Cibm Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Cibm Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Cibm Bank 2913 Kirby Ave Champaign, IL 61821 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,235 |
| Total Mortgage Loan Application Amount | $380,835,000 |
| Average Mortgage Loan Application Amount | $311,800 |
| Highest Mortgage Loan Application Amount | $9,745,000 |
| Average Applicant Income | $151,000 |
| Highest Applicant Income | $2,130,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Cibm Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Cibm Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Cibm Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Cibm Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Cibm Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Cibm Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 193 | $ 59,055,000 | $ 305,000 | $ 142,000 |
| DuPage County Illinois | 85 | $ 26,405,000 | $ 310,000 | $ 145,000 |
| Milwaukee County Wisconsin | 67 | $ 14,765,000 | $ 220,000 | $ 102,000 |
| Kane County Illinois | 55 | $ 14,735,000 | $ 267,000 | $ 136,000 |
| Sheboygan County Wisconsin | 54 | $ 10,340,000 | $ 191,000 | $ 106,000 |
| Peoria County Illinois | 53 | $ 5,675,000 | $ 107,000 | $ 66,000 |
| Lake County Illinois | 44 | $ 11,240,000 | $ 255,000 | $ 140,000 |
| McHenry County Illinois | 41 | $ 10,715,000 | $ 261,000 | $ 114,000 |
| Will County Illinois | 32 | $ 8,220,000 | $ 256,000 | $ 113,000 |
| Waukesha County Wisconsin | 30 | $ 10,230,000 | $ 341,000 | $ 149,000 |
| Hampden County Massachusetts | 25 | $ 6,075,000 | $ 243,000 | $ 90,000 |
| Walworth County Wisconsin | 25 | $ 13,335,000 | $ 533,000 | $ 378,000 |
| Tazewell County Illinois | 21 | $ 2,635,000 | $ 125,000 | $ 57,000 |
| Worcester County Massachusetts | 21 | $ 7,265,000 | $ 345,000 | $ 130,000 |
| Lake County Indiana | 19 | $ 5,595,000 | $ 294,000 | $ 115,000 |
| Macon County Illinois | 17 | $ 1,135,000 | $ 66,000 | $ 47,000 |
| Morris County New Jersey | 17 | $ 8,155,000 | $ 479,000 | $ 188,000 |
| McLean County Illinois | 16 | $ 6,810,000 | $ 425,000 | $ 70,000 |
| Providence County Rhode Island | 14 | $ 4,700,000 | $ 335,000 | $ 110,000 |
| Bergen County New Jersey | 13 | $ 8,075,000 | $ 621,000 | $ 188,000 |
| Ozaukee County Wisconsin | 13 | $ 5,075,000 | $ 390,000 | $ 222,000 |
| Winnebago County Illinois | 12 | $ 1,530,000 | $ 127,000 | $ 141,000 |
| Porter County Indiana | 10 | $ 2,380,000 | $ 238,000 | $ 87,000 |
| Washington County Wisconsin | 10 | $ 2,120,000 | $ 212,000 | $ 107,000 |
| Escambia County Florida | 9 | $ 2,555,000 | $ 283,000 | $ 87,000 |
| Champaign County Illinois | 9 | $ 8,015,000 | $ 890,000 | $ 127,000 |
| Sangamon County Illinois | 9 | $ 1,215,000 | $ 135,000 | $ 56,000 |
| Maricopa County Arizona | 8 | $ 2,930,000 | $ 366,000 | $ 207,000 |
| Lee County Florida | 7 | $ 1,875,000 | $ 267,000 | $ 164,000 |
| Kendall County Illinois | 7 | $ 1,445,000 | $ 206,000 | $ 101,000 |
| Windham County Connecticut | 6 | $ 1,660,000 | $ 276,000 | $ 98,000 |
| Collier County Florida | 6 | $ 4,820,000 | $ 803,000 | $ 460,000 |
| Hunterdon County New Jersey | 6 | $ 3,380,000 | $ 563,000 | $ 212,000 |
| Somerset County New Jersey | 6 | $ 2,150,000 | $ 358,000 | $ 203,000 |
| Racine County Wisconsin | 6 | $ 2,440,000 | $ 406,000 | $ 179,000 |
| Broward County Florida | 5 | $ 1,865,000 | $ 373,000 | $ 242,000 |
| Pinellas County Florida | 5 | $ 1,815,000 | $ 363,000 | $ 291,000 |
| Marion County Indiana | 5 | $ 1,645,000 | $ 329,000 | $ 154,000 |
| Barnstable County Massachusetts | 5 | $ 2,125,000 | $ 425,000 | $ 154,000 |
| Middlesex County Massachusetts | 5 | $ 3,375,000 | $ 675,000 | $ 278,000 |
| Warren County New Jersey | 5 | $ 1,275,000 | $ 255,000 | $ 130,000 |
| Suffolk County New York | 5 | $ 1,585,000 | $ 317,000 | $ 136,000 |
| Charlotte County Florida | 4 | $ 880,000 | $ 220,000 | $ 111,000 |
| Polk County Florida | 4 | $ 960,000 | $ 240,000 | $ 89,000 |
| Boone County Illinois | 4 | $ 640,000 | $ 160,000 | $ 49,000 |
| Fulton County Illinois | 4 | $ 340,000 | $ 85,000 | $ 37,000 |
| Woodford County Illinois | 4 | $ 950,000 | $ 237,000 | $ 101,000 |
| Norfolk County Massachusetts | 4 | $ 1,880,000 | $ 470,000 | $ 107,000 |
| Essex County New Jersey | 4 | $ 1,980,000 | $ 495,000 | $ 173,000 |
| Ocean County New Jersey | 4 | $ 2,110,000 | $ 527,000 | $ 294,000 |
| Northampton County Pennsylvania | 4 | $ 1,170,000 | $ 292,000 | $ 111,000 |
| Manitowoc County Wisconsin | 4 | $ 530,000 | $ 132,000 | $ 70,000 |
| Miami-Dade County Florida | 3 | $ 3,235,000 | $ 1,078,000 | $ 259,000 |
| Orange County Florida | 3 | $ 585,000 | $ 195,000 | $ 119,000 |
| Palm Beach County Florida | 3 | $ 1,445,000 | $ 481,000 | $ 725,000 |
| DeKalb County Illinois | 3 | $ 795,000 | $ 265,000 | $ 79,000 |
| LaSalle County Illinois | 3 | $ 545,000 | $ 181,000 | $ 69,000 |
| Oakland County Michigan | 3 | $ 1,105,000 | $ 368,000 | $ 97,000 |
| Union County New Jersey | 3 | $ 2,285,000 | $ 761,000 | $ 285,000 |
| Kent County Rhode Island | 3 | $ 815,000 | $ 271,000 | $ 95,000 |
| Rutherford County Tennessee | 3 | $ 1,225,000 | $ 408,000 | $ 303,000 |
| Fond du Lac County Wisconsin | 3 | $ 665,000 | $ 221,000 | $ 113,000 |
| Kenosha County Wisconsin | 3 | $ 815,000 | $ 271,000 | $ 109,000 |
| Denver County Colorado | 2 | $ 810,000 | $ 405,000 | $ 150,000 |
| Jefferson County Colorado | 2 | $ 1,120,000 | $ 560,000 | $ 213,000 |
| Tolland County Connecticut | 2 | $ 670,000 | $ 335,000 | $ 150,000 |
| Duval County Florida | 2 | $ 350,000 | $ 175,000 | $ 297,000 |
| Flagler County Florida | 2 | $ 590,000 | $ 295,000 | $ 141,000 |
| St. Lucie County Florida | 2 | $ 640,000 | $ 320,000 | $ 135,000 |
| Bureau County Illinois | 2 | $ 290,000 | $ 145,000 | $ 76,000 |
| Christian County Illinois | 2 | $ 150,000 | $ 75,000 | $ 89,000 |
| Piatt County Illinois | 2 | $ 420,000 | $ 210,000 | $ 81,000 |
| Stephenson County Illinois | 2 | $ 190,000 | $ 95,000 | $ 60,000 |
| Vermilion County Illinois | 2 | $ 180,000 | $ 90,000 | $ 102,000 |
| Whiteside County Illinois | 2 | $ 300,000 | $ 150,000 | $ 90,000 |
| Hamilton County Indiana | 2 | $ 900,000 | $ 450,000 | $ 346,000 |
| LaPorte County Indiana | 2 | $ 9,850,000 | $ 4,925,000 | $ 52,000 |
| Berkshire County Massachusetts | 2 | $ 520,000 | $ 260,000 | $ 70,000 |
| Bristol County Massachusetts | 2 | $ 460,000 | $ 230,000 | $ 51,000 |
| Essex County Massachusetts | 2 | $ 1,210,000 | $ 605,000 | $ 142,000 |
| Franklin County Massachusetts | 2 | $ 490,000 | $ 245,000 | $ 86,000 |
| Suffolk County Massachusetts | 2 | $ 1,610,000 | $ 805,000 | $ 297,000 |
| Barry County Michigan | 2 | $ 540,000 | $ 270,000 | $ 330,000 |
| Monmouth County New Jersey | 2 | $ 1,680,000 | $ 840,000 | $ 374,000 |
| Rensselaer County New York | 2 | $ 590,000 | $ 295,000 | $ 121,000 |
| Forsyth County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 1,096,000 |
| Grady County Oklahoma | 2 | $ 330,000 | $ 165,000 | $ 176,000 |
| Washington County Rhode Island | 2 | $ 640,000 | $ 320,000 | $ 197,000 |
| Warren County Tennessee | 2 | $ 520,000 | $ 260,000 | $ 61,000 |
| Bell County Texas | 2 | $ 600,000 | $ 300,000 | $ 86,000 |
| Portsmouth County Virginia | 2 | $ 310,000 | $ 155,000 | $ 113,000 |
| Juneau County Wisconsin | 2 | $ 500,000 | $ 250,000 | $ 180,000 |
| Rock County Wisconsin | 2 | $ 540,000 | $ 270,000 | $ 71,000 |
| Mohave County Arizona | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Union County Arkansas | 1 | $ 565,000 | $ 565,000 | $ 144,000 |
| Adams County Colorado | 1 | $ 575,000 | $ 575,000 | $ 395,000 |
| Arapahoe County Colorado | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Fairfield County Connecticut | 1 | $ 595,000 | $ 595,000 | $ 160,000 |
| Hartford County Connecticut | 1 | $ 305,000 | $ 305,000 | $ 139,000 |
| Litchfield County Connecticut | 1 | $ 555,000 | $ 555,000 | $ 303,000 |
| New Haven County Connecticut | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Brevard County Florida | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Hernando County Florida | 1 | $ 335,000 | $ 335,000 | $ 109,000 |
| Hillsborough County Florida | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Leon County Florida | 1 | $ 465,000 | $ 465,000 | $ 114,000 |
| Marion County Florida | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Osceola County Florida | 1 | $ 275,000 | $ 275,000 | $ 53,000 |
| Pasco County Florida | 1 | $ 445,000 | $ 445,000 | $ 151,000 |
| Sarasota County Florida | 1 | $ 955,000 | $ 955,000 | $ 293,000 |
| Sumter County Florida | 1 | $ 375,000 | $ 375,000 | $ 255,000 |
| Volusia County Florida | 1 | $ 325,000 | $ 325,000 | $ 73,000 |
| Forsyth County Georgia | 1 | $ 455,000 | $ 455,000 | $ 445,000 |
| Fulton County Georgia | 1 | $ 335,000 | $ 335,000 | $ 83,000 |
| Henry County Georgia | 1 | $ 295,000 | $ 295,000 | $ 73,000 |
| White County Georgia | 1 | $ 355,000 | $ 355,000 | $ 129,000 |
| Grundy County Illinois | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Iroquois County Illinois | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Jackson County Illinois | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Kankakee County Illinois | 1 | $ 335,000 | $ 335,000 | $ 131,000 |
| Knox County Illinois | 1 | $ 365,000 | $ 365,000 | $ 336,000 |
| Lee County Illinois | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Livingston County Illinois | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Logan County Illinois | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Madison County Illinois | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Marshall County Illinois | 1 | $ 55,000 | $ 55,000 | $ 96,000 |
| Mason County Illinois | 1 | $ 125,000 | $ 125,000 | $ 102,000 |
| McDonough County Illinois | 1 | $ 45,000 | $ 45,000 | $ 45,000 |
| Ogle County Illinois | 1 | $ 185,000 | $ 185,000 | $ 213,000 |
| Putnam County Illinois | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| LaGrange County Indiana | 1 | $ 205,000 | $ 205,000 | $ 261,000 |
| St. Joseph County Indiana | 1 | $ 195,000 | $ 195,000 | $ 143,000 |
| Starke County Indiana | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Switzerland County Indiana | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Linn County Iowa | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Polk County Iowa | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Wyandotte County Kansas | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Boone County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 160,000 |
| Webster County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 146,000 |
| Hampshire County Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 352,000 |
| Plymouth County Massachusetts | 1 | $ 555,000 | $ 555,000 | $ 192,000 |
| Berrien County Michigan | 1 | $ 165,000 | $ 165,000 | $ 216,000 |
| Delta County Michigan | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Dickinson County Michigan | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Kalamazoo County Michigan | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Macomb County Michigan | 1 | $ 305,000 | $ 305,000 | $ 231,000 |
| Marquette County Michigan | 1 | $ 155,000 | $ 155,000 | $ 43,000 |
| Madison County Mississippi | 1 | $ 335,000 | $ 335,000 | $ 91,000 |
| Jackson County Missouri | 1 | $ 115,000 | $ 115,000 | $ 109,000 |
| Miller County Missouri | 1 | $ 195,000 | $ 195,000 | $ 424,000 |
| St. Charles County Missouri | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Hillsborough County New Hampshire | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| Burlington County New Jersey | 1 | $ 535,000 | $ 535,000 | $ 205,000 |
| Cape May County New Jersey | 1 | $ 455,000 | $ 455,000 | $ 147,000 |
| Middlesex County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 215,000 |
| Passaic County New Jersey | 1 | $ 465,000 | $ 465,000 | $ 374,000 |
| Bernalillo County New Mexico | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Nassau County New York | 1 | $ 525,000 | $ 525,000 | $ 243,000 |
| Orange County New York | 1 | $ 405,000 | $ 405,000 | $ 127,000 |
| Queens County New York | 1 | $ 1,275,000 | $ 1,275,000 | $ 1,130,000 |
| Guilford County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 288,000 |
| Wake County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 101,000 |
| Wayne County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 86,000 |
| Butler County Ohio | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Franklin County Ohio | 1 | $ 725,000 | $ 725,000 | $ 265,000 |
| Summit County Ohio | 1 | $ 345,000 | $ 345,000 | $ 279,000 |
| Chester County Pennsylvania | 1 | $ 705,000 | $ 705,000 | $ 516,000 |
| Monroe County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Montgomery County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 115,000 |
| Newport County Rhode Island | 1 | $ 465,000 | $ 465,000 | $ 173,000 |
| Beaufort County South Carolina | 1 | $ 725,000 | $ 725,000 | $ 396,000 |
| Charleston County South Carolina | 1 | $ 585,000 | $ 585,000 | $ 314,000 |
| Lexington County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 99,000 |
| Oconee County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 174,000 |
| Davidson County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Knox County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 156,000 |
| Overton County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 125,000 |
| Sevier County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Ellis County Texas | 1 | $ 465,000 | $ 465,000 | $ 120,000 |
| Travis County Texas | 1 | $ 385,000 | $ 385,000 | $ 122,000 |
| Davis County Utah | 1 | $ 395,000 | $ 395,000 | $ 152,000 |
| Windsor County Vermont | 1 | $ 1,835,000 | $ 1,835,000 | $ 1,193,000 |
| Chesterfield County Virginia | 1 | $ 395,000 | $ 395,000 | $ 146,000 |
| Fairfax County Virginia | 1 | $ 625,000 | $ 625,000 | $ 240,000 |
| Calumet County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Dane County Wisconsin | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Dodge County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 185,000 |
| Door County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 276,000 |
| Grant County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 198,000 |
| Iowa County Wisconsin | 1 | $ 725,000 | $ 725,000 | $ 293,000 |
| La Crosse County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Lincoln County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 176,000 |
| Vilas County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 283,000 |
| Wood County Wisconsin | 1 | $ 925,000 | $ 925,000 | $ 534,000 |
| Park County Wyoming | 1 | $ 355,000 | $ 355,000 | $ 229,000 |
Mortgage Loan Application Detail Totals for Cibm Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,053 | $311,675,000 | $295,000 | $9,745,000 | $136,000 | $2,130,000 |
| Cash-out Refinancing | 95 | $40,335,000 | $424,000 | $5,505,000 | $191,000 | $1,471,000 |
| Refinancing | 39 | $21,475,000 | $550,000 | $4,065,000 | $151,000 | $475,000 |
| Other Purpose | 31 | $5,335,000 | $172,000 | $725,000 | $152,000 | $839,000 |
| Home Improvement | 17 | $2,015,000 | $118,000 | $405,000 | $125,000 | $498,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 787 | $227,775,000 | $289,000 | $1,835,000 | $150,000 | $2,130,000 |
| Hispanic | 167 | $39,445,000 | $236,000 | $1,655,000 | $99,000 | $637,000 |
| Black or African American | 93 | $20,895,000 | $224,000 | $725,000 | $93,000 | $396,000 |
| Not Provided | 78 | $24,280,000 | $311,000 | $1,105,000 | $125,000 | $369,000 |
| Asian | 78 | $31,970,000 | $409,000 | $2,005,000 | $218,000 | $1,471,000 |
| Not applicable | 11 | $30,345,000 | $2,758,000 | $9,745,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $325,000 | $325,000 | $325,000 | $114,000 | $114,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,016 | $322,980,000 | $317,000 | $9,745,000 | $152,000 | $2,130,000 |
| FHA-insured (Federal Housing Administration) | 183 | $45,785,000 | $250,000 | $1,145,000 | $87,000 | $243,000 |
| VA-guaranteed (Veterans Administration) | 35 | $11,805,000 | $337,000 | $725,000 | $109,000 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $265,000 | $265,000 | $265,000 | $92,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 906 | $270,190,000 | $298,000 | $5,505,000 | $139,000 | $2,130,000 |
| Application Withdrawn By Applicant | 226 | $70,040,000 | $309,000 | $2,005,000 | $161,000 | $1,872,000 |
| Application Denied By Financial Institution | 76 | $30,580,000 | $402,000 | $9,745,000 | $106,000 | $1,130,000 |
| File Closed For Incompleteness | 20 | $8,510,000 | $425,000 | $1,995,000 | $197,000 | $1,096,000 |
| Application Approved But Not Accepted | 7 | $1,515,000 | $216,000 | $355,000 | $79,000 | $115,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,159 | $350,255,000 | $302,000 | $5,505,000 | $144,000 | $2,130,000 |
| Debt-To-Income Ratio | 28 | $7,410,000 | $264,000 | $1,145,000 | $72,000 | $369,000 |
| Other | 11 | $2,815,000 | $255,000 | $1,275,000 | $191,000 | $1,130,000 |
| Employment History | 9 | $2,675,000 | $297,000 | $645,000 | $80,000 | $186,000 |
| Credit History | 9 | $11,245,000 | $1,249,000 | $9,745,000 | $116,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $3,195,000 | $456,000 | $2,005,000 | $93,000 | $158,000 |
| Collateral | 7 | $1,725,000 | $246,000 | $645,000 | $174,000 | $424,000 |
| Unverifiable Information | 5 | $1,515,000 | $303,000 | $1,095,000 | $51,000 | $194,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibm Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cibm Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.