Capstar Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Capstar Bank 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Capstar Bank 1201 Demonbreun St #700 Nashville, TN 37203 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 2,384 |
| Total Mortgage Loan Application Amount | $813,870,000 |
| Average Mortgage Loan Application Amount | $288,400 |
| Highest Mortgage Loan Application Amount | $12,005,000 |
| Average Applicant Income | $165,400 |
| Highest Applicant Income | $3,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Capstar Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Capstar Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Capstar Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Capstar Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Capstar Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Capstar Bank's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Davidson County Tennessee | 703 | $ 281,335,000 | $ 400,000 | $ 189,000 |
| Williamson County Tennessee | 248 | $ 117,630,000 | $ 474,000 | $ 212,000 |
| Sumner County Tennessee | 175 | $ 58,235,000 | $ 332,000 | $ 159,000 |
| McMinn County Tennessee | 172 | $ 30,120,000 | $ 175,000 | $ 91,000 |
| Rutherford County Tennessee | 132 | $ 37,050,000 | $ 280,000 | $ 127,000 |
| Wilson County Tennessee | 81 | $ 27,475,000 | $ 339,000 | $ 166,000 |
| Coffee County Tennessee | 80 | $ 10,360,000 | $ 129,000 | $ 87,000 |
| Lawrence County Tennessee | 80 | $ 10,670,000 | $ 133,000 | $ 80,000 |
| Hamilton County Tennessee | 77 | $ 44,925,000 | $ 583,000 | $ 260,000 |
| Monroe County Tennessee | 48 | $ 8,180,000 | $ 170,000 | $ 169,000 |
| Cannon County Tennessee | 39 | $ 5,675,000 | $ 145,000 | $ 88,000 |
| Knox County Tennessee | 39 | $ 22,505,000 | $ 577,000 | $ 293,000 |
| Bradley County Tennessee | 38 | $ 13,100,000 | $ 344,000 | $ 207,000 |
| Dickson County Tennessee | 32 | $ 9,570,000 | $ 299,000 | $ 102,000 |
| Robertson County Tennessee | 32 | $ 8,660,000 | $ 270,000 | $ 92,000 |
| Maury County Tennessee | 30 | $ 8,860,000 | $ 295,000 | $ 129,000 |
| Cheatham County Tennessee | 27 | $ 7,795,000 | $ 288,000 | $ 125,000 |
| Wayne County Tennessee | 27 | $ 2,685,000 | $ 99,000 | $ 56,000 |
| Montgomery County Tennessee | 22 | $ 5,180,000 | $ 235,000 | $ 85,000 |
| Meigs County Tennessee | 18 | $ 4,050,000 | $ 225,000 | $ 118,000 |
| Walton County Florida | 11 | $ 9,565,000 | $ 869,000 | $ 592,000 |
| Sevier County Tennessee | 10 | $ 5,130,000 | $ 513,000 | $ 256,000 |
| Loudon County Tennessee | 9 | $ 1,975,000 | $ 219,000 | $ 163,000 |
| Humphreys County Tennessee | 8 | $ 910,000 | $ 113,000 | $ 92,000 |
| Putnam County Tennessee | 8 | $ 1,950,000 | $ 243,000 | $ 113,000 |
| Roane County Tennessee | 7 | $ 1,745,000 | $ 249,000 | $ 153,000 |
| Sullivan County Tennessee | 7 | $ 4,135,000 | $ 590,000 | $ 331,000 |
| Warren County Tennessee | 7 | $ 915,000 | $ 130,000 | $ 60,000 |
| Franklin County Tennessee | 6 | $ 870,000 | $ 145,000 | $ 65,000 |
| Grundy County Tennessee | 6 | $ 1,400,000 | $ 233,000 | $ 508,000 |
| Rhea County Tennessee | 6 | $ 1,970,000 | $ 328,000 | $ 186,000 |
| Walker County Georgia | 5 | $ 825,000 | $ 165,000 | $ 130,000 |
| Bedford County Tennessee | 5 | $ 1,955,000 | $ 391,000 | $ 138,000 |
| Blount County Tennessee | 5 | $ 1,985,000 | $ 397,000 | $ 129,000 |
| Giles County Tennessee | 5 | $ 1,495,000 | $ 299,000 | $ 101,000 |
| Polk County Tennessee | 5 | $ 2,565,000 | $ 513,000 | $ 70,000 |
| Lauderdale County Alabama | 4 | $ 280,000 | $ 70,000 | $ 72,000 |
| Palm Beach County Florida | 4 | $ 1,530,000 | $ 382,000 | $ 317,000 |
| Pinellas County Florida | 4 | $ 2,680,000 | $ 670,000 | $ 313,000 |
| Mecklenburg County North Carolina | 4 | $ 4,730,000 | $ 1,182,000 | $ 980,000 |
| DeKalb County Tennessee | 4 | $ 910,000 | $ 227,000 | $ 83,000 |
| Hickman County Tennessee | 4 | $ 770,000 | $ 192,000 | $ 108,000 |
| Marshall County Tennessee | 4 | $ 1,030,000 | $ 257,000 | $ 84,000 |
| Trousdale County Tennessee | 4 | $ 750,000 | $ 187,000 | $ 63,000 |
| Jefferson County Alabama | 3 | $ 1,625,000 | $ 541,000 | $ 222,000 |
| Limestone County Alabama | 3 | $ 785,000 | $ 261,000 | $ 46,000 |
| Chatham County Georgia | 3 | $ 705,000 | $ 235,000 | $ 161,000 |
| Cobb County Georgia | 3 | $ 1,295,000 | $ 431,000 | $ 188,000 |
| Dade County Georgia | 3 | $ 975,000 | $ 325,000 | $ 375,000 |
| McCracken County Kentucky | 3 | $ 675,000 | $ 225,000 | $ 84,000 |
| Warren County Kentucky | 3 | $ 1,005,000 | $ 335,000 | $ 92,000 |
| Dorchester County South Carolina | 3 | $ 1,085,000 | $ 361,000 | $ 124,000 |
| Jefferson County Tennessee | 3 | $ 1,335,000 | $ 445,000 | $ 0 |
| Shelby County Tennessee | 3 | $ 1,105,000 | $ 368,000 | $ 120,000 |
| Smith County Tennessee | 3 | $ 515,000 | $ 171,000 | $ 59,000 |
| Baldwin County Alabama | 2 | $ 610,000 | $ 305,000 | $ 142,000 |
| Madison County Alabama | 2 | $ 600,000 | $ 300,000 | $ 93,000 |
| Bay County Florida | 2 | $ 1,060,000 | $ 530,000 | $ 0 |
| Escambia County Florida | 2 | $ 560,000 | $ 280,000 | $ 59,000 |
| Flagler County Florida | 2 | $ 700,000 | $ 350,000 | $ 667,000 |
| Gulf County Florida | 2 | $ 1,030,000 | $ 515,000 | $ 567,000 |
| Okaloosa County Florida | 2 | $ 710,000 | $ 355,000 | $ 1,238,000 |
| Gwinnett County Georgia | 2 | $ 990,000 | $ 495,000 | $ 155,000 |
| Marion County Indiana | 2 | $ 200,000 | $ 100,000 | $ 166,000 |
| Allen County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 43,000 |
| Daviess County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Todd County Kentucky | 2 | $ 620,000 | $ 310,000 | $ 193,000 |
| Greene County Tennessee | 2 | $ 4,370,000 | $ 2,185,000 | $ 219,000 |
| Hardin County Tennessee | 2 | $ 510,000 | $ 255,000 | $ 116,000 |
| Marion County Tennessee | 2 | $ 1,240,000 | $ 620,000 | $ 145,000 |
| Perry County Tennessee | 2 | $ 200,000 | $ 100,000 | $ 55,000 |
| Washington County Tennessee | 2 | $ 400,000 | $ 200,000 | $ 325,000 |
| Harris County Texas | 2 | $ 1,030,000 | $ 515,000 | $ 340,000 |
| Chambers County Alabama | 1 | $ 205,000 | $ 205,000 | $ 240,000 |
| Chilton County Alabama | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Lawrence County Alabama | 1 | $ 305,000 | $ 305,000 | $ 97,000 |
| Mohave County Arizona | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| Union County Arkansas | 1 | $ 205,000 | $ 205,000 | $ 92,000 |
| Eagle County Colorado | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Brevard County Florida | 1 | $ 365,000 | $ 365,000 | $ 200,000 |
| Citrus County Florida | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Collier County Florida | 1 | $ 325,000 | $ 325,000 | $ 316,000 |
| Duval County Florida | 1 | $ 525,000 | $ 525,000 | $ 110,000 |
| Highlands County Florida | 1 | $ 195,000 | $ 195,000 | $ 80,000 |
| Hillsborough County Florida | 1 | $ 385,000 | $ 385,000 | $ 94,000 |
| Leon County Florida | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Orange County Florida | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Sarasota County Florida | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Volusia County Florida | 1 | $ 245,000 | $ 245,000 | $ 178,000 |
| Bartow County Georgia | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Bryan County Georgia | 1 | $ 245,000 | $ 245,000 | $ 72,000 |
| Harris County Georgia | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| Houston County Georgia | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| Union County Georgia | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| Lake County Illinois | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Sangamon County Illinois | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Hamilton County Indiana | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Hendricks County Indiana | 1 | $ 135,000 | $ 135,000 | $ 114,000 |
| Spencer County Indiana | 1 | $ 335,000 | $ 335,000 | $ 169,000 |
| Fayette County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| Graves County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Jefferson County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 124,000 |
| Marshall County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 83,000 |
| Simpson County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Trigg County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Hancock County Maine | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Howard County Maryland | 1 | $ 475,000 | $ 475,000 | $ 102,000 |
| Emmet County Michigan | 1 | $ 335,000 | $ 335,000 | $ 238,000 |
| Alcorn County Mississippi | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| Calhoun County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Lafayette County Mississippi | 1 | $ 645,000 | $ 645,000 | $ 523,000 |
| Cass County Missouri | 1 | $ 95,000 | $ 95,000 | $ 88,000 |
| Greene County Missouri | 1 | $ 195,000 | $ 195,000 | $ 949,000 |
| Camden County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 110,000 |
| Clay County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 170,000 |
| Durham County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Wake County North Carolina | 1 | $ 715,000 | $ 715,000 | $ 184,000 |
| Butler County Ohio | 1 | $ 335,000 | $ 335,000 | $ 77,000 |
| Fayette County Ohio | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Greene County Ohio | 1 | $ 185,000 | $ 185,000 | $ 113,000 |
| Summit County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Humacao County Puerto Rico | 1 | $ 1,315,000 | $ 1,315,000 | $ 2,389,000 |
| Charleston County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 140,000 |
| Greenville County South Carolina | 1 | $ 595,000 | $ 595,000 | $ 197,000 |
| Marlboro County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 89,000 |
| Anderson County Tennessee | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Clay County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Cocke County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 42,000 |
| Cumberland County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 101,000 |
| Fentress County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 47,000 |
| Henry County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Jackson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 88,000 |
| Lewis County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 133,000 |
| Lincoln County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 200,000 |
| Macon County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 71,000 |
| Madison County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 174,000 |
| Moore County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 88,000 |
| Union County Tennessee | 1 | $ 755,000 | $ 755,000 | $ 0 |
| White County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Comal County Texas | 1 | $ 175,000 | $ 175,000 | $ 149,000 |
| Dallas County Texas | 1 | $ 665,000 | $ 665,000 | $ 172,000 |
| Denton County Texas | 1 | $ 775,000 | $ 775,000 | $ 0 |
| Jasper County Texas | 1 | $ 135,000 | $ 135,000 | $ 134,000 |
| Montgomery County Texas | 1 | $ 315,000 | $ 315,000 | $ 147,000 |
| Tarrant County Texas | 1 | $ 295,000 | $ 295,000 | $ 137,000 |
| Waynesboro County Virginia | 1 | $ 255,000 | $ 255,000 | $ 157,000 |
Mortgage Loan Application Detail Totals for Capstar Bank in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,141 | $485,705,000 | $425,000 | $12,005,000 | $170,000 | $2,550,000 |
| Other Purpose | 381 | $88,765,000 | $232,000 | $2,005,000 | $184,000 | $2,113,000 |
| Cash-out Refinancing | 367 | $108,035,000 | $294,000 | $1,505,000 | $122,000 | $1,596,000 |
| Refinancing | 307 | $100,465,000 | $327,000 | $3,605,000 | $188,000 | $3,500,000 |
| Home Improvement | 188 | $30,900,000 | $164,000 | $1,005,000 | $163,000 | $2,241,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,947 | $625,095,000 | $321,000 | $3,005,000 | $164,000 | $3,500,000 |
| Not Provided | 134 | $46,290,000 | $345,000 | $1,845,000 | $210,000 | $1,569,000 |
| Not applicable | 113 | $77,615,000 | $686,000 | $12,005,000 | $0 | $0 |
| Black or African American | 71 | $18,965,000 | $267,000 | $705,000 | $125,000 | $1,571,000 |
| Asian | 66 | $27,020,000 | $409,000 | $1,005,000 | $176,000 | $1,272,000 |
| Hispanic | 38 | $12,900,000 | $339,000 | $825,000 | $167,000 | $488,000 |
| American Indian or Alaskan Native | 3 | $895,000 | $298,000 | $375,000 | $156,000 | $186,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $1,230,000 | $615,000 | $785,000 | $263,000 | $296,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,248 | $767,330,000 | $341,000 | $12,005,000 | $171,000 | $3,500,000 |
| FHA-insured (Federal Housing Administration) | 59 | $18,375,000 | $311,000 | $655,000 | $85,000 | $185,000 |
| VA-guaranteed (Veterans Administration) | 58 | $23,990,000 | $413,000 | $1,655,000 | $109,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $4,175,000 | $219,000 | $405,000 | $65,000 | $111,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,948 | $672,500,000 | $345,000 | $12,005,000 | $171,000 | $2,550,000 |
| Application Withdrawn By Applicant | 235 | $87,455,000 | $372,000 | $3,005,000 | $155,000 | $2,111,000 |
| Application Denied By Financial Institution | 170 | $45,620,000 | $268,000 | $2,005,000 | $125,000 | $3,500,000 |
| Application Approved But Not Accepted | 27 | $7,245,000 | $268,000 | $1,005,000 | $157,000 | $740,000 |
| Loan Purchased By The Institution | 3 | $995,000 | $331,000 | $355,000 | $0 | $0 |
| File Closed For Incompleteness | 1 | $55,000 | $55,000 | $55,000 | $3,000 | $3,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,214 | $768,250,000 | $346,000 | $12,005,000 | $169,000 | $2,550,000 |
| Debt-To-Income Ratio | 87 | $26,205,000 | $301,000 | $1,525,000 | $90,000 | $365,000 |
| Credit History | 45 | $7,555,000 | $167,000 | $645,000 | $77,000 | $224,000 |
| Collateral | 22 | $5,560,000 | $252,000 | $1,315,000 | $202,000 | $2,389,000 |
| Other | 5 | $1,755,000 | $351,000 | $775,000 | $161,000 | $345,000 |
| Unverifiable Information | 4 | $2,510,000 | $627,000 | $2,005,000 | $935,000 | $3,500,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,220,000 | $305,000 | $445,000 | $90,000 | $127,000 |
| Credit Application Incomplete | 3 | $815,000 | $271,000 | $685,000 | $117,000 | $204,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Capstar Bank's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Capstar Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.