Carolina First Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Carolina First Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Carolina First Bank 102 S Main Street Greenville, SC 29601 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 |
| Total Number of Mortgage Applications | 2,704 |
| Total Mortgage Loan Application Amount | $512,306,000 |
| Average Mortgage Loan Application Amount | $147,333 |
| Highest Mortgage Loan Application Amount | $7,500,000 |
| Average Applicant Income | $88,666 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Carolina First Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Carolina First Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Carolina First Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Carolina First Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Carolina First Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Carolina First Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County Florida | 202 | $ 37,078,000 | $ 183,000 | $ 87,000 |
| Horry County South Carolina | 137 | $ 25,898,000 | $ 189,000 | $ 188,000 |
| Greenville County South Carolina | 136 | $ 26,161,000 | $ 192,000 | $ 87,000 |
| Hillsborough County Florida | 122 | $ 21,058,000 | $ 172,000 | $ 87,000 |
| Richland County South Carolina | 112 | $ 20,240,000 | $ 180,000 | $ 89,000 |
| Henderson County North Carolina | 109 | $ 21,386,000 | $ 196,000 | $ 101,000 |
| Marion County Florida | 90 | $ 11,313,000 | $ 125,000 | $ 65,000 |
| Buncombe County North Carolina | 80 | $ 16,899,000 | $ 211,000 | $ 79,000 |
| Beaufort County South Carolina | 70 | $ 21,838,000 | $ 311,000 | $ 170,000 |
| Alachua County Florida | 69 | $ 16,739,000 | $ 242,000 | $ 143,000 |
| Duval County Florida | 69 | $ 13,254,000 | $ 192,000 | $ 89,000 |
| Miami-Dade County Florida | 69 | $ 23,709,000 | $ 343,000 | $ 194,000 |
| Lexington County South Carolina | 69 | $ 11,122,000 | $ 161,000 | $ 75,000 |
| Charleston County South Carolina | 64 | $ 19,589,000 | $ 306,000 | $ 193,000 |
| Aiken County South Carolina | 54 | $ 7,500,000 | $ 138,000 | $ 72,000 |
| Osceola County Florida | 52 | $ 6,670,000 | $ 128,000 | $ 75,000 |
| Georgetown County South Carolina | 49 | $ 10,031,000 | $ 204,000 | $ 163,000 |
| Rutherford County North Carolina | 48 | $ 8,698,000 | $ 181,000 | $ 127,000 |
| Spartanburg County South Carolina | 47 | $ 9,043,000 | $ 192,000 | $ 73,000 |
| York County South Carolina | 46 | $ 8,411,000 | $ 182,000 | $ 75,000 |
| Broward County Florida | 44 | $ 11,993,000 | $ 272,000 | $ 109,000 |
| Anderson County South Carolina | 42 | $ 5,856,000 | $ 139,000 | $ 86,000 |
| Baker County Florida | 40 | $ 4,324,000 | $ 108,000 | $ 53,000 |
| Pasco County Florida | 39 | $ 7,187,000 | $ 184,000 | $ 67,000 |
| Seminole County Florida | 37 | $ 7,839,000 | $ 211,000 | $ 130,000 |
| Pinellas County Florida | 35 | $ 6,217,000 | $ 177,000 | $ 79,000 |
| St. Johns County Florida | 35 | $ 9,993,000 | $ 285,000 | $ 195,000 |
| Columbia County Florida | 31 | $ 7,734,000 | $ 249,000 | $ 47,000 |
| New Hanover County North Carolina | 31 | $ 8,129,000 | $ 262,000 | $ 136,000 |
| Florence County South Carolina | 31 | $ 4,264,000 | $ 137,000 | $ 55,000 |
| Polk County North Carolina | 30 | $ 5,735,000 | $ 191,000 | $ 53,000 |
| McDowell County North Carolina | 29 | $ 3,885,000 | $ 133,000 | $ 72,000 |
| Pickens County South Carolina | 29 | $ 4,422,000 | $ 152,000 | $ 78,000 |
| Suwannee County Florida | 27 | $ 2,689,000 | $ 99,000 | $ 44,000 |
| Cleveland County North Carolina | 26 | $ 3,918,000 | $ 150,000 | $ 138,000 |
| Laurens County South Carolina | 24 | $ 1,756,000 | $ 73,000 | $ 48,000 |
| Citrus County Florida | 23 | $ 2,996,000 | $ 130,000 | $ 73,000 |
| Polk County Florida | 23 | $ 2,207,000 | $ 95,000 | $ 83,000 |
| Barnwell County South Carolina | 23 | $ 2,840,000 | $ 123,000 | $ 53,000 |
| Edgefield County South Carolina | 21 | $ 3,173,000 | $ 151,000 | $ 88,000 |
| Kershaw County South Carolina | 20 | $ 4,518,000 | $ 225,000 | $ 117,000 |
| Clay County Florida | 17 | $ 3,180,000 | $ 187,000 | $ 67,000 |
| Burke County North Carolina | 17 | $ 2,260,000 | $ 132,000 | $ 105,000 |
| Transylvania County North Carolina | 16 | $ 5,439,000 | $ 339,000 | $ 241,000 |
| Berkeley County South Carolina | 15 | $ 1,912,000 | $ 127,000 | $ 44,000 |
| Newberry County South Carolina | 15 | $ 1,454,000 | $ 96,000 | $ 34,000 |
| Bradford County Florida | 13 | $ 1,489,000 | $ 114,000 | $ 56,000 |
| Putnam County Florida | 12 | $ 1,144,000 | $ 95,000 | $ 64,000 |
| Yancey County North Carolina | 12 | $ 3,297,000 | $ 274,000 | $ 113,000 |
| Flagler County Florida | 11 | $ 3,147,000 | $ 286,000 | $ 95,000 |
| Palm Beach County Florida | 11 | $ 3,011,000 | $ 273,000 | $ 116,000 |
| Lake County Florida | 10 | $ 1,894,000 | $ 189,000 | $ 73,000 |
| Onslow County North Carolina | 10 | $ 1,162,000 | $ 116,000 | $ 89,000 |
| Marion County South Carolina | 10 | $ 776,000 | $ 77,000 | $ 52,000 |
| Oconee County South Carolina | 10 | $ 1,253,000 | $ 125,000 | $ 184,000 |
| Brevard County Florida | 9 | $ 1,241,000 | $ 137,000 | $ 79,000 |
| Volusia County Florida | 9 | $ 1,256,000 | $ 139,000 | $ 127,000 |
| Haywood County North Carolina | 9 | $ 1,525,000 | $ 169,000 | $ 79,000 |
| Union County Florida | 8 | $ 1,001,000 | $ 125,000 | $ 46,000 |
| Mitchell County North Carolina | 8 | $ 583,000 | $ 72,000 | $ 69,000 |
| Mecklenburg County North Carolina | 7 | $ 855,000 | $ 122,000 | $ 59,000 |
| Pender County North Carolina | 7 | $ 842,000 | $ 120,000 | $ 42,000 |
| Greenwood County South Carolina | 7 | $ 851,000 | $ 121,000 | $ 51,000 |
| Sumter County Florida | 6 | $ 909,000 | $ 151,000 | $ 56,000 |
| Brunswick County North Carolina | 6 | $ 1,236,000 | $ 206,000 | $ 166,000 |
| Jackson County North Carolina | 6 | $ 1,322,000 | $ 220,000 | $ 35,000 |
| Dorchester County South Carolina | 6 | $ 881,000 | $ 146,000 | $ 61,000 |
| Hamilton County Florida | 5 | $ 365,000 | $ 73,000 | $ 118,000 |
| Saluda County South Carolina | 5 | $ 683,000 | $ 136,000 | $ 63,000 |
| Lee County Florida | 4 | $ 290,000 | $ 72,000 | $ 103,000 |
| Nassau County Florida | 4 | $ 759,000 | $ 189,000 | $ 117,000 |
| Fulton County Georgia | 4 | $ 1,129,000 | $ 282,000 | $ 113,000 |
| Fairfield County South Carolina | 4 | $ 354,000 | $ 88,000 | $ 67,000 |
| Marlboro County South Carolina | 4 | $ 209,000 | $ 52,000 | $ 225,000 |
| Union County South Carolina | 4 | $ 530,000 | $ 132,000 | $ 47,000 |
| Levy County Florida | 3 | $ 2,266,000 | $ 755,000 | $ 113,000 |
| Martin County Florida | 3 | $ 1,182,000 | $ 394,000 | $ 80,000 |
| Abbeville County South Carolina | 3 | $ 278,000 | $ 92,000 | $ 50,000 |
| Colleton County South Carolina | 3 | $ 839,000 | $ 279,000 | $ 233,000 |
| Dixie County Florida | 2 | $ 159,000 | $ 79,000 | $ 92,000 |
| Gilchrist County Florida | 2 | $ 253,000 | $ 126,000 | $ 95,000 |
| Hernando County Florida | 2 | $ 695,000 | $ 347,000 | $ 169,000 |
| Santa Rosa County Florida | 2 | $ 1,286,000 | $ 643,000 | $ 1,059,000 |
| Gwinnett County Georgia | 2 | $ 287,000 | $ 143,000 | $ 53,000 |
| Habersham County Georgia | 2 | $ 606,000 | $ 303,000 | $ 170,000 |
| Caldwell County North Carolina | 2 | $ 584,000 | $ 292,000 | $ 34,000 |
| Durham County North Carolina | 2 | $ 397,000 | $ 198,000 | $ 106,000 |
| Gaston County North Carolina | 2 | $ 115,000 | $ 57,000 | $ 25,000 |
| Guilford County North Carolina | 2 | $ 239,000 | $ 119,000 | $ 21,000 |
| Macon County North Carolina | 2 | $ 253,000 | $ 126,000 | $ 168,000 |
| Madison County North Carolina | 2 | $ 204,000 | $ 102,000 | $ 21,000 |
| Watauga County North Carolina | 2 | $ 1,441,000 | $ 720,000 | $ 234,000 |
| Calhoun County South Carolina | 2 | $ 196,000 | $ 98,000 | $ 65,000 |
| Cherokee County South Carolina | 2 | $ 284,000 | $ 142,000 | $ 69,000 |
| Darlington County South Carolina | 2 | $ 270,000 | $ 135,000 | $ 21,000 |
| Lee County South Carolina | 2 | $ 176,000 | $ 88,000 | $ 27,000 |
| Williamsburg County South Carolina | 2 | $ 282,000 | $ 141,000 | $ 69,000 |
| Bay County Florida | 1 | $ 372,000 | $ 372,000 | $ 134,000 |
| Leon County Florida | 1 | $ 417,000 | $ 417,000 | $ 179,000 |
| St. Lucie County Florida | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Cobb County Georgia | 1 | $ 293,000 | $ 293,000 | $ 195,000 |
| Columbia County Georgia | 1 | $ 72,000 | $ 72,000 | $ 70,000 |
| DeKalb County Georgia | 1 | $ 120,000 | $ 120,000 | $ 47,000 |
| Gilmer County Georgia | 1 | $ 99,000 | $ 99,000 | $ 106,000 |
| Alleghany County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 111,000 |
| Avery County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 15,000 |
| Granville County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 51,000 |
| Hyde County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 94,000 |
| Iredell County North Carolina | 1 | $ 126,000 | $ 126,000 | $ 66,000 |
| Nash County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 20,000 |
| Union County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 89,000 |
| Wake County North Carolina | 1 | $ 313,000 | $ 313,000 | $ 145,000 |
| Chester County South Carolina | 1 | $ 68,000 | $ 68,000 | $ 62,000 |
| Clarendon County South Carolina | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Dillon County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 58,000 |
| Orangeburg County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 72,000 |
| Chesapeake County Virginia | 1 | $ 165,000 | $ 165,000 | $ 120,000 |
| Richmond City County Virginia | 1 | $ 113,000 | $ 113,000 | $ 148,000 |
Mortgage Loan Application Detail Totals for Carolina First Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,334 | $284,010,000 | $212,000 | $7,500,000 | $118,000 | $9,999,000 |
| Home Purchase | 1,333 | $226,004,000 | $169,000 | $5,000,000 | $89,000 | $3,704,000 |
| Home Improvement | 37 | $2,292,000 | $61,000 | $300,000 | $59,000 | $195,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,985 | $368,907,000 | $185,000 | $2,195,000 | $115,000 | $9,999,000 |
| Hispanic | 206 | $39,895,000 | $193,000 | $7,500,000 | $90,000 | $3,704,000 |
| Not Provided | 155 | $35,627,000 | $229,000 | $5,000,000 | $103,000 | $2,898,000 |
| Black or African American | 137 | $17,957,000 | $131,000 | $520,000 | $53,000 | $233,000 |
| Not applicable | 110 | $32,661,000 | $296,000 | $2,800,000 | $0 | $0 |
| Asian | 98 | $14,787,000 | $150,000 | $400,000 | $73,000 | $320,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,948,000 | $243,000 | $960,000 | $111,000 | $352,000 |
| American Indian or Alaskan Native | 5 | $524,000 | $104,000 | $187,000 | $44,000 | $77,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,049 | $415,846,000 | $202,000 | $7,500,000 | $118,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 586 | $82,865,000 | $141,000 | $407,000 | $53,000 | $350,000 |
| VA-guaranteed (Veterans Administration) | 69 | $13,595,000 | $197,000 | $429,000 | $63,000 | $205,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,502 | $278,557,000 | $185,000 | $2,800,000 | $110,000 | $9,999,000 |
| Application Denied By Financial Institution | 612 | $110,541,000 | $180,000 | $2,195,000 | $78,000 | $1,680,000 |
| File Closed For Incompleteness | 521 | $110,820,000 | $212,000 | $7,500,000 | $105,000 | $3,026,000 |
| Application Approved But Not Accepted | 35 | $5,688,000 | $162,000 | $624,000 | $74,000 | $236,000 |
| Application Withdrawn By Applicant | 34 | $6,700,000 | $197,000 | $600,000 | $212,000 | $3,704,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Carolina First Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Carolina First Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.