Capitalsouth Bank
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage loan statistics, lending data, and loan application totals for Alabama.
The mortgage statistics and data below are specific to mortgage loan applications for Capitalsouth Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Capitalsouth Bank
2340 Woodcrest Place
Birmingham, AL 35209
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 410
Total Mortgage Loan Application Amount $80,269,000
Average Mortgage Loan Application Amount $140,000
Highest Mortgage Loan Application Amount $2,110,000
Average Applicant Income $93,000
Highest Applicant Income $1,600,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in AL, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Capitalsouth Bank by Metropolitan Area in 2008

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
ATLANTA-SANDY SPRINGS-MARIETTA, GA 58 $ 11,495,000 $ 198,000 $ 96,000
BIRMINGHAM-HOOVER, AL 29 $ 7,665,000 $ 264,000 $ 117,000
JACKSONVILLE, FL 20 $ 3,692,000 $ 184,000 $ 98,000
MONTGOMERY, AL 18 $ 2,295,000 $ 127,000 $ 42,000
HUNTSVILLE, AL 11 $ 1,122,000 $ 102,000 $ 97,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 10 $ 1,595,000 $ 159,000 $ 74,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 9 $ 1,723,000 $ 211,500 $ 134,500
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 7 $ 1,483,000 $ 211,000 $ 137,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 6 $ 925,000 $ 154,000 $ 66,000
DENVER-AURORA, CO 6 $ 1,497,000 $ 249,000 $ 152,000
PALM COAST, FL 6 $ 786,000 $ 131,000 $ 59,000
HOUSTON-SUGAR LAND-BAYTOWN, TX 5 $ 676,000 $ 135,000 $ 77,000
OCALA, FL 5 $ 895,000 $ 179,000 $ 80,000
ORLANDO-KISSIMMEE, FL 5 $ 934,000 $ 186,000 $ 110,000
SAN ANTONIO, TX 5 $ 538,000 $ 107,000 $ 87,000
CHATTANOOGA, TN-GA 4 $ 810,000 $ 202,000 $ 98,000
CLEVELAND-ELYRIA-MENTOR, OH 4 $ 785,000 $ 196,000 $ 130,000
PHILADELPHIA, PA 4 $ 863,000 $ 215,000 $ 157,000
RALEIGH-CARY, NC 4 $ 701,000 $ 175,000 $ 114,000
RICHMOND, VA 4 $ 1,280,000 $ 320,000 $ 87,000
SAVANNAH, GA 4 $ 776,000 $ 194,000 $ 149,000
BRADENTON-SARASOTA-VENICE, FL 3 $ 414,000 $ 138,000 $ 61,000
CHICAGO-NAPERVILLE-JOLIET, IL 3 $ 889,000 $ 296,000 $ 143,000
COLUMBIA, SC 3 $ 640,000 $ 213,000 $ 164,000
DURHAM, NC 3 $ 700,000 $ 233,000 $ 129,000
FAYETTEVILLE, NC 3 $ 577,000 $ 192,000 $ 105,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 3 $ 341,000 $ 113,000 $ 83,000
GREENVILLE-MAULDIN-EASLEY, SC 3 $ 537,000 $ 179,000 $ 85,000
LAKELAND-WINTER HAVEN, FL 3 $ 647,000 $ 215,000 $ 79,000
LAS VEGAS-PARADISE, NV 3 $ 825,000 $ 275,000 $ 168,000
MACON, GA 3 $ 474,000 $ 158,000 $ 63,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 3 $ 474,000 $ 157,500 $ 80,000
NEW ORLEANS-METAIRIE-KENNER, LA 3 $ 367,000 $ 122,000 $ 81,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 3 $ 782,000 $ 260,000 $ 91,000
PHOENIX-MESA-SCOTTSDALE, AZ 3 $ 680,000 $ 226,000 $ 113,000
PORT ST. LUCIE, FL 3 $ 730,000 $ 243,000 $ 94,000
SALT LAKE CITY, UT 3 $ 544,000 $ 181,000 $ 62,000
ST. LOUIS, MO-IL 3 $ 431,000 $ 127,500 $ 78,500
ASHEVILLE, NC 2 $ 338,000 $ 169,000 $ 70,000
DALLAS-PLANO-IRVING, TX 2 $ 202,000 $ 101,000 $ 293,000
GREENSBORO-HIGH POINT, NC 2 $ 259,000 $ 129,000 $ 48,000
LAFAYETTE, IN 2 $ 169,000 $ 84,000 $ 42,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 2 $ 408,000 $ 204,000 $ 117,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 2 $ 462,000 $ 231,000 $ 89,000
MYRTLE BEACH-NORTH MYRTLE BEACH-CONWAY, SC 2 $ 435,000 $ 217,000 $ 87,000
NAPLES-MARCO ISLAND, FL 2 $ 286,000 $ 143,000 $ 82,000
OGDEN-CLEARFIELD, UT 2 $ 451,000 $ 225,000 $ 150,000
PITTSBURGH, PA 2 $ 263,000 $ 131,000 $ 68,000
PUNTA GORDA, FL 2 $ 529,000 $ 264,000 $ 87,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 2 $ 719,000 $ 359,000 $ 151,000
SCRANTON--WILKES-BARRE, PA 2 $ 308,000 $ 154,000 $ 165,000
TALLAHASSEE, FL 2 $ 142,000 $ 71,000 $ 69,000
ALBUQUERQUE, NM 1 $ 228,000 $ 228,000 $ 57,000
ATHENS-CLARKE COUNTY, GA 1 $ 352,000 $ 352,000 $ 489,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1 $ 297,000 $ 297,000 $ 202,000
AUSTIN-ROUND ROCK, TX 1 $ 120,000 $ 120,000 $ 79,000
BATON ROUGE, LA 1 $ 174,000 $ 174,000 $ 93,000
BEAUMONT-PORT ARTHUR, TX 1 $ 149,000 $ 149,000 $ 62,000
BRUNSWICK, GA 1 $ 253,000 $ 253,000 $ 86,000
BURLINGTON, NC 1 $ 97,000 $ 97,000 $ 89,000
CHARLESTON-NORTH CHARLESTON-SUMMERVILLE, SC 1 $ 134,000 $ 134,000 $ 35,000
CHARLOTTESVILLE, VA 1 $ 210,000 $ 210,000 $ 68,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 1 $ 280,000 $ 280,000 $ 201,000
CLEVELAND, TN 1 $ 217,000 $ 217,000 $ 160,000
COLORADO SPRINGS, CO 1 $ 412,000 $ 412,000 $ 100,000
DALTON, GA 1 $ 210,000 $ 210,000 $ 76,000
DES MOINES-WEST DES MOINES, IA 1 $ 170,000 $ 170,000 $ 86,000
DOTHAN, AL 1 $ 152,000 $ 152,000 $ 59,000
EDISON-NEW BRUNSWICK, NJ 1 $ 220,000 $ 220,000 $ 0
ERIE, PA 1 $ 216,000 $ 216,000 $ 252,000
FLORENCE, SC 1 $ 74,000 $ 74,000 $ 40,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 1 $ 318,000 $ 318,000 $ 517,000
FORT WAYNE, IN 1 $ 132,000 $ 132,000 $ 35,000
GAINESVILLE, GA 1 $ 417,000 $ 417,000 $ 234,000
HATTIESBURG, MS 1 $ 356,000 $ 356,000 $ 150,000
HONOLULU, HI 1 $ 549,000 $ 549,000 $ 126,000
JOHNSON CITY, TN 1 $ 125,000 $ 125,000 $ 176,000
JOPLIN, MO 1 $ 159,000 $ 159,000 $ 81,000
KILLEEN-TEMPLE-FORT HOOD, TX 1 $ 269,000 $ 269,000 $ 109,000
KNOXVILLE, TN 1 $ 188,000 $ 188,000 $ 74,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 1 $ 170,000 $ 170,000 $ 95,000
LEBANON, PA 1 $ 118,000 $ 118,000 $ 46,000
LEXINGTON-FAYETTE, KY 1 $ 142,000 $ 142,000 $ 64,000
LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR 1 $ 104,000 $ 104,000 $ 53,000
LOUISVILLE-JEFFERSON COUNTY, KY-IN 1 $ 336,000 $ 336,000 $ 261,000
MOBILE, AL 1 $ 139,000 $ 139,000 $ 42,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 1 $ 110,000 $ 110,000 $ 83,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 1 $ 416,000 $ 416,000 $ 154,000
PROVO-OREM, UT 1 $ 172,000 $ 172,000 $ 88,000
ROANOKE, VA 1 $ 417,000 $ 417,000 $ 0
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 1 $ 400,000 $ 400,000 $ 210,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 188,000 $ 188,000 $ 152,000
SEBASTIAN-VERO BEACH, FL 1 $ 477,000 $ 477,000 $ 164,000
ST. GEORGE, UT 1 $ 235,000 $ 235,000 $ 88,000
TACOMA, WA 1 $ 265,000 $ 265,000 $ 113,000
VALLEJO-FAIRFIELD, CA 1 $ 168,000 $ 168,000 $ 114,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 106,000 $ 106,000 $ 103,000
WARNER ROBINS, GA 1 $ 153,000 $ 153,000 $ 81,000
WARREN-TROY-FARMINGTON HILLS, MI 1 $ 136,000 $ 136,000 $ 38,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 1 $ 164,000 $ 164,000 $ 88,000
WILMINGTON, DE-MD-NJ 1 $ 88,000 $ 88,000 $ 26,000
YORK-HANOVER, PA 1 $ 77,000 $ 77,000 $ 31,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Alabama, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Capitalsouth Bank in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 217 $41,681,000 $192,000 $843,000 $95,000 $570,000
Home Purchase 191 $38,533,000 $201,000 $2,110,000 $117,000 $1,600,000
Home Improvement 2 $55,000 $27,000 $50,000 $67,000 $134,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 321 $64,000,000 $199,000 $2,110,000 $114,000 $1,600,000
Black or African American 33 $5,771,000 $174,000 $477,000 $88,000 $240,000
Not applicable 25 $4,802,000 $192,000 $843,000 $0 $0
Asian 13 $2,126,000 $163,000 $310,000 $130,000 $487,000
Hispanic 12 $2,389,000 $199,000 $348,000 $97,000 $221,000
Not Provided 4 $664,000 $166,000 $346,000 $119,000 $125,000
Native Hawaiian or Other Pacific Islander 2 $517,000 $258,000 $290,000 $138,000 $147,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 410 $80,269,000 $195,000 $2,110,000 $105,000 $1,600,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Purchased By The Institution 359 $70,960,000 $197,000 $566,000 $107,000 $1,098,000
Loan Originated 51 $9,309,000 $182,000 $2,110,000 $89,000 $1,600,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Application Denied By Financial Institution 0 $0 $0 $0 $0 $0
Application Withdrawn By Applicant 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in AL, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information at your convenience.

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