Cbc National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Cbc National Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cbc National Bank 1891 South 14Th Street Fernandina Beach, FL 32034 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 4,882 |
| Total Mortgage Loan Application Amount | $1,017,101,000 |
| Average Mortgage Loan Application Amount | $175,333 |
| Highest Mortgage Loan Application Amount | $900,000 |
| Average Applicant Income | $96,000 |
| Highest Applicant Income | $1,770,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Cbc National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cbc National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Cbc National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cbc National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Cbc National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cbc National Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 761 | $ 193,944,000 | $ 254,000 | $ 149,000 |
| Cobb County Georgia | 499 | $ 110,185,000 | $ 220,000 | $ 110,000 |
| DeKalb County Georgia | 429 | $ 101,203,000 | $ 235,000 | $ 122,000 |
| Gwinnett County Georgia | 335 | $ 60,247,000 | $ 179,000 | $ 84,000 |
| Forsyth County Georgia | 294 | $ 66,203,000 | $ 225,000 | $ 112,000 |
| Hillsborough County Florida | 255 | $ 58,624,000 | $ 229,000 | $ 133,000 |
| Cherokee County Georgia | 191 | $ 37,260,000 | $ 195,000 | $ 93,000 |
| Hall County Georgia | 88 | $ 17,029,000 | $ 193,000 | $ 103,000 |
| Pinellas County Florida | 67 | $ 14,078,000 | $ 210,000 | $ 96,000 |
| Broward County Florida | 62 | $ 15,868,000 | $ 255,000 | $ 117,000 |
| Bibb County Georgia | 62 | $ 11,076,000 | $ 178,000 | $ 92,000 |
| Carroll County Georgia | 57 | $ 6,484,000 | $ 113,000 | $ 58,000 |
| Mecklenburg County North Carolina | 56 | $ 11,426,000 | $ 204,000 | $ 115,000 |
| Paulding County Georgia | 55 | $ 7,402,000 | $ 134,000 | $ 69,000 |
| Henry County Georgia | 51 | $ 8,098,000 | $ 158,000 | $ 76,000 |
| Nassau County Florida | 43 | $ 7,639,000 | $ 177,000 | $ 99,000 |
| Lumpkin County Georgia | 43 | $ 6,837,000 | $ 159,000 | $ 94,000 |
| Chatham County Georgia | 42 | $ 8,272,000 | $ 196,000 | $ 94,000 |
| Clarke County Georgia | 40 | $ 4,914,000 | $ 122,000 | $ 73,000 |
| Jackson County Georgia | 40 | $ 6,444,000 | $ 161,000 | $ 68,000 |
| Columbia County Georgia | 39 | $ 7,495,000 | $ 192,000 | $ 91,000 |
| Pasco County Florida | 38 | $ 6,754,000 | $ 177,000 | $ 87,000 |
| Douglas County Georgia | 38 | $ 6,265,000 | $ 164,000 | $ 70,000 |
| Dawson County Georgia | 36 | $ 6,431,000 | $ 178,000 | $ 77,000 |
| Effingham County Georgia | 36 | $ 6,121,000 | $ 170,000 | $ 72,000 |
| Sarasota County Florida | 33 | $ 6,649,000 | $ 201,000 | $ 110,000 |
| Beaufort County South Carolina | 33 | $ 8,598,000 | $ 260,000 | $ 83,000 |
| Madison County Georgia | 32 | $ 4,830,000 | $ 150,000 | $ 71,000 |
| Flagler County Florida | 31 | $ 3,852,000 | $ 124,000 | $ 59,000 |
| Walton County Georgia | 31 | $ 5,159,000 | $ 166,000 | $ 103,000 |
| Coweta County Georgia | 30 | $ 4,886,000 | $ 162,000 | $ 73,000 |
| Fayette County Georgia | 30 | $ 7,075,000 | $ 235,000 | $ 100,000 |
| Duval County Florida | 29 | $ 5,135,000 | $ 177,000 | $ 79,000 |
| Gilmer County Georgia | 27 | $ 4,416,000 | $ 163,000 | $ 87,000 |
| Clayton County Georgia | 25 | $ 2,146,000 | $ 85,000 | $ 40,000 |
| Glynn County Georgia | 24 | $ 5,517,000 | $ 229,000 | $ 132,000 |
| Oconee County Georgia | 23 | $ 4,617,000 | $ 200,000 | $ 72,000 |
| Palm Beach County Florida | 20 | $ 5,446,000 | $ 272,000 | $ 156,000 |
| Monroe County Georgia | 19 | $ 4,512,000 | $ 237,000 | $ 109,000 |
| Muscogee County Georgia | 19 | $ 3,201,000 | $ 168,000 | $ 105,000 |
| Bartow County Georgia | 17 | $ 2,808,000 | $ 165,000 | $ 67,000 |
| Haralson County Georgia | 17 | $ 2,080,000 | $ 122,000 | $ 71,000 |
| White County Georgia | 17 | $ 2,437,000 | $ 143,000 | $ 174,000 |
| Camden County Georgia | 16 | $ 2,663,000 | $ 166,000 | $ 82,000 |
| Emanuel County Georgia | 16 | $ 2,383,000 | $ 148,000 | $ 82,000 |
| Horry County South Carolina | 16 | $ 2,348,000 | $ 146,000 | $ 114,000 |
| York County South Carolina | 16 | $ 3,591,000 | $ 224,000 | $ 103,000 |
| Fannin County Georgia | 14 | $ 2,856,000 | $ 204,000 | $ 135,000 |
| Richmond County Georgia | 14 | $ 1,668,000 | $ 119,000 | $ 72,000 |
| Pickens County Georgia | 13 | $ 2,978,000 | $ 229,000 | $ 166,000 |
| Rockdale County Georgia | 13 | $ 2,564,000 | $ 197,000 | $ 113,000 |
| Aiken County South Carolina | 13 | $ 1,789,000 | $ 137,000 | $ 78,000 |
| Jones County Georgia | 12 | $ 1,868,000 | $ 155,000 | $ 81,000 |
| Baldwin County Georgia | 11 | $ 2,053,000 | $ 186,000 | $ 79,000 |
| Barrow County Georgia | 11 | $ 1,784,000 | $ 162,000 | $ 64,000 |
| Bryan County Georgia | 11 | $ 1,712,000 | $ 155,000 | $ 81,000 |
| Habersham County Georgia | 11 | $ 1,582,000 | $ 143,000 | $ 113,000 |
| Houston County Georgia | 11 | $ 1,673,000 | $ 152,000 | $ 84,000 |
| Newton County Georgia | 11 | $ 1,948,000 | $ 177,000 | $ 68,000 |
| Gordon County Georgia | 10 | $ 1,492,000 | $ 149,000 | $ 82,000 |
| Hart County Georgia | 10 | $ 2,264,000 | $ 226,000 | $ 143,000 |
| Oglethorpe County Georgia | 10 | $ 1,734,000 | $ 173,000 | $ 78,000 |
| Greenville County South Carolina | 10 | $ 2,171,000 | $ 217,000 | $ 113,000 |
| Manatee County Florida | 9 | $ 1,996,000 | $ 221,000 | $ 106,000 |
| St. Johns County Florida | 9 | $ 2,088,000 | $ 232,000 | $ 119,000 |
| Harris County Georgia | 9 | $ 2,108,000 | $ 234,000 | $ 135,000 |
| Laurens County Georgia | 9 | $ 1,281,000 | $ 142,000 | $ 66,000 |
| Montgomery County Maryland | 9 | $ 2,894,000 | $ 321,000 | $ 230,000 |
| Banks County Georgia | 8 | $ 1,148,000 | $ 143,000 | $ 75,000 |
| Rabun County Georgia | 8 | $ 1,958,000 | $ 244,000 | $ 261,000 |
| Cabarrus County North Carolina | 8 | $ 1,443,000 | $ 180,000 | $ 87,000 |
| Wake County North Carolina | 8 | $ 1,940,000 | $ 242,000 | $ 104,000 |
| Charleston County South Carolina | 8 | $ 1,851,000 | $ 231,000 | $ 84,000 |
| Fairfax County Virginia | 8 | $ 2,377,000 | $ 297,000 | $ 114,000 |
| Clay County Florida | 7 | $ 1,074,000 | $ 153,000 | $ 63,000 |
| Volusia County Florida | 7 | $ 1,072,000 | $ 153,000 | $ 142,000 |
| Bulloch County Georgia | 7 | $ 865,000 | $ 123,000 | $ 62,000 |
| Dodge County Georgia | 7 | $ 1,018,000 | $ 145,000 | $ 54,000 |
| Putnam County Georgia | 7 | $ 2,234,000 | $ 319,000 | $ 332,000 |
| Thomas County Georgia | 7 | $ 298,000 | $ 42,000 | $ 59,000 |
| Lancaster County South Carolina | 7 | $ 1,527,000 | $ 218,000 | $ 78,000 |
| St. Lucie County Florida | 6 | $ 650,000 | $ 108,000 | $ 182,000 |
| Bleckley County Georgia | 6 | $ 1,006,000 | $ 167,000 | $ 112,000 |
| Colquitt County Georgia | 6 | $ 728,000 | $ 121,000 | $ 53,000 |
| Crisp County Georgia | 6 | $ 624,000 | $ 104,000 | $ 44,000 |
| Floyd County Georgia | 6 | $ 698,000 | $ 116,000 | $ 43,000 |
| Polk County Georgia | 6 | $ 643,000 | $ 107,000 | $ 44,000 |
| Union County Georgia | 6 | $ 1,206,000 | $ 201,000 | $ 151,000 |
| Union County North Carolina | 6 | $ 1,050,000 | $ 175,000 | $ 82,000 |
| Hamilton County Tennessee | 6 | $ 1,052,000 | $ 175,000 | $ 71,000 |
| Collin County Texas | 6 | $ 887,000 | $ 147,000 | $ 89,000 |
| Lee County Alabama | 5 | $ 1,045,000 | $ 209,000 | $ 94,000 |
| Hernando County Florida | 5 | $ 786,000 | $ 157,000 | $ 88,000 |
| Walton County Florida | 5 | $ 1,752,000 | $ 350,000 | $ 287,000 |
| Lowndes County Georgia | 5 | $ 1,008,000 | $ 201,000 | $ 66,000 |
| Lincoln County North Carolina | 5 | $ 1,199,000 | $ 239,000 | $ 113,000 |
| Shelby County Tennessee | 5 | $ 709,000 | $ 141,000 | $ 74,000 |
| Bay County Florida | 4 | $ 807,000 | $ 201,000 | $ 118,000 |
| Morgan County Georgia | 4 | $ 776,000 | $ 194,000 | $ 69,000 |
| Stephens County Georgia | 4 | $ 298,000 | $ 74,000 | $ 45,000 |
| Telfair County Georgia | 4 | $ 739,000 | $ 184,000 | $ 70,000 |
| Howard County Maryland | 4 | $ 1,276,000 | $ 319,000 | $ 154,000 |
| Davidson County Tennessee | 4 | $ 703,000 | $ 175,000 | $ 50,000 |
| Tarrant County Texas | 4 | $ 746,000 | $ 186,000 | $ 110,000 |
| Jefferson County Alabama | 3 | $ 873,000 | $ 291,000 | $ 135,000 |
| Alachua County Florida | 3 | $ 592,000 | $ 197,000 | $ 100,000 |
| Collier County Florida | 3 | $ 526,000 | $ 175,000 | $ 113,000 |
| Escambia County Florida | 3 | $ 597,000 | $ 199,000 | $ 298,000 |
| Lee County Florida | 3 | $ 767,000 | $ 255,000 | $ 97,000 |
| Polk County Florida | 3 | $ 227,000 | $ 75,000 | $ 63,000 |
| Seminole County Florida | 3 | $ 946,000 | $ 315,000 | $ 108,000 |
| Catoosa County Georgia | 3 | $ 676,000 | $ 225,000 | $ 77,000 |
| Dougherty County Georgia | 3 | $ 314,000 | $ 104,000 | $ 37,000 |
| Elbert County Georgia | 3 | $ 672,000 | $ 224,000 | $ 80,000 |
| Johnson County Georgia | 3 | $ 441,000 | $ 147,000 | $ 78,000 |
| Lamar County Georgia | 3 | $ 513,000 | $ 171,000 | $ 73,000 |
| Peach County Georgia | 3 | $ 467,000 | $ 155,000 | $ 59,000 |
| Pulaski County Georgia | 3 | $ 593,000 | $ 197,000 | $ 122,000 |
| Troup County Georgia | 3 | $ 320,000 | $ 106,000 | $ 54,000 |
| Washington County Georgia | 3 | $ 315,000 | $ 105,000 | $ 52,000 |
| Whitfield County Georgia | 3 | $ 349,000 | $ 116,000 | $ 45,000 |
| Prince George's County Maryland | 3 | $ 1,011,000 | $ 337,000 | $ 123,000 |
| Gaston County North Carolina | 3 | $ 525,000 | $ 175,000 | $ 168,000 |
| Montgomery County Pennsylvania | 3 | $ 744,000 | $ 248,000 | $ 161,000 |
| Travis County Texas | 3 | $ 521,000 | $ 173,000 | $ 73,000 |
| Hampton County Virginia | 3 | $ 332,000 | $ 110,000 | $ 61,000 |
| Shelby County Alabama | 2 | $ 283,000 | $ 141,000 | $ 63,000 |
| Tuscaloosa County Alabama | 2 | $ 400,000 | $ 200,000 | $ 62,000 |
| Broomfield County Colorado | 2 | $ 690,000 | $ 345,000 | $ 214,000 |
| Charlotte County Florida | 2 | $ 834,000 | $ 417,000 | $ 446,000 |
| Citrus County Florida | 2 | $ 279,000 | $ 139,000 | $ 122,000 |
| Indian River County Florida | 2 | $ 547,000 | $ 273,000 | $ 154,000 |
| Marion County Florida | 2 | $ 239,000 | $ 119,000 | $ 118,000 |
| Monroe County Florida | 2 | $ 563,000 | $ 281,000 | $ 125,000 |
| Okaloosa County Florida | 2 | $ 526,000 | $ 263,000 | $ 349,000 |
| Orange County Florida | 2 | $ 621,000 | $ 310,000 | $ 155,000 |
| Butts County Georgia | 2 | $ 260,000 | $ 130,000 | $ 51,000 |
| Chattooga County Georgia | 2 | $ 172,000 | $ 86,000 | $ 48,000 |
| Franklin County Georgia | 2 | $ 181,000 | $ 90,000 | $ 61,000 |
| Greene County Georgia | 2 | $ 472,000 | $ 236,000 | $ 58,000 |
| Irwin County Georgia | 2 | $ 222,000 | $ 111,000 | $ 57,000 |
| Jeff Davis County Georgia | 2 | $ 328,000 | $ 164,000 | $ 92,000 |
| Jefferson County Georgia | 2 | $ 249,000 | $ 124,000 | $ 43,000 |
| McIntosh County Georgia | 2 | $ 516,000 | $ 258,000 | $ 116,000 |
| Meriwether County Georgia | 2 | $ 327,000 | $ 163,000 | $ 52,000 |
| Pike County Georgia | 2 | $ 738,000 | $ 369,000 | $ 125,000 |
| Spalding County Georgia | 2 | $ 182,000 | $ 91,000 | $ 28,000 |
| Toombs County Georgia | 2 | $ 329,000 | $ 164,000 | $ 102,000 |
| Towns County Georgia | 2 | $ 495,000 | $ 247,000 | $ 505,000 |
| Upson County Georgia | 2 | $ 425,000 | $ 212,000 | $ 73,000 |
| Walker County Georgia | 2 | $ 492,000 | $ 246,000 | $ 99,000 |
| Wayne County Georgia | 2 | $ 238,000 | $ 119,000 | $ 82,000 |
| Wheeler County Georgia | 2 | $ 180,000 | $ 90,000 | $ 34,000 |
| Wilkinson County Georgia | 2 | $ 270,000 | $ 135,000 | $ 62,000 |
| Anne Arundel County Maryland | 2 | $ 600,000 | $ 300,000 | $ 125,000 |
| Buncombe County North Carolina | 2 | $ 546,000 | $ 273,000 | $ 85,000 |
| Cumberland County North Carolina | 2 | $ 488,000 | $ 244,000 | $ 80,000 |
| Forsyth County North Carolina | 2 | $ 199,000 | $ 99,000 | $ 76,000 |
| Chester County Pennsylvania | 2 | $ 554,000 | $ 277,000 | $ 142,000 |
| Cumberland County Pennsylvania | 2 | $ 197,000 | $ 98,000 | $ 65,000 |
| Anderson County South Carolina | 2 | $ 528,000 | $ 264,000 | $ 189,000 |
| Berkeley County South Carolina | 2 | $ 536,000 | $ 268,000 | $ 111,000 |
| Lexington County South Carolina | 2 | $ 372,000 | $ 186,000 | $ 82,000 |
| Richland County South Carolina | 2 | $ 337,000 | $ 168,000 | $ 198,000 |
| Spartanburg County South Carolina | 2 | $ 605,000 | $ 302,000 | $ 136,000 |
| Knox County Tennessee | 2 | $ 412,000 | $ 206,000 | $ 83,000 |
| McMinn County Tennessee | 2 | $ 183,000 | $ 91,000 | $ 44,000 |
| Sumner County Tennessee | 2 | $ 327,000 | $ 163,000 | $ 85,000 |
| Wilson County Tennessee | 2 | $ 585,000 | $ 292,000 | $ 105,000 |
| Brazoria County Texas | 2 | $ 318,000 | $ 159,000 | $ 78,000 |
| Dallas County Texas | 2 | $ 834,000 | $ 417,000 | $ 196,000 |
| Denton County Texas | 2 | $ 406,000 | $ 203,000 | $ 102,000 |
| Harris County Texas | 2 | $ 588,000 | $ 294,000 | $ 191,000 |
| Williamson County Texas | 2 | $ 394,000 | $ 197,000 | $ 128,000 |
| Isle of Wight County Virginia | 2 | $ 469,000 | $ 234,000 | $ 110,000 |
| Loudoun County Virginia | 2 | $ 550,000 | $ 275,000 | $ 134,000 |
| Roanoke County Virginia | 2 | $ 288,000 | $ 144,000 | $ 62,000 |
| Baldwin County Alabama | 1 | $ 340,000 | $ 340,000 | $ 137,000 |
| Chilton County Alabama | 1 | $ 118,000 | $ 118,000 | $ 70,000 |
| Elmore County Alabama | 1 | $ 109,000 | $ 109,000 | $ 4,000 |
| Etowah County Alabama | 1 | $ 65,000 | $ 65,000 | $ 53,000 |
| Talladega County Alabama | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Matanuska-Susitna County Alaska | 1 | $ 163,000 | $ 163,000 | $ 80,000 |
| Douglas County Colorado | 1 | $ 262,000 | $ 262,000 | $ 317,000 |
| Jefferson County Colorado | 1 | $ 101,000 | $ 101,000 | $ 10,000 |
| Fairfield County Connecticut | 1 | $ 272,000 | $ 272,000 | $ 61,000 |
| Hartford County Connecticut | 1 | $ 306,000 | $ 306,000 | $ 100,000 |
| Tolland County Connecticut | 1 | $ 353,000 | $ 353,000 | $ 95,000 |
| Franklin County Florida | 1 | $ 284,000 | $ 284,000 | $ 299,000 |
| Gulf County Florida | 1 | $ 417,000 | $ 417,000 | $ 193,000 |
| Jefferson County Florida | 1 | $ 300,000 | $ 300,000 | $ 145,000 |
| Leon County Florida | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Miami-Dade County Florida | 1 | $ 100,000 | $ 100,000 | $ 468,000 |
| Putnam County Florida | 1 | $ 122,000 | $ 122,000 | $ 324,000 |
| Burke County Georgia | 1 | $ 127,000 | $ 127,000 | $ 37,000 |
| Dooly County Georgia | 1 | $ 105,000 | $ 105,000 | $ 51,000 |
| Evans County Georgia | 1 | $ 187,000 | $ 187,000 | $ 41,000 |
| Hancock County Georgia | 1 | $ 192,000 | $ 192,000 | $ 125,000 |
| Jasper County Georgia | 1 | $ 259,000 | $ 259,000 | $ 145,000 |
| Jenkins County Georgia | 1 | $ 100,000 | $ 100,000 | $ 61,000 |
| Lee County Georgia | 1 | $ 100,000 | $ 100,000 | $ 67,000 |
| Sumter County Georgia | 1 | $ 83,000 | $ 83,000 | $ 28,000 |
| Talbot County Georgia | 1 | $ 199,000 | $ 199,000 | $ 55,000 |
| Tattnall County Georgia | 1 | $ 62,000 | $ 62,000 | $ 89,000 |
| Treutlen County Georgia | 1 | $ 176,000 | $ 176,000 | $ 66,000 |
| Ware County Georgia | 1 | $ 218,000 | $ 218,000 | $ 213,000 |
| Warren County Georgia | 1 | $ 150,000 | $ 150,000 | $ 47,000 |
| Brown County Indiana | 1 | $ 163,000 | $ 163,000 | $ 81,000 |
| East Baton Rouge County Louisiana | 1 | $ 129,000 | $ 129,000 | $ 208,000 |
| Allegany County Maryland | 1 | $ 250,000 | $ 250,000 | $ 159,000 |
| Cecil County Maryland | 1 | $ 231,000 | $ 231,000 | $ 119,000 |
| Harford County Maryland | 1 | $ 290,000 | $ 290,000 | $ 109,000 |
| Kent County Maryland | 1 | $ 415,000 | $ 415,000 | $ 120,000 |
| Worcester County Maryland | 1 | $ 250,000 | $ 250,000 | $ 273,000 |
| Hinds County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 708,000 |
| Jackson County Mississippi | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Oktibbeha County Mississippi | 1 | $ 290,000 | $ 290,000 | $ 146,000 |
| Bergen County New Jersey | 1 | $ 379,000 | $ 379,000 | $ 177,000 |
| Essex County New Jersey | 1 | $ 364,000 | $ 364,000 | $ 169,000 |
| Middlesex County New Jersey | 1 | $ 382,000 | $ 382,000 | $ 105,000 |
| Monmouth County New Jersey | 1 | $ 170,000 | $ 170,000 | $ 390,000 |
| Morris County New Jersey | 1 | $ 417,000 | $ 417,000 | $ 159,000 |
| Somerset County New Jersey | 1 | $ 290,000 | $ 290,000 | $ 141,000 |
| Brunswick County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 251,000 |
| Burke County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 849,000 |
| Catawba County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 97,000 |
| Clay County North Carolina | 1 | $ 141,000 | $ 141,000 | $ 53,000 |
| Henderson County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 54,000 |
| Jackson County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 312,000 |
| Macon County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Mitchell County North Carolina | 1 | $ 124,000 | $ 124,000 | $ 118,000 |
| Orange County North Carolina | 1 | $ 368,000 | $ 368,000 | $ 150,000 |
| Stanly County North Carolina | 1 | $ 287,000 | $ 287,000 | $ 92,000 |
| Transylvania County North Carolina | 1 | $ 300,000 | $ 300,000 | $ 265,000 |
| Watauga County North Carolina | 1 | $ 376,000 | $ 376,000 | $ 189,000 |
| Belmont County Ohio | 1 | $ 214,000 | $ 214,000 | $ 112,000 |
| Blair County Pennsylvania | 1 | $ 411,000 | $ 411,000 | $ 115,000 |
| Bucks County Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 175,000 |
| Northampton County Pennsylvania | 1 | $ 330,000 | $ 330,000 | $ 129,000 |
| York County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 67,000 |
| Edgefield County South Carolina | 1 | $ 147,000 | $ 147,000 | $ 93,000 |
| Florence County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 38,000 |
| Kershaw County South Carolina | 1 | $ 266,000 | $ 266,000 | $ 237,000 |
| McCormick County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 37,000 |
| Pickens County South Carolina | 1 | $ 96,000 | $ 96,000 | $ 68,000 |
| Anderson County Tennessee | 1 | $ 257,000 | $ 257,000 | $ 79,000 |
| Blount County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 72,000 |
| Carter County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Coffee County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 57,000 |
| Grainger County Tennessee | 1 | $ 243,000 | $ 243,000 | $ 91,000 |
| Maury County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 54,000 |
| Monroe County Tennessee | 1 | $ 168,000 | $ 168,000 | $ 42,000 |
| Rutherford County Tennessee | 1 | $ 203,000 | $ 203,000 | $ 117,000 |
| Sullivan County Tennessee | 1 | $ 158,000 | $ 158,000 | $ 60,000 |
| Washington County Tennessee | 1 | $ 367,000 | $ 367,000 | $ 73,000 |
| Williamson County Tennessee | 1 | $ 388,000 | $ 388,000 | $ 116,000 |
| Bell County Texas | 1 | $ 284,000 | $ 284,000 | $ 73,000 |
| Bexar County Texas | 1 | $ 417,000 | $ 417,000 | $ 194,000 |
| Burnet County Texas | 1 | $ 342,000 | $ 342,000 | $ 194,000 |
| Fort Bend County Texas | 1 | $ 180,000 | $ 180,000 | $ 116,000 |
| Hays County Texas | 1 | $ 250,000 | $ 250,000 | $ 99,000 |
| Hunt County Texas | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Trinity County Texas | 1 | $ 246,000 | $ 246,000 | $ 219,000 |
| Alexandria County Virginia | 1 | $ 396,000 | $ 396,000 | $ 183,000 |
| Arlington County Virginia | 1 | $ 417,000 | $ 417,000 | $ 185,000 |
| James City County Virginia | 1 | $ 91,000 | $ 91,000 | $ 65,000 |
| Poquoson County Virginia | 1 | $ 259,000 | $ 259,000 | $ 82,000 |
Mortgage Loan Application Detail Totals for Cbc National Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,660 | $579,582,000 | $217,000 | $469,000 | $121,000 | $1,770,000 |
| Home Purchase | 2,210 | $436,174,000 | $197,000 | $900,000 | $97,000 | $1,439,000 |
| Home Improvement | 12 | $1,345,000 | $112,000 | $638,000 | $70,000 | $275,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,063 | $860,156,000 | $211,000 | $900,000 | $113,000 | $1,770,000 |
| Black or African American | 263 | $42,834,000 | $162,000 | $417,000 | $77,000 | $385,000 |
| Not Provided | 199 | $41,209,000 | $207,000 | $417,000 | $112,000 | $478,000 |
| Asian | 181 | $39,624,000 | $218,000 | $417,000 | $109,000 | $767,000 |
| Hispanic | 155 | $29,565,000 | $190,000 | $417,000 | $97,000 | $489,000 |
| Native Hawaiian or Other Pacific Islander | 9 | $1,511,000 | $167,000 | $280,000 | $71,000 | $166,000 |
| American Indian or Alaskan Native | 9 | $1,734,000 | $192,000 | $417,000 | $95,000 | $225,000 |
| Not applicable | 3 | $468,000 | $156,000 | $223,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,656 | $802,424,000 | $219,000 | $900,000 | $124,000 | $1,770,000 |
| FHA-insured (Federal Housing Administration) | 1,203 | $209,571,000 | $174,000 | $421,000 | $68,000 | $541,000 |
| VA-guaranteed (Veterans Administration) | 21 | $4,763,000 | $226,000 | $417,000 | $76,000 | $191,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $343,000 | $171,000 | $252,000 | $88,000 | $137,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,134 | $865,355,000 | $209,000 | $850,000 | $113,000 | $1,770,000 |
| Application Approved But Not Accepted | 400 | $81,348,000 | $203,000 | $750,000 | $102,000 | $1,439,000 |
| Application Denied By Financial Institution | 207 | $39,032,000 | $188,000 | $900,000 | $76,000 | $599,000 |
| Application Withdrawn By Applicant | 141 | $31,366,000 | $222,000 | $417,000 | $98,000 | $370,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 73 | $13,485,000 | $184,000 | $417,000 | $89,000 | $276,000 |
| Debt-To-Income Ratio | 59 | $13,153,000 | $222,000 | $900,000 | $59,000 | $344,000 |
| Other | 29 | $4,914,000 | $169,000 | $417,000 | $106,000 | $599,000 |
| Credit History | 23 | $3,178,000 | $138,000 | $380,000 | $59,000 | $182,000 |
| Employment History | 12 | $1,811,000 | $150,000 | $306,000 | $45,000 | $100,000 |
| Unverifiable Information | 7 | $1,748,000 | $249,000 | $338,000 | $90,000 | $174,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $348,000 | $174,000 | $210,000 | $72,000 | $88,000 |
| Mortgage Insurance Denied | 1 | $192,000 | $192,000 | $192,000 | $48,000 | $48,000 |
| Credit Application Incomplete | 1 | $203,000 | $203,000 | $203,000 | $46,000 | $46,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cbc National Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cbc National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.