Cathay Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Cathay Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cathay Bank 9650 Flair Drive Los Angeles, CA 91731 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,296 |
| Total Mortgage Loan Application Amount | $1,965,780,000 |
| Average Mortgage Loan Application Amount | $657,000 |
| Highest Mortgage Loan Application Amount | $22,005,000 |
| Average Applicant Income | $204,000 |
| Highest Applicant Income | $8,288,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Cathay Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cathay Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Cathay Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cathay Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Cathay Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cathay Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 558 | $ 430,120,000 | $ 770,000 | $ 281,000 |
| Queens County New York | 538 | $ 298,750,000 | $ 555,000 | $ 182,000 |
| Orange County California | 364 | $ 273,590,000 | $ 751,000 | $ 280,000 |
| Kings County New York | 238 | $ 186,200,000 | $ 782,000 | $ 156,000 |
| San Bernardino County California | 224 | $ 89,280,000 | $ 398,000 | $ 168,000 |
| Nassau County New York | 195 | $ 100,975,000 | $ 517,000 | $ 175,000 |
| King County Washington | 126 | $ 76,530,000 | $ 607,000 | $ 170,000 |
| Richmond County New York | 119 | $ 43,105,000 | $ 362,000 | $ 112,000 |
| Riverside County California | 107 | $ 40,755,000 | $ 380,000 | $ 182,000 |
| Santa Clara County California | 74 | $ 72,610,000 | $ 981,000 | $ 252,000 |
| Alameda County California | 47 | $ 52,095,000 | $ 1,108,000 | $ 134,000 |
| Fort Bend County Texas | 47 | $ 11,325,000 | $ 240,000 | $ 126,000 |
| Clark County Nevada | 45 | $ 10,175,000 | $ 226,000 | $ 76,000 |
| Cook County Illinois | 42 | $ 14,170,000 | $ 337,000 | $ 89,000 |
| Suffolk County New York | 40 | $ 13,010,000 | $ 325,000 | $ 152,000 |
| Harris County Texas | 38 | $ 19,460,000 | $ 512,000 | $ 181,000 |
| Bronx County New York | 37 | $ 16,365,000 | $ 442,000 | $ 119,000 |
| Bergen County New Jersey | 30 | $ 12,590,000 | $ 419,000 | $ 206,000 |
| Collin County Texas | 29 | $ 7,135,000 | $ 246,000 | $ 137,000 |
| San Diego County California | 26 | $ 15,660,000 | $ 602,000 | $ 189,000 |
| Sacramento County California | 23 | $ 9,245,000 | $ 401,000 | $ 176,000 |
| San Francisco County California | 22 | $ 23,850,000 | $ 1,084,000 | $ 1,248,000 |
| Hudson County New Jersey | 22 | $ 9,160,000 | $ 416,000 | $ 237,000 |
| Contra Costa County California | 21 | $ 11,525,000 | $ 548,000 | $ 106,000 |
| San Mateo County California | 20 | $ 23,170,000 | $ 1,158,000 | $ 706,000 |
| New York County New York | 20 | $ 13,800,000 | $ 690,000 | $ 268,000 |
| Snohomish County Washington | 16 | $ 5,660,000 | $ 353,000 | $ 158,000 |
| Middlesex County New Jersey | 15 | $ 4,325,000 | $ 288,000 | $ 145,000 |
| Pierce County Washington | 15 | $ 4,235,000 | $ 282,000 | $ 25,000 |
| Middlesex County Massachusetts | 11 | $ 6,585,000 | $ 598,000 | $ 246,000 |
| Norfolk County Massachusetts | 11 | $ 6,745,000 | $ 613,000 | $ 200,000 |
| Montgomery County Maryland | 10 | $ 6,630,000 | $ 663,000 | $ 404,000 |
| Westchester County New York | 9 | $ 3,545,000 | $ 393,000 | $ 75,000 |
| Montgomery County Texas | 8 | $ 1,140,000 | $ 142,000 | $ 154,000 |
| San Joaquin County California | 7 | $ 2,155,000 | $ 307,000 | $ 12,000 |
| DuPage County Illinois | 7 | $ 2,085,000 | $ 297,000 | $ 130,000 |
| Mercer County New Jersey | 7 | $ 2,585,000 | $ 369,000 | $ 81,000 |
| Orange County New York | 7 | $ 1,435,000 | $ 205,000 | $ 98,000 |
| Suffolk County Massachusetts | 6 | $ 3,430,000 | $ 571,000 | $ 173,000 |
| Essex County New Jersey | 6 | $ 1,890,000 | $ 315,000 | $ 97,000 |
| Placer County California | 5 | $ 1,365,000 | $ 273,000 | $ 104,000 |
| Denton County Texas | 5 | $ 1,015,000 | $ 203,000 | $ 77,000 |
| Fresno County California | 4 | $ 820,000 | $ 205,000 | $ 147,000 |
| Kitsap County Washington | 4 | $ 1,130,000 | $ 282,000 | $ 0 |
| El Dorado County California | 3 | $ 1,265,000 | $ 421,000 | $ 0 |
| Marin County California | 3 | $ 2,435,000 | $ 811,000 | $ 0 |
| Ventura County California | 3 | $ 1,975,000 | $ 658,000 | $ 189,000 |
| Will County Illinois | 3 | $ 1,435,000 | $ 478,000 | $ 120,000 |
| Frederick County Maryland | 3 | $ 815,000 | $ 271,000 | $ 203,000 |
| Monmouth County New Jersey | 3 | $ 1,335,000 | $ 445,000 | $ 77,000 |
| Dutchess County New York | 3 | $ 835,000 | $ 278,000 | $ 140,000 |
| Rockland County New York | 3 | $ 775,000 | $ 258,000 | $ 147,000 |
| Dallas County Texas | 3 | $ 695,000 | $ 231,000 | $ 436,000 |
| Tarrant County Texas | 3 | $ 735,000 | $ 245,000 | $ 52,000 |
| Thurston County Washington | 3 | $ 805,000 | $ 268,000 | $ 96,000 |
| Maricopa County Arizona | 2 | $ 3,060,000 | $ 1,530,000 | $ 0 |
| Monterey County California | 2 | $ 1,510,000 | $ 755,000 | $ 252,000 |
| Solano County California | 2 | $ 1,390,000 | $ 695,000 | $ 0 |
| Stanislaus County California | 2 | $ 520,000 | $ 260,000 | $ 45,000 |
| Tehama County California | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Baltimore City County Maryland | 2 | $ 320,000 | $ 160,000 | $ 33,000 |
| Prince George's County Maryland | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Worcester County Massachusetts | 2 | $ 590,000 | $ 295,000 | $ 84,000 |
| Ocean County New Jersey | 2 | $ 620,000 | $ 310,000 | $ 94,000 |
| Passaic County New Jersey | 2 | $ 460,000 | $ 230,000 | $ 96,000 |
| Somerset County New Jersey | 2 | $ 1,020,000 | $ 510,000 | $ 68,000 |
| Putnam County New York | 2 | $ 430,000 | $ 215,000 | $ 67,000 |
| Travis County Texas | 2 | $ 440,000 | $ 220,000 | $ 128,000 |
| Williamson County Texas | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Butte County California | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Kern County California | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Lake County California | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Madera County California | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Mendocino County California | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Merced County California | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Nevada County California | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Santa Barbara County California | 1 | $ 485,000 | $ 485,000 | $ 272,000 |
| Sonoma County California | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Yolo County California | 1 | $ 515,000 | $ 515,000 | $ 167,000 |
| Lee County Florida | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Iroquois County Illinois | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Kane County Illinois | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Kendall County Illinois | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Lake County Illinois | 1 | $ 265,000 | $ 265,000 | $ 124,000 |
| Calvert County Maryland | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Carroll County Maryland | 1 | $ 285,000 | $ 285,000 | $ 80,000 |
| Bristol County Massachusetts | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Essex County Massachusetts | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Washoe County Nevada | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 405,000 | $ 405,000 | $ 126,000 |
| Union County New Jersey | 1 | $ 345,000 | $ 345,000 | $ 102,000 |
| Greene County New York | 1 | $ 415,000 | $ 415,000 | $ 171,000 |
| Onondaga County New York | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Rensselaer County New York | 1 | $ 225,000 | $ 225,000 | $ 62,000 |
| St. Lawrence County New York | 1 | $ 255,000 | $ 255,000 | $ 46,000 |
| Brazoria County Texas | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Rockwall County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
Mortgage Loan Application Detail Totals for Cathay Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,355 | $1,244,615,000 | $528,000 | $3,725,000 | $185,000 | $8,288,000 |
| Refinancing | 551 | $346,835,000 | $629,000 | $4,505,000 | $221,000 | $5,760,000 |
| Cash-out Refinancing | 266 | $312,400,000 | $1,174,000 | $22,005,000 | $250,000 | $2,544,000 |
| Other Purpose | 99 | $50,885,000 | $513,000 | $2,005,000 | $176,000 | $1,032,000 |
| Home Improvement | 25 | $11,045,000 | $441,000 | $805,000 | $188,000 | $538,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 2,793 | $1,464,085,000 | $524,000 | $3,395,000 | $188,000 | $8,288,000 |
| Not applicable | 237 | $301,185,000 | $1,270,000 | $22,005,000 | $0 | $0 |
| Not Provided | 133 | $101,275,000 | $761,000 | $2,505,000 | $320,000 | $3,600,000 |
| White | 93 | $76,925,000 | $827,000 | $2,305,000 | $452,000 | $5,760,000 |
| Hispanic | 32 | $17,330,000 | $541,000 | $1,705,000 | $103,000 | $435,000 |
| Black or African American | 6 | $3,940,000 | $656,000 | $1,415,000 | $95,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,296 | $1,965,780,000 | $596,000 | $22,005,000 | $194,000 | $8,288,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,208 | $1,349,780,000 | $611,000 | $22,005,000 | $194,000 | $8,288,000 |
| Application Denied By Financial Institution | 484 | $263,950,000 | $545,000 | $2,505,000 | $177,000 | $5,760,000 |
| Application Withdrawn By Applicant | 297 | $164,865,000 | $555,000 | $3,395,000 | $225,000 | $3,600,000 |
| File Closed For Incompleteness | 257 | $157,625,000 | $613,000 | $2,505,000 | $213,000 | $1,032,000 |
| Application Approved But Not Accepted | 50 | $29,560,000 | $591,000 | $2,005,000 | $154,000 | $383,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,812 | $1,701,830,000 | $605,000 | $22,005,000 | $197,000 | $8,288,000 |
| Credit History | 186 | $114,950,000 | $618,000 | $2,505,000 | $208,000 | $1,584,000 |
| Collateral | 101 | $52,845,000 | $523,000 | $2,005,000 | $198,000 | $806,000 |
| Unverifiable Information | 80 | $36,700,000 | $458,000 | $1,305,000 | $148,000 | $502,000 |
| Debt-To-Income Ratio | 70 | $34,390,000 | $491,000 | $2,505,000 | $84,000 | $237,000 |
| Other | 42 | $23,040,000 | $548,000 | $2,005,000 | $519,000 | $5,760,000 |
| Employment History | 3 | $1,325,000 | $441,000 | $485,000 | $130,000 | $214,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $325,000 | $325,000 | $325,000 | $66,000 | $66,000 |
| Credit Application Incomplete | 1 | $375,000 | $375,000 | $375,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cathay Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cathay Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.