Cardinal Financial Company, Limited Partnership
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Cardinal Financial Company, Limited Partnership.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2018.

Mortgage Company & Address Cardinal Financial Company, Limited Partnership
3701 Arco Corporate Dr., Suite 200
Charlotte, NC 28273
Tel #: available with data download
Federal Regulator * available with data download
Years 2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 3,128
Total Mortgage Loan Application Amount $810,024,000
Average Mortgage Loan Application Amount $224,000
Highest Mortgage Loan Application Amount $1,478,000
Average Applicant Income $103,333
Highest Applicant Income $1,705,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Cardinal Financial Company, Limited Partnership by County in 2012

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Philadelphia County Pennsylvania 498 $ 99,359,000 $ 199,000 $ 78,000
Montgomery County Pennsylvania 299 $ 74,006,000 $ 247,000 $ 105,000
Bucks County Pennsylvania 279 $ 66,318,000 $ 237,000 $ 95,000
Monmouth County New Jersey 244 $ 73,034,000 $ 299,000 $ 121,000
Bergen County New Jersey 239 $ 78,037,000 $ 326,000 $ 127,000
Chester County Pennsylvania 195 $ 50,058,000 $ 256,000 $ 119,000
Middlesex County New Jersey 134 $ 32,934,000 $ 245,000 $ 100,000
Ocean County New Jersey 102 $ 26,722,000 $ 261,000 $ 83,000
Hudson County New Jersey 78 $ 22,894,000 $ 293,000 $ 102,000
Delaware County Pennsylvania 73 $ 16,283,000 $ 223,000 $ 88,000
Union County New Jersey 70 $ 21,066,000 $ 300,000 $ 122,000
Lehigh County Pennsylvania 66 $ 12,841,000 $ 194,000 $ 75,000
Somerset County New Jersey 63 $ 21,119,000 $ 335,000 $ 136,000
Hunterdon County New Jersey 54 $ 16,394,000 $ 303,000 $ 126,000
Burlington County New Jersey 50 $ 12,785,000 $ 255,000 $ 123,000
Spotsylvania County Virginia 48 $ 13,696,000 $ 285,000 $ 70,000
Virginia Beach County Virginia 48 $ 12,752,000 $ 265,000 $ 46,000
Essex County New Jersey 45 $ 13,660,000 $ 303,000 $ 115,000
Morris County New Jersey 43 $ 15,446,000 $ 359,000 $ 163,000
Passaic County New Jersey 41 $ 11,255,000 $ 274,000 $ 128,000
Camden County New Jersey 27 $ 5,335,000 $ 197,000 $ 116,000
Chesapeake County Virginia 25 $ 6,494,000 $ 259,000 $ 51,000
Cape May County New Jersey 23 $ 6,550,000 $ 284,000 $ 212,000
Northampton County Pennsylvania 23 $ 4,681,000 $ 203,000 $ 93,000
Prince William County Virginia 20 $ 5,827,000 $ 291,000 $ 82,000
Mercer County New Jersey 18 $ 5,680,000 $ 315,000 $ 145,000
Fairfax County Virginia 18 $ 6,751,000 $ 375,000 $ 105,000
Gloucester County New Jersey 17 $ 3,492,000 $ 205,000 $ 110,000
Cumberland County Pennsylvania 16 $ 3,516,000 $ 219,000 $ 82,000
New York County New York 15 $ 7,411,000 $ 494,000 $ 142,000
Berks County Pennsylvania 15 $ 2,963,000 $ 197,000 $ 67,000
Stafford County Virginia 15 $ 4,895,000 $ 326,000 $ 66,000
Prince George's County Maryland 12 $ 2,741,000 $ 228,000 $ 30,000
Atlantic County New Jersey 12 $ 2,937,000 $ 244,000 $ 135,000
York County Pennsylvania 10 $ 1,624,000 $ 162,000 $ 62,000
Norfolk County Virginia 9 $ 1,531,000 $ 170,000 $ 54,000
New Castle County Delaware 8 $ 1,608,000 $ 201,000 $ 81,000
Nassau County New York 8 $ 3,460,000 $ 432,000 $ 191,000
Bedford County Pennsylvania 8 $ 967,000 $ 120,000 $ 38,000
Orange County Virginia 8 $ 2,048,000 $ 256,000 $ 34,000
Sussex County New Jersey 7 $ 1,830,000 $ 261,000 $ 183,000
Kings County New York 7 $ 3,305,000 $ 472,000 $ 174,000
Hampton County Virginia 7 $ 1,111,000 $ 158,000 $ 37,000
Suffolk County Virginia 7 $ 1,802,000 $ 257,000 $ 4,000
Sussex County Delaware 6 $ 1,696,000 $ 282,000 $ 317,000
District of Columbia County District Of Columbia 6 $ 2,195,000 $ 365,000 $ 131,000
Richmond County New York 6 $ 2,277,000 $ 379,000 $ 108,000
Warren County New Jersey 5 $ 1,535,000 $ 307,000 $ 72,000
Westchester County New York 4 $ 1,562,000 $ 390,000 $ 120,000
Monroe County Pennsylvania 4 $ 681,000 $ 170,000 $ 98,000
King George County Virginia 4 $ 752,000 $ 188,000 $ 53,000
Loudoun County Virginia 4 $ 1,864,000 $ 466,000 $ 139,000
Blair County Pennsylvania 3 $ 301,000 $ 100,000 $ 53,000
Luzerne County Pennsylvania 3 $ 341,000 $ 113,000 $ 113,000
Fauquier County Virginia 3 $ 458,000 $ 152,000 $ 154,000
Newport News County Virginia 3 $ 584,000 $ 194,000 $ 17,000
Anne Arundel County Maryland 2 $ 724,000 $ 362,000 $ 117,000
Baltimore County Maryland 2 $ 509,000 $ 254,000 $ 57,000
Carroll County Maryland 2 $ 401,000 $ 200,000 $ 77,000
Harford County Maryland 2 $ 345,000 $ 172,000 $ 104,000
Salem County New Jersey 2 $ 252,000 $ 126,000 $ 81,000
Orange County New York 2 $ 480,000 $ 240,000 $ 104,000
Queens County New York 2 $ 554,000 $ 277,000 $ 231,000
New Hanover County North Carolina 2 $ 332,000 $ 166,000 $ 55,000
Adams County Pennsylvania 2 $ 416,000 $ 208,000 $ 89,000
Butler County Pennsylvania 2 $ 505,000 $ 252,000 $ 112,000
Carbon County Pennsylvania 2 $ 453,000 $ 226,000 $ 112,000
Caroline County Virginia 2 $ 432,000 $ 216,000 $ 19,000
Fredericksburg County Virginia 2 $ 533,000 $ 266,000 $ 179,000
Henrico County Virginia 2 $ 491,000 $ 245,000 $ 102,000
Portsmouth County Virginia 2 $ 213,000 $ 106,000 $ 44,000
York County Virginia 2 $ 548,000 $ 274,000 $ 118,000
Kent County Delaware 1 $ 254,000 $ 254,000 $ 125,000
Hillsborough County Florida 1 $ 288,000 $ 288,000 $ 117,000
Monroe County Florida 1 $ 252,000 $ 252,000 $ 133,000
Orange County Florida 1 $ 160,000 $ 160,000 $ 35,000
Palm Beach County Florida 1 $ 99,000 $ 99,000 $ 48,000
Pinellas County Florida 1 $ 200,000 $ 200,000 $ 93,000
Sarasota County Florida 1 $ 412,000 $ 412,000 $ 153,000
Caroline County Maryland 1 $ 78,000 $ 78,000 $ 0
Charles County Maryland 1 $ 288,000 $ 288,000 $ 90,000
Dorchester County Maryland 1 $ 186,000 $ 186,000 $ 48,000
Frederick County Maryland 1 $ 230,000 $ 230,000 $ 44,000
Howard County Maryland 1 $ 214,000 $ 214,000 $ 103,000
Montgomery County Maryland 1 $ 347,000 $ 347,000 $ 98,000
Queen Anne's County Maryland 1 $ 106,000 $ 106,000 $ 68,000
Talbot County Maryland 1 $ 270,000 $ 270,000 $ 179,000
Cumberland County New Jersey 1 $ 169,000 $ 169,000 $ 94,000
Erie County New York 1 $ 265,000 $ 265,000 $ 95,000
Greene County New York 1 $ 131,000 $ 131,000 $ 142,000
Otsego County New York 1 $ 127,000 $ 127,000 $ 107,000
Putnam County New York 1 $ 511,000 $ 511,000 $ 125,000
Rockland County New York 1 $ 256,000 $ 256,000 $ 83,000
Suffolk County New York 1 $ 350,000 $ 350,000 $ 0
Durham County North Carolina 1 $ 213,000 $ 213,000 $ 115,000
Wake County North Carolina 1 $ 224,000 $ 224,000 $ 70,000
Allegheny County Pennsylvania 1 $ 240,000 $ 240,000 $ 133,000
Centre County Pennsylvania 1 $ 179,000 $ 179,000 $ 132,000
Erie County Pennsylvania 1 $ 281,000 $ 281,000 $ 128,000
Lancaster County Pennsylvania 1 $ 180,000 $ 180,000 $ 60,000
Pike County Pennsylvania 1 $ 206,000 $ 206,000 $ 0
Washington County Pennsylvania 1 $ 267,000 $ 267,000 $ 175,000
Wayne County Pennsylvania 1 $ 251,000 $ 251,000 $ 156,000
Beaufort County South Carolina 1 $ 356,000 $ 356,000 $ 159,000
Chesterfield County Virginia 1 $ 50,000 $ 50,000 $ 15,000
Culpeper County Virginia 1 $ 230,000 $ 230,000 $ 47,000
Louisa County Virginia 1 $ 220,000 $ 220,000 $ 167,000
Manassas County Virginia 1 $ 214,000 $ 214,000 $ 102,000
Manassas Park County Virginia 1 $ 211,000 $ 211,000 $ 0
Mathews County Virginia 1 $ 158,000 $ 158,000 $ 81,000
Northumberland County Virginia 1 $ 115,000 $ 115,000 $ 45,000
Powhatan County Virginia 1 $ 167,000 $ 167,000 $ 44,000
Rappahannock County Virginia 1 $ 417,000 $ 417,000 $ 177,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Cardinal Financial Company, Limited Partnership in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,895 $508,122,000 $268,000 $1,478,000 $106,000 $1,705,000
Home Purchase 1,230 $301,423,000 $245,000 $750,000 $97,000 $582,000
Home Improvement 3 $479,000 $159,000 $206,000 $107,000 $111,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,643 $689,132,000 $260,000 $1,478,000 $105,000 $1,705,000
Hispanic 158 $38,167,000 $241,000 $1,000,000 $79,000 $500,000
Asian 155 $44,079,000 $284,000 $860,000 $115,000 $328,000
Black or African American 151 $32,631,000 $216,000 $635,000 $68,000 $311,000
Not Provided 17 $5,379,000 $316,000 $835,000 $151,000 $396,000
Native Hawaiian or Other Pacific Islander 3 $503,000 $167,000 $228,000 $44,000 $62,000
American Indian or Alaskan Native 1 $133,000 $133,000 $133,000 $33,000 $33,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,268 $598,043,000 $263,000 $1,478,000 $120,000 $1,705,000
FHA-insured (Federal Housing Administration) 662 $158,096,000 $238,000 $713,000 $61,000 $397,000
VA-guaranteed (Veterans Administration) 176 $49,673,000 $282,000 $686,000 $42,000 $292,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $4,212,000 $191,000 $314,000 $57,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,600 $665,236,000 $255,000 $1,478,000 $102,000 $1,705,000
Application Withdrawn By Applicant 190 $53,611,000 $282,000 $900,000 $111,000 $500,000
File Closed For Incompleteness 137 $44,752,000 $326,000 $1,250,000 $120,000 $650,000
Application Approved But Not Accepted 109 $25,712,000 $235,000 $611,000 $95,000 $421,000
Application Denied By Financial Institution 92 $20,713,000 $225,000 $632,000 $86,000 $512,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 31 $7,473,000 $241,000 $632,000 $72,000 $240,000
Collateral 27 $5,785,000 $214,000 $543,000 $100,000 $216,000
Credit History 15 $4,083,000 $272,000 $552,000 $109,000 $512,000
Other 7 $1,393,000 $199,000 $309,000 $109,000 $250,000
Employment History 7 $1,145,000 $163,000 $273,000 $61,000 $118,000
Unverifiable Information 3 $363,000 $121,000 $165,000 $36,000 $55,000
Credit Application Incomplete 1 $196,000 $196,000 $196,000 $46,000 $46,000
Insufficient Cash (Downpayment, Closing Cost) 1 $275,000 $275,000 $275,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List