Capitol Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Capitol Federal Savings Bank 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capitol Federal Savings Bank 700 S Kansas Ave Topeka, KS 66603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 6,491 |
| Total Mortgage Loan Application Amount | $1,778,691,000 |
| Average Mortgage Loan Application Amount | $250,666 |
| Highest Mortgage Loan Application Amount | $4,500,000 |
| Average Applicant Income | $148,666 |
| Highest Applicant Income | $4,549,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Capitol Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capitol Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Capitol Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capitol Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Capitol Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capitol Federal Savings Bank's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Johnson County Kansas | 1,787 | $ 485,086,000 | $ 271,000 | $ 159,000 |
| Sedgwick County Kansas | 915 | $ 159,374,000 | $ 174,000 | $ 106,000 |
| Shawnee County Kansas | 431 | $ 61,425,000 | $ 142,000 | $ 99,000 |
| Jackson County Missouri | 326 | $ 66,855,000 | $ 205,000 | $ 119,000 |
| Douglas County Kansas | 234 | $ 46,273,000 | $ 197,000 | $ 133,000 |
| St. Louis County Missouri | 160 | $ 68,940,000 | $ 430,000 | $ 238,000 |
| Clay County Missouri | 141 | $ 28,527,000 | $ 202,000 | $ 117,000 |
| Dallas County Texas | 138 | $ 83,174,000 | $ 602,000 | $ 289,000 |
| Platte County Missouri | 117 | $ 35,488,000 | $ 303,000 | $ 172,000 |
| Wyandotte County Kansas | 116 | $ 15,676,000 | $ 135,000 | $ 73,000 |
| Riley County Kansas | 111 | $ 21,305,000 | $ 191,000 | $ 112,000 |
| Butler County Kansas | 84 | $ 17,164,000 | $ 204,000 | $ 123,000 |
| St. Charles County Missouri | 81 | $ 24,873,000 | $ 307,000 | $ 146,000 |
| Travis County Texas | 78 | $ 44,796,000 | $ 574,000 | $ 281,000 |
| Williamson County Tennessee | 73 | $ 41,192,000 | $ 564,000 | $ 243,000 |
| Collin County Texas | 59 | $ 31,976,000 | $ 541,000 | $ 293,000 |
| Cass County Missouri | 55 | $ 16,709,000 | $ 303,000 | $ 196,000 |
| Greene County Missouri | 55 | $ 19,970,000 | $ 363,000 | $ 259,000 |
| Harris County Texas | 54 | $ 31,470,000 | $ 582,000 | $ 273,000 |
| Miami County Kansas | 44 | $ 9,442,000 | $ 214,000 | $ 126,000 |
| Boone County Missouri | 43 | $ 10,427,000 | $ 242,000 | $ 136,000 |
| Leavenworth County Kansas | 38 | $ 8,994,000 | $ 236,000 | $ 112,000 |
| Tarrant County Texas | 36 | $ 21,903,000 | $ 608,000 | $ 364,000 |
| Lyon County Kansas | 33 | $ 3,307,000 | $ 100,000 | $ 78,000 |
| Pottawatomie County Kansas | 33 | $ 5,746,000 | $ 174,000 | $ 90,000 |
| Saline County Kansas | 32 | $ 3,733,000 | $ 116,000 | $ 80,000 |
| Davidson County Tennessee | 31 | $ 16,742,000 | $ 540,000 | $ 240,000 |
| Denton County Texas | 29 | $ 14,617,000 | $ 504,000 | $ 219,000 |
| Jefferson County Alabama | 28 | $ 17,373,000 | $ 620,000 | $ 511,000 |
| Montgomery County Pennsylvania | 26 | $ 15,954,000 | $ 613,000 | $ 355,000 |
| Jefferson County Kansas | 22 | $ 2,738,000 | $ 124,000 | $ 80,000 |
| Chester County Pennsylvania | 21 | $ 11,031,000 | $ 525,000 | $ 264,000 |
| Fulton County Georgia | 20 | $ 10,786,000 | $ 539,000 | $ 257,000 |
| Christian County Missouri | 19 | $ 7,273,000 | $ 382,000 | $ 227,000 |
| Cobb County Georgia | 18 | $ 8,790,000 | $ 488,000 | $ 260,000 |
| Denver County Colorado | 17 | $ 12,230,000 | $ 719,000 | $ 170,000 |
| Tulsa County Oklahoma | 16 | $ 5,366,000 | $ 335,000 | $ 319,000 |
| Fort Bend County Texas | 15 | $ 6,977,000 | $ 465,000 | $ 206,000 |
| Wake County North Carolina | 14 | $ 7,387,000 | $ 527,000 | $ 211,000 |
| Charleston County South Carolina | 13 | $ 6,795,000 | $ 522,000 | $ 212,000 |
| Osage County Kansas | 12 | $ 1,049,000 | $ 87,000 | $ 66,000 |
| Forsyth County Georgia | 10 | $ 4,522,000 | $ 452,000 | $ 186,000 |
| Harvey County Kansas | 10 | $ 1,343,000 | $ 134,000 | $ 91,000 |
| Jackson County Kansas | 10 | $ 1,079,000 | $ 107,000 | $ 75,000 |
| Lancaster County Nebraska | 10 | $ 6,145,000 | $ 614,000 | $ 490,000 |
| Shelby County Tennessee | 10 | $ 6,148,000 | $ 614,000 | $ 377,000 |
| Douglas County Colorado | 9 | $ 4,264,000 | $ 473,000 | $ 207,000 |
| Jefferson County Colorado | 9 | $ 4,367,000 | $ 485,000 | $ 627,000 |
| Montgomery County Texas | 9 | $ 4,399,000 | $ 488,000 | $ 454,000 |
| Madison County Alabama | 8 | $ 3,527,000 | $ 440,000 | $ 222,000 |
| DeKalb County Georgia | 8 | $ 3,802,000 | $ 475,000 | $ 189,000 |
| Jefferson County Missouri | 8 | $ 1,644,000 | $ 205,000 | $ 80,000 |
| Douglas County Nebraska | 8 | $ 4,123,000 | $ 515,000 | $ 200,000 |
| Bucks County Pennsylvania | 8 | $ 4,399,000 | $ 549,000 | $ 266,000 |
| Delaware County Pennsylvania | 8 | $ 4,450,000 | $ 556,000 | $ 214,000 |
| Wabaunsee County Kansas | 7 | $ 1,329,000 | $ 189,000 | $ 103,000 |
| Oklahoma County Oklahoma | 7 | $ 3,441,000 | $ 491,000 | $ 358,000 |
| Philadelphia County Pennsylvania | 7 | $ 3,700,000 | $ 528,000 | $ 181,000 |
| Randall County Texas | 7 | $ 4,296,000 | $ 613,000 | $ 513,000 |
| Williamson County Texas | 7 | $ 3,391,000 | $ 484,000 | $ 282,000 |
| Arapahoe County Colorado | 6 | $ 2,512,000 | $ 418,000 | $ 159,000 |
| Franklin County Kansas | 6 | $ 785,000 | $ 130,000 | $ 76,000 |
| Middlesex County Massachusetts | 6 | $ 3,686,000 | $ 614,000 | $ 238,000 |
| Lafayette County Mississippi | 6 | $ 3,578,000 | $ 596,000 | $ 225,000 |
| Chatham County Georgia | 5 | $ 2,092,000 | $ 418,000 | $ 217,000 |
| Geary County Kansas | 5 | $ 762,000 | $ 152,000 | $ 95,000 |
| Sumner County Kansas | 5 | $ 453,000 | $ 90,000 | $ 88,000 |
| Mecklenburg County North Carolina | 5 | $ 3,527,000 | $ 705,000 | $ 215,000 |
| Hays County Texas | 5 | $ 2,727,000 | $ 545,000 | $ 226,000 |
| Lubbock County Texas | 5 | $ 2,813,000 | $ 562,000 | $ 303,000 |
| Baldwin County Alabama | 4 | $ 2,360,000 | $ 590,000 | $ 357,000 |
| Kingman County Kansas | 4 | $ 607,000 | $ 151,000 | $ 116,000 |
| McPherson County Kansas | 4 | $ 328,000 | $ 82,000 | $ 53,000 |
| Cumberland County Maine | 4 | $ 1,698,000 | $ 424,000 | $ 285,000 |
| Norfolk County Massachusetts | 4 | $ 2,423,000 | $ 605,000 | $ 226,000 |
| Madison County Mississippi | 4 | $ 2,568,000 | $ 642,000 | $ 302,000 |
| St. Louis City County Missouri | 4 | $ 1,118,000 | $ 279,000 | $ 148,000 |
| Stone County Missouri | 4 | $ 4,894,000 | $ 1,223,000 | $ 838,000 |
| Sarpy County Nebraska | 4 | $ 2,328,000 | $ 582,000 | $ 272,000 |
| Forsyth County North Carolina | 4 | $ 2,427,000 | $ 606,000 | $ 344,000 |
| Iredell County North Carolina | 4 | $ 2,684,000 | $ 671,000 | $ 435,000 |
| Berkeley County South Carolina | 4 | $ 1,160,000 | $ 290,000 | $ 113,000 |
| Dyer County Tennessee | 4 | $ 659,000 | $ 164,000 | $ 66,000 |
| Brazoria County Texas | 4 | $ 997,000 | $ 249,000 | $ 159,000 |
| Brazos County Texas | 4 | $ 1,680,000 | $ 420,000 | $ 147,000 |
| Comal County Texas | 4 | $ 1,985,000 | $ 496,000 | $ 241,000 |
| Marshall County Alabama | 3 | $ 2,175,000 | $ 725,000 | $ 301,000 |
| Shelby County Alabama | 3 | $ 1,547,000 | $ 515,000 | $ 237,000 |
| Benton County Arkansas | 3 | $ 1,733,000 | $ 577,000 | $ 236,000 |
| Washington County Arkansas | 3 | $ 1,520,000 | $ 506,000 | $ 275,000 |
| Gwinnett County Georgia | 3 | $ 864,000 | $ 288,000 | $ 121,000 |
| Coffey County Kansas | 3 | $ 790,000 | $ 263,000 | $ 85,000 |
| Cowley County Kansas | 3 | $ 490,000 | $ 163,000 | $ 76,000 |
| Reno County Kansas | 3 | $ 297,000 | $ 99,000 | $ 25,000 |
| Caddo County Louisiana | 3 | $ 1,627,000 | $ 542,000 | $ 366,000 |
| Camden County Missouri | 3 | $ 654,000 | $ 218,000 | $ 163,000 |
| Franklin County Missouri | 3 | $ 837,000 | $ 279,000 | $ 347,000 |
| Rockingham County New Hampshire | 3 | $ 1,400,000 | $ 466,000 | $ 197,000 |
| New Hanover County North Carolina | 3 | $ 1,908,000 | $ 636,000 | $ 195,000 |
| Rutherford County Tennessee | 3 | $ 1,461,000 | $ 487,000 | $ 313,000 |
| Sumner County Tennessee | 3 | $ 1,365,000 | $ 455,000 | $ 200,000 |
| Bexar County Texas | 3 | $ 1,440,000 | $ 480,000 | $ 185,000 |
| Kendall County Texas | 3 | $ 2,190,000 | $ 730,000 | $ 265,000 |
| Potter County Texas | 3 | $ 1,614,000 | $ 538,000 | $ 486,000 |
| El Paso County Colorado | 2 | $ 694,000 | $ 347,000 | $ 217,000 |
| Bryan County Georgia | 2 | $ 885,000 | $ 442,000 | $ 187,000 |
| Cherokee County Georgia | 2 | $ 518,000 | $ 259,000 | $ 153,000 |
| Fayette County Georgia | 2 | $ 947,000 | $ 473,000 | $ 202,000 |
| Madison County Illinois | 2 | $ 1,064,000 | $ 532,000 | $ 199,000 |
| Greenwood County Kansas | 2 | $ 109,000 | $ 54,000 | $ 24,000 |
| Marshall County Kansas | 2 | $ 310,000 | $ 155,000 | $ 109,000 |
| Morris County Kansas | 2 | $ 156,000 | $ 78,000 | $ 132,000 |
| DeSoto County Mississippi | 2 | $ 914,000 | $ 457,000 | $ 396,000 |
| Harrison County Mississippi | 2 | $ 1,100,000 | $ 550,000 | $ 541,000 |
| Clinton County Missouri | 2 | $ 716,000 | $ 358,000 | $ 199,000 |
| Cooper County Missouri | 2 | $ 455,000 | $ 227,000 | $ 87,000 |
| Lincoln County Missouri | 2 | $ 426,000 | $ 213,000 | $ 129,000 |
| Newton County Missouri | 2 | $ 920,000 | $ 460,000 | $ 476,000 |
| Polk County Missouri | 2 | $ 276,000 | $ 138,000 | $ 52,000 |
| Warren County Missouri | 2 | $ 347,000 | $ 173,000 | $ 62,000 |
| Webster County Missouri | 2 | $ 444,000 | $ 222,000 | $ 118,000 |
| Davidson County North Carolina | 2 | $ 1,193,000 | $ 596,000 | $ 210,000 |
| Davie County North Carolina | 2 | $ 890,000 | $ 445,000 | $ 143,000 |
| Guilford County North Carolina | 2 | $ 1,075,000 | $ 537,000 | $ 302,000 |
| Burnet County Texas | 2 | $ 833,000 | $ 416,000 | $ 219,000 |
| Ellis County Texas | 2 | $ 679,000 | $ 339,000 | $ 131,000 |
| Galveston County Texas | 2 | $ 1,178,000 | $ 589,000 | $ 276,000 |
| Rockwall County Texas | 2 | $ 1,099,000 | $ 549,000 | $ 409,000 |
| Waller County Texas | 2 | $ 436,000 | $ 218,000 | $ 93,000 |
| Lee County Alabama | 1 | $ 732,000 | $ 732,000 | $ 400,000 |
| Limestone County Alabama | 1 | $ 111,000 | $ 111,000 | $ 67,000 |
| Mobile County Alabama | 1 | $ 710,000 | $ 710,000 | $ 192,000 |
| Tuscaloosa County Alabama | 1 | $ 170,000 | $ 170,000 | $ 151,000 |
| Craighead County Arkansas | 1 | $ 580,000 | $ 580,000 | $ 607,000 |
| Pulaski County Arkansas | 1 | $ 1,198,000 | $ 1,198,000 | $ 732,000 |
| Adams County Colorado | 1 | $ 192,000 | $ 192,000 | $ 38,000 |
| Elbert County Colorado | 1 | $ 424,000 | $ 424,000 | $ 153,000 |
| Okaloosa County Florida | 1 | $ 548,000 | $ 548,000 | $ 119,000 |
| Walton County Florida | 1 | $ 780,000 | $ 780,000 | $ 150,000 |
| Coweta County Georgia | 1 | $ 456,000 | $ 456,000 | $ 287,000 |
| Monroe County Illinois | 1 | $ 352,000 | $ 352,000 | $ 155,000 |
| St. Clair County Illinois | 1 | $ 174,000 | $ 174,000 | $ 53,000 |
| Pottawattamie County Iowa | 1 | $ 472,000 | $ 472,000 | $ 372,000 |
| Atchison County Kansas | 1 | $ 15,000 | $ 15,000 | $ 19,000 |
| Chase County Kansas | 1 | $ 51,000 | $ 51,000 | $ 79,000 |
| Clay County Kansas | 1 | $ 148,000 | $ 148,000 | $ 47,000 |
| Dickinson County Kansas | 1 | $ 97,000 | $ 97,000 | $ 19,000 |
| Linn County Kansas | 1 | $ 150,000 | $ 150,000 | $ 102,000 |
| Ottawa County Kansas | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Bossier County Louisiana | 1 | $ 537,000 | $ 537,000 | $ 308,000 |
| Essex County Massachusetts | 1 | $ 839,000 | $ 839,000 | $ 270,000 |
| Lee County Mississippi | 1 | $ 796,000 | $ 796,000 | $ 335,000 |
| Oktibbeha County Mississippi | 1 | $ 489,000 | $ 489,000 | $ 427,000 |
| Audrain County Missouri | 1 | $ 350,000 | $ 350,000 | $ 95,000 |
| Daviess County Missouri | 1 | $ 350,000 | $ 350,000 | $ 1,298,000 |
| Pettis County Missouri | 1 | $ 506,000 | $ 506,000 | $ 488,000 |
| Randolph County Missouri | 1 | $ 89,000 | $ 89,000 | $ 31,000 |
| Ray County Missouri | 1 | $ 170,000 | $ 170,000 | $ 186,000 |
| Gage County Nebraska | 1 | $ 446,000 | $ 446,000 | $ 228,000 |
| Saunders County Nebraska | 1 | $ 600,000 | $ 600,000 | $ 361,000 |
| Monmouth County New Jersey | 1 | $ 783,000 | $ 783,000 | $ 205,000 |
| Brunswick County North Carolina | 1 | $ 504,000 | $ 504,000 | $ 188,000 |
| Durham County North Carolina | 1 | $ 507,000 | $ 507,000 | $ 632,000 |
| Orange County North Carolina | 1 | $ 717,000 | $ 717,000 | $ 385,000 |
| Rowan County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 232,000 |
| Union County North Carolina | 1 | $ 461,000 | $ 461,000 | $ 171,000 |
| Cleveland County Oklahoma | 1 | $ 539,000 | $ 539,000 | $ 383,000 |
| Logan County Oklahoma | 1 | $ 480,000 | $ 480,000 | $ 171,000 |
| Wagoner County Oklahoma | 1 | $ 136,000 | $ 136,000 | $ 46,000 |
| Centre County Pennsylvania | 1 | $ 493,000 | $ 493,000 | $ 182,000 |
| Dauphin County Pennsylvania | 1 | $ 636,000 | $ 636,000 | $ 542,000 |
| Northampton County Pennsylvania | 1 | $ 460,000 | $ 460,000 | $ 253,000 |
| Blount County Tennessee | 1 | $ 288,000 | $ 288,000 | $ 123,000 |
| Fayette County Tennessee | 1 | $ 686,000 | $ 686,000 | $ 398,000 |
| Gibson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Madison County Tennessee | 1 | $ 491,000 | $ 491,000 | $ 280,000 |
| Obion County Tennessee | 1 | $ 238,000 | $ 238,000 | $ 90,000 |
| Wilson County Tennessee | 1 | $ 531,000 | $ 531,000 | $ 307,000 |
| Austin County Texas | 1 | $ 363,000 | $ 363,000 | $ 95,000 |
| Grayson County Texas | 1 | $ 518,000 | $ 518,000 | $ 168,000 |
| Gregg County Texas | 1 | $ 612,000 | $ 612,000 | $ 248,000 |
| Hood County Texas | 1 | $ 487,000 | $ 487,000 | $ 1,224,000 |
| Kaufman County Texas | 1 | $ 340,000 | $ 340,000 | $ 79,000 |
| Llano County Texas | 1 | $ 466,000 | $ 466,000 | $ 221,000 |
| McLennan County Texas | 1 | $ 477,000 | $ 477,000 | $ 137,000 |
| Midland County Texas | 1 | $ 380,000 | $ 380,000 | $ 247,000 |
| Victoria County Texas | 1 | $ 749,000 | $ 749,000 | $ 295,000 |
| Prince William County Virginia | 1 | $ 528,000 | $ 528,000 | $ 256,000 |
Mortgage Loan Application Detail Totals for Capitol Federal Savings Bank in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,428 | $927,183,000 | $270,000 | $1,258,000 | $143,000 | $2,232,000 |
| Refinancing | 2,588 | $762,013,000 | $294,000 | $4,500,000 | $171,000 | $4,549,000 |
| Home Improvement | 475 | $89,495,000 | $188,000 | $1,324,000 | $132,000 | $1,421,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,256 | $1,473,048,000 | $280,000 | $3,100,000 | $158,000 | $4,549,000 |
| Not Provided | 576 | $157,310,000 | $273,000 | $1,000,000 | $161,000 | $2,232,000 |
| Asian | 263 | $69,787,000 | $265,000 | $1,000,000 | $129,000 | $983,000 |
| Hispanic | 185 | $35,354,000 | $191,000 | $1,000,000 | $94,000 | $545,000 |
| Black or African American | 152 | $24,759,000 | $162,000 | $899,000 | $89,000 | $630,000 |
| American Indian or Alaskan Native | 41 | $9,736,000 | $237,000 | $747,000 | $123,000 | $662,000 |
| Native Hawaiin or Other Pacific Islander | 16 | $4,032,000 | $252,000 | $627,000 | $123,000 | $325,000 |
| Not applicable | 2 | $4,665,000 | $2,332,000 | $4,500,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,491 | $1,778,691,000 | $274,000 | $4,500,000 | $154,000 | $4,549,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,856 | $1,446,677,000 | $297,000 | $4,500,000 | $168,000 | $4,549,000 |
| Preapproval Denied by Financial Institution | 475 | $78,935,000 | $166,000 | $1,225,000 | $63,000 | $762,000 |
| Application Denied By Financial Institution | 395 | $75,896,000 | $192,000 | $1,200,000 | $101,000 | $1,298,000 |
| Application Withdrawn By Applicant | 383 | $83,259,000 | $217,000 | $2,000,000 | $148,000 | $1,934,000 |
| Application Approved But Not Accepted | 200 | $56,796,000 | $283,000 | $1,258,000 | $152,000 | $750,000 |
| File Closed For Incompleteness | 182 | $37,128,000 | $204,000 | $1,000,000 | $141,000 | $1,200,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 368 | $50,473,000 | $137,000 | $600,000 | $74,000 | $620,000 |
| Debt-To-Income Ratio | 362 | $73,329,000 | $202,000 | $1,200,000 | $64,000 | $402,000 |
| Collateral | 68 | $16,694,000 | $245,000 | $880,000 | $147,000 | $858,000 |
| Other | 35 | $8,918,000 | $254,000 | $1,225,000 | $207,000 | $1,298,000 |
| Employment History | 26 | $3,878,000 | $149,000 | $720,000 | $72,000 | $345,000 |
| Unverifiable Information | 7 | $918,000 | $131,000 | $250,000 | $5,000 | $24,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $202,000 | $101,000 | $107,000 | $48,000 | $50,000 |
| Mortgage Insurance Denied | 2 | $419,000 | $209,000 | $320,000 | $78,000 | $95,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capitol Federal Savings Bank's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capitol Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.