Carolina Bank
Mortgage Loan Application
Totals and Details
for 2010

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Carolina Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Carolina Bank
Po Box 10209
Greensboro, NC 27404
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,747
Total Mortgage Loan Application Amount $1,076,736,000
Average Mortgage Loan Application Amount $139,333
Highest Mortgage Loan Application Amount $1,400,000
Average Applicant Income $87,000
Highest Applicant Income $1,934,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Carolina Bank by County in 2010

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Guilford County North Carolina 334 $ 64,123,000 $ 191,000 $ 100,000
Alamance County North Carolina 234 $ 35,922,000 $ 153,000 $ 72,000
Wake County North Carolina 225 $ 50,681,000 $ 225,000 $ 107,000
Bedford County Virginia 208 $ 42,819,000 $ 205,000 $ 91,000
Mecklenburg County North Carolina 204 $ 46,655,000 $ 228,000 $ 115,000
Greenville County South Carolina 169 $ 26,477,000 $ 156,000 $ 70,000
Lynchburg County Virginia 140 $ 22,999,000 $ 164,000 $ 103,000
Campbell County Virginia 133 $ 20,871,000 $ 156,000 $ 71,000
Catawba County North Carolina 130 $ 22,101,000 $ 170,000 $ 84,000
New Hanover County North Carolina 118 $ 24,167,000 $ 204,000 $ 83,000
Forsyth County North Carolina 117 $ 23,607,000 $ 201,000 $ 100,000
Roanoke County Virginia 114 $ 24,134,000 $ 211,000 $ 96,000
Spartanburg County South Carolina 113 $ 15,839,000 $ 140,000 $ 65,000
Moore County North Carolina 112 $ 23,895,000 $ 213,000 $ 99,000
Franklin County Virginia 111 $ 22,771,000 $ 205,000 $ 109,000
Pitt County North Carolina 110 $ 19,045,000 $ 173,000 $ 83,000
Randolph County North Carolina 110 $ 18,104,000 $ 164,000 $ 85,000
Union County North Carolina 109 $ 20,925,000 $ 191,000 $ 73,000
Gaston County North Carolina 101 $ 18,236,000 $ 180,000 $ 96,000
Buncombe County North Carolina 87 $ 18,396,000 $ 211,000 $ 96,000
Iredell County North Carolina 85 $ 20,557,000 $ 241,000 $ 110,000
Orange County North Carolina 82 $ 21,306,000 $ 259,000 $ 143,000
Roanoke City County Virginia 74 $ 11,962,000 $ 161,000 $ 78,000
Cherokee County North Carolina 68 $ 10,565,000 $ 155,000 $ 94,000
Davidson County North Carolina 67 $ 10,802,000 $ 161,000 $ 77,000
Amherst County Virginia 67 $ 10,553,000 $ 157,000 $ 66,000
Durham County North Carolina 58 $ 10,258,000 $ 176,000 $ 93,000
Henrico County Virginia 56 $ 11,319,000 $ 202,000 $ 103,000
Brunswick County North Carolina 55 $ 11,169,000 $ 203,000 $ 108,000
Cabarrus County North Carolina 55 $ 8,836,000 $ 160,000 $ 78,000
York County South Carolina 54 $ 12,028,000 $ 222,000 $ 136,000
Botetourt County Virginia 47 $ 9,463,000 $ 201,000 $ 80,000
Richmond City County Virginia 46 $ 12,868,000 $ 279,000 $ 134,000
Jackson County North Carolina 45 $ 8,674,000 $ 192,000 $ 97,000
Clay County North Carolina 43 $ 7,887,000 $ 183,000 $ 96,000
Lincoln County North Carolina 43 $ 9,356,000 $ 217,000 $ 89,000
Caldwell County North Carolina 42 $ 7,663,000 $ 182,000 $ 84,000
Carroll County Virginia 42 $ 5,492,000 $ 130,000 $ 57,000
Oldham County Kentucky 41 $ 7,281,000 $ 177,000 $ 81,000
Dare County North Carolina 40 $ 8,826,000 $ 220,000 $ 100,000
Rowan County North Carolina 38 $ 5,747,000 $ 151,000 $ 66,000
Chesterfield County Virginia 38 $ 7,548,000 $ 198,000 $ 111,000
Montgomery County Virginia 36 $ 7,181,000 $ 199,000 $ 79,000
Rockingham County North Carolina 35 $ 4,955,000 $ 141,000 $ 61,000
Nash County North Carolina 34 $ 6,638,000 $ 195,000 $ 89,000
Horry County South Carolina 34 $ 6,058,000 $ 178,000 $ 165,000
Macon County North Carolina 32 $ 5,810,000 $ 181,000 $ 84,000
Anderson County South Carolina 30 $ 5,223,000 $ 174,000 $ 94,000
Chatham County North Carolina 29 $ 7,738,000 $ 266,000 $ 115,000
Lenoir County North Carolina 28 $ 4,542,000 $ 162,000 $ 99,000
Oconee County South Carolina 28 $ 4,713,000 $ 168,000 $ 82,000
Pickens County South Carolina 28 $ 3,726,000 $ 133,000 $ 69,000
Pittsylvania County Virginia 28 $ 3,864,000 $ 138,000 $ 59,000
Salem County Virginia 28 $ 4,231,000 $ 151,000 $ 68,000
Knox County Tennessee 26 $ 4,579,000 $ 176,000 $ 83,000
Henderson County North Carolina 23 $ 4,216,000 $ 183,000 $ 58,000
Cherokee County South Carolina 23 $ 2,691,000 $ 117,000 $ 47,000
Ashe County North Carolina 21 $ 3,499,000 $ 166,000 $ 63,000
Onslow County North Carolina 21 $ 4,006,000 $ 190,000 $ 77,000
Dorchester County South Carolina 21 $ 3,565,000 $ 169,000 $ 78,000
Lexington County South Carolina 21 $ 3,571,000 $ 170,000 $ 78,000
Cumberland County North Carolina 20 $ 3,355,000 $ 167,000 $ 80,000
Surry County North Carolina 20 $ 3,568,000 $ 178,000 $ 87,000
Appomattox County Virginia 19 $ 2,826,000 $ 148,000 $ 58,000
Pender County North Carolina 18 $ 4,121,000 $ 228,000 $ 88,000
Georgetown County South Carolina 18 $ 5,022,000 $ 279,000 $ 140,000
Richland County South Carolina 18 $ 2,926,000 $ 162,000 $ 92,000
Union County South Carolina 18 $ 1,850,000 $ 102,000 $ 56,000
Union County Georgia 17 $ 2,526,000 $ 148,000 $ 80,000
Johnston County North Carolina 17 $ 2,689,000 $ 158,000 $ 74,000
Lee County North Carolina 17 $ 3,002,000 $ 176,000 $ 79,000
Berkeley County South Carolina 17 $ 3,411,000 $ 200,000 $ 90,000
Charleston County South Carolina 17 $ 4,352,000 $ 256,000 $ 147,000
Augusta County Virginia 17 $ 3,287,000 $ 193,000 $ 71,000
Grayson County Virginia 17 $ 1,983,000 $ 116,000 $ 45,000
Jefferson County Kentucky 16 $ 2,393,000 $ 149,000 $ 65,000
Carteret County North Carolina 16 $ 4,113,000 $ 257,000 $ 122,000
Burke County North Carolina 15 $ 2,868,000 $ 191,000 $ 77,000
Harnett County North Carolina 15 $ 3,032,000 $ 202,000 $ 71,000
Beaufort County South Carolina 15 $ 3,488,000 $ 232,000 $ 118,000
Orleans County Louisiana 13 $ 2,516,000 $ 193,000 $ 92,000
Alexander County North Carolina 13 $ 2,982,000 $ 229,000 $ 82,000
Laurens County South Carolina 13 $ 1,778,000 $ 136,000 $ 64,000
Cleveland County North Carolina 12 $ 1,803,000 $ 150,000 $ 70,000
Columbus County North Carolina 12 $ 1,718,000 $ 143,000 $ 52,000
Rockbridge County Virginia 12 $ 2,533,000 $ 211,000 $ 119,000
Currituck County North Carolina 11 $ 2,026,000 $ 184,000 $ 92,000
Franklin County North Carolina 11 $ 2,091,000 $ 190,000 $ 84,000
Granville County North Carolina 11 $ 2,034,000 $ 184,000 $ 139,000
Scotland County North Carolina 11 $ 1,295,000 $ 117,000 $ 58,000
Swain County North Carolina 11 $ 1,543,000 $ 140,000 $ 53,000
Davie County North Carolina 10 $ 2,431,000 $ 243,000 $ 105,000
Bedford City County Virginia 10 $ 1,299,000 $ 129,000 $ 45,000
Floyd County Virginia 10 $ 1,536,000 $ 153,000 $ 55,000
Lexington County Virginia 10 $ 1,933,000 $ 193,000 $ 80,000
Perquimans County North Carolina 9 $ 1,830,000 $ 203,000 $ 114,000
Galax County Virginia 9 $ 902,000 $ 100,000 $ 50,000
Fulton County Georgia 8 $ 2,084,000 $ 260,000 $ 257,000
Alleghany County North Carolina 8 $ 1,725,000 $ 215,000 $ 117,000
Beaufort County North Carolina 8 $ 1,569,000 $ 196,000 $ 110,000
Vance County North Carolina 8 $ 2,012,000 $ 251,000 $ 154,000
Watauga County North Carolina 8 $ 1,863,000 $ 232,000 $ 159,000
Nelson County Virginia 8 $ 1,531,000 $ 191,000 $ 71,000
Pulaski County Virginia 8 $ 1,383,000 $ 172,000 $ 68,000
Virginia Beach County Virginia 8 $ 2,193,000 $ 274,000 $ 71,000
Pasquotank County North Carolina 7 $ 1,367,000 $ 195,000 $ 75,000
Transylvania County North Carolina 7 $ 1,549,000 $ 221,000 $ 184,000
Fairfield County South Carolina 7 $ 1,045,000 $ 149,000 $ 83,000
Orangeburg County South Carolina 7 $ 968,000 $ 138,000 $ 76,000
Anderson County Tennessee 7 $ 725,000 $ 103,000 $ 88,000
Giles County Tennessee 7 $ 1,305,000 $ 186,000 $ 73,000
Shelby County Tennessee 7 $ 1,142,000 $ 163,000 $ 50,000
Hanover County Virginia 7 $ 1,394,000 $ 199,000 $ 100,000
Staunton County Virginia 7 $ 994,000 $ 142,000 $ 79,000
Towns County Georgia 6 $ 1,273,000 $ 212,000 $ 71,000
Duplin County North Carolina 6 $ 869,000 $ 144,000 $ 75,000
Hoke County North Carolina 6 $ 1,085,000 $ 180,000 $ 68,000
Person County North Carolina 6 $ 1,398,000 $ 233,000 $ 87,000
Stanly County North Carolina 6 $ 925,000 $ 154,000 $ 60,000
Wilkes County North Carolina 6 $ 602,000 $ 100,000 $ 59,000
Wilson County North Carolina 6 $ 1,319,000 $ 219,000 $ 126,000
Aiken County South Carolina 6 $ 1,582,000 $ 263,000 $ 127,000
Davidson County Tennessee 6 $ 1,340,000 $ 223,000 $ 90,000
Greene County Tennessee 6 $ 931,000 $ 155,000 $ 42,000
Albemarle County Virginia 6 $ 1,407,000 $ 234,000 $ 148,000
Henry County Kentucky 5 $ 711,000 $ 142,000 $ 61,000
Caswell County North Carolina 5 $ 1,084,000 $ 216,000 $ 155,000
Craven County North Carolina 5 $ 1,039,000 $ 207,000 $ 67,000
Graham County North Carolina 5 $ 606,000 $ 121,000 $ 82,000
Rutherford County North Carolina 5 $ 620,000 $ 124,000 $ 51,000
Wayne County North Carolina 5 $ 808,000 $ 161,000 $ 45,000
Darlington County South Carolina 5 $ 764,000 $ 152,000 $ 105,000
Jefferson County Tennessee 5 $ 725,000 $ 145,000 $ 57,000
Radford County Virginia 5 $ 506,000 $ 101,000 $ 54,000
Wythe County Virginia 5 $ 850,000 $ 170,000 $ 79,000
Gwinnett County Georgia 4 $ 1,055,000 $ 263,000 $ 108,000
Chowan County North Carolina 4 $ 347,000 $ 86,000 $ 63,000
Haywood County North Carolina 4 $ 656,000 $ 164,000 $ 44,000
McDowell County North Carolina 4 $ 746,000 $ 186,000 $ 98,000
Lancaster County South Carolina 4 $ 931,000 $ 232,000 $ 80,000
Newberry County South Carolina 4 $ 1,105,000 $ 276,000 $ 168,000
Blount County Tennessee 4 $ 666,000 $ 166,000 $ 85,000
Hamblen County Tennessee 4 $ 577,000 $ 144,000 $ 58,000
Roane County Tennessee 4 $ 677,000 $ 169,000 $ 117,000
Sevier County Tennessee 4 $ 871,000 $ 217,000 $ 269,000
Chesapeake County Virginia 4 $ 1,361,000 $ 340,000 $ 91,000
Craig County Virginia 4 $ 598,000 $ 149,000 $ 101,000
James City County Virginia 4 $ 941,000 $ 235,000 $ 98,000
Loudoun County Virginia 4 $ 888,000 $ 222,000 $ 56,000
New Kent County Virginia 4 $ 1,173,000 $ 293,000 $ 107,000
Newport News County Virginia 4 $ 610,000 $ 152,000 $ 58,000
Patrick County Virginia 4 $ 537,000 $ 134,000 $ 78,000
Prince William County Virginia 4 $ 927,000 $ 231,000 $ 90,000
Waynesboro County Virginia 4 $ 945,000 $ 236,000 $ 103,000
Cobb County Georgia 3 $ 715,000 $ 238,000 $ 117,000
Coweta County Georgia 3 $ 566,000 $ 188,000 $ 47,000
Trimble County Kentucky 3 $ 447,000 $ 149,000 $ 61,000
Bladen County North Carolina 3 $ 318,000 $ 106,000 $ 52,000
Greene County North Carolina 3 $ 295,000 $ 98,000 $ 68,000
Madison County North Carolina 3 $ 672,000 $ 224,000 $ 104,000
Martin County North Carolina 3 $ 680,000 $ 226,000 $ 108,000
Montgomery County North Carolina 3 $ 481,000 $ 160,000 $ 134,000
Stokes County North Carolina 3 $ 362,000 $ 120,000 $ 48,000
Yadkin County North Carolina 3 $ 581,000 $ 193,000 $ 86,000
Chester County South Carolina 3 $ 479,000 $ 159,000 $ 63,000
Florence County South Carolina 3 $ 660,000 $ 220,000 $ 166,000
Kershaw County South Carolina 3 $ 542,000 $ 180,000 $ 136,000
Bradley County Tennessee 3 $ 545,000 $ 181,000 $ 48,000
Lawrence County Tennessee 3 $ 412,000 $ 137,000 $ 45,000
Loudon County Tennessee 3 $ 667,000 $ 222,000 $ 146,000
Williamson County Tennessee 3 $ 752,000 $ 250,000 $ 97,000
Buena Vista County Virginia 3 $ 347,000 $ 115,000 $ 54,000
Charlottesville County Virginia 3 $ 514,000 $ 171,000 $ 127,000
Dinwiddie County Virginia 3 $ 572,000 $ 190,000 $ 93,000
Fairfax County Virginia 3 $ 940,000 $ 313,000 $ 92,000
Hall County Georgia 2 $ 330,000 $ 165,000 $ 120,000
Richmond County Georgia 2 $ 268,000 $ 134,000 $ 82,000
Daviess County Kentucky 2 $ 152,000 $ 76,000 $ 43,000
Jefferson County Louisiana 2 $ 305,000 $ 152,000 $ 63,000
Anson County North Carolina 2 $ 582,000 $ 291,000 $ 91,000
Avery County North Carolina 2 $ 362,000 $ 181,000 $ 48,000
Camden County North Carolina 2 $ 518,000 $ 259,000 $ 54,000
Edgecombe County North Carolina 2 $ 260,000 $ 130,000 $ 35,000
Gates County North Carolina 2 $ 404,000 $ 202,000 $ 69,000
Halifax County North Carolina 2 $ 659,000 $ 329,000 $ 281,000
Richmond County North Carolina 2 $ 347,000 $ 173,000 $ 242,000
Robeson County North Carolina 2 $ 221,000 $ 110,000 $ 65,000
Sampson County North Carolina 2 $ 210,000 $ 105,000 $ 44,000
Tyrrell County North Carolina 2 $ 241,000 $ 120,000 $ 26,000
Washington County North Carolina 2 $ 191,000 $ 95,000 $ 60,000
Greenwood County South Carolina 2 $ 340,000 $ 170,000 $ 237,000
Marlboro County South Carolina 2 $ 277,000 $ 138,000 $ 47,000
Dickson County Tennessee 2 $ 277,000 $ 138,000 $ 41,000
Marion County Tennessee 2 $ 283,000 $ 141,000 $ 65,000
Rutherford County Tennessee 2 $ 214,000 $ 107,000 $ 67,000
Sullivan County Tennessee 2 $ 336,000 $ 168,000 $ 51,000
Sumner County Tennessee 2 $ 234,000 $ 117,000 $ 41,000
Washington County Tennessee 2 $ 336,000 $ 168,000 $ 58,000
Wilson County Tennessee 2 $ 307,000 $ 153,000 $ 56,000
Alleghany County Virginia 2 $ 371,000 $ 185,000 $ 61,000
Amelia County Virginia 2 $ 401,000 $ 200,000 $ 71,000
Franklin City County Virginia 2 $ 375,000 $ 187,000 $ 108,000
Goochland County Virginia 2 $ 412,000 $ 206,000 $ 171,000
Norfolk County Virginia 2 $ 349,000 $ 174,000 $ 117,000
Nottoway County Virginia 2 $ 248,000 $ 124,000 $ 89,000
Poquoson County Virginia 2 $ 687,000 $ 343,000 $ 130,000
Southampton County Virginia 2 $ 319,000 $ 159,000 $ 72,000
Suffolk County Virginia 2 $ 689,000 $ 344,000 $ 151,000
Washington County Virginia 2 $ 316,000 $ 158,000 $ 78,000
Bibb County Georgia 1 $ 169,000 $ 169,000 $ 122,000
Chatham County Georgia 1 $ 107,000 $ 107,000 $ 73,000
Fannin County Georgia 1 $ 143,000 $ 143,000 $ 147,000
Gilmer County Georgia 1 $ 134,000 $ 134,000 $ 186,000
Hart County Georgia 1 $ 138,000 $ 138,000 $ 37,000
Newton County Georgia 1 $ 84,000 $ 84,000 $ 26,000
Seminole County Georgia 1 $ 252,000 $ 252,000 $ 256,000
Thomas County Georgia 1 $ 306,000 $ 306,000 $ 83,000
White County Georgia 1 $ 144,000 $ 144,000 $ 75,000
Breckinridge County Kentucky 1 $ 121,000 $ 121,000 $ 69,000
Carroll County Kentucky 1 $ 87,000 $ 87,000 $ 76,000
Henderson County Kentucky 1 $ 119,000 $ 119,000 $ 70,000
Mason County Kentucky 1 $ 132,000 $ 132,000 $ 44,000
Meade County Kentucky 1 $ 98,000 $ 98,000 $ 34,000
Russell County Kentucky 1 $ 127,000 $ 127,000 $ 207,000
Shelby County Kentucky 1 $ 216,000 $ 216,000 $ 74,000
Warren County Kentucky 1 $ 244,000 $ 244,000 $ 66,000
Bertie County North Carolina 1 $ 120,000 $ 120,000 $ 40,000
Hyde County North Carolina 1 $ 207,000 $ 207,000 $ 88,000
Pamlico County North Carolina 1 $ 217,000 $ 217,000 $ 432,000
Polk County North Carolina 1 $ 95,000 $ 95,000 $ 38,000
Warren County North Carolina 1 $ 146,000 $ 146,000 $ 47,000
Chester County Pennsylvania 1 $ 267,000 $ 267,000 $ 166,000
Abbeville County South Carolina 1 $ 71,000 $ 71,000 $ 33,000
Barnwell County South Carolina 1 $ 105,000 $ 105,000 $ 69,000
Clarendon County South Carolina 1 $ 271,000 $ 271,000 $ 52,000
Colleton County South Carolina 1 $ 300,000 $ 300,000 $ 133,000
Edgefield County South Carolina 1 $ 100,000 $ 100,000 $ 50,000
Sumter County South Carolina 1 $ 77,000 $ 77,000 $ 36,000
Bedford County Tennessee 1 $ 144,000 $ 144,000 $ 43,000
Campbell County Tennessee 1 $ 58,000 $ 58,000 $ 17,000
Carter County Tennessee 1 $ 203,000 $ 203,000 $ 27,000
Hawkins County Tennessee 1 $ 134,000 $ 134,000 $ 38,000
Madison County Tennessee 1 $ 90,000 $ 90,000 $ 43,000
Maury County Tennessee 1 $ 116,000 $ 116,000 $ 28,000
Putnam County Tennessee 1 $ 218,000 $ 218,000 $ 117,000
Robertson County Tennessee 1 $ 133,000 $ 133,000 $ 32,000
Scott County Tennessee 1 $ 122,000 $ 122,000 $ 0
Sequatchie County Tennessee 1 $ 214,000 $ 214,000 $ 196,000
Union County Tennessee 1 $ 93,000 $ 93,000 $ 36,000
Alexandria County Virginia 1 $ 600,000 $ 600,000 $ 155,000
Arlington County Virginia 1 $ 417,000 $ 417,000 $ 129,000
Bath County Virginia 1 $ 210,000 $ 210,000 $ 109,000
Caroline County Virginia 1 $ 175,000 $ 175,000 $ 114,000
Charlotte County Virginia 1 $ 104,000 $ 104,000 $ 70,000
Danville County Virginia 1 $ 105,000 $ 105,000 $ 29,000
Falls Church County Virginia 1 $ 140,000 $ 140,000 $ 50,000
Fluvanna County Virginia 1 $ 124,000 $ 124,000 $ 42,000
Fredericksburg County Virginia 1 $ 296,000 $ 296,000 $ 98,000
Giles County Virginia 1 $ 93,000 $ 93,000 $ 59,000
Halifax County Virginia 1 $ 109,000 $ 109,000 $ 91,000
Hampton County Virginia 1 $ 202,000 $ 202,000 $ 37,000
Isle of Wight County Virginia 1 $ 208,000 $ 208,000 $ 70,000
King George County Virginia 1 $ 223,000 $ 223,000 $ 137,000
Lancaster County Virginia 1 $ 331,000 $ 331,000 $ 635,000
Mathews County Virginia 1 $ 314,000 $ 314,000 $ 66,000
Middlesex County Virginia 1 $ 208,000 $ 208,000 $ 106,000
Powhatan County Virginia 1 $ 167,000 $ 167,000 $ 53,000
Prince George County Virginia 1 $ 75,000 $ 75,000 $ 50,000
Rockingham County Virginia 1 $ 203,000 $ 203,000 $ 93,000
Shenandoah County Virginia 1 $ 250,000 $ 250,000 $ 37,000
Stafford County Virginia 1 $ 141,000 $ 141,000 $ 166,000
Williamsburg County Virginia 1 $ 125,000 $ 125,000 $ 30,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Carolina Bank in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,554 $709,939,000 $199,000 $1,400,000 $100,000 $1,849,000
Home Purchase 2,192 $366,745,000 $167,000 $650,000 $77,000 $1,934,000
Home Improvement 1 $52,000 $52,000 $52,000 $84,000 $84,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,153 $971,970,000 $188,000 $761,000 $93,000 $1,849,000
Black or African American 275 $44,916,000 $163,000 $800,000 $69,000 $580,000
Hispanic 115 $19,221,000 $167,000 $850,000 $74,000 $759,000
Not Provided 86 $16,250,000 $188,000 $650,000 $114,000 $1,934,000
Asian 70 $15,696,000 $224,000 $417,000 $101,000 $365,000
Not applicable 31 $6,015,000 $194,000 $1,400,000 $0 $0
American Indian or Alaskan Native 9 $1,292,000 $143,000 $250,000 $117,000 $668,000
Native Hawaiian or Other Pacific Islander 8 $1,376,000 $172,000 $263,000 $70,000 $173,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,136 $831,895,000 $201,000 $1,400,000 $106,000 $1,934,000
FHA-insured (Federal Housing Administration) 949 $146,139,000 $153,000 $470,000 $58,000 $283,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 502 $67,655,000 $134,000 $347,000 $43,000 $118,000
VA-guaranteed (Veterans Administration) 160 $31,047,000 $194,000 $455,000 $63,000 $149,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,714 $878,813,000 $186,000 $1,400,000 $92,000 $1,849,000
Application Approved But Not Accepted 455 $91,957,000 $202,000 $731,000 $93,000 $720,000
Application Denied By Financial Institution 449 $80,828,000 $180,000 $850,000 $79,000 $1,557,000
Application Withdrawn By Applicant 128 $24,488,000 $191,000 $800,000 $68,000 $320,000
Preapproval Denied by Financial Institution 1 $650,000 $650,000 $650,000 $1,934,000 $1,934,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 174 $32,821,000 $188,000 $650,000 $110,000 $1,934,000
Debt-To-Income Ratio 126 $24,508,000 $194,000 $850,000 $60,000 $316,000
Credit History 63 $9,541,000 $151,000 $325,000 $54,000 $270,000
Collateral 60 $9,758,000 $162,000 $417,000 $94,000 $513,000
Employment History 15 $2,633,000 $175,000 $395,000 $55,000 $134,000
Unverifiable Information 4 $509,000 $127,000 $181,000 $40,000 $63,000
Mortgage Insurance Denied 3 $375,000 $125,000 $176,000 $62,000 $89,000
Insufficient Cash (Downpayment, Closing Cost) 2 $655,000 $327,000 $349,000 $81,000 $163,000
Credit Application Incomplete 1 $417,000 $417,000 $417,000 $360,000 $360,000

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List