Central Bank Of Jefferson Cty
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Central Bank Of Jefferson Cty 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Central Bank Of Jefferson Cty 4630 Taylorsville Rd Louisville, KY 40220 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,057 |
| Total Mortgage Loan Application Amount | $658,492,000 |
| Average Mortgage Loan Application Amount | $251,192 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $63,307 |
| Highest Applicant Income | $603,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Central Bank Of Jefferson Cty. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Central Bank Of Jefferson Cty's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Central Bank Of Jefferson Cty's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Central Bank Of Jefferson Cty serves its applicants.
Each category highlights the total number of mortgage applications processed by Central Bank Of Jefferson Cty, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Central Bank Of Jefferson Cty's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jefferson County Kentucky | 1,204 | $ 137,292,000 | $ 114,000 | $ 55,000 |
| Marion County Indiana | 246 | $ 24,887,000 | $ 101,000 | $ 56,000 |
| Hamilton County Ohio | 187 | $ 24,478,000 | $ 130,000 | $ 57,000 |
| Fayette County Kentucky | 178 | $ 21,621,000 | $ 121,000 | $ 59,000 |
| Monroe County Indiana | 148 | $ 15,456,000 | $ 104,000 | $ 52,000 |
| Clark County Indiana | 124 | $ 12,968,000 | $ 104,000 | $ 69,000 |
| Howard County Indiana | 124 | $ 11,035,000 | $ 88,000 | $ 48,000 |
| Bullitt County Kentucky | 121 | $ 13,324,000 | $ 110,000 | $ 59,000 |
| Montgomery County Ohio | 120 | $ 12,112,000 | $ 100,000 | $ 52,000 |
| Floyd County Indiana | 106 | $ 11,755,000 | $ 110,000 | $ 85,000 |
| Butler County Ohio | 94 | $ 10,249,000 | $ 109,000 | $ 138,000 |
| Madison County Indiana | 87 | $ 7,194,000 | $ 82,000 | $ 38,000 |
| Vanderburgh County Indiana | 83 | $ 7,490,000 | $ 90,000 | $ 48,000 |
| Oldham County Kentucky | 83 | $ 10,956,000 | $ 132,000 | $ 73,000 |
| Tippecanoe County Indiana | 81 | $ 8,448,000 | $ 104,000 | $ 48,000 |
| Morgan County Indiana | 73 | $ 8,818,000 | $ 120,000 | $ 53,000 |
| Johnson County Indiana | 67 | $ 6,929,000 | $ 103,000 | $ 45,000 |
| Bartholomew County Indiana | 66 | $ 5,779,000 | $ 87,000 | $ 45,000 |
| Summit County Ohio | 66 | $ 6,327,000 | $ 95,000 | $ 45,000 |
| Hamilton County Indiana | 59 | $ 9,592,000 | $ 162,000 | $ 75,000 |
| Grant County Indiana | 57 | $ 4,549,000 | $ 79,000 | $ 45,000 |
| Delaware County Indiana | 55 | $ 5,588,000 | $ 101,000 | $ 49,000 |
| Lawrence County Indiana | 50 | $ 4,274,000 | $ 85,000 | $ 56,000 |
| Clermont County Ohio | 50 | $ 7,114,000 | $ 142,000 | $ 64,000 |
| Allen County Indiana | 49 | $ 4,410,000 | $ 90,000 | $ 49,000 |
| Franklin County Ohio | 47 | $ 4,949,000 | $ 105,000 | $ 57,000 |
| Jackson County Indiana | 46 | $ 4,330,000 | $ 94,000 | $ 40,000 |
| Miami County Indiana | 43 | $ 3,470,000 | $ 80,000 | $ 48,000 |
| Perry County Kentucky | 42 | $ 3,878,000 | $ 92,000 | $ 51,000 |
| Warren County Ohio | 38 | $ 5,394,000 | $ 141,000 | $ 59,000 |
| Washington County Indiana | 36 | $ 2,944,000 | $ 81,000 | $ 39,000 |
| Hendricks County Indiana | 35 | $ 4,561,000 | $ 130,000 | $ 65,000 |
| Hardin County Kentucky | 32 | $ 3,148,000 | $ 98,000 | $ 60,000 |
| Nelson County Kentucky | 32 | $ 3,591,000 | $ 112,000 | $ 54,000 |
| Greene County Ohio | 32 | $ 3,741,000 | $ 116,000 | $ 65,000 |
| Scott County Indiana | 30 | $ 2,730,000 | $ 91,000 | $ 47,000 |
| Warrick County Indiana | 29 | $ 3,098,000 | $ 106,000 | $ 44,000 |
| Shelby County Kentucky | 29 | $ 4,932,000 | $ 170,000 | $ 76,000 |
| Scott County Kentucky | 28 | $ 3,063,000 | $ 109,000 | $ 59,000 |
| Boone County Indiana | 27 | $ 3,702,000 | $ 137,000 | $ 46,000 |
| Cass County Indiana | 27 | $ 2,199,000 | $ 81,000 | $ 45,000 |
| Henry County Indiana | 27 | $ 2,542,000 | $ 94,000 | $ 41,000 |
| Clark County Ohio | 26 | $ 2,757,000 | $ 106,000 | $ 48,000 |
| Kenton County Kentucky | 25 | $ 2,912,000 | $ 116,000 | $ 54,000 |
| Clinton County Indiana | 24 | $ 2,015,000 | $ 83,000 | $ 39,000 |
| Cuyahoga County Ohio | 24 | $ 2,697,000 | $ 112,000 | $ 58,000 |
| Hancock County Indiana | 23 | $ 3,258,000 | $ 141,000 | $ 63,000 |
| Jasper County Indiana | 23 | $ 2,246,000 | $ 97,000 | $ 55,000 |
| Lake County Indiana | 23 | $ 2,271,000 | $ 98,000 | $ 43,000 |
| Owen County Indiana | 23 | $ 1,907,000 | $ 82,000 | $ 56,000 |
| Madison County Kentucky | 23 | $ 2,974,000 | $ 129,000 | $ 59,000 |
| Daviess County Kentucky | 22 | $ 1,926,000 | $ 87,000 | $ 50,000 |
| Jessamine County Kentucky | 22 | $ 2,471,000 | $ 112,000 | $ 51,000 |
| Brown County Indiana | 21 | $ 2,961,000 | $ 141,000 | $ 48,000 |
| Montgomery County Indiana | 21 | $ 1,896,000 | $ 90,000 | $ 48,000 |
| White County Indiana | 21 | $ 1,709,000 | $ 81,000 | $ 37,000 |
| Boone County Kentucky | 21 | $ 3,234,000 | $ 154,000 | $ 70,000 |
| Henry County Kentucky | 21 | $ 2,019,000 | $ 96,000 | $ 57,000 |
| Harrison County Indiana | 20 | $ 2,340,000 | $ 117,000 | $ 53,000 |
| Jennings County Indiana | 20 | $ 1,674,000 | $ 83,000 | $ 45,000 |
| Wabash County Indiana | 20 | $ 1,927,000 | $ 96,000 | $ 57,000 |
| Laurel County Kentucky | 20 | $ 2,105,000 | $ 105,000 | $ 45,000 |
| Miami County Ohio | 20 | $ 2,374,000 | $ 118,000 | $ 58,000 |
| Tipton County Indiana | 19 | $ 1,834,000 | $ 96,000 | $ 71,000 |
| Spencer County Kentucky | 19 | $ 2,608,000 | $ 137,000 | $ 50,000 |
| Putnam County Indiana | 17 | $ 1,963,000 | $ 115,000 | $ 56,000 |
| Franklin County Kentucky | 17 | $ 1,535,000 | $ 90,000 | $ 44,000 |
| Henderson County Kentucky | 17 | $ 1,485,000 | $ 87,000 | $ 44,000 |
| Posey County Indiana | 16 | $ 1,605,000 | $ 100,000 | $ 41,000 |
| Randolph County Indiana | 16 | $ 1,096,000 | $ 68,000 | $ 36,000 |
| Clay County Indiana | 15 | $ 1,234,000 | $ 82,000 | $ 36,000 |
| Woodford County Kentucky | 15 | $ 2,018,000 | $ 134,000 | $ 70,000 |
| Carroll County Indiana | 14 | $ 1,188,000 | $ 84,000 | $ 42,000 |
| Dearborn County Indiana | 14 | $ 1,647,000 | $ 117,000 | $ 50,000 |
| Greene County Indiana | 14 | $ 1,034,000 | $ 73,000 | $ 43,000 |
| Ripley County Indiana | 14 | $ 1,555,000 | $ 111,000 | $ 70,000 |
| Shelby County Indiana | 14 | $ 1,304,000 | $ 93,000 | $ 46,000 |
| Vigo County Indiana | 14 | $ 1,015,000 | $ 72,000 | $ 31,000 |
| Clark County Kentucky | 14 | $ 1,322,000 | $ 94,000 | $ 47,000 |
| Mercer County Kentucky | 14 | $ 1,487,000 | $ 106,000 | $ 54,000 |
| Pulaski County Kentucky | 14 | $ 2,257,000 | $ 161,000 | $ 91,000 |
| Warren County Kentucky | 14 | $ 1,430,000 | $ 102,000 | $ 61,000 |
| Franklin County Indiana | 13 | $ 1,324,000 | $ 101,000 | $ 43,000 |
| Jefferson County Indiana | 13 | $ 1,388,000 | $ 106,000 | $ 46,000 |
| Anderson County Kentucky | 13 | $ 1,333,000 | $ 102,000 | $ 63,000 |
| Campbell County Kentucky | 13 | $ 1,233,000 | $ 94,000 | $ 47,000 |
| Hopkins County Kentucky | 12 | $ 802,000 | $ 66,000 | $ 37,000 |
| Meade County Kentucky | 12 | $ 964,000 | $ 80,000 | $ 30,000 |
| Brown County Ohio | 12 | $ 1,315,000 | $ 109,000 | $ 49,000 |
| Crawford County Indiana | 11 | $ 850,000 | $ 77,000 | $ 35,000 |
| Whitley County Kentucky | 11 | $ 938,000 | $ 85,000 | $ 39,000 |
| Darke County Ohio | 11 | $ 1,107,000 | $ 100,000 | $ 65,000 |
| Medina County Ohio | 11 | $ 1,355,000 | $ 123,000 | $ 47,000 |
| DeKalb County Indiana | 10 | $ 1,049,000 | $ 104,000 | $ 42,000 |
| Fountain County Indiana | 10 | $ 727,000 | $ 72,000 | $ 40,000 |
| Orange County Indiana | 10 | $ 684,000 | $ 68,000 | $ 36,000 |
| Porter County Indiana | 10 | $ 970,000 | $ 97,000 | $ 65,000 |
| Trimble County Kentucky | 10 | $ 1,050,000 | $ 105,000 | $ 49,000 |
| Stark County Ohio | 10 | $ 928,000 | $ 92,000 | $ 45,000 |
| Blackford County Indiana | 9 | $ 587,000 | $ 65,000 | $ 37,000 |
| Decatur County Indiana | 9 | $ 976,000 | $ 108,000 | $ 54,000 |
| Fulton County Indiana | 9 | $ 726,000 | $ 80,000 | $ 43,000 |
| Gibson County Indiana | 9 | $ 744,000 | $ 82,000 | $ 88,000 |
| Jay County Indiana | 9 | $ 632,000 | $ 70,000 | $ 29,000 |
| Kosciusko County Indiana | 9 | $ 1,166,000 | $ 129,000 | $ 52,000 |
| LaPorte County Indiana | 9 | $ 846,000 | $ 94,000 | $ 55,000 |
| Noble County Indiana | 9 | $ 795,000 | $ 88,000 | $ 49,000 |
| Bourbon County Kentucky | 9 | $ 1,046,000 | $ 116,000 | $ 60,000 |
| Breckinridge County Kentucky | 9 | $ 685,000 | $ 76,000 | $ 37,000 |
| Grant County Kentucky | 9 | $ 835,000 | $ 92,000 | $ 54,000 |
| Daviess County Indiana | 8 | $ 622,000 | $ 77,000 | $ 37,000 |
| Elkhart County Indiana | 8 | $ 927,000 | $ 115,000 | $ 56,000 |
| Spencer County Indiana | 8 | $ 615,000 | $ 76,000 | $ 44,000 |
| St. Joseph County Indiana | 8 | $ 876,000 | $ 109,000 | $ 59,000 |
| Sullivan County Indiana | 8 | $ 499,000 | $ 62,000 | $ 38,000 |
| Switzerland County Indiana | 8 | $ 872,000 | $ 109,000 | $ 50,000 |
| McCracken County Kentucky | 8 | $ 886,000 | $ 110,000 | $ 77,000 |
| Montgomery County Kentucky | 8 | $ 832,000 | $ 104,000 | $ 63,000 |
| Portage County Ohio | 8 | $ 948,000 | $ 118,000 | $ 51,000 |
| Preble County Ohio | 8 | $ 778,000 | $ 97,000 | $ 51,000 |
| Shelby County Ohio | 8 | $ 802,000 | $ 100,000 | $ 44,000 |
| Wayne County Ohio | 8 | $ 726,000 | $ 90,000 | $ 45,000 |
| Dubois County Indiana | 7 | $ 845,000 | $ 120,000 | $ 54,000 |
| Marshall County Indiana | 7 | $ 587,000 | $ 83,000 | $ 47,000 |
| Perry County Indiana | 7 | $ 673,000 | $ 96,000 | $ 52,000 |
| Pulaski County Indiana | 7 | $ 678,000 | $ 96,000 | $ 61,000 |
| Vermillion County Indiana | 7 | $ 412,000 | $ 58,000 | $ 30,000 |
| Boyle County Kentucky | 7 | $ 717,000 | $ 102,000 | $ 48,000 |
| Christian County Kentucky | 7 | $ 492,000 | $ 70,000 | $ 43,000 |
| Floyd County Kentucky | 7 | $ 531,000 | $ 75,000 | $ 49,000 |
| Grayson County Kentucky | 7 | $ 466,000 | $ 66,000 | $ 34,000 |
| Greenup County Kentucky | 7 | $ 603,000 | $ 86,000 | $ 59,000 |
| Clinton County Ohio | 7 | $ 788,000 | $ 112,000 | $ 57,000 |
| Delaware County Ohio | 7 | $ 1,098,000 | $ 156,000 | $ 47,000 |
| Licking County Ohio | 7 | $ 896,000 | $ 128,000 | $ 52,000 |
| Fayette County Indiana | 6 | $ 720,000 | $ 120,000 | $ 62,000 |
| Knox County Indiana | 6 | $ 415,000 | $ 69,000 | $ 42,000 |
| Newton County Indiana | 6 | $ 558,000 | $ 93,000 | $ 61,000 |
| Rush County Indiana | 6 | $ 478,000 | $ 79,000 | $ 38,000 |
| Steuben County Indiana | 6 | $ 418,000 | $ 69,000 | $ 42,000 |
| Wayne County Indiana | 6 | $ 610,000 | $ 101,000 | $ 45,000 |
| Whitley County Indiana | 6 | $ 668,000 | $ 111,000 | $ 61,000 |
| Bell County Kentucky | 6 | $ 495,000 | $ 82,000 | $ 44,000 |
| Boyd County Kentucky | 6 | $ 727,000 | $ 121,000 | $ 66,000 |
| Breathitt County Kentucky | 6 | $ 673,000 | $ 112,000 | $ 64,000 |
| Carroll County Kentucky | 6 | $ 394,000 | $ 65,000 | $ 34,000 |
| Casey County Kentucky | 6 | $ 526,000 | $ 87,000 | $ 37,000 |
| Harlan County Kentucky | 6 | $ 425,000 | $ 70,000 | $ 27,000 |
| Harrison County Kentucky | 6 | $ 494,000 | $ 82,000 | $ 54,000 |
| Knott County Kentucky | 6 | $ 453,000 | $ 75,000 | $ 58,000 |
| Knox County Kentucky | 6 | $ 573,000 | $ 95,000 | $ 61,000 |
| Leslie County Kentucky | 6 | $ 415,000 | $ 69,000 | $ 28,000 |
| Letcher County Kentucky | 6 | $ 566,000 | $ 94,000 | $ 57,000 |
| Marshall County Kentucky | 6 | $ 406,000 | $ 67,000 | $ 29,000 |
| Rowan County Kentucky | 6 | $ 746,000 | $ 124,000 | $ 30,000 |
| Champaign County Ohio | 6 | $ 796,000 | $ 132,000 | $ 38,000 |
| Fairfield County Ohio | 6 | $ 847,000 | $ 141,000 | $ 90,000 |
| Lucas County Ohio | 6 | $ 728,000 | $ 121,000 | $ 64,000 |
| Benton County Indiana | 5 | $ 352,000 | $ 70,000 | $ 51,000 |
| Garrard County Kentucky | 5 | $ 371,000 | $ 74,000 | $ 35,000 |
| Hart County Kentucky | 5 | $ 302,000 | $ 60,000 | $ 33,000 |
| Lincoln County Kentucky | 5 | $ 379,000 | $ 75,000 | $ 47,000 |
| Marion County Kentucky | 5 | $ 250,000 | $ 50,000 | $ 23,000 |
| Rockcastle County Kentucky | 5 | $ 336,000 | $ 67,000 | $ 30,000 |
| Washington County Kentucky | 5 | $ 427,000 | $ 85,000 | $ 47,000 |
| Webster County Kentucky | 5 | $ 283,000 | $ 56,000 | $ 41,000 |
| Allen County Ohio | 5 | $ 427,000 | $ 85,000 | $ 70,000 |
| Mahoning County Ohio | 5 | $ 382,000 | $ 76,000 | $ 41,000 |
| Hamilton County Tennessee | 5 | $ 780,000 | $ 156,000 | $ 63,000 |
| Denver County Colorado | 4 | $ 617,000 | $ 154,000 | $ 96,000 |
| Huntington County Indiana | 4 | $ 293,000 | $ 73,000 | $ 39,000 |
| Warren County Indiana | 4 | $ 332,000 | $ 83,000 | $ 54,000 |
| Butler County Kentucky | 4 | $ 304,000 | $ 76,000 | $ 32,000 |
| Calloway County Kentucky | 4 | $ 313,000 | $ 78,000 | $ 38,000 |
| Graves County Kentucky | 4 | $ 451,000 | $ 112,000 | $ 59,000 |
| Larue County Kentucky | 4 | $ 398,000 | $ 99,000 | $ 64,000 |
| Taylor County Kentucky | 4 | $ 315,000 | $ 78,000 | $ 32,000 |
| Geauga County Ohio | 4 | $ 747,000 | $ 186,000 | $ 110,000 |
| Highland County Ohio | 4 | $ 355,000 | $ 88,000 | $ 55,000 |
| Lake County Ohio | 4 | $ 627,000 | $ 156,000 | $ 88,000 |
| Pickaway County Ohio | 4 | $ 529,000 | $ 132,000 | $ 31,000 |
| Martin County Indiana | 3 | $ 226,000 | $ 75,000 | $ 41,000 |
| Wells County Indiana | 3 | $ 339,000 | $ 113,000 | $ 41,000 |
| Barren County Kentucky | 3 | $ 292,000 | $ 97,000 | $ 28,000 |
| Bath County Kentucky | 3 | $ 194,000 | $ 64,000 | $ 50,000 |
| Clay County Kentucky | 3 | $ 160,000 | $ 53,000 | $ 39,000 |
| Johnson County Kentucky | 3 | $ 177,000 | $ 59,000 | $ 47,000 |
| Logan County Kentucky | 3 | $ 221,000 | $ 73,000 | $ 58,000 |
| Martin County Kentucky | 3 | $ 256,000 | $ 85,000 | $ 54,000 |
| McLean County Kentucky | 3 | $ 213,000 | $ 71,000 | $ 58,000 |
| Powell County Kentucky | 3 | $ 169,000 | $ 56,000 | $ 30,000 |
| Simpson County Kentucky | 3 | $ 277,000 | $ 92,000 | $ 30,000 |
| Jackson County Ohio | 3 | $ 296,000 | $ 98,000 | $ 76,000 |
| Logan County Ohio | 3 | $ 592,000 | $ 197,000 | $ 82,000 |
| Lorain County Ohio | 3 | $ 343,000 | $ 114,000 | $ 67,000 |
| Madison County Ohio | 3 | $ 489,000 | $ 163,000 | $ 95,000 |
| Mercer County Ohio | 3 | $ 374,000 | $ 124,000 | $ 44,000 |
| Ottawa County Ohio | 3 | $ 264,000 | $ 88,000 | $ 66,000 |
| Ross County Ohio | 3 | $ 362,000 | $ 120,000 | $ 49,000 |
| Scioto County Ohio | 3 | $ 311,000 | $ 103,000 | $ 45,000 |
| Trumbull County Ohio | 3 | $ 284,000 | $ 94,000 | $ 49,000 |
| Van Wert County Ohio | 3 | $ 329,000 | $ 109,000 | $ 38,000 |
| Washington County Ohio | 3 | $ 412,000 | $ 137,000 | $ 82,000 |
| Claiborne County Tennessee | 3 | $ 221,000 | $ 73,000 | $ 37,000 |
| Douglas County Colorado | 2 | $ 451,000 | $ 225,000 | $ 77,000 |
| Eagle County Colorado | 2 | $ 208,000 | $ 104,000 | $ 198,000 |
| El Paso County Colorado | 2 | $ 460,000 | $ 230,000 | $ 96,000 |
| Ohio County Indiana | 2 | $ 273,000 | $ 136,000 | $ 75,000 |
| Parke County Indiana | 2 | $ 276,000 | $ 138,000 | $ 48,000 |
| Starke County Indiana | 2 | $ 131,000 | $ 65,000 | $ 18,000 |
| Adair County Kentucky | 2 | $ 233,000 | $ 116,000 | $ 39,000 |
| Allen County Kentucky | 2 | $ 127,000 | $ 63,000 | $ 29,000 |
| Jackson County Kentucky | 2 | $ 236,000 | $ 118,000 | $ 57,000 |
| Lewis County Kentucky | 2 | $ 145,000 | $ 72,000 | $ 25,000 |
| Livingston County Kentucky | 2 | $ 183,000 | $ 91,000 | $ 42,000 |
| Magoffin County Kentucky | 2 | $ 83,000 | $ 41,000 | $ 50,000 |
| Mason County Kentucky | 2 | $ 138,000 | $ 69,000 | $ 26,000 |
| Menifee County Kentucky | 2 | $ 214,000 | $ 107,000 | $ 61,000 |
| Metcalfe County Kentucky | 2 | $ 82,000 | $ 41,000 | $ 24,000 |
| Morgan County Kentucky | 2 | $ 174,000 | $ 87,000 | $ 49,000 |
| Nicholas County Kentucky | 2 | $ 160,000 | $ 80,000 | $ 39,000 |
| Ohio County Kentucky | 2 | $ 119,000 | $ 59,000 | $ 43,000 |
| Pendleton County Kentucky | 2 | $ 98,000 | $ 49,000 | $ 50,000 |
| Pike County Kentucky | 2 | $ 172,000 | $ 86,000 | $ 56,000 |
| Russell County Kentucky | 2 | $ 223,000 | $ 111,000 | $ 42,000 |
| Warren County Missouri | 2 | $ 279,000 | $ 139,000 | $ 70,000 |
| Athens County Ohio | 2 | $ 131,000 | $ 65,000 | $ 39,000 |
| Auglaize County Ohio | 2 | $ 188,000 | $ 94,000 | $ 31,000 |
| Belmont County Ohio | 2 | $ 203,000 | $ 101,000 | $ 12,000 |
| Columbiana County Ohio | 2 | $ 217,000 | $ 108,000 | $ 56,000 |
| Defiance County Ohio | 2 | $ 149,000 | $ 74,000 | $ 37,000 |
| Erie County Ohio | 2 | $ 215,000 | $ 107,000 | $ 33,000 |
| Hancock County Ohio | 2 | $ 206,000 | $ 103,000 | $ 37,000 |
| Hardin County Ohio | 2 | $ 137,000 | $ 68,000 | $ 38,000 |
| Hocking County Ohio | 2 | $ 172,000 | $ 86,000 | $ 50,000 |
| Marion County Ohio | 2 | $ 198,000 | $ 99,000 | $ 43,000 |
| Meigs County Ohio | 2 | $ 231,000 | $ 115,000 | $ 48,000 |
| Monroe County Ohio | 2 | $ 132,000 | $ 66,000 | $ 58,000 |
| Muskingum County Ohio | 2 | $ 71,000 | $ 35,000 | $ 32,000 |
| Paulding County Ohio | 2 | $ 161,000 | $ 80,000 | $ 39,000 |
| Pike County Ohio | 2 | $ 180,000 | $ 90,000 | $ 46,000 |
| Richland County Ohio | 2 | $ 246,000 | $ 123,000 | $ 66,000 |
| Seneca County Ohio | 2 | $ 167,000 | $ 83,000 | $ 51,000 |
| Oklahoma County Oklahoma | 2 | $ 165,000 | $ 82,000 | $ 85,000 |
| Clay County Tennessee | 2 | $ 149,000 | $ 74,000 | $ 57,000 |
| Knox County Tennessee | 2 | $ 267,000 | $ 133,000 | $ 40,000 |
| Shelby County Tennessee | 2 | $ 139,000 | $ 69,000 | $ 44,000 |
| Boulder County Colorado | 1 | $ 98,000 | $ 98,000 | $ 77,000 |
| Elbert County Colorado | 1 | $ 300,000 | $ 300,000 | $ 60,000 |
| Jefferson County Colorado | 1 | $ 86,000 | $ 86,000 | $ 68,000 |
| Larimer County Colorado | 1 | $ 293,000 | $ 293,000 | $ 126,000 |
| Pueblo County Colorado | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Summit County Colorado | 1 | $ 118,000 | $ 118,000 | $ 124,000 |
| Catoosa County Georgia | 1 | $ 225,000 | $ 225,000 | $ 240,000 |
| Cherokee County Georgia | 1 | $ 181,000 | $ 181,000 | $ 78,000 |
| Effingham County Georgia | 1 | $ 188,000 | $ 188,000 | $ 65,000 |
| Henry County Georgia | 1 | $ 99,000 | $ 99,000 | $ 40,000 |
| Richmond County Georgia | 1 | $ 121,000 | $ 121,000 | $ 42,000 |
| Jefferson County Illinois | 1 | $ 50,000 | $ 50,000 | $ 43,000 |
| Johnson County Illinois | 1 | $ 70,000 | $ 70,000 | $ 48,000 |
| Massac County Illinois | 1 | $ 66,000 | $ 66,000 | $ 72,000 |
| Adams County Indiana | 1 | $ 78,000 | $ 78,000 | $ 36,000 |
| Pike County Indiana | 1 | $ 57,000 | $ 57,000 | $ 15,000 |
| Union County Indiana | 1 | $ 80,000 | $ 80,000 | $ 18,000 |
| Bracken County Kentucky | 1 | $ 70,000 | $ 70,000 | $ 21,000 |
| Caldwell County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 38,000 |
| Carter County Kentucky | 1 | $ 54,000 | $ 54,000 | $ 54,000 |
| Crittenden County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 23,000 |
| Estill County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 43,000 |
| Fleming County Kentucky | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Gallatin County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Hancock County Kentucky | 1 | $ 81,000 | $ 81,000 | $ 62,000 |
| Lee County Kentucky | 1 | $ 69,000 | $ 69,000 | $ 35,000 |
| Muhlenberg County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 28,000 |
| Owen County Kentucky | 1 | $ 229,000 | $ 229,000 | $ 68,000 |
| Robertson County Kentucky | 1 | $ 126,000 | $ 126,000 | $ 65,000 |
| Todd County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 11,000 |
| Wayne County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 52,000 |
| Wolfe County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 34,000 |
| Montgomery County Maryland | 1 | $ 450,000 | $ 450,000 | $ 152,000 |
| Emmet County Michigan | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Lenawee County Michigan | 1 | $ 102,000 | $ 102,000 | $ 0 |
| St. Joseph County Michigan | 1 | $ 110,000 | $ 110,000 | $ 35,000 |
| Van Buren County Michigan | 1 | $ 120,000 | $ 120,000 | $ 65,000 |
| Wayne County Michigan | 1 | $ 360,000 | $ 360,000 | $ 90,000 |
| New Madrid County Missouri | 1 | $ 43,000 | $ 43,000 | $ 71,000 |
| St. Francois County Missouri | 1 | $ 109,000 | $ 109,000 | $ 64,000 |
| Essex County New Jersey | 1 | $ 627,000 | $ 627,000 | $ 311,000 |
| Adams County Ohio | 1 | $ 48,000 | $ 48,000 | $ 21,000 |
| Ashland County Ohio | 1 | $ 74,000 | $ 74,000 | $ 70,000 |
| Ashtabula County Ohio | 1 | $ 98,000 | $ 98,000 | $ 84,000 |
| Carroll County Ohio | 1 | $ 74,000 | $ 74,000 | $ 66,000 |
| Coshocton County Ohio | 1 | $ 140,000 | $ 140,000 | $ 54,000 |
| Fayette County Ohio | 1 | $ 160,000 | $ 160,000 | $ 89,000 |
| Fulton County Ohio | 1 | $ 74,000 | $ 74,000 | $ 49,000 |
| Henry County Ohio | 1 | $ 68,000 | $ 68,000 | $ 28,000 |
| Lawrence County Ohio | 1 | $ 81,000 | $ 81,000 | $ 22,000 |
| Morgan County Ohio | 1 | $ 82,000 | $ 82,000 | $ 52,000 |
| Noble County Ohio | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| Putnam County Ohio | 1 | $ 136,000 | $ 136,000 | $ 114,000 |
| Sandusky County Ohio | 1 | $ 94,000 | $ 94,000 | $ 36,000 |
| Union County Ohio | 1 | $ 172,000 | $ 172,000 | $ 142,000 |
| Wood County Ohio | 1 | $ 65,000 | $ 65,000 | $ 17,000 |
| Wyandot County Ohio | 1 | $ 70,000 | $ 70,000 | $ 30,000 |
| Anderson County Tennessee | 1 | $ 50,000 | $ 50,000 | $ 12,000 |
| Cumberland County Tennessee | 1 | $ 72,000 | $ 72,000 | $ 61,000 |
| Hardeman County Tennessee | 1 | $ 91,000 | $ 91,000 | $ 24,000 |
| Macon County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 56,000 |
| Maury County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 17,000 |
| Sevier County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 43,000 |
| Sumner County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Trousdale County Tennessee | 1 | $ 127,000 | $ 127,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Central Bank Of Jefferson Cty in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 5,461 | $582,175,000 | $213,416 | $1,400,000 | $84,333 | $603,000 |
| Home Purchase (one-to-four family) | 567 | $69,006,000 | $135,125 | $600,000 | $69,375 | $422,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 15 | $6,570,000 | $694,500 | $1,500,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 14 | $741,000 | $55,500 | $214,000 | $39,500 | $153,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,022 | $427,633,000 | $112,100 | $915,000 | $59,100 | $436,000 |
| Information not provided by applicant in mail or telephone application | 1,661 | $182,387,000 | $229,818 | $1,500,000 | $85,363 | $603,000 |
| Black | 207 | $20,271,000 | $86,600 | $452,000 | $46,000 | $212,000 |
| Not applicable | 69 | $15,834,000 | $236,666 | $1,400,000 | $28,333 | $603,000 |
| Hispanic | 34 | $3,588,000 | $108,666 | $224,000 | $57,333 | $149,000 |
| Asian or Pacific Islander | 33 | $4,650,000 | $161,500 | $310,000 | $132,750 | $567,000 |
| Other | 17 | $2,286,000 | $131,000 | $400,000 | $64,333 | $146,000 |
| American Indian or Alaskan Native | 14 | $1,843,000 | $125,666 | $199,000 | $86,000 | $125,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,050 | $657,626,000 | $203,461 | $1,500,000 | $87,230 | $603,000 |
| FHA-insured (Federal Housing Administration) | 6 | $764,000 | $106,500 | $257,000 | $29,000 | $63,000 |
| VA-guaranteed (Veterans Administration) | 1 | $102,000 | $102,000 | $102,000 | $64,000 | $64,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 2,522 | $273,032,000 | $126,300 | $1,400,000 | $56,800 | $600,000 |
| Loan Originated | 2,441 | $259,860,000 | $122,444 | $1,400,000 | $62,222 | $603,000 |
| Application Denied By Financial Institution | 1,070 | $114,201,000 | $156,777 | $1,500,000 | $53,111 | $603,000 |
| Loan Purchased By The Institution | 21 | $10,886,000 | $531,000 | $760,000 | $154,333 | $311,000 |
| File Closed For Incompleteness | 2 | $391,000 | $195,000 | $230,000 | $124,000 | $148,000 |
| Application Approved But Not Accepted | 1 | $122,000 | $122,000 | $122,000 | $36,000 | $36,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 662 | $69,562,000 | $107,000 | $525,000 | $48,250 | $240,000 |
| Other | 144 | $15,258,000 | $104,200 | $650,000 | $59,200 | $300,000 |
| Debt-To-Income Ratio | 136 | $14,505,000 | $102,750 | $270,000 | $39,500 | $154,000 |
| Collateral | 29 | $2,686,000 | $94,333 | $240,000 | $46,000 | $96,000 |
| Credit Application Incomplete | 5 | $1,264,000 | $252,000 | $500,000 | $78,000 | $160,000 |
| Employment History | 5 | $492,000 | $111,000 | $155,000 | $61,000 | $89,000 |
| Unverifiable Information | 4 | $406,000 | $99,000 | $155,000 | $73,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $278,000 | $79,500 | $165,000 | $23,000 | $44,000 |
| Mortgage Insurance Denied | 1 | $89,000 | $89,000 | $89,000 | $29,000 | $29,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Central Bank Of Jefferson Cty's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Central Bank Of Jefferson Cty's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kentucky, download the full spreadsheet
with aggregated HMDA statistics today.