Capitalsouth Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Capitalsouth Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capitalsouth Bank 2340 Woodcrest Place Birmingham, AL 35209 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 410 |
| Total Mortgage Loan Application Amount | $80,269,000 |
| Average Mortgage Loan Application Amount | $140,000 |
| Highest Mortgage Loan Application Amount | $2,110,000 |
| Average Applicant Income | $93,000 |
| Highest Applicant Income | $1,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Capitalsouth Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capitalsouth Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Capitalsouth Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capitalsouth Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Capitalsouth Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capitalsouth Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Alabama | 23 | $ 6,897,000 | $ 299,000 | $ 98,000 |
| Montgomery County Alabama | 18 | $ 2,295,000 | $ 127,000 | $ 42,000 |
| Duval County Florida | 13 | $ 2,280,000 | $ 175,000 | $ 83,000 |
| Fulton County Georgia | 10 | $ 1,967,000 | $ 196,000 | $ 105,000 |
| Madison County Alabama | 9 | $ 1,024,000 | $ 113,000 | $ 119,000 |
| Hillsborough County Florida | 8 | $ 1,167,000 | $ 145,000 | $ 73,000 |
| Palm Beach County Florida | 7 | $ 1,483,000 | $ 211,000 | $ 137,000 |
| Cobb County Georgia | 7 | $ 1,287,000 | $ 183,000 | $ 81,000 |
| Fayette County Georgia | 7 | $ 1,786,000 | $ 255,000 | $ 118,000 |
| Flagler County Florida | 6 | $ 786,000 | $ 131,000 | $ 59,000 |
| Volusia County Florida | 6 | $ 925,000 | $ 154,000 | $ 66,000 |
| Coweta County Georgia | 6 | $ 1,130,000 | $ 188,000 | $ 108,000 |
| Clay County North Carolina | 6 | $ 1,283,000 | $ 213,000 | $ 117,000 |
| Marion County Florida | 5 | $ 895,000 | $ 179,000 | $ 80,000 |
| St. Johns County Florida | 5 | $ 936,000 | $ 187,000 | $ 114,000 |
| Forsyth County Georgia | 5 | $ 1,002,000 | $ 200,000 | $ 117,000 |
| Bexar County Texas | 5 | $ 538,000 | $ 107,000 | $ 87,000 |
| Shelby County Alabama | 4 | $ 592,000 | $ 148,000 | $ 267,000 |
| Orange County Florida | 4 | $ 582,000 | $ 145,000 | $ 106,000 |
| Chatham County Georgia | 4 | $ 776,000 | $ 194,000 | $ 149,000 |
| Gwinnett County Georgia | 4 | $ 637,000 | $ 159,000 | $ 42,000 |
| Mecklenburg County North Carolina | 4 | $ 855,000 | $ 213,000 | $ 134,000 |
| Wake County North Carolina | 4 | $ 701,000 | $ 175,000 | $ 114,000 |
| Harris County Texas | 4 | $ 562,000 | $ 140,000 | $ 86,000 |
| Maricopa County Arizona | 3 | $ 680,000 | $ 226,000 | $ 113,000 |
| Brevard County Florida | 3 | $ 782,000 | $ 260,000 | $ 91,000 |
| Broward County Florida | 3 | $ 341,000 | $ 113,000 | $ 83,000 |
| Polk County Florida | 3 | $ 647,000 | $ 215,000 | $ 79,000 |
| Bibb County Georgia | 3 | $ 474,000 | $ 158,000 | $ 63,000 |
| Cherokee County Georgia | 3 | $ 523,000 | $ 174,000 | $ 93,000 |
| Clark County Nevada | 3 | $ 825,000 | $ 275,000 | $ 168,000 |
| Union County North Carolina | 3 | $ 494,000 | $ 164,000 | $ 111,000 |
| Cuyahoga County Ohio | 3 | $ 219,000 | $ 73,000 | $ 174,000 |
| Richland County South Carolina | 3 | $ 640,000 | $ 213,000 | $ 164,000 |
| Salt Lake County Utah | 3 | $ 544,000 | $ 181,000 | $ 62,000 |
| Escambia County Alabama | 2 | $ 323,000 | $ 161,000 | $ 100,000 |
| Limestone County Alabama | 2 | $ 98,000 | $ 49,000 | $ 0 |
| Randolph County Alabama | 2 | $ 296,000 | $ 148,000 | $ 119,000 |
| Los Angeles County California | 2 | $ 408,000 | $ 204,000 | $ 117,000 |
| Placer County California | 2 | $ 719,000 | $ 359,000 | $ 151,000 |
| Denver County Colorado | 2 | $ 600,000 | $ 300,000 | $ 118,000 |
| Douglas County Colorado | 2 | $ 432,000 | $ 216,000 | $ 210,000 |
| Jefferson County Colorado | 2 | $ 465,000 | $ 232,000 | $ 130,000 |
| Charlotte County Florida | 2 | $ 529,000 | $ 264,000 | $ 87,000 |
| Collier County Florida | 2 | $ 286,000 | $ 143,000 | $ 82,000 |
| Leon County Florida | 2 | $ 142,000 | $ 71,000 | $ 69,000 |
| Manatee County Florida | 2 | $ 269,000 | $ 134,000 | $ 45,000 |
| St. Lucie County Florida | 2 | $ 620,000 | $ 310,000 | $ 100,000 |
| Barrow County Georgia | 2 | $ 346,000 | $ 173,000 | $ 78,000 |
| Bartow County Georgia | 2 | $ 250,000 | $ 125,000 | $ 93,000 |
| Camden County Georgia | 2 | $ 379,000 | $ 189,000 | $ 60,000 |
| DeKalb County Georgia | 2 | $ 637,000 | $ 318,000 | $ 132,000 |
| Douglas County Georgia | 2 | $ 556,000 | $ 278,000 | $ 146,000 |
| Gilmer County Georgia | 2 | $ 367,000 | $ 183,000 | $ 115,000 |
| Henry County Georgia | 2 | $ 372,000 | $ 186,000 | $ 66,000 |
| Paulding County Georgia | 2 | $ 334,000 | $ 167,000 | $ 62,000 |
| Towns County Georgia | 2 | $ 339,000 | $ 169,000 | $ 153,000 |
| Walton County Georgia | 2 | $ 431,000 | $ 215,000 | $ 87,000 |
| Tippecanoe County Indiana | 2 | $ 169,000 | $ 84,000 | $ 42,000 |
| Orleans County Louisiana | 2 | $ 270,000 | $ 135,000 | $ 39,000 |
| Cherokee County North Carolina | 2 | $ 509,000 | $ 254,000 | $ 154,000 |
| Guilford County North Carolina | 2 | $ 259,000 | $ 129,000 | $ 48,000 |
| Hoke County North Carolina | 2 | $ 389,000 | $ 194,000 | $ 99,000 |
| Macon County North Carolina | 2 | $ 371,000 | $ 185,000 | $ 136,000 |
| Allegheny County Pennsylvania | 2 | $ 263,000 | $ 131,000 | $ 68,000 |
| Greenville County South Carolina | 2 | $ 334,000 | $ 167,000 | $ 69,000 |
| Horry County South Carolina | 2 | $ 435,000 | $ 217,000 | $ 87,000 |
| Hamilton County Tennessee | 2 | $ 453,000 | $ 226,000 | $ 115,000 |
| Dallas County Texas | 2 | $ 202,000 | $ 101,000 | $ 293,000 |
| Chesterfield County Virginia | 2 | $ 642,000 | $ 321,000 | $ 105,000 |
| St. Croix County Wisconsin | 2 | $ 317,000 | $ 158,000 | $ 75,000 |
| Waukesha County Wisconsin | 2 | $ 462,000 | $ 231,000 | $ 89,000 |
| Baldwin County Alabama | 1 | $ 348,000 | $ 348,000 | $ 225,000 |
| Cherokee County Alabama | 1 | $ 215,000 | $ 215,000 | $ 127,000 |
| Chilton County Alabama | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Coffee County Alabama | 1 | $ 252,000 | $ 252,000 | $ 69,000 |
| DeKalb County Alabama | 1 | $ 174,000 | $ 174,000 | $ 54,000 |
| Houston County Alabama | 1 | $ 152,000 | $ 152,000 | $ 59,000 |
| Marshall County Alabama | 1 | $ 331,000 | $ 331,000 | $ 151,000 |
| Mobile County Alabama | 1 | $ 139,000 | $ 139,000 | $ 42,000 |
| St. Clair County Alabama | 1 | $ 128,000 | $ 128,000 | $ 59,000 |
| Talladega County Alabama | 1 | $ 97,000 | $ 97,000 | $ 70,000 |
| Navajo County Arizona | 1 | $ 219,000 | $ 219,000 | $ 58,000 |
| Faulkner County Arkansas | 1 | $ 104,000 | $ 104,000 | $ 53,000 |
| San Francisco County California | 1 | $ 400,000 | $ 400,000 | $ 210,000 |
| Solano County California | 1 | $ 168,000 | $ 168,000 | $ 114,000 |
| El Paso County Colorado | 1 | $ 412,000 | $ 412,000 | $ 100,000 |
| New Castle County Delaware | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Baker County Florida | 1 | $ 212,000 | $ 212,000 | $ 60,000 |
| Franklin County Florida | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Gulf County Florida | 1 | $ 140,000 | $ 140,000 | $ 43,000 |
| Indian River County Florida | 1 | $ 477,000 | $ 477,000 | $ 164,000 |
| Martin County Florida | 1 | $ 110,000 | $ 110,000 | $ 82,000 |
| Nassau County Florida | 1 | $ 264,000 | $ 264,000 | $ 255,000 |
| Okaloosa County Florida | 1 | $ 318,000 | $ 318,000 | $ 517,000 |
| Pasco County Florida | 1 | $ 114,000 | $ 114,000 | $ 49,000 |
| Pinellas County Florida | 1 | $ 314,000 | $ 314,000 | $ 107,000 |
| Sarasota County Florida | 1 | $ 145,000 | $ 145,000 | $ 92,000 |
| Seminole County Florida | 1 | $ 352,000 | $ 352,000 | $ 129,000 |
| Suwannee County Florida | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
| Walton County Florida | 1 | $ 122,000 | $ 122,000 | $ 570,000 |
| Ben Hill County Georgia | 1 | $ 108,000 | $ 108,000 | $ 25,000 |
| Carroll County Georgia | 1 | $ 115,000 | $ 115,000 | $ 50,000 |
| Catoosa County Georgia | 1 | $ 245,000 | $ 245,000 | $ 116,000 |
| Clarke County Georgia | 1 | $ 352,000 | $ 352,000 | $ 489,000 |
| Columbia County Georgia | 1 | $ 297,000 | $ 297,000 | $ 202,000 |
| Dawson County Georgia | 1 | $ 122,000 | $ 122,000 | $ 53,000 |
| Glynn County Georgia | 1 | $ 253,000 | $ 253,000 | $ 86,000 |
| Habersham County Georgia | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Hall County Georgia | 1 | $ 417,000 | $ 417,000 | $ 234,000 |
| Hart County Georgia | 1 | $ 249,000 | $ 249,000 | $ 113,000 |
| Houston County Georgia | 1 | $ 153,000 | $ 153,000 | $ 81,000 |
| Jackson County Georgia | 1 | $ 189,000 | $ 189,000 | $ 156,000 |
| Lumpkin County Georgia | 1 | $ 147,000 | $ 147,000 | $ 47,000 |
| Morgan County Georgia | 1 | $ 150,000 | $ 150,000 | $ 94,000 |
| Pierce County Georgia | 1 | $ 147,000 | $ 147,000 | $ 108,000 |
| Putnam County Georgia | 1 | $ 417,000 | $ 417,000 | $ 1,098,000 |
| Sumter County Georgia | 1 | $ 175,000 | $ 175,000 | $ 198,000 |
| Thomas County Georgia | 1 | $ 348,000 | $ 348,000 | $ 97,000 |
| Walker County Georgia | 1 | $ 112,000 | $ 112,000 | $ 46,000 |
| Whitfield County Georgia | 1 | $ 210,000 | $ 210,000 | $ 76,000 |
| Honolulu County Hawaii | 1 | $ 549,000 | $ 549,000 | $ 126,000 |
| Cook County Illinois | 1 | $ 232,000 | $ 232,000 | $ 122,000 |
| DuPage County Illinois | 1 | $ 417,000 | $ 417,000 | $ 206,000 |
| Kane County Illinois | 1 | $ 240,000 | $ 240,000 | $ 103,000 |
| Lake County Illinois | 1 | $ 170,000 | $ 170,000 | $ 95,000 |
| Madison County Illinois | 1 | $ 80,000 | $ 80,000 | $ 59,000 |
| Allen County Indiana | 1 | $ 132,000 | $ 132,000 | $ 35,000 |
| Dallas County Iowa | 1 | $ 170,000 | $ 170,000 | $ 86,000 |
| Fayette County Kentucky | 1 | $ 142,000 | $ 142,000 | $ 64,000 |
| Oldham County Kentucky | 1 | $ 336,000 | $ 336,000 | $ 261,000 |
| Avoyelles County Louisiana | 1 | $ 126,000 | $ 126,000 | $ 42,000 |
| Livingston County Louisiana | 1 | $ 174,000 | $ 174,000 | $ 93,000 |
| Morehouse County Louisiana | 1 | $ 82,000 | $ 82,000 | $ 39,000 |
| St. John the Baptist County Louisiana | 1 | $ 97,000 | $ 97,000 | $ 166,000 |
| Oakland County Michigan | 1 | $ 136,000 | $ 136,000 | $ 38,000 |
| Sherburne County Minnesota | 1 | $ 157,000 | $ 157,000 | $ 85,000 |
| Lamar County Mississippi | 1 | $ 356,000 | $ 356,000 | $ 150,000 |
| Cape Girardeau County Missouri | 1 | $ 207,000 | $ 207,000 | $ 120,000 |
| Jasper County Missouri | 1 | $ 159,000 | $ 159,000 | $ 81,000 |
| St. Louis County Missouri | 1 | $ 156,000 | $ 156,000 | $ 109,000 |
| St. Louis City County Missouri | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Gallatin County Montana | 1 | $ 274,000 | $ 274,000 | $ 54,000 |
| Douglas County Nevada | 1 | $ 417,000 | $ 417,000 | $ 240,000 |
| Grafton County New Hampshire | 1 | $ 255,000 | $ 255,000 | $ 68,000 |
| Ocean County New Jersey | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 228,000 | $ 228,000 | $ 57,000 |
| Alamance County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 89,000 |
| Cabarrus County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 82,000 |
| Chatham County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 74,000 |
| Cumberland County North Carolina | 1 | $ 188,000 | $ 188,000 | $ 119,000 |
| Durham County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 125,000 |
| Haywood County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 57,000 |
| Henderson County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 83,000 |
| Iredell County North Carolina | 1 | $ 92,000 | $ 92,000 | $ 30,000 |
| Orange County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 190,000 |
| Transylvania County North Carolina | 1 | $ 292,000 | $ 292,000 | $ 97,000 |
| Watauga County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 155,000 |
| Geauga County Ohio | 1 | $ 566,000 | $ 566,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 280,000 | $ 280,000 | $ 201,000 |
| Clackamas County Oregon | 1 | $ 110,000 | $ 110,000 | $ 83,000 |
| Bucks County Pennsylvania | 1 | $ 132,000 | $ 132,000 | $ 129,000 |
| Delaware County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 65,000 |
| Erie County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 252,000 |
| Lackawanna County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 186,000 |
| Lebanon County Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 46,000 |
| Luzerne County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 144,000 |
| Montgomery County Pennsylvania | 1 | $ 388,000 | $ 388,000 | $ 216,000 |
| Philadelphia County Pennsylvania | 1 | $ 228,000 | $ 228,000 | $ 221,000 |
| York County Pennsylvania | 1 | $ 77,000 | $ 77,000 | $ 31,000 |
| Newport County Rhode Island | 1 | $ 416,000 | $ 416,000 | $ 154,000 |
| Abbeville County South Carolina | 1 | $ 154,000 | $ 154,000 | $ 102,000 |
| Beaufort County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 87,000 |
| Darlington County South Carolina | 1 | $ 74,000 | $ 74,000 | $ 40,000 |
| Dorchester County South Carolina | 1 | $ 134,000 | $ 134,000 | $ 35,000 |
| Jasper County South Carolina | 1 | $ 131,000 | $ 131,000 | $ 42,000 |
| Orangeburg County South Carolina | 1 | $ 164,000 | $ 164,000 | $ 120,000 |
| Pickens County South Carolina | 1 | $ 203,000 | $ 203,000 | $ 119,000 |
| York County South Carolina | 1 | $ 238,000 | $ 238,000 | $ 150,000 |
| Carter County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 176,000 |
| Loudon County Tennessee | 1 | $ 188,000 | $ 188,000 | $ 74,000 |
| Maury County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 75,000 |
| Polk County Tennessee | 1 | $ 217,000 | $ 217,000 | $ 160,000 |
| Bell County Texas | 1 | $ 269,000 | $ 269,000 | $ 109,000 |
| Brazoria County Texas | 1 | $ 114,000 | $ 114,000 | $ 41,000 |
| Hardin County Texas | 1 | $ 149,000 | $ 149,000 | $ 62,000 |
| Williamson County Texas | 1 | $ 120,000 | $ 120,000 | $ 79,000 |
| Davis County Utah | 1 | $ 300,000 | $ 300,000 | $ 166,000 |
| Utah County Utah | 1 | $ 172,000 | $ 172,000 | $ 88,000 |
| Washington County Utah | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Weber County Utah | 1 | $ 151,000 | $ 151,000 | $ 135,000 |
| Augusta County Virginia | 1 | $ 152,000 | $ 152,000 | $ 113,000 |
| Franklin County Virginia | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Hanover County Virginia | 1 | $ 278,000 | $ 278,000 | $ 45,000 |
| Louisa County Virginia | 1 | $ 360,000 | $ 360,000 | $ 95,000 |
| Nelson County Virginia | 1 | $ 210,000 | $ 210,000 | $ 68,000 |
| Newport News County Virginia | 1 | $ 106,000 | $ 106,000 | $ 103,000 |
| Prince William County Virginia | 1 | $ 164,000 | $ 164,000 | $ 88,000 |
| King County Washington | 1 | $ 188,000 | $ 188,000 | $ 152,000 |
| Pierce County Washington | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| San Juan County Washington | 1 | $ 198,000 | $ 198,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for Capitalsouth Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 217 | $41,681,000 | $192,000 | $843,000 | $95,000 | $570,000 |
| Home Purchase | 191 | $38,533,000 | $201,000 | $2,110,000 | $117,000 | $1,600,000 |
| Home Improvement | 2 | $55,000 | $27,000 | $50,000 | $67,000 | $134,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 321 | $64,000,000 | $199,000 | $2,110,000 | $114,000 | $1,600,000 |
| Black or African American | 33 | $5,771,000 | $174,000 | $477,000 | $88,000 | $240,000 |
| Not applicable | 25 | $4,802,000 | $192,000 | $843,000 | $0 | $0 |
| Asian | 13 | $2,126,000 | $163,000 | $310,000 | $130,000 | $487,000 |
| Hispanic | 12 | $2,389,000 | $199,000 | $348,000 | $97,000 | $221,000 |
| Not Provided | 4 | $664,000 | $166,000 | $346,000 | $119,000 | $125,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $517,000 | $258,000 | $290,000 | $138,000 | $147,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 410 | $80,269,000 | $195,000 | $2,110,000 | $105,000 | $1,600,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 359 | $70,960,000 | $197,000 | $566,000 | $107,000 | $1,098,000 |
| Loan Originated | 51 | $9,309,000 | $182,000 | $2,110,000 | $89,000 | $1,600,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitalsouth Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capitalsouth Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.