Cathay Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Cathay Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cathay Bank 9650 Flair Drive Los Angeles, CA 91731 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,111 |
| Total Mortgage Loan Application Amount | $651,860,000 |
| Average Mortgage Loan Application Amount | $325,333 |
| Highest Mortgage Loan Application Amount | $11,000,000 |
| Average Applicant Income | $111,666 |
| Highest Applicant Income | $6,240,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Cathay Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cathay Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Cathay Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cathay Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Cathay Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cathay Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 432 | $ 138,837,000 | $ 321,000 | $ 128,000 |
| Queens County New York | 351 | $ 113,881,000 | $ 324,000 | $ 120,000 |
| Kings County New York | 266 | $ 110,626,000 | $ 415,000 | $ 94,000 |
| Orange County California | 142 | $ 46,700,000 | $ 328,000 | $ 153,000 |
| Cook County Illinois | 137 | $ 20,626,000 | $ 150,000 | $ 64,000 |
| Alameda County California | 90 | $ 19,522,000 | $ 216,000 | $ 85,000 |
| Santa Clara County California | 68 | $ 20,865,000 | $ 306,000 | $ 115,000 |
| San Bernardino County California | 54 | $ 12,220,000 | $ 226,000 | $ 127,000 |
| Riverside County California | 53 | $ 11,070,000 | $ 208,000 | $ 81,000 |
| Contra Costa County California | 41 | $ 10,105,000 | $ 246,000 | $ 86,000 |
| San Francisco County California | 41 | $ 13,571,000 | $ 331,000 | $ 112,000 |
| King County Washington | 38 | $ 8,576,000 | $ 225,000 | $ 90,000 |
| Harris County Texas | 35 | $ 24,729,000 | $ 706,000 | $ 58,000 |
| Sacramento County California | 33 | $ 4,619,000 | $ 139,000 | $ 51,000 |
| San Mateo County California | 27 | $ 9,084,000 | $ 336,000 | $ 130,000 |
| San Diego County California | 26 | $ 7,222,000 | $ 277,000 | $ 113,000 |
| Nassau County New York | 25 | $ 10,101,000 | $ 404,000 | $ 172,000 |
| New York County New York | 25 | $ 14,578,000 | $ 583,000 | $ 240,000 |
| Richmond County New York | 18 | $ 3,526,000 | $ 195,000 | $ 73,000 |
| Suffolk County New York | 14 | $ 4,126,000 | $ 294,000 | $ 161,000 |
| DuPage County Illinois | 13 | $ 1,822,000 | $ 140,000 | $ 86,000 |
| Fort Bend County Texas | 13 | $ 3,984,000 | $ 306,000 | $ 131,000 |
| Hudson County New Jersey | 12 | $ 2,572,000 | $ 214,000 | $ 91,000 |
| Collin County Texas | 12 | $ 2,762,000 | $ 230,000 | $ 90,000 |
| Ventura County California | 11 | $ 3,896,000 | $ 354,000 | $ 173,000 |
| Middlesex County Massachusetts | 11 | $ 3,149,000 | $ 286,000 | $ 111,000 |
| Suffolk County Massachusetts | 10 | $ 2,859,000 | $ 285,000 | $ 114,000 |
| Bergen County New Jersey | 8 | $ 4,785,000 | $ 598,000 | $ 216,000 |
| Solano County California | 7 | $ 1,141,000 | $ 163,000 | $ 69,000 |
| Monterey County California | 6 | $ 1,441,000 | $ 240,000 | $ 82,000 |
| Norfolk County Massachusetts | 6 | $ 1,044,000 | $ 174,000 | $ 63,000 |
| Middlesex County New Jersey | 6 | $ 1,697,000 | $ 282,000 | $ 104,000 |
| Pierce County Washington | 6 | $ 1,354,000 | $ 225,000 | $ 116,000 |
| Santa Cruz County California | 4 | $ 1,035,000 | $ 258,000 | $ 317,000 |
| Will County Illinois | 4 | $ 655,000 | $ 163,000 | $ 94,000 |
| Dallas County Texas | 4 | $ 735,000 | $ 183,000 | $ 125,000 |
| San Joaquin County California | 3 | $ 413,000 | $ 137,000 | $ 104,000 |
| Yolo County California | 3 | $ 438,000 | $ 146,000 | $ 82,000 |
| Kane County Illinois | 3 | $ 524,000 | $ 174,000 | $ 61,000 |
| Kendall County Illinois | 3 | $ 371,000 | $ 123,000 | $ 118,000 |
| Essex County New Jersey | 3 | $ 1,258,000 | $ 419,000 | $ 209,000 |
| Bronx County New York | 3 | $ 820,000 | $ 273,000 | $ 100,000 |
| Westchester County New York | 3 | $ 905,000 | $ 301,000 | $ 120,000 |
| Snohomish County Washington | 3 | $ 839,000 | $ 279,000 | $ 144,000 |
| Fresno County California | 2 | $ 387,000 | $ 193,000 | $ 69,000 |
| Kern County California | 2 | $ 176,000 | $ 88,000 | $ 26,000 |
| Marin County California | 2 | $ 610,000 | $ 305,000 | $ 70,000 |
| Worcester County Massachusetts | 2 | $ 230,000 | $ 115,000 | $ 45,000 |
| Monmouth County New Jersey | 2 | $ 300,000 | $ 150,000 | $ 74,000 |
| Ocean County New Jersey | 2 | $ 369,000 | $ 184,000 | $ 67,000 |
| Somerset County New Jersey | 2 | $ 895,000 | $ 447,000 | $ 201,000 |
| Union County New Jersey | 2 | $ 385,000 | $ 192,000 | $ 72,000 |
| Dutchess County New York | 2 | $ 143,000 | $ 71,000 | $ 52,000 |
| Orange County New York | 2 | $ 386,000 | $ 193,000 | $ 33,000 |
| Bexar County Texas | 2 | $ 231,000 | $ 115,000 | $ 72,000 |
| Lake County Illinois | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Bristol County Massachusetts | 1 | $ 288,000 | $ 288,000 | $ 62,000 |
| Essex County Massachusetts | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Burlington County New Jersey | 1 | $ 238,000 | $ 238,000 | $ 96,000 |
| Camden County New Jersey | 1 | $ 93,000 | $ 93,000 | $ 78,000 |
| Passaic County New Jersey | 1 | $ 173,000 | $ 173,000 | $ 64,000 |
| Jefferson County New York | 1 | $ 130,000 | $ 130,000 | $ 83,000 |
| Monroe County New York | 1 | $ 110,000 | $ 110,000 | $ 86,000 |
| Saratoga County New York | 1 | $ 90,000 | $ 90,000 | $ 33,000 |
| Angelina County Texas | 1 | $ 92,000 | $ 92,000 | $ 84,000 |
| Denton County Texas | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Montgomery County Texas | 1 | $ 59,000 | $ 59,000 | $ 41,000 |
| Tarrant County Texas | 1 | $ 136,000 | $ 136,000 | $ 84,000 |
| Williamson County Texas | 1 | $ 71,000 | $ 71,000 | $ 42,000 |
| Chelan County Washington | 1 | $ 272,000 | $ 272,000 | $ 66,000 |
| Kitsap County Washington | 1 | $ 333,000 | $ 333,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Cathay Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,566 | $452,695,000 | $289,000 | $6,094,000 | $104,000 | $1,692,000 |
| Refinancing | 529 | $194,025,000 | $366,000 | $11,000,000 | $138,000 | $6,240,000 |
| Home Improvement | 16 | $5,140,000 | $321,000 | $1,460,000 | $93,000 | $254,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,867 | $520,561,000 | $278,000 | $2,500,000 | $108,000 | $1,692,000 |
| White | 114 | $43,758,000 | $383,000 | $1,140,000 | $151,000 | $624,000 |
| Not applicable | 44 | $59,193,000 | $1,345,000 | $11,000,000 | $0 | $0 |
| Hispanic | 39 | $12,427,000 | $318,000 | $700,000 | $102,000 | $643,000 |
| Not Provided | 35 | $11,538,000 | $329,000 | $1,330,000 | $322,000 | $6,240,000 |
| Black or African American | 6 | $2,453,000 | $408,000 | $1,000,000 | $158,000 | $415,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,175,000 | $391,000 | $548,000 | $183,000 | $325,000 |
| American Indian or Alaskan Native | 3 | $755,000 | $251,000 | $315,000 | $197,000 | $450,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,111 | $651,860,000 | $308,000 | $11,000,000 | $112,000 | $6,240,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,125 | $371,468,000 | $330,000 | $11,000,000 | $109,000 | $1,280,000 |
| Application Denied By Financial Institution | 707 | $206,748,000 | $292,000 | $1,380,000 | $115,000 | $6,240,000 |
| Application Withdrawn By Applicant | 189 | $49,499,000 | $261,000 | $1,500,000 | $127,000 | $1,692,000 |
| File Closed For Incompleteness | 49 | $13,583,000 | $277,000 | $792,000 | $97,000 | $435,000 |
| Application Approved But Not Accepted | 41 | $10,562,000 | $257,000 | $825,000 | $107,000 | $566,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cathay Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cathay Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.