Cibm Bank Mortgage Lending & HMDA Data, 2021
In 2021, Cibm Bank of Brookfield, WI reported 2,251 mortgage applications totaling $501.5 million, down 21% from 2020. The average application was for $222,800, and applicants reported an average income of $110,521. 81% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Chicago-Naperville, IL (719), Indianapolis-Carmel-Anderson, IN (285) and Elgin, IL (239) (applications in parentheses).
| Mortgage Company & Address | Cibm Bank 19601 West Bluemound Road Brookfield, WI 53045 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,251 |
| Total Mortgage Loan Application Amount | $501,525,000 |
| Average Mortgage Loan Application Amount | $222,800 |
| Highest Mortgage Loan Application Amount | $1,865,000 |
| Average Applicant Income | $110,521 |
| Highest Applicant Income | $1,185,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cibm Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 719 | $ 184,005,000 | $ 255,917 | $ 118,000 |
| Indianapolis-Carmel-Anderson, IN | 285 | $ 63,005,000 | $ 221,070 | $ 128,000 |
| Elgin, IL | 239 | $ 56,515,000 | $ 236,464 | $ 111,000 |
| Sheboygan, WI | 212 | $ 34,840,000 | $ 164,339 | $ 76,000 |
| Milwaukee-Waukesha-West Allis, WI | 202 | $ 48,000,000 | $ 237,623 | $ 127,000 |
| Lake County-Kenosha County, IL-WI | 123 | $ 29,455,000 | $ 239,471 | $ 115,406 |
| Lansing-East Lansing, MI | 115 | $ 19,825,000 | $ 172,391 | $ 87,000 |
| Outside any metro area | 85 | $ 17,525,000 | $ 206,176 | $ 110,235 |
| Gary, IN | 55 | $ 11,775,000 | $ 214,090 | $ 80,000 |
| Decatur, IL | 32 | $ 3,960,000 | $ 123,750 | $ 63,000 |
| Danville, IL | 29 | $ 2,655,000 | $ 91,551 | $ 61,000 |
| Bloomington, IL | 24 | $ 3,120,000 | $ 130,000 | $ 79,000 |
| Champaign-Urbana, IL | 21 | $ 2,895,000 | $ 137,857 | $ 74,000 |
| Jackson, MI | 11 | $ 1,665,000 | $ 151,363 | $ 75,000 |
| Grand Rapids-Wyoming, MI | 7 | $ 1,875,000 | $ 267,857 | $ 179,000 |
| Racine, WI | 6 | $ 1,850,000 | $ 308,333 | $ 100,000 |
| Appleton, WI | 5 | $ 935,000 | $ 187,000 | $ 72,000 |
| Carbondale-Marion, IL | 5 | $ 575,000 | $ 115,000 | $ 45,000 |
| Detroit-Dearborn-Livonia, MI | 5 | $ 1,005,000 | $ 201,000 | $ 84,000 |
| Fond Du Lac, WI | 5 | $ 1,145,000 | $ 229,000 | $ 103,000 |
| Madison, WI | 5 | $ 1,535,000 | $ 307,000 | $ 250,000 |
| Peoria, IL | 5 | $ 725,000 | $ 145,000 | $ 108,000 |
| Rockford, IL | 5 | $ 535,000 | $ 107,000 | $ 43,000 |
| Battle Creek, MI | 4 | $ 570,000 | $ 142,500 | $ 183,000 |
| Kankakee, IL | 4 | $ 550,000 | $ 137,500 | $ 66,000 |
| Niles-Benton Harbor, MI | 4 | $ 780,000 | $ 195,000 | $ 85,000 |
| Warren-Troy-Farmington Hills, MI | 3 | $ 535,000 | $ 178,333 | $ 122,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 630,000 | $ 315,000 | $ 110,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 890,000 | $ 445,000 | $ 230,000 |
| Green Bay, WI | 2 | $ 520,000 | $ 260,000 | $ 231,000 |
| Jacksonville, FL | 2 | $ 1,000,000 | $ 500,000 | $ 99,000 |
| North Port-Sarasota-Bradenton, FL | 2 | $ 380,000 | $ 190,000 | $ 97,000 |
| Oshkosh-Neenah, WI | 2 | $ 430,000 | $ 215,000 | $ 99,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 510,000 | $ 255,000 | $ 233,500 |
| Springfield, IL | 2 | $ 270,000 | $ 135,000 | $ 44,000 |
| St. Louis, MO-IL | 2 | $ 370,000 | $ 185,000 | $ 90,500 |
| Atlanta-Sandy Springs-Roswell, GA | 1 | $ 305,000 | $ 305,000 | $ 95,000 |
| Austin-Round Rock, TX | 1 | $ 365,000 | $ 365,000 | $ 164,000 |
| Bloomington, IN | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 545,000 | $ 545,000 | $ 227,000 |
| Cleveland-Elyria, OH | 1 | $ 95,000 | $ 95,000 | $ 335,000 |
| Columbus, IN | 1 | $ 325,000 | $ 325,000 | $ 120,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 285,000 | $ 285,000 | $ 123,000 |
| Evansville, IN-KY | 1 | $ 165,000 | $ 165,000 | $ 141,000 |
| Fort Wayne, IN | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Kokomo, IN | 1 | $ 65,000 | $ 65,000 | $ 52,000 |
| Lafayette-West Lafayette, IN | 1 | $ 185,000 | $ 185,000 | $ 31,000 |
| Lakeland-Winter Haven, FL | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Naples-Immokalee-Marco Island, FL | 1 | $ 505,000 | $ 505,000 | $ 223,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Phoenix-Mesa-Scottsdale, AZ | 1 | $ 185,000 | $ 185,000 | $ 114,000 |
| Tampa-St. Petersburg-Clearwater, FL | 1 | $ 405,000 | $ 405,000 | $ 194,000 |
| Terre Haute, IN | 1 | $ 85,000 | $ 85,000 | $ 41,000 |
| Tucson, AZ | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for Cibm Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,043 | $236,255,000 | $226,000 | $1,865,000 | $97,000 | $1,075,000 |
| Refinancing | 844 | $185,410,000 | $219,000 | $945,000 | $125,000 | $1,185,000 |
| Cash-out Refinancing | 341 | $75,115,000 | $220,000 | $595,000 | $116,000 | $621,000 |
| Other Purpose | 16 | $3,480,000 | $217,000 | $505,000 | $109,000 | $223,000 |
| Home Improvement | 7 | $1,265,000 | $180,000 | $435,000 | $116,000 | $216,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,699 | $381,115,000 | $224,000 | $945,000 | $115,000 | $1,185,000 |
| Hispanic | 225 | $48,405,000 | $215,000 | $995,000 | $86,000 | $550,000 |
| Black or African American | 154 | $31,010,000 | $201,000 | $545,000 | $98,000 | $1,138,000 |
| Not Provided | 90 | $20,350,000 | $226,000 | $845,000 | $110,000 | $418,000 |
| Asian | 70 | $15,430,000 | $220,000 | $545,000 | $105,000 | $464,000 |
| Not applicable | 5 | $3,715,000 | $743,000 | $1,865,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $550,000 | $137,000 | $205,000 | $61,000 | $84,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $630,000 | $315,000 | $365,000 | $109,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,925 | $433,355,000 | $225,000 | $1,865,000 | $116,000 | $1,185,000 |
| FHA-insured (Federal Housing Administration) | 226 | $44,970,000 | $198,000 | $605,000 | $67,000 | $182,000 |
| VA-guaranteed (Veterans Administration) | 92 | $21,550,000 | $234,000 | $555,000 | $84,000 | $236,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,650,000 | $206,000 | $335,000 | $60,000 | $90,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,832 | $405,180,000 | $221,000 | $1,105,000 | $110,000 | $1,185,000 |
| Application Withdrawn By Applicant | 297 | $71,465,000 | $240,000 | $995,000 | $118,000 | $1,138,000 |
| Loan Purchased By The Institution | 54 | $10,130,000 | $187,000 | $305,000 | $70,000 | $177,000 |
| Application Denied By Financial Institution | 44 | $8,410,000 | $191,000 | $505,000 | $90,000 | $369,000 |
| Application Approved But Not Accepted | 22 | $6,180,000 | $280,000 | $1,865,000 | $115,000 | $360,000 |
| File Closed For Incompleteness | 2 | $160,000 | $80,000 | $125,000 | $116,000 | $141,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,207 | $493,115,000 | $223,000 | $1,865,000 | $110,000 | $1,185,000 |
| Credit History | 14 | $2,080,000 | $148,000 | $345,000 | $75,000 | $173,000 |
| Collateral | 9 | $1,805,000 | $200,000 | $335,000 | $116,000 | $180,000 |
| Debt-To-Income Ratio | 8 | $1,780,000 | $222,000 | $375,000 | $100,000 | $369,000 |
| Employment History | 6 | $1,010,000 | $168,000 | $215,000 | $44,000 | $71,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $485,000 | $161,000 | $225,000 | $69,000 | $80,000 |
| Other | 2 | $430,000 | $215,000 | $245,000 | $120,000 | $181,000 |
| Unverifiable Information | 2 | $820,000 | $410,000 | $505,000 | $175,000 | $215,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibm Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cibm Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
Home · Mortgage lenders A–Z · Data downloads · Blog · About