Capitalone
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Capitalone 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capitalone 15000 Capital One Dr Richmond, VA 23238 |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 |
| Total Number of Mortgage Applications | 1,031 |
| Total Mortgage Loan Application Amount | $8,264,000 |
| Average Mortgage Loan Application Amount | $8,000 |
| Highest Mortgage Loan Application Amount | $25,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $360,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Capitalone. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capitalone's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Capitalone's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capitalone serves its applicants.
Each category highlights the total number of mortgage applications processed by Capitalone, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capitalone's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Harris County Texas | 39 | $ 334,000 | $ 8,000 | $ 100,000 |
| Kings County New York | 35 | $ 281,000 | $ 8,000 | $ 78,000 |
| Queens County New York | 29 | $ 206,000 | $ 7,000 | $ 65,000 |
| Suffolk County New York | 27 | $ 240,000 | $ 8,000 | $ 94,000 |
| Dallas County Texas | 26 | $ 192,000 | $ 7,000 | $ 105,000 |
| Cobb County Georgia | 23 | $ 155,000 | $ 6,000 | $ 86,000 |
| Hartford County Connecticut | 21 | $ 148,000 | $ 7,000 | $ 71,000 |
| Fort Bend County Texas | 20 | $ 157,000 | $ 7,000 | $ 92,000 |
| Tarrant County Texas | 16 | $ 103,000 | $ 6,000 | $ 77,000 |
| DeKalb County Georgia | 13 | $ 92,000 | $ 7,000 | $ 61,000 |
| Gwinnett County Georgia | 13 | $ 81,000 | $ 6,000 | $ 74,000 |
| Essex County Massachusetts | 13 | $ 92,000 | $ 7,000 | $ 89,000 |
| Suffolk County Massachusetts | 13 | $ 129,000 | $ 9,000 | $ 67,000 |
| Worcester County Massachusetts | 13 | $ 97,000 | $ 7,000 | $ 106,000 |
| Fulton County Georgia | 12 | $ 88,000 | $ 7,000 | $ 91,000 |
| Hampden County Massachusetts | 12 | $ 67,000 | $ 5,000 | $ 78,000 |
| Norfolk County Massachusetts | 12 | $ 111,000 | $ 9,000 | $ 75,000 |
| Essex County New Jersey | 12 | $ 114,000 | $ 9,000 | $ 81,000 |
| Westchester County New York | 12 | $ 77,000 | $ 6,000 | $ 87,000 |
| New Haven County Connecticut | 11 | $ 120,000 | $ 10,000 | $ 48,000 |
| Nassau County New York | 11 | $ 107,000 | $ 9,000 | $ 105,000 |
| Bexar County Texas | 11 | $ 112,000 | $ 10,000 | $ 66,000 |
| Collin County Texas | 11 | $ 61,000 | $ 5,000 | $ 111,000 |
| Denton County Texas | 11 | $ 70,000 | $ 6,000 | $ 75,000 |
| Fairfield County Connecticut | 10 | $ 101,000 | $ 10,000 | $ 85,000 |
| Middlesex County Massachusetts | 10 | $ 133,000 | $ 13,000 | $ 54,000 |
| Wayne County Michigan | 10 | $ 61,000 | $ 6,000 | $ 71,000 |
| Gloucester County New Jersey | 10 | $ 51,000 | $ 5,000 | $ 92,000 |
| New Castle County Delaware | 9 | $ 68,000 | $ 7,000 | $ 89,000 |
| Mahoning County Ohio | 9 | $ 38,000 | $ 4,000 | $ 45,000 |
| Summit County Ohio | 9 | $ 65,000 | $ 7,000 | $ 64,000 |
| Pinellas County Florida | 8 | $ 73,000 | $ 9,000 | $ 64,000 |
| Richmond County Georgia | 8 | $ 47,000 | $ 5,000 | $ 74,000 |
| Bristol County Massachusetts | 8 | $ 99,000 | $ 12,000 | $ 45,000 |
| Plymouth County Massachusetts | 8 | $ 90,000 | $ 11,000 | $ 73,000 |
| Bergen County New Jersey | 8 | $ 65,000 | $ 8,000 | $ 77,000 |
| Franklin County Ohio | 8 | $ 42,000 | $ 5,000 | $ 63,000 |
| Caddo County Louisiana | 7 | $ 45,000 | $ 6,000 | $ 60,000 |
| Jackson County Missouri | 7 | $ 72,000 | $ 10,000 | $ 55,000 |
| Union County New Jersey | 7 | $ 78,000 | $ 11,000 | $ 131,000 |
| Bronx County New York | 7 | $ 46,000 | $ 6,000 | $ 46,000 |
| Galveston County Texas | 7 | $ 39,000 | $ 5,000 | $ 83,000 |
| New London County Connecticut | 6 | $ 58,000 | $ 9,000 | $ 75,000 |
| Orange County Florida | 6 | $ 75,000 | $ 12,000 | $ 50,000 |
| Columbia County Georgia | 6 | $ 57,000 | $ 9,000 | $ 77,000 |
| Passaic County New Jersey | 6 | $ 82,000 | $ 13,000 | $ 85,000 |
| Mecklenburg County North Carolina | 6 | $ 31,000 | $ 5,000 | $ 91,000 |
| Philadelphia County Pennsylvania | 6 | $ 22,000 | $ 3,000 | $ 60,000 |
| Montgomery County Alabama | 5 | $ 42,000 | $ 8,000 | $ 61,000 |
| Miami-Dade County Florida | 5 | $ 44,000 | $ 8,000 | $ 67,000 |
| Jefferson County Kentucky | 5 | $ 45,000 | $ 9,000 | $ 105,000 |
| Washtenaw County Michigan | 5 | $ 36,000 | $ 7,000 | $ 60,000 |
| Madison County Mississippi | 5 | $ 45,000 | $ 9,000 | $ 79,000 |
| Mercer County New Jersey | 5 | $ 70,000 | $ 14,000 | $ 53,000 |
| Middlesex County New Jersey | 5 | $ 32,000 | $ 6,000 | $ 71,000 |
| Somerset County New Jersey | 5 | $ 42,000 | $ 8,000 | $ 86,000 |
| New Hanover County North Carolina | 5 | $ 39,000 | $ 7,000 | $ 83,000 |
| Oklahoma County Oklahoma | 5 | $ 19,000 | $ 3,000 | $ 59,000 |
| Litchfield County Connecticut | 4 | $ 33,000 | $ 8,000 | $ 75,000 |
| Brevard County Florida | 4 | $ 35,000 | $ 8,000 | $ 85,000 |
| Hillsborough County Florida | 4 | $ 19,000 | $ 4,000 | $ 85,000 |
| Volusia County Florida | 4 | $ 56,000 | $ 14,000 | $ 64,000 |
| Fayette County Georgia | 4 | $ 14,000 | $ 3,000 | $ 101,000 |
| Spalding County Georgia | 4 | $ 15,000 | $ 3,000 | $ 53,000 |
| Johnson County Kansas | 4 | $ 40,000 | $ 10,000 | $ 111,000 |
| Oakland County Michigan | 4 | $ 32,000 | $ 8,000 | $ 138,000 |
| Rockingham County New Hampshire | 4 | $ 27,000 | $ 6,000 | $ 117,000 |
| Hudson County New Jersey | 4 | $ 45,000 | $ 11,000 | $ 74,000 |
| Morris County New Jersey | 4 | $ 52,000 | $ 13,000 | $ 138,000 |
| Onslow County North Carolina | 4 | $ 39,000 | $ 9,000 | $ 76,000 |
| Wake County North Carolina | 4 | $ 23,000 | $ 5,000 | $ 97,000 |
| Wayne County North Carolina | 4 | $ 60,000 | $ 15,000 | $ 51,000 |
| Lorain County Ohio | 4 | $ 21,000 | $ 5,000 | $ 53,000 |
| Lawrence County Pennsylvania | 4 | $ 80,000 | $ 20,000 | $ 52,000 |
| Montgomery County Texas | 4 | $ 19,000 | $ 4,000 | $ 116,000 |
| Rockwall County Texas | 4 | $ 32,000 | $ 8,000 | $ 103,000 |
| Jefferson County Alabama | 3 | $ 56,000 | $ 18,000 | $ 205,000 |
| Duval County Florida | 3 | $ 9,000 | $ 3,000 | $ 60,000 |
| Marion County Florida | 3 | $ 10,000 | $ 3,000 | $ 32,000 |
| Polk County Florida | 3 | $ 49,000 | $ 16,000 | $ 61,000 |
| Cherokee County Georgia | 3 | $ 12,000 | $ 4,000 | $ 92,000 |
| Hinds County Mississippi | 3 | $ 17,000 | $ 5,000 | $ 88,000 |
| Hillsborough County New Hampshire | 3 | $ 35,000 | $ 11,000 | $ 68,000 |
| Burlington County New Jersey | 3 | $ 22,000 | $ 7,000 | $ 112,000 |
| Orange County New York | 3 | $ 11,000 | $ 3,000 | $ 100,000 |
| Pender County North Carolina | 3 | $ 36,000 | $ 12,000 | $ 42,000 |
| Cuyahoga County Ohio | 3 | $ 20,000 | $ 6,000 | $ 27,000 |
| Tulsa County Oklahoma | 3 | $ 22,000 | $ 7,000 | $ 57,000 |
| Berks County Pennsylvania | 3 | $ 17,000 | $ 5,000 | $ 79,000 |
| Lancaster County Pennsylvania | 3 | $ 16,000 | $ 5,000 | $ 97,000 |
| Montgomery County Pennsylvania | 3 | $ 27,000 | $ 9,000 | $ 125,000 |
| Providence County Rhode Island | 3 | $ 13,000 | $ 4,000 | $ 14,000 |
| Shelby County Tennessee | 3 | $ 14,000 | $ 4,000 | $ 40,000 |
| Kaufman County Texas | 3 | $ 33,000 | $ 11,000 | $ 38,000 |
| Chesterfield County Virginia | 3 | $ 22,000 | $ 7,000 | $ 73,000 |
| Fairfax County Virginia | 3 | $ 41,000 | $ 13,000 | $ 260,000 |
| Winnebago County Wisconsin | 3 | $ 14,000 | $ 4,000 | $ 53,000 |
| San Joaquin County California | 2 | $ 15,000 | $ 7,000 | $ 112,000 |
| Jefferson County Colorado | 2 | $ 34,000 | $ 17,000 | $ 31,000 |
| Windham County Connecticut | 2 | $ 36,000 | $ 18,000 | $ 33,000 |
| Broward County Florida | 2 | $ 5,000 | $ 2,000 | $ 65,000 |
| Santa Rosa County Florida | 2 | $ 11,000 | $ 5,000 | $ 60,000 |
| Seminole County Florida | 2 | $ 9,000 | $ 4,000 | $ 54,000 |
| Clayton County Georgia | 2 | $ 9,000 | $ 4,000 | $ 56,000 |
| Henry County Georgia | 2 | $ 5,000 | $ 2,000 | $ 61,000 |
| Muscogee County Georgia | 2 | $ 15,000 | $ 7,000 | $ 63,000 |
| Washington County Georgia | 2 | $ 15,000 | $ 7,000 | $ 65,000 |
| Cook County Illinois | 2 | $ 9,000 | $ 4,000 | $ 83,000 |
| Kankakee County Illinois | 2 | $ 11,000 | $ 5,000 | $ 100,000 |
| Clark County Indiana | 2 | $ 8,000 | $ 4,000 | $ 38,000 |
| Jefferson County Louisiana | 2 | $ 14,000 | $ 7,000 | $ 62,000 |
| Oxford County Maine | 2 | $ 19,000 | $ 9,000 | $ 38,000 |
| Barnstable County Massachusetts | 2 | $ 29,000 | $ 14,000 | $ 65,000 |
| Ingham County Michigan | 2 | $ 11,000 | $ 5,000 | $ 72,000 |
| Lamar County Mississippi | 2 | $ 22,000 | $ 11,000 | $ 74,000 |
| Rankin County Mississippi | 2 | $ 10,000 | $ 5,000 | $ 56,000 |
| Camden County New Jersey | 2 | $ 12,000 | $ 6,000 | $ 67,000 |
| Monmouth County New Jersey | 2 | $ 25,000 | $ 12,000 | $ 73,000 |
| Salem County New Jersey | 2 | $ 10,000 | $ 5,000 | $ 104,000 |
| Dutchess County New York | 2 | $ 13,000 | $ 6,000 | $ 117,000 |
| Bladen County North Carolina | 2 | $ 15,000 | $ 7,000 | $ 46,000 |
| Brunswick County North Carolina | 2 | $ 15,000 | $ 7,000 | $ 38,000 |
| Nash County North Carolina | 2 | $ 34,000 | $ 17,000 | $ 120,000 |
| Rutherford County North Carolina | 2 | $ 12,000 | $ 6,000 | $ 56,000 |
| Sampson County North Carolina | 2 | $ 37,000 | $ 18,000 | $ 43,000 |
| Ashtabula County Ohio | 2 | $ 13,000 | $ 6,000 | $ 63,000 |
| Columbiana County Ohio | 2 | $ 8,000 | $ 4,000 | $ 53,000 |
| Portage County Ohio | 2 | $ 13,000 | $ 6,000 | $ 69,000 |
| Stark County Ohio | 2 | $ 4,000 | $ 2,000 | $ 82,000 |
| Allegheny County Pennsylvania | 2 | $ 6,000 | $ 3,000 | $ 77,000 |
| Beaver County Pennsylvania | 2 | $ 19,000 | $ 9,000 | $ 47,000 |
| Chester County Pennsylvania | 2 | $ 15,000 | $ 7,000 | $ 87,000 |
| Venango County Pennsylvania | 2 | $ 15,000 | $ 7,000 | $ 34,000 |
| Aiken County South Carolina | 2 | $ 14,000 | $ 7,000 | $ 67,000 |
| Wilson County Tennessee | 2 | $ 10,000 | $ 5,000 | $ 160,000 |
| Grayson County Texas | 2 | $ 25,000 | $ 12,000 | $ 62,000 |
| Gregg County Texas | 2 | $ 8,000 | $ 4,000 | $ 38,000 |
| McLennan County Texas | 2 | $ 9,000 | $ 4,000 | $ 76,000 |
| Henrico County Virginia | 2 | $ 9,000 | $ 4,000 | $ 25,000 |
| Baldwin County Alabama | 1 | $ 18,000 | $ 18,000 | $ 34,000 |
| Etowah County Alabama | 1 | $ 4,000 | $ 4,000 | $ 41,000 |
| Lee County Alabama | 1 | $ 6,000 | $ 6,000 | $ 30,000 |
| Madison County Alabama | 1 | $ 18,000 | $ 18,000 | $ 140,000 |
| Russell County Alabama | 1 | $ 5,000 | $ 5,000 | $ 85,000 |
| Conway County Arkansas | 1 | $ 4,000 | $ 4,000 | $ 52,000 |
| Craighead County Arkansas | 1 | $ 7,000 | $ 7,000 | $ 126,000 |
| Crittenden County Arkansas | 1 | $ 3,000 | $ 3,000 | $ 65,000 |
| Jefferson County Arkansas | 1 | $ 13,000 | $ 13,000 | $ 90,000 |
| Miller County Arkansas | 1 | $ 17,000 | $ 17,000 | $ 40,000 |
| Mississippi County Arkansas | 1 | $ 6,000 | $ 6,000 | $ 50,000 |
| Poinsett County Arkansas | 1 | $ 13,000 | $ 13,000 | $ 80,000 |
| Pulaski County Arkansas | 1 | $ 9,000 | $ 9,000 | $ 68,000 |
| Saline County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 75,000 |
| Washington County Arkansas | 1 | $ 3,000 | $ 3,000 | $ 68,000 |
| Arapahoe County Colorado | 1 | $ 4,000 | $ 4,000 | $ 170,000 |
| Denver County Colorado | 1 | $ 4,000 | $ 4,000 | $ 78,000 |
| El Paso County Colorado | 1 | $ 18,000 | $ 18,000 | $ 61,000 |
| Kent County Delaware | 1 | $ 13,000 | $ 13,000 | $ 58,000 |
| Alachua County Florida | 1 | $ 1,000 | $ 1,000 | $ 55,000 |
| Escambia County Florida | 1 | $ 4,000 | $ 4,000 | $ 35,000 |
| Manatee County Florida | 1 | $ 17,000 | $ 17,000 | $ 71,000 |
| Osceola County Florida | 1 | $ 7,000 | $ 7,000 | $ 110,000 |
| Palm Beach County Florida | 1 | $ 17,000 | $ 17,000 | $ 50,000 |
| Sarasota County Florida | 1 | $ 5,000 | $ 5,000 | $ 90,000 |
| Sumter County Florida | 1 | $ 5,000 | $ 5,000 | $ 60,000 |
| Baldwin County Georgia | 1 | $ 8,000 | $ 8,000 | $ 90,000 |
| Barrow County Georgia | 1 | $ 2,000 | $ 2,000 | $ 24,000 |
| Bibb County Georgia | 1 | $ 7,000 | $ 7,000 | $ 165,000 |
| Burke County Georgia | 1 | $ 7,000 | $ 7,000 | $ 96,000 |
| Coweta County Georgia | 1 | $ 2,000 | $ 2,000 | $ 40,000 |
| Dawson County Georgia | 1 | $ 5,000 | $ 5,000 | $ 15,000 |
| Elbert County Georgia | 1 | $ 23,000 | $ 23,000 | $ 62,000 |
| Gilmer County Georgia | 1 | $ 9,000 | $ 9,000 | $ 57,000 |
| Hall County Georgia | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Houston County Georgia | 1 | $ 12,000 | $ 12,000 | $ 95,000 |
| Lamar County Georgia | 1 | $ 13,000 | $ 13,000 | $ 86,000 |
| Monroe County Georgia | 1 | $ 25,000 | $ 25,000 | $ 42,000 |
| Oglethorpe County Georgia | 1 | $ 13,000 | $ 13,000 | $ 60,000 |
| Paulding County Georgia | 1 | $ 4,000 | $ 4,000 | $ 150,000 |
| Pike County Georgia | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Rockdale County Georgia | 1 | $ 3,000 | $ 3,000 | $ 95,000 |
| Upson County Georgia | 1 | $ 3,000 | $ 3,000 | $ 67,000 |
| Walton County Georgia | 1 | $ 5,000 | $ 5,000 | $ 75,000 |
| Boone County Indiana | 1 | $ 5,000 | $ 5,000 | $ 52,000 |
| Floyd County Indiana | 1 | $ 18,000 | $ 18,000 | $ 46,000 |
| Marion County Indiana | 1 | $ 2,000 | $ 2,000 | $ 60,000 |
| Perry County Indiana | 1 | $ 7,000 | $ 7,000 | $ 35,000 |
| Putnam County Indiana | 1 | $ 7,000 | $ 7,000 | $ 50,000 |
| Spencer County Indiana | 1 | $ 5,000 | $ 5,000 | $ 95,000 |
| Wayne County Indiana | 1 | $ 9,000 | $ 9,000 | $ 55,000 |
| Pottawattamie County Iowa | 1 | $ 9,000 | $ 9,000 | $ 77,000 |
| Linn County Kansas | 1 | $ 2,000 | $ 2,000 | $ 60,000 |
| Shawnee County Kansas | 1 | $ 17,000 | $ 17,000 | $ 75,000 |
| Wyandotte County Kansas | 1 | $ 3,000 | $ 3,000 | $ 75,000 |
| Bullitt County Kentucky | 1 | $ 3,000 | $ 3,000 | $ 55,000 |
| Garrard County Kentucky | 1 | $ 10,000 | $ 10,000 | $ 23,000 |
| Kenton County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 52,000 |
| Logan County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 135,000 |
| Oldham County Kentucky | 1 | $ 5,000 | $ 5,000 | $ 165,000 |
| Warren County Kentucky | 1 | $ 6,000 | $ 6,000 | $ 75,000 |
| Bossier County Louisiana | 1 | $ 12,000 | $ 12,000 | $ 75,000 |
| Lafayette County Louisiana | 1 | $ 8,000 | $ 8,000 | $ 108,000 |
| Madison County Louisiana | 1 | $ 7,000 | $ 7,000 | $ 42,000 |
| Orleans County Louisiana | 1 | $ 15,000 | $ 15,000 | $ 43,000 |
| Knox County Maine | 1 | $ 17,000 | $ 17,000 | $ 56,000 |
| Lincoln County Maine | 1 | $ 3,000 | $ 3,000 | $ 38,000 |
| Baltimore County Maryland | 1 | $ 3,000 | $ 3,000 | $ 51,000 |
| Carroll County Maryland | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Hampshire County Massachusetts | 1 | $ 10,000 | $ 10,000 | $ 53,000 |
| Genesee County Michigan | 1 | $ 4,000 | $ 4,000 | $ 27,000 |
| Macomb County Michigan | 1 | $ 6,000 | $ 6,000 | $ 63,000 |
| Monroe County Michigan | 1 | $ 7,000 | $ 7,000 | $ 100,000 |
| Dakota County Minnesota | 1 | $ 1,000 | $ 1,000 | $ 126,000 |
| Goodhue County Minnesota | 1 | $ 3,000 | $ 3,000 | $ 57,000 |
| Rice County Minnesota | 1 | $ 1,000 | $ 1,000 | $ 50,000 |
| Sibley County Minnesota | 1 | $ 3,000 | $ 3,000 | $ 25,000 |
| Waseca County Minnesota | 1 | $ 6,000 | $ 6,000 | $ 29,000 |
| Attala County Mississippi | 1 | $ 9,000 | $ 9,000 | $ 26,000 |
| Bolivar County Mississippi | 1 | $ 8,000 | $ 8,000 | $ 21,000 |
| Coahoma County Mississippi | 1 | $ 11,000 | $ 11,000 | $ 50,000 |
| Lafayette County Mississippi | 1 | $ 2,000 | $ 2,000 | $ 50,000 |
| Oktibbeha County Mississippi | 1 | $ 5,000 | $ 5,000 | $ 82,000 |
| Sunflower County Mississippi | 1 | $ 10,000 | $ 10,000 | $ 85,000 |
| Boone County Missouri | 1 | $ 15,000 | $ 15,000 | $ 0 |
| Jefferson County Missouri | 1 | $ 13,000 | $ 13,000 | $ 77,000 |
| Merrimack County New Hampshire | 1 | $ 2,000 | $ 2,000 | $ 110,000 |
| Strafford County New Hampshire | 1 | $ 10,000 | $ 10,000 | $ 71,000 |
| Sullivan County New Hampshire | 1 | $ 7,000 | $ 7,000 | $ 39,000 |
| Cumberland County New Jersey | 1 | $ 15,000 | $ 15,000 | $ 50,000 |
| Ocean County New Jersey | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Sussex County New Jersey | 1 | $ 16,000 | $ 16,000 | $ 100,000 |
| Warren County New Jersey | 1 | $ 8,000 | $ 8,000 | $ 70,000 |
| Putnam County New York | 1 | $ 12,000 | $ 12,000 | $ 40,000 |
| Richmond County New York | 1 | $ 11,000 | $ 11,000 | $ 106,000 |
| Rockland County New York | 1 | $ 3,000 | $ 3,000 | $ 134,000 |
| Schenectady County New York | 1 | $ 4,000 | $ 4,000 | $ 30,000 |
| Wayne County New York | 1 | $ 5,000 | $ 5,000 | $ 90,000 |
| Catawba County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 60,000 |
| Chatham County North Carolina | 1 | $ 3,000 | $ 3,000 | $ 100,000 |
| Columbus County North Carolina | 1 | $ 9,000 | $ 9,000 | $ 24,000 |
| Craven County North Carolina | 1 | $ 14,000 | $ 14,000 | $ 45,000 |
| Cumberland County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 65,000 |
| Duplin County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 16,000 |
| Durham County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 130,000 |
| Harnett County North Carolina | 1 | $ 11,000 | $ 11,000 | $ 20,000 |
| Hoke County North Carolina | 1 | $ 13,000 | $ 13,000 | $ 92,000 |
| Lincoln County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 130,000 |
| Stanly County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 70,000 |
| Cass County North Dakota | 1 | $ 6,000 | $ 6,000 | $ 95,000 |
| Grand Forks County North Dakota | 1 | $ 7,000 | $ 7,000 | $ 80,000 |
| Butler County Ohio | 1 | $ 5,000 | $ 5,000 | $ 82,000 |
| Fairfield County Ohio | 1 | $ 14,000 | $ 14,000 | $ 88,000 |
| Hamilton County Ohio | 1 | $ 8,000 | $ 8,000 | $ 20,000 |
| Lake County Ohio | 1 | $ 6,000 | $ 6,000 | $ 37,000 |
| Lucas County Ohio | 1 | $ 8,000 | $ 8,000 | $ 34,000 |
| Medina County Ohio | 1 | $ 3,000 | $ 3,000 | $ 40,000 |
| Richland County Ohio | 1 | $ 4,000 | $ 4,000 | $ 33,000 |
| Trumbull County Ohio | 1 | $ 7,000 | $ 7,000 | $ 47,000 |
| Cleveland County Oklahoma | 1 | $ 4,000 | $ 4,000 | $ 55,000 |
| Comanche County Oklahoma | 1 | $ 4,000 | $ 4,000 | $ 56,000 |
| Pottawatomie County Oklahoma | 1 | $ 13,000 | $ 13,000 | $ 52,000 |
| Clinton County Pennsylvania | 1 | $ 4,000 | $ 4,000 | $ 42,000 |
| Luzerne County Pennsylvania | 1 | $ 8,000 | $ 8,000 | $ 145,000 |
| Schuylkill County Pennsylvania | 1 | $ 16,000 | $ 16,000 | $ 90,000 |
| York County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 85,000 |
| Kent County Rhode Island | 1 | $ 6,000 | $ 6,000 | $ 90,000 |
| Newport County Rhode Island | 1 | $ 11,000 | $ 11,000 | $ 34,000 |
| Washington County Rhode Island | 1 | $ 25,000 | $ 25,000 | $ 112,000 |
| Berkeley County South Carolina | 1 | $ 5,000 | $ 5,000 | $ 63,000 |
| Greenville County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 18,000 |
| Lancaster County South Carolina | 1 | $ 4,000 | $ 4,000 | $ 80,000 |
| McCormick County South Carolina | 1 | $ 9,000 | $ 9,000 | $ 42,000 |
| Orangeburg County South Carolina | 1 | $ 6,000 | $ 6,000 | $ 71,000 |
| York County South Carolina | 1 | $ 16,000 | $ 16,000 | $ 125,000 |
| Davidson County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 91,000 |
| Hamilton County Tennessee | 1 | $ 3,000 | $ 3,000 | $ 45,000 |
| Johnson County Tennessee | 1 | $ 9,000 | $ 9,000 | $ 92,000 |
| Lauderdale County Tennessee | 1 | $ 4,000 | $ 4,000 | $ 78,000 |
| Rutherford County Tennessee | 1 | $ 2,000 | $ 2,000 | $ 36,000 |
| Williamson County Tennessee | 1 | $ 9,000 | $ 9,000 | $ 34,000 |
| Bowie County Texas | 1 | $ 7,000 | $ 7,000 | $ 24,000 |
| Brazoria County Texas | 1 | $ 4,000 | $ 4,000 | $ 72,000 |
| Camp County Texas | 1 | $ 17,000 | $ 17,000 | $ 65,000 |
| Ellis County Texas | 1 | $ 13,000 | $ 13,000 | $ 90,000 |
| Freestone County Texas | 1 | $ 8,000 | $ 8,000 | $ 128,000 |
| Harrison County Texas | 1 | $ 11,000 | $ 11,000 | $ 65,000 |
| Hays County Texas | 1 | $ 12,000 | $ 12,000 | $ 80,000 |
| Hill County Texas | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Lamar County Texas | 1 | $ 8,000 | $ 8,000 | $ 70,000 |
| Robertson County Texas | 1 | $ 25,000 | $ 25,000 | $ 92,000 |
| San Jacinto County Texas | 1 | $ 6,000 | $ 6,000 | $ 50,000 |
| Smith County Texas | 1 | $ 4,000 | $ 4,000 | $ 35,000 |
| Titus County Texas | 1 | $ 9,000 | $ 9,000 | $ 38,000 |
| Travis County Texas | 1 | $ 10,000 | $ 10,000 | $ 172,000 |
| Van Zandt County Texas | 1 | $ 4,000 | $ 4,000 | $ 130,000 |
| Wise County Texas | 1 | $ 7,000 | $ 7,000 | $ 123,000 |
| Windham County Vermont | 1 | $ 12,000 | $ 12,000 | $ 38,000 |
| Lewis County Washington | 1 | $ 6,000 | $ 6,000 | $ 29,000 |
Mortgage Loan Application Detail Totals for Capitalone in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,031 | $8,264,000 | $8,000 | $25,000 | $77,000 | $360,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 585 | $4,776,000 | $8,000 | $25,000 | $82,000 | $300,000 |
| Black or African American | 226 | $1,902,000 | $8,000 | $25,000 | $68,000 | $360,000 |
| Not Provided | 114 | $813,000 | $7,000 | $25,000 | $75,000 | $350,000 |
| Hispanic | 78 | $545,000 | $6,000 | $20,000 | $73,000 | $250,000 |
| Asian | 17 | $133,000 | $7,000 | $25,000 | $72,000 | $190,000 |
| American Indian or Alaskan Native | 6 | $56,000 | $9,000 | $20,000 | $62,000 | $120,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $39,000 | $7,000 | $11,000 | $79,000 | $110,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,031 | $8,264,000 | $8,000 | $25,000 | $77,000 | $360,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 611 | $4,662,000 | $7,000 | $25,000 | $81,000 | $350,000 |
| Application Denied By Financial Institution | 420 | $3,602,000 | $8,000 | $25,000 | $71,000 | $360,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 417 | $3,569,000 | $8,000 | $25,000 | $71,000 | $360,000 |
| Credit Application Incomplete | 1 | $17,000 | $17,000 | $17,000 | $120,000 | $120,000 |
| Other | 1 | $5,000 | $5,000 | $5,000 | $185,000 | $185,000 |
| Unverifiable Information | 1 | $11,000 | $11,000 | $11,000 | $74,000 | $74,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitalone's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capitalone's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.