Cibm Bank Mortgage Lending & HMDA Data, 2021

In 2021, Cibm Bank of Brookfield, WI reported 2,251 mortgage applications totaling $501.5 million, down 21% from 2020. The average application was for $222,800, and applicants reported an average income of $110,521. 81% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Chicago-Naperville, IL (719), Indianapolis-Carmel-Anderson, IN (285) and Elgin, IL (239) (applications in parentheses).

Mortgage Company & Address Cibm Bank
19601 West Bluemound Road
Brookfield, WI 53045
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,251
Total Mortgage Loan Application Amount $501,525,000
Average Mortgage Loan Application Amount $222,800
Highest Mortgage Loan Application Amount $1,865,000
Average Applicant Income $110,521
Highest Applicant Income $1,185,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cibm Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Cibm Bank by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Cook, Illinois 301 $ 81,425,000 $ 270,514 $ 115,000
DuPage, Illinois 248 $ 60,610,000 $ 244,395 $ 122,000
Sheboygan, Wisconsin 212 $ 34,840,000 $ 164,339 $ 76,000
Kane, Illinois 203 $ 48,615,000 $ 239,482 $ 114,000
Marion, Indiana 143 $ 25,285,000 $ 176,818 $ 104,000
Lake, Illinois 109 $ 26,185,000 $ 240,229 $ 117,000
Milwaukee, Wisconsin 103 $ 18,575,000 $ 180,339 $ 104,000
McHenry, Illinois 84 $ 20,500,000 $ 244,047 $ 110,000
Will, Illinois 84 $ 21,070,000 $ 250,833 $ 126,000
Hamilton, Indiana 81 $ 24,455,000 $ 301,913 $ 172,000
Ingham, Michigan 53 $ 8,995,000 $ 169,716 $ 88,000
Eaton, Michigan 49 $ 8,635,000 $ 176,224 $ 85,000
Waukesha, Wisconsin 49 $ 14,565,000 $ 297,244 $ 165,000
Lake, Indiana 40 $ 8,450,000 $ 211,250 $ 83,000
Macon, Illinois 32 $ 3,960,000 $ 123,750 $ 63,000
Vermilion, Illinois 29 $ 2,655,000 $ 91,551 $ 61,000
Washington, Wisconsin 26 $ 7,150,000 $ 275,000 $ 109,000
McLean, Illinois 24 $ 3,120,000 $ 130,000 $ 79,000
Ozaukee, Wisconsin 24 $ 7,710,000 $ 321,250 $ 165,000
Hendricks, Indiana 20 $ 4,850,000 $ 242,500 $ 179,000
Kendall, Illinois 19 $ 5,235,000 $ 275,526 $ 116,000
Manitowoc, Wisconsin 18 $ 2,630,000 $ 146,111 $ 67,000
Champaign, Illinois 17 $ 2,255,000 $ 132,647 $ 77,000
DeKalb, Illinois 17 $ 2,665,000 $ 156,764 $ 72,000
Johnson, Indiana 16 $ 2,940,000 $ 183,750 $ 93,000
Kenosha, Wisconsin 14 $ 3,270,000 $ 233,571 $ 103,000
Porter, Indiana 11 $ 2,575,000 $ 234,090 $ 76,000
Jackson, Michigan 11 $ 1,665,000 $ 151,363 $ 75,000
Clinton, Michigan 10 $ 1,590,000 $ 159,000 $ 78,000
Walworth, Wisconsin 8 $ 2,660,000 $ 332,500 $ 141,000
Boone, Indiana 7 $ 1,735,000 $ 247,857 $ 168,000
Morgan, Indiana 7 $ 1,635,000 $ 233,571 $ 91,000
Racine, Wisconsin 6 $ 1,850,000 $ 308,333 $ 100,000
De Witt, Illinois 5 $ 895,000 $ 179,000 $ 63,000
Hancock, Indiana 5 $ 1,365,000 $ 273,000 $ 80,000
Madison, Indiana 5 $ 575,000 $ 115,000 $ 95,000
Wayne, Michigan 5 $ 1,005,000 $ 201,000 $ 84,000
Dane, Wisconsin 5 $ 1,535,000 $ 307,000 $ 250,000
Fond du Lac, Wisconsin 5 $ 1,145,000 $ 229,000 $ 103,000
Kankakee, Illinois 4 $ 550,000 $ 137,500 $ 66,000
Peoria, Illinois 4 $ 540,000 $ 135,000 $ 112,000
Piatt, Illinois 4 $ 640,000 $ 160,000 $ 60,000
Berrien, Michigan 4 $ 780,000 $ 195,000 $ 85,000
Calhoun, Michigan 4 $ 570,000 $ 142,500 $ 183,000
Gratiot, Michigan 4 $ 630,000 $ 157,500 $ 96,000
Ionia, Michigan 4 $ 920,000 $ 230,000 $ 106,000
Calumet, Wisconsin 4 $ 610,000 $ 152,500 $ 72,000
Dodge, Wisconsin 4 $ 1,030,000 $ 257,500 $ 75,000
Boone, Illinois 3 $ 275,000 $ 91,666 $ 47,000
Jackson, Illinois 3 $ 235,000 $ 78,333 $ 49,000
Henry, Indiana 3 $ 1,075,000 $ 358,333 $ 120,000
Jasper, Indiana 3 $ 565,000 $ 188,333 $ 56,000
Jennings, Indiana 3 $ 225,000 $ 75,000 $ 87,000
Oakland, Michigan 3 $ 535,000 $ 178,333 $ 122,000
Shiawassee, Michigan 3 $ 605,000 $ 201,666 $ 145,000
Jefferson, Wisconsin 3 $ 615,000 $ 205,000 $ 166,000
Broward, Florida 2 $ 890,000 $ 445,000 $ 230,000
Lee, Florida 2 $ 630,000 $ 315,000 $ 110,000
Sarasota, Florida 2 $ 380,000 $ 190,000 $ 97,000
Grundy, Illinois 2 $ 400,000 $ 200,000 $ 65,000
Lee, Illinois 2 $ 630,000 $ 315,000 $ 121,000
Sangamon, Illinois 2 $ 270,000 $ 135,000 $ 44,000
Williamson, Illinois 2 $ 340,000 $ 170,000 $ 38,000
Winnebago, Illinois 2 $ 260,000 $ 130,000 $ 31,000
Starke, Indiana 2 $ 150,000 $ 75,000 $ 39,000
Delta, Michigan 2 $ 190,000 $ 95,000 $ 82,000
Kent, Michigan 2 $ 890,000 $ 445,000 $ 291,000
Adams, Wisconsin 2 $ 220,000 $ 110,000 $ 108,000
Oneida, Wisconsin 2 $ 820,000 $ 410,000 $ 157,000
Price, Wisconsin 2 $ 800,000 $ 400,000 $ 128,000
Winnebago, Wisconsin 2 $ 430,000 $ 215,000 $ 99,000
Maricopa, Arizona 1 $ 185,000 $ 185,000 $ 114,000
Pima, Arizona 1 $ 245,000 $ 245,000 $ 59,000
Fairfield, Connecticut 1 $ 545,000 $ 545,000 $ 227,000
Collier, Florida 1 $ 505,000 $ 505,000 $ 223,000
Duval, Florida 1 $ 455,000 $ 455,000 $ 67,000
Pasco, Florida 1 $ 405,000 $ 405,000 $ 194,000
Polk, Florida 1 $ 165,000 $ 165,000 $ 76,000
St. Johns, Florida 1 $ 545,000 $ 545,000 $ 131,000
Volusia, Florida 1 $ 285,000 $ 285,000 $ 123,000
Cobb, Georgia 1 $ 305,000 $ 305,000 $ 95,000
Wilkes, Georgia 1 $ 145,000 $ 145,000 $ 32,000
Franklin, Illinois 1 $ 85,000 $ 85,000 $ 49,000
Jo Daviess, Illinois 1 $ 225,000 $ 225,000 $ 292,000
Knox, Illinois 1 $ 125,000 $ 125,000 $ 114,000
LaSalle, Illinois 1 $ 185,000 $ 185,000 $ 69,000
Logan, Illinois 1 $ 95,000 $ 95,000 $ 32,000
Madison, Illinois 1 $ 265,000 $ 265,000 $ 78,000
Moultrie, Illinois 1 $ 105,000 $ 105,000 $ 69,000
Shelby, Illinois 1 $ 95,000 $ 95,000 $ 43,000
Tazewell, Illinois 1 $ 185,000 $ 185,000 $ 92,000
Bartholomew, Indiana 1 $ 325,000 $ 325,000 $ 120,000
Decatur, Indiana 1 $ 105,000 $ 105,000 $ 54,000
Fayette, Indiana 1 $ 405,000 $ 405,000 $ 134,000
Fountain, Indiana 1 $ 165,000 $ 165,000 $ 151,000
Howard, Indiana 1 $ 65,000 $ 65,000 $ 52,000
Jackson, Indiana 1 $ 115,000 $ 115,000 $ 46,000
Lawrence, Indiana 1 $ 195,000 $ 195,000 $ 83,000
Marshall, Indiana 1 $ 785,000 $ 785,000 $ 335,000
Monroe, Indiana 1 $ 145,000 $ 145,000 $ 77,000
Newton, Indiana 1 $ 185,000 $ 185,000 $ 88,000
Shelby, Indiana 1 $ 165,000 $ 165,000 $ 54,000
St. Joseph, Indiana 1 $ 205,000 $ 205,000 $ 35,000
Tippecanoe, Indiana 1 $ 185,000 $ 185,000 $ 31,000
Vigo, Indiana 1 $ 85,000 $ 85,000 $ 41,000
Warrick, Indiana 1 $ 165,000 $ 165,000 $ 141,000
Whitley, Indiana 1 $ 305,000 $ 305,000 $ 80,000
Branch, Michigan 1 $ 75,000 $ 75,000 $ 130,000
Cass, Michigan 1 $ 305,000 $ 305,000 $ 432,000
Grand Traverse, Michigan 1 $ 375,000 $ 375,000 $ 248,000
Hillsdale, Michigan 1 $ 95,000 $ 95,000 $ 52,000
Iosco, Michigan 1 $ 55,000 $ 55,000 $ 115,000
Lake, Michigan 1 $ 165,000 $ 165,000 $ 322,000
Leelanau, Michigan 1 $ 155,000 $ 155,000 $ 86,000
Mason, Michigan 1 $ 325,000 $ 325,000 $ 612,000
Montcalm, Michigan 1 $ 65,000 $ 65,000 $ 246,000
Ogemaw, Michigan 1 $ 245,000 $ 245,000 $ 78,000
St. Louis City, Missouri 1 $ 105,000 $ 105,000 $ 103,000
Cuyahoga, Ohio 1 $ 95,000 $ 95,000 $ 335,000
Maury, Tennessee 1 $ 295,000 $ 295,000 $ 115,000
Travis, Texas 1 $ 365,000 $ 365,000 $ 164,000
Brown, Wisconsin 1 $ 165,000 $ 165,000 $ 62,000
Green Lake, Wisconsin 1 $ 215,000 $ 215,000 $ 197,000
Oconto, Wisconsin 1 $ 355,000 $ 355,000 $ 401,000
Outagamie, Wisconsin 1 $ 325,000 $ 325,000 $ 0
Shawano, Wisconsin 1 $ 215,000 $ 215,000 $ 121,000
Vilas, Wisconsin 1 $ 205,000 $ 205,000 $ 200,000

Mortgage Loan Application Detail Totals for Cibm Bank in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,043 $236,255,000 $226,000 $1,865,000 $97,000 $1,075,000
Refinancing 844 $185,410,000 $219,000 $945,000 $125,000 $1,185,000
Cash-out Refinancing 341 $75,115,000 $220,000 $595,000 $116,000 $621,000
Other Purpose 16 $3,480,000 $217,000 $505,000 $109,000 $223,000
Home Improvement 7 $1,265,000 $180,000 $435,000 $116,000 $216,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,699 $381,115,000 $224,000 $945,000 $115,000 $1,185,000
Hispanic 225 $48,405,000 $215,000 $995,000 $86,000 $550,000
Black or African American 154 $31,010,000 $201,000 $545,000 $98,000 $1,138,000
Not Provided 90 $20,350,000 $226,000 $845,000 $110,000 $418,000
Asian 70 $15,430,000 $220,000 $545,000 $105,000 $464,000
Not applicable 5 $3,715,000 $743,000 $1,865,000 $0 $0
American Indian or Alaskan Native 4 $550,000 $137,000 $205,000 $61,000 $84,000
Native Hawaiian or Other Pacific Islander 2 $630,000 $315,000 $365,000 $109,000 $120,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,925 $433,355,000 $225,000 $1,865,000 $116,000 $1,185,000
FHA-insured (Federal Housing Administration) 226 $44,970,000 $198,000 $605,000 $67,000 $182,000
VA-guaranteed (Veterans Administration) 92 $21,550,000 $234,000 $555,000 $84,000 $236,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,650,000 $206,000 $335,000 $60,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,832 $405,180,000 $221,000 $1,105,000 $110,000 $1,185,000
Application Withdrawn By Applicant 297 $71,465,000 $240,000 $995,000 $118,000 $1,138,000
Loan Purchased By The Institution 54 $10,130,000 $187,000 $305,000 $70,000 $177,000
Application Denied By Financial Institution 44 $8,410,000 $191,000 $505,000 $90,000 $369,000
Application Approved But Not Accepted 22 $6,180,000 $280,000 $1,865,000 $115,000 $360,000
File Closed For Incompleteness 2 $160,000 $80,000 $125,000 $116,000 $141,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,207 $493,115,000 $223,000 $1,865,000 $110,000 $1,185,000
Credit History 14 $2,080,000 $148,000 $345,000 $75,000 $173,000
Collateral 9 $1,805,000 $200,000 $335,000 $116,000 $180,000
Debt-To-Income Ratio 8 $1,780,000 $222,000 $375,000 $100,000 $369,000
Employment History 6 $1,010,000 $168,000 $215,000 $44,000 $71,000
Insufficient Cash (Downpayment, Closing Cost) 3 $485,000 $161,000 $225,000 $69,000 $80,000
Other 2 $430,000 $215,000 $245,000 $120,000 $181,000
Unverifiable Information 2 $820,000 $410,000 $505,000 $175,000 $215,000
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibm Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Cibm Bank's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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