Carrollton Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Carrollton Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Carrollton Bank P. O. Box 232 Carrollton, IL 62016 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,955 |
| Total Mortgage Loan Application Amount | $565,645,000 |
| Average Mortgage Loan Application Amount | $194,000 |
| Highest Mortgage Loan Application Amount | $4,255,000 |
| Average Applicant Income | $174,400 |
| Highest Applicant Income | $6,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Carrollton Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Carrollton Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Carrollton Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Carrollton Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Carrollton Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Carrollton Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 972 | $ 198,970,000 | $ 204,000 | $ 143,000 |
| Madison County Illinois | 409 | $ 56,035,000 | $ 137,000 | $ 92,000 |
| St. Louis City County Missouri | 296 | $ 52,630,000 | $ 177,000 | $ 105,000 |
| St. Charles County Missouri | 293 | $ 64,245,000 | $ 219,000 | $ 120,000 |
| St. Clair County Illinois | 256 | $ 47,690,000 | $ 186,000 | $ 119,000 |
| Sangamon County Illinois | 148 | $ 24,220,000 | $ 163,000 | $ 142,000 |
| Jersey County Illinois | 115 | $ 14,855,000 | $ 129,000 | $ 90,000 |
| Jefferson County Missouri | 82 | $ 18,040,000 | $ 220,000 | $ 142,000 |
| Greene County Illinois | 34 | $ 3,230,000 | $ 95,000 | $ 62,000 |
| Macoupin County Illinois | 29 | $ 3,655,000 | $ 126,000 | $ 80,000 |
| McLean County Illinois | 24 | $ 4,390,000 | $ 182,000 | $ 144,000 |
| Camden County Missouri | 19 | $ 4,505,000 | $ 237,000 | $ 282,000 |
| Warren County Missouri | 16 | $ 2,690,000 | $ 168,000 | $ 111,000 |
| Monroe County Illinois | 15 | $ 2,565,000 | $ 171,000 | $ 83,000 |
| Lincoln County Missouri | 13 | $ 1,595,000 | $ 122,000 | $ 69,000 |
| Franklin County Missouri | 12 | $ 2,800,000 | $ 233,000 | $ 204,000 |
| Clinton County Illinois | 11 | $ 2,265,000 | $ 205,000 | $ 105,000 |
| Morgan County Illinois | 11 | $ 825,000 | $ 75,000 | $ 57,000 |
| Maricopa County Arizona | 9 | $ 4,575,000 | $ 508,000 | $ 472,000 |
| Cook County Illinois | 7 | $ 3,515,000 | $ 502,000 | $ 220,000 |
| Washington County Illinois | 7 | $ 455,000 | $ 65,000 | $ 44,000 |
| Lee County Florida | 6 | $ 5,280,000 | $ 880,000 | $ 182,000 |
| Calhoun County Illinois | 6 | $ 530,000 | $ 88,000 | $ 87,000 |
| Logan County Illinois | 6 | $ 600,000 | $ 100,000 | $ 65,000 |
| Collier County Florida | 5 | $ 2,035,000 | $ 407,000 | $ 388,000 |
| Hillsborough County Florida | 5 | $ 1,305,000 | $ 261,000 | $ 242,000 |
| Jackson County Missouri | 5 | $ 955,000 | $ 191,000 | $ 127,000 |
| Montgomery County Illinois | 4 | $ 410,000 | $ 102,000 | $ 79,000 |
| Taney County Missouri | 4 | $ 190,000 | $ 47,000 | $ 176,000 |
| Guadalupe County Texas | 4 | $ 1,190,000 | $ 297,000 | $ 117,000 |
| Broward County Florida | 3 | $ 625,000 | $ 208,000 | $ 103,000 |
| Houston County Georgia | 3 | $ 1,085,000 | $ 361,000 | $ 216,000 |
| Walker County Georgia | 3 | $ 1,285,000 | $ 428,000 | $ 2,357,000 |
| Wayne County Michigan | 3 | $ 65,000 | $ 21,000 | $ 145,000 |
| Callaway County Missouri | 3 | $ 435,000 | $ 145,000 | $ 63,000 |
| Burlington County New Jersey | 3 | $ 925,000 | $ 308,000 | $ 139,000 |
| Dallas County Texas | 3 | $ 1,105,000 | $ 368,000 | $ 290,000 |
| Benton County Arkansas | 2 | $ 250,000 | $ 125,000 | $ 336,000 |
| Jefferson County Colorado | 2 | $ 590,000 | $ 295,000 | $ 299,000 |
| Walton County Florida | 2 | $ 1,060,000 | $ 530,000 | $ 127,000 |
| Coles County Illinois | 2 | $ 390,000 | $ 195,000 | $ 91,000 |
| Marion County Illinois | 2 | $ 60,000 | $ 30,000 | $ 42,000 |
| Piatt County Illinois | 2 | $ 120,000 | $ 60,000 | $ 40,000 |
| Union County Illinois | 2 | $ 230,000 | $ 115,000 | $ 60,000 |
| Sedgwick County Kansas | 2 | $ 530,000 | $ 265,000 | $ 105,000 |
| Marshall County Kentucky | 2 | $ 640,000 | $ 320,000 | $ 194,000 |
| Charlevoix County Michigan | 2 | $ 1,120,000 | $ 560,000 | $ 552,000 |
| Olmsted County Minnesota | 2 | $ 460,000 | $ 230,000 | $ 222,000 |
| Benton County Missouri | 2 | $ 310,000 | $ 155,000 | $ 114,000 |
| Crawford County Missouri | 2 | $ 360,000 | $ 180,000 | $ 99,000 |
| Gasconade County Missouri | 2 | $ 1,090,000 | $ 545,000 | $ 111,000 |
| Miller County Missouri | 2 | $ 190,000 | $ 95,000 | $ 168,000 |
| Phelps County Missouri | 2 | $ 60,000 | $ 30,000 | $ 39,000 |
| St. Francois County Missouri | 2 | $ 220,000 | $ 110,000 | $ 59,000 |
| Ste. Genevieve County Missouri | 2 | $ 520,000 | $ 260,000 | $ 95,000 |
| Clark County Nevada | 2 | $ 790,000 | $ 395,000 | $ 278,000 |
| Montgomery County Ohio | 2 | $ 180,000 | $ 90,000 | $ 80,000 |
| Cameron County Texas | 2 | $ 300,000 | $ 150,000 | $ 68,000 |
| Pima County Arizona | 1 | $ 305,000 | $ 305,000 | $ 338,000 |
| Orange County California | 1 | $ 1,675,000 | $ 1,675,000 | $ 0 |
| Placer County California | 1 | $ 355,000 | $ 355,000 | $ 6,000,000 |
| Riverside County California | 1 | $ 205,000 | $ 205,000 | $ 286,000 |
| San Diego County California | 1 | $ 605,000 | $ 605,000 | $ 156,000 |
| Denver County Colorado | 1 | $ 325,000 | $ 325,000 | $ 111,000 |
| Pueblo County Colorado | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Okaloosa County Florida | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Pinellas County Florida | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| St. Johns County Florida | 1 | $ 335,000 | $ 335,000 | $ 203,000 |
| Cobb County Georgia | 1 | $ 335,000 | $ 335,000 | $ 78,000 |
| Gwinnett County Georgia | 1 | $ 1,195,000 | $ 1,195,000 | $ 510,000 |
| Lanier County Georgia | 1 | $ 95,000 | $ 95,000 | $ 171,000 |
| Kootenai County Idaho | 1 | $ 3,985,000 | $ 3,985,000 | $ 0 |
| Adams County Illinois | 1 | $ 45,000 | $ 45,000 | $ 323,000 |
| Bond County Illinois | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Christian County Illinois | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| DuPage County Illinois | 1 | $ 865,000 | $ 865,000 | $ 372,000 |
| Effingham County Illinois | 1 | $ 205,000 | $ 205,000 | $ 246,000 |
| Fayette County Illinois | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Hamilton County Illinois | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Jefferson County Illinois | 1 | $ 215,000 | $ 215,000 | $ 170,000 |
| Johnson County Illinois | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Macon County Illinois | 1 | $ 135,000 | $ 135,000 | $ 74,000 |
| McHenry County Illinois | 1 | $ 195,000 | $ 195,000 | $ 123,000 |
| Menard County Illinois | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Perry County Illinois | 1 | $ 425,000 | $ 425,000 | $ 342,000 |
| Rock Island County Illinois | 1 | $ 195,000 | $ 195,000 | $ 135,000 |
| Scott County Illinois | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 215,000 | $ 215,000 | $ 63,000 |
| Boone County Indiana | 1 | $ 285,000 | $ 285,000 | $ 198,000 |
| Marion County Indiana | 1 | $ 105,000 | $ 105,000 | $ 118,000 |
| Johnson County Iowa | 1 | $ 485,000 | $ 485,000 | $ 3,778,000 |
| Poweshiek County Iowa | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Sioux County Iowa | 1 | $ 355,000 | $ 355,000 | $ 120,000 |
| Johnson County Kansas | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Allen County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Jefferson County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 50,000 |
| Jefferson County Louisiana | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Orleans County Louisiana | 1 | $ 525,000 | $ 525,000 | $ 240,000 |
| Aroostook County Maine | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Baltimore County Maryland | 1 | $ 415,000 | $ 415,000 | $ 165,000 |
| Benzie County Michigan | 1 | $ 405,000 | $ 405,000 | $ 2,352,000 |
| Boone County Missouri | 1 | $ 165,000 | $ 165,000 | $ 300,000 |
| Cape Girardeau County Missouri | 1 | $ 55,000 | $ 55,000 | $ 342,000 |
| Clay County Missouri | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
| Cole County Missouri | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Greene County Missouri | 1 | $ 75,000 | $ 75,000 | $ 102,000 |
| Johnson County Missouri | 1 | $ 75,000 | $ 75,000 | $ 131,000 |
| Madison County Missouri | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Montgomery County Missouri | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Ozark County Missouri | 1 | $ 95,000 | $ 95,000 | $ 166,000 |
| Scott County Missouri | 1 | $ 345,000 | $ 345,000 | $ 158,000 |
| Stone County Missouri | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Wake County North Carolina | 1 | $ 725,000 | $ 725,000 | $ 363,000 |
| Beaufort County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 2,351,000 |
| Pennington County South Dakota | 1 | $ 275,000 | $ 275,000 | $ 107,000 |
| Henry County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Lewis County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Collin County Texas | 1 | $ 325,000 | $ 325,000 | $ 194,000 |
| Denton County Texas | 1 | $ 375,000 | $ 375,000 | $ 120,000 |
| Fort Bend County Texas | 1 | $ 305,000 | $ 305,000 | $ 130,000 |
| Harris County Texas | 1 | $ 195,000 | $ 195,000 | $ 141,000 |
| Chesterfield County Virginia | 1 | $ 155,000 | $ 155,000 | $ 30,000 |
| King County Washington | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Kitsap County Washington | 1 | $ 735,000 | $ 735,000 | $ 612,000 |
| Oneida County Wisconsin | 1 | $ 135,000 | $ 135,000 | $ 296,000 |
| Teton County Wyoming | 1 | $ 1,265,000 | $ 1,265,000 | $ 926,000 |
Mortgage Loan Application Detail Totals for Carrollton Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,913 | $333,085,000 | $174,000 | $3,985,000 | $122,000 | $6,000,000 |
| Refinancing | 688 | $159,860,000 | $232,000 | $4,255,000 | $159,000 | $3,573,000 |
| Cash-out Refinancing | 289 | $62,215,000 | $215,000 | $1,275,000 | $136,000 | $2,556,000 |
| Home Improvement | 47 | $6,795,000 | $144,000 | $1,405,000 | $236,000 | $1,044,000 |
| Other Purpose | 18 | $3,690,000 | $205,000 | $805,000 | $219,000 | $775,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,996 | $404,090,000 | $202,000 | $3,985,000 | $148,000 | $6,000,000 |
| Black or African American | 338 | $42,690,000 | $126,000 | $1,185,000 | $73,000 | $289,000 |
| Not applicable | 225 | $50,925,000 | $226,000 | $4,255,000 | $0 | $0 |
| Not Provided | 180 | $35,000,000 | $194,000 | $1,385,000 | $144,000 | $5,533,000 |
| Hispanic | 126 | $13,340,000 | $105,000 | $595,000 | $58,000 | $482,000 |
| Asian | 72 | $16,040,000 | $222,000 | $1,995,000 | $137,000 | $1,025,000 |
| American Indian or Alaskan Native | 10 | $1,740,000 | $174,000 | $465,000 | $125,000 | $559,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $105,000 | $105,000 | $105,000 | $42,000 | $42,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,448 | $483,060,000 | $197,000 | $4,255,000 | $147,000 | $6,000,000 |
| FHA-insured (Federal Housing Administration) | 335 | $42,905,000 | $128,000 | $325,000 | $58,000 | $311,000 |
| VA-guaranteed (Veterans Administration) | 149 | $37,355,000 | $250,000 | $535,000 | $104,000 | $495,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $2,325,000 | $101,000 | $245,000 | $45,000 | $81,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,316 | $439,110,000 | $189,000 | $4,255,000 | $138,000 | $6,000,000 |
| Application Withdrawn By Applicant | 432 | $88,650,000 | $205,000 | $1,195,000 | $130,000 | $3,000,000 |
| Application Denied By Financial Institution | 192 | $35,850,000 | $186,000 | $1,995,000 | $90,000 | $720,000 |
| Application Approved But Not Accepted | 12 | $1,570,000 | $130,000 | $355,000 | $103,000 | $227,000 |
| File Closed For Incompleteness | 2 | $430,000 | $215,000 | $285,000 | $90,000 | $92,000 |
| Loan Purchased By The Institution | 1 | $35,000 | $35,000 | $35,000 | $25,000 | $25,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,763 | $529,795,000 | $191,000 | $4,255,000 | $137,000 | $6,000,000 |
| Credit History | 84 | $12,750,000 | $151,000 | $625,000 | $89,000 | $534,000 |
| Debt-To-Income Ratio | 55 | $10,255,000 | $186,000 | $1,185,000 | $59,000 | $154,000 |
| Collateral | 21 | $4,495,000 | $214,000 | $1,755,000 | $135,000 | $720,000 |
| Other | 19 | $4,585,000 | $241,000 | $805,000 | $134,000 | $425,000 |
| Employment History | 6 | $920,000 | $153,000 | $335,000 | $31,000 | $61,000 |
| Credit Application Incomplete | 4 | $2,340,000 | $585,000 | $1,995,000 | $210,000 | $713,000 |
| Unverifiable Information | 2 | $260,000 | $130,000 | $135,000 | $43,000 | $48,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $245,000 | $245,000 | $245,000 | $101,000 | $101,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Carrollton Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Carrollton Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.