000 |
| Jackson County Georgia | 19 | $ 7,335,000 | $ 386,000 | $ 153,000 |
| Broward County Florida | 18 | $ 8,180,000 | $ 454,000 | $ 169,000 |
| Duval County Florida | 18 | $ 7,110,000 | $ 395,000 | $ 203,000 |
| Bartow County Georgia | 18 | $ 6,370,000 | $ 353,000 | $ 153,000 |
| Davidson County Tennessee | 18 | $ 13,110,000 | $ 728,000 | $ 358,000 |
| Rutherford County Tennessee | 18 | $ 10,670,000 | $ 592,000 | $ 529,000 |
| Alachua County Florida | 17 | $ 4,815,000 | $ 283,000 | $ 171,000 |
| Hillsborough County Florida | 17 | $ 14,395,000 | $ 846,000 | $ 473,000 |
| Miami-Dade County Florida | 17 | $ 9,545,000 | $ 561,000 | $ 329,000 |
| Clayton County Georgia | 15 | $ 3,285,000 | $ 219,000 | $ 58,000 |
| Rockdale County Georgia | 15 | $ 4,065,000 | $ 271,000 | $ 113,000 |
| New Hanover County North Carolina | 15 | $ 5,915,000 | $ 394,000 | $ 189,000 |
| Williamson County Tennessee | 15 | $ 12,225,000 | $ 815,000 | $ 314,000 |
| Madison County Florida | 13 | $ 2,345,000 | $ 180,000 | $ 98,000 |
| Bibb County Georgia | 13 | $ 2,945,000 | $ 226,000 | $ 129,000 |
| Clarke County Georgia | 13 | $ 3,545,000 | $ 272,000 | $ 122,000 |
| Fannin County Georgia | 13 | $ 5,865,000 | $ 451,000 | $ 185,000 |
| Lee County Georgia | 13 | $ 2,765,000 | $ 212,000 | $ 103,000 |
| Greenville County South Carolina | 13 | $ 4,585,000 | $ 352,000 | $ 133,000 |
| Escambia County Florida | 12 | $ 7,080,000 | $ 590,000 | $ 310,000 |
| Pinellas County Florida | 12 | $ 8,830,000 | $ 735,000 | $ 343,000 |
| Lumpkin County Georgia | 12 | $ 4,310,000 | $ 359,000 | $ 162,000 |
| Wake County North Carolina | 12 | $ 4,900,000 | $ 408,000 | $ 163,000 |
| Franklin County Florida | 11 | $ 4,635,000 | $ 421,000 | $ 342,000 |
| Levy County Florida | 11 | $ 2,085,000 | $ 189,000 | $ 74,000 |
| Marion County Florida | 11 | $ 2,935,000 | $ 266,000 | $ 180,000 |
| Banks County Georgia | 11 | $ 3,765,000 | $ 342,000 | $ 119,000 |
| Brunswick County North Carolina | 11 | $ 3,505,000 | $ 318,000 | $ 142,000 |
| Bradford County Florida | 10 | $ 3,000,000 | $ 300,000 | $ 115,000 |
| Manatee County Florida | 10 | $ 7,770,000 | $ 777,000 | $ 394,000 |
| Okaloosa County Florida | 10 | $ 9,870,000 | $ 987,000 | $ 441,000 |
| Union County Florida | 10 | $ 2,790,000 | $ 279,000 | $ 108,000 |
| Oconee County Georgia | 10 | $ 4,610,000 | $ 461,000 | $ 257,000 |
| Thomas County Georgia | 10 | $ 3,490,000 | $ 349,000 | $ 115,000 |
| Baldwin County Alabama | 9 | $ 4,385,000 | $ 487,000 | $ 144,000 |
| Clay County Florida | 9 | $ 2,825,000 | $ 313,000 | $ 112,000 |
| St. Johns County Florida | 9 | $ 4,695,000 | $ 521,000 | $ 214,000 |
| Coweta County Georgia | 9 | $ 4,125,000 | $ 458,000 | $ 157,000 |
| Lamar County Georgia | 9 | $ 2,045,000 | $ 227,000 | $ 99,000 |
| Schley County Georgia | 9 | $ 2,165,000 | $ 240,000 | $ 91,000 |
| Spalding County Georgia | 9 | $ 1,705,000 | $ 189,000 | $ 66,000 |
| Camden County Georgia | 8 | $ 2,080,000 | $ 260,000 | $ 110,000 |
| Crisp County Georgia | 8 | $ 1,910,000 | $ 238,000 | $ 119,000 |
| Fayette County Georgia | 8 | $ 4,550,000 | $ 568,000 | $ 337,000 |
| Gulf County Florida | 7 | $ 4,615,000 | $ 659,000 | $ 346,000 |
| Palm Beach County Florida | 7 | $ 3,795,000 | $ 542,000 | $ 222,000 |
| Volusia County Florida | 7 | $ 3,315,000 | $ 473,000 | $ 195,000 |
| Carroll County Georgia | 7 | $ 2,335,000 | $ 333,000 | $ 133,000 |
| Granville County North Carolina | 7 | $ 2,215,000 | $ 316,000 | $ 123,000 |
| Vance County North Carolina | 7 | $ 1,565,000 | $ 223,000 | $ 166,000 |
| Beaufort County South Carolina | 7 | $ 4,095,000 | $ 585,000 | $ 252,000 |
| Flagler County Florida | 6 | $ 2,920,000 | $ 486,000 | $ 463,000 |
| Chatham County Georgia | 6 | $ 2,280,000 | $ 380,000 | $ 319,000 |
| Douglas County Georgia | 6 | $ 1,980,000 | $ 330,000 | $ 144,000 |
| Jones County Georgia | 6 | $ 1,150,000 | $ 191,000 | $ 61,000 |
| Morgan County Georgia | 6 | $ 1,970,000 | $ 328,000 | $ 117,000 |
| Newton County Georgia | 6 | $ 1,910,000 | $ 318,000 | $ 134,000 |
| Rabun County Georgia | 6 | $ 9,450,000 | $ 1,575,000 | $ 688,000 |
| Jefferson County Alabama | 5 | $ 1,725,000 | $ 345,000 | $ 121,000 |
| Suwannee County Florida | 5 | $ 1,095,000 | $ 219,000 | $ 96,000 |
| Dawson County Georgia | 5 | $ 2,295,000 | $ 459,000 | $ 182,000 |
| Dooly County Georgia | 5 | $ 675,000 | $ 135,000 | $ 90,000 |
| Floyd County Georgia | 5 | $ 1,505,000 | $ 301,000 | $ 225,000 |
| Greene County Georgia | 5 | $ 4,865,000 | $ 973,000 | $ 609,000 |
| Houston County Georgia | 5 | $ 1,225,000 | $ 245,000 | $ 121,000 |
| Monroe County Georgia | 5 | $ 1,545,000 | $ 309,000 | $ 131,000 |
| Putnam County Georgia | 5 | $ 3,405,000 | $ 681,000 | $ 294,000 |
| White County Georgia | 5 | $ 2,785,000 | $ 557,000 | $ 193,000 |
| Buncombe County North Carolina | 5 | $ 3,085,000 | $ 617,000 | $ 314,000 |
| Franklin County North Carolina | 5 | $ 1,645,000 | $ 329,000 | $ 161,000 |
| Jackson County North Carolina | 5 | $ 3,645,000 | $ 729,000 | $ 573,000 |
| Johnston County North Carolina | 5 | $ 1,965,000 | $ 393,000 | $ 150,000 |
| Columbia County Florida | 4 | $ 990,000 | $ 247,000 | $ 87,000 |
| Gilchrist County Florida | 4 | $ 520,000 | $ 130,000 | $ 58,000 |
| Lake County Florida | 4 | $ 390,000 | $ 97,000 | $ 69,000 |
| Lee County Florida | 4 | $ 2,130,000 | $ 532,000 | $ 610,000 |
| Santa Rosa County Florida | 4 | $ 1,750,000 | $ 437,000 | $ 190,000 |
| Baldwin County Georgia | 4 | $ 2,030,000 | $ 507,000 | $ 287,000 |
| Butts County Georgia | 4 | $ 1,280,000 | $ 320,000 | $ 100,000 |
| Colquitt County Georgia | 4 | $ 970,000 | $ 242,000 | $ 118,000 |
| Haralson County Georgia | 4 | $ 900,000 | $ 225,000 | $ 113,000 |
| Pickens County Georgia | 4 | $ 1,120,000 | $ 280,000 | $ 109,000 |
| Troup County Georgia | 4 | $ 720,000 | $ 180,000 | $ 230,000 |
| Pender County North Carolina | 4 | $ 1,320,000 | $ 330,000 | $ 195,000 |
| Chambers County Alabama | 3 | $ 365,000 | $ 121,000 | $ 83,000 |
| Etowah County Alabama | 3 | $ 575,000 | $ 191,000 | $ 119,000 |
| Charlotte County Florida | 3 | $ 1,715,000 | $ 571,000 | $ 197,000 |
| Collier County Florida | 3 | $ 4,005,000 | $ 1,335,000 | $ 865,000 |
| Orange County Florida | 3 | $ 775,000 | $ 258,000 | $ 218,000 |
| Polk County Florida | 3 | $ 695,000 | $ 231,000 | $ 94,000 |
| Putnam County Florida | 3 | $ 1,285,000 | $ 428,000 | $ 247,000 |
| Brooks County Georgia | 3 | $ 455,000 | $ 151,000 | $ 62,000 |
| Elbert County Georgia | 3 | $ 435,000 | $ 145,000 | $ 49,000 |
| Gordon County Georgia | 3 | $ 1,195,000 | $ 398,000 | $ 166,000 |
| Habersham County Georgia | 3 | $ 1,705,000 | $ 568,000 | $ 204,000 |
| Jasper County Georgia | 3 | $ 1,405,000 | $ 468,000 | $ 187,000 |
| Lowndes County Georgia | 3 | $ 535,000 | $ 178,000 | $ 65,000 |
| Tift County Georgia | 3 | $ 565,000 | $ 188,000 | $ 79,000 |
| Ware County Georgia | 3 | $ 685,000 | $ 228,000 | $ 105,000 |
| Durham County North Carolina | 3 | $ 345,000 | $ 115,000 | $ 82,000 |
| Houston County Alabama | 2 | $ 570,000 | $ 285,000 | $ 86,000 |
| Lee County Alabama | 2 | $ 340,000 | $ 170,000 | $ 187,000 |
| Madison County Alabama | 2 | $ 570,000 | $ 285,000 | $ 122,000 |
| Tallapoosa County Alabama | 2 | $ 5,410,000 | $ 2,705,000 | $ 1,147,000 |
| DeSoto County Florida | 2 | $ 560,000 | $ 280,000 | $ 135,000 |
| Liberty County Florida | 2 | $ 200,000 | $ 100,000 | $ 246,000 |
| Seminole County Florida | 2 | $ 960,000 | $ 480,000 | $ 433,000 |
| St. Lucie County Florida | 2 | $ 660,000 | $ 330,000 | $ 170,000 |
| Hart County Georgia | 2 | $ 720,000 | $ 360,000 | $ 106,000 |
| McIntosh County Georgia | 2 | $ 280,000 | $ 140,000 | $ 59,000 |
| Mitchell County Georgia | 2 | $ 330,000 | $ 165,000 | $ 106,000 |
| Oglethorpe County Georgia | 2 | $ 550,000 | $ 275,000 | $ 73,000 |
| Peach County Georgia | 2 | $ 540,000 | $ 270,000 | $ 122,000 |
| Richmond County Georgia | 2 | $ 220,000 | $ 110,000 | $ 42,000 |
| Upson County Georgia | 2 | $ 660,000 | $ 330,000 | $ 127,000 |
| Walker County Georgia | 2 | $ 1,330,000 | $ 665,000 | $ 549,000 |
| Whitfield County Georgia | 2 | $ 580,000 | $ 290,000 | $ 751,000 |
| Guilford County North Carolina | 2 | $ 320,000 | $ 160,000 | $ 64,000 |
| Henderson County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 200,000 |
| Macon County North Carolina | 2 | $ 1,120,000 | $ 560,000 | $ 414,000 |
| Mecklenburg County North Carolina | 2 | $ 660,000 | $ 330,000 | $ 96,000 |
| Moore County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 182,000 |
| Anderson County South Carolina | 2 | $ 350,000 | $ 175,000 | $ 189,000 |
| Charleston County South Carolina | 2 | $ 510,000 | $ 255,000 | $ 79,000 |
| Grundy County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 238,000 |
| Putnam County Tennessee | 2 | $ 1,240,000 | $ 620,000 | $ 296,000 |
| Sevier County Tennessee | 2 | $ 660,000 | $ 330,000 | $ 133,000 |
| Chesapeake County Virginia | 2 | $ 600,000 | $ 300,000 | $ 158,000 |
| Henrico County Virginia | 2 | $ 910,000 | $ 455,000 | $ 177,000 |
| Spotsylvania County Virginia | 2 | $ 650,000 | $ 325,000 | $ 90,000 |
| Calhoun County Alabama | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Cherokee County Alabama | 1 | $ 195,000 | $ 195,000 | $ 158,000 |
| Coffee County Alabama | 1 | $ 505,000 | $ 505,000 | $ 282,000 |
| Dale County Alabama | 1 | $ 245,000 | $ 245,000 | $ 126,000 |
| Jackson County Alabama | 1 | $ 335,000 | $ 335,000 | $ 178,000 |
| Shelby County Alabama | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| Tuscaloosa County Alabama | 1 | $ 225,000 | $ 225,000 | $ 289,000 |
| Brevard County Florida | 1 | $ 465,000 | $ 465,000 | $ 92,000 |
| Lafayette County Florida | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Osceola County Florida | 1 | $ 335,000 | $ 335,000 | $ 112,000 |
| Sumter County Florida | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Washington County Florida | 1 | $ 65,000 | $ 65,000 | $ 31,000 |
| Berrien County Georgia | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Brantley County Georgia | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Burke County Georgia | 1 | $ 365,000 | $ 365,000 | $ 183,000 |
| Catoosa County Georgia | 1 | $ 375,000 | $ 375,000 | $ 100,000 |
| Columbia County Georgia | 1 | $ 255,000 | $ 255,000 | $ 78,000 |
| Decatur County Georgia | 1 | $ 245,000 | $ 245,000 | $ 174,000 |
| Early County Georgia | 1 | $ 195,000 | $ 195,000 | $ 161,000 |
| Emanuel County Georgia | 1 | $ 205,000 | $ 205,000 | $ 67,000 |
| Gilmer County Georgia | 1 | $ 365,000 | $ 365,000 | $ 188,000 |
| Harris County Georgia | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Irwin County Georgia | 1 | $ 175,000 | $ 175,000 | $ 163,000 |
| Laurens County Georgia | 1 | $ 95,000 | $ 95,000 | $ 92,000 |
| Madison County Georgia | 1 | $ 395,000 | $ 395,000 | $ 106,000 |
| Meriwether County Georgia | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Muscogee County Georgia | 1 | $ 145,000 | $ 145,000 | $ 291,000 |
| Pierce County Georgia | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Pike County Georgia | 1 | $ 85,000 | $ 85,000 | $ 57,000 |
| Polk County Georgia | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Terrell County Georgia | 1 | $ 95,000 | $ 95,000 | $ 119,000 |
| Towns County Georgia | 1 | $ 635,000 | $ 635,000 | $ 323,000 |
| Treutlen County Georgia | 1 | $ 55,000 | $ 55,000 | $ 14,000 |
| Turner County Georgia | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Union County Georgia | 1 | $ 215,000 | $ 215,000 | $ 175,000 |
| Wayne County Georgia | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Wilkinson County Georgia | 1 | $ 195,000 | $ 195,000 | $ 122,000 |
| Worth County Georgia | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| Howard County Maryland | 1 | $ 335,000 | $ 335,000 | $ 114,000 |
| Anson County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 57,000 |
| Caldwell County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 244,000 |
| Forsyth County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Halifax County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Iredell County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 96,000 |
| Nash County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Orange County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 162,000 |
| Person County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 74,000 |
| Rowan County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Sampson County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Surry County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 368,000 |
| Watauga County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 173,000 |
| Berkeley County South Carolina | 1 | $ 1,105,000 | $ 1,105,000 | $ 863,000 |
| Dorchester County South Carolina | 1 | $ 585,000 | $ 585,000 | $ 216,000 |
| Horry County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 177,000 |
| Laurens County South Carolina | 1 | $ 365,000 | $ 365,000 | $ 170,000 |
| Lexington County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Pickens County South Carolina | 1 | $ 505,000 | $ 505,000 | $ 510,000 |
| Richland County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 427,000 |
| Blount County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 496,000 |
| Coffee County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 231,000 |
| Maury County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 94,000 |
| Sullivan County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 137,000 |
| Sumner County Tennessee | 1 | $ 725,000 | $ 725,000 | $ 960,000 |
| Washington County Tennessee | 1 | $ 1,125,000 | $ 1,125,000 | $ 599,000 |
| Wilson County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 195,000 |
| Caroline County Virginia | 1 | $ 335,000 | $ 335,000 | $ 107,000 |
| Essex County Virginia | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Stafford County Virginia | 1 | $ 345,000 | $ 345,000 | $ 151,000 |
Mortgage Loan Application Detail Totals for Capital City Home Loans, Llc in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,225 | $967,675,000 | $434,000 | $3,005,000 | $204,000 | $6,192,000 |
| Cash-out Refinancing | 133 | $44,375,000 | $333,000 | $2,705,000 | $204,000 | $1,521,000 |
| Refinancing | 126 | $47,170,000 | $374,000 | $3,005,000 | $176,000 | $1,720,000 |
| Other Purpose | 85 | $14,075,000 | $165,000 | $705,000 | $174,000 | $1,556,000 |
| Home Improvement | 47 | $6,495,000 | $138,000 | $725,000 | $149,000 | $1,086,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,577 | $673,745,000 | $427,000 | $3,005,000 | $209,000 | $6,192,000 |
| Not Provided | 448 | $194,260,000 | $433,000 | $3,005,000 | $238,000 | $3,048,000 |
| Black or African American | 297 | $102,845,000 | $346,000 | $2,635,000 | $125,000 | $1,064,000 |
| Hispanic | 181 | $62,785,000 | $346,000 | $1,845,000 | $161,000 | $1,080,000 |
| Asian | 88 | $39,530,000 | $449,000 | $2,735,000 | $217,000 | $1,521,000 |
| American Indian or Alaskan Native | 13 | $2,905,000 | $223,000 | $375,000 | $98,000 | $217,000 |
| Not applicable | 8 | $2,480,000 | $310,000 | $585,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,240,000 | $310,000 | $365,000 | $175,000 | $341,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,158 | $941,090,000 | $436,000 | $3,005,000 | $222,000 | $6,192,000 |
| FHA-insured (Federal Housing Administration) | 361 | $103,715,000 | $287,000 | $925,000 | $95,000 | $339,000 |
| VA-guaranteed (Veterans Administration) | 76 | $30,670,000 | $403,000 | $1,485,000 | $132,000 | $470,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $4,315,000 | $205,000 | $345,000 | $72,000 | $107,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,874 | $767,050,000 | $409,000 | $3,005,000 | $197,000 | $2,200,000 |
| Application Withdrawn By Applicant | 461 | $200,555,000 | $435,000 | $2,805,000 | $222,000 | $6,192,000 |
| Application Denied By Financial Institution | 178 | $70,830,000 | $397,000 | $2,405,000 | $187,000 | $3,048,000 |
| File Closed For Incompleteness | 84 | $34,410,000 | $409,000 | $1,995,000 | $191,000 | $834,000 |
| Application Approved But Not Accepted | 11 | $4,465,000 | $405,000 | $885,000 | $204,000 | $519,000 |
| Loan Purchased By The Institution | 8 | $2,480,000 | $310,000 | $585,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,438 | $1,008,960,000 | $413,000 | $3,005,000 | $202,000 | $6,192,000 |
| Debt-To-Income Ratio | 70 | $31,640,000 | $452,000 | $2,405,000 | $173,000 | $1,521,000 |
| Credit History | 31 | $12,145,000 | $391,000 | $1,805,000 | $275,000 | $3,048,000 |
| Other | 27 | $6,705,000 | $248,000 | $725,000 | $88,000 | $259,000 |
| Collateral | 24 | $8,500,000 | $354,000 | $795,000 | $226,000 | $1,556,000 |
| Credit Application Incomplete | 12 | $6,700,000 | $558,000 | $1,495,000 | $217,000 | $861,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $3,990,000 | $399,000 | $1,125,000 | $174,000 | $472,000 |
| Unverifiable Information | 2 | $320,000 | $160,000 | $175,000 | $121,000 | $168,000 |
| Employment History | 2 | $830,000 | $415,000 | $485,000 | $122,000 | $128,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital City Home Loans, Llc's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital City Home Loans, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Georgia, download the full spreadsheet
with aggregated HMDA statistics today.