Cardinal Financial Company, Limited Partnership
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Cardinal Financial Company, Limited Partnership.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Cardinal Financial Company, Limited Partnership 3701 Arco Corporate Dr., Suite 200 Charlotte, NC 28273 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 231,880 |
| Total Mortgage Loan Application Amount | $63,851,915,000 |
| Average Mortgage Loan Application Amount | $276,333 |
| Highest Mortgage Loan Application Amount | $23,995,000 |
| Average Applicant Income | $116,666 |
| Highest Applicant Income | $9,611,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Meade County Kansas | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Montgomery County Kansas | 1 | $ 185,000 | $ 185,000 | $ 46,000 |
| Seward County Kansas | 1 | $ 155,000 | $ 155,000 | $ 121,000 |
| Sherman County Kansas | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Stevens County Kansas | 1 | $ 85,000 | $ 85,000 | $ 120,000 |
| Sumner County Kansas | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Wichita County Kansas | 1 | $ 125,000 | $ 125,000 | $ 119,000 |
| Ballard County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 162,000 |
| Bracken County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 124,000 |
| Breathitt County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| Carlisle County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 95,000 |
| Edmonson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Elliott County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| Hickman County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 26,000 |
| Jackson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 10,000 |
| Johnson County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Knott County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Larue County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 108,000 |
| Livingston County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 19,000 |
| Marion County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Martin County Kentucky | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Menifee County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 65,000 |
| Perry County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Robertson County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 114,000 |
| Russell County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| West Carroll County Louisiana | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| Franklin County Maine | 1 | $ 235,000 | $ 235,000 | $ 54,000 |
| Hancock County Maine | 1 | $ 325,000 | $ 325,000 | $ 214,000 |
| Piscataquis County Maine | 1 | $ 305,000 | $ 305,000 | $ 78,000 |
| Washington County Maine | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Crawford County Michigan | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Houghton County Michigan | 1 | $ 85,000 | $ 85,000 | $ 94,000 |
| Iron County Michigan | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Lake County Michigan | 1 | $ 205,000 | $ 205,000 | $ 50,000 |
| Menominee County Michigan | 1 | $ 115,000 | $ 115,000 | $ 57,000 |
| Oscoda County Michigan | 1 | $ 245,000 | $ 245,000 | $ 42,000 |
| Kittson County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Lincoln County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 24,000 |
| Murray County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 30,000 |
| Red Lake County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Roseau County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 45,000 |
| Wadena County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Wilkin County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Yellow Medicine County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 33,000 |
| Adams County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 105,000 |
| Chickasaw County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Clarke County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Copiah County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Franklin County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Jones County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 126,000 |
| Lauderdale County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Marion County Mississippi | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Marshall County Mississippi | 1 | $ 265,000 | $ 265,000 | $ 108,000 |
| Noxubee County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Perry County Mississippi | 1 | $ 225,000 | $ 225,000 | $ 123,000 |
| Prentiss County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 66,000 |
| Sunflower County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 51,000 |
| Union County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Warren County Mississippi | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Wilkinson County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Atchison County Missouri | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Cooper County Missouri | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Douglas County Missouri | 1 | $ 435,000 | $ 435,000 | $ 78,000 |
| Holt County Missouri | 1 | $ 175,000 | $ 175,000 | $ 104,000 |
| Iron County Missouri | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Lewis County Missouri | 1 | $ 125,000 | $ 125,000 | $ 95,000 |
| Livingston County Missouri | 1 | $ 175,000 | $ 175,000 | $ 129,000 |
| Maries County Missouri | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Moniteau County Missouri | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Ozark County Missouri | 1 | $ 385,000 | $ 385,000 | $ 44,000 |
| Scotland County Missouri | 1 | $ 145,000 | $ 145,000 | $ 132,000 |
| St. Clair County Missouri | 1 | $ 185,000 | $ 185,000 | $ 200,000 |
| Vernon County Missouri | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Wayne County Missouri | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Wright County Missouri | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Beaverhead County Montana | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Blaine County Montana | 1 | $ 115,000 | $ 115,000 | $ 75,000 |
| Daniels County Montana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Garfield County Montana | 1 | $ 135,000 | $ 135,000 | $ 64,000 |
| Granite County Montana | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| McCone County Montana | 1 | $ 315,000 | $ 315,000 | $ 170,000 |
| Meagher County Montana | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Phillips County Montana | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Powder River County Montana | 1 | $ 175,000 | $ 175,000 | $ 38,000 |
| Roosevelt County Montana | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Toole County Montana | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Box Butte County Nebraska | 1 | $ 165,000 | $ 165,000 | $ 96,000 |
| Brown County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Cuming County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Custer County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Franklin County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Greeley County Nebraska | 1 | $ 275,000 | $ 275,000 | $ 88,000 |
| Harlan County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 154,000 |
| Holt County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Jefferson County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| Kearney County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 74,000 |
| Keith County Nebraska | 1 | $ 205,000 | $ 205,000 | $ 226,000 |
| Kimball County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Knox County Nebraska | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Nemaha County Nebraska | 1 | $ 135,000 | $ 135,000 | $ 164,000 |
| Pierce County Nebraska | 1 | $ 105,000 | $ 105,000 | $ 109,000 |
| Polk County Nebraska | 1 | $ 355,000 | $ 355,000 | $ 220,000 |
| Red Willow County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Saline County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 23,000 |
| Coos County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 158,000 |
| De Baca County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 46,000 |
| Guadalupe County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 141,000 |
| Mora County New Mexico | 1 | $ 485,000 | $ 485,000 | $ 139,000 |
| Union County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 109,000 |
| Cortland County New York | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Delaware County New York | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Livingston County New York | 1 | $ 45,000 | $ 45,000 | $ 69,000 |
| Madison County New York | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Orleans County New York | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Schuyler County New York | 1 | $ 215,000 | $ 215,000 | $ 75,000 |
| Tioga County New York | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Wyoming County New York | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Barnes County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Benson County North Dakota | 1 | $ 275,000 | $ 275,000 | $ 106,000 |
| Billings County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 47,000 |
| Dickey County North Dakota | 1 | $ 485,000 | $ 485,000 | $ 271,000 |
| Divide County North Dakota | 1 | $ 105,000 | $ 105,000 | $ 115,000 |
| Dunn County North Dakota | 1 | $ 295,000 | $ 295,000 | $ 125,000 |
| Griggs County North Dakota | 1 | $ 55,000 | $ 55,000 | $ 71,000 |
| McHenry County North Dakota | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| McIntosh County North Dakota | 1 | $ 225,000 | $ 225,000 | $ 35,000 |
| Oliver County North Dakota | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Pembina County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 37,000 |
| Pierce County North Dakota | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Ramsey County North Dakota | 1 | $ 205,000 | $ 205,000 | $ 81,000 |
| Sargent County North Dakota | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Sheridan County North Dakota | 1 | $ 155,000 | $ 155,000 | $ 114,000 |
| Walsh County North Dakota | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Harrison County Ohio | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Paulding County Ohio | 1 | $ 75,000 | $ 75,000 | $ 4,000 |
| Alfalfa County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Atoka County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Beckham County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 13,000 |
| Caddo County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Choctaw County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Cotton County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Custer County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Johnston County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 78,000 |
| Latimer County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Love County Oklahoma | 1 | $ 245,000 | $ 245,000 | $ 25,000 |
| Major County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Murray County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| Noble County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 234,000 |
| Ottawa County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Seminole County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Texas County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Woods County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 35,000 |
| Gilliam County Oregon | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Sherman County Oregon | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Beadle County South Dakota | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Brule County South Dakota | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| Clay County South Dakota | 1 | $ 425,000 | $ 425,000 | $ 106,000 |
| Davison County South Dakota | 1 | $ 485,000 | $ 485,000 | $ 208,000 |
| Fall River County South Dakota | 1 | $ 325,000 | $ 325,000 | $ 112,000 |
| Hamlin County South Dakota | 1 | $ 425,000 | $ 425,000 | $ 201,000 |
| Kingsbury County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 42,000 |
| Spink County South Dakota | 1 | $ 55,000 | $ 55,000 | $ 37,000 |
| Clay County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Lake County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Archer County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bailey County Texas | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| Castro County Texas | 1 | $ 125,000 | $ 125,000 | $ 12,000 |
| Coke County Texas | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Cottle County Texas | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
| Dallam County Texas | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Dickens County Texas | 1 | $ 125,000 | $ 125,000 | $ 123,000 |
| Dimmit County Texas | 1 | $ 105,000 | $ 105,000 | $ 175,000 |
| Glasscock County Texas | 1 | $ 225,000 | $ 225,000 | $ 177,000 |
| Hall County Texas | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Hardeman County Texas | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Kimble County Texas | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| La Salle County Texas | 1 | $ 115,000 | $ 115,000 | $ 25,000 |
| Mason County Texas | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Menard County Texas | 1 | $ 205,000 | $ 205,000 | $ 104,000 |
| Ochiltree County Texas | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Real County Texas | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Wheeler County Texas | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Wilbarger County Texas | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Zavala County Texas | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| Caledonia County Vermont | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Lamoille County Vermont | 1 | $ 225,000 | $ 225,000 | $ 73,000 |
| Orange County Vermont | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Orleans County Vermont | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Alleghany County Virginia | 1 | $ 185,000 | $ 185,000 | $ 138,000 |
| Dickenson County Virginia | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Greensville County Virginia | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Martinsville County Virginia | 1 | $ 205,000 | $ 205,000 | $ 18,000 |
| Norton County Virginia | 1 | $ 65,000 | $ 65,000 | $ 42,000 |
| Williamsburg County Virginia | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Columbia County Washington | 1 | $ 165,000 | $ 165,000 | $ 125,000 |
| Barbour County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 90,000 |
| Boone County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Braxton County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Calhoun County West Virginia | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Doddridge County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 10,000 |
| Grant County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Morgan County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Ohio County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Preston County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 222,000 |
| Ritchie County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Roane County West Virginia | 1 | $ 255,000 | $ 255,000 | $ 1,836,000 |
| Forest County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Jackson County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Menominee County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Price County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Limited Partnership in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 94,212 | $25,637,925,000 | $272,000 | $4,635,000 | $124,000 | $9,476,000 |
| Cash-out Refinancing | 74,503 | $19,608,560,000 | $263,000 | $4,205,000 | $113,000 | $9,528,000 |
| Home Purchase | 63,165 | $18,605,430,000 | $294,000 | $23,995,000 | $113,000 | $9,611,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 114,383 | $31,429,425,000 | $274,000 | $4,635,000 | $120,000 | $9,528,000 |
| Not Provided | 58,787 | $15,452,520,000 | $262,000 | $23,995,000 | $114,000 | $9,256,000 |
| Hispanic | 24,603 | $6,651,395,000 | $270,000 | $2,045,000 | $95,000 | $8,832,000 |
| Black or African American | 16,861 | $4,288,465,000 | $254,000 | $2,965,000 | $94,000 | $9,611,000 |
| Asian | 12,189 | $4,298,275,000 | $352,000 | $2,645,000 | $161,000 | $7,898,000 |
| American Indian or Alaskan Native | 930 | $240,080,000 | $258,000 | $1,605,000 | $104,000 | $3,673,000 |
| Native Hawaiian or Other Pacific Islander | 407 | $143,875,000 | $353,000 | $1,245,000 | $117,000 | $2,640,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 178,627 | $50,017,045,000 | $280,000 | $23,995,000 | $131,000 | $9,528,000 |
| FHA-insured (Federal Housing Administration) | 37,827 | $9,101,395,000 | $240,000 | $1,255,000 | $72,000 | $9,611,000 |
| VA-guaranteed (Veterans Administration) | 13,632 | $4,388,415,000 | $321,000 | $2,875,000 | $76,000 | $7,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,794 | $345,060,000 | $192,000 | $665,000 | $57,000 | $720,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 105,596 | $30,656,740,000 | $290,000 | $2,875,000 | $117,000 | $4,895,000 |
| Application Denied By Financial Institution | 97,672 | $25,590,875,000 | $262,000 | $23,995,000 | $120,000 | $9,611,000 |
| Application Approved But Not Accepted | 14,991 | $4,119,865,000 | $274,000 | $2,645,000 | $109,000 | $7,940,000 |
| Application Withdrawn By Applicant | 12,975 | $3,297,315,000 | $254,000 | $2,195,000 | $112,000 | $6,896,000 |
| Preapproval Denied by Financial Institution | 392 | $110,960,000 | $283,000 | $1,625,000 | $88,000 | $1,358,000 |
| Preapproval Approved but not Accepted | 254 | $76,160,000 | $299,000 | $2,245,000 | $95,000 | $889,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 133,816 | $38,150,080,000 | $285,000 | $2,875,000 | $116,000 | $7,940,000 |
| Credit Application Incomplete | 75,764 | $20,032,655,000 | $264,000 | $3,105,000 | $133,000 | $9,611,000 |
| Debt-To-Income Ratio | 15,906 | $4,127,590,000 | $259,000 | $4,205,000 | $61,000 | $7,898,000 |
| Credit History | 3,638 | $815,030,000 | $224,000 | $23,995,000 | $104,000 | $5,618,000 |
| Other | 998 | $255,290,000 | $255,000 | $1,845,000 | $107,000 | $2,011,000 |
| Collateral | 629 | $161,785,000 | $257,000 | $1,845,000 | $104,000 | $1,176,000 |
| Unverifiable Information | 489 | $150,215,000 | $307,000 | $1,325,000 | $133,000 | $3,492,000 |
| Employment History | 427 | $112,095,000 | $262,000 | $1,885,000 | $89,000 | $1,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 209 | $46,715,000 | $223,000 | $755,000 | $77,000 | $396,000 |
| Mortgage Insurance Denied | 4 | $460,000 | $115,000 | $155,000 | $56,000 | $85,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.