Centra Credit Union
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Indiana.
The mortgage statistics and data below are specific to mortgage loan applications for Centra Credit Union.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Centra Credit Union 3801 Tupelo Drive Columbus, IN 47202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,092 |
| Total Mortgage Loan Application Amount | $187,950,000 |
| Average Mortgage Loan Application Amount | $88,200 |
| Highest Mortgage Loan Application Amount | $1,535,000 |
| Average Applicant Income | $78,200 |
| Highest Applicant Income | $1,032,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in IN, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bartholomew County Indiana | 600 | $ 62,050,000 | $ 103,000 | $ 85,000 |
| Clark County Indiana | 250 | $ 21,180,000 | $ 84,000 | $ 80,000 |
| Jackson County Indiana | 186 | $ 13,170,000 | $ 70,000 | $ 63,000 |
| Jennings County Indiana | 143 | $ 10,295,000 | $ 71,000 | $ 72,000 |
| Scott County Indiana | 141 | $ 9,825,000 | $ 69,000 | $ 63,000 |
| Floyd County Indiana | 122 | $ 11,180,000 | $ 91,000 | $ 83,000 |
| Marion County Indiana | 76 | $ 6,730,000 | $ 88,000 | $ 81,000 |
| Jefferson County Indiana | 72 | $ 5,670,000 | $ 78,000 | $ 65,000 |
| Shelby County Indiana | 64 | $ 3,470,000 | $ 54,000 | $ 62,000 |
| Decatur County Indiana | 63 | $ 4,055,000 | $ 64,000 | $ 63,000 |
| Johnson County Indiana | 57 | $ 4,875,000 | $ 85,000 | $ 77,000 |
| Brown County Indiana | 51 | $ 5,805,000 | $ 113,000 | $ 96,000 |
| Washington County Indiana | 47 | $ 2,605,000 | $ 55,000 | $ 63,000 |
| Harrison County Indiana | 38 | $ 3,420,000 | $ 90,000 | $ 71,000 |
| Hamilton County Indiana | 27 | $ 6,715,000 | $ 248,000 | $ 131,000 |
| Jefferson County Kentucky | 19 | $ 2,005,000 | $ 105,000 | $ 108,000 |
| Chautauqua County New York | 12 | $ 840,000 | $ 70,000 | $ 65,000 |
| Hancock County Indiana | 9 | $ 945,000 | $ 105,000 | $ 66,000 |
| Hendricks County Indiana | 8 | $ 1,580,000 | $ 197,000 | $ 140,000 |
| Crawford County Indiana | 7 | $ 615,000 | $ 87,000 | $ 59,000 |
| Ripley County Indiana | 7 | $ 655,000 | $ 93,000 | $ 81,000 |
| Warren County Pennsylvania | 7 | $ 615,000 | $ 87,000 | $ 104,000 |
| Monroe County Indiana | 6 | $ 480,000 | $ 80,000 | $ 85,000 |
| Morgan County Indiana | 5 | $ 535,000 | $ 107,000 | $ 113,000 |
| Franklin County Indiana | 4 | $ 550,000 | $ 137,000 | $ 93,000 |
| Rush County Indiana | 4 | $ 200,000 | $ 50,000 | $ 60,000 |
| Oldham County Kentucky | 4 | $ 440,000 | $ 110,000 | $ 126,000 |
| Nash County North Carolina | 4 | $ 250,000 | $ 62,000 | $ 99,000 |
| Charlotte County Florida | 2 | $ 180,000 | $ 90,000 | $ 61,000 |
| Lake County Florida | 2 | $ 110,000 | $ 55,000 | $ 136,000 |
| Boone County Indiana | 2 | $ 560,000 | $ 280,000 | $ 379,000 |
| Fayette County Indiana | 2 | $ 320,000 | $ 160,000 | $ 164,000 |
| Lawrence County Indiana | 2 | $ 120,000 | $ 60,000 | $ 64,000 |
| Bullitt County Kentucky | 2 | $ 70,000 | $ 35,000 | $ 76,000 |
| Trimble County Kentucky | 2 | $ 110,000 | $ 55,000 | $ 53,000 |
| Cattaraugus County New York | 2 | $ 110,000 | $ 55,000 | $ 39,000 |
| Beaufort County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 113,000 |
| Asotin County Washington | 2 | $ 170,000 | $ 85,000 | $ 57,000 |
| Alameda County California | 1 | $ 265,000 | $ 265,000 | $ 180,000 |
| Pasco County Florida | 1 | $ 55,000 | $ 55,000 | $ 137,000 |
| Jackson County Georgia | 1 | $ 155,000 | $ 155,000 | $ 116,000 |
| Bonneville County Idaho | 1 | $ 15,000 | $ 15,000 | $ 14,000 |
| Allen County Indiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Delaware County Indiana | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Dubois County Indiana | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Henry County Indiana | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Martin County Indiana | 1 | $ 245,000 | $ 245,000 | $ 260,000 |
| Ohio County Indiana | 1 | $ 25,000 | $ 25,000 | $ 118,000 |
| Putnam County Indiana | 1 | $ 55,000 | $ 55,000 | $ 68,000 |
| Switzerland County Indiana | 1 | $ 25,000 | $ 25,000 | $ 75,000 |
| Tippecanoe County Indiana | 1 | $ 65,000 | $ 65,000 | $ 122,000 |
| Vigo County Indiana | 1 | $ 95,000 | $ 95,000 | $ 91,000 |
| Wayne County Indiana | 1 | $ 15,000 | $ 15,000 | $ 29,000 |
| White County Indiana | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
| Breckinridge County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Campbell County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Floyd County Kentucky | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Grayson County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 70,000 |
| Hancock County Maine | 1 | $ 125,000 | $ 125,000 | $ 94,000 |
| Kent County Michigan | 1 | $ 185,000 | $ 185,000 | $ 144,000 |
| Oakland County Michigan | 1 | $ 255,000 | $ 255,000 | $ 121,000 |
| Oceana County Michigan | 1 | $ 145,000 | $ 145,000 | $ 169,000 |
| Pennington County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Edgecombe County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 31,000 |
| Seneca County Ohio | 1 | $ 35,000 | $ 35,000 | $ 22,000 |
| Multnomah County Oregon | 1 | $ 585,000 | $ 585,000 | $ 327,000 |
| Berks County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 61,000 |
| Erie County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Monroe County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 117,000 |
| Lexington County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Bedford County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Knox County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| Tarrant County Texas | 1 | $ 25,000 | $ 25,000 | $ 195,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Indiana,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Centra Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 598 | $87,420,000 | $146,000 | $1,535,000 | $82,000 | $503,000 |
| Home Improvement | 521 | $23,495,000 | $45,000 | $235,000 | $77,000 | $1,032,000 |
| Other Purpose | 389 | $20,265,000 | $52,000 | $505,000 | $75,000 | $672,000 |
| Refinancing | 385 | $35,605,000 | $92,000 | $1,035,000 | $79,000 | $606,000 |
| Cash-out Refinancing | 199 | $21,165,000 | $106,000 | $405,000 | $78,000 | $648,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,424 | $138,760,000 | $97,000 | $1,535,000 | $80,000 | $1,032,000 |
| Not Provided | 553 | $35,545,000 | $64,000 | $1,205,000 | $73,000 | $391,000 |
| Hispanic | 39 | $3,725,000 | $95,000 | $385,000 | $66,000 | $196,000 |
| Black or African American | 31 | $2,475,000 | $79,000 | $305,000 | $76,000 | $185,000 |
| Not applicable | 25 | $3,875,000 | $155,000 | $775,000 | $0 | $0 |
| Asian | 16 | $2,240,000 | $140,000 | $305,000 | $124,000 | $500,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,092 | $187,950,000 | $89,000 | $1,535,000 | $78,000 | $1,032,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,511 | $138,405,000 | $91,000 | $1,535,000 | $83,000 | $1,032,000 |
| Application Denied By Financial Institution | 246 | $16,200,000 | $65,000 | $485,000 | $55,000 | $269,000 |
| File Closed For Incompleteness | 122 | $12,020,000 | $98,000 | $1,205,000 | $72,000 | $391,000 |
| Application Withdrawn By Applicant | 118 | $15,700,000 | $133,000 | $585,000 | $85,000 | $327,000 |
| Application Approved But Not Accepted | 95 | $5,625,000 | $59,000 | $505,000 | $72,000 | $237,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,846 | $171,750,000 | $93,000 | $1,535,000 | $81,000 | $1,032,000 |
| Credit History | 187 | $9,055,000 | $48,000 | $225,000 | $56,000 | $269,000 |
| Debt-To-Income Ratio | 35 | $4,805,000 | $137,000 | $485,000 | $45,000 | $103,000 |
| Collateral | 13 | $1,155,000 | $88,000 | $275,000 | $68,000 | $136,000 |
| Credit Application Incomplete | 3 | $225,000 | $75,000 | $95,000 | $51,000 | $56,000 |
| Employment History | 3 | $285,000 | $95,000 | $135,000 | $31,000 | $43,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $365,000 | $121,000 | $245,000 | $71,000 | $134,000 |
| Other | 2 | $310,000 | $155,000 | $185,000 | $87,000 | $87,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in IN, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Indiana, and search similar information at your convenience.