Cardinal Financial Company, Limited Partnership
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Cardinal Financial Company, Limited Partnership 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cardinal Financial Company, Limited Partnership 3701 Arco Corporate Dr., Suite 200 Sacramento, PA 28273 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 231,880 |
| Total Mortgage Loan Application Amount | $63,851,915,000 |
| Average Mortgage Loan Application Amount | $276,333 |
| Highest Mortgage Loan Application Amount | $23,995,000 |
| Average Applicant Income | $116,666 |
| Highest Applicant Income | $9,611,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Cardinal Financial Company, Limited Partnership. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cardinal Financial Company, Limited Partnership's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Cardinal Financial Company, Limited Partnership's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cardinal Financial Company, Limited Partnership serves its applicants.
Each category highlights the total number of mortgage applications processed by Cardinal Financial Company, Limited Partnership, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cardinal Financial Company, Limited Partnership's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| NA (OUTSIDE OF MSA/MD) | 17,734 | $ 3,631,380,000 | $ 215,085 | $ 98,042 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 7,610 | $ 1,799,280,000 | $ 236,000 | $ 121,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 7,384 | $ 2,041,840,000 | $ 276,000 | $ 110,000 |
| DALLAS-PLANO-IRVING, TX | 6,316 | $ 1,705,970,000 | $ 270,000 | $ 128,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 6,028 | $ 1,489,880,000 | $ 247,000 | $ 120,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 5,330 | $ 1,981,760,000 | $ 341,750 | $ 134,750 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 4,725 | $ 2,136,925,000 | $ 452,000 | $ 159,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 4,351 | $ 1,261,095,000 | $ 289,000 | $ 122,000 |
| FORT WORTH-ARLINGTON, TX | 4,262 | $ 1,035,160,000 | $ 242,000 | $ 114,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 4,040 | $ 1,004,120,000 | $ 251,000 | $ 112,500 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 3,794 | $ 968,130,000 | $ 259,500 | $ 108,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 3,608 | $ 1,139,410,000 | $ 315,000 | $ 113,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 3,520 | $ 857,750,000 | $ 243,000 | $ 109,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 3,317 | $ 1,513,280,000 | $ 442,500 | $ 149,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 3,221 | $ 1,340,465,000 | $ 416,000 | $ 142,000 |
| JACKSONVILLE, FL | 3,082 | $ 773,160,000 | $ 250,000 | $ 107,000 |
| CHICAGO-NAPERVILLE, IL | 3,075 | $ 716,015,000 | $ 232,000 | $ 110,000 |
| DENVER-AURORA-LAKEWOOD, CO | 3,074 | $ 1,076,000,000 | $ 350,000 | $ 133,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 3,062 | $ 787,510,000 | $ 257,000 | $ 111,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 2,902 | $ 1,241,440,000 | $ 427,000 | $ 162,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2,853 | $ 828,095,000 | $ 290,000 | $ 118,000 |
| SAN DIEGO-CARLSBAD, CA | 2,783 | $ 1,279,315,000 | $ 459,000 | $ 157,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 2,660 | $ 870,300,000 | $ 327,500 | $ 119,000 |
| NEWARK, NJ-PA | 2,473 | $ 797,915,000 | $ 268,500 | $ 148,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 2,431 | $ 696,425,000 | $ 286,000 | $ 141,000 |
| NEW YORK-NEWARK, NY | 2,291 | $ 773,265,000 | $ 326,500 | $ 141,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 2,161 | $ 1,070,025,000 | $ 495,000 | $ 178,000 |
| RALEIGH, NC | 2,149 | $ 595,035,000 | $ 276,000 | $ 135,000 |
| AUSTIN-ROUND ROCK, TX | 1,996 | $ 571,620,000 | $ 286,000 | $ 155,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 1,875 | $ 945,325,000 | $ 504,000 | $ 176,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1,856 | $ 540,900,000 | $ 291,000 | $ 135,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,845 | $ 520,165,000 | $ 281,000 | $ 121,000 |
| SALT LAKE CITY, UT | 1,761 | $ 593,725,000 | $ 337,000 | $ 111,000 |
| KNOXVILLE, TN | 1,750 | $ 373,170,000 | $ 213,000 | $ 92,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1,723 | $ 575,795,000 | $ 334,000 | $ 134,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1,711 | $ 372,165,000 | $ 217,000 | $ 115,000 |
| CAPE CORAL-FORT MYERS, FL | 1,562 | $ 377,830,000 | $ 241,000 | $ 104,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,555 | $ 458,315,000 | $ 294,000 | $ 136,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 1,552 | $ 559,830,000 | $ 360,000 | $ 152,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,525 | $ 399,975,000 | $ 260,500 | $ 106,000 |
| CINCINNATI, OH-KY-IN | 1,514 | $ 298,270,000 | $ 200,333 | $ 91,666 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1,449 | $ 405,285,000 | $ 279,000 | $ 152,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1,225 | $ 263,035,000 | $ 214,000 | $ 102,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1,194 | $ 464,820,000 | $ 389,000 | $ 178,000 |
| TUCSON, AZ | 1,174 | $ 237,580,000 | $ 202,000 | $ 88,000 |
| BATON ROUGE, LA | 1,168 | $ 251,450,000 | $ 215,000 | $ 92,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1,119 | $ 591,555,000 | $ 528,000 | $ 213,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1,116 | $ 273,740,000 | $ 245,000 | $ 95,000 |
| OGDEN-CLEARFIELD, UT | 1,100 | $ 355,800,000 | $ 323,000 | $ 101,000 |
| PITTSBURGH, PA | 1,048 | $ 201,580,000 | $ 192,000 | $ 101,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 1,046 | $ 296,360,000 | $ 283,000 | $ 95,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1,021 | $ 219,805,000 | $ 215,000 | $ 82,000 |
| BOSTON, MA | 964 | $ 376,950,000 | $ 391,000 | $ 173,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 959 | $ 185,015,000 | $ 192,000 | $ 96,000 |
| TACOMA-LAKEWOOD, WA | 957 | $ 311,835,000 | $ 325,000 | $ 119,000 |
| PHILADELPHIA, PA | 954 | $ 207,670,000 | $ 217,000 | $ 106,000 |
| PORT ST. LUCIE, FL | 928 | $ 217,410,000 | $ 234,000 | $ 92,000 |
| FRESNO, CA | 924 | $ 228,040,000 | $ 246,000 | $ 104,000 |
| WINSTON-SALEM, NC | 883 | $ 159,275,000 | $ 180,000 | $ 84,000 |
| WILMINGTON, DE-MD-NJ | 878 | $ 224,700,000 | $ 220,000 | $ 112,000 |
| RENO, NV | 868 | $ 309,260,000 | $ 356,000 | $ 154,000 |
| CAMDEN, NJ | 859 | $ 190,785,000 | $ 222,000 | $ 111,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 855 | $ 172,990,000 | $ 202,000 | $ 83,000 |
| COLUMBUS, OH | 852 | $ 182,430,000 | $ 214,000 | $ 110,000 |
| ST. LOUIS, MO-IL | 842 | $ 168,380,000 | $ 192,000 | $ 92,500 |
| ALBUQUERQUE, NM | 831 | $ 192,645,000 | $ 231,000 | $ 99,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 808 | $ 190,180,000 | $ 235,000 | $ 103,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 805 | $ 240,385,000 | $ 298,000 | $ 128,000 |
| PROVO-OREM, UT | 796 | $ 277,060,000 | $ 348,000 | $ 103,000 |
| RICHMOND, VA | 793 | $ 198,145,000 | $ 249,000 | $ 115,000 |
| COLORADO SPRINGS, CO | 782 | $ 236,630,000 | $ 302,000 | $ 107,000 |
| ELKHART-GOSHEN, IN | 767 | $ 137,445,000 | $ 179,000 | $ 71,000 |
| EL PASO, TX | 762 | $ 117,510,000 | $ 154,000 | $ 88,000 |
| CHATTANOOGA, TN-GA | 758 | $ 174,610,000 | $ 211,000 | $ 94,500 |
| NEW ORLEANS-METAIRIE, LA | 748 | $ 170,920,000 | $ 228,000 | $ 105,000 |
| KANSAS CITY, MO-KS | 738 | $ 151,820,000 | $ 210,500 | $ 92,000 |
| LAKELAND-WINTER HAVEN, FL | 724 | $ 142,920,000 | $ 197,000 | $ 82,000 |
| MEMPHIS, TN-MS-AR | 714 | $ 137,060,000 | $ 194,000 | $ 89,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 694 | $ 151,790,000 | $ 227,500 | $ 111,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 689 | $ 159,815,000 | $ 231,000 | $ 100,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 676 | $ 119,420,000 | $ 171,000 | $ 71,000 |
| BAKERSFIELD, CA | 673 | $ 146,990,000 | $ 218,000 | $ 88,000 |
| CLEVELAND-ELYRIA, OH | 664 | $ 121,340,000 | $ 182,000 | $ 122,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 650 | $ 368,810,000 | $ 567,000 | $ 235,000 |
| LUBBOCK, TX | 631 | $ 129,185,000 | $ 204,000 | $ 106,000 |
| JOHNSON CITY, TN | 630 | $ 122,970,000 | $ 195,000 | $ 79,000 |
| PROVIDENCE-WARWICK, RI-MA | 624 | $ 169,790,000 | $ 284,500 | $ 118,500 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 618 | $ 141,000,000 | $ 228,000 | $ 132,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 618 | $ 137,470,000 | $ 225,500 | $ 104,500 |
| COLUMBIA, SC | 605 | $ 136,995,000 | $ 226,000 | $ 92,000 |
| MERCED, CA | 603 | $ 156,915,000 | $ 260,000 | $ 97,000 |
| GREENSBORO-HIGH POINT, NC | 599 | $ 110,575,000 | $ 184,000 | $ 90,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 575 | $ 97,725,000 | $ 169,000 | $ 90,000 |
| DURHAM-CHAPEL HILL, NC | 561 | $ 143,975,000 | $ 256,000 | $ 154,000 |
| HICKORY-LENOIR-MORGANTON, NC | 552 | $ 97,090,000 | $ 175,000 | $ 81,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 542 | $ 84,610,000 | $ 160,000 | $ 77,500 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 494 | $ 211,210,000 | $ 427,000 | $ 137,000 |
| SPOKANE-SPOKANE VALLEY, WA | 493 | $ 115,245,000 | $ 233,000 | $ 85,000 |
| OKLAHOMA CITY, OK | 485 | $ 105,735,000 | $ 218,000 | $ 109,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 484 | $ 176,180,000 | $ 364,000 | $ 156,000 |
| VALLEJO-FAIRFIELD, CA | 478 | $ 178,250,000 | $ 372,000 | $ 121,000 |
| URBAN HONOLULU, HI | 477 | $ 281,235,000 | $ 589,000 | $ 121,000 |
| TALLAHASSEE, FL | 468 | $ 93,710,000 | $ 200,000 | $ 90,000 |
| STOCKTON-LODI, CA | 458 | $ 157,760,000 | $ 344,000 | $ 135,000 |
| EL CENTRO, CA | 453 | $ 94,915,000 | $ 209,000 | $ 88,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 437 | $ 87,215,000 | $ 188,500 | $ 83,000 |
| SALISBURY, MD-DE | 435 | $ 109,725,000 | $ 244,500 | $ 136,000 |
| VISALIA-PORTERVILLE, CA | 432 | $ 86,850,000 | $ 201,000 | $ 87,000 |
| ASHEVILLE, NC | 426 | $ 99,750,000 | $ 234,000 | $ 91,000 |
| BIRMINGHAM-HOOVER, AL | 426 | $ 86,790,000 | $ 203,000 | $ 89,000 |
| OCALA, FL | 425 | $ 81,585,000 | $ 191,000 | $ 100,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 414 | $ 97,830,000 | $ 216,500 | $ 103,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 400 | $ 83,600,000 | $ 209,000 | $ 100,000 |
| NEW HAVEN-MILFORD, CT | 397 | $ 96,635,000 | $ 243,000 | $ 113,000 |
| SAVANNAH, GA | 395 | $ 79,685,000 | $ 201,000 | $ 99,000 |
| WORCESTER, MA-CT | 394 | $ 109,700,000 | $ 239,500 | $ 115,500 |
| SALEM, OR | 387 | $ 98,585,000 | $ 254,000 | $ 98,000 |
| ELGIN, IL | 386 | $ 83,900,000 | $ 217,000 | $ 96,000 |
| GULFPORT-BILOXI-PASCAGOULA, MS | 384 | $ 61,780,000 | $ 160,000 | $ 73,000 |
| MCALLEN-EDINBURG-MISSION, TX | 366 | $ 75,340,000 | $ 205,000 | $ 96,000 |
| DOVER, DE | 363 | $ 90,735,000 | $ 249,000 | $ 92,000 |
| BOISE CITY, ID | 350 | $ 95,960,000 | $ 274,000 | $ 109,000 |
| PUNTA GORDA, FL | 349 | $ 73,305,000 | $ 210,000 | $ 85,000 |
| KILLEEN-TEMPLE, TX | 333 | $ 62,035,000 | $ 186,000 | $ 88,000 |
| MODESTO, CA | 330 | $ 89,270,000 | $ 270,000 | $ 93,000 |
| TYLER, TX | 322 | $ 69,320,000 | $ 215,000 | $ 104,000 |
| FAYETTEVILLE, NC | 321 | $ 58,465,000 | $ 182,000 | $ 78,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 319 | $ 99,075,000 | $ 310,000 | $ 144,000 |
| GREELEY, CO | 314 | $ 95,880,000 | $ 305,000 | $ 96,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 309 | $ 79,805,000 | $ 258,000 | $ 93,000 |
| SPARTANBURG, SC | 305 | $ 59,505,000 | $ 195,000 | $ 82,000 |
| TULSA, OK | 301 | $ 62,995,000 | $ 209,000 | $ 97,000 |
| HARRISBURG-CARLISLE, PA | 295 | $ 60,345,000 | $ 204,000 | $ 103,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 294 | $ 55,880,000 | $ 193,000 | $ 87,500 |
| MIDLAND, MI | 290 | $ 49,660,000 | $ 171,000 | $ 88,000 |
| GARY, IN | 278 | $ 52,590,000 | $ 189,000 | $ 94,000 |
| GRAND RAPIDS-WYOMING, MI | 278 | $ 55,560,000 | $ 199,000 | $ 84,000 |
| BOULDER, CO | 274 | $ 104,750,000 | $ 382,000 | $ 193,000 |
| ROANOKE, VA | 274 | $ 56,200,000 | $ 205,000 | $ 84,000 |
| DAYTON-SPRINGFIELD-KETTERING, OH | 273 | $ 49,375,000 | $ 180,000 | $ 86,000 |
| OLYMPIA-TUMWATER, WA | 270 | $ 83,600,000 | $ 309,000 | $ 182,000 |
| MEDFORD, OR | 267 | $ 71,955,000 | $ 269,000 | $ 95,000 |
| VINELAND-BRIDGETON, NJ | 267 | $ 48,705,000 | $ 182,000 | $ 82,000 |
| GAINESVILLE, FL | 264 | $ 51,910,000 | $ 196,000 | $ 104,000 |
| SANTA ROSA, CA | 263 | $ 104,045,000 | $ 395,000 | $ 134,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 262 | $ 49,670,000 | $ 189,000 | $ 87,000 |
| FORT COLLINS, CO | 261 | $ 83,825,000 | $ 321,000 | $ 111,000 |
| EUGENE, OR | 256 | $ 63,650,000 | $ 248,000 | $ 91,000 |
| AKRON, OH | 255 | $ 45,875,000 | $ 179,000 | $ 120,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 251 | $ 50,095,000 | $ 190,000 | $ 109,000 |
| TRENTON, NJ | 243 | $ 65,285,000 | $ 268,000 | $ 169,000 |
| KENNEWICK-RICHLAND, WA | 237 | $ 55,745,000 | $ 235,000 | $ 86,000 |
| YORK-HANOVER, PA | 236 | $ 44,850,000 | $ 190,000 | $ 98,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 234 | $ 45,810,000 | $ 195,000 | $ 123,000 |
| LYNCHBURG, VA | 230 | $ 46,860,000 | $ 203,000 | $ 94,000 |
| MOBILE, AL | 229 | $ 36,305,000 | $ 158,000 | $ 64,000 |
| WILMINGTON, NC | 226 | $ 56,660,000 | $ 250,000 | $ 118,000 |
| PANAMA CITY, FL | 216 | $ 50,800,000 | $ 235,000 | $ 122,000 |
| MORRISTOWN, TN | 215 | $ 42,285,000 | $ 196,000 | $ 70,000 |
| SALINAS, CA | 214 | $ 93,680,000 | $ 437,000 | $ 130,000 |
| SCRANTON--WILKES-BARRE--HAZLETON, PA | 213 | $ 32,855,000 | $ 154,000 | $ 85,000 |
| CLARKSVILLE, TN-KY | 208 | $ 41,600,000 | $ 186,000 | $ 80,500 |
| CORPUS CHRISTI, TX | 205 | $ 39,385,000 | $ 192,000 | $ 105,000 |
| BARNSTABLE TOWN, MA | 201 | $ 66,955,000 | $ 333,000 | $ 181,000 |
| READING, PA | 197 | $ 38,455,000 | $ 195,000 | $ 95,000 |
| BROWNSVILLE-HARLINGEN, TX | 196 | $ 34,460,000 | $ 175,000 | $ 102,000 |
| ANCHORAGE, AK | 194 | $ 61,070,000 | $ 314,000 | $ 124,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 194 | $ 44,890,000 | $ 231,000 | $ 94,000 |
| LANCASTER, PA | 194 | $ 36,370,000 | $ 187,000 | $ 84,000 |
| GREEN BAY, WI | 193 | $ 34,705,000 | $ 179,000 | $ 100,000 |
| HOMOSASSA SPRINGS, FL | 192 | $ 33,460,000 | $ 174,000 | $ 68,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 190 | $ 48,600,000 | $ 255,000 | $ 104,000 |
| LANSING-EAST LANSING, MI | 188 | $ 32,640,000 | $ 173,000 | $ 86,000 |
| SANTA MARIA-SANTA BARBARA, CA | 188 | $ 74,620,000 | $ 396,000 | $ 138,000 |
| EAST STROUDSBURG, PA | 183 | $ 36,855,000 | $ 201,000 | $ 106,000 |
| HUNTSVILLE, AL | 183 | $ 38,975,000 | $ 212,000 | $ 114,000 |
| FARGO, ND-MN | 181 | $ 38,845,000 | $ 211,000 | $ 92,500 |
| DES MOINES-WEST DES MOINES, IA | 179 | $ 33,765,000 | $ 188,000 | $ 87,000 |
| WENATCHEE, WA | 179 | $ 51,205,000 | $ 286,000 | $ 96,000 |
| ROCHESTER, MN | 176 | $ 36,510,000 | $ 207,000 | $ 85,000 |
| LAS CRUCES, NM | 174 | $ 33,110,000 | $ 190,000 | $ 86,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 173 | $ 69,075,000 | $ 399,000 | $ 149,000 |
| BEND-REDMOND, OR | 172 | $ 56,050,000 | $ 325,000 | $ 123,000 |
| BREMERTON-SILVERDALE, WA | 172 | $ 52,270,000 | $ 303,000 | $ 110,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 167 | $ 25,285,000 | $ 156,000 | $ 80,000 |
| SPRINGFIELD, MO | 165 | $ 27,215,000 | $ 164,000 | $ 64,000 |
| FLINT, MI | 162 | $ 26,020,000 | $ 160,000 | $ 78,000 |
| SAGINAW, MI | 162 | $ 25,680,000 | $ 158,000 | $ 72,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 158 | $ 33,700,000 | $ 207,500 | $ 87,000 |
| BEAUMONT-PORT ARTHUR, TX | 157 | $ 27,085,000 | $ 172,000 | $ 104,000 |
| COLUMBUS, GA-AL | 156 | $ 25,670,000 | $ 167,000 | $ 85,000 |
| MADERA, CA | 156 | $ 40,510,000 | $ 259,000 | $ 92,000 |
| GAINESVILLE, GA | 155 | $ 39,595,000 | $ 255,000 | $ 130,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 153 | $ 34,315,000 | $ 224,000 | $ 109,000 |
| LAFAYETTE, LA | 153 | $ 27,555,000 | $ 180,000 | $ 85,000 |
| SAN RAFAEL, CA | 153 | $ 88,165,000 | $ 576,000 | $ 206,000 |
| LONGVIEW, TX | 150 | $ 28,040,000 | $ 186,000 | $ 141,000 |
| MIDLAND, TX | 147 | $ 32,605,000 | $ 221,000 | $ 110,000 |
| SANTA CRUZ-WATSONVILLE, CA | 147 | $ 74,225,000 | $ 504,000 | $ 171,000 |
| TOLEDO, OH | 147 | $ 26,115,000 | $ 177,000 | $ 92,000 |
| ANN ARBOR, MI | 145 | $ 31,475,000 | $ 217,000 | $ 116,000 |
| LEXINGTON-FAYETTE, KY | 145 | $ 28,975,000 | $ 199,000 | $ 111,000 |
| SHERMAN-DENISON, TX | 145 | $ 32,035,000 | $ 220,000 | $ 104,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 143 | $ 21,575,000 | $ 150,000 | $ 73,500 |
| SEBASTIAN-VERO BEACH, FL | 143 | $ 29,915,000 | $ 209,000 | $ 85,000 |
| ABILENE, TX | 142 | $ 27,990,000 | $ 197,000 | $ 108,000 |
| MACON-BIBB COUNTY, GA | 141 | $ 23,555,000 | $ 167,000 | $ 72,000 |
| ST. GEORGE, UT | 141 | $ 46,795,000 | $ 331,000 | $ 105,000 |
| THE VILLAGES, FL | 140 | $ 30,300,000 | $ 216,000 | $ 86,000 |
| SANTA FE, NM | 139 | $ 38,865,000 | $ 279,000 | $ 101,000 |
| MADISON, WI | 138 | $ 34,400,000 | $ 249,000 | $ 106,000 |
| SPRINGFIELD, MA | 138 | $ 31,450,000 | $ 227,000 | $ 145,000 |
| OCEAN CITY, NJ | 136 | $ 45,030,000 | $ 331,000 | $ 161,000 |
| DULUTH, MN-WI | 135 | $ 23,195,000 | $ 163,500 | $ 88,000 |
| YUMA, AZ | 135 | $ 21,985,000 | $ 162,000 | $ 66,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 130 | $ 23,520,000 | $ 180,000 | $ 81,000 |
| LONGVIEW, WA | 130 | $ 32,590,000 | $ 250,000 | $ 84,000 |
| CANTON-MASSILLON, OH | 129 | $ 21,685,000 | $ 168,000 | $ 82,000 |
| HAMMOND, LA | 129 | $ 24,505,000 | $ 189,000 | $ 86,000 |
| PUEBLO, CO | 128 | $ 24,920,000 | $ 194,000 | $ 68,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 128 | $ 42,240,000 | $ 330,000 | $ 143,000 |
| FOND DU LAC, WI | 127 | $ 19,645,000 | $ 154,000 | $ 69,000 |
| COEUR D'ALENE, ID | 126 | $ 37,980,000 | $ 301,000 | $ 104,000 |
| WACO, TX | 126 | $ 23,140,000 | $ 183,000 | $ 87,000 |
| FLAGSTAFF, AZ | 124 | $ 36,590,000 | $ 295,000 | $ 105,000 |
| GRAND JUNCTION, CO | 123 | $ 32,395,000 | $ 263,000 | $ 85,000 |
| GREENVILLE, NC | 119 | $ 21,725,000 | $ 182,000 | $ 103,000 |
| YAKIMA, WA | 119 | $ 26,405,000 | $ 221,000 | $ 85,000 |
| CHARLOTTESVILLE, VA | 118 | $ 31,210,000 | $ 264,000 | $ 142,000 |
| REDDING, CA | 118 | $ 26,970,000 | $ 228,000 | $ 104,000 |
| CLEVELAND, TN | 116 | $ 23,470,000 | $ 202,000 | $ 79,000 |
| BILLINGS, MT | 115 | $ 24,975,000 | $ 217,000 | $ 90,000 |
| JACKSONVILLE, NC | 115 | $ 22,255,000 | $ 193,000 | $ 76,000 |
| NORWICH-NEW LONDON, CT | 115 | $ 24,935,000 | $ 216,000 | $ 105,000 |
| FORT WAYNE, IN | 114 | $ 17,850,000 | $ 156,000 | $ 86,000 |
| SHREVEPORT-BOSSIER CITY, LA | 113 | $ 20,795,000 | $ 184,000 | $ 82,000 |
| BURLINGTON, NC | 111 | $ 19,585,000 | $ 176,000 | $ 96,000 |
| COLLEGE STATION-BRYAN, TX | 111 | $ 21,615,000 | $ 194,000 | $ 106,000 |
| BELLINGHAM, WA | 109 | $ 32,215,000 | $ 295,000 | $ 107,000 |
| WARNER ROBINS, GA | 109 | $ 19,105,000 | $ 175,000 | $ 107,000 |
| CHICO, CA | 108 | $ 24,120,000 | $ 223,000 | $ 100,000 |
| JONESBORO, AR | 108 | $ 21,270,000 | $ 196,000 | $ 95,000 |
| MANCHESTER-NASHUA, NH | 107 | $ 29,205,000 | $ 272,000 | $ 174,000 |
| SIERRA VISTA-DOUGLAS, AZ | 106 | $ 18,400,000 | $ 173,000 | $ 75,000 |
| AMARILLO, TX | 105 | $ 16,245,000 | $ 154,000 | $ 82,000 |
| PORTLAND-SOUTH PORTLAND, ME | 103 | $ 31,525,000 | $ 306,000 | $ 196,000 |
| ATHENS-CLARKE COUNTY, GA | 102 | $ 19,840,000 | $ 194,000 | $ 85,000 |
| ODESSA, TX | 101 | $ 19,075,000 | $ 188,000 | $ 90,000 |
| GRANTS PASS, OR | 100 | $ 23,080,000 | $ 230,000 | $ 70,000 |
| ALBANY, OR | 98 | $ 21,660,000 | $ 221,000 | $ 70,000 |
| MONTGOMERY, AL | 98 | $ 20,100,000 | $ 205,000 | $ 130,000 |
| KALAMAZOO-PORTAGE, MI | 96 | $ 16,610,000 | $ 173,000 | $ 77,000 |
| DALTON, GA | 95 | $ 16,455,000 | $ 173,000 | $ 75,000 |
| HOUMA-THIBODAUX, LA | 95 | $ 17,305,000 | $ 182,000 | $ 75,000 |
| ST. CLOUD, MN | 94 | $ 17,090,000 | $ 181,000 | $ 113,000 |
| SAN ANGELO, TX | 92 | $ 16,310,000 | $ 177,000 | $ 65,000 |
| ROCKFORD, IL | 91 | $ 14,315,000 | $ 157,000 | $ 75,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 90 | $ 24,460,000 | $ 271,000 | $ 123,000 |
| WICHITA, KS | 90 | $ 15,230,000 | $ 169,000 | $ 73,000 |
| WINCHESTER, VA-WV | 90 | $ 21,540,000 | $ 224,000 | $ 65,000 |
| YUBA CITY, CA | 88 | $ 21,240,000 | $ 241,000 | $ 90,000 |
| RACINE, WI | 87 | $ 17,565,000 | $ 201,000 | $ 82,000 |
| BAY CITY, MI | 86 | $ 11,340,000 | $ 131,000 | $ 69,000 |
| HANFORD-CORCORAN, CA | 86 | $ 19,000,000 | $ 220,000 | $ 86,000 |
| NAPA, CA | 86 | $ 39,240,000 | $ 456,000 | $ 133,000 |
| JANESVILLE-BELOIT, WI | 84 | $ 14,020,000 | $ 166,000 | $ 62,000 |
| MONROE, LA | 81 | $ 15,455,000 | $ 190,000 | $ 106,000 |
| NEW BERN, NC | 81 | $ 14,875,000 | $ 183,000 | $ 83,000 |
| FLORENCE, SC | 79 | $ 15,335,000 | $ 194,000 | $ 111,000 |
| ALBANY-SCHENECTADY-TROY, NY | 78 | $ 18,880,000 | $ 242,000 | $ 102,000 |
| MOUNT VERNON-ANACORTES, WA | 78 | $ 21,790,000 | $ 279,000 | $ 102,000 |
| CHAMBERSBURG-WAYNESBORO, PA | 72 | $ 12,630,000 | $ 175,000 | $ 80,000 |
| SEBRING, FL | 72 | $ 10,580,000 | $ 146,000 | $ 66,000 |
| BISMARCK, ND | 71 | $ 18,405,000 | $ 259,000 | $ 75,000 |
| NILES-BENTON HARBOR, MI | 71 | $ 13,695,000 | $ 192,000 | $ 95,000 |
| LEBANON, PA | 70 | $ 12,920,000 | $ 184,000 | $ 91,000 |
| BRUNSWICK, GA | 69 | $ 13,645,000 | $ 197,000 | $ 107,000 |
| HINESVILLE, GA | 69 | $ 11,655,000 | $ 168,000 | $ 65,000 |
| MONROE, MI | 68 | $ 10,870,000 | $ 159,000 | $ 82,000 |
| ROCKY MOUNT, NC | 68 | $ 9,640,000 | $ 141,000 | $ 70,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 67 | $ 13,625,000 | $ 203,000 | $ 93,000 |
| LOGAN, UT-ID | 67 | $ 16,965,000 | $ 229,000 | $ 66,500 |
| TUSCALOOSA, AL | 67 | $ 12,155,000 | $ 181,000 | $ 80,000 |
| APPLETON, WI | 65 | $ 13,115,000 | $ 201,000 | $ 85,000 |
| AUBURN-OPELIKA, AL | 65 | $ 11,775,000 | $ 181,000 | $ 93,000 |
| DECATUR, AL | 65 | $ 12,455,000 | $ 191,000 | $ 75,000 |
| CARSON CITY, NV | 62 | $ 19,070,000 | $ 307,000 | $ 96,000 |
| LAREDO, TX | 62 | $ 11,400,000 | $ 183,000 | $ 98,000 |
| PEORIA, IL | 62 | $ 9,730,000 | $ 156,000 | $ 82,000 |
| IDAHO FALLS, ID | 61 | $ 14,025,000 | $ 229,000 | $ 71,000 |
| ERIE, PA | 60 | $ 10,230,000 | $ 170,000 | $ 74,000 |
| MUSKEGON, MI | 60 | $ 9,410,000 | $ 156,000 | $ 65,000 |
| ROME, GA | 60 | $ 9,960,000 | $ 166,000 | $ 123,000 |
| EVANSVILLE, IN-KY | 59 | $ 9,125,000 | $ 129,000 | $ 77,500 |
| GETTYSBURG, PA | 59 | $ 11,075,000 | $ 187,000 | $ 90,000 |
| STATE COLLEGE, PA | 59 | $ 14,075,000 | $ 238,000 | $ 119,000 |
| JACKSON, MI | 58 | $ 9,200,000 | $ 158,000 | $ 93,000 |
| SHEBOYGAN, WI | 58 | $ 10,470,000 | $ 180,000 | $ 73,000 |
| GOLDSBORO, NC | 57 | $ 9,035,000 | $ 158,000 | $ 72,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 57 | $ 9,305,000 | $ 163,000 | $ 85,000 |
| JACKSON, TN | 56 | $ 9,080,000 | $ 162,000 | $ 67,000 |
| LINCOLN, NE | 56 | $ 10,110,000 | $ 180,000 | $ 77,000 |
| MICHIGAN CITY-LA PORTE, IN | 54 | $ 8,170,000 | $ 151,000 | $ 76,000 |
| FARMINGTON, NM | 53 | $ 9,385,000 | $ 177,000 | $ 117,000 |
| JACKSON, MS | 53 | $ 11,165,000 | $ 210,000 | $ 116,000 |
| VALDOSTA, GA | 53 | $ 8,695,000 | $ 164,000 | $ 70,000 |
| ALBANY, GA | 52 | $ 8,590,000 | $ 165,000 | $ 67,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 52 | $ 10,450,000 | $ 200,000 | $ 144,000 |
| EAU CLAIRE, WI | 52 | $ 9,920,000 | $ 190,000 | $ 103,000 |
| LAKE CHARLES, LA | 52 | $ 9,930,000 | $ 190,000 | $ 111,000 |
| CHEYENNE, WY | 51 | $ 11,885,000 | $ 233,000 | $ 81,000 |
| RAPID CITY, SD | 50 | $ 14,730,000 | $ 294,000 | $ 113,000 |
| OSHKOSH-NEENAH, WI | 49 | $ 8,365,000 | $ 170,000 | $ 84,000 |
| SUMTER, SC | 49 | $ 8,785,000 | $ 179,000 | $ 58,000 |
| HARRISONBURG, VA | 48 | $ 10,680,000 | $ 222,000 | $ 86,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 48 | $ 9,010,000 | $ 183,333 | $ 118,000 |
| BLOOMINGTON, IN | 47 | $ 8,655,000 | $ 184,000 | $ 86,000 |
| CORVALLIS, OR | 47 | $ 14,495,000 | $ 308,000 | $ 128,000 |
| LAWTON, OK | 47 | $ 7,665,000 | $ 163,000 | $ 70,000 |
| ALEXANDRIA, LA | 46 | $ 7,870,000 | $ 171,000 | $ 198,000 |
| CEDAR RAPIDS, IA | 46 | $ 8,210,000 | $ 178,000 | $ 71,000 |
| DOTHAN, AL | 46 | $ 7,800,000 | $ 169,000 | $ 81,000 |
| JOPLIN, MO | 45 | $ 7,095,000 | $ 157,000 | $ 74,000 |
| CHAMPAIGN-URBANA, IL | 43 | $ 6,875,000 | $ 159,000 | $ 78,000 |
| KAHULUI-WAILUKU-LAHAINA, HI | 43 | $ 21,285,000 | $ 495,000 | $ 110,000 |
| KANKAKEE, IL | 43 | $ 7,115,000 | $ 165,000 | $ 70,000 |
| MISSOULA, MT | 42 | $ 11,580,000 | $ 275,000 | $ 130,000 |
| WICHITA FALLS, TX | 41 | $ 5,705,000 | $ 139,000 | $ 84,000 |
| CASPER, WY | 40 | $ 8,000,000 | $ 200,000 | $ 81,000 |
| LEWISTON, ID-WA | 40 | $ 8,140,000 | $ 202,500 | $ 84,500 |
| SYRACUSE, NY | 40 | $ 6,860,000 | $ 171,000 | $ 149,000 |
| TEXARKANA, TX-AR | 40 | $ 6,790,000 | $ 179,500 | $ 115,000 |
| ELIZABETHTOWN-FORT KNOX, KY | 37 | $ 8,085,000 | $ 218,000 | $ 75,000 |
| GREAT FALLS, MT | 37 | $ 7,895,000 | $ 213,000 | $ 86,000 |
| COLUMBIA, MO | 36 | $ 6,490,000 | $ 180,000 | $ 71,000 |
| POCATELLO, ID | 36 | $ 7,390,000 | $ 205,000 | $ 82,000 |
| STAUNTON-WAYNESBORO, VA | 36 | $ 6,530,000 | $ 181,000 | $ 72,000 |
| WALLA WALLA, WA | 36 | $ 7,570,000 | $ 210,000 | $ 82,000 |
| KINGSTON, NY | 35 | $ 8,335,000 | $ 238,000 | $ 109,000 |
| TERRE HAUTE, IN | 35 | $ 4,335,000 | $ 123,000 | $ 77,000 |
| SIOUX FALLS, SD | 34 | $ 6,630,000 | $ 195,000 | $ 71,000 |
| ST. JOSEPH, MO-KS | 33 | $ 4,795,000 | $ 145,000 | $ 76,000 |
| BATTLE CREEK, MI | 32 | $ 4,230,000 | $ 132,000 | $ 62,000 |
| JEFFERSON CITY, MO | 32 | $ 5,520,000 | $ 172,000 | $ 117,000 |
| FLORENCE-MUSCLE SHOALS, AL | 31 | $ 5,015,000 | $ 161,000 | $ 76,000 |
| ANNISTON-OXFORD-JACKSONVILLE, AL | 30 | $ 4,410,000 | $ 147,000 | $ 70,000 |
| HATTIESBURG, MS | 30 | $ 5,800,000 | $ 193,000 | $ 67,000 |
| MANKATO-NORTH MANKATO, MN | 29 | $ 5,765,000 | $ 198,000 | $ 98,000 |
| TOPEKA, KS | 29 | $ 4,875,000 | $ 168,000 | $ 68,000 |
| TWIN FALLS, ID | 29 | $ 6,445,000 | $ 222,000 | $ 75,000 |
| BLOOMINGTON, IL | 28 | $ 4,690,000 | $ 167,000 | $ 97,000 |
| BLOOMSBURG-BERWICK, PA | 28 | $ 4,820,000 | $ 172,000 | $ 65,000 |
| WHEELING, WV-OH | 28 | $ 3,780,000 | $ 132,500 | $ 65,500 |
| BURLINGTON-SOUTH BURLINGTON, VT | 27 | $ 7,415,000 | $ 274,000 | $ 74,000 |
| CARBONDALE-MARION, IL | 27 | $ 3,475,000 | $ 128,000 | $ 69,000 |
| GRAND FORKS, ND-MN | 27 | $ 5,125,000 | $ 188,500 | $ 60,500 |
| BOWLING GREEN, KY | 26 | $ 5,190,000 | $ 199,000 | $ 70,000 |
| MUNCIE, IN | 26 | $ 3,230,000 | $ 124,000 | $ 81,000 |
| SPRINGFIELD, OH | 26 | $ 3,140,000 | $ 120,000 | $ 60,000 |
| FORT SMITH, AR-OK | 25 | $ 4,685,000 | $ 190,500 | $ 125,500 |
| HOT SPRINGS, AR | 25 | $ 4,935,000 | $ 197,000 | $ 299,000 |
| SIOUX CITY, IA-NE-SD | 25 | $ 4,265,000 | $ 153,666 | $ 82,333 |
| SPRINGFIELD, IL | 25 | $ 3,885,000 | $ 155,000 | $ 96,000 |
| ALTOONA, PA | 24 | $ 4,430,000 | $ 184,000 | $ 106,000 |
| COLUMBUS, IN | 24 | $ 3,840,000 | $ 160,000 | $ 81,000 |
| WILLIAMSPORT, PA | 24 | $ 3,690,000 | $ 153,000 | $ 85,000 |
| ROCHESTER, NY | 23 | $ 3,805,000 | $ 165,000 | $ 92,000 |
| VICTORIA, TX | 23 | $ 4,245,000 | $ 184,000 | $ 83,000 |
| LA CROSSE-ONALASKA, WI-MN | 22 | $ 3,930,000 | $ 174,500 | $ 85,000 |
| PITTSFIELD, MA | 22 | $ 4,500,000 | $ 204,000 | $ 105,000 |
| WATERLOO-CEDAR FALLS, IA | 21 | $ 3,685,000 | $ 175,000 | $ 105,000 |
| ENID, OK | 20 | $ 3,870,000 | $ 193,000 | $ 73,000 |
| GADSDEN, AL | 20 | $ 3,230,000 | $ 161,000 | $ 115,000 |
| MANSFIELD, OH | 20 | $ 2,990,000 | $ 149,000 | $ 82,000 |
| WAUSAU, WI | 20 | $ 3,530,000 | $ 176,000 | $ 69,000 |
| CUMBERLAND, MD-WV | 19 | $ 3,045,000 | $ 160,000 | $ 66,000 |
| OWENSBORO, KY | 19 | $ 3,125,000 | $ 164,000 | $ 74,000 |
| AMES, IA | 18 | $ 3,100,000 | $ 172,000 | $ 55,000 |
| JOHNSTOWN, PA | 18 | $ 3,320,000 | $ 184,000 | $ 88,000 |
| LIMA, OH | 18 | $ 2,440,000 | $ 135,000 | $ 58,000 |
| IOWA CITY, IA | 17 | $ 3,785,000 | $ 222,000 | $ 105,000 |
| DECATUR, IL | 16 | $ 1,840,000 | $ 115,000 | $ 101,000 |
| LAWRENCE, KS | 16 | $ 3,250,000 | $ 203,000 | $ 105,000 |
| DUBUQUE, IA | 15 | $ 2,875,000 | $ 191,000 | $ 59,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 13 | $ 1,735,000 | $ 181,000 | $ 145,000 |
| GLENS FALLS, NY | 12 | $ 3,020,000 | $ 251,000 | $ 112,000 |
| MANHATTAN, KS | 12 | $ 2,740,000 | $ 228,000 | $ 81,000 |
| CAPE GIRARDEAU, MO-IL | 11 | $ 1,515,000 | $ 137,000 | $ 62,000 |
| CHARLESTON, WV | 11 | $ 1,865,000 | $ 169,000 | $ 65,000 |
| KOKOMO, IN | 11 | $ 1,765,000 | $ 160,000 | $ 150,000 |
| BINGHAMTON, NY | 10 | $ 1,480,000 | $ 148,000 | $ 105,000 |
| GRAND ISLAND, NE | 10 | $ 1,410,000 | $ 141,000 | $ 58,000 |
| PINE BLUFF, AR | 10 | $ 1,520,000 | $ 152,000 | $ 96,000 |
| UTICA-ROME, NY | 10 | $ 2,470,000 | $ 247,000 | $ 142,000 |
| DANVILLE, IL | 8 | $ 1,270,000 | $ 158,000 | $ 72,000 |
| FAIRBANKS, AK | 7 | $ 2,035,000 | $ 290,000 | $ 124,000 |
| WATERTOWN-FORT DRUM, NY | 7 | $ 1,375,000 | $ 196,000 | $ 78,000 |
| MORGANTOWN, WV | 5 | $ 1,255,000 | $ 251,000 | $ 108,000 |
| BECKLEY, WV | 4 | $ 560,000 | $ 140,000 | $ 78,000 |
| LEWISTON-AUBURN, ME | 4 | $ 680,000 | $ 170,000 | $ 81,000 |
| PARKERSBURG-VIENNA, WV | 3 | $ 405,000 | $ 135,000 | $ 54,000 |
| BANGOR, ME | 2 | $ 360,000 | $ 180,000 | $ 99,000 |
| ITHACA, NY | 2 | $ 270,000 | $ 135,000 | $ 102,000 |
Mortgage Loan Application Detail Totals for Cardinal Financial Company, Limited Partnership in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 94,212 | $25,637,925,000 | $272,000 | $4,635,000 | $124,000 | $9,476,000 |
| Cash-out Refinancing | 74,503 | $19,608,560,000 | $263,000 | $4,205,000 | $113,000 | $9,528,000 |
| Home Purchase | 63,165 | $18,605,430,000 | $294,000 | $23,995,000 | $113,000 | $9,611,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 114,383 | $31,429,425,000 | $274,000 | $4,635,000 | $120,000 | $9,528,000 |
| Not Provided | 58,787 | $15,452,520,000 | $262,000 | $23,995,000 | $114,000 | $9,256,000 |
| Hispanic | 24,603 | $6,651,395,000 | $270,000 | $2,045,000 | $95,000 | $8,832,000 |
| Black or African American | 16,861 | $4,288,465,000 | $254,000 | $2,965,000 | $94,000 | $9,611,000 |
| Asian | 12,189 | $4,298,275,000 | $352,000 | $2,645,000 | $161,000 | $7,898,000 |
| American Indian or Alaskan Native | 930 | $240,080,000 | $258,000 | $1,605,000 | $104,000 | $3,673,000 |
| Native Hawaiian or Other Pacific Islander | 407 | $143,875,000 | $353,000 | $1,245,000 | $117,000 | $2,640,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 178,627 | $50,017,045,000 | $280,000 | $23,995,000 | $131,000 | $9,528,000 |
| FHA-insured (Federal Housing Administration) | 37,827 | $9,101,395,000 | $240,000 | $1,255,000 | $72,000 | $9,611,000 |
| VA-guaranteed (Veterans Administration) | 13,632 | $4,388,415,000 | $321,000 | $2,875,000 | $76,000 | $7,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,794 | $345,060,000 | $192,000 | $665,000 | $57,000 | $720,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 105,596 | $30,656,740,000 | $290,000 | $2,875,000 | $117,000 | $4,895,000 |
| Application Denied By Financial Institution | 97,672 | $25,590,875,000 | $262,000 | $23,995,000 | $120,000 | $9,611,000 |
| Application Approved But Not Accepted | 14,991 | $4,119,865,000 | $274,000 | $2,645,000 | $109,000 | $7,940,000 |
| Application Withdrawn By Applicant | 12,975 | $3,297,315,000 | $254,000 | $2,195,000 | $112,000 | $6,896,000 |
| Preapproval Denied by Financial Institution | 392 | $110,960,000 | $283,000 | $1,625,000 | $88,000 | $1,358,000 |
| Preapproval Approved but not Accepted | 254 | $76,160,000 | $299,000 | $2,245,000 | $95,000 | $889,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 133,816 | $38,150,080,000 | $285,000 | $2,875,000 | $116,000 | $7,940,000 |
| Credit Application Incomplete | 75,764 | $20,032,655,000 | $264,000 | $3,105,000 | $133,000 | $9,611,000 |
| Debt-To-Income Ratio | 15,906 | $4,127,590,000 | $259,000 | $4,205,000 | $61,000 | $7,898,000 |
| Credit History | 3,638 | $815,030,000 | $224,000 | $23,995,000 | $104,000 | $5,618,000 |
| Other | 998 | $255,290,000 | $255,000 | $1,845,000 | $107,000 | $2,011,000 |
| Collateral | 629 | $161,785,000 | $257,000 | $1,845,000 | $104,000 | $1,176,000 |
| Unverifiable Information | 489 | $150,215,000 | $307,000 | $1,325,000 | $133,000 | $3,492,000 |
| Employment History | 427 | $112,095,000 | $262,000 | $1,885,000 | $89,000 | $1,200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 209 | $46,715,000 | $223,000 | $755,000 | $77,000 | $396,000 |
| Mortgage Insurance Denied | 4 | $460,000 | $115,000 | $155,000 | $56,000 | $85,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cardinal Financial Company, Limited Partnership's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cardinal Financial Company, Limited Partnership's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Pennsylvania, download the full spreadsheet
with aggregated HMDA statistics today.