Carolina Bank
Mortgage Loan Application
Totals and Details
for 2016

Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Carolina Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Carolina Bank
Po Box 10209
Greensboro, NC 27404
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,323
Total Mortgage Loan Application Amount $659,004,000
Average Mortgage Loan Application Amount $224,000
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $122,000
Highest Applicant Income $2,223,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Carolina Bank by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Alamance County North Carolina 397 $ 65,532,000 $ 165,000 $ 72,000
Guilford County North Carolina 391 $ 73,981,000 $ 189,000 $ 98,000
Moore County North Carolina 142 $ 31,733,000 $ 223,000 $ 93,000
Forsyth County North Carolina 141 $ 35,233,000 $ 249,000 $ 136,000
Johnston County North Carolina 92 $ 16,982,000 $ 184,000 $ 81,000
Surry County North Carolina 90 $ 13,100,000 $ 145,000 $ 71,000
Lee County North Carolina 88 $ 13,138,000 $ 149,000 $ 68,000
Rockingham County North Carolina 79 $ 11,398,000 $ 144,000 $ 63,000
Bedford County Virginia 78 $ 16,950,000 $ 217,000 $ 86,000
Catawba County North Carolina 73 $ 10,986,000 $ 150,000 $ 63,000
Campbell County Virginia 70 $ 10,880,000 $ 155,000 $ 69,000
Orange County North Carolina 62 $ 13,069,000 $ 210,000 $ 87,000
Buncombe County North Carolina 59 $ 12,021,000 $ 203,000 $ 82,000
Wake County North Carolina 59 $ 15,551,000 $ 263,000 $ 107,000
Fairfax County Virginia 59 $ 23,347,000 $ 395,000 $ 120,000
Randolph County North Carolina 54 $ 10,302,000 $ 190,000 $ 67,000
Lynchburg County Virginia 51 $ 8,521,000 $ 167,000 $ 76,000
Greenville County South Carolina 50 $ 10,815,000 $ 216,000 $ 87,000
Davidson County North Carolina 48 $ 7,728,000 $ 161,000 $ 81,000
New Hanover County North Carolina 48 $ 12,381,000 $ 257,000 $ 127,000
Durham County North Carolina 42 $ 6,761,000 $ 160,000 $ 69,000
Pender County North Carolina 41 $ 11,390,000 $ 277,000 $ 118,000
Roanoke County Virginia 40 $ 6,819,000 $ 170,000 $ 68,000
Harnett County North Carolina 38 $ 6,870,000 $ 180,000 $ 74,000
Mecklenburg County North Carolina 35 $ 6,737,000 $ 192,000 $ 128,000
Alexander County North Carolina 32 $ 4,890,000 $ 152,000 $ 55,000
Spartanburg County South Carolina 32 $ 6,754,000 $ 211,000 $ 95,000
Onslow County North Carolina 30 $ 7,891,000 $ 263,000 $ 154,000
Henderson County North Carolina 26 $ 4,704,000 $ 180,000 $ 66,000
Iredell County North Carolina 26 $ 5,259,000 $ 202,000 $ 79,000
Oldham County Kentucky 25 $ 5,323,000 $ 212,000 $ 96,000
Rockbridge County Virginia 24 $ 4,646,000 $ 193,000 $ 72,000
Gaston County North Carolina 23 $ 4,712,000 $ 204,000 $ 102,000
Anderson County South Carolina 23 $ 4,477,000 $ 194,000 $ 85,000
Amherst County Virginia 22 $ 3,415,000 $ 155,000 $ 68,000
Roanoke City County Virginia 22 $ 3,575,000 $ 162,000 $ 90,000
Pitt County North Carolina 21 $ 4,059,000 $ 193,000 $ 108,000
Dorchester County South Carolina 21 $ 4,719,000 $ 224,000 $ 83,000
Orleans County Louisiana 20 $ 4,738,000 $ 236,000 $ 99,000
Chatham County North Carolina 20 $ 4,289,000 $ 214,000 $ 104,000
Brunswick County North Carolina 19 $ 4,192,000 $ 220,000 $ 145,000
Lincoln County North Carolina 19 $ 3,319,000 $ 174,000 $ 66,000
Stokes County North Carolina 19 $ 2,815,000 $ 148,000 $ 57,000
Montgomery County Maryland 18 $ 7,875,000 $ 437,000 $ 102,000
Wayne County North Carolina 17 $ 2,842,000 $ 167,000 $ 70,000
Appomattox County Virginia 16 $ 2,573,000 $ 160,000 $ 58,000
Ashe County North Carolina 14 $ 2,229,000 $ 159,000 $ 70,000
Floyd County Virginia 13 $ 1,501,000 $ 115,000 $ 66,000
Lexington County Virginia 13 $ 2,846,000 $ 218,000 $ 92,000
Prince William County Virginia 13 $ 4,963,000 $ 381,000 $ 86,000
Caldwell County North Carolina 12 $ 1,553,000 $ 129,000 $ 62,000
Franklin County Virginia 12 $ 1,886,000 $ 157,000 $ 81,000
Wilkes County North Carolina 11 $ 1,550,000 $ 140,000 $ 57,000
Horry County South Carolina 11 $ 2,453,000 $ 223,000 $ 85,000
Botetourt County Virginia 11 $ 2,818,000 $ 256,000 $ 74,000
Henry County Virginia 10 $ 1,264,000 $ 126,000 $ 57,000
Loudoun County Virginia 10 $ 4,529,000 $ 452,000 $ 106,000
Carteret County North Carolina 9 $ 1,875,000 $ 208,000 $ 103,000
Duplin County North Carolina 9 $ 1,340,000 $ 148,000 $ 85,000
Union County North Carolina 9 $ 2,543,000 $ 282,000 $ 117,000
Cabarrus County North Carolina 8 $ 1,768,000 $ 221,000 $ 109,000
Davie County North Carolina 8 $ 1,997,000 $ 249,000 $ 71,000
Person County North Carolina 8 $ 1,514,000 $ 189,000 $ 81,000
Watauga County North Carolina 8 $ 1,431,000 $ 178,000 $ 76,000
Charleston County South Carolina 8 $ 3,134,000 $ 391,000 $ 135,000
Carroll County Virginia 8 $ 1,257,000 $ 157,000 $ 69,000
Patrick County Virginia 8 $ 1,357,000 $ 169,000 $ 66,000
Burke County North Carolina 7 $ 768,000 $ 109,000 $ 49,000
Caswell County North Carolina 7 $ 887,000 $ 126,000 $ 54,000
Scotland County North Carolina 7 $ 610,000 $ 87,000 $ 51,000
Berkeley County South Carolina 7 $ 1,773,000 $ 253,000 $ 78,000
Blount County Tennessee 7 $ 831,000 $ 118,000 $ 49,000
Henry County Kentucky 6 $ 936,000 $ 156,000 $ 56,000
Cleveland County North Carolina 6 $ 1,083,000 $ 180,000 $ 69,000
Richmond County North Carolina 6 $ 499,000 $ 83,000 $ 45,000
Wilson County North Carolina 6 $ 1,301,000 $ 216,000 $ 110,000
Georgetown County South Carolina 6 $ 2,036,000 $ 339,000 $ 180,000
Pickens County South Carolina 6 $ 962,000 $ 160,000 $ 81,000
Pittsylvania County Virginia 6 $ 728,000 $ 121,000 $ 49,000
Haywood County North Carolina 5 $ 653,000 $ 130,000 $ 62,000
Hoke County North Carolina 5 $ 650,000 $ 130,000 $ 68,000
Nash County North Carolina 5 $ 990,000 $ 198,000 $ 126,000
Sampson County North Carolina 5 $ 573,000 $ 114,000 $ 34,000
Yadkin County North Carolina 5 $ 815,000 $ 163,000 $ 51,000
Arlington County Virginia 5 $ 1,665,000 $ 333,000 $ 170,000
Montgomery County Virginia 5 $ 1,124,000 $ 224,000 $ 98,000
Carroll County Kentucky 4 $ 588,000 $ 147,000 $ 61,000
Jefferson County Kentucky 4 $ 770,000 $ 192,000 $ 54,000
Frederick County Maryland 4 $ 851,000 $ 212,000 $ 74,000
Beaufort County North Carolina 4 $ 886,000 $ 221,000 $ 147,000
Rutherford County North Carolina 4 $ 551,000 $ 137,000 $ 55,000
Albemarle County Virginia 4 $ 1,713,000 $ 428,000 $ 160,000
Augusta County Virginia 4 $ 553,000 $ 138,000 $ 47,000
Salem County Virginia 4 $ 990,000 $ 247,000 $ 163,000
Wythe County Virginia 4 $ 476,000 $ 119,000 $ 37,000
Gwinnett County Georgia 3 $ 610,000 $ 203,000 $ 85,000
Anne Arundel County Maryland 3 $ 1,382,000 $ 460,000 $ 106,000
Cumberland County North Carolina 3 $ 498,000 $ 166,000 $ 78,000
Franklin County North Carolina 3 $ 842,000 $ 280,000 $ 156,000
Granville County North Carolina 3 $ 627,000 $ 209,000 $ 113,000
Lenoir County North Carolina 3 $ 480,000 $ 160,000 $ 107,000
Madison County North Carolina 3 $ 598,000 $ 199,000 $ 136,000
Montgomery County North Carolina 3 $ 373,000 $ 124,000 $ 76,000
Pamlico County North Carolina 3 $ 420,000 $ 140,000 $ 80,000
Stanly County North Carolina 3 $ 768,000 $ 256,000 $ 257,000
Beaufort County South Carolina 3 $ 1,081,000 $ 360,000 $ 86,000
York County South Carolina 3 $ 788,000 $ 262,000 $ 111,000
Collin County Texas 3 $ 792,000 $ 264,000 $ 110,000
Comal County Texas 3 $ 732,000 $ 244,000 $ 136,000
Grayson County Texas 3 $ 862,000 $ 287,000 $ 112,000
Charlottesville County Virginia 3 $ 913,000 $ 304,000 $ 130,000
Chesterfield County Virginia 3 $ 693,000 $ 231,000 $ 55,000
Grayson County Virginia 3 $ 384,000 $ 128,000 $ 76,000
Pulaski County Virginia 3 $ 501,000 $ 167,000 $ 74,000
Richmond City County Virginia 3 $ 770,000 $ 256,000 $ 70,000
Broward County Florida 2 $ 337,000 $ 168,000 $ 250,000
Sarasota County Florida 2 $ 1,262,000 $ 631,000 $ 347,000
Jefferson County Louisiana 2 $ 485,000 $ 242,000 $ 77,000
Baltimore County Maryland 2 $ 613,000 $ 306,000 $ 121,000
Dare County North Carolina 2 $ 1,031,000 $ 515,000 $ 740,000
McDowell County North Carolina 2 $ 223,000 $ 111,000 $ 39,000
Rowan County North Carolina 2 $ 278,000 $ 139,000 $ 146,000
Greenwood County South Carolina 2 $ 368,000 $ 184,000 $ 104,000
Lancaster County South Carolina 2 $ 335,000 $ 167,000 $ 83,000
Lexington County South Carolina 2 $ 211,000 $ 105,000 $ 43,000
Orangeburg County South Carolina 2 $ 348,000 $ 174,000 $ 57,000
Hamilton County Tennessee 2 $ 185,000 $ 92,000 $ 125,000
Sevier County Tennessee 2 $ 400,000 $ 200,000 $ 47,000
Harris County Texas 2 $ 274,000 $ 137,000 $ 94,000
Alexandria County Virginia 2 $ 612,000 $ 306,000 $ 315,000
Hanover County Virginia 2 $ 330,000 $ 165,000 $ 108,000
Henrico County Virginia 2 $ 578,000 $ 289,000 $ 146,000
Staunton County Virginia 2 $ 214,000 $ 107,000 $ 140,000
Charlotte County Florida 1 $ 360,000 $ 360,000 $ 545,000
Martin County Florida 1 $ 205,000 $ 205,000 $ 76,000
Pinellas County Florida 1 $ 1,170,000 $ 1,170,000 $ 309,000
Cherokee County Georgia 1 $ 152,000 $ 152,000 $ 78,000
Hardin County Kentucky 1 $ 107,000 $ 107,000 $ 30,000
Meade County Kentucky 1 $ 126,000 $ 126,000 $ 29,000
Shelby County Kentucky 1 $ 279,000 $ 279,000 $ 126,000
Trimble County Kentucky 1 $ 295,000 $ 295,000 $ 221,000
Harford County Maryland 1 $ 505,000 $ 505,000 $ 339,000
Prince George's County Maryland 1 $ 303,000 $ 303,000 $ 156,000
Washington County Maryland 1 $ 320,000 $ 320,000 $ 87,000
Alleghany County North Carolina 1 $ 270,000 $ 270,000 $ 187,000
Avery County North Carolina 1 $ 200,000 $ 200,000 $ 211,000
Bladen County North Carolina 1 $ 173,000 $ 173,000 $ 252,000
Columbus County North Carolina 1 $ 171,000 $ 171,000 $ 60,000
Craven County North Carolina 1 $ 56,000 $ 56,000 $ 47,000
Jones County North Carolina 1 $ 153,000 $ 153,000 $ 34,000
Macon County North Carolina 1 $ 181,000 $ 181,000 $ 56,000
Polk County North Carolina 1 $ 275,000 $ 275,000 $ 121,000
Swain County North Carolina 1 $ 146,000 $ 146,000 $ 13,000
Transylvania County North Carolina 1 $ 115,000 $ 115,000 $ 109,000
Warren County North Carolina 1 $ 125,000 $ 125,000 $ 107,000
Yancey County North Carolina 1 $ 240,000 $ 240,000 $ 38,000
Allegheny County Pennsylvania 1 $ 193,000 $ 193,000 $ 90,000
Florence County South Carolina 1 $ 60,000 $ 60,000 $ 16,000
Marion County South Carolina 1 $ 133,000 $ 133,000 $ 34,000
Oconee County South Carolina 1 $ 119,000 $ 119,000 $ 86,000
Richland County South Carolina 1 $ 133,000 $ 133,000 $ 51,000
Knox County Tennessee 1 $ 104,000 $ 104,000 $ 65,000
Loudon County Tennessee 1 $ 267,000 $ 267,000 $ 75,000
Bailey County Texas 1 $ 220,000 $ 220,000 $ 106,000
Bandera County Texas 1 $ 500,000 $ 500,000 $ 116,000
Cooke County Texas 1 $ 129,000 $ 129,000 $ 70,000
Dallas County Texas 1 $ 334,000 $ 334,000 $ 361,000
Fort Bend County Texas 1 $ 417,000 $ 417,000 $ 240,000
Guadalupe County Texas 1 $ 303,000 $ 303,000 $ 125,000
Kaufman County Texas 1 $ 376,000 $ 376,000 $ 205,000
Martin County Texas 1 $ 200,000 $ 200,000 $ 110,000
Rains County Texas 1 $ 215,000 $ 215,000 $ 131,000
Tarrant County Texas 1 $ 228,000 $ 228,000 $ 136,000
Walker County Texas 1 $ 300,000 $ 300,000 $ 168,000
Alleghany County Virginia 1 $ 188,000 $ 188,000 $ 150,000
Buena Vista County Virginia 1 $ 121,000 $ 121,000 $ 25,000
Charlotte County Virginia 1 $ 219,000 $ 219,000 $ 70,000
Culpeper County Virginia 1 $ 347,000 $ 347,000 $ 195,000
Dinwiddie County Virginia 1 $ 234,000 $ 234,000 $ 74,000
Falls Church County Virginia 1 $ 542,000 $ 542,000 $ 126,000
Fluvanna County Virginia 1 $ 212,000 $ 212,000 $ 70,000
Giles County Virginia 1 $ 235,000 $ 235,000 $ 77,000
Gloucester County Virginia 1 $ 122,000 $ 122,000 $ 74,000
Greene County Virginia 1 $ 160,000 $ 160,000 $ 31,000
Hopewell County Virginia 1 $ 72,000 $ 72,000 $ 100,000
King William County Virginia 1 $ 168,000 $ 168,000 $ 51,000
Louisa County Virginia 1 $ 275,000 $ 275,000 $ 92,000
Manassas County Virginia 1 $ 342,000 $ 342,000 $ 100,000
Manassas Park County Virginia 1 $ 248,000 $ 248,000 $ 64,000
Mecklenburg County Virginia 1 $ 230,000 $ 230,000 $ 155,000
Nelson County Virginia 1 $ 166,000 $ 166,000 $ 48,000
Prince Edward County Virginia 1 $ 159,000 $ 159,000 $ 62,000
Rappahannock County Virginia 1 $ 177,000 $ 177,000 $ 59,000
Rockingham County Virginia 1 $ 417,000 $ 417,000 $ 257,000
Stafford County Virginia 1 $ 323,000 $ 323,000 $ 108,000
Warren County Virginia 1 $ 177,000 $ 177,000 $ 59,000
Upshur County West Virginia 1 $ 152,000 $ 152,000 $ 90,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Carolina Bank in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 2,227 $411,433,000 $184,000 $880,000 $80,000 $2,223,000
Refinancing 1,067 $239,889,000 $224,000 $1,500,000 $104,000 $960,000
Home Improvement 29 $7,682,000 $264,000 $875,000 $182,000 $1,287,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,818 $549,547,000 $195,000 $1,500,000 $90,000 $2,223,000
Black or African American 149 $27,156,000 $182,000 $652,000 $73,000 $605,000
Asian 123 $39,268,000 $319,000 $670,000 $103,000 $492,000
Not Provided 106 $19,896,000 $187,000 $685,000 $88,000 $553,000
Hispanic 98 $16,851,000 $171,000 $743,000 $62,000 $199,000
Not applicable 14 $2,744,000 $196,000 $781,000 $0 $0
American Indian or Alaskan Native 12 $2,744,000 $228,000 $565,000 $112,000 $238,000
Native Hawaiin or Other Pacific Islander 3 $798,000 $266,000 $364,000 $125,000 $170,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,062 $443,065,000 $214,000 $1,500,000 $106,000 $2,223,000
FHA-insured (Federal Housing Administration) 643 $105,490,000 $164,000 $636,000 $62,000 $263,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 324 $43,726,000 $134,000 $293,000 $46,000 $103,000
VA-guaranteed (Veterans Administration) 294 $66,723,000 $226,000 $743,000 $71,000 $230,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,488 $487,206,000 $195,000 $1,458,000 $89,000 $2,223,000
Application Withdrawn By Applicant 509 $104,932,000 $206,000 $833,000 $87,000 $960,000
Application Denied By Financial Institution 173 $33,748,000 $195,000 $1,500,000 $74,000 $605,000
File Closed For Incompleteness 129 $28,938,000 $224,000 $960,000 $115,000 $1,287,000
Application Approved But Not Accepted 24 $4,180,000 $174,000 $371,000 $70,000 $145,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 53 $7,834,000 $147,000 $496,000 $85,000 $605,000
Debt-To-Income Ratio 51 $10,927,000 $214,000 $1,500,000 $54,000 $407,000
Other 43 $9,143,000 $212,000 $545,000 $86,000 $394,000
Collateral 16 $3,860,000 $241,000 $616,000 $75,000 $158,000
Employment History 3 $556,000 $185,000 $286,000 $45,000 $64,000
Insufficient Cash (Downpayment, Closing Cost) 2 $794,000 $397,000 $636,000 $87,000 $120,000
Unverifiable Information 2 $358,000 $179,000 $265,000 $39,000 $56,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.

Download the North Carolina Lender List