Cardinal Financial Company, Li Mortgage Lending & HMDA Data, 2021
In 2021, Cardinal Financial Company, Li of Charlotte, NC reported 231,880 mortgage applications totaling $63.9 billion, up 17% from 2020. The average application was for $275,366, and applicants reported an average income of $117,469. 46% of its applications resulted in an originated loan and 42% were denied. Its largest markets were Houston-The Woodlands-Sugar Land, TX (7,610), Phoenix-Mesa-Scottsdale, AZ (7,384) and Dallas-Plano-Irving, TX (6,316) (applications in parentheses).
| Mortgage Company & Address | Cardinal Financial Company, Li 3530 Toringdon Way Ste 200 Charlotte, NC 28277 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 231,880 |
| Total Mortgage Loan Application Amount | $63,851,915,000 |
| Average Mortgage Loan Application Amount | $275,366 |
| Highest Mortgage Loan Application Amount | $23,995,000 |
| Average Applicant Income | $117,469 |
| Highest Applicant Income | $9,611,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cardinal Financial Company, Li filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 6,450 | $ 1,827,280,000 | $ 283,299 | $ 114,000 |
| Los Angeles, California | 4,725 | $ 2,136,925,000 | $ 452,259 | $ 159,000 |
| Harris, Texas | 4,456 | $ 1,020,300,000 | $ 228,972 | $ 117,000 |
| Clark, Nevada | 4,351 | $ 1,261,095,000 | $ 289,840 | $ 122,000 |
| Tarrant, Texas | 3,319 | $ 797,995,000 | $ 240,432 | $ 116,000 |
| San Diego, California | 2,783 | $ 1,279,315,000 | $ 459,689 | $ 157,000 |
| Dallas, Texas | 2,186 | $ 528,590,000 | $ 241,806 | $ 119,000 |
| Suffolk, New York | 2,167 | $ 853,275,000 | $ 393,758 | $ 137,000 |
| King, Washington | 2,060 | $ 904,990,000 | $ 439,315 | $ 170,000 |
| Riverside, California | 2,008 | $ 655,030,000 | $ 326,210 | $ 116,000 |
| Cook, Illinois | 1,899 | $ 445,125,000 | $ 234,399 | $ 108,000 |
| Orange, California | 1,875 | $ 945,325,000 | $ 504,173 | $ 176,000 |
| Palm Beach, Florida | 1,856 | $ 540,900,000 | $ 291,433 | $ 135,000 |
| Broward, Florida | 1,845 | $ 520,165,000 | $ 281,932 | $ 121,000 |
| Duval, Florida | 1,819 | $ 421,535,000 | $ 231,739 | $ 99,000 |
| Wake, North Carolina | 1,760 | $ 513,070,000 | $ 291,517 | $ 145,000 |
| Salt Lake, Utah | 1,635 | $ 553,445,000 | $ 338,498 | $ 114,000 |
| Mecklenburg, North Carolina | 1,630 | $ 422,620,000 | $ 259,276 | $ 138,000 |
| San Bernardino, California | 1,600 | $ 484,380,000 | $ 302,737 | $ 109,000 |
| Lee, Florida | 1,562 | $ 377,830,000 | $ 241,888 | $ 104,000 |
| Miami-Dade, Florida | 1,555 | $ 458,315,000 | $ 294,736 | $ 136,000 |
| Collin, Texas | 1,536 | $ 473,320,000 | $ 308,151 | $ 141,000 |
| Denton, Texas | 1,536 | $ 440,570,000 | $ 286,829 | $ 140,000 |
| Hillsborough, Florida | 1,446 | $ 374,040,000 | $ 258,672 | $ 112,000 |
| Orange, Florida | 1,376 | $ 368,510,000 | $ 267,812 | $ 119,000 |
| Fort Bend, Texas | 1,346 | $ 346,860,000 | $ 257,696 | $ 132,000 |
| Bexar, Texas | 1,220 | $ 256,130,000 | $ 209,942 | $ 113,000 |
| Montgomery, Maryland | 1,187 | $ 445,235,000 | $ 375,092 | $ 160,000 |
| Prince George's, Maryland | 1,184 | $ 365,430,000 | $ 308,640 | $ 119,000 |
| Pima, Arizona | 1,174 | $ 237,580,000 | $ 202,367 | $ 88,000 |
| Alameda, California | 1,140 | $ 583,460,000 | $ 511,807 | $ 185,000 |
| Fairfax, Virginia | 1,092 | $ 448,070,000 | $ 410,320 | $ 177,000 |
| Santa Clara, California | 1,065 | $ 563,845,000 | $ 529,431 | $ 217,000 |
| Pinellas, Florida | 1,060 | $ 262,460,000 | $ 247,603 | $ 124,000 |
| Nassau, New York | 1,054 | $ 487,190,000 | $ 462,229 | $ 154,000 |
| Hennepin, Minnesota | 1,049 | $ 271,895,000 | $ 259,194 | $ 121,000 |
| Knox, Tennessee | 1,040 | $ 228,240,000 | $ 219,461 | $ 98,000 |
| Contra Costa, California | 1,021 | $ 486,565,000 | $ 476,557 | $ 170,000 |
| Sacramento, California | 1,019 | $ 311,855,000 | $ 306,040 | $ 117,000 |
| Davidson, Tennessee | 982 | $ 286,860,000 | $ 292,118 | $ 125,000 |
| Fulton, Georgia | 965 | $ 282,225,000 | $ 292,461 | $ 176,000 |
| Pierce, Washington | 957 | $ 311,835,000 | $ 325,846 | $ 119,000 |
| Pinal, Arizona | 934 | $ 214,560,000 | $ 229,721 | $ 85,000 |
| Fresno, California | 924 | $ 228,040,000 | $ 246,796 | $ 104,000 |
| Travis, Texas | 914 | $ 283,840,000 | $ 310,547 | $ 167,000 |
| Gwinnett, Georgia | 894 | $ 217,970,000 | $ 243,814 | $ 113,000 |
| Clark, Washington | 873 | $ 288,265,000 | $ 330,200 | $ 110,000 |
| Washoe, Nevada | 865 | $ 308,845,000 | $ 357,046 | $ 154,000 |
| Middlesex, Massachusetts | 858 | $ 337,930,000 | $ 393,857 | $ 182,000 |
| Snohomish, Washington | 842 | $ 336,450,000 | $ 399,584 | $ 142,000 |
| Collier, Florida | 805 | $ 240,385,000 | $ 298,614 | $ 128,000 |
| Volusia, Florida | 805 | $ 171,155,000 | $ 212,614 | $ 83,000 |
| Williamson, Texas | 805 | $ 221,655,000 | $ 275,347 | $ 151,000 |
| Utah, Utah | 786 | $ 274,540,000 | $ 349,287 | $ 103,000 |
| Elkhart, Indiana | 767 | $ 137,445,000 | $ 179,198 | $ 71,000 |
| Cobb, Georgia | 761 | $ 197,145,000 | $ 259,060 | $ 132,000 |
| El Paso, Texas | 760 | $ 117,370,000 | $ 154,434 | $ 88,000 |
| El Paso, Colorado | 755 | $ 228,715,000 | $ 302,933 | $ 107,000 |
| Pasco, Florida | 754 | $ 170,260,000 | $ 225,809 | $ 94,000 |
| Montgomery, Texas | 743 | $ 184,585,000 | $ 248,432 | $ 122,000 |
| Loudoun, Virginia | 737 | $ 334,545,000 | $ 453,928 | $ 172,000 |
| New Castle, Delaware | 729 | $ 193,735,000 | $ 265,754 | $ 120,000 |
| Polk, Florida | 724 | $ 142,920,000 | $ 197,403 | $ 82,000 |
| St. Lucie, Florida | 714 | $ 160,380,000 | $ 224,621 | $ 81,000 |
| Brevard, Florida | 689 | $ 159,815,000 | $ 231,952 | $ 100,000 |
| Middlesex, New Jersey | 684 | $ 215,520,000 | $ 315,087 | $ 149,000 |
| Kern, California | 673 | $ 146,990,000 | $ 218,410 | $ 88,000 |
| Baltimore, Maryland | 669 | $ 162,715,000 | $ 243,221 | $ 120,000 |
| Multnomah, Oregon | 665 | $ 215,615,000 | $ 324,233 | $ 133,000 |
| St. Johns, Florida | 663 | $ 211,305,000 | $ 318,710 | $ 146,000 |
| Prince William, Virginia | 653 | $ 236,195,000 | $ 361,707 | $ 131,000 |
| Essex, New Jersey | 650 | $ 229,710,000 | $ 353,400 | $ 151,000 |
| DeKalb, Georgia | 644 | $ 158,130,000 | $ 245,543 | $ 117,000 |
| Arapahoe, Colorado | 638 | $ 210,290,000 | $ 329,608 | $ 121,000 |
| Denver, Colorado | 627 | $ 216,925,000 | $ 345,972 | $ 159,000 |
| Monmouth, New Jersey | 627 | $ 242,855,000 | $ 387,328 | $ 171,000 |
| Philadelphia, Pennsylvania | 625 | $ 131,185,000 | $ 209,896 | $ 100,000 |
| Lubbock, Texas | 617 | $ 126,585,000 | $ 205,162 | $ 106,000 |
| Jefferson, Colorado | 615 | $ 221,165,000 | $ 359,617 | $ 130,000 |
| Seminole, Florida | 610 | $ 167,260,000 | $ 274,196 | $ 122,000 |
| Morris, New Jersey | 609 | $ 214,595,000 | $ 352,372 | $ 173,000 |
| Merced, California | 603 | $ 156,915,000 | $ 260,223 | $ 97,000 |
| Sarasota, Florida | 596 | $ 139,690,000 | $ 234,379 | $ 92,000 |
| Oakland, Michigan | 582 | $ 141,140,000 | $ 242,508 | $ 123,000 |
| Anne Arundel, Maryland | 581 | $ 184,105,000 | $ 316,876 | $ 142,000 |
| Bergen, New Jersey | 576 | $ 230,680,000 | $ 400,486 | $ 158,000 |
| Wayne, Michigan | 575 | $ 97,725,000 | $ 169,956 | $ 90,000 |
| Allegheny, Pennsylvania | 568 | $ 111,890,000 | $ 196,989 | $ 108,000 |
| Osceola, Florida | 564 | $ 134,500,000 | $ 238,475 | $ 96,000 |
| Hamilton, Tennessee | 561 | $ 138,695,000 | $ 247,228 | $ 110,000 |
| Montgomery, Pennsylvania | 559 | $ 150,425,000 | $ 269,096 | $ 160,000 |
| Ocean, New Jersey | 550 | $ 169,320,000 | $ 307,854 | $ 135,000 |
| Bernalillo, New Mexico | 546 | $ 124,720,000 | $ 228,424 | $ 101,000 |
| East Baton Rouge, Louisiana | 537 | $ 115,465,000 | $ 215,018 | $ 98,000 |
| Washington, Oregon | 527 | $ 173,605,000 | $ 329,421 | $ 134,000 |
| Manatee, Florida | 520 | $ 134,050,000 | $ 257,788 | $ 99,000 |
| Davis, Utah | 518 | $ 180,120,000 | $ 347,722 | $ 110,000 |
| Douglas, Colorado | 515 | $ 206,335,000 | $ 400,650 | $ 152,000 |
| Lake, Florida | 512 | $ 117,240,000 | $ 228,984 | $ 90,000 |
| Shelby, Tennessee | 512 | $ 94,080,000 | $ 183,750 | $ 99,000 |
| Queens, New York | 506 | $ 262,460,000 | $ 518,695 | $ 124,000 |
| Weber, Utah | 506 | $ 149,690,000 | $ 295,830 | $ 90,000 |
| Forsyth, North Carolina | 502 | $ 91,710,000 | $ 182,689 | $ 90,000 |
| Ventura, California | 494 | $ 211,210,000 | $ 427,550 | $ 137,000 |
| Adams, Colorado | 491 | $ 154,295,000 | $ 314,246 | $ 103,000 |
| Ramsey, Minnesota | 491 | $ 109,985,000 | $ 224,002 | $ 90,000 |
| Will, Illinois | 489 | $ 110,975,000 | $ 226,942 | $ 112,000 |
| Franklin, Ohio | 488 | $ 96,870,000 | $ 198,504 | $ 104,000 |
| Galveston, Texas | 486 | $ 115,040,000 | $ 236,707 | $ 131,000 |
| Fairfield, Connecticut | 484 | $ 176,180,000 | $ 364,008 | $ 156,000 |
| Union, New Jersey | 480 | $ 165,870,000 | $ 345,562 | $ 138,000 |
| Union, North Carolina | 480 | $ 139,660,000 | $ 290,958 | $ 132,000 |
| Solano, California | 478 | $ 178,250,000 | $ 372,907 | $ 121,000 |
| Honolulu, Hawaii | 477 | $ 281,235,000 | $ 589,591 | $ 121,000 |
| St. Joseph, Indiana | 475 | $ 73,425,000 | $ 154,578 | $ 72,000 |
| Dakota, Minnesota | 471 | $ 121,175,000 | $ 257,271 | $ 113,000 |
| District of Columbia, District Of Columbia | 470 | $ 196,140,000 | $ 417,319 | $ 173,000 |
| Greenville, South Carolina | 467 | $ 100,755,000 | $ 215,749 | $ 97,000 |
| Sussex, New Jersey | 466 | $ 115,790,000 | $ 248,476 | $ 109,000 |
| Spokane, Washington | 464 | $ 108,830,000 | $ 234,547 | $ 86,000 |
| Howard, Maryland | 461 | $ 171,025,000 | $ 370,986 | $ 190,000 |
| Sullivan, Tennessee | 461 | $ 82,895,000 | $ 179,815 | $ 79,000 |
| San Joaquin, California | 458 | $ 157,760,000 | $ 344,454 | $ 135,000 |
| Imperial, California | 453 | $ 94,915,000 | $ 209,525 | $ 88,000 |
| Bucks, Pennsylvania | 450 | $ 122,240,000 | $ 271,644 | $ 139,000 |
| DuPage, Illinois | 449 | $ 111,975,000 | $ 249,387 | $ 131,000 |
| Hartford, Connecticut | 448 | $ 100,460,000 | $ 224,241 | $ 130,000 |
| Guilford, North Carolina | 448 | $ 87,290,000 | $ 194,843 | $ 97,000 |
| Iron, Utah | 448 | $ 118,400,000 | $ 264,285 | $ 86,000 |
| Clay, Florida | 442 | $ 100,510,000 | $ 227,398 | $ 84,000 |
| Chester, Pennsylvania | 440 | $ 132,620,000 | $ 301,409 | $ 154,000 |
| Washington, Tennessee | 439 | $ 90,335,000 | $ 205,774 | $ 84,000 |
| Kings, New York | 438 | $ 270,905,000 | $ 618,504 | $ 189,000 |
| York, South Carolina | 435 | $ 113,935,000 | $ 261,919 | $ 106,000 |
| Tulare, California | 432 | $ 86,850,000 | $ 201,041 | $ 87,000 |
| Horry, South Carolina | 431 | $ 93,465,000 | $ 216,856 | $ 100,000 |
| Williamson, Tennessee | 431 | $ 173,895,000 | $ 403,468 | $ 182,000 |
| Anoka, Minnesota | 429 | $ 108,515,000 | $ 252,948 | $ 90,000 |
| Marion, Florida | 425 | $ 81,585,000 | $ 191,964 | $ 100,000 |
| Virginia Beach, Virginia | 422 | $ 111,480,000 | $ 264,170 | $ 100,000 |
| Milwaukee, Wisconsin | 413 | $ 76,815,000 | $ 185,992 | $ 86,000 |
| Clackamas, Oregon | 410 | $ 141,720,000 | $ 345,658 | $ 125,000 |
| Parker, Texas | 410 | $ 113,380,000 | $ 276,536 | $ 122,000 |
| Hamilton, Ohio | 403 | $ 74,395,000 | $ 184,602 | $ 91,000 |
| Johnson, Texas | 400 | $ 93,600,000 | $ 234,000 | $ 92,000 |
| Richmond, New York | 398 | $ 172,770,000 | $ 434,095 | $ 134,000 |
| New Haven, Connecticut | 397 | $ 96,635,000 | $ 243,413 | $ 113,000 |
| Passaic, New Jersey | 395 | $ 126,955,000 | $ 321,405 | $ 120,000 |
| Placer, California | 394 | $ 150,630,000 | $ 382,309 | $ 160,000 |
| Rutherford, Tennessee | 390 | $ 102,130,000 | $ 261,871 | $ 91,000 |
| Macomb, Michigan | 385 | $ 71,295,000 | $ 185,181 | $ 85,000 |
| Leon, Florida | 384 | $ 78,660,000 | $ 204,843 | $ 94,000 |
| Charleston, South Carolina | 384 | $ 115,650,000 | $ 301,171 | $ 113,000 |
| Hudson, New Jersey | 380 | $ 143,430,000 | $ 377,447 | $ 168,000 |
| San Mateo, California | 377 | $ 207,485,000 | $ 550,358 | $ 230,000 |
| Brazoria, Texas | 372 | $ 83,420,000 | $ 224,247 | $ 117,000 |
| Norfolk, Massachusetts | 369 | $ 145,495,000 | $ 394,295 | $ 191,000 |
| Gaston, North Carolina | 368 | $ 71,040,000 | $ 193,043 | $ 82,000 |
| Hidalgo, Texas | 366 | $ 75,340,000 | $ 205,846 | $ 96,000 |
| Frederick, Maryland | 365 | $ 114,595,000 | $ 313,958 | $ 128,000 |
| Kaufman, Texas | 365 | $ 83,745,000 | $ 229,438 | $ 108,000 |
| Marion, Indiana | 364 | $ 60,950,000 | $ 167,445 | $ 84,000 |
| Kent, Delaware | 363 | $ 90,735,000 | $ 249,958 | $ 92,000 |
| Forsyth, Georgia | 362 | $ 109,040,000 | $ 301,215 | $ 161,000 |
| Lake, Illinois | 358 | $ 87,190,000 | $ 243,547 | $ 124,000 |
| Berkeley, South Carolina | 353 | $ 99,735,000 | $ 282,535 | $ 95,000 |
| Ellis, Texas | 352 | $ 93,670,000 | $ 266,107 | $ 107,000 |
| Charlotte, Florida | 349 | $ 73,305,000 | $ 210,042 | $ 85,000 |
| Cabarrus, North Carolina | 344 | $ 83,440,000 | $ 242,558 | $ 105,000 |
| Worcester, Massachusetts | 341 | $ 99,745,000 | $ 292,507 | $ 149,000 |
| Cherokee, Georgia | 337 | $ 95,085,000 | $ 282,151 | $ 113,000 |
| Essex, Massachusetts | 336 | $ 126,890,000 | $ 377,648 | $ 167,000 |
| Stanislaus, California | 330 | $ 89,270,000 | $ 270,515 | $ 93,000 |
| Catawba, North Carolina | 330 | $ 59,260,000 | $ 179,575 | $ 81,000 |
| Plymouth, Massachusetts | 329 | $ 116,375,000 | $ 353,723 | $ 134,000 |
| Cuyahoga, Ohio | 329 | $ 56,065,000 | $ 170,410 | $ 135,000 |
| Delaware, Pennsylvania | 329 | $ 76,485,000 | $ 232,477 | $ 117,000 |
| Baltimore City, Maryland | 322 | $ 63,990,000 | $ 198,726 | $ 139,000 |
| Smith, Texas | 322 | $ 69,320,000 | $ 215,279 | $ 104,000 |
| Weld, Colorado | 314 | $ 95,880,000 | $ 305,350 | $ 96,000 |
| Burlington, New Jersey | 314 | $ 77,000,000 | $ 245,222 | $ 125,000 |
| Henry, Georgia | 313 | $ 68,705,000 | $ 219,504 | $ 91,000 |
| Yavapai, Arizona | 309 | $ 79,805,000 | $ 258,268 | $ 93,000 |
| Dorchester, South Carolina | 309 | $ 80,975,000 | $ 262,055 | $ 75,000 |
| Spartanburg, South Carolina | 305 | $ 59,505,000 | $ 195,098 | $ 82,000 |
| Richland, South Carolina | 301 | $ 74,155,000 | $ 246,362 | $ 101,000 |
| Marion, Oregon | 295 | $ 72,745,000 | $ 246,593 | $ 100,000 |
| Wilson, Tennessee | 291 | $ 83,905,000 | $ 288,333 | $ 110,000 |
| Midland, Michigan | 290 | $ 49,660,000 | $ 171,241 | $ 88,000 |
| Durham, North Carolina | 290 | $ 67,400,000 | $ 232,413 | $ 135,000 |
| St. Louis, Missouri | 287 | $ 61,325,000 | $ 213,675 | $ 108,000 |
| Bell, Texas | 286 | $ 53,730,000 | $ 187,867 | $ 91,000 |
| Johnston, North Carolina | 283 | $ 60,385,000 | $ 213,374 | $ 93,000 |
| Lehigh, Pennsylvania | 281 | $ 60,515,000 | $ 215,355 | $ 112,000 |
| Camden, New Jersey | 279 | $ 56,595,000 | $ 202,849 | $ 109,000 |
| Chatham, Georgia | 276 | $ 55,090,000 | $ 199,601 | $ 105,000 |
| Washington, Minnesota | 275 | $ 75,755,000 | $ 275,472 | $ 150,000 |
| Boulder, Colorado | 274 | $ 104,750,000 | $ 382,299 | $ 193,000 |
| San Francisco, California | 273 | $ 161,325,000 | $ 590,934 | $ 243,000 |
| Ascension, Louisiana | 272 | $ 63,490,000 | $ 233,419 | $ 95,000 |
| Sussex, Delaware | 270 | $ 74,170,000 | $ 274,703 | $ 159,000 |
| Thurston, Washington | 270 | $ 83,600,000 | $ 309,629 | $ 182,000 |
| Somerset, New Jersey | 269 | $ 94,865,000 | $ 352,657 | $ 193,000 |
| Cumberland, New Jersey | 267 | $ 48,705,000 | $ 182,415 | $ 82,000 |
| Jackson, Oregon | 267 | $ 71,955,000 | $ 269,494 | $ 95,000 |
| Jefferson, Kentucky | 266 | $ 53,750,000 | $ 202,067 | $ 93,000 |
| Suffolk, Massachusetts | 266 | $ 115,080,000 | $ 432,631 | $ 195,000 |
| Gloucester, New Jersey | 266 | $ 57,190,000 | $ 215,000 | $ 97,000 |
| Livingston, Louisiana | 265 | $ 53,025,000 | $ 200,094 | $ 80,000 |
| St. Tammany, Louisiana | 264 | $ 63,330,000 | $ 239,886 | $ 105,000 |
| Sonoma, California | 263 | $ 104,045,000 | $ 395,608 | $ 134,000 |
| Mohave, Arizona | 262 | $ 49,670,000 | $ 189,580 | $ 87,000 |
| Larimer, Colorado | 261 | $ 83,825,000 | $ 321,168 | $ 111,000 |
| Hernando, Florida | 260 | $ 50,990,000 | $ 196,115 | $ 68,000 |
| Sumner, Tennessee | 258 | $ 68,730,000 | $ 266,395 | $ 104,000 |
| Kane, Illinois | 257 | $ 56,375,000 | $ 219,357 | $ 99,000 |
| Lane, Oregon | 256 | $ 63,650,000 | $ 248,632 | $ 91,000 |
| Oklahoma, Oklahoma | 255 | $ 57,685,000 | $ 226,215 | $ 118,000 |
| Iredell, North Carolina | 254 | $ 59,040,000 | $ 232,440 | $ 110,000 |
| Henrico, Virginia | 254 | $ 68,150,000 | $ 268,307 | $ 114,000 |
| Chesapeake, Virginia | 250 | $ 71,440,000 | $ 285,760 | $ 95,000 |
| Waukesha, Wisconsin | 249 | $ 74,615,000 | $ 299,658 | $ 126,000 |
| Mercer, New Jersey | 243 | $ 65,285,000 | $ 268,662 | $ 169,000 |
| Jackson, Missouri | 242 | $ 44,820,000 | $ 185,206 | $ 86,000 |
| Chesterfield, Virginia | 239 | $ 60,155,000 | $ 251,694 | $ 114,000 |
| Jefferson, Alabama | 236 | $ 45,460,000 | $ 192,627 | $ 89,000 |
| York, Pennsylvania | 236 | $ 44,850,000 | $ 190,042 | $ 98,000 |
| Atlantic, New Jersey | 234 | $ 45,810,000 | $ 195,769 | $ 123,000 |
| Bronx, New York | 232 | $ 121,810,000 | $ 525,043 | $ 114,000 |
| Providence, Rhode Island | 232 | $ 54,350,000 | $ 234,267 | $ 100,000 |
| Escambia, Florida | 231 | $ 45,965,000 | $ 198,982 | $ 101,000 |
| Mobile, Alabama | 229 | $ 36,305,000 | $ 158,537 | $ 64,000 |
| Northampton, Pennsylvania | 226 | $ 47,830,000 | $ 211,637 | $ 102,000 |
| Rockwall, Texas | 225 | $ 63,375,000 | $ 281,666 | $ 129,000 |
| Clayton, Georgia | 223 | $ 34,285,000 | $ 153,744 | $ 68,000 |
| Jefferson, Louisiana | 221 | $ 46,185,000 | $ 208,981 | $ 90,000 |
| Bristol, Massachusetts | 219 | $ 71,635,000 | $ 327,100 | $ 126,000 |
| Blount, Tennessee | 218 | $ 49,250,000 | $ 225,917 | $ 100,000 |
| Westchester, New York | 217 | $ 96,895,000 | $ 446,520 | $ 146,000 |
| Buncombe, North Carolina | 217 | $ 52,875,000 | $ 243,663 | $ 96,000 |
| Bay, Florida | 216 | $ 50,800,000 | $ 235,185 | $ 122,000 |
| Flagler, Florida | 216 | $ 48,650,000 | $ 225,231 | $ 76,000 |
| Monterey, California | 214 | $ 93,680,000 | $ 437,757 | $ 130,000 |
| Martin, Florida | 214 | $ 57,030,000 | $ 266,495 | $ 129,000 |
| Kenton, Kentucky | 214 | $ 39,040,000 | $ 182,429 | $ 77,000 |
| Lincoln, North Carolina | 214 | $ 47,420,000 | $ 221,588 | $ 113,000 |
| Alachua, Florida | 213 | $ 43,675,000 | $ 205,046 | $ 113,000 |
| Paulding, Georgia | 211 | $ 43,045,000 | $ 204,004 | $ 81,000 |
| Ada, Idaho | 211 | $ 63,945,000 | $ 303,056 | $ 125,000 |
| Charles, Maryland | 211 | $ 65,425,000 | $ 310,071 | $ 116,000 |
| McHenry, Illinois | 210 | $ 42,500,000 | $ 202,380 | $ 87,000 |
| Sevier, Tennessee | 207 | $ 49,545,000 | $ 239,347 | $ 103,000 |
| Cleveland, North Carolina | 206 | $ 34,670,000 | $ 168,300 | $ 76,000 |
| Anderson, South Carolina | 205 | $ 38,220,000 | $ 186,439 | $ 72,000 |
| Hays, Texas | 203 | $ 51,195,000 | $ 252,192 | $ 144,000 |
| Lexington, South Carolina | 202 | $ 40,020,000 | $ 198,118 | $ 88,000 |
| Barnstable, Massachusetts | 201 | $ 66,955,000 | $ 333,109 | $ 181,000 |
| Davidson, North Carolina | 201 | $ 34,855,000 | $ 173,407 | $ 79,000 |
| El Dorado, California | 199 | $ 75,415,000 | $ 378,969 | $ 145,000 |
| Hamilton, Indiana | 197 | $ 47,545,000 | $ 241,345 | $ 129,000 |
| Harford, Maryland | 197 | $ 53,565,000 | $ 271,903 | $ 117,000 |
| Berks, Pennsylvania | 197 | $ 38,455,000 | $ 195,203 | $ 95,000 |
| Cameron, Texas | 196 | $ 34,460,000 | $ 175,816 | $ 102,000 |
| Baldwin, Alabama | 194 | $ 44,890,000 | $ 231,391 | $ 94,000 |
| Lancaster, Pennsylvania | 194 | $ 36,370,000 | $ 187,474 | $ 84,000 |
| Citrus, Florida | 192 | $ 33,460,000 | $ 174,270 | $ 68,000 |
| Sandoval, New Mexico | 190 | $ 48,990,000 | $ 257,842 | $ 99,000 |
| Boone, Kentucky | 189 | $ 41,595,000 | $ 220,079 | $ 100,000 |
| Butler, Ohio | 189 | $ 36,915,000 | $ 195,317 | $ 96,000 |
| Santa Barbara, California | 188 | $ 74,620,000 | $ 396,914 | $ 138,000 |
| Brunswick, North Carolina | 187 | $ 44,005,000 | $ 235,320 | $ 109,000 |
| Okaloosa, Florida | 186 | $ 46,030,000 | $ 247,473 | $ 103,000 |
| Stafford, Virginia | 186 | $ 64,690,000 | $ 347,795 | $ 112,000 |
| Montgomery, Tennessee | 185 | $ 37,705,000 | $ 203,810 | $ 98,000 |
| Lake, Indiana | 183 | $ 34,725,000 | $ 189,754 | $ 87,000 |
| Jackson, Mississippi | 183 | $ 27,165,000 | $ 148,442 | $ 64,000 |
| Monroe, Pennsylvania | 183 | $ 36,855,000 | $ 201,393 | $ 106,000 |
| St. Charles, Missouri | 181 | $ 38,445,000 | $ 212,403 | $ 106,000 |
| Cumberland, North Carolina | 180 | $ 31,710,000 | $ 176,166 | $ 78,000 |
| Montgomery, Ohio | 179 | $ 30,565,000 | $ 170,754 | $ 82,000 |
| St. Croix, Wisconsin | 179 | $ 49,915,000 | $ 278,854 | $ 118,000 |
| Harrison, Mississippi | 176 | $ 30,430,000 | $ 172,897 | $ 82,000 |
| New Hanover, North Carolina | 175 | $ 43,555,000 | $ 248,885 | $ 117,000 |
| Kent, Michigan | 174 | $ 35,420,000 | $ 203,563 | $ 88,000 |
| Dona Ana, New Mexico | 174 | $ 33,110,000 | $ 190,287 | $ 86,000 |
| San Luis Obispo, California | 173 | $ 69,075,000 | $ 399,277 | $ 149,000 |
| Tulsa, Oklahoma | 172 | $ 38,930,000 | $ 226,337 | $ 109,000 |
| Deschutes, Oregon | 172 | $ 56,050,000 | $ 325,872 | $ 123,000 |
| Kitsap, Washington | 172 | $ 52,270,000 | $ 303,895 | $ 110,000 |
| Summit, Ohio | 170 | $ 31,330,000 | $ 184,294 | $ 131,000 |
| Santa Rosa, Florida | 169 | $ 37,635,000 | $ 222,692 | $ 99,000 |
| Westmoreland, Pennsylvania | 169 | $ 30,635,000 | $ 181,272 | $ 97,000 |
| Beaufort, South Carolina | 169 | $ 44,125,000 | $ 261,094 | $ 108,000 |
| Orleans, Louisiana | 168 | $ 42,200,000 | $ 251,190 | $ 135,000 |
| Dickson, Tennessee | 168 | $ 39,140,000 | $ 232,976 | $ 75,000 |
| Benton, Washington | 167 | $ 39,595,000 | $ 237,095 | $ 89,000 |
| Scott, Minnesota | 163 | $ 46,885,000 | $ 287,638 | $ 114,000 |
| Genesee, Michigan | 162 | $ 26,020,000 | $ 160,617 | $ 78,000 |
| Saginaw, Michigan | 162 | $ 25,680,000 | $ 158,518 | $ 72,000 |
| Nueces, Texas | 162 | $ 31,560,000 | $ 194,814 | $ 108,000 |
| Norfolk, Virginia | 162 | $ 33,600,000 | $ 207,407 | $ 73,000 |
| Coweta, Georgia | 158 | $ 38,470,000 | $ 243,481 | $ 99,000 |
| Wright, Minnesota | 157 | $ 41,665,000 | $ 265,382 | $ 101,000 |
| Madera, California | 156 | $ 40,510,000 | $ 259,679 | $ 92,000 |
| Hall, Georgia | 155 | $ 39,595,000 | $ 255,451 | $ 130,000 |
| Pike, Pennsylvania | 155 | $ 32,165,000 | $ 207,516 | $ 149,000 |
| Lancaster, South Carolina | 155 | $ 39,625,000 | $ 255,645 | $ 103,000 |
| Carter, Tennessee | 155 | $ 26,515,000 | $ 171,064 | $ 71,000 |
| Warren, New Jersey | 154 | $ 37,670,000 | $ 244,610 | $ 116,000 |
| Comal, Texas | 154 | $ 42,450,000 | $ 275,649 | $ 154,000 |
| Marin, California | 153 | $ 88,165,000 | $ 576,241 | $ 206,000 |
| Madison, Alabama | 152 | $ 31,830,000 | $ 209,407 | $ 120,000 |
| Warren, Ohio | 151 | $ 37,025,000 | $ 245,198 | $ 123,000 |
| Douglas, Georgia | 149 | $ 30,775,000 | $ 206,543 | $ 81,000 |
| Clermont, Ohio | 148 | $ 28,450,000 | $ 192,229 | $ 85,000 |
| Santa Cruz, California | 147 | $ 74,225,000 | $ 504,931 | $ 171,000 |
| Carroll, Maryland | 147 | $ 44,355,000 | $ 301,734 | $ 126,000 |
| Arlington, Virginia | 147 | $ 64,385,000 | $ 437,993 | $ 195,000 |
| Spotsylvania, Virginia | 146 | $ 43,440,000 | $ 297,534 | $ 92,000 |
| Washtenaw, Michigan | 145 | $ 31,475,000 | $ 217,068 | $ 116,000 |
| Grayson, Texas | 145 | $ 32,035,000 | $ 220,931 | $ 104,000 |
| Livingston, Michigan | 144 | $ 31,560,000 | $ 219,166 | $ 87,000 |
| Loudon, Tennessee | 144 | $ 30,730,000 | $ 213,402 | $ 80,000 |
| Indian River, Florida | 143 | $ 29,915,000 | $ 209,195 | $ 85,000 |
| Johnson, Kansas | 143 | $ 34,325,000 | $ 240,034 | $ 108,000 |
| Cumberland, Pennsylvania | 143 | $ 29,025,000 | $ 202,972 | $ 113,000 |
| Pickens, South Carolina | 143 | $ 27,045,000 | $ 189,125 | $ 63,000 |
| Midland, Texas | 143 | $ 32,015,000 | $ 223,881 | $ 111,000 |
| Guadalupe, Texas | 141 | $ 30,125,000 | $ 213,652 | $ 122,000 |
| Washington, Utah | 141 | $ 46,795,000 | $ 331,879 | $ 105,000 |
| Sumter, Florida | 140 | $ 30,300,000 | $ 216,428 | $ 86,000 |
| Santa Fe, New Mexico | 139 | $ 38,865,000 | $ 279,604 | $ 101,000 |
| Newton, Georgia | 137 | $ 29,565,000 | $ 215,802 | $ 78,000 |
| Olmsted, Minnesota | 137 | $ 29,165,000 | $ 212,883 | $ 87,000 |
| Brown, Wisconsin | 137 | $ 24,345,000 | $ 177,700 | $ 112,000 |
| Cape May, New Jersey | 136 | $ 45,030,000 | $ 331,102 | $ 161,000 |
| Anchorage, Alaska | 135 | $ 43,775,000 | $ 324,259 | $ 140,000 |
| Yuma, Arizona | 135 | $ 21,985,000 | $ 162,851 | $ 66,000 |
| Sherburne, Minnesota | 134 | $ 33,390,000 | $ 249,179 | $ 96,000 |
| Walton, Florida | 133 | $ 53,045,000 | $ 398,834 | $ 201,000 |
| Wise, Texas | 133 | $ 30,185,000 | $ 226,954 | $ 101,000 |
| Orange, North Carolina | 132 | $ 40,270,000 | $ 305,075 | $ 234,000 |
| DeSoto, Mississippi | 130 | $ 29,570,000 | $ 227,461 | $ 93,000 |
| Anderson, Tennessee | 130 | $ 22,580,000 | $ 173,692 | $ 75,000 |
| Portsmouth, Virginia | 130 | $ 48,670,000 | $ 374,384 | $ 73,000 |
| Cowlitz, Washington | 130 | $ 32,590,000 | $ 250,692 | $ 84,000 |
| Nassau, Florida | 129 | $ 33,675,000 | $ 261,046 | $ 105,000 |
| Tangipahoa, Louisiana | 129 | $ 24,505,000 | $ 189,961 | $ 86,000 |
| Yamhill, Oregon | 129 | $ 35,035,000 | $ 271,589 | $ 99,000 |
| Pueblo, Colorado | 128 | $ 24,920,000 | $ 194,687 | $ 68,000 |
| Canyon, Idaho | 127 | $ 29,495,000 | $ 232,244 | $ 77,000 |
| Douglas, Nebraska | 127 | $ 25,715,000 | $ 202,480 | $ 117,000 |
| Fond du Lac, Wisconsin | 127 | $ 19,645,000 | $ 154,685 | $ 69,000 |
| Kootenai, Idaho | 126 | $ 37,980,000 | $ 301,428 | $ 104,000 |
| Luzerne, Pennsylvania | 126 | $ 18,430,000 | $ 146,269 | $ 87,000 |
| Tooele, Utah | 126 | $ 40,280,000 | $ 319,682 | $ 79,000 |
| Coconino, Arizona | 124 | $ 36,590,000 | $ 295,080 | $ 105,000 |
| Mesa, Colorado | 123 | $ 32,395,000 | $ 263,373 | $ 85,000 |
| Clay, Missouri | 123 | $ 26,115,000 | $ 212,317 | $ 97,000 |
| Henderson, North Carolina | 123 | $ 28,595,000 | $ 232,479 | $ 86,000 |
| Dauphin, Pennsylvania | 123 | $ 25,805,000 | $ 209,796 | $ 97,000 |
| Cass, North Dakota | 121 | $ 26,685,000 | $ 220,537 | $ 93,000 |
| Shelby, Alabama | 120 | $ 26,890,000 | $ 224,083 | $ 91,000 |
| Polk, Iowa | 120 | $ 23,810,000 | $ 198,416 | $ 93,000 |
| McLennan, Texas | 120 | $ 22,100,000 | $ 184,166 | $ 88,000 |
| Taylor, Texas | 120 | $ 24,200,000 | $ 201,666 | $ 106,000 |
| Pitt, North Carolina | 119 | $ 21,725,000 | $ 182,563 | $ 103,000 |
| Rowan, North Carolina | 119 | $ 20,535,000 | $ 172,563 | $ 76,000 |
| Stark, Ohio | 119 | $ 20,305,000 | $ 170,630 | $ 84,000 |
| Yakima, Washington | 119 | $ 26,405,000 | $ 221,890 | $ 85,000 |
| Shasta, California | 118 | $ 26,970,000 | $ 228,559 | $ 104,000 |
| Maury, Tennessee | 118 | $ 26,380,000 | $ 223,559 | $ 91,000 |
| Pierce, Wisconsin | 118 | $ 29,050,000 | $ 246,186 | $ 91,000 |
| Kauai, Hawaii | 117 | $ 70,645,000 | $ 603,803 | $ 173,000 |
| Orange, New York | 116 | $ 37,470,000 | $ 323,017 | $ 125,000 |
| McDowell, North Carolina | 116 | $ 19,790,000 | $ 170,603 | $ 80,000 |
| Delaware, Ohio | 116 | $ 32,600,000 | $ 281,034 | $ 179,000 |
| Hunt, Texas | 116 | $ 22,700,000 | $ 195,689 | $ 104,000 |
| New London, Connecticut | 115 | $ 24,935,000 | $ 216,826 | $ 105,000 |
| Rockdale, Georgia | 115 | $ 24,535,000 | $ 213,347 | $ 83,000 |
| Onslow, North Carolina | 115 | $ 22,255,000 | $ 193,521 | $ 76,000 |
| Washington, Maryland | 114 | $ 25,120,000 | $ 220,350 | $ 93,000 |
| Greene, Missouri | 114 | $ 19,330,000 | $ 169,561 | $ 68,000 |
| Hunterdon, New Jersey | 113 | $ 39,785,000 | $ 352,079 | $ 170,000 |
| Burke, North Carolina | 113 | $ 17,945,000 | $ 158,805 | $ 75,000 |
| Lorain, Ohio | 113 | $ 20,885,000 | $ 184,823 | $ 113,000 |
| Fayette, Georgia | 112 | $ 31,420,000 | $ 280,535 | $ 135,000 |
| Rockingham, New Hampshire | 112 | $ 37,350,000 | $ 333,482 | $ 143,000 |
| Jefferson, Wisconsin | 112 | $ 22,010,000 | $ 196,517 | $ 77,000 |
| Yolo, California | 111 | $ 37,895,000 | $ 341,396 | $ 174,000 |
| Alamance, North Carolina | 111 | $ 19,585,000 | $ 176,441 | $ 96,000 |
| Benton, Arkansas | 110 | $ 25,950,000 | $ 235,909 | $ 119,000 |
| Harnett, North Carolina | 110 | $ 21,140,000 | $ 192,181 | $ 80,000 |
| Hampton, Virginia | 109 | $ 23,175,000 | $ 212,614 | $ 73,000 |
| Whatcom, Washington | 109 | $ 32,215,000 | $ 295,550 | $ 107,000 |
| Washington, Wisconsin | 109 | $ 27,845,000 | $ 255,458 | $ 108,000 |
| Coffee, Alabama | 108 | $ 19,750,000 | $ 182,870 | $ 93,000 |
| Butte, California | 108 | $ 24,120,000 | $ 223,333 | $ 100,000 |
| Columbia, Georgia | 108 | $ 23,870,000 | $ 221,018 | $ 93,000 |
| Hillsborough, New Hampshire | 107 | $ 29,205,000 | $ 272,943 | $ 174,000 |
| Douglas, Oregon | 107 | $ 21,465,000 | $ 200,607 | $ 71,000 |
| Cochise, Arizona | 106 | $ 18,400,000 | $ 173,584 | $ 75,000 |
| Monroe, Florida | 106 | $ 42,590,000 | $ 401,792 | $ 179,000 |
| Hendricks, Indiana | 106 | $ 21,940,000 | $ 206,981 | $ 89,000 |
| Franklin, North Carolina | 106 | $ 21,580,000 | $ 203,584 | $ 81,000 |
| Roane, Tennessee | 105 | $ 21,465,000 | $ 204,428 | $ 81,000 |
| Dane, Wisconsin | 105 | $ 28,675,000 | $ 273,095 | $ 107,000 |
| Cecil, Maryland | 104 | $ 23,150,000 | $ 222,596 | $ 126,000 |
| Cleveland, Oklahoma | 104 | $ 20,870,000 | $ 200,673 | $ 93,000 |
| Jefferson, Tennessee | 104 | $ 20,250,000 | $ 194,711 | $ 72,000 |
| Summit, Utah | 104 | $ 56,600,000 | $ 544,230 | $ 243,000 |
| Hawkins, Tennessee | 103 | $ 18,225,000 | $ 176,941 | $ 62,000 |
| Allen, Indiana | 102 | $ 15,740,000 | $ 154,313 | $ 90,000 |
| Lake, Ohio | 102 | $ 17,550,000 | $ 172,058 | $ 102,000 |
| Alexandria, Virginia | 102 | $ 34,930,000 | $ 342,450 | $ 155,000 |
| Newport News, Virginia | 102 | $ 20,060,000 | $ 196,666 | $ 66,000 |
| Hawaii, Hawaii | 101 | $ 35,045,000 | $ 346,980 | $ 120,000 |
| Ector, Texas | 101 | $ 19,075,000 | $ 188,861 | $ 90,000 |
| Chelan, Washington | 101 | $ 29,535,000 | $ 292,425 | $ 94,000 |
| Lafayette, Louisiana | 100 | $ 18,770,000 | $ 187,700 | $ 81,000 |
| Hampden, Massachusetts | 100 | $ 21,320,000 | $ 213,200 | $ 120,000 |
| Yellowstone, Montana | 100 | $ 21,980,000 | $ 219,800 | $ 87,000 |
| Josephine, Oregon | 100 | $ 23,080,000 | $ 230,800 | $ 70,000 |
| Bradley, Tennessee | 100 | $ 20,740,000 | $ 207,400 | $ 81,000 |
| Middlesex, Connecticut | 99 | $ 23,545,000 | $ 237,828 | $ 152,000 |
| Carroll, Georgia | 99 | $ 16,585,000 | $ 167,525 | $ 72,000 |
| Navajo, Arizona | 98 | $ 19,460,000 | $ 198,571 | $ 91,000 |
| Bibb, Georgia | 98 | $ 15,660,000 | $ 159,795 | $ 71,000 |
| Nye, Nevada | 98 | $ 18,080,000 | $ 184,489 | $ 68,000 |
| Linn, Oregon | 98 | $ 21,660,000 | $ 221,020 | $ 70,000 |
| Washington, Pennsylvania | 98 | $ 18,510,000 | $ 188,877 | $ 102,000 |
| Walton, Georgia | 97 | $ 22,055,000 | $ 227,371 | $ 82,000 |
| Kalamazoo, Michigan | 96 | $ 16,610,000 | $ 173,020 | $ 77,000 |
| Nevada, California | 95 | $ 34,095,000 | $ 358,894 | $ 140,000 |
| Houston, Georgia | 95 | $ 16,545,000 | $ 174,157 | $ 94,000 |
| Campbell, Kentucky | 95 | $ 18,425,000 | $ 193,947 | $ 91,000 |
| Randolph, North Carolina | 95 | $ 15,705,000 | $ 165,315 | $ 73,000 |
| Claiborne, Tennessee | 95 | $ 16,705,000 | $ 175,842 | $ 64,000 |
| Hood, Texas | 95 | $ 21,575,000 | $ 227,105 | $ 116,000 |
| Suffolk, Virginia | 95 | $ 25,465,000 | $ 268,052 | $ 80,000 |
| Craighead, Arkansas | 94 | $ 18,840,000 | $ 200,425 | $ 101,000 |
| Roanoke, Virginia | 94 | $ 21,080,000 | $ 224,255 | $ 91,000 |
| Barrow, Georgia | 93 | $ 19,235,000 | $ 206,827 | $ 98,000 |
| Kendall, Illinois | 93 | $ 21,115,000 | $ 227,043 | $ 92,000 |
| Worcester, Maryland | 93 | $ 22,995,000 | $ 247,258 | $ 141,000 |
| St. Louis, Minnesota | 93 | $ 16,315,000 | $ 175,430 | $ 113,000 |
| Polk, Oregon | 92 | $ 25,840,000 | $ 280,869 | $ 91,000 |
| Brazos, Texas | 92 | $ 18,360,000 | $ 199,565 | $ 105,000 |
| Grays Harbor, Washington | 92 | $ 19,280,000 | $ 209,565 | $ 73,000 |
| Muscogee, Georgia | 91 | $ 14,415,000 | $ 158,406 | $ 95,000 |
| Greene, Tennessee | 91 | $ 16,115,000 | $ 177,087 | $ 57,000 |
| St. Mary's, Maryland | 90 | $ 24,460,000 | $ 271,777 | $ 123,000 |
| Jefferson, Missouri | 90 | $ 16,090,000 | $ 178,777 | $ 78,000 |
| Tom Green, Texas | 90 | $ 16,150,000 | $ 179,444 | $ 65,000 |
| Richmond City, Virginia | 88 | $ 22,390,000 | $ 254,431 | $ 137,000 |
| Calvert, Maryland | 87 | $ 28,645,000 | $ 329,252 | $ 132,000 |
| Medina, Ohio | 87 | $ 19,325,000 | $ 222,126 | $ 122,000 |
| Butler, Pennsylvania | 87 | $ 20,595,000 | $ 236,724 | $ 107,000 |
| Racine, Wisconsin | 87 | $ 17,565,000 | $ 201,896 | $ 82,000 |
| Kings, California | 86 | $ 19,000,000 | $ 220,930 | $ 86,000 |
| Napa, California | 86 | $ 39,240,000 | $ 456,279 | $ 133,000 |
| Bay, Michigan | 86 | $ 11,340,000 | $ 131,860 | $ 69,000 |
| Valencia, New Mexico | 86 | $ 17,760,000 | $ 206,511 | $ 87,000 |
| Lucas, Ohio | 86 | $ 14,340,000 | $ 166,744 | $ 92,000 |
| Robertson, Tennessee | 86 | $ 21,190,000 | $ 246,395 | $ 85,000 |
| Catoosa, Georgia | 85 | $ 15,335,000 | $ 180,411 | $ 83,000 |
| Portage, Ohio | 85 | $ 14,545,000 | $ 171,117 | $ 98,000 |
| Jefferson, Texas | 85 | $ 14,895,000 | $ 175,235 | $ 100,000 |
| Richmond, Georgia | 84 | $ 12,060,000 | $ 143,571 | $ 84,000 |
| Kent, Rhode Island | 84 | $ 19,500,000 | $ 232,142 | $ 114,000 |
| Rock, Wisconsin | 84 | $ 14,020,000 | $ 166,904 | $ 62,000 |
| Kershaw, South Carolina | 83 | $ 19,095,000 | $ 230,060 | $ 76,000 |
| Effingham, Georgia | 82 | $ 15,530,000 | $ 189,390 | $ 80,000 |
| Carver, Minnesota | 82 | $ 23,580,000 | $ 287,560 | $ 135,000 |
| Flathead, Montana | 82 | $ 24,260,000 | $ 295,853 | $ 104,000 |
| Broomfield, Colorado | 81 | $ 30,635,000 | $ 378,209 | $ 138,000 |
| Ingham, Michigan | 81 | $ 14,465,000 | $ 178,580 | $ 93,000 |
| Chisago, Minnesota | 81 | $ 19,615,000 | $ 242,160 | $ 85,000 |
| Jackson, Georgia | 80 | $ 17,740,000 | $ 221,750 | $ 97,000 |
| Johnson, Indiana | 80 | $ 15,640,000 | $ 195,500 | $ 98,000 |
| Fayette, Kentucky | 80 | $ 15,750,000 | $ 196,875 | $ 140,000 |
| Hamblen, Tennessee | 80 | $ 14,790,000 | $ 184,875 | $ 67,000 |
| Monroe, Tennessee | 80 | $ 13,480,000 | $ 168,500 | $ 72,000 |
| Rockland, New York | 79 | $ 38,725,000 | $ 490,189 | $ 151,000 |
| Randall, Texas | 79 | $ 12,885,000 | $ 163,101 | $ 91,000 |
| Lewis, Washington | 79 | $ 17,975,000 | $ 227,531 | $ 83,000 |
| Lyon, Nevada | 78 | $ 18,280,000 | $ 234,358 | $ 96,000 |
| Moore, North Carolina | 78 | $ 18,190,000 | $ 233,205 | $ 112,000 |
| Douglas, Washington | 78 | $ 21,670,000 | $ 277,820 | $ 99,000 |
| Skagit, Washington | 78 | $ 21,790,000 | $ 279,358 | $ 102,000 |
| Bartow, Georgia | 77 | $ 15,565,000 | $ 202,142 | $ 91,000 |
| Ottawa, Michigan | 77 | $ 15,795,000 | $ 205,129 | $ 83,000 |
| Licking, Ohio | 77 | $ 15,095,000 | $ 196,038 | $ 87,000 |
| Frederick, Virginia | 77 | $ 18,905,000 | $ 245,519 | $ 93,000 |
| St. Clair, Illinois | 76 | $ 13,880,000 | $ 182,631 | $ 78,000 |
| Porter, Indiana | 76 | $ 14,720,000 | $ 193,684 | $ 113,000 |
| Isanti, Minnesota | 76 | $ 17,300,000 | $ 227,631 | $ 73,000 |
| Stokes, North Carolina | 76 | $ 13,860,000 | $ 182,368 | $ 74,000 |
| Whitfield, Georgia | 75 | $ 13,255,000 | $ 176,733 | $ 80,000 |
| Scott, Iowa | 75 | $ 12,005,000 | $ 160,066 | $ 75,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Li in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 94,212 | $25,637,925,000 | $272,000 | $4,635,000 | $124,000 | $9,476,000 |
| Cash-out Refinancing | 74,503 | $19,608,560,000 | $263,000 | $4,205,000 | $113,000 | $9,528,000 |
| Home Purchase | 63,165 | $18,605,430,000 | $294,000 | $23,995,000 | $113,000 | $9,611,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 114,383 | $31,429,425,000 | $274,000 | $4,635,000 | $120,000 | $9,528,000 |
| Not Provided | 58,787 | $15,452,520,000 | $262,000 | $23,995,000 | $114,000 | $9,256,000 |
| Hispanic | 24,603 | $6,651,395,000 | $270,000 | $2,045,000 | $95,000 | $8,832,000 |
| Black or African American | 16,861 | $4,288,465,000 | $254,000 | $2,965,000 | $94,000 | $9,611,000 |
| Asian | 12,189 | $4,298,275,000 | $352,000 | $2,645,000 | $161,000 | $7,898,000 |
| American Indian or Alaskan Native | 930 | $240,080,000 | $258,000 | $1,605,000 | $104,000 | $3,673,000 |
| Native Hawaiian or Other Pacific Islander | 407 | $143,875,000 | $353,000 | $1,245,000 | $117,000 | $2,640,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 178,627 | $50,017,045,000 | $280,000 | $23,995,000 | $131,000 | $9,528,000 |
| FHA-insured (Federal Housing Administration) | 37,827 | $9,101,395,000 | $240,000 | $1,255,000 | $72,000 | $9,611,000 |
| VA-guaranteed (Veterans Administration) | 13,632 | $4,388,415,000 | $321,000 | $2,875,000 | $76,000 | $7,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,794 | $345,060,000 | $192,000 | $665,000 | $57,000 | $720,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 105,596 | $30,656,740,000 | $290,000 | $2,875,000 | $117,000 | $4,895,000 |
| Application Denied By Financial Institution | 97,672 | $25,590,875,000 | $262,000 | $23,995,000 | $120,000 | $9,611,000 |
| Application Approved But Not Accepted | 14,991 | $4,119,865,000 | $274,000 | $2,645,000 | $109,000 | $7,940,000 |
| Application Withdrawn By Applicant | 12,975 | $3,297,315,000 | $254,000 | $2,195,000 | $112,000 | $6,896,000 |
| Preapproval Denied by Financial Institution | 392 | $110,960,000 | $283,000 | $1,625,000 | $88,000 | $1,358,000 |
| Preapproval Approved but not Accepted | 254 | $76,160,000 | $299,000 | $2,245,000 | $95,000 | $889,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 133,816 | $38,150,080,000 | $285,000 | $2,875,000 | $116,000 | $7,940,000 |
| Credit Application Incomplete | 75,764 | $20,032,655,000 | $264,000 | $3,105,000 | $133,000 | $9,611,000 |
| Debt-To-Income Ratio | 15,906 | $4,127,590,000 | $259,000 | $4,205,000 | $61,000 | $7,898,000 |
| Credit History | 3,638 | $815,030,000 | $224,000 | $23,995,000 | $104,000 | $5,618,000 |
| Other | 998 | $255,290,000 | $255,000 | $1,845,000 | $107,000 | $2,011,000 |
| Collateral | 629 | $161,785,000 | $257,000 | $1,845,000 | $104,000 | $1,176,000 |
| Unverifiable Information | 489 | $150,215,000 | $307,000 | $1,325,000 | $133,000 | $3,492,000 |
| Employment History | 427 | $112,095,000 | $262,000 | $1,885,000 | $89,000 | $1,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 209 | $46,715,000 | $223,000 | $755,000 | $77,000 | $396,000 |
| Mortgage Insurance Denied | 4 | $460,000 | $115,000 | $155,000 | $56,000 | $85,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Li's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Li's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet
with aggregated HMDA statistics today.
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