Cathay Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Cathay Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cathay Bank 9650 Flair Drive Los Angeles, CA 91731 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 1,839 |
| Total Mortgage Loan Application Amount | $804,163,000 |
| Average Mortgage Loan Application Amount | $425,000 |
| Highest Mortgage Loan Application Amount | $18,850,000 |
| Average Applicant Income | $159,000 |
| Highest Applicant Income | $4,118,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Cathay Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cathay Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Cathay Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cathay Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Cathay Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cathay Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 398 | $ 176,991,000 | $ 444,000 | $ 195,000 |
| Queens County New York | 199 | $ 79,455,000 | $ 399,000 | $ 117,000 |
| Orange County California | 184 | $ 107,389,000 | $ 583,000 | $ 247,000 |
| Kings County New York | 143 | $ 74,212,000 | $ 518,000 | $ 93,000 |
| San Bernardino County California | 107 | $ 31,444,000 | $ 293,000 | $ 139,000 |
| Riverside County California | 87 | $ 26,733,000 | $ 307,000 | $ 141,000 |
| King County Washington | 83 | $ 39,607,000 | $ 477,000 | $ 194,000 |
| Cook County Illinois | 54 | $ 12,387,000 | $ 229,000 | $ 56,000 |
| Alameda County California | 46 | $ 17,229,000 | $ 374,000 | $ 109,000 |
| Nassau County New York | 42 | $ 22,109,000 | $ 526,000 | $ 215,000 |
| Sacramento County California | 39 | $ 4,674,000 | $ 119,000 | $ 84,000 |
| Santa Clara County California | 33 | $ 15,850,000 | $ 480,000 | $ 120,000 |
| Clark County Nevada | 33 | $ 5,222,000 | $ 158,000 | $ 106,000 |
| San Diego County California | 26 | $ 7,759,000 | $ 298,000 | $ 134,000 |
| Fort Bend County Texas | 26 | $ 6,437,000 | $ 247,000 | $ 112,000 |
| Contra Costa County California | 25 | $ 7,035,000 | $ 281,000 | $ 143,000 |
| Middlesex County Massachusetts | 22 | $ 7,096,000 | $ 322,000 | $ 127,000 |
| Richmond County New York | 20 | $ 5,091,000 | $ 254,000 | $ 93,000 |
| San Francisco County California | 18 | $ 10,057,000 | $ 558,000 | $ 116,000 |
| Collin County Texas | 18 | $ 3,441,000 | $ 191,000 | $ 117,000 |
| Harris County Texas | 17 | $ 37,476,000 | $ 2,204,000 | $ 111,000 |
| New York County New York | 16 | $ 30,052,000 | $ 1,878,000 | $ 220,000 |
| Ventura County California | 14 | $ 6,950,000 | $ 496,000 | $ 300,000 |
| San Joaquin County California | 12 | $ 2,610,000 | $ 217,000 | $ 108,000 |
| San Mateo County California | 11 | $ 9,740,000 | $ 885,000 | $ 309,000 |
| Norfolk County Massachusetts | 11 | $ 4,338,000 | $ 394,000 | $ 104,000 |
| Middlesex County New Jersey | 11 | $ 1,866,000 | $ 169,000 | $ 71,000 |
| Placer County California | 9 | $ 1,980,000 | $ 220,000 | $ 97,000 |
| Bergen County New Jersey | 8 | $ 2,644,000 | $ 330,000 | $ 249,000 |
| Kern County California | 7 | $ 1,250,000 | $ 178,000 | $ 194,000 |
| DuPage County Illinois | 7 | $ 1,548,000 | $ 221,000 | $ 159,000 |
| Hudson County New Jersey | 7 | $ 2,136,000 | $ 305,000 | $ 94,000 |
| Suffolk County New York | 7 | $ 2,709,000 | $ 387,000 | $ 228,000 |
| Snohomish County Washington | 7 | $ 1,691,000 | $ 241,000 | $ 150,000 |
| Suffolk County Massachusetts | 6 | $ 2,315,000 | $ 385,000 | $ 113,000 |
| Westchester County New York | 6 | $ 1,756,000 | $ 292,000 | $ 122,000 |
| Tarrant County Texas | 5 | $ 1,813,000 | $ 362,000 | $ 272,000 |
| Lake County Illinois | 4 | $ 661,000 | $ 165,000 | $ 87,000 |
| Monmouth County New Jersey | 4 | $ 983,000 | $ 245,000 | $ 303,000 |
| Bronx County New York | 4 | $ 912,000 | $ 228,000 | $ 184,000 |
| Dallas County Texas | 4 | $ 2,197,000 | $ 549,000 | $ 0 |
| San Luis Obispo County California | 3 | $ 866,000 | $ 288,000 | $ 96,000 |
| Santa Barbara County California | 3 | $ 1,679,000 | $ 559,000 | $ 163,000 |
| Solano County California | 3 | $ 1,530,000 | $ 510,000 | $ 17,000 |
| Somerset County New Jersey | 3 | $ 635,000 | $ 211,000 | $ 102,000 |
| Union County New Jersey | 3 | $ 1,179,000 | $ 393,000 | $ 85,000 |
| Providence County Rhode Island | 3 | $ 12,050,000 | $ 4,016,000 | $ 132,000 |
| El Dorado County California | 2 | $ 807,000 | $ 403,000 | $ 144,000 |
| Fresno County California | 2 | $ 263,000 | $ 131,000 | $ 44,000 |
| Plymouth County Massachusetts | 2 | $ 825,000 | $ 412,000 | $ 94,000 |
| Worcester County Massachusetts | 2 | $ 150,000 | $ 75,000 | $ 191,000 |
| Mercer County New Jersey | 2 | $ 264,000 | $ 132,000 | $ 91,000 |
| Ocean County New Jersey | 2 | $ 363,000 | $ 181,000 | $ 104,000 |
| Albany County New York | 2 | $ 260,000 | $ 130,000 | $ 39,000 |
| Dutchess County New York | 2 | $ 306,000 | $ 153,000 | $ 164,000 |
| Brazoria County Texas | 2 | $ 445,000 | $ 222,000 | $ 48,000 |
| Denton County Texas | 2 | $ 244,000 | $ 122,000 | $ 79,000 |
| Galveston County Texas | 2 | $ 335,000 | $ 167,000 | $ 52,000 |
| Butte County California | 1 | $ 313,000 | $ 313,000 | $ 3,000 |
| Marin County California | 1 | $ 320,000 | $ 320,000 | $ 84,000 |
| Monterey County California | 1 | $ 206,000 | $ 206,000 | $ 51,000 |
| Sutter County California | 1 | $ 175,000 | $ 175,000 | $ 19,000 |
| Tuolumne County California | 1 | $ 350,000 | $ 350,000 | $ 96,000 |
| Kane County Illinois | 1 | $ 110,000 | $ 110,000 | $ 46,000 |
| Will County Illinois | 1 | $ 100,000 | $ 100,000 | $ 58,000 |
| Williamson County Illinois | 1 | $ 150,000 | $ 150,000 | $ 42,000 |
| Franklin County Massachusetts | 1 | $ 138,000 | $ 138,000 | $ 81,000 |
| Hampden County Massachusetts | 1 | $ 77,000 | $ 77,000 | $ 66,000 |
| Hampshire County Massachusetts | 1 | $ 170,000 | $ 170,000 | $ 96,000 |
| Essex County New Jersey | 1 | $ 700,000 | $ 700,000 | $ 300,000 |
| Morris County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 91,000 |
| Passaic County New Jersey | 1 | $ 233,000 | $ 233,000 | $ 51,000 |
| Orange County New York | 1 | $ 200,000 | $ 200,000 | $ 72,000 |
| Bexar County Texas | 1 | $ 126,000 | $ 126,000 | $ 62,000 |
| Kaufman County Texas | 1 | $ 119,000 | $ 119,000 | $ 38,000 |
| Travis County Texas | 1 | $ 240,000 | $ 240,000 | $ 60,000 |
| Pierce County Washington | 1 | $ 140,000 | $ 140,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Cathay Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,441 | $623,478,000 | $432,000 | $18,850,000 | $154,000 | $3,000,000 |
| Refinancing | 294 | $143,869,000 | $489,000 | $8,400,000 | $156,000 | $4,118,000 |
| Home Improvement | 104 | $36,816,000 | $354,000 | $3,500,000 | $167,000 | $1,995,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,521 | $577,954,000 | $379,000 | $4,800,000 | $157,000 | $1,995,000 |
| White | 132 | $67,350,000 | $510,000 | $8,400,000 | $260,000 | $4,118,000 |
| Not applicable | 123 | $134,426,000 | $1,092,000 | $18,850,000 | $0 | $0 |
| Not Provided | 35 | $14,256,000 | $407,000 | $3,000,000 | $140,000 | $860,000 |
| Hispanic | 15 | $5,369,000 | $357,000 | $753,000 | $111,000 | $343,000 |
| Black or African American | 5 | $2,145,000 | $429,000 | $559,000 | $170,000 | $347,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,794,000 | $448,000 | $1,162,000 | $815,000 | $3,000,000 |
| American Indian or Alaskan Native | 4 | $869,000 | $217,000 | $305,000 | $50,000 | $95,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,839 | $804,163,000 | $437,000 | $18,850,000 | $155,000 | $4,118,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,134 | $559,791,000 | $493,000 | $18,850,000 | $156,000 | $4,118,000 |
| Application Denied By Financial Institution | 466 | $156,452,000 | $335,000 | $4,800,000 | $140,000 | $1,995,000 |
| Application Withdrawn By Applicant | 133 | $45,732,000 | $343,000 | $1,670,000 | $155,000 | $852,000 |
| File Closed For Incompleteness | 58 | $23,807,000 | $410,000 | $1,600,000 | $203,000 | $3,000,000 |
| Application Approved But Not Accepted | 48 | $18,381,000 | $382,000 | $1,465,000 | $219,000 | $1,722,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cathay Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cathay Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.