Cibm Bank Mortgage Lending & HMDA Data, 2023
In 2023, Cibm Bank of Brookfield, WI reported 1,235 mortgage applications totaling $380.8 million, up 39% from 2022. The average application was for $308,368, and applicants reported an average income of $140,954. 73% of its applications resulted in an originated loan and 6% were denied. Its largest markets were Chicago-Naperville, IL (352), Milwaukee-Waukesha-West Allis, WI (120) and Peoria, IL (83) (applications in parentheses).
| Mortgage Company & Address | Cibm Bank 19601 West Bluemound Road Brookfield, WI 53045 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,235 |
| Total Mortgage Loan Application Amount | $380,835,000 |
| Average Mortgage Loan Application Amount | $308,368 |
| Highest Mortgage Loan Application Amount | $9,745,000 |
| Average Applicant Income | $140,954 |
| Highest Applicant Income | $2,130,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Cibm Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chicago-Naperville, IL | 352 | $ 104,630,000 | $ 297,244 | $ 136,000 |
| Milwaukee-Waukesha-West Allis, WI | 120 | $ 32,190,000 | $ 268,250 | $ 128,000 |
| Peoria, IL | 83 | $ 9,655,000 | $ 116,325 | $ 64,000 |
| Outside any metro area | 76 | $ 25,890,000 | $ 340,657 | $ 230,960 |
| Elgin, IL | 65 | $ 16,975,000 | $ 261,153 | $ 130,000 |
| Sheboygan, WI | 54 | $ 10,340,000 | $ 191,481 | $ 106,000 |
| Lake County-Kenosha County, IL-WI | 47 | $ 12,055,000 | $ 256,489 | $ 138,021 |
| Newark, NJ-PA | 30 | $ 15,800,000 | $ 526,666 | $ 201,000 |
| Gary, IN | 29 | $ 7,975,000 | $ 275,000 | $ 105,000 |
| Springfield, MA | 28 | $ 6,950,000 | $ 248,214 | $ 99,000 |
| Worcester, MA-CT | 27 | $ 8,925,000 | $ 330,555 | $ 122,888 |
| Providence-Warwick, RI-MA | 22 | $ 7,080,000 | $ 321,818 | $ 113,727 |
| Decatur, IL | 17 | $ 1,135,000 | $ 66,764 | $ 47,000 |
| Bloomington, IL | 16 | $ 6,810,000 | $ 425,625 | $ 70,000 |
| Rockford, IL | 16 | $ 2,170,000 | $ 135,625 | $ 118,000 |
| New York-Jersey City-White Plains, NY-NJ | 15 | $ 9,815,000 | $ 654,333 | $ 262,933 |
| New York-Newark, NY | 14 | $ 6,810,000 | $ 486,428 | $ 248,642 |
| Champaign-Urbana, IL | 11 | $ 8,435,000 | $ 766,818 | $ 117,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 9 | $ 2,445,000 | $ 271,666 | $ 121,555 |
| Pensacola-Ferry Pass-Brent, FL | 9 | $ 2,555,000 | $ 283,888 | $ 87,000 |
| Springfield, IL | 9 | $ 1,215,000 | $ 135,000 | $ 56,000 |
| Phoenix-Mesa-Scottsdale, AZ | 8 | $ 2,930,000 | $ 366,250 | $ 207,000 |
| Tampa-St. Petersburg-Clearwater, FL | 8 | $ 2,730,000 | $ 341,250 | $ 222,000 |
| Boston, MA | 7 | $ 4,045,000 | $ 577,857 | $ 173,000 |
| Cambridge-Newton-Framingham, MA | 7 | $ 4,585,000 | $ 655,000 | $ 239,000 |
| Cape Coral-Fort Myers, FL | 7 | $ 1,875,000 | $ 267,857 | $ 164,000 |
| Indianapolis-Carmel-Anderson, IN | 7 | $ 2,545,000 | $ 363,571 | $ 209,000 |
| Denver-Aurora-Lakewood, CO | 6 | $ 2,800,000 | $ 466,666 | $ 206,000 |
| Naples-Immokalee-Marco Island, FL | 6 | $ 4,820,000 | $ 803,333 | $ 460,000 |
| Nassau County-Suffolk County, NY | 6 | $ 2,110,000 | $ 351,666 | $ 154,000 |
| Racine, WI | 6 | $ 2,440,000 | $ 406,666 | $ 179,000 |
| Barnstable Town, MA | 5 | $ 2,125,000 | $ 425,000 | $ 154,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 5 | $ 1,865,000 | $ 373,000 | $ 242,000 |
| Lakeland-Winter Haven, FL | 4 | $ 960,000 | $ 240,000 | $ 89,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 4 | $ 1,420,000 | $ 355,000 | $ 236,000 |
| Orlando-Kissimmee-Sanford, FL | 4 | $ 860,000 | $ 215,000 | $ 103,000 |
| Punta Gorda, FL | 4 | $ 880,000 | $ 220,000 | $ 111,000 |
| Warren-Troy-Farmington Hills, MI | 4 | $ 1,410,000 | $ 352,500 | $ 130,000 |
| Atlanta-Sandy Springs-Roswell, GA | 3 | $ 1,085,000 | $ 361,666 | $ 200,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 3 | $ 915,000 | $ 305,000 | $ 118,000 |
| Fond Du Lac, WI | 3 | $ 665,000 | $ 221,666 | $ 113,000 |
| Hartford-West Hartford-East Hartford, CT | 3 | $ 975,000 | $ 325,000 | $ 146,000 |
| Miami-Miami Beach-Kendall, FL | 3 | $ 3,235,000 | $ 1,078,333 | $ 259,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 3 | $ 1,445,000 | $ 481,666 | $ 725,000 |
| Albany-Schenectady-Troy, NY | 2 | $ 590,000 | $ 295,000 | $ 121,000 |
| Cincinnati, OH-KY-IN | 2 | $ 490,000 | $ 245,000 | $ 105,000 |
| Danville, IL | 2 | $ 180,000 | $ 90,000 | $ 102,000 |
| Jacksonville, FL | 2 | $ 350,000 | $ 175,000 | $ 297,000 |
| Janesville-Beloit, WI | 2 | $ 540,000 | $ 270,000 | $ 71,000 |
| Kansas City, MO-KS | 2 | $ 360,000 | $ 180,000 | $ 84,000 |
| Killeen-Temple, TX | 2 | $ 600,000 | $ 300,000 | $ 86,000 |
| Madison, WI | 2 | $ 1,010,000 | $ 505,000 | $ 194,000 |
| Michigan City-La Porte, IN | 2 | $ 9,850,000 | $ 4,925,000 | $ 52,000 |
| Montgomery County-Bucks County-Chester County, PA | 2 | $ 1,190,000 | $ 595,000 | $ 315,000 |
| Oklahoma City, OK | 2 | $ 330,000 | $ 165,000 | $ 176,000 |
| Pittsfield, MA | 2 | $ 520,000 | $ 260,000 | $ 70,000 |
| Port St. Lucie, FL | 2 | $ 640,000 | $ 320,000 | $ 135,000 |
| St. Louis, MO-IL | 2 | $ 340,000 | $ 170,000 | $ 67,500 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 2 | $ 310,000 | $ 155,000 | $ 113,000 |
| Winston-Salem, NC | 2 | $ 540,000 | $ 270,000 | $ 1,096,000 |
| Akron, OH | 1 | $ 345,000 | $ 345,000 | $ 279,000 |
| Albuquerque, NM | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Appleton, WI | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Austin-Round Rock, TX | 1 | $ 385,000 | $ 385,000 | $ 122,000 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 595,000 | $ 595,000 | $ 160,000 |
| Camden, NJ | 1 | $ 535,000 | $ 535,000 | $ 205,000 |
| Carbondale-Marion, IL | 1 | $ 95,000 | $ 95,000 | $ 75,000 |
| Cedar Rapids, IA | 1 | $ 205,000 | $ 205,000 | $ 83,000 |
| Charleston-North Charleston, SC | 1 | $ 585,000 | $ 585,000 | $ 314,000 |
| Columbia, SC | 1 | $ 425,000 | $ 425,000 | $ 99,000 |
| Columbus, OH | 1 | $ 725,000 | $ 725,000 | $ 265,000 |
| Dallas-Plano-Irving, TX | 1 | $ 465,000 | $ 465,000 | $ 120,000 |
| Des Moines-West Des Moines, IA | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| East Stroudsburg, PA | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Goldsboro, NC | 1 | $ 395,000 | $ 395,000 | $ 86,000 |
| Greensboro-High Point, NC | 1 | $ 365,000 | $ 365,000 | $ 288,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 1 | $ 725,000 | $ 725,000 | $ 396,000 |
| Jackson, MS | 1 | $ 335,000 | $ 335,000 | $ 91,000 |
| Kalamazoo-Portage, MI | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| Kankakee, IL | 1 | $ 335,000 | $ 335,000 | $ 131,000 |
| Knoxville, TN | 1 | $ 345,000 | $ 345,000 | $ 156,000 |
| La Crosse-Onalaska, WI-MN | 1 | $ 175,000 | $ 175,000 | $ 59,000 |
| Lake Havasu City-Kingman, AZ | 1 | $ 295,000 | $ 295,000 | $ 87,000 |
| Manchester-Nashua, NH | 1 | $ 325,000 | $ 325,000 | $ 114,000 |
| New Haven-Milford, CT | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 165,000 | $ 165,000 | $ 216,000 |
| North Port-Sarasota-Bradenton, FL | 1 | $ 955,000 | $ 955,000 | $ 293,000 |
| Ocala, FL | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Ocean City, NJ | 1 | $ 455,000 | $ 455,000 | $ 147,000 |
| Ogden-Clearfield, UT | 1 | $ 395,000 | $ 395,000 | $ 152,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 285,000 | $ 285,000 | $ 86,000 |
| Raleigh, NC | 1 | $ 345,000 | $ 345,000 | $ 101,000 |
| Richmond, VA | 1 | $ 395,000 | $ 395,000 | $ 146,000 |
| South Bend-Mishawaka, IN-MI | 1 | $ 195,000 | $ 195,000 | $ 143,000 |
| Tallahassee, FL | 1 | $ 465,000 | $ 465,000 | $ 114,000 |
| The Villages, FL | 1 | $ 375,000 | $ 375,000 | $ 255,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 1 | $ 625,000 | $ 625,000 | $ 240,000 |
| Wausau, WI | 1 | $ 295,000 | $ 295,000 | $ 176,000 |
Mortgage Loan Application Detail Totals for Cibm Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,053 | $311,675,000 | $295,000 | $9,745,000 | $136,000 | $2,130,000 |
| Cash-out Refinancing | 95 | $40,335,000 | $424,000 | $5,505,000 | $191,000 | $1,471,000 |
| Refinancing | 39 | $21,475,000 | $550,000 | $4,065,000 | $151,000 | $475,000 |
| Other Purpose | 31 | $5,335,000 | $172,000 | $725,000 | $152,000 | $839,000 |
| Home Improvement | 17 | $2,015,000 | $118,000 | $405,000 | $125,000 | $498,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 787 | $227,775,000 | $289,000 | $1,835,000 | $150,000 | $2,130,000 |
| Hispanic | 167 | $39,445,000 | $236,000 | $1,655,000 | $99,000 | $637,000 |
| Black or African American | 93 | $20,895,000 | $224,000 | $725,000 | $93,000 | $396,000 |
| Not Provided | 78 | $24,280,000 | $311,000 | $1,105,000 | $125,000 | $369,000 |
| Asian | 78 | $31,970,000 | $409,000 | $2,005,000 | $218,000 | $1,471,000 |
| Not applicable | 11 | $30,345,000 | $2,758,000 | $9,745,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $325,000 | $325,000 | $325,000 | $114,000 | $114,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,016 | $322,980,000 | $317,000 | $9,745,000 | $152,000 | $2,130,000 |
| FHA-insured (Federal Housing Administration) | 183 | $45,785,000 | $250,000 | $1,145,000 | $87,000 | $243,000 |
| VA-guaranteed (Veterans Administration) | 35 | $11,805,000 | $337,000 | $725,000 | $109,000 | $215,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $265,000 | $265,000 | $265,000 | $92,000 | $92,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 906 | $270,190,000 | $298,000 | $5,505,000 | $139,000 | $2,130,000 |
| Application Withdrawn By Applicant | 226 | $70,040,000 | $309,000 | $2,005,000 | $161,000 | $1,872,000 |
| Application Denied By Financial Institution | 76 | $30,580,000 | $402,000 | $9,745,000 | $106,000 | $1,130,000 |
| File Closed For Incompleteness | 20 | $8,510,000 | $425,000 | $1,995,000 | $197,000 | $1,096,000 |
| Application Approved But Not Accepted | 7 | $1,515,000 | $216,000 | $355,000 | $79,000 | $115,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,159 | $350,255,000 | $302,000 | $5,505,000 | $144,000 | $2,130,000 |
| Debt-To-Income Ratio | 28 | $7,410,000 | $264,000 | $1,145,000 | $72,000 | $369,000 |
| Other | 11 | $2,815,000 | $255,000 | $1,275,000 | $191,000 | $1,130,000 |
| Employment History | 9 | $2,675,000 | $297,000 | $645,000 | $80,000 | $186,000 |
| Credit History | 9 | $11,245,000 | $1,249,000 | $9,745,000 | $116,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $3,195,000 | $456,000 | $2,005,000 | $93,000 | $158,000 |
| Collateral | 7 | $1,725,000 | $246,000 | $645,000 | $174,000 | $424,000 |
| Unverifiable Information | 5 | $1,515,000 | $303,000 | $1,095,000 | $51,000 | $194,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Cibm Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Cibm Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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