Capstar Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Capstar Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Capstar Bank
1201 Demonbreun St #700
Nashville, TN 37203
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 3,602
Total Mortgage Loan Application Amount $1,162,860,000
Average Mortgage Loan Application Amount $243,000
Highest Mortgage Loan Application Amount $19,675,000
Average Applicant Income $117,666
Highest Applicant Income $2,676,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Capstar Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capstar Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Capstar Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capstar Bank serves its applicants.

Each category highlights the total number of mortgage applications processed by Capstar Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capstar Bank's mortgage activity for 2021.

Mortgage Loan Application Totals for Capstar Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Davidson County Tennessee 1,357 $ 489,115,000 $ 360,000 $ 145,000
Williamson County Tennessee 409 $ 176,465,000 $ 431,000 $ 161,000
Sumner County Tennessee 226 $ 66,260,000 $ 293,000 $ 118,000
McMinn County Tennessee 225 $ 41,045,000 $ 182,000 $ 95,000
Rutherford County Tennessee 164 $ 41,470,000 $ 252,000 $ 92,000
Wilson County Tennessee 137 $ 40,895,000 $ 298,000 $ 113,000
Lawrence County Tennessee 79 $ 14,145,000 $ 179,000 $ 97,000
Maury County Tennessee 68 $ 18,470,000 $ 271,000 $ 93,000
Bradley County Tennessee 61 $ 15,895,000 $ 260,000 $ 141,000
Coffee County Tennessee 61 $ 10,505,000 $ 172,000 $ 88,000
Robertson County Tennessee 58 $ 13,980,000 $ 241,000 $ 89,000
Dickson County Tennessee 48 $ 11,240,000 $ 234,000 $ 83,000
Monroe County Tennessee 47 $ 9,055,000 $ 192,000 $ 84,000
Hamilton County Tennessee 45 $ 11,735,000 $ 260,000 $ 192,000
Cheatham County Tennessee 43 $ 10,035,000 $ 233,000 $ 102,000
Montgomery County Tennessee 39 $ 8,295,000 $ 212,000 $ 82,000
Knox County Tennessee 37 $ 50,335,000 $ 1,360,000 $ 200,000
Cannon County Tennessee 36 $ 5,300,000 $ 147,000 $ 69,000
Marshall County Tennessee 18 $ 5,280,000 $ 293,000 $ 76,000
Sevier County Tennessee 18 $ 6,980,000 $ 387,000 $ 231,000
Wayne County Tennessee 18 $ 1,670,000 $ 92,000 $ 63,000
Franklin County Tennessee 17 $ 3,825,000 $ 225,000 $ 116,000
Meigs County Tennessee 17 $ 3,415,000 $ 200,000 $ 105,000
DeKalb County Tennessee 13 $ 3,265,000 $ 251,000 $ 174,000
Warren County Tennessee 13 $ 2,085,000 $ 160,000 $ 64,000
Walton County Florida 12 $ 5,870,000 $ 489,000 $ 285,000
Loudon County Tennessee 12 $ 3,660,000 $ 305,000 $ 153,000
Putnam County Tennessee 11 $ 2,865,000 $ 260,000 $ 95,000
Bedford County Tennessee 10 $ 2,350,000 $ 235,000 $ 85,000
Madison County Alabama 9 $ 1,535,000 $ 170,000 $ 261,000
Grundy County Tennessee 9 $ 1,455,000 $ 161,000 $ 151,000
Hickman County Tennessee 8 $ 1,570,000 $ 196,000 $ 78,000
Okaloosa County Florida 7 $ 2,975,000 $ 425,000 $ 444,000
Smith County Tennessee 7 $ 965,000 $ 137,000 $ 47,000
Maricopa County Arizona 6 $ 3,190,000 $ 531,000 $ 199,000
Fulton County Georgia 6 $ 1,590,000 $ 265,000 $ 119,000
Giles County Tennessee 6 $ 1,040,000 $ 173,000 $ 90,000
Polk County Tennessee 6 $ 1,100,000 $ 183,000 $ 85,000
Shelby County Tennessee 6 $ 2,840,000 $ 473,000 $ 319,000
Fayette County Kentucky 5 $ 1,615,000 $ 323,000 $ 168,000
McCracken County Kentucky 5 $ 965,000 $ 193,000 $ 149,000
Humphreys County Tennessee 5 $ 795,000 $ 159,000 $ 88,000
Macon County Tennessee 5 $ 795,000 $ 159,000 $ 42,000
Trousdale County Tennessee 5 $ 1,045,000 $ 209,000 $ 96,000
Harris County Texas 5 $ 1,355,000 $ 271,000 $ 352,000
Orange County Florida 4 $ 1,190,000 $ 297,000 $ 173,000
York County South Carolina 4 $ 1,160,000 $ 290,000 $ 87,000
Blount County Tennessee 4 $ 1,670,000 $ 417,000 $ 93,000
Clay County Tennessee 4 $ 810,000 $ 202,000 $ 262,000
Jackson County Tennessee 4 $ 720,000 $ 180,000 $ 80,000
Moore County Tennessee 4 $ 520,000 $ 130,000 $ 97,000
Washington County Tennessee 4 $ 1,150,000 $ 287,000 $ 330,000
Marshall County Alabama 3 $ 445,000 $ 148,000 $ 151,000
Clay County Florida 3 $ 885,000 $ 295,000 $ 98,000
Collier County Florida 3 $ 985,000 $ 328,000 $ 283,000
Escambia County Florida 3 $ 875,000 $ 291,000 $ 169,000
Franklin County Florida 3 $ 1,775,000 $ 591,000 $ 296,000
Pinellas County Florida 3 $ 795,000 $ 265,000 $ 116,000
Sarasota County Florida 3 $ 1,075,000 $ 358,000 $ 416,000
Chatham County Georgia 3 $ 925,000 $ 308,000 $ 176,000
Logan County Kentucky 3 $ 595,000 $ 198,000 $ 144,000
Marion County Tennessee 3 $ 1,185,000 $ 395,000 $ 419,000
Overton County Tennessee 3 $ 535,000 $ 178,000 $ 85,000
Rhea County Tennessee 3 $ 695,000 $ 231,000 $ 109,000
Roane County Tennessee 3 $ 405,000 $ 135,000 $ 75,000
Sullivan County Tennessee 3 $ 995,000 $ 331,000 $ 193,000
Limestone County Alabama 2 $ 570,000 $ 285,000 $ 119,000
Arapahoe County Colorado 2 $ 610,000 $ 305,000 $ 178,000
Broward County Florida 2 $ 610,000 $ 305,000 $ 566,000
Duval County Florida 2 $ 1,040,000 $ 520,000 $ 124,000
Hillsborough County Florida 2 $ 420,000 $ 210,000 $ 68,000
Lee County Florida 2 $ 750,000 $ 375,000 $ 219,000
Miami-Dade County Florida 2 $ 850,000 $ 425,000 $ 605,000
Seminole County Florida 2 $ 940,000 $ 470,000 $ 251,000
St. Johns County Florida 2 $ 410,000 $ 205,000 $ 125,000
Bibb County Georgia 2 $ 390,000 $ 195,000 $ 61,000
Catoosa County Georgia 2 $ 6,560,000 $ 3,280,000 $ 132,000
Cobb County Georgia 2 $ 510,000 $ 255,000 $ 107,000
Glynn County Georgia 2 $ 470,000 $ 235,000 $ 135,000
Marion County Indiana 2 $ 550,000 $ 275,000 $ 88,000
Vanderburgh County Indiana 2 $ 280,000 $ 140,000 $ 64,000
Marshall County Kentucky 2 $ 480,000 $ 240,000 $ 159,000
Meade County Kentucky 2 $ 660,000 $ 330,000 $ 296,000
Haywood County North Carolina 2 $ 370,000 $ 185,000 $ 62,000
Wake County North Carolina 2 $ 610,000 $ 305,000 $ 56,000
Charleston County South Carolina 2 $ 830,000 $ 415,000 $ 181,000
Benton County Tennessee 2 $ 240,000 $ 120,000 $ 51,000
Henry County Tennessee 2 $ 270,000 $ 135,000 $ 50,000
Lewis County Tennessee 2 $ 460,000 $ 230,000 $ 108,000
Lincoln County Tennessee 2 $ 540,000 $ 270,000 $ 95,000
Madison County Tennessee 2 $ 320,000 $ 160,000 $ 91,000
Pickett County Tennessee 2 $ 400,000 $ 200,000 $ 222,000
Sequatchie County Tennessee 2 $ 960,000 $ 480,000 $ 132,000
Van Buren County Tennessee 2 $ 620,000 $ 310,000 $ 266,000
Weakley County Tennessee 2 $ 200,000 $ 100,000 $ 77,000
White County Tennessee 2 $ 200,000 $ 100,000 $ 92,000
Etowah County Alabama 1 $ 175,000 $ 175,000 $ 59,000
Houston County Alabama 1 $ 125,000 $ 125,000 $ 240,000
Jackson County Alabama 1 $ 65,000 $ 65,000 $ 157,000
Jefferson County Alabama 1 $ 405,000 $ 405,000 $ 105,000
Lauderdale County Alabama 1 $ 125,000 $ 125,000 $ 49,000
Lee County Alabama 1 $ 285,000 $ 285,000 $ 87,000
Mobile County Alabama 1 $ 365,000 $ 365,000 $ 70,000
Montgomery County Alabama 1 $ 415,000 $ 415,000 $ 0
Coconino County Arizona 1 $ 545,000 $ 545,000 $ 279,000
Mohave County Arizona 1 $ 255,000 $ 255,000 $ 90,000
Saline County Arkansas 1 $ 185,000 $ 185,000 $ 102,000
Denver County Colorado 1 $ 355,000 $ 355,000 $ 270,000
Brevard County Florida 1 $ 245,000 $ 245,000 $ 131,000
Leon County Florida 1 $ 465,000 $ 465,000 $ 192,000
Palm Beach County Florida 1 $ 515,000 $ 515,000 $ 383,000
Pasco County Florida 1 $ 405,000 $ 405,000 $ 205,000
Santa Rosa County Florida 1 $ 185,000 $ 185,000 $ 0
Volusia County Florida 1 $ 645,000 $ 645,000 $ 397,000
Dade County Georgia 1 $ 145,000 $ 145,000 $ 145,000
Douglas County Georgia 1 $ 195,000 $ 195,000 $ 0
Fannin County Georgia 1 $ 195,000 $ 195,000 $ 0
Monroe County Georgia 1 $ 215,000 $ 215,000 $ 75,000
Walker County Georgia 1 $ 295,000 $ 295,000 $ 142,000
Whitfield County Georgia 1 $ 185,000 $ 185,000 $ 55,000
DuPage County Illinois 1 $ 165,000 $ 165,000 $ 66,000
McLean County Illinois 1 $ 155,000 $ 155,000 $ 49,000
Sangamon County Illinois 1 $ 145,000 $ 145,000 $ 74,000
Lake County Indiana 1 $ 165,000 $ 165,000 $ 170,000
Tipton County Indiana 1 $ 125,000 $ 125,000 $ 35,000
Allen County Kentucky 1 $ 155,000 $ 155,000 $ 31,000
Daviess County Kentucky 1 $ 165,000 $ 165,000 $ 59,000
Scott County Kentucky 1 $ 265,000 $ 265,000 $ 50,000
Simpson County Kentucky 1 $ 165,000 $ 165,000 $ 60,000
St. Tammany County Louisiana 1 $ 425,000 $ 425,000 $ 105,000
Mackinac County Michigan 1 $ 315,000 $ 315,000 $ 180,000
Hinds County Mississippi 1 $ 205,000 $ 205,000 $ 100,000
Lafayette County Mississippi 1 $ 375,000 $ 375,000 $ 91,000
Madison County Mississippi 1 $ 415,000 $ 415,000 $ 260,000
Pike County Mississippi 1 $ 225,000 $ 225,000 $ 75,000
Tate County Mississippi 1 $ 105,000 $ 105,000 $ 136,000
Tishomingo County Mississippi 1 $ 125,000 $ 125,000 $ 326,000
Buchanan County Missouri 1 $ 225,000 $ 225,000 $ 324,000
Greene County Missouri 1 $ 265,000 $ 265,000 $ 344,000
Bernalillo County New Mexico 1 $ 175,000 $ 175,000 $ 315,000
Buncombe County North Carolina 1 $ 965,000 $ 965,000 $ 0
Cherokee County North Carolina 1 $ 305,000 $ 305,000 $ 139,000
Iredell County North Carolina 1 $ 215,000 $ 215,000 $ 156,000
Macon County North Carolina 1 $ 535,000 $ 535,000 $ 215,000
Mecklenburg County North Carolina 1 $ 545,000 $ 545,000 $ 264,000
Swain County North Carolina 1 $ 325,000 $ 325,000 $ 192,000
Cuyahoga County Ohio 1 $ 315,000 $ 315,000 $ 315,000
Franklin County Ohio 1 $ 275,000 $ 275,000 $ 154,000
Hamilton County Ohio 1 $ 195,000 $ 195,000 $ 93,000
Lebanon County Pennsylvania 1 $ 355,000 $ 355,000 $ 276,000
Beaufort County South Carolina 1 $ 165,000 $ 165,000 $ 92,000
Greenville County South Carolina 1 $ 1,085,000 $ 1,085,000 $ 985,000
Lancaster County South Carolina 1 $ 215,000 $ 215,000 $ 59,000
Anderson County Tennessee 1 $ 185,000 $ 185,000 $ 81,000
Bledsoe County Tennessee 1 $ 175,000 $ 175,000 $ 85,000
Claiborne County Tennessee 1 $ 395,000 $ 395,000 $ 107,000
Cumberland County Tennessee 1 $ 115,000 $ 115,000 $ 220,000
Decatur County Tennessee 1 $ 195,000 $ 195,000 $ 42,000
Fayette County Tennessee 1 $ 185,000 $ 185,000 $ 34,000
Fentress County Tennessee 1 $ 165,000 $ 165,000 $ 51,000
Henderson County Tennessee 1 $ 235,000 $ 235,000 $ 120,000
Perry County Tennessee 1 $ 195,000 $ 195,000 $ 71,000
Stewart County Tennessee 1 $ 235,000 $ 235,000 $ 64,000
Bell County Texas 1 $ 205,000 $ 205,000 $ 148,000
Denton County Texas 1 $ 595,000 $ 595,000 $ 211,000
El Paso County Texas 1 $ 205,000 $ 205,000 $ 195,000
Washington County Utah 1 $ 415,000 $ 415,000 $ 200,000
Prince William County Virginia 1 $ 225,000 $ 225,000 $ 58,000
Clark County Washington 1 $ 445,000 $ 445,000 $ 132,000

Mortgage Loan Application Detail Totals for Capstar Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,610 $613,180,000 $380,000 $19,675,000 $142,000 $2,339,000
Refinancing 1,121 $313,385,000 $279,000 $2,755,000 $133,000 $1,864,000
Cash-out Refinancing 795 $219,095,000 $275,000 $4,355,000 $115,000 $2,676,000
Other Purpose 65 $16,415,000 $252,000 $545,000 $173,000 $1,682,000
Home Improvement 10 $570,000 $57,000 $115,000 $76,000 $260,000
Not Applicable 1 $215,000 $215,000 $215,000 $67,000 $67,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,176 $969,190,000 $305,000 $2,505,000 $132,000 $2,432,000
Black or African American 128 $29,120,000 $227,000 $705,000 $92,000 $406,000
Not Provided 88 $31,700,000 $360,000 $2,255,000 $211,000 $2,676,000
Asian 87 $30,335,000 $348,000 $1,415,000 $165,000 $750,000
Not applicable 75 $85,235,000 $1,136,000 $19,675,000 $0 $0
Hispanic 41 $15,025,000 $366,000 $1,145,000 $138,000 $700,000
American Indian or Alaskan Native 3 $615,000 $205,000 $285,000 $35,000 $46,000
Native Hawaiian or Other Pacific Islander 2 $840,000 $420,000 $445,000 $116,000 $152,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,388 $1,104,440,000 $325,000 $19,675,000 $136,000 $2,676,000
FHA-insured (Federal Housing Administration) 90 $23,160,000 $257,000 $545,000 $78,000 $262,000
VA-guaranteed (Veterans Administration) 86 $28,260,000 $328,000 $985,000 $102,000 $216,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 38 $7,000,000 $184,000 $395,000 $48,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,063 $1,003,295,000 $327,000 $19,675,000 $135,000 $2,432,000
Application Withdrawn By Applicant 330 $108,050,000 $327,000 $1,505,000 $148,000 $2,676,000
Application Denied By Financial Institution 187 $45,835,000 $245,000 $2,255,000 $93,000 $750,000
Application Approved But Not Accepted 21 $5,425,000 $258,000 $675,000 $114,000 $455,000
File Closed For Incompleteness 1 $255,000 $255,000 $255,000 $139,000 $139,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,415 $1,117,025,000 $327,000 $19,675,000 $136,000 $2,676,000
Credit History 60 $10,070,000 $167,000 $545,000 $66,000 $250,000
Debt-To-Income Ratio 54 $12,580,000 $232,000 $625,000 $70,000 $266,000
Collateral 25 $6,645,000 $265,000 $655,000 $135,000 $538,000
Credit Application Incomplete 20 $8,320,000 $416,000 $2,255,000 $153,000 $750,000
Other 16 $4,050,000 $253,000 $535,000 $109,000 $330,000
Insufficient Cash (Downpayment, Closing Cost) 6 $2,090,000 $348,000 $545,000 $124,000 $327,000
Unverifiable Information 3 $325,000 $108,000 $125,000 $71,000 $106,000
Employment History 3 $1,755,000 $585,000 $1,015,000 $125,000 $204,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Capstar Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Capstar Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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