Capital One, National Association Mortgage Lending & HMDA Data, 2019

In 2019, Capital One, National Association of Plano, TX reported 771 mortgage applications totaling $9.3 billion, down 7% from 2018. The average application was for $12,012,788, and applicants reported an average income of $0. 81% of its applications resulted in an originated loan and 3% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (323), Baltimore-Columbia-Towson, MD (28) and Atlanta-Sandy Springs-Roswell, GA (23) (applications in parentheses).

Mortgage Company & Address Capital One, National Association
7933 Preston Road
Plano, TX 75024
Tel #: available with data download
Federal Regulator * available with data download
Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  
Total Number of Mortgage Applications 771
Total Mortgage Loan Application Amount $9,261,860,000
Average Mortgage Loan Application Amount $12,012,788
Highest Mortgage Loan Application Amount $95,205,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Capital One, National Association filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Capital One, National Association by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
New York, New York 111 $ 722,620,000 $ 6,510,090 $ 0
Kings, New York 87 $ 672,615,000 $ 7,731,206 $ 0
Bronx, New York 62 $ 331,090,000 $ 5,340,161 $ 0
Queens, New York 30 $ 237,065,000 $ 7,902,166 $ 0
Los Angeles, California 19 $ 157,880,000 $ 8,309,473 $ 0
Prince George's, Maryland 14 $ 348,100,000 $ 24,864,285 $ 0
Westchester, New York 14 $ 164,620,000 $ 11,758,571 $ 0
Baltimore, Maryland 13 $ 354,760,000 $ 27,289,230 $ 0
Hartford, Connecticut 12 $ 94,250,000 $ 7,854,166 $ 0
Dallas, Texas 12 $ 139,260,000 $ 11,605,000 $ 0
Orange, California 11 $ 247,900,000 $ 22,536,363 $ 0
Philadelphia, Pennsylvania 10 $ 133,910,000 $ 13,391,000 $ 0
Baltimore City, Maryland 9 $ 128,205,000 $ 14,245,000 $ 0
Essex, New Jersey 9 $ 175,135,000 $ 19,459,444 $ 0
Bergen, New Jersey 8 $ 117,660,000 $ 14,707,500 $ 0
New Haven, Connecticut 7 $ 61,275,000 $ 8,753,571 $ 0
Hudson, New Jersey 7 $ 11,315,000 $ 1,616,428 $ 0
Maricopa, Arizona 6 $ 94,370,000 $ 15,728,333 $ 0
Cook, Illinois 6 $ 26,610,000 $ 4,435,000 $ 0
Montgomery, Maryland 6 $ 241,150,000 $ 40,191,666 $ 0
Middlesex, New Jersey 6 $ 81,570,000 $ 13,595,000 $ 0
Bernalillo, New Mexico 6 $ 79,940,000 $ 13,323,333 $ 0
Bexar, Texas 6 $ 38,480,000 $ 6,413,333 $ 0
Riverside, California 5 $ 84,050,000 $ 16,810,000 $ 0
DeKalb, Georgia 5 $ 72,825,000 $ 14,565,000 $ 0
Fulton, Georgia 5 $ 89,185,000 $ 17,837,000 $ 0
Denton, Texas 5 $ 52,375,000 $ 10,475,000 $ 0
Lauderdale, Alabama 4 $ 16,210,000 $ 4,052,500 $ 0
San Bernardino, California 4 $ 82,700,000 $ 20,675,000 $ 0
San Diego, California 4 $ 112,760,000 $ 28,190,000 $ 0
San Joaquin, California 4 $ 15,860,000 $ 3,965,000 $ 0
Anne Arundel, Maryland 4 $ 125,870,000 $ 31,467,500 $ 0
Passaic, New Jersey 4 $ 5,430,000 $ 1,357,500 $ 0
Mecklenburg, North Carolina 4 $ 68,995,000 $ 17,248,750 $ 0
Hamilton, Tennessee 4 $ 46,530,000 $ 11,632,500 $ 0
Travis, Texas 4 $ 108,580,000 $ 27,145,000 $ 0
New Castle, Delaware 3 $ 32,595,000 $ 10,865,000 $ 0
Brevard, Florida 3 $ 52,835,000 $ 17,611,666 $ 0
Orange, Florida 3 $ 45,125,000 $ 15,041,666 $ 0
Cobb, Georgia 3 $ 109,385,000 $ 36,461,666 $ 0
Fayette, Kentucky 3 $ 63,675,000 $ 21,225,000 $ 0
Ascension, Louisiana 3 $ 1,025,000 $ 341,666 $ 0
Clark, Nevada 3 $ 52,575,000 $ 17,525,000 $ 0
Mercer, New Jersey 3 $ 45,495,000 $ 15,165,000 $ 0
Union, New Jersey 3 $ 11,915,000 $ 3,971,666 $ 0
Cuyahoga, Ohio 3 $ 7,895,000 $ 2,631,666 $ 0
Brazos, Texas 3 $ 14,265,000 $ 4,755,000 $ 0
Harris, Texas 3 $ 30,525,000 $ 10,175,000 $ 0
Hunt, Texas 3 $ 12,945,000 $ 4,315,000 $ 0
Henrico, Virginia 3 $ 75,145,000 $ 25,048,333 $ 0
Jefferson, Alabama 2 $ 50,770,000 $ 25,385,000 $ 0
Tuscaloosa, Alabama 2 $ 59,910,000 $ 29,955,000 $ 0
Pima, Arizona 2 $ 37,530,000 $ 18,765,000 $ 0
Pulaski, Arkansas 2 $ 22,860,000 $ 11,430,000 $ 0
New London, Connecticut 2 $ 20,810,000 $ 10,405,000 $ 0
Alachua, Florida 2 $ 5,580,000 $ 2,790,000 $ 0
Broward, Florida 2 $ 32,670,000 $ 16,335,000 $ 0
Volusia, Florida 2 $ 4,950,000 $ 2,475,000 $ 0
Carroll, Georgia 2 $ 3,170,000 $ 1,585,000 $ 0
Clarke, Georgia 2 $ 16,010,000 $ 8,005,000 $ 0
Clayton, Georgia 2 $ 7,230,000 $ 3,615,000 $ 0
Gwinnett, Georgia 2 $ 47,270,000 $ 23,635,000 $ 0
Hall, Georgia 2 $ 8,350,000 $ 4,175,000 $ 0
Rockdale, Georgia 2 $ 32,060,000 $ 16,030,000 $ 0
Vanderburgh, Indiana 2 $ 16,910,000 $ 8,455,000 $ 0
Jefferson, Kentucky 2 $ 15,570,000 $ 7,785,000 $ 0
Caddo, Louisiana 2 $ 8,120,000 $ 4,060,000 $ 0
East Baton Rouge, Louisiana 2 $ 3,510,000 $ 1,755,000 $ 0
Orleans, Louisiana 2 $ 2,340,000 $ 1,170,000 $ 0
Bristol, Massachusetts 2 $ 56,350,000 $ 28,175,000 $ 0
Kent, Michigan 2 $ 19,610,000 $ 9,805,000 $ 0
Oakland, Michigan 2 $ 8,365,000 $ 4,182,500 $ 0
Gloucester, New Jersey 2 $ 34,600,000 $ 17,300,000 $ 0
Suffolk, New York 2 $ 47,760,000 $ 23,880,000 $ 0
Durham, North Carolina 2 $ 40,750,000 $ 20,375,000 $ 0
Wake, North Carolina 2 $ 36,260,000 $ 18,130,000 $ 0
Franklin, Ohio 2 $ 34,920,000 $ 17,460,000 $ 0
Oklahoma, Oklahoma 2 $ 36,910,000 $ 18,455,000 $ 0
Allegheny, Pennsylvania 2 $ 86,030,000 $ 43,015,000 $ 0
Berks, Pennsylvania 2 $ 18,430,000 $ 9,215,000 $ 0
Bucks, Pennsylvania 2 $ 69,000,000 $ 34,500,000 $ 0
Ellis, Texas 2 $ 12,410,000 $ 6,205,000 $ 0
Lubbock, Texas 2 $ 50,310,000 $ 25,155,000 $ 0
Tarrant, Texas 2 $ 14,720,000 $ 7,360,000 $ 0
Williamson, Texas 2 $ 14,660,000 $ 7,330,000 $ 0
Salt Lake, Utah 2 $ 36,730,000 $ 18,365,000 $ 0
Fairfax, Virginia 2 $ 119,010,000 $ 59,505,000 $ 0
Montgomery, Virginia 2 $ 37,310,000 $ 18,655,000 $ 0
Portsmouth, Virginia 2 $ 93,810,000 $ 46,905,000 $ 0
Kitsap, Washington 2 $ 10,310,000 $ 5,155,000 $ 0
Jefferson, Wisconsin 2 $ 2,830,000 $ 1,415,000 $ 0
Colbert, Alabama 1 $ 8,305,000 $ 8,305,000 $ 0
Etowah, Alabama 1 $ 3,825,000 $ 3,825,000 $ 0
Lee, Alabama 1 $ 0 $ 0 $ 0
Limestone, Alabama 1 $ 2,705,000 $ 2,705,000 $ 0
Mobile, Alabama 1 $ 4,735,000 $ 4,735,000 $ 0
Sebastian, Arkansas 1 $ 2,345,000 $ 2,345,000 $ 0
Washington, Arkansas 1 $ 2,525,000 $ 2,525,000 $ 0
Alameda, California 1 $ 23,245,000 $ 23,245,000 $ 0
Amador, California 1 $ 1,685,000 $ 1,685,000 $ 0
Butte, California 1 $ 2,925,000 $ 2,925,000 $ 0
Fresno, California 1 $ 2,105,000 $ 2,105,000 $ 0
Kern, California 1 $ 62,805,000 $ 62,805,000 $ 0
Mendocino, California 1 $ 3,005,000 $ 3,005,000 $ 0
Plumas, California 1 $ 1,955,000 $ 1,955,000 $ 0
Santa Cruz, California 1 $ 2,755,000 $ 2,755,000 $ 0
Shasta, California 1 $ 2,805,000 $ 2,805,000 $ 0
Solano, California 1 $ 9,165,000 $ 9,165,000 $ 0
Sonoma, California 1 $ 1,335,000 $ 1,335,000 $ 0
Stanislaus, California 1 $ 4,305,000 $ 4,305,000 $ 0
Sutter, California 1 $ 9,885,000 $ 9,885,000 $ 0
Ventura, California 1 $ 27,665,000 $ 27,665,000 $ 0
Denver, Colorado 1 $ 3,595,000 $ 3,595,000 $ 0
Douglas, Colorado 1 $ 95,005,000 $ 95,005,000 $ 0
Jefferson, Colorado 1 $ 3,905,000 $ 3,905,000 $ 0
Larimer, Colorado 1 $ 7,205,000 $ 7,205,000 $ 0
District of Columbia, District Of Columbia 1 $ 5,415,000 $ 5,415,000 $ 0
Duval, Florida 1 $ 47,225,000 $ 47,225,000 $ 0
Hillsborough, Florida 1 $ 84,235,000 $ 84,235,000 $ 0
Lee, Florida 1 $ 27,405,000 $ 27,405,000 $ 0
Pinellas, Florida 1 $ 37,275,000 $ 37,275,000 $ 0
Santa Rosa, Florida 1 $ 38,025,000 $ 38,025,000 $ 0
Cherokee, Georgia 1 $ 21,355,000 $ 21,355,000 $ 0
Douglas, Georgia 1 $ 26,045,000 $ 26,045,000 $ 0
Glynn, Georgia 1 $ 7,005,000 $ 7,005,000 $ 0
Liberty, Georgia 1 $ 20,065,000 $ 20,065,000 $ 0
Richmond, Georgia 1 $ 19,705,000 $ 19,705,000 $ 0
Coles, Illinois 1 $ 3,065,000 $ 3,065,000 $ 0
DeKalb, Illinois 1 $ 10,435,000 $ 10,435,000 $ 0
Richland, Illinois 1 $ 6,575,000 $ 6,575,000 $ 0
Winnebago, Illinois 1 $ 4,385,000 $ 4,385,000 $ 0
Hamilton, Indiana 1 $ 16,235,000 $ 16,235,000 $ 0
Johnson, Indiana 1 $ 25,005,000 $ 25,005,000 $ 0
Marion, Iowa 1 $ 1,265,000 $ 1,265,000 $ 0
Douglas, Kansas 1 $ 3,505,000 $ 3,505,000 $ 0
Johnson, Kansas 1 $ 17,505,000 $ 17,505,000 $ 0
Shawnee, Kansas 1 $ 5,005,000 $ 5,005,000 $ 0
Tangipahoa, Louisiana 1 $ 605,000 $ 605,000 $ 0
Cumberland, Maine 1 $ 4,785,000 $ 4,785,000 $ 0
Calvert, Maryland 1 $ 3,405,000 $ 3,405,000 $ 0
Harford, Maryland 1 $ 7,575,000 $ 7,575,000 $ 0
Howard, Maryland 1 $ 32,175,000 $ 32,175,000 $ 0
Essex, Massachusetts 1 $ 5,775,000 $ 5,775,000 $ 0
Franklin, Massachusetts 1 $ 8,505,000 $ 8,505,000 $ 0
Middlesex, Massachusetts 1 $ 5,045,000 $ 5,045,000 $ 0
Suffolk, Massachusetts 1 $ 1,205,000 $ 1,205,000 $ 0
Allegan, Michigan 1 $ 14,435,000 $ 14,435,000 $ 0
Berrien, Michigan 1 $ 4,315,000 $ 4,315,000 $ 0
Genesee, Michigan 1 $ 12,505,000 $ 12,505,000 $ 0
Grand Traverse, Michigan 1 $ 8,195,000 $ 8,195,000 $ 0
Ingham, Michigan 1 $ 8,085,000 $ 8,085,000 $ 0
Saginaw, Michigan 1 $ 9,275,000 $ 9,275,000 $ 0
Washtenaw, Michigan 1 $ 65,005,000 $ 65,005,000 $ 0
Hennepin, Minnesota 1 $ 65,405,000 $ 65,405,000 $ 0
Mower, Minnesota 1 $ 2,935,000 $ 2,935,000 $ 0
Hinds, Mississippi 1 $ 36,155,000 $ 36,155,000 $ 0
Madison, Mississippi 1 $ 25,435,000 $ 25,435,000 $ 0
Rankin, Mississippi 1 $ 28,555,000 $ 28,555,000 $ 0
Jackson, Missouri 1 $ 3,045,000 $ 3,045,000 $ 0
Sarpy, Nebraska 1 $ 5,315,000 $ 5,315,000 $ 0
Hillsborough, New Hampshire 1 $ 13,985,000 $ 13,985,000 $ 0
Rockingham, New Hampshire 1 $ 30,935,000 $ 30,935,000 $ 0
Burlington, New Jersey 1 $ 42,785,000 $ 42,785,000 $ 0
Monmouth, New Jersey 1 $ 6,165,000 $ 6,165,000 $ 0
Sussex, New Jersey 1 $ 13,295,000 $ 13,295,000 $ 0
Columbia, New York 1 $ 7,205,000 $ 7,205,000 $ 0
Nassau, New York 1 $ 50,005,000 $ 50,005,000 $ 0
Davidson, North Carolina 1 $ 9,375,000 $ 9,375,000 $ 0
Forsyth, North Carolina 1 $ 6,555,000 $ 6,555,000 $ 0
Gaston, North Carolina 1 $ 5,675,000 $ 5,675,000 $ 0
Guilford, North Carolina 1 $ 12,195,000 $ 12,195,000 $ 0
Iredell, North Carolina 1 $ 18,075,000 $ 18,075,000 $ 0
Rowan, North Carolina 1 $ 6,405,000 $ 6,405,000 $ 0
Fairfield, Ohio 1 $ 6,725,000 $ 6,725,000 $ 0
Fayette, Ohio 1 $ 6,545,000 $ 6,545,000 $ 0
Mayes, Oklahoma 1 $ 3,265,000 $ 3,265,000 $ 0
Klamath, Oregon 1 $ 2,465,000 $ 2,465,000 $ 0
Lane, Oregon 1 $ 6,755,000 $ 6,755,000 $ 0
Beaufort, South Carolina 1 $ 48,505,000 $ 48,505,000 $ 0
Charleston, South Carolina 1 $ 27,885,000 $ 27,885,000 $ 0
Colleton, South Carolina 1 $ 805,000 $ 805,000 $ 0
Georgetown, South Carolina 1 $ 1,095,000 $ 1,095,000 $ 0
Greenville, South Carolina 1 $ 12,515,000 $ 12,515,000 $ 0
York, South Carolina 1 $ 32,375,000 $ 32,375,000 $ 0
Anderson, Tennessee 1 $ 11,005,000 $ 11,005,000 $ 0
Davidson, Tennessee 1 $ 32,805,000 $ 32,805,000 $ 0
Jefferson, Tennessee 1 $ 4,805,000 $ 4,805,000 $ 0
Madison, Tennessee 1 $ 1,865,000 $ 1,865,000 $ 0
Atascosa, Texas 1 $ 5,345,000 $ 5,345,000 $ 0
Bastrop, Texas 1 $ 5,975,000 $ 5,975,000 $ 0
El Paso, Texas 1 $ 5,295,000 $ 5,295,000 $ 0
Fort Bend, Texas 1 $ 7,605,000 $ 7,605,000 $ 0
Grayson, Texas 1 $ 3,545,000 $ 3,545,000 $ 0
Guadalupe, Texas 1 $ 5,125,000 $ 5,125,000 $ 0
Montgomery, Texas 1 $ 27,265,000 $ 27,265,000 $ 0
Victoria, Texas 1 $ 7,005,000 $ 7,005,000 $ 0
Washington, Texas 1 $ 5,825,000 $ 5,825,000 $ 0
Alexandria, Virginia 1 $ 81,905,000 $ 81,905,000 $ 0
Chesapeake, Virginia 1 $ 2,825,000 $ 2,825,000 $ 0
Hampton, Virginia 1 $ 6,005,000 $ 6,005,000 $ 0
Loudoun, Virginia 1 $ 48,055,000 $ 48,055,000 $ 0
Norfolk, Virginia 1 $ 46,645,000 $ 46,645,000 $ 0
Radford, Virginia 1 $ 5,585,000 $ 5,585,000 $ 0
Suffolk, Virginia 1 $ 13,405,000 $ 13,405,000 $ 0
Virginia Beach, Virginia 1 $ 30,775,000 $ 30,775,000 $ 0
Clark, Washington 1 $ 30,505,000 $ 30,505,000 $ 0
King, Washington 1 $ 1,485,000 $ 1,485,000 $ 0
Brown, Wisconsin 1 $ 27,425,000 $ 27,425,000 $ 0
Oneida, Wisconsin 1 $ 2,775,000 $ 2,775,000 $ 0
Portage, Wisconsin 1 $ 20,765,000 $ 20,765,000 $ 0
Vilas, Wisconsin 1 $ 1,135,000 $ 1,135,000 $ 0

Mortgage Loan Application Detail Totals for Capital One, National Association in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 497 $4,972,840,000 $10,107,000 $79,925,000 $0 $0
Home Purchase 266 $4,213,840,000 $16,083,000 $95,205,000 $0 $0
Home Improvement 8 $75,180,000 $9,397,000 $30,005,000 $0 $0
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 769 $9,261,210,000 $12,185,000 $95,205,000 $0 $0
Not Provided 0 $0 $0 $0 $0 $0
White 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Hispanic 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 765 $9,162,750,000 $12,120,000 $95,205,000 $0 $0
FHA-insured (Federal Housing Administration) 6 $99,110,000 $16,518,000 $46,405,000 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 624 $8,185,600,000 $13,288,000 $95,205,000 $0 $0
Application Withdrawn By Applicant 120 $995,445,000 $8,365,000 $79,925,000 $0 $0
Application Denied By Financial Institution 20 $69,410,000 $3,470,000 $7,295,000 $0 $0
Application Approved But Not Accepted 6 $11,000,000 $1,833,000 $4,705,000 $0 $0
File Closed For Incompleteness 1 $405,000 $405,000 $405,000 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 751 $9,192,450,000 $12,388,000 $95,205,000 $0 $0
Other 14 $59,890,000 $4,277,000 $7,295,000 $0 $0
Credit History 3 $7,895,000 $2,631,000 $3,635,000 $0 $0
Debt-To-Income Ratio 3 $1,625,000 $541,000 $705,000 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capital One, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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