Capitol Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Capitol Federal Savings Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capitol Federal Savings Bank 700 S Kansas Ave Topeka, KS 66603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,387 |
| Total Mortgage Loan Application Amount | $1,215,237,000 |
| Average Mortgage Loan Application Amount | $194,666 |
| Highest Mortgage Loan Application Amount | $1,925,000 |
| Average Applicant Income | $126,000 |
| Highest Applicant Income | $6,733,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Capitol Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capitol Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Capitol Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capitol Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Capitol Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capitol Federal Savings Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 1,223 | $ 301,345,000 | $ 246,000 | $ 144,000 |
| Sedgwick County Kansas | 785 | $ 127,643,000 | $ 162,000 | $ 107,000 |
| Shawnee County Kansas | 378 | $ 49,987,000 | $ 132,000 | $ 86,000 |
| Jackson County Missouri | 293 | $ 56,277,000 | $ 192,000 | $ 122,000 |
| St. Louis County Missouri | 244 | $ 77,224,000 | $ 316,000 | $ 173,000 |
| Douglas County Kansas | 212 | $ 35,459,000 | $ 167,000 | $ 95,000 |
| St. Charles County Missouri | 181 | $ 40,965,000 | $ 226,000 | $ 123,000 |
| Clay County Missouri | 134 | $ 26,937,000 | $ 201,000 | $ 121,000 |
| Greene County Missouri | 98 | $ 28,453,000 | $ 290,000 | $ 211,000 |
| Dallas County Texas | 91 | $ 46,804,000 | $ 514,000 | $ 283,000 |
| Butler County Kansas | 89 | $ 16,226,000 | $ 182,000 | $ 127,000 |
| Wyandotte County Kansas | 89 | $ 8,749,000 | $ 98,000 | $ 64,000 |
| Riley County Kansas | 87 | $ 14,796,000 | $ 170,000 | $ 108,000 |
| Platte County Missouri | 69 | $ 18,031,000 | $ 261,000 | $ 145,000 |
| Boone County Missouri | 67 | $ 14,017,000 | $ 209,000 | $ 107,000 |
| Williamson County Tennessee | 45 | $ 24,612,000 | $ 546,000 | $ 250,000 |
| Cass County Missouri | 43 | $ 11,450,000 | $ 266,000 | $ 169,000 |
| Jefferson County Alabama | 36 | $ 19,739,000 | $ 548,000 | $ 562,000 |
| Christian County Missouri | 34 | $ 9,597,000 | $ 282,000 | $ 174,000 |
| St. Louis City County Missouri | 32 | $ 7,737,000 | $ 241,000 | $ 124,000 |
| Pottawatomie County Kansas | 31 | $ 4,541,000 | $ 146,000 | $ 80,000 |
| Tulsa County Oklahoma | 31 | $ 12,948,000 | $ 417,000 | $ 234,000 |
| Leavenworth County Kansas | 30 | $ 5,507,000 | $ 183,000 | $ 120,000 |
| Collin County Texas | 24 | $ 10,609,000 | $ 442,000 | $ 218,000 |
| Lyon County Kansas | 23 | $ 2,168,000 | $ 94,000 | $ 61,000 |
| Miami County Kansas | 23 | $ 7,001,000 | $ 304,000 | $ 274,000 |
| Travis County Texas | 22 | $ 12,426,000 | $ 564,000 | $ 254,000 |
| Saline County Kansas | 21 | $ 1,933,000 | $ 92,000 | $ 65,000 |
| Davidson County Tennessee | 21 | $ 9,310,000 | $ 443,000 | $ 200,000 |
| Harris County Texas | 19 | $ 11,131,000 | $ 585,000 | $ 247,000 |
| Tarrant County Texas | 19 | $ 9,930,000 | $ 522,000 | $ 346,000 |
| Norfolk County Massachusetts | 17 | $ 7,470,000 | $ 439,000 | $ 171,000 |
| Jefferson County Missouri | 17 | $ 3,158,000 | $ 185,000 | $ 107,000 |
| Madison County Alabama | 12 | $ 3,407,000 | $ 283,000 | $ 106,000 |
| Jefferson County Kansas | 12 | $ 1,246,000 | $ 103,000 | $ 76,000 |
| Denton County Texas | 11 | $ 4,800,000 | $ 436,000 | $ 220,000 |
| Harvey County Kansas | 10 | $ 1,178,000 | $ 117,000 | $ 90,000 |
| Forsyth County North Carolina | 10 | $ 4,924,000 | $ 492,000 | $ 359,000 |
| St. Clair County Illinois | 9 | $ 1,720,000 | $ 191,000 | $ 130,000 |
| Denver County Colorado | 8 | $ 4,342,000 | $ 542,000 | $ 196,000 |
| Shelby County Tennessee | 8 | $ 2,458,000 | $ 307,000 | $ 174,000 |
| Osage County Kansas | 7 | $ 637,000 | $ 91,000 | $ 70,000 |
| East Baton Rouge County Louisiana | 7 | $ 3,145,000 | $ 449,000 | $ 230,000 |
| Wake County North Carolina | 7 | $ 3,738,000 | $ 534,000 | $ 223,000 |
| Randall County Texas | 7 | $ 3,380,000 | $ 482,000 | $ 444,000 |
| Jackson County Kansas | 6 | $ 798,000 | $ 133,000 | $ 120,000 |
| Worcester County Massachusetts | 6 | $ 1,967,000 | $ 327,000 | $ 118,000 |
| Bucks County Pennsylvania | 6 | $ 2,962,000 | $ 493,000 | $ 244,000 |
| Geary County Kansas | 5 | $ 640,000 | $ 128,000 | $ 61,000 |
| Mecklenburg County North Carolina | 5 | $ 2,505,000 | $ 501,000 | $ 244,000 |
| Fulton County Georgia | 4 | $ 2,227,000 | $ 556,000 | $ 260,000 |
| Monroe County Illinois | 4 | $ 949,000 | $ 237,000 | $ 128,000 |
| Sumner County Kansas | 4 | $ 754,000 | $ 188,000 | $ 85,000 |
| Wabaunsee County Kansas | 4 | $ 429,000 | $ 107,000 | $ 75,000 |
| Cumberland County Maine | 4 | $ 1,028,000 | $ 257,000 | $ 279,000 |
| Franklin County Missouri | 4 | $ 890,000 | $ 222,000 | $ 125,000 |
| New Hanover County North Carolina | 4 | $ 1,243,000 | $ 310,000 | $ 152,000 |
| Oklahoma County Oklahoma | 4 | $ 1,526,000 | $ 381,000 | $ 149,000 |
| Wagoner County Oklahoma | 4 | $ 1,689,000 | $ 422,000 | $ 214,000 |
| Sumner County Tennessee | 4 | $ 1,380,000 | $ 345,000 | $ 195,000 |
| Potter County Texas | 4 | $ 2,013,000 | $ 503,000 | $ 426,000 |
| Baldwin County Alabama | 3 | $ 1,301,000 | $ 433,000 | $ 131,000 |
| Lee County Alabama | 3 | $ 1,128,000 | $ 376,000 | $ 159,000 |
| Chatham County Georgia | 3 | $ 1,450,000 | $ 483,000 | $ 267,000 |
| Clay County Kansas | 3 | $ 309,000 | $ 103,000 | $ 88,000 |
| Androscoggin County Maine | 3 | $ 508,000 | $ 169,000 | $ 67,000 |
| Essex County Massachusetts | 3 | $ 1,167,000 | $ 389,000 | $ 200,000 |
| Plymouth County Massachusetts | 3 | $ 933,000 | $ 311,000 | $ 110,000 |
| Camden County Missouri | 3 | $ 494,000 | $ 164,000 | $ 63,000 |
| Lincoln County Missouri | 3 | $ 442,000 | $ 147,000 | $ 76,000 |
| Douglas County Nebraska | 3 | $ 1,798,000 | $ 599,000 | $ 445,000 |
| Charleston County South Carolina | 3 | $ 1,731,000 | $ 577,000 | $ 344,000 |
| Blount County Tennessee | 3 | $ 642,000 | $ 214,000 | $ 96,000 |
| Fort Bend County Texas | 3 | $ 1,504,000 | $ 501,000 | $ 249,000 |
| Parker County Texas | 3 | $ 1,999,000 | $ 666,000 | $ 261,000 |
| Chase County Kansas | 2 | $ 312,000 | $ 156,000 | $ 83,000 |
| Coffey County Kansas | 2 | $ 475,000 | $ 237,000 | $ 129,000 |
| Cowley County Kansas | 2 | $ 304,000 | $ 152,000 | $ 130,000 |
| McPherson County Kansas | 2 | $ 237,000 | $ 118,000 | $ 101,000 |
| Reno County Kansas | 2 | $ 113,000 | $ 56,000 | $ 35,000 |
| Lafayette County Louisiana | 2 | $ 991,000 | $ 495,000 | $ 159,000 |
| Knox County Maine | 2 | $ 754,000 | $ 377,000 | $ 341,000 |
| Middlesex County Massachusetts | 2 | $ 839,000 | $ 419,000 | $ 202,000 |
| Lafayette County Mississippi | 2 | $ 1,362,000 | $ 681,000 | $ 459,000 |
| Clinton County Missouri | 2 | $ 329,000 | $ 164,000 | $ 69,000 |
| Jasper County Missouri | 2 | $ 549,000 | $ 274,000 | $ 117,000 |
| Webster County Missouri | 2 | $ 398,000 | $ 199,000 | $ 100,000 |
| Rockingham County New Hampshire | 2 | $ 793,000 | $ 396,000 | $ 182,000 |
| Guilford County North Carolina | 2 | $ 1,297,000 | $ 648,000 | $ 499,000 |
| Delaware County Pennsylvania | 2 | $ 2,092,000 | $ 1,046,000 | $ 817,000 |
| Montgomery County Pennsylvania | 2 | $ 1,065,000 | $ 532,000 | $ 551,000 |
| Philadelphia County Pennsylvania | 2 | $ 942,000 | $ 471,000 | $ 280,000 |
| Knox County Tennessee | 2 | $ 1,030,000 | $ 515,000 | $ 363,000 |
| Tipton County Tennessee | 2 | $ 427,000 | $ 213,000 | $ 85,000 |
| Williamson County Texas | 2 | $ 982,000 | $ 491,000 | $ 332,000 |
| Mobile County Alabama | 1 | $ 117,000 | $ 117,000 | $ 43,000 |
| Shelby County Alabama | 1 | $ 580,000 | $ 580,000 | $ 254,000 |
| Tuscaloosa County Alabama | 1 | $ 499,000 | $ 499,000 | $ 154,000 |
| Craighead County Arkansas | 1 | $ 481,000 | $ 481,000 | $ 563,000 |
| Pulaski County Arkansas | 1 | $ 523,000 | $ 523,000 | $ 463,000 |
| Arapahoe County Colorado | 1 | $ 445,000 | $ 445,000 | $ 166,000 |
| Douglas County Colorado | 1 | $ 560,000 | $ 560,000 | $ 180,000 |
| El Paso County Colorado | 1 | $ 499,000 | $ 499,000 | $ 270,000 |
| Jefferson County Colorado | 1 | $ 511,000 | $ 511,000 | $ 147,000 |
| Larimer County Colorado | 1 | $ 349,000 | $ 349,000 | $ 160,000 |
| Cobb County Georgia | 1 | $ 763,000 | $ 763,000 | $ 363,000 |
| Gwinnett County Georgia | 1 | $ 437,000 | $ 437,000 | $ 480,000 |
| Madison County Illinois | 1 | $ 400,000 | $ 400,000 | $ 101,000 |
| Franklin County Kansas | 1 | $ 39,000 | $ 39,000 | $ 55,000 |
| Morris County Kansas | 1 | $ 86,000 | $ 86,000 | $ 43,000 |
| Ottawa County Kansas | 1 | $ 64,000 | $ 64,000 | $ 64,000 |
| Caddo County Louisiana | 1 | $ 522,000 | $ 522,000 | $ 400,000 |
| Ouachita County Louisiana | 1 | $ 308,000 | $ 308,000 | $ 144,000 |
| Franklin County Maine | 1 | $ 80,000 | $ 80,000 | $ 71,000 |
| Kennebec County Maine | 1 | $ 152,000 | $ 152,000 | $ 133,000 |
| Lincoln County Maine | 1 | $ 100,000 | $ 100,000 | $ 123,000 |
| Oxford County Maine | 1 | $ 80,000 | $ 80,000 | $ 51,000 |
| Waldo County Maine | 1 | $ 150,000 | $ 150,000 | $ 82,000 |
| Bristol County Massachusetts | 1 | $ 292,000 | $ 292,000 | $ 86,000 |
| Olmsted County Minnesota | 1 | $ 550,000 | $ 550,000 | $ 395,000 |
| Lee County Mississippi | 1 | $ 126,000 | $ 126,000 | $ 55,000 |
| Adair County Missouri | 1 | $ 103,000 | $ 103,000 | $ 58,000 |
| Dade County Missouri | 1 | $ 258,000 | $ 258,000 | $ 80,000 |
| Lafayette County Missouri | 1 | $ 109,000 | $ 109,000 | $ 68,000 |
| Morgan County Missouri | 1 | $ 248,000 | $ 248,000 | $ 229,000 |
| Newton County Missouri | 1 | $ 653,000 | $ 653,000 | $ 670,000 |
| Osage County Missouri | 1 | $ 143,000 | $ 143,000 | $ 43,000 |
| Randolph County Missouri | 1 | $ 90,000 | $ 90,000 | $ 80,000 |
| St. Francois County Missouri | 1 | $ 112,000 | $ 112,000 | $ 185,000 |
| Taney County Missouri | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Warren County Missouri | 1 | $ 99,000 | $ 99,000 | $ 66,000 |
| Dodge County Nebraska | 1 | $ 504,000 | $ 504,000 | $ 242,000 |
| Chatham County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 118,000 |
| Davidson County North Carolina | 1 | $ 472,000 | $ 472,000 | $ 140,000 |
| Rowan County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 104,000 |
| Creek County Oklahoma | 1 | $ 663,000 | $ 663,000 | $ 232,000 |
| Rogers County Oklahoma | 1 | $ 582,000 | $ 582,000 | $ 491,000 |
| Cheatham County Tennessee | 1 | $ 159,000 | $ 159,000 | $ 116,000 |
| Fayette County Tennessee | 1 | $ 500,000 | $ 500,000 | $ 166,000 |
| Haywood County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 119,000 |
| Lauderdale County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 104,000 |
| Madison County Tennessee | 1 | $ 464,000 | $ 464,000 | $ 165,000 |
| Rutherford County Tennessee | 1 | $ 500,000 | $ 500,000 | $ 311,000 |
| Wilson County Tennessee | 1 | $ 207,000 | $ 207,000 | $ 175,000 |
| Brazos County Texas | 1 | $ 660,000 | $ 660,000 | $ 340,000 |
| Ellis County Texas | 1 | $ 315,000 | $ 315,000 | $ 189,000 |
| Galveston County Texas | 1 | $ 584,000 | $ 584,000 | $ 217,000 |
| Hays County Texas | 1 | $ 422,000 | $ 422,000 | $ 494,000 |
| Kaufman County Texas | 1 | $ 155,000 | $ 155,000 | $ 109,000 |
| Lubbock County Texas | 1 | $ 436,000 | $ 436,000 | $ 408,000 |
| Rockwall County Texas | 1 | $ 247,000 | $ 247,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Capitol Federal Savings Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,538 | $808,820,000 | $228,000 | $1,925,000 | $127,000 | $6,733,000 |
| Refinancing | 1,517 | $368,464,000 | $242,000 | $1,500,000 | $153,000 | $3,325,000 |
| Home Improvement | 332 | $37,953,000 | $114,000 | $1,105,000 | $98,000 | $761,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,405 | $1,025,459,000 | $232,000 | $1,925,000 | $134,000 | $3,325,000 |
| Not Provided | 409 | $88,532,000 | $216,000 | $1,494,000 | $161,000 | $6,733,000 |
| Asian | 207 | $48,101,000 | $232,000 | $1,398,000 | $128,000 | $843,000 |
| Hispanic | 189 | $26,646,000 | $140,000 | $887,000 | $83,000 | $450,000 |
| Black or African American | 135 | $17,846,000 | $132,000 | $799,000 | $71,000 | $602,000 |
| American Indian or Alaskan Native | 36 | $5,823,000 | $161,000 | $582,000 | $106,000 | $491,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,150,000 | $230,000 | $750,000 | $100,000 | $240,000 |
| Not applicable | 1 | $1,680,000 | $1,680,000 | $1,680,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,342 | $1,209,504,000 | $226,000 | $1,925,000 | $133,000 | $6,733,000 |
| FHA-insured (Federal Housing Administration) | 45 | $5,733,000 | $127,000 | $276,000 | $59,000 | $324,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,919 | $965,025,000 | $246,000 | $1,680,000 | $147,000 | $6,733,000 |
| Preapproval Denied by Financial Institution | 541 | $73,717,000 | $136,000 | $650,000 | $59,000 | $630,000 |
| Application Denied By Financial Institution | 371 | $65,190,000 | $175,000 | $1,500,000 | $83,000 | $884,000 |
| Application Withdrawn By Applicant | 234 | $39,394,000 | $168,000 | $814,000 | $115,000 | $590,000 |
| Application Approved But Not Accepted | 173 | $40,656,000 | $235,000 | $1,925,000 | $167,000 | $3,325,000 |
| File Closed For Incompleteness | 149 | $31,255,000 | $209,000 | $1,105,000 | $137,000 | $669,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 388 | $46,709,000 | $120,000 | $600,000 | $66,000 | $630,000 |
| Debt-To-Income Ratio | 340 | $60,714,000 | $178,000 | $1,500,000 | $61,000 | $884,000 |
| Collateral | 65 | $13,602,000 | $209,000 | $800,000 | $118,000 | $530,000 |
| Other | 53 | $9,549,000 | $180,000 | $1,035,000 | $87,000 | $463,000 |
| Employment History | 39 | $4,448,000 | $114,000 | $380,000 | $60,000 | $403,000 |
| Unverifiable Information | 17 | $2,879,000 | $169,000 | $480,000 | $66,000 | $210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,006,000 | $100,000 | $196,000 | $53,000 | $95,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitol Federal Savings Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capitol Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.