Cibm Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Cibm Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cibm Bank 2913 Kirby Ave Champaign, IL 61821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,251 |
| Total Mortgage Loan Application Amount | $501,525,000 |
| Average Mortgage Loan Application Amount | $212,400 |
| Highest Mortgage Loan Application Amount | $1,865,000 |
| Average Applicant Income | $112,600 |
| Highest Applicant Income | $1,185,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Cibm Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cibm Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Cibm Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cibm Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Cibm Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cibm Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 301 | $ 81,425,000 | $ 270,000 | $ 115,000 |
| DuPage County Illinois | 248 | $ 60,610,000 | $ 244,000 | $ 122,000 |
| Sheboygan County Wisconsin | 212 | $ 34,840,000 | $ 164,000 | $ 76,000 |
| Kane County Illinois | 203 | $ 48,615,000 | $ 239,000 | $ 114,000 |
| Marion County Indiana | 143 | $ 25,285,000 | $ 176,000 | $ 104,000 |
| Lake County Illinois | 109 | $ 26,185,000 | $ 240,000 | $ 117,000 |
| Milwaukee County Wisconsin | 103 | $ 18,575,000 | $ 180,000 | $ 104,000 |
| McHenry County Illinois | 84 | $ 20,500,000 | $ 244,000 | $ 110,000 |
| Will County Illinois | 84 | $ 21,070,000 | $ 250,000 | $ 126,000 |
| Hamilton County Indiana | 81 | $ 24,455,000 | $ 301,000 | $ 172,000 |
| Ingham County Michigan | 53 | $ 8,995,000 | $ 169,000 | $ 88,000 |
| Eaton County Michigan | 49 | $ 8,635,000 | $ 176,000 | $ 85,000 |
| Waukesha County Wisconsin | 49 | $ 14,565,000 | $ 297,000 | $ 165,000 |
| Lake County Indiana | 40 | $ 8,450,000 | $ 211,000 | $ 83,000 |
| Macon County Illinois | 32 | $ 3,960,000 | $ 123,000 | $ 63,000 |
| Vermilion County Illinois | 29 | $ 2,655,000 | $ 91,000 | $ 61,000 |
| Washington County Wisconsin | 26 | $ 7,150,000 | $ 275,000 | $ 109,000 |
| McLean County Illinois | 24 | $ 3,120,000 | $ 130,000 | $ 79,000 |
| Ozaukee County Wisconsin | 24 | $ 7,710,000 | $ 321,000 | $ 165,000 |
| Hendricks County Indiana | 20 | $ 4,850,000 | $ 242,000 | $ 179,000 |
| Kendall County Illinois | 19 | $ 5,235,000 | $ 275,000 | $ 116,000 |
| Manitowoc County Wisconsin | 18 | $ 2,630,000 | $ 146,000 | $ 67,000 |
| Champaign County Illinois | 17 | $ 2,255,000 | $ 132,000 | $ 77,000 |
| DeKalb County Illinois | 17 | $ 2,665,000 | $ 156,000 | $ 72,000 |
| Johnson County Indiana | 16 | $ 2,940,000 | $ 183,000 | $ 93,000 |
| Kenosha County Wisconsin | 14 | $ 3,270,000 | $ 233,000 | $ 103,000 |
| Porter County Indiana | 11 | $ 2,575,000 | $ 234,000 | $ 76,000 |
| Jackson County Michigan | 11 | $ 1,665,000 | $ 151,000 | $ 75,000 |
| Clinton County Michigan | 10 | $ 1,590,000 | $ 159,000 | $ 78,000 |
| Walworth County Wisconsin | 8 | $ 2,660,000 | $ 332,000 | $ 141,000 |
| Boone County Indiana | 7 | $ 1,735,000 | $ 247,000 | $ 168,000 |
| Morgan County Indiana | 7 | $ 1,635,000 | $ 233,000 | $ 91,000 |
| Racine County Wisconsin | 6 | $ 1,850,000 | $ 308,000 | $ 100,000 |
| De Witt County Illinois | 5 | $ 895,000 | $ 179,000 | $ 63,000 |
| Hancock County Indiana | 5 | $ 1,365,000 | $ 273,000 | $ 80,000 |
| Madison County Indiana | 5 | $ 575,000 | $ 115,000 | $ 95,000 |
| Wayne County Michigan | 5 | $ 1,005,000 | $ 201,000 | $ 84,000 |
| Dane County Wisconsin | 5 | $ 1,535,000 | $ 307,000 | $ 250,000 |
| Fond du Lac County Wisconsin | 5 | $ 1,145,000 | $ 229,000 | $ 103,000 |
| Kankakee County Illinois | 4 | $ 550,000 | $ 137,000 | $ 66,000 |
| Peoria County Illinois | 4 | $ 540,000 | $ 135,000 | $ 112,000 |
| Piatt County Illinois | 4 | $ 640,000 | $ 160,000 | $ 60,000 |
| Berrien County Michigan | 4 | $ 780,000 | $ 195,000 | $ 85,000 |
| Calhoun County Michigan | 4 | $ 570,000 | $ 142,000 | $ 183,000 |
| Gratiot County Michigan | 4 | $ 630,000 | $ 157,000 | $ 96,000 |
| Ionia County Michigan | 4 | $ 920,000 | $ 230,000 | $ 106,000 |
| Calumet County Wisconsin | 4 | $ 610,000 | $ 152,000 | $ 72,000 |
| Dodge County Wisconsin | 4 | $ 1,030,000 | $ 257,000 | $ 75,000 |
| Boone County Illinois | 3 | $ 275,000 | $ 91,000 | $ 47,000 |
| Jackson County Illinois | 3 | $ 235,000 | $ 78,000 | $ 49,000 |
| Henry County Indiana | 3 | $ 1,075,000 | $ 358,000 | $ 120,000 |
| Jasper County Indiana | 3 | $ 565,000 | $ 188,000 | $ 56,000 |
| Jennings County Indiana | 3 | $ 225,000 | $ 75,000 | $ 87,000 |
| Oakland County Michigan | 3 | $ 535,000 | $ 178,000 | $ 122,000 |
| Shiawassee County Michigan | 3 | $ 605,000 | $ 201,000 | $ 145,000 |
| Jefferson County Wisconsin | 3 | $ 615,000 | $ 205,000 | $ 166,000 |
| Broward County Florida | 2 | $ 890,000 | $ 445,000 | $ 230,000 |
| Lee County Florida | 2 | $ 630,000 | $ 315,000 | $ 110,000 |
| Sarasota County Florida | 2 | $ 380,000 | $ 190,000 | $ 97,000 |
| Grundy County Illinois | 2 | $ 400,000 | $ 200,000 | $ 65,000 |
| Lee County Illinois | 2 | $ 630,000 | $ 315,000 | $ 121,000 |
| Sangamon County Illinois | 2 | $ 270,000 | $ 135,000 | $ 44,000 |
| Williamson County Illinois | 2 | $ 340,000 | $ 170,000 | $ 38,000 |
| Winnebago County Illinois | 2 | $ 260,000 | $ 130,000 | $ 31,000 |
| Starke County Indiana | 2 | $ 150,000 | $ 75,000 | $ 39,000 |
| Delta County Michigan | 2 | $ 190,000 | $ 95,000 | $ 82,000 |
| Kent County Michigan | 2 | $ 890,000 | $ 445,000 | $ 291,000 |
| Adams County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 108,000 |
| Oneida County Wisconsin | 2 | $ 820,000 | $ 410,000 | $ 157,000 |
| Price County Wisconsin | 2 | $ 800,000 | $ 400,000 | $ 128,000 |
| Winnebago County Wisconsin | 2 | $ 430,000 | $ 215,000 | $ 99,000 |
| Maricopa County Arizona | 1 | $ 185,000 | $ 185,000 | $ 114,000 |
| Pima County Arizona | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Fairfield County Connecticut | 1 | $ 545,000 | $ 545,000 | $ 227,000 |
| Collier County Florida | 1 | $ 505,000 | $ 505,000 | $ 223,000 |
| Duval County Florida | 1 | $ 455,000 | $ 455,000 | $ 67,000 |
| Pasco County Florida | 1 | $ 405,000 | $ 405,000 | $ 194,000 |
| Polk County Florida | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| St. Johns County Florida | 1 | $ 545,000 | $ 545,000 | $ 131,000 |
| Volusia County Florida | 1 | $ 285,000 | $ 285,000 | $ 123,000 |
| Cobb County Georgia | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Wilkes County Georgia | 1 | $ 145,000 | $ 145,000 | $ 32,000 |
| Franklin County Illinois | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Jo Daviess County Illinois | 1 | $ 225,000 | $ 225,000 | $ 292,000 |
| Knox County Illinois | 1 | $ 125,000 | $ 125,000 | $ 114,000 |
| LaSalle County Illinois | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Logan County Illinois | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Madison County Illinois | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Moultrie County Illinois | 1 | $ 105,000 | $ 105,000 | $ 69,000 |
| Shelby County Illinois | 1 | $ 95,000 | $ 95,000 | $ 43,000 |
| Tazewell County Illinois | 1 | $ 185,000 | $ 185,000 | $ 92,000 |
| Bartholomew County Indiana | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Decatur County Indiana | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Fayette County Indiana | 1 | $ 405,000 | $ 405,000 | $ 134,000 |
| Fountain County Indiana | 1 | $ 165,000 | $ 165,000 | $ 151,000 |
| Howard County Indiana | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Jackson County Indiana | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Lawrence County Indiana | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Marshall County Indiana | 1 | $ 785,000 | $ 785,000 | $ 335,000 |
| Monroe County Indiana | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Newton County Indiana | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Shelby County Indiana | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| St. Joseph County Indiana | 1 | $ 205,000 | $ 205,000 | $ 35,000 |
| Tippecanoe County Indiana | 1 | $ 185,000 | $ 185,000 | $ 31,000 |
| Vigo County Indiana | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Warrick County Indiana | 1 | $ 165,000 | $ 165,000 | $ 141,000 |
| Whitley County Indiana | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Branch County Michigan | 1 | $ 75,000 | $ 75,000 | $ 130,000 |
| Cass County Michigan | 1 | $ 305,000 | $ 305,000 | $ 432,000 |
| Grand Traverse County Michigan | 1 | $ 375,000 | $ 375,000 | $ 248,000 |
| Hillsdale County Michigan | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Iosco County Michigan | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Lake County Michigan | 1 | $ 165,000 | $ 165,000 | $ 322,000 |
| Leelanau County Michigan | 1 | $ 155,000 | $ 155,000 | $ 86,000 |
| Mason County Michigan | 1 | $ 325,000 | $ 325,000 | $ 612,000 |
| Montcalm County Michigan | 1 | $ 65,000 | $ 65,000 | $ 246,000 |
| Ogemaw County Michigan | 1 | $ 245,000 | $ 245,000 | $ 78,000 |
| St. Louis City County Missouri | 1 | $ 105,000 | $ 105,000 | $ 103,000 |
| Cuyahoga County Ohio | 1 | $ 95,000 | $ 95,000 | $ 335,000 |
| Maury County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Travis County Texas | 1 | $ 365,000 | $ 365,000 | $ 164,000 |
| Brown County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Green Lake County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 197,000 |
| Oconto County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 401,000 |
| Outagamie County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Shawano County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| Vilas County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 200,000 |
Mortgage Loan Application Detail Totals for Cibm Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,043 | $236,255,000 | $226,000 | $1,865,000 | $97,000 | $1,075,000 |
| Refinancing | 844 | $185,410,000 | $219,000 | $945,000 | $125,000 | $1,185,000 |
| Cash-out Refinancing | 341 | $75,115,000 | $220,000 | $595,000 | $116,000 | $621,000 |
| Other Purpose | 16 | $3,480,000 | $217,000 | $505,000 | $109,000 | $223,000 |
| Home Improvement | 7 | $1,265,000 | $180,000 | $435,000 | $116,000 | $216,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,699 | $381,115,000 | $224,000 | $945,000 | $115,000 | $1,185,000 |
| Hispanic | 225 | $48,405,000 | $215,000 | $995,000 | $86,000 | $550,000 |
| Black or African American | 154 | $31,010,000 | $201,000 | $545,000 | $98,000 | $1,138,000 |
| Not Provided | 90 | $20,350,000 | $226,000 | $845,000 | $110,000 | $418,000 |
| Asian | 70 | $15,430,000 | $220,000 | $545,000 | $105,000 | $464,000 |
| Not applicable | 5 | $3,715,000 | $743,000 | $1,865,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $550,000 | $137,000 | $205,000 | $61,000 | $84,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $630,000 | $315,000 | $365,000 | $109,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,925 | $433,355,000 | $225,000 | $1,865,000 | $116,000 | $1,185,000 |
| FHA-insured (Federal Housing Administration) | 226 | $44,970,000 | $198,000 | $605,000 | $67,000 | $182,000 |
| VA-guaranteed (Veterans Administration) | 92 | $21,550,000 | $234,000 | $555,000 | $84,000 | $236,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,650,000 | $206,000 | $335,000 | $60,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,832 | $405,180,000 | $221,000 | $1,105,000 | $110,000 | $1,185,000 |
| Application Withdrawn By Applicant | 297 | $71,465,000 | $240,000 | $995,000 | $118,000 | $1,138,000 |
| Loan Purchased By The Institution | 54 | $10,130,000 | $187,000 | $305,000 | $70,000 | $177,000 |
| Application Denied By Financial Institution | 44 | $8,410,000 | $191,000 | $505,000 | $90,000 | $369,000 |
| Application Approved But Not Accepted | 22 | $6,180,000 | $280,000 | $1,865,000 | $115,000 | $360,000 |
| File Closed For Incompleteness | 2 | $160,000 | $80,000 | $125,000 | $116,000 | $141,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,207 | $493,115,000 | $223,000 | $1,865,000 | $110,000 | $1,185,000 |
| Credit History | 14 | $2,080,000 | $148,000 | $345,000 | $75,000 | $173,000 |
| Collateral | 9 | $1,805,000 | $200,000 | $335,000 | $116,000 | $180,000 |
| Debt-To-Income Ratio | 8 | $1,780,000 | $222,000 | $375,000 | $100,000 | $369,000 |
| Employment History | 6 | $1,010,000 | $168,000 | $215,000 | $44,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $485,000 | $161,000 | $225,000 | $69,000 | $80,000 |
| Other | 2 | $430,000 | $215,000 | $245,000 | $120,000 | $181,000 |
| Unverifiable Information | 2 | $820,000 | $410,000 | $505,000 | $175,000 | $215,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibm Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cibm Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.