Centennial Lending, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Centennial Lending, Llc 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Centennial Lending, Llc 4112 Kodiak Court, Unit D Centennial, CO 80504 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 1,427 |
| Total Mortgage Loan Application Amount | $240,387,000 |
| Average Mortgage Loan Application Amount | $161,333 |
| Highest Mortgage Loan Application Amount | $2,719,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $701,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Centennial Lending, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Centennial Lending, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Centennial Lending, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Centennial Lending, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Centennial Lending, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Centennial Lending, Llc's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Adams County Colorado | 159 | $ 26,804,000 | $ 168,000 | $ 72,000 |
| Jefferson County Colorado | 107 | $ 25,572,000 | $ 238,000 | $ 78,000 |
| Laramie County Wyoming | 102 | $ 16,003,000 | $ 156,000 | $ 70,000 |
| Weld County Colorado | 95 | $ 17,125,000 | $ 180,000 | $ 76,000 |
| Pima County Arizona | 82 | $ 9,849,000 | $ 120,000 | $ 73,000 |
| Boulder County Colorado | 82 | $ 21,198,000 | $ 258,000 | $ 103,000 |
| Maricopa County Arizona | 69 | $ 9,463,000 | $ 137,000 | $ 74,000 |
| Fremont County Wyoming | 65 | $ 12,050,000 | $ 185,000 | $ 77,000 |
| Arapahoe County Colorado | 62 | $ 11,595,000 | $ 187,000 | $ 71,000 |
| Denver County Colorado | 49 | $ 13,130,000 | $ 267,000 | $ 70,000 |
| Larimer County Colorado | 43 | $ 7,844,000 | $ 182,000 | $ 71,000 |
| Lancaster County Nebraska | 41 | $ 5,046,000 | $ 123,000 | $ 63,000 |
| Natrona County Wyoming | 32 | $ 5,376,000 | $ 168,000 | $ 69,000 |
| Mesa County Colorado | 20 | $ 3,576,000 | $ 178,000 | $ 97,000 |
| Pueblo County Colorado | 19 | $ 1,909,000 | $ 100,000 | $ 56,000 |
| Marion County Oregon | 18 | $ 3,002,000 | $ 166,000 | $ 70,000 |
| Douglas County Nebraska | 17 | $ 1,773,000 | $ 104,000 | $ 74,000 |
| Broomfield County Colorado | 16 | $ 3,505,000 | $ 219,000 | $ 77,000 |
| Douglas County Colorado | 14 | $ 3,248,000 | $ 232,000 | $ 125,000 |
| Summit County Colorado | 12 | $ 2,907,000 | $ 242,000 | $ 120,000 |
| Bonneville County Idaho | 12 | $ 1,769,000 | $ 147,000 | $ 56,000 |
| Adams County Nebraska | 12 | $ 925,000 | $ 77,000 | $ 61,000 |
| Dawes County Nebraska | 12 | $ 1,106,000 | $ 92,000 | $ 49,000 |
| Pinal County Arizona | 11 | $ 989,000 | $ 89,000 | $ 90,000 |
| Gage County Nebraska | 10 | $ 759,000 | $ 75,000 | $ 47,000 |
| Albany County Wyoming | 10 | $ 1,346,000 | $ 134,000 | $ 96,000 |
| Sweetwater County Wyoming | 10 | $ 1,119,000 | $ 111,000 | $ 81,000 |
| Washakie County Wyoming | 10 | $ 1,368,000 | $ 136,000 | $ 61,000 |
| Red Willow County Nebraska | 9 | $ 872,000 | $ 96,000 | $ 105,000 |
| Campbell County Wyoming | 9 | $ 1,546,000 | $ 171,000 | $ 100,000 |
| Lemhi County Idaho | 8 | $ 776,000 | $ 97,000 | $ 29,000 |
| Grand County Colorado | 7 | $ 1,276,000 | $ 182,000 | $ 58,000 |
| Box Butte County Nebraska | 7 | $ 872,000 | $ 124,000 | $ 64,000 |
| Clear Creek County Colorado | 5 | $ 809,000 | $ 161,000 | $ 75,000 |
| Madison County Idaho | 5 | $ 577,000 | $ 115,000 | $ 76,000 |
| Sarpy County Nebraska | 5 | $ 862,000 | $ 172,000 | $ 90,000 |
| Carbon County Wyoming | 5 | $ 644,000 | $ 128,000 | $ 53,000 |
| Coconino County Arizona | 4 | $ 564,000 | $ 141,000 | $ 97,000 |
| El Paso County Colorado | 4 | $ 1,229,000 | $ 307,000 | $ 30,000 |
| Bingham County Idaho | 4 | $ 500,000 | $ 125,000 | $ 83,000 |
| Butte County Idaho | 4 | $ 262,000 | $ 65,000 | $ 66,000 |
| Bernalillo County New Mexico | 4 | $ 558,000 | $ 139,000 | $ 48,000 |
| Canadian County Oklahoma | 4 | $ 359,000 | $ 89,000 | $ 71,000 |
| Big Horn County Wyoming | 4 | $ 399,000 | $ 99,000 | $ 47,000 |
| Converse County Wyoming | 4 | $ 596,000 | $ 149,000 | $ 72,000 |
| Hot Springs County Wyoming | 4 | $ 552,000 | $ 138,000 | $ 121,000 |
| Park County Wyoming | 4 | $ 479,000 | $ 119,000 | $ 51,000 |
| Platte County Wyoming | 4 | $ 580,000 | $ 145,000 | $ 78,000 |
| Navajo County Arizona | 3 | $ 256,000 | $ 85,000 | $ 57,000 |
| Custer County Colorado | 3 | $ 498,000 | $ 166,000 | $ 63,000 |
| Fremont County Colorado | 3 | $ 508,000 | $ 169,000 | $ 96,000 |
| Huerfano County Colorado | 3 | $ 232,000 | $ 77,000 | $ 42,000 |
| Park County Colorado | 3 | $ 537,000 | $ 179,000 | $ 131,000 |
| Routt County Colorado | 3 | $ 333,000 | $ 111,000 | $ 83,000 |
| Hall County Nebraska | 3 | $ 303,000 | $ 101,000 | $ 70,000 |
| Hayes County Nebraska | 3 | $ 115,000 | $ 38,000 | $ 65,000 |
| Madison County Nebraska | 3 | $ 516,000 | $ 172,000 | $ 105,000 |
| Scotts Bluff County Nebraska | 3 | $ 474,000 | $ 158,000 | $ 89,000 |
| Sheridan County Nebraska | 3 | $ 133,000 | $ 44,000 | $ 53,000 |
| Comanche County Oklahoma | 3 | $ 318,000 | $ 106,000 | $ 89,000 |
| Sheridan County Wyoming | 3 | $ 675,000 | $ 225,000 | $ 79,000 |
| Gila County Arizona | 2 | $ 210,000 | $ 105,000 | $ 304,000 |
| Santa Cruz County Arizona | 2 | $ 169,000 | $ 84,000 | $ 47,000 |
| Garfield County Colorado | 2 | $ 283,000 | $ 141,000 | $ 50,000 |
| Gilpin County Colorado | 2 | $ 311,000 | $ 155,000 | $ 41,000 |
| Gunnison County Colorado | 2 | $ 546,000 | $ 273,000 | $ 0 |
| Custer County Idaho | 2 | $ 196,000 | $ 98,000 | $ 42,000 |
| Fremont County Idaho | 2 | $ 187,000 | $ 93,000 | $ 67,000 |
| Pottawattamie County Iowa | 2 | $ 319,000 | $ 159,000 | $ 71,000 |
| Buffalo County Nebraska | 2 | $ 243,000 | $ 121,000 | $ 31,000 |
| Cass County Nebraska | 2 | $ 262,000 | $ 131,000 | $ 52,000 |
| Furnas County Nebraska | 2 | $ 73,000 | $ 36,000 | $ 57,000 |
| Hitchcock County Nebraska | 2 | $ 132,000 | $ 66,000 | $ 105,000 |
| Jefferson County Nebraska | 2 | $ 106,000 | $ 53,000 | $ 53,000 |
| Johnson County Nebraska | 2 | $ 103,000 | $ 51,000 | $ 58,000 |
| Keith County Nebraska | 2 | $ 129,000 | $ 64,000 | $ 112,000 |
| Kimball County Nebraska | 2 | $ 98,000 | $ 49,000 | $ 41,000 |
| Lincoln County Nebraska | 2 | $ 250,000 | $ 125,000 | $ 18,000 |
| Otoe County Nebraska | 2 | $ 163,000 | $ 81,000 | $ 64,000 |
| Phelps County Nebraska | 2 | $ 141,000 | $ 70,000 | $ 54,000 |
| Stanton County Nebraska | 2 | $ 241,000 | $ 120,000 | $ 51,000 |
| Webster County Nebraska | 2 | $ 140,000 | $ 70,000 | $ 49,000 |
| Oklahoma County Oklahoma | 2 | $ 348,000 | $ 174,000 | $ 83,000 |
| Polk County Oregon | 2 | $ 360,000 | $ 180,000 | $ 84,000 |
| Crook County Wyoming | 2 | $ 415,000 | $ 207,000 | $ 150,000 |
| Lincoln County Wyoming | 2 | $ 253,000 | $ 126,000 | $ 111,000 |
| Apache County Arizona | 1 | $ 50,000 | $ 50,000 | $ 60,000 |
| Cochise County Arizona | 1 | $ 30,000 | $ 30,000 | $ 28,000 |
| Yavapai County Arizona | 1 | $ 124,000 | $ 124,000 | $ 37,000 |
| Yuma County Arizona | 1 | $ 85,000 | $ 85,000 | $ 136,000 |
| Alamosa County Colorado | 1 | $ 201,000 | $ 201,000 | $ 87,000 |
| Delta County Colorado | 1 | $ 121,000 | $ 121,000 | $ 184,000 |
| Jackson County Colorado | 1 | $ 108,000 | $ 108,000 | $ 25,000 |
| Lake County Colorado | 1 | $ 76,000 | $ 76,000 | $ 77,000 |
| Las Animas County Colorado | 1 | $ 120,000 | $ 120,000 | $ 163,000 |
| Montrose County Colorado | 1 | $ 119,000 | $ 119,000 | $ 34,000 |
| Morgan County Colorado | 1 | $ 190,000 | $ 190,000 | $ 161,000 |
| Otero County Colorado | 1 | $ 101,000 | $ 101,000 | $ 57,000 |
| Saguache County Colorado | 1 | $ 268,000 | $ 268,000 | $ 7,000 |
| Teller County Colorado | 1 | $ 369,000 | $ 369,000 | $ 142,000 |
| Jefferson County Idaho | 1 | $ 70,000 | $ 70,000 | $ 38,000 |
| Harrison County Iowa | 1 | $ 100,000 | $ 100,000 | $ 87,000 |
| Mills County Iowa | 1 | $ 80,000 | $ 80,000 | $ 19,000 |
| Shelby County Iowa | 1 | $ 95,000 | $ 95,000 | $ 69,000 |
| Boyd County Nebraska | 1 | $ 25,000 | $ 25,000 | $ 144,000 |
| Cheyenne County Nebraska | 1 | $ 73,000 | $ 73,000 | $ 134,000 |
| Clay County Nebraska | 1 | $ 26,000 | $ 26,000 | $ 29,000 |
| Deuel County Nebraska | 1 | $ 51,000 | $ 51,000 | $ 59,000 |
| Dodge County Nebraska | 1 | $ 53,000 | $ 53,000 | $ 54,000 |
| Fillmore County Nebraska | 1 | $ 54,000 | $ 54,000 | $ 35,000 |
| Kearney County Nebraska | 1 | $ 52,000 | $ 52,000 | $ 54,000 |
| Platte County Nebraska | 1 | $ 62,000 | $ 62,000 | $ 38,000 |
| Saline County Nebraska | 1 | $ 96,000 | $ 96,000 | $ 49,000 |
| Sherman County Nebraska | 1 | $ 47,000 | $ 47,000 | $ 30,000 |
| Valley County Nebraska | 1 | $ 117,000 | $ 117,000 | $ 79,000 |
| Sandoval County New Mexico | 1 | $ 154,000 | $ 154,000 | $ 69,000 |
| Beckham County Oklahoma | 1 | $ 133,000 | $ 133,000 | $ 228,000 |
| Caddo County Oklahoma | 1 | $ 142,000 | $ 142,000 | $ 216,000 |
| Cleveland County Oklahoma | 1 | $ 79,000 | $ 79,000 | $ 68,000 |
| Pottawatomie County Oklahoma | 1 | $ 120,000 | $ 120,000 | $ 72,000 |
| Stephens County Oklahoma | 1 | $ 132,000 | $ 132,000 | $ 94,000 |
| Tillman County Oklahoma | 1 | $ 144,000 | $ 144,000 | $ 112,000 |
| Tulsa County Oklahoma | 1 | $ 131,000 | $ 131,000 | $ 51,000 |
| Lincoln County Oregon | 1 | $ 100,000 | $ 100,000 | $ 126,000 |
| Tillamook County Oregon | 1 | $ 156,000 | $ 156,000 | $ 128,000 |
| Washington County Oregon | 1 | $ 300,000 | $ 300,000 | $ 135,000 |
| Johnson County Wyoming | 1 | $ 172,000 | $ 172,000 | $ 37,000 |
| Sublette County Wyoming | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Weston County Wyoming | 1 | $ 182,000 | $ 182,000 | $ 75,000 |
Mortgage Loan Application Detail Totals for Centennial Lending, Llc in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 777 | $125,538,000 | $161,000 | $900,000 | $76,000 | $701,000 |
| Home Purchase | 545 | $100,138,000 | $183,000 | $2,719,000 | $77,000 | $598,000 |
| Home Improvement | 105 | $14,711,000 | $140,000 | $400,000 | $71,000 | $212,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 883 | $141,722,000 | $160,000 | $983,000 | $77,000 | $598,000 |
| Not Provided | 317 | $57,663,000 | $181,000 | $1,600,000 | $76,000 | $486,000 |
| Hispanic | 171 | $24,647,000 | $144,000 | $545,000 | $68,000 | $701,000 |
| Black or African American | 22 | $3,457,000 | $157,000 | $330,000 | $79,000 | $184,000 |
| Asian | 17 | $3,907,000 | $229,000 | $417,000 | $81,000 | $179,000 |
| American Indian or Alaskan Native | 8 | $1,444,000 | $180,000 | $350,000 | $126,000 | $216,000 |
| Not applicable | 8 | $7,440,000 | $930,000 | $2,719,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 1 | $107,000 | $107,000 | $107,000 | $168,000 | $168,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,181 | $200,182,000 | $169,000 | $2,719,000 | $77,000 | $598,000 |
| FHA-insured (Federal Housing Administration) | 164 | $24,344,000 | $148,000 | $365,000 | $69,000 | $701,000 |
| VA-guaranteed (Veterans Administration) | 82 | $15,861,000 | $193,000 | $382,000 | $66,000 | $149,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 541 | $90,307,000 | $166,000 | $2,719,000 | $69,000 | $701,000 |
| Loan Originated | 388 | $65,580,000 | $169,000 | $533,000 | $77,000 | $486,000 |
| Application Withdrawn By Applicant | 313 | $56,577,000 | $180,000 | $950,000 | $85,000 | $598,000 |
| File Closed For Incompleteness | 176 | $26,460,000 | $150,000 | $420,000 | $77,000 | $235,000 |
| Application Approved But Not Accepted | 9 | $1,463,000 | $162,000 | $329,000 | $75,000 | $173,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 189 | $28,697,000 | $151,000 | $361,000 | $75,000 | $329,000 |
| Debt-To-Income Ratio | 114 | $22,271,000 | $195,000 | $1,424,000 | $48,000 | $163,000 |
| Collateral | 46 | $7,153,000 | $155,000 | $536,000 | $83,000 | $223,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $1,147,000 | $143,000 | $356,000 | $47,000 | $100,000 |
| Employment History | 6 | $916,000 | $152,000 | $200,000 | $59,000 | $98,000 |
| Unverifiable Information | 5 | $928,000 | $185,000 | $233,000 | $121,000 | $209,000 |
| Other | 1 | $60,000 | $60,000 | $60,000 | $99,000 | $99,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Centennial Lending, Llc's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Centennial Lending, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.