Certainty Home Loans, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Certainty Home Loans, Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Certainty Home Loans, Llc 6101 West Plano Parkway Wilmington, DE 75093 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 |
| Total Number of Mortgage Applications | 5,442 |
| Total Mortgage Loan Application Amount | $1,496,630,000 |
| Average Mortgage Loan Application Amount | $272,333 |
| Highest Mortgage Loan Application Amount | $1,885,000 |
| Average Applicant Income | $114,666 |
| Highest Applicant Income | $5,027,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Certainty Home Loans, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Certainty Home Loans, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Certainty Home Loans, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Certainty Home Loans, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Certainty Home Loans, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Certainty Home Loans, Llc's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Chatham County Georgia | 238 | $ 67,270,000 | $ 282,000 | $ 110,000 |
| Madison County Alabama | 231 | $ 68,745,000 | $ 297,000 | $ 121,000 |
| Cumberland County North Carolina | 219 | $ 37,445,000 | $ 170,000 | $ 74,000 |
| Cobb County Georgia | 191 | $ 69,145,000 | $ 362,000 | $ 132,000 |
| Harris County Texas | 172 | $ 46,980,000 | $ 273,000 | $ 137,000 |
| El Paso County Texas | 156 | $ 31,430,000 | $ 201,000 | $ 76,000 |
| Ector County Texas | 153 | $ 24,885,000 | $ 162,000 | $ 77,000 |
| Okaloosa County Florida | 128 | $ 45,810,000 | $ 357,000 | $ 113,000 |
| Marshall County Alabama | 123 | $ 32,085,000 | $ 260,000 | $ 91,000 |
| Bexar County Texas | 109 | $ 26,465,000 | $ 242,000 | $ 108,000 |
| Midland County Texas | 100 | $ 21,880,000 | $ 218,000 | $ 98,000 |
| Oklahoma County Oklahoma | 98 | $ 21,840,000 | $ 222,000 | $ 114,000 |
| Grayson County Texas | 97 | $ 23,165,000 | $ 238,000 | $ 105,000 |
| Forsyth County North Carolina | 96 | $ 23,620,000 | $ 246,000 | $ 109,000 |
| Guilford County North Carolina | 90 | $ 25,290,000 | $ 281,000 | $ 107,000 |
| Fulton County Georgia | 88 | $ 29,130,000 | $ 331,000 | $ 124,000 |
| Prince George's County Maryland | 85 | $ 25,995,000 | $ 305,000 | $ 128,000 |
| Paulding County Georgia | 79 | $ 27,145,000 | $ 343,000 | $ 110,000 |
| Fort Bend County Texas | 73 | $ 23,225,000 | $ 318,000 | $ 138,000 |
| Tarrant County Texas | 71 | $ 24,425,000 | $ 344,000 | $ 147,000 |
| Berkeley County South Carolina | 68 | $ 26,000,000 | $ 382,000 | $ 117,000 |
| Jackson County Alabama | 62 | $ 14,020,000 | $ 226,000 | $ 84,000 |
| Muscogee County Georgia | 62 | $ 17,430,000 | $ 281,000 | $ 93,000 |
| Galveston County Texas | 58 | $ 18,160,000 | $ 313,000 | $ 144,000 |
| DeKalb County Georgia | 56 | $ 17,630,000 | $ 314,000 | $ 107,000 |
| Limestone County Alabama | 55 | $ 15,495,000 | $ 281,000 | $ 105,000 |
| Gwinnett County Georgia | 54 | $ 15,820,000 | $ 292,000 | $ 126,000 |
| Denton County Texas | 53 | $ 23,175,000 | $ 437,000 | $ 188,000 |
| Richland County South Carolina | 52 | $ 10,500,000 | $ 201,000 | $ 75,000 |
| Montgomery County Alabama | 51 | $ 8,055,000 | $ 157,000 | $ 77,000 |
| Bryan County Georgia | 51 | $ 15,355,000 | $ 301,000 | $ 148,000 |
| Cleveland County Oklahoma | 47 | $ 10,475,000 | $ 222,000 | $ 97,000 |
| Lamar County Texas | 46 | $ 7,600,000 | $ 165,000 | $ 178,000 |
| Santa Rosa County Florida | 45 | $ 14,225,000 | $ 316,000 | $ 102,000 |
| Bartow County Georgia | 43 | $ 14,155,000 | $ 329,000 | $ 101,000 |
| Cherokee County Georgia | 41 | $ 16,885,000 | $ 411,000 | $ 139,000 |
| Effingham County Georgia | 41 | $ 11,385,000 | $ 277,000 | $ 105,000 |
| Davidson County North Carolina | 39 | $ 10,245,000 | $ 262,000 | $ 100,000 |
| Gordon County Georgia | 35 | $ 8,065,000 | $ 230,000 | $ 83,000 |
| Mecklenburg County North Carolina | 35 | $ 11,355,000 | $ 324,000 | $ 126,000 |
| Travis County Texas | 34 | $ 14,730,000 | $ 433,000 | $ 200,000 |
| Duval County Florida | 32 | $ 7,800,000 | $ 243,000 | $ 96,000 |
| Hoke County North Carolina | 32 | $ 7,520,000 | $ 235,000 | $ 75,000 |
| Nueces County Texas | 32 | $ 7,750,000 | $ 242,000 | $ 99,000 |
| Smith County Texas | 32 | $ 7,980,000 | $ 249,000 | $ 108,000 |
| Floyd County Georgia | 31 | $ 7,205,000 | $ 232,000 | $ 71,000 |
| Harris County Georgia | 29 | $ 11,545,000 | $ 398,000 | $ 139,000 |
| Morgan County Alabama | 28 | $ 7,330,000 | $ 261,000 | $ 87,000 |
| DeKalb County Alabama | 25 | $ 5,465,000 | $ 218,000 | $ 86,000 |
| Dallas County Texas | 25 | $ 8,305,000 | $ 332,000 | $ 140,000 |
| Dona Ana County New Mexico | 24 | $ 5,070,000 | $ 211,000 | $ 65,000 |
| Dorchester County South Carolina | 24 | $ 8,160,000 | $ 340,000 | $ 102,000 |
| Henry County Georgia | 23 | $ 7,495,000 | $ 325,000 | $ 116,000 |
| Forsyth County Georgia | 22 | $ 10,780,000 | $ 490,000 | $ 145,000 |
| Liberty County Georgia | 21 | $ 4,505,000 | $ 214,000 | $ 81,000 |
| Baltimore City County Maryland | 21 | $ 2,955,000 | $ 140,000 | $ 121,000 |
| Harnett County North Carolina | 21 | $ 5,645,000 | $ 268,000 | $ 87,000 |
| Canadian County Oklahoma | 21 | $ 5,695,000 | $ 271,000 | $ 97,000 |
| Charleston County South Carolina | 21 | $ 7,465,000 | $ 355,000 | $ 117,000 |
| Collin County Texas | 21 | $ 8,155,000 | $ 388,000 | $ 165,000 |
| Montgomery County Texas | 20 | $ 6,500,000 | $ 325,000 | $ 136,000 |
| Douglas County Georgia | 19 | $ 6,355,000 | $ 334,000 | $ 95,000 |
| Houston County Georgia | 19 | $ 5,435,000 | $ 286,000 | $ 81,000 |
| Brazoria County Texas | 19 | $ 6,665,000 | $ 350,000 | $ 131,000 |
| Fannin County Texas | 17 | $ 2,615,000 | $ 153,000 | $ 80,000 |
| Carroll County Georgia | 16 | $ 3,490,000 | $ 218,000 | $ 73,000 |
| Hall County Georgia | 16 | $ 5,470,000 | $ 341,000 | $ 121,000 |
| Randolph County North Carolina | 16 | $ 3,820,000 | $ 238,000 | $ 75,000 |
| York County South Carolina | 16 | $ 4,580,000 | $ 286,000 | $ 117,000 |
| Volusia County Florida | 15 | $ 3,445,000 | $ 229,000 | $ 100,000 |
| Walton County Florida | 15 | $ 3,985,000 | $ 265,000 | $ 84,000 |
| Coweta County Georgia | 15 | $ 6,585,000 | $ 439,000 | $ 118,000 |
| Charles County Maryland | 15 | $ 4,975,000 | $ 331,000 | $ 117,000 |
| Comal County Texas | 15 | $ 7,145,000 | $ 476,000 | $ 155,000 |
| Elmore County Alabama | 14 | $ 3,000,000 | $ 214,000 | $ 68,000 |
| Lee County Alabama | 14 | $ 3,230,000 | $ 230,000 | $ 85,000 |
| Bay County Florida | 14 | $ 3,420,000 | $ 244,000 | $ 94,000 |
| Columbia County Georgia | 14 | $ 5,780,000 | $ 412,000 | $ 127,000 |
| Fayette County Georgia | 14 | $ 5,890,000 | $ 420,000 | $ 122,000 |
| Henrico County Virginia | 14 | $ 3,820,000 | $ 272,000 | $ 96,000 |
| Hillsborough County Florida | 13 | $ 5,065,000 | $ 389,000 | $ 152,000 |
| Lee County North Carolina | 12 | $ 2,150,000 | $ 179,000 | $ 65,000 |
| Medina County Texas | 12 | $ 4,620,000 | $ 385,000 | $ 142,000 |
| Etowah County Alabama | 11 | $ 2,745,000 | $ 249,000 | $ 77,000 |
| Jackson County Georgia | 11 | $ 3,345,000 | $ 304,000 | $ 104,000 |
| Brunswick County North Carolina | 11 | $ 2,525,000 | $ 229,000 | $ 83,000 |
| Lexington County South Carolina | 11 | $ 2,125,000 | $ 193,000 | $ 70,000 |
| Johnson County Texas | 11 | $ 3,895,000 | $ 354,000 | $ 158,000 |
| Williamson County Texas | 11 | $ 3,905,000 | $ 355,000 | $ 171,000 |
| Cabarrus County North Carolina | 10 | $ 2,630,000 | $ 263,000 | $ 107,000 |
| Union County North Carolina | 10 | $ 2,640,000 | $ 264,000 | $ 83,000 |
| Pueblo County Colorado | 9 | $ 1,985,000 | $ 220,000 | $ 82,000 |
| St. Lucie County Florida | 9 | $ 1,505,000 | $ 167,000 | $ 58,000 |
| Davie County North Carolina | 9 | $ 2,035,000 | $ 226,000 | $ 84,000 |
| Gaston County North Carolina | 9 | $ 2,055,000 | $ 228,000 | $ 75,000 |
| Rowan County North Carolina | 9 | $ 2,005,000 | $ 222,000 | $ 87,000 |
| Grady County Oklahoma | 9 | $ 1,705,000 | $ 189,000 | $ 59,000 |
| Logan County Oklahoma | 9 | $ 2,345,000 | $ 260,000 | $ 97,000 |
| Lancaster County South Carolina | 9 | $ 1,875,000 | $ 208,000 | $ 86,000 |
| Guadalupe County Texas | 9 | $ 3,015,000 | $ 335,000 | $ 104,000 |
| Parker County Texas | 9 | $ 4,385,000 | $ 487,000 | $ 237,000 |
| Russell County Alabama | 8 | $ 1,990,000 | $ 248,000 | $ 73,000 |
| Escambia County Florida | 8 | $ 1,610,000 | $ 201,000 | $ 90,000 |
| Clayton County Georgia | 8 | $ 1,560,000 | $ 195,000 | $ 93,000 |
| Polk County Georgia | 8 | $ 1,390,000 | $ 173,000 | $ 67,000 |
| Stokes County North Carolina | 8 | $ 1,570,000 | $ 196,000 | $ 59,000 |
| Yadkin County North Carolina | 8 | $ 1,320,000 | $ 165,000 | $ 63,000 |
| Pottawatomie County Oklahoma | 8 | $ 1,410,000 | $ 176,000 | $ 89,000 |
| Baldwin County Alabama | 7 | $ 3,085,000 | $ 440,000 | $ 215,000 |
| Arapahoe County Colorado | 7 | $ 3,105,000 | $ 443,000 | $ 109,000 |
| District of Columbia County District Of Columbia | 7 | $ 1,345,000 | $ 192,000 | $ 130,000 |
| Pinellas County Florida | 7 | $ 1,595,000 | $ 227,000 | $ 66,000 |
| Bulloch County Georgia | 7 | $ 1,665,000 | $ 237,000 | $ 92,000 |
| Habersham County Georgia | 7 | $ 1,795,000 | $ 256,000 | $ 69,000 |
| Montgomery County Maryland | 7 | $ 1,545,000 | $ 220,000 | $ 121,000 |
| Comanche County Oklahoma | 7 | $ 935,000 | $ 133,000 | $ 52,000 |
| McClain County Oklahoma | 7 | $ 1,855,000 | $ 265,000 | $ 99,000 |
| Kershaw County South Carolina | 7 | $ 2,435,000 | $ 347,000 | $ 102,000 |
| Aransas County Texas | 7 | $ 1,625,000 | $ 232,000 | $ 85,000 |
| San Patricio County Texas | 7 | $ 1,915,000 | $ 273,000 | $ 107,000 |
| Nassau County Florida | 6 | $ 2,210,000 | $ 368,000 | $ 95,000 |
| St. Johns County Florida | 6 | $ 2,220,000 | $ 370,000 | $ 110,000 |
| Rockdale County Georgia | 6 | $ 1,960,000 | $ 326,000 | $ 96,000 |
| Orleans County Louisiana | 6 | $ 1,880,000 | $ 313,000 | $ 140,000 |
| Robeson County North Carolina | 6 | $ 580,000 | $ 96,000 | $ 61,000 |
| Rockingham County North Carolina | 6 | $ 1,130,000 | $ 188,000 | $ 73,000 |
| Wake County North Carolina | 6 | $ 2,240,000 | $ 373,000 | $ 107,000 |
| Franklin County Ohio | 6 | $ 1,120,000 | $ 186,000 | $ 106,000 |
| Horry County South Carolina | 6 | $ 1,650,000 | $ 275,000 | $ 98,000 |
| Lincoln County Tennessee | 6 | $ 2,190,000 | $ 365,000 | $ 175,000 |
| Montgomery County Tennessee | 6 | $ 1,230,000 | $ 205,000 | $ 90,000 |
| Bandera County Texas | 6 | $ 1,960,000 | $ 326,000 | $ 121,000 |
| Jefferson County Texas | 6 | $ 1,770,000 | $ 295,000 | $ 92,000 |
| Kaufman County Texas | 6 | $ 1,630,000 | $ 271,000 | $ 103,000 |
| Liberty County Texas | 6 | $ 620,000 | $ 103,000 | $ 59,000 |
| Red River County Texas | 6 | $ 730,000 | $ 121,000 | $ 46,000 |
| Chesterfield County Virginia | 6 | $ 2,000,000 | $ 333,000 | $ 130,000 |
| Richmond City County Virginia | 6 | $ 2,460,000 | $ 410,000 | $ 169,000 |
| Autauga County Alabama | 5 | $ 925,000 | $ 185,000 | $ 113,000 |
| Jefferson County Alabama | 5 | $ 1,345,000 | $ 269,000 | $ 132,000 |
| El Paso County Colorado | 5 | $ 1,715,000 | $ 343,000 | $ 105,000 |
| Orange County Florida | 5 | $ 945,000 | $ 189,000 | $ 127,000 |
| Seminole County Florida | 5 | $ 1,475,000 | $ 295,000 | $ 108,000 |
| Haralson County Georgia | 5 | $ 1,325,000 | $ 265,000 | $ 85,000 |
| Long County Georgia | 5 | $ 1,255,000 | $ 251,000 | $ 74,000 |
| Anne Arundel County Maryland | 5 | $ 1,375,000 | $ 275,000 | $ 163,000 |
| Alamance County North Carolina | 5 | $ 935,000 | $ 187,000 | $ 65,000 |
| Caldwell County North Carolina | 5 | $ 655,000 | $ 131,000 | $ 37,000 |
| Moore County North Carolina | 5 | $ 1,075,000 | $ 215,000 | $ 93,000 |
| Bryan County Oklahoma | 5 | $ 925,000 | $ 185,000 | $ 58,000 |
| Lincoln County Oklahoma | 5 | $ 665,000 | $ 133,000 | $ 46,000 |
| Bastrop County Texas | 5 | $ 1,235,000 | $ 247,000 | $ 115,000 |
| Bell County Texas | 5 | $ 1,015,000 | $ 203,000 | $ 183,000 |
| Ellis County Texas | 5 | $ 2,085,000 | $ 417,000 | $ 112,000 |
| Kerr County Texas | 5 | $ 1,815,000 | $ 363,000 | $ 110,000 |
| Polk County Texas | 5 | $ 805,000 | $ 161,000 | $ 77,000 |
| Hanover County Virginia | 5 | $ 2,085,000 | $ 417,000 | $ 107,000 |
| Blount County Alabama | 4 | $ 1,040,000 | $ 260,000 | $ 113,000 |
| Cullman County Alabama | 4 | $ 710,000 | $ 177,000 | $ 106,000 |
| Dallas County Alabama | 4 | $ 420,000 | $ 105,000 | $ 55,000 |
| Brevard County Florida | 4 | $ 1,210,000 | $ 302,000 | $ 78,000 |
| Broward County Florida | 4 | $ 1,070,000 | $ 267,000 | $ 161,000 |
| Lee County Florida | 4 | $ 1,670,000 | $ 417,000 | $ 359,000 |
| Pasco County Florida | 4 | $ 1,420,000 | $ 355,000 | $ 115,000 |
| Barrow County Georgia | 4 | $ 1,050,000 | $ 262,000 | $ 82,000 |
| Newton County Georgia | 4 | $ 1,410,000 | $ 352,000 | $ 124,000 |
| Walton County Georgia | 4 | $ 1,370,000 | $ 342,000 | $ 76,000 |
| Jefferson County Louisiana | 4 | $ 830,000 | $ 207,000 | $ 104,000 |
| St. Mary's County Maryland | 4 | $ 900,000 | $ 225,000 | $ 63,000 |
| Iredell County North Carolina | 4 | $ 1,240,000 | $ 310,000 | $ 66,000 |
| Lincoln County North Carolina | 4 | $ 1,460,000 | $ 365,000 | $ 113,000 |
| Fairfield County South Carolina | 4 | $ 970,000 | $ 242,000 | $ 60,000 |
| Jasper County South Carolina | 4 | $ 500,000 | $ 125,000 | $ 40,000 |
| Chambers County Texas | 4 | $ 1,410,000 | $ 352,000 | $ 164,000 |
| Cooke County Texas | 4 | $ 1,700,000 | $ 425,000 | $ 147,000 |
| Delta County Texas | 4 | $ 700,000 | $ 175,000 | $ 42,000 |
| Frio County Texas | 4 | $ 940,000 | $ 235,000 | $ 92,000 |
| Hays County Texas | 4 | $ 1,450,000 | $ 362,000 | $ 124,000 |
| Hunt County Texas | 4 | $ 570,000 | $ 142,000 | $ 59,000 |
| Tom Green County Texas | 4 | $ 1,130,000 | $ 282,000 | $ 130,000 |
| Northumberland County Virginia | 4 | $ 1,750,000 | $ 437,000 | $ 146,000 |
| Calhoun County Alabama | 3 | $ 845,000 | $ 281,000 | $ 187,000 |
| Lauderdale County Alabama | 3 | $ 595,000 | $ 198,000 | $ 62,000 |
| Mobile County Alabama | 3 | $ 715,000 | $ 238,000 | $ 80,000 |
| Fremont County Colorado | 3 | $ 695,000 | $ 231,000 | $ 104,000 |
| Crisp County Georgia | 3 | $ 1,015,000 | $ 338,000 | $ 89,000 |
| Dougherty County Georgia | 3 | $ 575,000 | $ 191,000 | $ 63,000 |
| Gilmer County Georgia | 3 | $ 1,275,000 | $ 425,000 | $ 171,000 |
| Murray County Georgia | 3 | $ 625,000 | $ 208,000 | $ 52,000 |
| Pickens County Georgia | 3 | $ 675,000 | $ 225,000 | $ 85,000 |
| Putnam County Georgia | 3 | $ 915,000 | $ 305,000 | $ 123,000 |
| Baltimore County Maryland | 3 | $ 545,000 | $ 181,000 | $ 55,000 |
| Wayne County Michigan | 3 | $ 225,000 | $ 75,000 | $ 50,000 |
| Catawba County North Carolina | 3 | $ 855,000 | $ 285,000 | $ 90,000 |
| Columbus County North Carolina | 3 | $ 355,000 | $ 118,000 | $ 49,000 |
| Wayne County North Carolina | 3 | $ 405,000 | $ 135,000 | $ 67,000 |
| Stephens County Oklahoma | 3 | $ 335,000 | $ 111,000 | $ 84,000 |
| Colleton County South Carolina | 3 | $ 1,395,000 | $ 465,000 | $ 193,000 |
| Greenville County South Carolina | 3 | $ 775,000 | $ 258,000 | $ 145,000 |
| Davidson County Tennessee | 3 | $ 1,105,000 | $ 368,000 | $ 77,000 |
| Gregg County Texas | 3 | $ 1,355,000 | $ 451,000 | $ 90,000 |
| Henderson County Texas | 3 | $ 765,000 | $ 255,000 | $ 126,000 |
| Palo Pinto County Texas | 3 | $ 965,000 | $ 321,000 | $ 121,000 |
| Wise County Texas | 3 | $ 1,085,000 | $ 361,000 | $ 84,000 |
| Chambers County Alabama | 2 | $ 450,000 | $ 225,000 | $ 91,000 |
| Coffee County Alabama | 2 | $ 690,000 | $ 345,000 | $ 107,000 |
| Covington County Alabama | 2 | $ 360,000 | $ 180,000 | $ 114,000 |
| Tallapoosa County Alabama | 2 | $ 340,000 | $ 170,000 | $ 60,000 |
| Tuscaloosa County Alabama | 2 | $ 400,000 | $ 200,000 | $ 67,000 |
| Walker County Alabama | 2 | $ 150,000 | $ 75,000 | $ 46,000 |
| Jefferson County Colorado | 2 | $ 900,000 | $ 450,000 | $ 192,000 |
| Highlands County Florida | 2 | $ 530,000 | $ 265,000 | $ 220,000 |
| Indian River County Florida | 2 | $ 190,000 | $ 95,000 | $ 52,000 |
| Lake County Florida | 2 | $ 230,000 | $ 115,000 | $ 77,000 |
| Palm Beach County Florida | 2 | $ 840,000 | $ 420,000 | $ 145,000 |
| Polk County Florida | 2 | $ 680,000 | $ 340,000 | $ 129,000 |
| Sarasota County Florida | 2 | $ 760,000 | $ 380,000 | $ 82,000 |
| Bibb County Georgia | 2 | $ 480,000 | $ 240,000 | $ 311,000 |
| Burke County Georgia | 2 | $ 330,000 | $ 165,000 | $ 49,000 |
| Catoosa County Georgia | 2 | $ 540,000 | $ 270,000 | $ 82,000 |
| Fannin County Georgia | 2 | $ 680,000 | $ 340,000 | $ 173,000 |
| Monroe County Georgia | 2 | $ 440,000 | $ 220,000 | $ 57,000 |
| Spalding County Georgia | 2 | $ 380,000 | $ 190,000 | $ 58,000 |
| Stephens County Georgia | 2 | $ 530,000 | $ 265,000 | $ 251,000 |
| White County Georgia | 2 | $ 610,000 | $ 305,000 | $ 175,000 |
| Whitfield County Georgia | 2 | $ 420,000 | $ 210,000 | $ 95,000 |
| Calcasieu County Louisiana | 2 | $ 770,000 | $ 385,000 | $ 204,000 |
| Plaquemines County Louisiana | 2 | $ 290,000 | $ 145,000 | $ 101,000 |
| St. Bernard County Louisiana | 2 | $ 530,000 | $ 265,000 | $ 125,000 |
| Carroll County Maryland | 2 | $ 380,000 | $ 190,000 | $ 101,000 |
| Washington County Maryland | 2 | $ 270,000 | $ 135,000 | $ 93,000 |
| Otero County New Mexico | 2 | $ 390,000 | $ 195,000 | $ 162,000 |
| Buncombe County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 81,000 |
| Chatham County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 119,000 |
| Durham County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 68,000 |
| Pender County North Carolina | 2 | $ 620,000 | $ 310,000 | $ 179,000 |
| Richmond County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 51,000 |
| Sampson County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 88,000 |
| Stanly County North Carolina | 2 | $ 130,000 | $ 65,000 | $ 82,000 |
| Beckham County Oklahoma | 2 | $ 340,000 | $ 170,000 | $ 62,000 |
| Carter County Oklahoma | 2 | $ 570,000 | $ 285,000 | $ 78,000 |
| Custer County Oklahoma | 2 | $ 370,000 | $ 185,000 | $ 70,000 |
| Tulsa County Oklahoma | 2 | $ 390,000 | $ 195,000 | $ 63,000 |
| Wagoner County Oklahoma | 2 | $ 450,000 | $ 225,000 | $ 78,000 |
| Calhoun County South Carolina | 2 | $ 1,000,000 | $ 500,000 | $ 92,000 |
| Dillon County South Carolina | 2 | $ 140,000 | $ 70,000 | $ 53,000 |
| Hampton County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 54,000 |
| Spartanburg County South Carolina | 2 | $ 460,000 | $ 230,000 | $ 77,000 |
| Sumter County South Carolina | 2 | $ 570,000 | $ 285,000 | $ 172,000 |
| Sumner County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 66,000 |
| Austin County Texas | 2 | $ 670,000 | $ 335,000 | $ 196,000 |
| Bowie County Texas | 2 | $ 1,240,000 | $ 620,000 | $ 265,000 |
| Calhoun County Texas | 2 | $ 440,000 | $ 220,000 | $ 77,000 |
| Cameron County Texas | 2 | $ 550,000 | $ 275,000 | $ 226,000 |
| Gaines County Texas | 2 | $ 160,000 | $ 80,000 | $ 55,000 |
| Gillespie County Texas | 2 | $ 580,000 | $ 290,000 | $ 28,000 |
| Hardin County Texas | 2 | $ 550,000 | $ 275,000 | $ 110,000 |
| Hood County Texas | 2 | $ 520,000 | $ 260,000 | $ 64,000 |
| Martin County Texas | 2 | $ 670,000 | $ 335,000 | $ 160,000 |
| Nacogdoches County Texas | 2 | $ 350,000 | $ 175,000 | $ 110,000 |
| Navarro County Texas | 2 | $ 450,000 | $ 225,000 | $ 90,000 |
| Rockwall County Texas | 2 | $ 440,000 | $ 220,000 | $ 112,000 |
| Taylor County Texas | 2 | $ 570,000 | $ 285,000 | $ 60,000 |
| Walker County Texas | 2 | $ 450,000 | $ 225,000 | $ 117,000 |
| Waller County Texas | 2 | $ 640,000 | $ 320,000 | $ 85,000 |
| Washington County Texas | 2 | $ 650,000 | $ 325,000 | $ 135,000 |
| Wood County Texas | 2 | $ 360,000 | $ 180,000 | $ 144,000 |
| Young County Texas | 2 | $ 470,000 | $ 235,000 | $ 65,000 |
| Colonial Heights County Virginia | 2 | $ 470,000 | $ 235,000 | $ 91,000 |
| Lancaster County Virginia | 2 | $ 360,000 | $ 180,000 | $ 81,000 |
| Butler County Alabama | 1 | $ 105,000 | $ 105,000 | $ 59,000 |
| Cherokee County Alabama | 1 | $ 255,000 | $ 255,000 | $ 96,000 |
| Cleburne County Alabama | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Colbert County Alabama | 1 | $ 325,000 | $ 325,000 | $ 88,000 |
| Coosa County Alabama | 1 | $ 225,000 | $ 225,000 | $ 67,000 |
| Geneva County Alabama | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Lawrence County Alabama | 1 | $ 155,000 | $ 155,000 | $ 76,000 |
| Lowndes County Alabama | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Monroe County Alabama | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Randolph County Alabama | 1 | $ 285,000 | $ 285,000 | $ 78,000 |
| Talladega County Alabama | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Lonoke County Arkansas | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Custer County Colorado | 1 | $ 865,000 | $ 865,000 | $ 450,000 |
| Douglas County Colorado | 1 | $ 455,000 | $ 455,000 | $ 98,000 |
| Huerfano County Colorado | 1 | $ 235,000 | $ 235,000 | $ 56,000 |
| Las Animas County Colorado | 1 | $ 465,000 | $ 465,000 | $ 136,000 |
| Montezuma County Colorado | 1 | $ 245,000 | $ 245,000 | $ 203,000 |
| Teller County Colorado | 1 | $ 645,000 | $ 645,000 | $ 95,000 |
| Weld County Colorado | 1 | $ 535,000 | $ 535,000 | $ 218,000 |
| Citrus County Florida | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| Clay County Florida | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Collier County Florida | 1 | $ 535,000 | $ 535,000 | $ 130,000 |
| Flagler County Florida | 1 | $ 365,000 | $ 365,000 | $ 69,000 |
| Holmes County Florida | 1 | $ 105,000 | $ 105,000 | $ 56,000 |
| Jackson County Florida | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Madison County Florida | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Manatee County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 940,000 |
| Marion County Florida | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Martin County Florida | 1 | $ 105,000 | $ 105,000 | $ 33,000 |
| Osceola County Florida | 1 | $ 405,000 | $ 405,000 | $ 158,000 |
| Washington County Florida | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Banks County Georgia | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Candler County Georgia | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Chattooga County Georgia | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Clarke County Georgia | 1 | $ 335,000 | $ 335,000 | $ 90,000 |
| Coffee County Georgia | 1 | $ 55,000 | $ 55,000 | $ 51,000 |
| Dawson County Georgia | 1 | $ 495,000 | $ 495,000 | $ 310,000 |
| Decatur County Georgia | 1 | $ 445,000 | $ 445,000 | $ 125,000 |
| Emanuel County Georgia | 1 | $ 185,000 | $ 185,000 | $ 77,000 |
| Franklin County Georgia | 1 | $ 275,000 | $ 275,000 | $ 117,000 |
| Glynn County Georgia | 1 | $ 155,000 | $ 155,000 | $ 366,000 |
| Laurens County Georgia | 1 | $ 205,000 | $ 205,000 | $ 211,000 |
| Lumpkin County Georgia | 1 | $ 175,000 | $ 175,000 | $ 281,000 |
| McIntosh County Georgia | 1 | $ 265,000 | $ 265,000 | $ 73,000 |
| Meriwether County Georgia | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Richmond County Georgia | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Screven County Georgia | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| Tattnall County Georgia | 1 | $ 295,000 | $ 295,000 | $ 126,000 |
| Toombs County Georgia | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Troup County Georgia | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Upson County Georgia | 1 | $ 165,000 | $ 165,000 | $ 38,000 |
| Ware County Georgia | 1 | $ 125,000 | $ 125,000 | $ 82,000 |
| Wilcox County Georgia | 1 | $ 115,000 | $ 115,000 | $ 32,000 |
| Cook County Illinois | 1 | $ 265,000 | $ 265,000 | $ 320,000 |
| Lake County Illinois | 1 | $ 205,000 | $ 205,000 | $ 131,000 |
| McHenry County Illinois | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Ellis County Kansas | 1 | $ 195,000 | $ 195,000 | $ 142,000 |
| Beauregard County Louisiana | 1 | $ 435,000 | $ 435,000 | $ 165,000 |
| Lafourche County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| St. Tammany County Louisiana | 1 | $ 375,000 | $ 375,000 | $ 100,000 |
| Tangipahoa County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Webster County Louisiana | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Calvert County Maryland | 1 | $ 245,000 | $ 245,000 | $ 45,000 |
| Harford County Maryland | 1 | $ 245,000 | $ 245,000 | $ 41,000 |
| Howard County Maryland | 1 | $ 455,000 | $ 455,000 | $ 132,000 |
| Macomb County Michigan | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Sandoval County New Mexico | 1 | $ 455,000 | $ 455,000 | $ 79,000 |
| Alexander County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 98,000 |
| Bladen County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Cleveland County North Carolina | 1 | $ 645,000 | $ 645,000 | $ 214,000 |
| Franklin County North Carolina | 1 | $ 615,000 | $ 615,000 | $ 187,000 |
| Halifax County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 235,000 |
| Haywood County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 166,000 |
| Jones County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 129,000 |
| Montgomery County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Onslow County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 130,000 |
| Orange County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 118,000 |
| Surry County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 62,000 |
| Watauga County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 252,000 |
| Wilkes County North Carolina | 1 | $ 445,000 | $ 445,000 | $ 124,000 |
| Cuyahoga County Ohio | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Caddo County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Choctaw County Oklahoma | 1 | $ 285,000 | $ 285,000 | $ 125,000 |
| Delaware County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 525,000 |
| Kingfisher County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 180,000 |
| Love County Oklahoma | 1 | $ 325,000 | $ 325,000 | $ 78,000 |
| Marshall County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Sequoyah County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 213,000 |
| Aiken County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Anderson County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Beaufort County South Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 399,000 |
| Cherokee County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 60,000 |
| Chesterfield County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Clarendon County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 166,000 |
| Darlington County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 55,000 |
| Florence County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 54,000 |
| Pickens County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 70,000 |
| Carter County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 163,000 |
| Cocke County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Cumberland County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 27,000 |
| Giles County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 25,000 |
| Grundy County Tennessee | 1 | $ 415,000 | $ 415,000 | $ 69,000 |
| Hamblen County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Lawrence County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 90,000 |
| Macon County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 71,000 |
| Perry County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Roane County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 195,000 |
| Rutherford County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 43,000 |
| Shelby County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 175,000 |
| Williamson County Tennessee | 1 | $ 545,000 | $ 545,000 | $ 180,000 |
| Wilson County Tennessee | 1 | $ 875,000 | $ 875,000 | $ 154,000 |
| Anderson County Texas | 1 | $ 225,000 | $ 225,000 | $ 94,000 |
| Andrews County Texas | 1 | $ 315,000 | $ 315,000 | $ 109,000 |
| Blanco County Texas | 1 | $ 405,000 | $ 405,000 | $ 146,000 |
| Caldwell County Texas | 1 | $ 265,000 | $ 265,000 | $ 112,000 |
| Cass County Texas | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Cherokee County Texas | 1 | $ 315,000 | $ 315,000 | $ 134,000 |
| DeWitt County Texas | 1 | $ 325,000 | $ 325,000 | $ 128,000 |
| Gonzales County Texas | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Harrison County Texas | 1 | $ 525,000 | $ 525,000 | $ 85,000 |
| Hopkins County Texas | 1 | $ 265,000 | $ 265,000 | $ 120,000 |
| Hudspeth County Texas | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Kendall County Texas | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Kleberg County Texas | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Live Oak County Texas | 1 | $ 125,000 | $ 125,000 | $ 125,000 |
| Lubbock County Texas | 1 | $ 375,000 | $ 375,000 | $ 179,000 |
| Matagorda County Texas | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| Orange County Texas | 1 | $ 295,000 | $ 295,000 | $ 91,000 |
| Rains County Texas | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Sabine County Texas | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| San Jacinto County Texas | 1 | $ 345,000 | $ 345,000 | $ 256,000 |
| Upshur County Texas | 1 | $ 365,000 | $ 365,000 | $ 168,000 |
| Uvalde County Texas | 1 | $ 345,000 | $ 345,000 | $ 148,000 |
| Van Zandt County Texas | 1 | $ 395,000 | $ 395,000 | $ 101,000 |
| Victoria County Texas | 1 | $ 345,000 | $ 345,000 | $ 125,000 |
| Ward County Texas | 1 | $ 225,000 | $ 225,000 | $ 104,000 |
| Willacy County Texas | 1 | $ 145,000 | $ 145,000 | $ 146,000 |
| Augusta County Virginia | 1 | $ 265,000 | $ 265,000 | $ 202,000 |
| Botetourt County Virginia | 1 | $ 285,000 | $ 285,000 | $ 70,000 |
| Caroline County Virginia | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| Goochland County Virginia | 1 | $ 355,000 | $ 355,000 | $ 139,000 |
| James City County Virginia | 1 | $ 495,000 | $ 495,000 | $ 195,000 |
| Madison County Virginia | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Manassas County Virginia | 1 | $ 355,000 | $ 355,000 | $ 72,000 |
| New Kent County Virginia | 1 | $ 325,000 | $ 325,000 | $ 82,000 |
| Norfolk County Virginia | 1 | $ 445,000 | $ 445,000 | $ 190,000 |
| Prince George County Virginia | 1 | $ 55,000 | $ 55,000 | $ 2,000 |
| Stafford County Virginia | 1 | $ 165,000 | $ 165,000 | $ 25,000 |
| Virginia Beach County Virginia | 1 | $ 365,000 | $ 365,000 | $ 178,000 |
| Washington County Virginia | 1 | $ 135,000 | $ 135,000 | $ 190,000 |
| Westmoreland County Virginia | 1 | $ 185,000 | $ 185,000 | $ 136,000 |
Mortgage Loan Application Detail Totals for Certainty Home Loans, Llc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,597 | $1,271,805,000 | $276,000 | $1,885,000 | $107,000 | $5,027,000 |
| Cash-out Refinancing | 541 | $137,155,000 | $253,000 | $1,005,000 | $117,000 | $1,398,000 |
| Refinancing | 304 | $87,670,000 | $288,000 | $1,285,000 | $120,000 | $660,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,886 | $811,400,000 | $281,000 | $1,495,000 | $113,000 | $5,027,000 |
| Not Provided | 860 | $247,090,000 | $287,000 | $1,885,000 | $114,000 | $1,228,000 |
| Black or African American | 828 | $221,190,000 | $267,000 | $925,000 | $94,000 | $500,000 |
| Hispanic | 659 | $148,485,000 | $225,000 | $835,000 | $94,000 | $1,266,000 |
| Asian | 139 | $48,005,000 | $345,000 | $1,105,000 | $148,000 | $1,398,000 |
| American Indian or Alaskan Native | 29 | $8,295,000 | $286,000 | $645,000 | $131,000 | $812,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,805,000 | $257,000 | $485,000 | $83,000 | $150,000 |
| Not applicable | 4 | $760,000 | $190,000 | $265,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,218 | $859,250,000 | $267,000 | $1,885,000 | $121,000 | $1,398,000 |
| FHA-insured (Federal Housing Administration) | 1,256 | $318,200,000 | $253,000 | $745,000 | $86,000 | $5,027,000 |
| VA-guaranteed (Veterans Administration) | 856 | $296,580,000 | $346,000 | $1,605,000 | $103,000 | $807,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 112 | $22,600,000 | $201,000 | $365,000 | $63,000 | $125,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,770 | $1,037,340,000 | $275,000 | $1,885,000 | $109,000 | $5,027,000 |
| Application Withdrawn By Applicant | 1,262 | $355,970,000 | $282,000 | $1,605,000 | $113,000 | $807,000 |
| Application Denied By Financial Institution | 364 | $91,260,000 | $250,000 | $965,000 | $94,000 | $1,266,000 |
| Application Approved But Not Accepted | 27 | $6,635,000 | $245,000 | $645,000 | $105,000 | $493,000 |
| File Closed For Incompleteness | 15 | $4,665,000 | $311,000 | $565,000 | $110,000 | $250,000 |
| Loan Purchased By The Institution | 4 | $760,000 | $190,000 | $265,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,078 | $1,405,370,000 | $276,000 | $1,885,000 | $110,000 | $5,027,000 |
| Collateral | 92 | $21,470,000 | $233,000 | $705,000 | $104,000 | $611,000 |
| Debt-To-Income Ratio | 90 | $26,550,000 | $295,000 | $965,000 | $82,000 | $479,000 |
| Credit History | 51 | $10,705,000 | $209,000 | $685,000 | $116,000 | $1,266,000 |
| Unverifiable Information | 41 | $9,465,000 | $230,000 | $445,000 | $63,000 | $160,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 39 | $11,645,000 | $298,000 | $685,000 | $113,000 | $619,000 |
| Other | 21 | $4,935,000 | $235,000 | $625,000 | $93,000 | $151,000 |
| Credit Application Incomplete | 17 | $4,265,000 | $250,000 | $605,000 | $110,000 | $408,000 |
| Employment History | 13 | $2,225,000 | $171,000 | $385,000 | $46,000 | $130,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Certainty Home Loans, Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Certainty Home Loans, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.