Capital One, National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital One, National Association 7933 Preston Road Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 771 |
| Total Mortgage Loan Application Amount | $9,261,860,000 |
| Average Mortgage Loan Application Amount | $11,862,333 |
| Highest Mortgage Loan Application Amount | $95,205,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Capital One, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital One, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Capital One, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital One, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital One, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital One, National Association's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 111 | $ 722,620,000 | $ 6,569,000 | $ 0 |
| Kings County New York | 87 | $ 672,615,000 | $ 7,731,000 | $ 0 |
| Bronx County New York | 62 | $ 331,090,000 | $ 5,340,000 | $ 0 |
| Queens County New York | 30 | $ 237,065,000 | $ 8,174,000 | $ 0 |
| Los Angeles County California | 19 | $ 157,880,000 | $ 8,771,000 | $ 0 |
| Prince George's County Maryland | 14 | $ 348,100,000 | $ 24,864,000 | $ 0 |
| Westchester County New York | 14 | $ 164,620,000 | $ 11,758,000 | $ 0 |
| Baltimore County Maryland | 13 | $ 354,760,000 | $ 29,563,000 | $ 0 |
| Hartford County Connecticut | 12 | $ 94,250,000 | $ 7,854,000 | $ 0 |
| Dallas County Texas | 12 | $ 139,260,000 | $ 11,605,000 | $ 0 |
| Orange County California | 11 | $ 247,900,000 | $ 24,790,000 | $ 0 |
| Philadelphia County Pennsylvania | 10 | $ 133,910,000 | $ 13,391,000 | $ 0 |
| Baltimore City County Maryland | 9 | $ 128,205,000 | $ 14,245,000 | $ 0 |
| Essex County New Jersey | 9 | $ 175,135,000 | $ 19,459,000 | $ 0 |
| Bergen County New Jersey | 8 | $ 117,660,000 | $ 14,707,000 | $ 0 |
| New Haven County Connecticut | 7 | $ 61,275,000 | $ 8,753,000 | $ 0 |
| Hudson County New Jersey | 7 | $ 11,315,000 | $ 1,616,000 | $ 0 |
| Maricopa County Arizona | 6 | $ 94,370,000 | $ 15,728,000 | $ 0 |
| Cook County Illinois | 6 | $ 26,610,000 | $ 4,435,000 | $ 0 |
| Montgomery County Maryland | 6 | $ 241,150,000 | $ 40,191,000 | $ 0 |
| Middlesex County New Jersey | 6 | $ 81,570,000 | $ 13,595,000 | $ 0 |
| Bernalillo County New Mexico | 6 | $ 79,940,000 | $ 13,323,000 | $ 0 |
| Bexar County Texas | 6 | $ 38,480,000 | $ 6,413,000 | $ 0 |
| Riverside County California | 5 | $ 84,050,000 | $ 21,012,000 | $ 0 |
| DeKalb County Georgia | 5 | $ 72,825,000 | $ 14,565,000 | $ 0 |
| Fulton County Georgia | 5 | $ 89,185,000 | $ 17,837,000 | $ 0 |
| Denton County Texas | 5 | $ 52,375,000 | $ 10,475,000 | $ 0 |
| Lauderdale County Alabama | 4 | $ 16,210,000 | $ 4,052,000 | $ 0 |
| San Bernardino County California | 4 | $ 82,700,000 | $ 20,675,000 | $ 0 |
| San Diego County California | 4 | $ 112,760,000 | $ 28,190,000 | $ 0 |
| San Joaquin County California | 4 | $ 15,860,000 | $ 3,965,000 | $ 0 |
| Anne Arundel County Maryland | 4 | $ 125,870,000 | $ 31,467,000 | $ 0 |
| Passaic County New Jersey | 4 | $ 5,430,000 | $ 1,357,000 | $ 0 |
| Mecklenburg County North Carolina | 4 | $ 68,995,000 | $ 22,998,000 | $ 0 |
| Hamilton County Tennessee | 4 | $ 46,530,000 | $ 11,632,000 | $ 0 |
| Travis County Texas | 4 | $ 108,580,000 | $ 27,145,000 | $ 0 |
| New Castle County Delaware | 3 | $ 32,595,000 | $ 10,865,000 | $ 0 |
| Brevard County Florida | 3 | $ 52,835,000 | $ 17,611,000 | $ 0 |
| Orange County Florida | 3 | $ 45,125,000 | $ 15,041,000 | $ 0 |
| Cobb County Georgia | 3 | $ 109,385,000 | $ 36,461,000 | $ 0 |
| Fayette County Kentucky | 3 | $ 63,675,000 | $ 21,225,000 | $ 0 |
| Ascension County Louisiana | 3 | $ 1,025,000 | $ 341,000 | $ 0 |
| Clark County Nevada | 3 | $ 52,575,000 | $ 17,525,000 | $ 0 |
| Mercer County New Jersey | 3 | $ 45,495,000 | $ 15,165,000 | $ 0 |
| Union County New Jersey | 3 | $ 11,915,000 | $ 3,971,000 | $ 0 |
| Cuyahoga County Ohio | 3 | $ 7,895,000 | $ 2,631,000 | $ 0 |
| Brazos County Texas | 3 | $ 14,265,000 | $ 4,755,000 | $ 0 |
| Harris County Texas | 3 | $ 30,525,000 | $ 10,175,000 | $ 0 |
| Hunt County Texas | 3 | $ 12,945,000 | $ 4,315,000 | $ 0 |
| Henrico County Virginia | 3 | $ 75,145,000 | $ 25,048,000 | $ 0 |
| Jefferson County Alabama | 2 | $ 50,770,000 | $ 25,385,000 | $ 0 |
| Tuscaloosa County Alabama | 2 | $ 59,910,000 | $ 29,955,000 | $ 0 |
| Pima County Arizona | 2 | $ 37,530,000 | $ 18,765,000 | $ 0 |
| Pulaski County Arkansas | 2 | $ 22,860,000 | $ 11,430,000 | $ 0 |
| New London County Connecticut | 2 | $ 20,810,000 | $ 10,405,000 | $ 0 |
| Alachua County Florida | 2 | $ 5,580,000 | $ 2,790,000 | $ 0 |
| Broward County Florida | 2 | $ 32,670,000 | $ 16,335,000 | $ 0 |
| Volusia County Florida | 2 | $ 4,950,000 | $ 2,475,000 | $ 0 |
| Carroll County Georgia | 2 | $ 3,170,000 | $ 1,585,000 | $ 0 |
| Clarke County Georgia | 2 | $ 16,010,000 | $ 8,005,000 | $ 0 |
| Clayton County Georgia | 2 | $ 7,230,000 | $ 3,615,000 | $ 0 |
| Gwinnett County Georgia | 2 | $ 47,270,000 | $ 23,635,000 | $ 0 |
| Hall County Georgia | 2 | $ 8,350,000 | $ 4,175,000 | $ 0 |
| Rockdale County Georgia | 2 | $ 32,060,000 | $ 16,030,000 | $ 0 |
| Vanderburgh County Indiana | 2 | $ 16,910,000 | $ 8,455,000 | $ 0 |
| Jefferson County Kentucky | 2 | $ 15,570,000 | $ 7,785,000 | $ 0 |
| Caddo County Louisiana | 2 | $ 8,120,000 | $ 4,060,000 | $ 0 |
| East Baton Rouge County Louisiana | 2 | $ 3,510,000 | $ 1,755,000 | $ 0 |
| Orleans County Louisiana | 2 | $ 2,340,000 | $ 1,170,000 | $ 0 |
| Bristol County Massachusetts | 2 | $ 56,350,000 | $ 28,175,000 | $ 0 |
| Kent County Michigan | 2 | $ 19,610,000 | $ 9,805,000 | $ 0 |
| Oakland County Michigan | 2 | $ 8,365,000 | $ 8,365,000 | $ 0 |
| Gloucester County New Jersey | 2 | $ 34,600,000 | $ 17,300,000 | $ 0 |
| Suffolk County New York | 2 | $ 47,760,000 | $ 23,880,000 | $ 0 |
| Durham County North Carolina | 2 | $ 40,750,000 | $ 20,375,000 | $ 0 |
| Wake County North Carolina | 2 | $ 36,260,000 | $ 18,130,000 | $ 0 |
| Franklin County Ohio | 2 | $ 34,920,000 | $ 17,460,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 36,910,000 | $ 18,455,000 | $ 0 |
| Allegheny County Pennsylvania | 2 | $ 86,030,000 | $ 43,015,000 | $ 0 |
| Berks County Pennsylvania | 2 | $ 18,430,000 | $ 9,215,000 | $ 0 |
| Bucks County Pennsylvania | 2 | $ 69,000,000 | $ 34,500,000 | $ 0 |
| Ellis County Texas | 2 | $ 12,410,000 | $ 6,205,000 | $ 0 |
| Lubbock County Texas | 2 | $ 50,310,000 | $ 25,155,000 | $ 0 |
| Tarrant County Texas | 2 | $ 14,720,000 | $ 7,360,000 | $ 0 |
| Williamson County Texas | 2 | $ 14,660,000 | $ 7,330,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 36,730,000 | $ 18,365,000 | $ 0 |
| Fairfax County Virginia | 2 | $ 119,010,000 | $ 59,505,000 | $ 0 |
| Montgomery County Virginia | 2 | $ 37,310,000 | $ 18,655,000 | $ 0 |
| Portsmouth County Virginia | 2 | $ 93,810,000 | $ 46,905,000 | $ 0 |
| Kitsap County Washington | 2 | $ 10,310,000 | $ 5,155,000 | $ 0 |
| Jefferson County Wisconsin | 2 | $ 2,830,000 | $ 1,415,000 | $ 0 |
| Colbert County Alabama | 1 | $ 8,305,000 | $ 8,305,000 | $ 0 |
| Etowah County Alabama | 1 | $ 3,825,000 | $ 3,825,000 | $ 0 |
| Lee County Alabama | 1 | $ 0 | $ 0 | $ 0 |
| Limestone County Alabama | 1 | $ 2,705,000 | $ 2,705,000 | $ 0 |
| Mobile County Alabama | 1 | $ 4,735,000 | $ 4,735,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 2,345,000 | $ 2,345,000 | $ 0 |
| Washington County Arkansas | 1 | $ 2,525,000 | $ 2,525,000 | $ 0 |
| Alameda County California | 1 | $ 23,245,000 | $ 23,245,000 | $ 0 |
| Amador County California | 1 | $ 1,685,000 | $ 1,685,000 | $ 0 |
| Butte County California | 1 | $ 2,925,000 | $ 2,925,000 | $ 0 |
| Fresno County California | 1 | $ 2,105,000 | $ 2,105,000 | $ 0 |
| Kern County California | 1 | $ 62,805,000 | $ 62,805,000 | $ 0 |
| Mendocino County California | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Plumas County California | 1 | $ 1,955,000 | $ 1,955,000 | $ 0 |
| Santa Cruz County California | 1 | $ 2,755,000 | $ 2,755,000 | $ 0 |
| Shasta County California | 1 | $ 2,805,000 | $ 2,805,000 | $ 0 |
| Solano County California | 1 | $ 9,165,000 | $ 9,165,000 | $ 0 |
| Sonoma County California | 1 | $ 1,335,000 | $ 1,335,000 | $ 0 |
| Stanislaus County California | 1 | $ 4,305,000 | $ 4,305,000 | $ 0 |
| Sutter County California | 1 | $ 9,885,000 | $ 9,885,000 | $ 0 |
| Ventura County California | 1 | $ 27,665,000 | $ 27,665,000 | $ 0 |
| Denver County Colorado | 1 | $ 3,595,000 | $ 3,595,000 | $ 0 |
| Douglas County Colorado | 1 | $ 95,005,000 | $ 95,005,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 3,905,000 | $ 3,905,000 | $ 0 |
| Larimer County Colorado | 1 | $ 7,205,000 | $ 7,205,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 5,415,000 | $ 5,415,000 | $ 0 |
| Duval County Florida | 1 | $ 47,225,000 | $ 47,225,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 84,235,000 | $ 84,235,000 | $ 0 |
| Lee County Florida | 1 | $ 27,405,000 | $ 27,405,000 | $ 0 |
| Pinellas County Florida | 1 | $ 37,275,000 | $ 37,275,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 38,025,000 | $ 38,025,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 21,355,000 | $ 21,355,000 | $ 0 |
| Douglas County Georgia | 1 | $ 26,045,000 | $ 26,045,000 | $ 0 |
| Glynn County Georgia | 1 | $ 7,005,000 | $ 7,005,000 | $ 0 |
| Liberty County Georgia | 1 | $ 20,065,000 | $ 20,065,000 | $ 0 |
| Richmond County Georgia | 1 | $ 19,705,000 | $ 19,705,000 | $ 0 |
| Coles County Illinois | 1 | $ 3,065,000 | $ 3,065,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 10,435,000 | $ 10,435,000 | $ 0 |
| Richland County Illinois | 1 | $ 6,575,000 | $ 6,575,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 4,385,000 | $ 4,385,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 16,235,000 | $ 16,235,000 | $ 0 |
| Johnson County Indiana | 1 | $ 25,005,000 | $ 25,005,000 | $ 0 |
| Marion County Iowa | 1 | $ 1,265,000 | $ 1,265,000 | $ 0 |
| Douglas County Kansas | 1 | $ 3,505,000 | $ 3,505,000 | $ 0 |
| Johnson County Kansas | 1 | $ 17,505,000 | $ 17,505,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 5,005,000 | $ 5,005,000 | $ 0 |
| Tangipahoa County Louisiana | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Cumberland County Maine | 1 | $ 4,785,000 | $ 4,785,000 | $ 0 |
| Calvert County Maryland | 1 | $ 3,405,000 | $ 3,405,000 | $ 0 |
| Harford County Maryland | 1 | $ 7,575,000 | $ 7,575,000 | $ 0 |
| Howard County Maryland | 1 | $ 32,175,000 | $ 32,175,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 5,775,000 | $ 5,775,000 | $ 0 |
| Franklin County Massachusetts | 1 | $ 8,505,000 | $ 8,505,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 5,045,000 | $ 5,045,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Allegan County Michigan | 1 | $ 14,435,000 | $ 14,435,000 | $ 0 |
| Berrien County Michigan | 1 | $ 4,315,000 | $ 4,315,000 | $ 0 |
| Genesee County Michigan | 1 | $ 12,505,000 | $ 12,505,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 8,195,000 | $ 8,195,000 | $ 0 |
| Ingham County Michigan | 1 | $ 8,085,000 | $ 8,085,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 9,275,000 | $ 9,275,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 65,005,000 | $ 65,005,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 65,405,000 | $ 65,405,000 | $ 0 |
| Mower County Minnesota | 1 | $ 2,935,000 | $ 2,935,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 36,155,000 | $ 36,155,000 | $ 0 |
| Madison County Mississippi | 1 | $ 25,435,000 | $ 25,435,000 | $ 0 |
| Rankin County Mississippi | 1 | $ 28,555,000 | $ 28,555,000 | $ 0 |
| Jackson County Missouri | 1 | $ 3,045,000 | $ 3,045,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 5,315,000 | $ 5,315,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 13,985,000 | $ 13,985,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 30,935,000 | $ 30,935,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 42,785,000 | $ 42,785,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 6,165,000 | $ 6,165,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 13,295,000 | $ 13,295,000 | $ 0 |
| Columbia County New York | 1 | $ 7,205,000 | $ 7,205,000 | $ 0 |
| Nassau County New York | 1 | $ 50,005,000 | $ 50,005,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 9,375,000 | $ 9,375,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 6,555,000 | $ 6,555,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 5,675,000 | $ 5,675,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 12,195,000 | $ 12,195,000 | $ 0 |
| Iredell County North Carolina | 1 | $ 18,075,000 | $ 18,075,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 6,405,000 | $ 6,405,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 6,725,000 | $ 6,725,000 | $ 0 |
| Fayette County Ohio | 1 | $ 6,545,000 | $ 6,545,000 | $ 0 |
| Mayes County Oklahoma | 1 | $ 3,265,000 | $ 3,265,000 | $ 0 |
| Klamath County Oregon | 1 | $ 2,465,000 | $ 2,465,000 | $ 0 |
| Lane County Oregon | 1 | $ 6,755,000 | $ 6,755,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 48,505,000 | $ 48,505,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 27,885,000 | $ 27,885,000 | $ 0 |
| Colleton County South Carolina | 1 | $ 805,000 | $ 805,000 | $ 0 |
| Georgetown County South Carolina | 1 | $ 1,095,000 | $ 1,095,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 12,515,000 | $ 12,515,000 | $ 0 |
| York County South Carolina | 1 | $ 32,375,000 | $ 32,375,000 | $ 0 |
| Anderson County Tennessee | 1 | $ 11,005,000 | $ 11,005,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 32,805,000 | $ 32,805,000 | $ 0 |
| Jefferson County Tennessee | 1 | $ 4,805,000 | $ 4,805,000 | $ 0 |
| Madison County Tennessee | 1 | $ 1,865,000 | $ 1,865,000 | $ 0 |
| Atascosa County Texas | 1 | $ 5,345,000 | $ 5,345,000 | $ 0 |
| Bastrop County Texas | 1 | $ 5,975,000 | $ 5,975,000 | $ 0 |
| El Paso County Texas | 1 | $ 5,295,000 | $ 5,295,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 7,605,000 | $ 7,605,000 | $ 0 |
| Grayson County Texas | 1 | $ 3,545,000 | $ 3,545,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 5,125,000 | $ 5,125,000 | $ 0 |
| Montgomery County Texas | 1 | $ 27,265,000 | $ 27,265,000 | $ 0 |
| Victoria County Texas | 1 | $ 7,005,000 | $ 7,005,000 | $ 0 |
| Washington County Texas | 1 | $ 5,825,000 | $ 5,825,000 | $ 0 |
| Alexandria County Virginia | 1 | $ 81,905,000 | $ 81,905,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 2,825,000 | $ 2,825,000 | $ 0 |
| Hampton County Virginia | 1 | $ 6,005,000 | $ 6,005,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 48,055,000 | $ 48,055,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 46,645,000 | $ 46,645,000 | $ 0 |
| Radford County Virginia | 1 | $ 5,585,000 | $ 5,585,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 13,405,000 | $ 13,405,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 30,775,000 | $ 30,775,000 | $ 0 |
| Clark County Washington | 1 | $ 30,505,000 | $ 30,505,000 | $ 0 |
| King County Washington | 1 | $ 1,485,000 | $ 1,485,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 27,425,000 | $ 27,425,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 2,775,000 | $ 2,775,000 | $ 0 |
| Portage County Wisconsin | 1 | $ 20,765,000 | $ 20,765,000 | $ 0 |
| Vilas County Wisconsin | 1 | $ 1,135,000 | $ 1,135,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 497 | $4,972,840,000 | $10,107,000 | $79,925,000 | $0 | $0 |
| Home Purchase | 266 | $4,213,840,000 | $16,083,000 | $95,205,000 | $0 | $0 |
| Home Improvement | 8 | $75,180,000 | $9,397,000 | $30,005,000 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 769 | $9,261,210,000 | $12,185,000 | $95,205,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 765 | $9,162,750,000 | $12,120,000 | $95,205,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 6 | $99,110,000 | $16,518,000 | $46,405,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 624 | $8,185,600,000 | $13,288,000 | $95,205,000 | $0 | $0 |
| Application Withdrawn By Applicant | 120 | $995,445,000 | $8,365,000 | $79,925,000 | $0 | $0 |
| Application Denied By Financial Institution | 20 | $69,410,000 | $3,470,000 | $7,295,000 | $0 | $0 |
| Application Approved But Not Accepted | 6 | $11,000,000 | $1,833,000 | $4,705,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $405,000 | $405,000 | $405,000 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 751 | $9,192,450,000 | $12,388,000 | $95,205,000 | $0 | $0 |
| Other | 14 | $59,890,000 | $4,277,000 | $7,295,000 | $0 | $0 |
| Credit History | 3 | $7,895,000 | $2,631,000 | $3,635,000 | $0 | $0 |
| Debt-To-Income Ratio | 3 | $1,625,000 | $541,000 | $705,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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