Stride Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Stride Bank, National Association 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Stride Bank, National Association 324 W Broadway Ave Enid, OK 73701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2003 |
| Total Number of Mortgage Applications | 1,460 |
| Total Mortgage Loan Application Amount | $399,520,000 |
| Average Mortgage Loan Application Amount | $308,000 |
| Highest Mortgage Loan Application Amount | $6,375,000 |
| Average Applicant Income | $97,500 |
| Highest Applicant Income | $1,900,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Stride Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Stride Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Stride Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Stride Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Stride Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Stride Bank, National Association's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 387 | $ 100,075,000 | $ 258,000 | $ 116,000 |
| Canadian County Oklahoma | 213 | $ 57,815,000 | $ 271,000 | $ 110,000 |
| Tulsa County Oklahoma | 155 | $ 47,905,000 | $ 309,000 | $ 137,000 |
| Cleveland County Oklahoma | 146 | $ 36,510,000 | $ 250,000 | $ 108,000 |
| Pottawatomie County Oklahoma | 64 | $ 12,340,000 | $ 192,000 | $ 90,000 |
| Logan County Oklahoma | 39 | $ 11,215,000 | $ 287,000 | $ 122,000 |
| McClain County Oklahoma | 33 | $ 9,705,000 | $ 294,000 | $ 102,000 |
| Grady County Oklahoma | 29 | $ 7,595,000 | $ 261,000 | $ 115,000 |
| Rogers County Oklahoma | 27 | $ 10,245,000 | $ 379,000 | $ 131,000 |
| Garfield County Oklahoma | 20 | $ 2,780,000 | $ 139,000 | $ 118,000 |
| Marshall County Oklahoma | 18 | $ 3,590,000 | $ 199,000 | $ 107,000 |
| Payne County Oklahoma | 16 | $ 4,320,000 | $ 270,000 | $ 134,000 |
| Wagoner County Oklahoma | 15 | $ 4,655,000 | $ 310,000 | $ 120,000 |
| Lincoln County Oklahoma | 14 | $ 3,440,000 | $ 245,000 | $ 111,000 |
| Travis County Texas | 13 | $ 4,995,000 | $ 384,000 | $ 151,000 |
| Woodward County Oklahoma | 12 | $ 1,490,000 | $ 124,000 | $ 72,000 |
| Pierce County Washington | 12 | $ 5,120,000 | $ 426,000 | $ 111,000 |
| Creek County Oklahoma | 11 | $ 2,685,000 | $ 244,000 | $ 133,000 |
| Pittsburg County Oklahoma | 11 | $ 1,565,000 | $ 142,000 | $ 69,000 |
| King County Washington | 11 | $ 5,095,000 | $ 463,000 | $ 126,000 |
| Washington County Oklahoma | 10 | $ 1,820,000 | $ 182,000 | $ 134,000 |
| Bryan County Oklahoma | 9 | $ 2,135,000 | $ 237,000 | $ 148,000 |
| Garvin County Oklahoma | 9 | $ 1,835,000 | $ 203,000 | $ 96,000 |
| Mayes County Oklahoma | 9 | $ 1,885,000 | $ 209,000 | $ 97,000 |
| Osage County Oklahoma | 8 | $ 1,280,000 | $ 160,000 | $ 82,000 |
| Delaware County Oklahoma | 7 | $ 2,085,000 | $ 297,000 | $ 250,000 |
| Tarrant County Texas | 7 | $ 1,515,000 | $ 216,000 | $ 129,000 |
| Taney County Missouri | 5 | $ 1,045,000 | $ 209,000 | $ 152,000 |
| Murray County Oklahoma | 5 | $ 565,000 | $ 113,000 | $ 85,000 |
| Okmulgee County Oklahoma | 5 | $ 985,000 | $ 197,000 | $ 89,000 |
| Johnson County Kansas | 4 | $ 1,870,000 | $ 467,000 | $ 160,000 |
| Caddo County Oklahoma | 4 | $ 630,000 | $ 157,000 | $ 74,000 |
| Kingfisher County Oklahoma | 4 | $ 1,210,000 | $ 302,000 | $ 79,000 |
| McIntosh County Oklahoma | 4 | $ 800,000 | $ 200,000 | $ 99,000 |
| Pawnee County Oklahoma | 4 | $ 1,070,000 | $ 267,000 | $ 120,000 |
| Orange County Texas | 4 | $ 560,000 | $ 140,000 | $ 47,000 |
| Williamson County Texas | 4 | $ 1,390,000 | $ 347,000 | $ 232,000 |
| Broward County Florida | 3 | $ 1,425,000 | $ 475,000 | $ 111,000 |
| Jackson County Missouri | 3 | $ 1,075,000 | $ 358,000 | $ 168,000 |
| Comanche County Oklahoma | 3 | $ 3,195,000 | $ 1,065,000 | $ 146,000 |
| Kay County Oklahoma | 3 | $ 255,000 | $ 85,000 | $ 64,000 |
| Seminole County Oklahoma | 3 | $ 255,000 | $ 85,000 | $ 106,000 |
| Liberty County Texas | 3 | $ 765,000 | $ 255,000 | $ 130,000 |
| Van Zandt County Texas | 3 | $ 725,000 | $ 241,000 | $ 88,000 |
| Beckham County Oklahoma | 2 | $ 200,000 | $ 100,000 | $ 50,000 |
| Custer County Oklahoma | 2 | $ 860,000 | $ 430,000 | $ 500,000 |
| Jackson County Oklahoma | 2 | $ 480,000 | $ 240,000 | $ 130,000 |
| Latimer County Oklahoma | 2 | $ 820,000 | $ 410,000 | $ 177,000 |
| Muskogee County Oklahoma | 2 | $ 400,000 | $ 200,000 | $ 83,000 |
| Bastrop County Texas | 2 | $ 650,000 | $ 325,000 | $ 91,000 |
| Caldwell County Texas | 2 | $ 460,000 | $ 230,000 | $ 49,000 |
| Colorado County Texas | 2 | $ 390,000 | $ 195,000 | $ 101,000 |
| Cooke County Texas | 2 | $ 440,000 | $ 220,000 | $ 113,000 |
| Harris County Texas | 2 | $ 520,000 | $ 260,000 | $ 130,000 |
| Hays County Texas | 2 | $ 450,000 | $ 225,000 | $ 64,000 |
| Kaufman County Texas | 2 | $ 580,000 | $ 290,000 | $ 129,000 |
| Lee County Texas | 2 | $ 420,000 | $ 210,000 | $ 82,000 |
| Montgomery County Texas | 2 | $ 720,000 | $ 360,000 | $ 153,000 |
| Houston County Alabama | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Juneau County Alaska | 1 | $ 615,000 | $ 615,000 | $ 250,000 |
| Faulkner County Arkansas | 1 | $ 475,000 | $ 475,000 | $ 133,000 |
| Jefferson County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 38,000 |
| Lonoke County Arkansas | 1 | $ 355,000 | $ 355,000 | $ 87,000 |
| Saline County Arkansas | 1 | $ 415,000 | $ 415,000 | $ 87,000 |
| San Luis Obispo County California | 1 | $ 825,000 | $ 825,000 | $ 192,000 |
| Santa Clara County California | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Ventura County California | 1 | $ 1,765,000 | $ 1,765,000 | $ 165,000 |
| Archuleta County Colorado | 1 | $ 515,000 | $ 515,000 | $ 437,000 |
| Alachua County Florida | 1 | $ 455,000 | $ 455,000 | $ 149,000 |
| Palm Beach County Florida | 1 | $ 585,000 | $ 585,000 | $ 118,000 |
| Pinellas County Florida | 1 | $ 315,000 | $ 315,000 | $ 61,000 |
| Volusia County Florida | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Coweta County Georgia | 1 | $ 535,000 | $ 535,000 | $ 111,000 |
| Fayette County Georgia | 1 | $ 465,000 | $ 465,000 | $ 111,000 |
| Will County Illinois | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Brown County Kansas | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Ellis County Kansas | 1 | $ 225,000 | $ 225,000 | $ 158,000 |
| Franklin County Kansas | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Smith County Kansas | 1 | $ 235,000 | $ 235,000 | $ 124,000 |
| DeSoto County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Harrison County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Cass County Missouri | 1 | $ 355,000 | $ 355,000 | $ 170,000 |
| Clay County Missouri | 1 | $ 345,000 | $ 345,000 | $ 91,000 |
| Clinton County Missouri | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Ray County Missouri | 1 | $ 105,000 | $ 105,000 | $ 79,000 |
| St. Charles County Missouri | 1 | $ 765,000 | $ 765,000 | $ 171,000 |
| Stone County Missouri | 1 | $ 285,000 | $ 285,000 | $ 238,000 |
| Douglas County Nebraska | 1 | $ 415,000 | $ 415,000 | $ 200,000 |
| Ward County North Dakota | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Blaine County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Carter County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 43,000 |
| Cherokee County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 29,000 |
| Craig County Oklahoma | 1 | $ 95,000 | $ 95,000 | $ 71,000 |
| Ellis County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 45,000 |
| Hughes County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 29,000 |
| Pontotoc County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 86,000 |
| Pushmataha County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Stephens County Oklahoma | 1 | $ 715,000 | $ 715,000 | $ 0 |
| Washita County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 51,000 |
| Spartanburg County South Carolina | 1 | $ 385,000 | $ 385,000 | $ 98,000 |
| Chester County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Hamilton County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 124,000 |
| Henry County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 100,000 |
| Madison County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| McNairy County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 53,000 |
| Williamson County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 71,000 |
| Brazoria County Texas | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
| Collin County Texas | 1 | $ 615,000 | $ 615,000 | $ 162,000 |
| Dallas County Texas | 1 | $ 205,000 | $ 205,000 | $ 143,000 |
| El Paso County Texas | 1 | $ 185,000 | $ 185,000 | $ 65,000 |
| Henderson County Texas | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Jefferson County Texas | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Randall County Texas | 1 | $ 1,935,000 | $ 1,935,000 | $ 0 |
| Victoria County Texas | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Wood County Texas | 1 | $ 145,000 | $ 145,000 | $ 106,000 |
| Essex County Vermont | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Chesapeake County Virginia | 1 | $ 285,000 | $ 285,000 | $ 66,000 |
| King George County Virginia | 1 | $ 435,000 | $ 435,000 | $ 117,000 |
| Manassas Park County Virginia | 1 | $ 595,000 | $ 595,000 | $ 189,000 |
| Snohomish County Washington | 1 | $ 605,000 | $ 605,000 | $ 127,000 |
| Teton County Wyoming | 1 | $ 6,375,000 | $ 6,375,000 | $ 0 |
Mortgage Loan Application Detail Totals for Stride Bank, National Association in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,361 | $366,085,000 | $268,000 | $2,325,000 | $115,000 | $1,900,000 |
| Cash-out Refinancing | 75 | $18,275,000 | $243,000 | $2,805,000 | $126,000 | $967,000 |
| Refinancing | 23 | $15,095,000 | $656,000 | $6,375,000 | $149,000 | $427,000 |
| Home Improvement | 1 | $65,000 | $65,000 | $65,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 840 | $218,920,000 | $260,000 | $1,905,000 | $121,000 | $1,900,000 |
| Not Provided | 176 | $49,240,000 | $279,000 | $865,000 | $118,000 | $513,000 |
| Hispanic | 171 | $47,335,000 | $276,000 | $825,000 | $95,000 | $355,000 |
| Black or African American | 92 | $24,870,000 | $270,000 | $645,000 | $101,000 | $425,000 |
| Not applicable | 67 | $27,325,000 | $407,000 | $6,375,000 | $0 | $0 |
| American Indian or Alaskan Native | 60 | $15,610,000 | $260,000 | $715,000 | $110,000 | $466,000 |
| Asian | 49 | $13,425,000 | $273,000 | $595,000 | $130,000 | $359,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $2,795,000 | $559,000 | $705,000 | $154,000 | $170,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 837 | $231,305,000 | $276,000 | $6,375,000 | $130,000 | $1,900,000 |
| FHA-insured (Federal Housing Administration) | 459 | $114,915,000 | $250,000 | $665,000 | $92,000 | $345,000 |
| VA-guaranteed (Veterans Administration) | 143 | $48,855,000 | $341,000 | $865,000 | $121,000 | $347,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 21 | $4,445,000 | $211,000 | $405,000 | $71,000 | $129,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,163 | $317,695,000 | $273,000 | $6,375,000 | $117,000 | $1,900,000 |
| Application Withdrawn By Applicant | 254 | $68,250,000 | $268,000 | $865,000 | $110,000 | $967,000 |
| Application Denied By Financial Institution | 32 | $9,700,000 | $303,000 | $1,765,000 | $85,000 | $189,000 |
| Application Approved But Not Accepted | 11 | $3,875,000 | $352,000 | $645,000 | $168,000 | $437,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,428 | $389,820,000 | $272,000 | $6,375,000 | $116,000 | $1,900,000 |
| Debt-To-Income Ratio | 9 | $3,965,000 | $440,000 | $1,765,000 | $68,000 | $165,000 |
| Credit History | 7 | $1,535,000 | $219,000 | $355,000 | $89,000 | $150,000 |
| Collateral | 6 | $1,230,000 | $205,000 | $265,000 | $88,000 | $139,000 |
| Employment History | 5 | $1,565,000 | $313,000 | $495,000 | $110,000 | $189,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $300,000 | $150,000 | $185,000 | $47,000 | $57,000 |
| Other | 2 | $500,000 | $250,000 | $295,000 | $95,000 | $128,000 |
| Unverifiable Information | 1 | $605,000 | $605,000 | $605,000 | $131,000 | $131,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Stride Bank, National Association's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Stride Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.