Capital One, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Capital One, National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capital One, National Association 7933 Preston Road Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 551 |
| Total Mortgage Loan Application Amount | $8,337,595,000 |
| Average Mortgage Loan Application Amount | $13,794,666 |
| Highest Mortgage Loan Application Amount | $98,855,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Capital One, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capital One, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Capital One, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capital One, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Capital One, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capital One, National Association's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 43 | $ 380,490,000 | $ 9,059,000 | $ 0 |
| San Diego County California | 21 | $ 123,805,000 | $ 5,895,000 | $ 0 |
| Baltimore City County Maryland | 19 | $ 310,855,000 | $ 16,360,000 | $ 0 |
| Baltimore County Maryland | 15 | $ 362,145,000 | $ 24,143,000 | $ 0 |
| Bronx County New York | 14 | $ 241,200,000 | $ 17,228,000 | $ 0 |
| Philadelphia County Pennsylvania | 14 | $ 162,010,000 | $ 11,572,000 | $ 0 |
| Kings County New York | 13 | $ 113,735,000 | $ 8,748,000 | $ 0 |
| King County Washington | 12 | $ 138,070,000 | $ 11,505,000 | $ 0 |
| Dallas County Texas | 11 | $ 157,285,000 | $ 14,298,000 | $ 0 |
| New York County New York | 9 | $ 134,215,000 | $ 14,912,000 | $ 0 |
| Queens County New York | 9 | $ 149,165,000 | $ 16,573,000 | $ 0 |
| Hartford County Connecticut | 8 | $ 121,600,000 | $ 15,200,000 | $ 0 |
| Prince George's County Maryland | 8 | $ 194,090,000 | $ 24,261,000 | $ 0 |
| Washington County Maryland | 8 | $ 93,040,000 | $ 11,630,000 | $ 0 |
| York County Pennsylvania | 8 | $ 202,190,000 | $ 25,273,000 | $ 0 |
| Cook County Illinois | 7 | $ 20,845,000 | $ 2,977,000 | $ 0 |
| Maricopa County Arizona | 6 | $ 113,345,000 | $ 22,669,000 | $ 0 |
| New Haven County Connecticut | 6 | $ 28,810,000 | $ 4,801,000 | $ 0 |
| Onondaga County New York | 6 | $ 65,780,000 | $ 10,963,000 | $ 0 |
| Harris County Texas | 6 | $ 70,000,000 | $ 11,666,000 | $ 0 |
| El Paso County Colorado | 5 | $ 110,685,000 | $ 22,137,000 | $ 0 |
| Lehigh County Pennsylvania | 5 | $ 87,205,000 | $ 17,441,000 | $ 0 |
| Montgomery County Pennsylvania | 5 | $ 80,785,000 | $ 16,157,000 | $ 0 |
| Jefferson County Alabama | 4 | $ 163,770,000 | $ 40,942,000 | $ 0 |
| Alameda County California | 4 | $ 26,230,000 | $ 6,557,000 | $ 0 |
| New Castle County Delaware | 4 | $ 141,840,000 | $ 35,460,000 | $ 0 |
| Muscogee County Georgia | 4 | $ 32,370,000 | $ 8,092,000 | $ 0 |
| Middlesex County New Jersey | 4 | $ 97,115,000 | $ 32,371,000 | $ 0 |
| Delaware County Pennsylvania | 4 | $ 111,910,000 | $ 27,977,000 | $ 0 |
| Bexar County Texas | 4 | $ 103,360,000 | $ 25,840,000 | $ 0 |
| Travis County Texas | 4 | $ 39,090,000 | $ 9,772,000 | $ 0 |
| Fresno County California | 3 | $ 20,485,000 | $ 6,828,000 | $ 0 |
| Orange County California | 3 | $ 119,265,000 | $ 39,755,000 | $ 0 |
| Riverside County California | 3 | $ 11,535,000 | $ 3,845,000 | $ 0 |
| Sacramento County California | 3 | $ 39,415,000 | $ 13,138,000 | $ 0 |
| Larimer County Colorado | 3 | $ 48,225,000 | $ 16,075,000 | $ 0 |
| Polk County Florida | 3 | $ 15,615,000 | $ 5,205,000 | $ 0 |
| Clarke County Georgia | 3 | $ 32,015,000 | $ 10,671,000 | $ 0 |
| Fulton County Georgia | 3 | $ 45,185,000 | $ 15,061,000 | $ 0 |
| Marion County Indiana | 3 | $ 66,355,000 | $ 22,118,000 | $ 0 |
| Jefferson County Kentucky | 3 | $ 84,645,000 | $ 28,215,000 | $ 0 |
| Montgomery County Maryland | 3 | $ 76,445,000 | $ 25,481,000 | $ 0 |
| Ingham County Michigan | 3 | $ 56,405,000 | $ 18,801,000 | $ 0 |
| Kent County Michigan | 3 | $ 50,445,000 | $ 16,815,000 | $ 0 |
| Essex County New Jersey | 3 | $ 78,175,000 | $ 26,058,000 | $ 0 |
| Hudson County New Jersey | 3 | $ 37,015,000 | $ 12,338,000 | $ 0 |
| Durham County North Carolina | 3 | $ 81,595,000 | $ 27,198,000 | $ 0 |
| Forsyth County North Carolina | 3 | $ 7,535,000 | $ 2,511,000 | $ 0 |
| Mecklenburg County North Carolina | 3 | $ 61,975,000 | $ 20,658,000 | $ 0 |
| Franklin County Ohio | 3 | $ 71,235,000 | $ 23,745,000 | $ 0 |
| Dauphin County Pennsylvania | 3 | $ 43,655,000 | $ 14,551,000 | $ 0 |
| Indiana County Pennsylvania | 3 | $ 17,605,000 | $ 5,868,000 | $ 0 |
| Lancaster County Pennsylvania | 3 | $ 47,235,000 | $ 15,745,000 | $ 0 |
| Pickens County South Carolina | 3 | $ 84,605,000 | $ 28,201,000 | $ 0 |
| Blount County Tennessee | 3 | $ 6,005,000 | $ 2,001,000 | $ 0 |
| Shelby County Tennessee | 3 | $ 43,735,000 | $ 14,578,000 | $ 0 |
| Snohomish County Washington | 3 | $ 14,775,000 | $ 4,925,000 | $ 0 |
| Lee County Alabama | 2 | $ 7,370,000 | $ 3,685,000 | $ 0 |
| Shelby County Alabama | 2 | $ 75,060,000 | $ 37,530,000 | $ 0 |
| Pima County Arizona | 2 | $ 8,790,000 | $ 4,395,000 | $ 0 |
| Napa County California | 2 | $ 87,740,000 | $ 43,870,000 | $ 0 |
| Litchfield County Connecticut | 2 | $ 5,560,000 | $ 2,780,000 | $ 0 |
| Houston County Georgia | 2 | $ 60,610,000 | $ 30,305,000 | $ 0 |
| Tippecanoe County Indiana | 2 | $ 44,620,000 | $ 22,310,000 | $ 0 |
| Fayette County Kentucky | 2 | $ 8,580,000 | $ 4,290,000 | $ 0 |
| Ouachita County Louisiana | 2 | $ 16,880,000 | $ 8,440,000 | $ 0 |
| Bristol County Massachusetts | 2 | $ 16,430,000 | $ 8,215,000 | $ 0 |
| Hampden County Massachusetts | 2 | $ 19,040,000 | $ 9,520,000 | $ 0 |
| Plymouth County Massachusetts | 2 | $ 19,650,000 | $ 9,825,000 | $ 0 |
| Ottawa County Michigan | 2 | $ 35,280,000 | $ 17,640,000 | $ 0 |
| Lauderdale County Mississippi | 2 | $ 19,010,000 | $ 9,505,000 | $ 0 |
| St. Louis County Missouri | 2 | $ 74,140,000 | $ 37,070,000 | $ 0 |
| Hillsborough County New Hampshire | 2 | $ 53,840,000 | $ 26,920,000 | $ 0 |
| Burlington County New Jersey | 2 | $ 79,740,000 | $ 39,870,000 | $ 0 |
| Ocean County New Jersey | 2 | $ 48,590,000 | $ 24,295,000 | $ 0 |
| Monroe County New York | 2 | $ 51,380,000 | $ 25,690,000 | $ 0 |
| Suffolk County New York | 2 | $ 2,960,000 | $ 1,480,000 | $ 0 |
| Orange County North Carolina | 2 | $ 29,180,000 | $ 14,590,000 | $ 0 |
| Hamilton County Ohio | 2 | $ 8,950,000 | $ 4,475,000 | $ 0 |
| Trumbull County Ohio | 2 | $ 8,590,000 | $ 4,295,000 | $ 0 |
| Bucks County Pennsylvania | 2 | $ 10,475,000 | $ 10,475,000 | $ 0 |
| Centre County Pennsylvania | 2 | $ 8,380,000 | $ 4,190,000 | $ 0 |
| Knox County Tennessee | 2 | $ 63,520,000 | $ 31,760,000 | $ 0 |
| McLennan County Texas | 2 | $ 39,000,000 | $ 19,500,000 | $ 0 |
| Montgomery County Texas | 2 | $ 24,550,000 | $ 12,275,000 | $ 0 |
| Tarrant County Texas | 2 | $ 19,960,000 | $ 9,980,000 | $ 0 |
| Arlington County Virginia | 2 | $ 50,220,000 | $ 25,110,000 | $ 0 |
| Hampton County Virginia | 2 | $ 70,530,000 | $ 35,265,000 | $ 0 |
| Newport News County Virginia | 2 | $ 46,790,000 | $ 23,395,000 | $ 0 |
| Suffolk County Virginia | 2 | $ 50,450,000 | $ 25,225,000 | $ 0 |
| St. Clair County Alabama | 1 | $ 7,015,000 | $ 7,015,000 | $ 0 |
| Tuscaloosa County Alabama | 1 | $ 37,535,000 | $ 37,535,000 | $ 0 |
| Santa Cruz County Arizona | 1 | $ 2,205,000 | $ 2,205,000 | $ 0 |
| Benton County Arkansas | 1 | $ 7,535,000 | $ 7,535,000 | $ 0 |
| Craighead County Arkansas | 1 | $ 9,065,000 | $ 9,065,000 | $ 0 |
| Crittenden County Arkansas | 1 | $ 32,175,000 | $ 32,175,000 | $ 0 |
| Sebastian County Arkansas | 1 | $ 4,785,000 | $ 4,785,000 | $ 0 |
| White County Arkansas | 1 | $ 8,805,000 | $ 8,805,000 | $ 0 |
| Imperial County California | 1 | $ 5,915,000 | $ 5,915,000 | $ 0 |
| Monterey County California | 1 | $ 11,185,000 | $ 11,185,000 | $ 0 |
| Nevada County California | 1 | $ 8,205,000 | $ 8,205,000 | $ 0 |
| Placer County California | 1 | $ 8,545,000 | $ 8,545,000 | $ 0 |
| San Joaquin County California | 1 | $ 1,755,000 | $ 1,755,000 | $ 0 |
| Santa Barbara County California | 1 | $ 1,415,000 | $ 1,415,000 | $ 0 |
| Solano County California | 1 | $ 21,005,000 | $ 21,005,000 | $ 0 |
| Ventura County California | 1 | $ 0 | $ 0 | $ 0 |
| Denver County Colorado | 1 | $ 3,045,000 | $ 3,045,000 | $ 0 |
| Jefferson County Colorado | 1 | $ 0 | $ 0 | $ 0 |
| Mesa County Colorado | 1 | $ 17,475,000 | $ 17,475,000 | $ 0 |
| Montrose County Colorado | 1 | $ 6,305,000 | $ 6,305,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 59,325,000 | $ 59,325,000 | $ 0 |
| New London County Connecticut | 1 | $ 9,775,000 | $ 9,775,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 1,205,000 | $ 1,205,000 | $ 0 |
| Brevard County Florida | 1 | $ 5,005,000 | $ 5,005,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 37,845,000 | $ 37,845,000 | $ 0 |
| Lake County Florida | 1 | $ 3,445,000 | $ 3,445,000 | $ 0 |
| Pasco County Florida | 1 | $ 4,525,000 | $ 4,525,000 | $ 0 |
| Seminole County Florida | 1 | $ 56,095,000 | $ 56,095,000 | $ 0 |
| Volusia County Florida | 1 | $ 2,185,000 | $ 2,185,000 | $ 0 |
| Chatham County Georgia | 1 | $ 15,405,000 | $ 15,405,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 33,005,000 | $ 33,005,000 | $ 0 |
| Cobb County Georgia | 1 | $ 42,585,000 | $ 42,585,000 | $ 0 |
| DeKalb County Georgia | 1 | $ 27,375,000 | $ 27,375,000 | $ 0 |
| Douglas County Georgia | 1 | $ 15,105,000 | $ 15,105,000 | $ 0 |
| Hall County Georgia | 1 | $ 13,235,000 | $ 13,235,000 | $ 0 |
| Richmond County Georgia | 1 | $ 14,105,000 | $ 14,105,000 | $ 0 |
| DuPage County Illinois | 1 | $ 3,625,000 | $ 3,625,000 | $ 0 |
| Kane County Illinois | 1 | $ 5,125,000 | $ 5,125,000 | $ 0 |
| Will County Illinois | 1 | $ 27,495,000 | $ 27,495,000 | $ 0 |
| Madison County Indiana | 1 | $ 6,075,000 | $ 6,075,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 3,825,000 | $ 3,825,000 | $ 0 |
| Barren County Kentucky | 1 | $ 2,095,000 | $ 2,095,000 | $ 0 |
| Fleming County Kentucky | 1 | $ 3,005,000 | $ 3,005,000 | $ 0 |
| Logan County Kentucky | 1 | $ 1,835,000 | $ 1,835,000 | $ 0 |
| Meade County Kentucky | 1 | $ 2,945,000 | $ 2,945,000 | $ 0 |
| Pike County Kentucky | 1 | $ 11,505,000 | $ 11,505,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 1,285,000 | $ 1,285,000 | $ 0 |
| East Baton Rouge County Louisiana | 1 | $ 32,825,000 | $ 32,825,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 5,005,000 | $ 5,005,000 | $ 0 |
| Howard County Maryland | 1 | $ 34,465,000 | $ 34,465,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 10,425,000 | $ 10,425,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 54,885,000 | $ 54,885,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 14,565,000 | $ 14,565,000 | $ 0 |
| Genesee County Michigan | 1 | $ 11,435,000 | $ 11,435,000 | $ 0 |
| Macomb County Michigan | 1 | $ 11,545,000 | $ 11,545,000 | $ 0 |
| Oakland County Michigan | 1 | $ 0 | $ 0 | $ 0 |
| Wayne County Michigan | 1 | $ 7,575,000 | $ 7,575,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 6,345,000 | $ 6,345,000 | $ 0 |
| Wright County Minnesota | 1 | $ 17,735,000 | $ 17,735,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 14,525,000 | $ 14,525,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 22,245,000 | $ 22,245,000 | $ 0 |
| Madison County Mississippi | 1 | $ 22,485,000 | $ 22,485,000 | $ 0 |
| Union County Mississippi | 1 | $ 13,125,000 | $ 13,125,000 | $ 0 |
| Washington County Mississippi | 1 | $ 8,005,000 | $ 8,005,000 | $ 0 |
| Boone County Missouri | 1 | $ 1,935,000 | $ 1,935,000 | $ 0 |
| Jackson County Missouri | 1 | $ 2,105,000 | $ 2,105,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 18,255,000 | $ 18,255,000 | $ 0 |
| Taney County Missouri | 1 | $ 19,125,000 | $ 19,125,000 | $ 0 |
| Clark County Nevada | 1 | $ 1,335,000 | $ 1,335,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 7,085,000 | $ 7,085,000 | $ 0 |
| Bergen County New Jersey | 1 | $ 1,825,000 | $ 1,825,000 | $ 0 |
| Gloucester County New Jersey | 1 | $ 24,605,000 | $ 24,605,000 | $ 0 |
| Monmouth County New Jersey | 1 | $ 8,505,000 | $ 8,505,000 | $ 0 |
| Morris County New Jersey | 1 | $ 31,005,000 | $ 31,005,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 23,975,000 | $ 23,975,000 | $ 0 |
| Union County New Jersey | 1 | $ 34,125,000 | $ 34,125,000 | $ 0 |
| Los Alamos County New Mexico | 1 | $ 4,245,000 | $ 4,245,000 | $ 0 |
| Broome County New York | 1 | $ 29,205,000 | $ 29,205,000 | $ 0 |
| Dutchess County New York | 1 | $ 70,005,000 | $ 70,005,000 | $ 0 |
| Fulton County New York | 1 | $ 8,535,000 | $ 8,535,000 | $ 0 |
| Nassau County New York | 1 | $ 3,205,000 | $ 3,205,000 | $ 0 |
| Rensselaer County New York | 1 | $ 1,245,000 | $ 1,245,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 5,325,000 | $ 5,325,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 11,625,000 | $ 11,625,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 27,705,000 | $ 27,705,000 | $ 0 |
| Wake County North Carolina | 1 | $ 8,915,000 | $ 8,915,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 26,505,000 | $ 26,505,000 | $ 0 |
| Butler County Ohio | 1 | $ 3,345,000 | $ 3,345,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 44,865,000 | $ 44,865,000 | $ 0 |
| Marion County Ohio | 1 | $ 6,795,000 | $ 6,795,000 | $ 0 |
| Richland County Ohio | 1 | $ 3,805,000 | $ 3,805,000 | $ 0 |
| Douglas County Oregon | 1 | $ 9,545,000 | $ 9,545,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 14,535,000 | $ 14,535,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 0 | $ 0 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 5,045,000 | $ 5,045,000 | $ 0 |
| Northampton County Pennsylvania | 1 | $ 30,535,000 | $ 30,535,000 | $ 0 |
| Aiken County South Carolina | 1 | $ 15,465,000 | $ 15,465,000 | $ 0 |
| Greenville County South Carolina | 1 | $ 11,945,000 | $ 11,945,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 7,005,000 | $ 7,005,000 | $ 0 |
| Brazoria County Texas | 1 | $ 11,645,000 | $ 11,645,000 | $ 0 |
| Collin County Texas | 1 | $ 50,855,000 | $ 50,855,000 | $ 0 |
| Comal County Texas | 1 | $ 35,535,000 | $ 35,535,000 | $ 0 |
| Denton County Texas | 1 | $ 4,545,000 | $ 4,545,000 | $ 0 |
| Ellis County Texas | 1 | $ 31,205,000 | $ 31,205,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 8,755,000 | $ 8,755,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 6,565,000 | $ 6,565,000 | $ 0 |
| Hunt County Texas | 1 | $ 14,745,000 | $ 14,745,000 | $ 0 |
| Kendall County Texas | 1 | $ 39,605,000 | $ 39,605,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 62,525,000 | $ 62,525,000 | $ 0 |
| Petersburg County Virginia | 1 | $ 10,445,000 | $ 10,445,000 | $ 0 |
| Prince William County Virginia | 1 | $ 5,005,000 | $ 5,005,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 9,785,000 | $ 9,785,000 | $ 0 |
| Clark County Washington | 1 | $ 4,165,000 | $ 4,165,000 | $ 0 |
| Grant County Washington | 1 | $ 1,645,000 | $ 1,645,000 | $ 0 |
| Thurston County Washington | 1 | $ 11,015,000 | $ 11,015,000 | $ 0 |
| Wood County West Virginia | 1 | $ 9,175,000 | $ 9,175,000 | $ 0 |
| Pierce County Wisconsin | 1 | $ 2,825,000 | $ 2,825,000 | $ 0 |
Mortgage Loan Application Detail Totals for Capital One, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 295 | $4,313,065,000 | $14,924,000 | $98,855,000 | $0 | $0 |
| Home Purchase | 239 | $3,850,915,000 | $16,248,000 | $95,155,000 | $0 | $0 |
| Home Improvement | 17 | $173,615,000 | $10,212,000 | $43,045,000 | $0 | $0 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 551 | $8,337,595,000 | $15,354,000 | $98,855,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 530 | $7,861,010,000 | $15,059,000 | $98,855,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 21 | $476,585,000 | $22,694,000 | $73,605,000 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 491 | $7,601,980,000 | $15,706,000 | $98,855,000 | $0 | $0 |
| Application Withdrawn By Applicant | 48 | $616,800,000 | $12,850,000 | $70,005,000 | $0 | $0 |
| Application Approved But Not Accepted | 11 | $118,500,000 | $11,850,000 | $42,585,000 | $0 | $0 |
| Application Denied By Financial Institution | 1 | $315,000 | $315,000 | $315,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 550 | $8,337,280,000 | $15,382,000 | $98,855,000 | $0 | $0 |
| Debt-To-Income Ratio | 1 | $315,000 | $315,000 | $315,000 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capital One, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capital One, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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