Catalyst Lending, Inc. 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Catalyst Lending, Inc. 6530 S Yosemite Street, Suite 310 Greenwood Village, CO 80111 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 3,392 |
| Total Mortgage Loan Application Amount | $894,534,000 |
| Average Mortgage Loan Application Amount | $257,000 |
| Highest Mortgage Loan Application Amount | $1,300,000 |
| Average Applicant Income | $95,500 |
| Highest Applicant Income | $1,209,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Catalyst Lending, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Catalyst Lending, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Catalyst Lending, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Catalyst Lending, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Catalyst Lending, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Catalyst Lending, Inc.'s mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 432 | $ 145,827,000 | $ 337,000 | $ 106,000 |
| Orange County California | 385 | $ 138,525,000 | $ 359,000 | $ 123,000 |
| Riverside County California | 377 | $ 89,701,000 | $ 237,000 | $ 69,000 |
| San Bernardino County California | 221 | $ 49,866,000 | $ 225,000 | $ 73,000 |
| Denver County Colorado | 210 | $ 55,592,000 | $ 264,000 | $ 125,000 |
| Johnson County Kansas | 208 | $ 43,678,000 | $ 209,000 | $ 102,000 |
| Jackson County Missouri | 165 | $ 29,170,000 | $ 176,000 | $ 90,000 |
| Jefferson County Colorado | 160 | $ 34,822,000 | $ 217,000 | $ 95,000 |
| Douglas County Colorado | 135 | $ 37,413,000 | $ 277,000 | $ 113,000 |
| Clark County Nevada | 133 | $ 24,174,000 | $ 181,000 | $ 50,000 |
| Arapahoe County Colorado | 132 | $ 29,281,000 | $ 221,000 | $ 94,000 |
| San Diego County California | 104 | $ 34,368,000 | $ 330,000 | $ 99,000 |
| Maricopa County Arizona | 65 | $ 12,963,000 | $ 199,000 | $ 120,000 |
| Adams County Colorado | 56 | $ 11,124,000 | $ 198,000 | $ 74,000 |
| Sacramento County California | 30 | $ 7,500,000 | $ 250,000 | $ 44,000 |
| Santa Clara County California | 25 | $ 9,813,000 | $ 392,000 | $ 96,000 |
| Boulder County Colorado | 25 | $ 7,919,000 | $ 316,000 | $ 134,000 |
| El Paso County Colorado | 25 | $ 6,504,000 | $ 260,000 | $ 88,000 |
| Cass County Missouri | 23 | $ 4,061,000 | $ 176,000 | $ 66,000 |
| Ventura County California | 22 | $ 8,897,000 | $ 404,000 | $ 99,000 |
| Bernalillo County New Mexico | 22 | $ 3,973,000 | $ 180,000 | $ 117,000 |
| Broomfield County Colorado | 21 | $ 4,475,000 | $ 213,000 | $ 91,000 |
| Contra Costa County California | 20 | $ 6,473,000 | $ 323,000 | $ 61,000 |
| Alameda County California | 19 | $ 6,584,000 | $ 346,000 | $ 113,000 |
| Fresno County California | 19 | $ 3,189,000 | $ 167,000 | $ 92,000 |
| Elbert County Colorado | 19 | $ 4,979,000 | $ 262,000 | $ 99,000 |
| Clay County Missouri | 19 | $ 2,661,000 | $ 140,000 | $ 60,000 |
| San Joaquin County California | 17 | $ 4,105,000 | $ 241,000 | $ 38,000 |
| San Mateo County California | 16 | $ 6,538,000 | $ 408,000 | $ 155,000 |
| Kern County California | 14 | $ 3,425,000 | $ 244,000 | $ 39,000 |
| Solano County California | 14 | $ 4,922,000 | $ 351,000 | $ 67,000 |
| Stanislaus County California | 14 | $ 2,903,000 | $ 207,000 | $ 40,000 |
| Sonoma County California | 12 | $ 4,211,000 | $ 350,000 | $ 93,000 |
| Pueblo County Colorado | 12 | $ 2,066,000 | $ 172,000 | $ 52,000 |
| Wyandotte County Kansas | 11 | $ 1,517,000 | $ 137,000 | $ 71,000 |
| Marin County California | 10 | $ 4,794,000 | $ 479,000 | $ 151,000 |
| Platte County Missouri | 10 | $ 1,766,000 | $ 176,000 | $ 85,000 |
| Merced County California | 9 | $ 2,308,000 | $ 256,000 | $ 89,000 |
| Summit County Colorado | 9 | $ 2,552,000 | $ 283,000 | $ 150,000 |
| San Francisco County California | 8 | $ 3,239,000 | $ 404,000 | $ 152,000 |
| Weld County Colorado | 8 | $ 1,660,000 | $ 207,000 | $ 126,000 |
| Sandoval County New Mexico | 8 | $ 1,195,000 | $ 149,000 | $ 34,000 |
| Placer County California | 6 | $ 2,395,000 | $ 399,000 | $ 27,000 |
| Grand County Colorado | 6 | $ 1,469,000 | $ 244,000 | $ 201,000 |
| Washoe County Nevada | 6 | $ 1,126,000 | $ 187,000 | $ 62,000 |
| Pinal County Arizona | 5 | $ 522,000 | $ 104,000 | $ 44,000 |
| Monterey County California | 5 | $ 1,736,000 | $ 347,000 | $ 39,000 |
| San Luis Obispo County California | 5 | $ 1,196,000 | $ 239,000 | $ 33,000 |
| Santa Barbara County California | 5 | $ 2,215,000 | $ 443,000 | $ 218,000 |
| Yolo County California | 4 | $ 874,000 | $ 218,000 | $ 67,000 |
| Larimer County Colorado | 4 | $ 809,000 | $ 202,000 | $ 98,000 |
| Miami County Kansas | 4 | $ 601,000 | $ 150,000 | $ 114,000 |
| Boone County Missouri | 4 | $ 428,000 | $ 107,000 | $ 69,000 |
| Butte County California | 3 | $ 948,000 | $ 316,000 | $ 0 |
| Huerfano County Colorado | 3 | $ 385,000 | $ 128,000 | $ 130,000 |
| Park County Colorado | 3 | $ 719,000 | $ 239,000 | $ 124,000 |
| Sedgwick County Kansas | 3 | $ 394,000 | $ 131,000 | $ 65,000 |
| Navajo County Arizona | 2 | $ 381,000 | $ 190,000 | $ 184,000 |
| Pima County Arizona | 2 | $ 749,000 | $ 374,000 | $ 108,000 |
| Calaveras County California | 2 | $ 556,000 | $ 278,000 | $ 115,000 |
| El Dorado County California | 2 | $ 815,000 | $ 407,000 | $ 139,000 |
| Humboldt County California | 2 | $ 412,000 | $ 206,000 | $ 40,000 |
| Imperial County California | 2 | $ 441,000 | $ 220,000 | $ 0 |
| Madera County California | 2 | $ 580,000 | $ 290,000 | $ 48,000 |
| Napa County California | 2 | $ 1,053,000 | $ 526,000 | $ 85,000 |
| Sutter County California | 2 | $ 193,000 | $ 96,000 | $ 59,000 |
| Tulare County California | 2 | $ 365,000 | $ 182,000 | $ 0 |
| Clear Creek County Colorado | 2 | $ 332,000 | $ 166,000 | $ 60,000 |
| Eagle County Colorado | 2 | $ 667,000 | $ 333,000 | $ 112,000 |
| Gilpin County Colorado | 2 | $ 659,000 | $ 329,000 | $ 133,000 |
| Saline County Kansas | 2 | $ 316,000 | $ 158,000 | $ 100,000 |
| Camden County Missouri | 2 | $ 387,000 | $ 193,000 | $ 233,000 |
| Morgan County Missouri | 2 | $ 280,000 | $ 140,000 | $ 181,000 |
| Ray County Missouri | 2 | $ 215,000 | $ 107,000 | $ 48,000 |
| Mohave County Arizona | 1 | $ 171,000 | $ 171,000 | $ 204,000 |
| Yavapai County Arizona | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Kings County California | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Lake County California | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Mendocino County California | 1 | $ 250,000 | $ 250,000 | $ 88,000 |
| Mono County California | 1 | $ 274,000 | $ 274,000 | $ 443,000 |
| San Benito County California | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Santa Cruz County California | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Shasta County California | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Delta County Colorado | 1 | $ 228,000 | $ 228,000 | $ 66,000 |
| La Plata County Colorado | 1 | $ 247,000 | $ 247,000 | $ 83,000 |
| Montezuma County Colorado | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Otero County Colorado | 1 | $ 175,000 | $ 175,000 | $ 102,000 |
| Teller County Colorado | 1 | $ 162,000 | $ 162,000 | $ 140,000 |
| Anderson County Kansas | 1 | $ 69,000 | $ 69,000 | $ 29,000 |
| Douglas County Kansas | 1 | $ 253,000 | $ 253,000 | $ 70,000 |
| Franklin County Kansas | 1 | $ 122,000 | $ 122,000 | $ 53,000 |
| Leavenworth County Kansas | 1 | $ 145,000 | $ 145,000 | $ 0 |
| McPherson County Kansas | 1 | $ 83,000 | $ 83,000 | $ 71,000 |
| Mitchell County Kansas | 1 | $ 117,000 | $ 117,000 | $ 102,000 |
| Washington County Kansas | 1 | $ 93,000 | $ 93,000 | $ 48,000 |
| Andrew County Missouri | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Benton County Missouri | 1 | $ 111,000 | $ 111,000 | $ 48,000 |
| Cedar County Missouri | 1 | $ 151,000 | $ 151,000 | $ 51,000 |
| Clinton County Missouri | 1 | $ 77,000 | $ 77,000 | $ 70,000 |
| Dallas County Missouri | 1 | $ 108,000 | $ 108,000 | $ 204,000 |
| Daviess County Missouri | 1 | $ 128,000 | $ 128,000 | $ 74,000 |
| Greene County Missouri | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| St. Louis County Missouri | 1 | $ 262,000 | $ 262,000 | $ 133,000 |
| Stone County Missouri | 1 | $ 147,000 | $ 147,000 | $ 250,000 |
| Elko County Nevada | 1 | $ 207,000 | $ 207,000 | $ 60,000 |
| Dona Ana County New Mexico | 1 | $ 228,000 | $ 228,000 | $ 126,000 |
| Santa Fe County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 142,000 |
| Taos County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 205,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,309 | $635,686,000 | $275,000 | $1,300,000 | $94,000 | $873,000 |
| Home Purchase | 1,083 | $258,848,000 | $239,000 | $1,268,000 | $97,000 | $1,209,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,408 | $632,195,000 | $262,000 | $1,300,000 | $101,000 | $1,209,000 |
| Hispanic | 473 | $113,075,000 | $239,000 | $719,000 | $66,000 | $612,000 |
| Asian | 228 | $68,115,000 | $298,000 | $1,000,000 | $99,000 | $651,000 |
| Not Provided | 169 | $51,259,000 | $303,000 | $960,000 | $111,000 | $542,000 |
| Black or African American | 74 | $18,349,000 | $247,000 | $529,000 | $58,000 | $258,000 |
| Native Hawaiian or Other Pacific Islander | 21 | $5,706,000 | $271,000 | $430,000 | $82,000 | $337,000 |
| Not applicable | 14 | $4,320,000 | $308,000 | $417,000 | $109,000 | $303,000 |
| American Indian or Alaskan Native | 5 | $1,515,000 | $303,000 | $378,000 | $82,000 | $196,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,143 | $576,832,000 | $269,000 | $1,300,000 | $123,000 | $1,209,000 |
| FHA-insured (Federal Housing Administration) | 1,077 | $269,484,000 | $250,000 | $743,000 | $46,000 | $524,000 |
| VA-guaranteed (Veterans Administration) | 156 | $45,616,000 | $292,000 | $1,008,000 | $67,000 | $298,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $2,602,000 | $162,000 | $368,000 | $50,000 | $100,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,132 | $560,123,000 | $262,000 | $1,008,000 | $94,000 | $1,209,000 |
| File Closed For Incompleteness | 561 | $145,285,000 | $258,000 | $1,268,000 | $98,000 | $873,000 |
| Application Withdrawn By Applicant | 534 | $146,041,000 | $273,000 | $1,300,000 | $98,000 | $916,000 |
| Application Approved But Not Accepted | 98 | $27,615,000 | $281,000 | $999,000 | $109,000 | $562,000 |
| Application Denied By Financial Institution | 67 | $15,470,000 | $230,000 | $558,000 | $86,000 | $589,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 19 | $4,788,000 | $252,000 | $417,000 | $72,000 | $285,000 |
| Credit History | 15 | $3,370,000 | $224,000 | $558,000 | $68,000 | $114,000 |
| Collateral | 12 | $2,756,000 | $229,000 | $480,000 | $133,000 | $589,000 |
| Other | 11 | $2,856,000 | $259,000 | $417,000 | $83,000 | $188,000 |
| Employment History | 4 | $609,000 | $152,000 | $250,000 | $76,000 | $200,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $853,000 | $213,000 | $247,000 | $106,000 | $192,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Catalyst Lending, Inc.'s 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Catalyst Lending, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.